Home > First Community Bank > Assets and Liabilities
First Community Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $224,761,000 | 2,773 |
| Cash and due from depository institutions | $3,847,000 | 3,927 |
| Interest-bearing balances | $1,000 | 6,613 |
| Securities | $3,096,000 | 7,692 |
| Federal funds sold & reverse repurchase agreements | $25,810,000 | 605 |
| Net loans & leases | $185,747,000 | 2,358 |
| Loan loss allowance | $2,040,000 | 2,423 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,279,000 | 4,206 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $1,568,000 | 1,489 |
| All other assets | $2,414,000 | 4,748 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $224,761,000 | 2,773 |
| Total liabilities | $203,707,000 | 2,754 |
| Total deposits | $187,417,000 | 2,719 |
| Interest-bearing deposits | $157,700,000 | 2,752 |
| Deposits held in domestic offices | $187,417,000 | 2,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $457,000 | 2,953 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,654,000 | 2,133 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,179,000 | 2,233 |
| Total equity capital | $21,054,000 | 3,047 |
| Total bank equity capital | $21,054,000 | 3,047 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,031,000 | 750 |
| Surplus | $6,031,000 | 3,481 |
| Undivided profits | $8,992,000 | 3,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,611,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,064,000 | 3,741 |
| Earning assets | $214,654,000 | 2,681 |
| Long-term assets (5+ years) | $9,740,000 | 4,717 |
| Average Assets, year-to-date | $218,004,000 | 2,753 |
| Average Assets, quarterly | $219,827,000 | 2,801 |
| Volatile liabilities | $57,112,000 | 2,405 |
| Insider loans | $4,937,000 | 1,452 |
| FHLB advances | $13,654,000 | 2,031 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $36,667,000 | 2,261 |
| Tier 1 (core) risk-based capital | $19,501,000 | 3,149 |
| Tier 2 risk-based capital | $2,040,000 | 2,324 |
| Total risk weighted assets | $187,340,000 | 2,408 |
| Total unused commitments | $36,667,000 | 2,262 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $214,893,000 | 2,863 |
| Cash and due from depository institutions | $2,974,000 | 3,860 |
| Interest-bearing balances | $1,000 | 6,654 |
| Securities | $4,584,000 | 7,432 |
| Federal funds sold & reverse repurchase agreements | $15,995,000 | 871 |
| Net loans & leases | $185,133,000 | 2,358 |
| Loan loss allowance | $2,046,000 | 2,430 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,331,000 | 4,106 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $1,568,000 | 1,481 |
| All other assets | $2,308,000 | 4,865 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $214,893,000 | 2,863 |
| Total liabilities | $194,724,000 | 2,836 |
| Total deposits | $177,355,000 | 2,806 |
| Interest-bearing deposits | $154,432,000 | 2,755 |
| Deposits held in domestic offices | $177,355,000 | 2,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $461,000 | 3,187 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,723,000 | 2,140 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,185,000 | 2,180 |
| Total equity capital | $20,169,000 | 3,136 |
| Total bank equity capital | $20,169,000 | 3,136 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,031,000 | 735 |
| Surplus | $6,031,000 | 3,444 |
| Undivided profits | $8,107,000 | 3,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,018,000 | 3,907 |
| Earning assets | $205,713,000 | 2,761 |
| Long-term assets (5+ years) | $9,823,000 | 4,667 |
| Average Assets, year-to-date | $216,314,750 | 2,782 |
| Average Assets, quarterly | $215,306,000 | 2,840 |
| Volatile liabilities | $55,254,000 | 2,432 |
| Insider loans | $4,988,000 | 1,429 |
| FHLB advances | $14,723,000 | 2,033 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $37,991,000 | 2,229 |
| Tier 1 (core) risk-based capital | $18,615,000 | 3,257 |
| Tier 2 risk-based capital | $2,046,000 | 2,323 |
| Total risk weighted assets | $185,319,000 | 2,417 |
| Total unused commitments | $37,991,000 | 2,230 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 42 | 3,880 |
| Assets and Liabilities | ||
| Total Assets: | $215,719,000 | 2,851 |
| Cash and due from depository institutions | $3,575,000 | 3,880 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $5,294,000 | 7,294 |
| Federal funds sold & reverse repurchase agreements | $20,475,000 | 589 |
| Net loans & leases | $179,984,000 | 2,399 |
| Loan loss allowance | $2,039,000 | 2,404 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,382,000 | 4,036 |
| Other real estate owned | $258,000 | 3,880 |
| Goodwill and other intangibles | $1,568,000 | 1,468 |
| All other assets | $2,183,000 | 4,943 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $215,719,000 | 2,851 |
| Total liabilities | $196,303,000 | 2,814 |
| Total deposits | $176,694,000 | 2,812 |
| Interest-bearing deposits | $152,021,000 | 2,770 |
| Deposits held in domestic offices | $176,694,000 | 2,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $501,000 | 3,277 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,591,000 | 1,927 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,517,000 | 2,670 |
| Total equity capital | $19,416,000 | 3,129 |
| Total bank equity capital | $19,416,000 | 3,129 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,031,000 | 714 |
| Surplus | $5,916,000 | 3,461 |
| Undivided profits | $7,469,000 | 3,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 6,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $977,000 | 3,685 |
| Earning assets | $205,753,000 | 2,747 |
| Long-term assets (5+ years) | $8,989,000 | 4,776 |
| Average Assets, year-to-date | $216,788,670 | 2,781 |
| Average Assets, quarterly | $215,745,500 | 2,819 |
| Volatile liabilities | $53,126,000 | 2,467 |
| Insider loans | $4,819,000 | 1,447 |
| FHLB advances | $17,591,000 | 1,814 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $34,362,000 | 2,385 |
| Tier 1 (core) risk-based capital | $17,886,000 | 3,315 |
| Tier 2 risk-based capital | $2,039,000 | 2,312 |
| Total risk weighted assets | $183,040,000 | 2,414 |
| Total unused commitments | $34,362,000 | 2,385 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $215,772,000 | 2,819 |
| Cash and due from depository institutions | $5,336,000 | 3,868 |
| Interest-bearing balances | $3,000 | 6,621 |
| Securities | $4,071,000 | 7,627 |
| Federal funds sold & reverse repurchase agreements | $16,615,000 | 899 |
| Net loans & leases | $183,324,000 | 2,317 |
| Loan loss allowance | $2,029,000 | 2,392 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,435,000 | 3,936 |
| Other real estate owned | $258,000 | 3,868 |
| Goodwill and other intangibles | $1,568,000 | 1,444 |
| All other assets | $2,165,000 | 4,874 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $215,772,000 | 2,819 |
| Total liabilities | $196,789,000 | 2,782 |
| Total deposits | $178,829,000 | 2,762 |
| Interest-bearing deposits | $154,911,000 | 2,709 |
| Deposits held in domestic offices | $178,829,000 | 2,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $503,000 | 2,935 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,613,000 | 1,976 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,844,000 | 2,306 |
| Total equity capital | $18,983,000 | 3,173 |
| Total bank equity capital | $18,983,000 | 3,173 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,031,000 | 699 |
| Surplus | $5,718,000 | 3,466 |
| Undivided profits | $7,234,000 | 3,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $436,000 | 3,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $957,000 | 3,559 |
| Earning assets | $204,013,000 | 2,746 |
| Long-term assets (5+ years) | $6,695,000 | 5,289 |
| Average Assets, year-to-date | $217,323,500 | 2,784 |
| Average Assets, quarterly | $217,323,500 | 2,784 |
| Volatile liabilities | $51,805,000 | 2,415 |
| Insider loans | $4,847,000 | 1,412 |
| FHLB advances | $15,613,000 | 1,882 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $30,628,000 | 2,543 |
| Tier 1 (core) risk-based capital | $17,445,000 | 3,340 |
| Tier 2 risk-based capital | $2,029,000 | 2,279 |
| Total risk weighted assets | $184,400,000 | 2,355 |
| Total unused commitments | $30,628,000 | 2,546 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $218,875,000 | 2,778 |
| Cash and due from depository institutions | $10,126,000 | 3,855 |
| Interest-bearing balances | $2,000 | 6,701 |
| Securities | $4,079,000 | 7,668 |
| Federal funds sold & reverse repurchase agreements | $20,555,000 | 634 |
| Net loans & leases | $177,697,000 | 2,346 |
| Loan loss allowance | $1,988,000 | 2,392 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,476,000 | 3,883 |
| Other real estate owned | $388,000 | 3,855 |
| Goodwill and other intangibles | $1,568,000 | 1,435 |
| All other assets | $1,986,000 | 5,078 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $218,875,000 | 2,778 |
| Total liabilities | $200,262,000 | 2,719 |
| Total deposits | $187,843,000 | 2,620 |
| Interest-bearing deposits | $163,383,000 | 2,566 |
| Deposits held in domestic offices | $187,843,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $522,000 | 3,097 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,522,000 | 2,582 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,375,000 | 2,785 |
| Total equity capital | $18,613,000 | 3,189 |
| Total bank equity capital | $18,613,000 | 3,189 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,031,000 | 685 |
| Surplus | $5,474,000 | 3,513 |
| Undivided profits | $7,108,000 | 3,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $767,000 | 4,318 |
| Earning assets | $202,333,000 | 2,738 |
| Long-term assets (5+ years) | $2,309,000 | 6,704 |
| Average Assets, year-to-date | $203,621,800 | 2,835 |
| Average Assets, quarterly | $214,447,000 | 2,785 |
| Volatile liabilities | $54,761,000 | 2,278 |
| Insider loans | $4,151,000 | 1,610 |
| FHLB advances | $10,522,000 | 2,448 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,391,000 | 2,466 |
| Tier 1 (core) risk-based capital | $17,082,000 | 3,358 |
| Tier 2 risk-based capital | $1,988,000 | 2,299 |
| Total risk weighted assets | $177,415,000 | 2,406 |
| Total unused commitments | $31,391,000 | 2,466 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 42 | 3,858 |
| Assets and Liabilities | ||
| Total Assets: | $210,019,000 | 2,822 |
| Cash and due from depository institutions | $3,205,000 | 3,858 |
| Interest-bearing balances | $3,000 | 6,697 |
| Securities | $4,094,000 | 7,701 |
| Federal funds sold & reverse repurchase agreements | $19,980,000 | 663 |
| Net loans & leases | $176,622,000 | 2,323 |
| Loan loss allowance | $2,000,000 | 2,359 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,410,000 | 3,906 |
| Other real estate owned | $393,000 | 3,858 |
| Goodwill and other intangibles | $1,568,000 | 1,407 |
| All other assets | $1,747,000 | 5,383 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $210,019,000 | 2,822 |
| Total liabilities | $191,730,000 | 2,788 |
| Total deposits | $179,899,000 | 2,668 |
| Interest-bearing deposits | $158,177,000 | 2,584 |
| Deposits held in domestic offices | $179,899,000 | 2,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $456,000 | 3,218 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,800,000 | 2,760 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,575,000 | 2,494 |
| Total equity capital | $18,289,000 | 3,204 |
| Total bank equity capital | $18,289,000 | 3,204 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,031,000 | 655 |
| Surplus | $5,293,000 | 3,519 |
| Undivided profits | $6,965,000 | 3,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $742,000 | 4,390 |
| Earning assets | $200,699,000 | 2,731 |
| Long-term assets (5+ years) | $67,000 | 7,833 |
| Average Assets, year-to-date | $199,808,500 | 2,860 |
| Average Assets, quarterly | $208,895,000 | 2,809 |
| Volatile liabilities | $53,181,000 | 2,264 |
| Insider loans | $4,137,000 | 1,585 |
| FHLB advances | $9,800,000 | 2,627 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,327,000 | 2,334 |
| Tier 1 (core) risk-based capital | $16,747,000 | 3,366 |
| Tier 2 risk-based capital | $2,000,000 | 2,268 |
| Total risk weighted assets | $174,483,000 | 2,401 |
| Total unused commitments | $33,327,000 | 2,337 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $207,771,000 | 2,808 |
| Cash and due from depository institutions | $3,924,000 | 4,082 |
| Interest-bearing balances | $2,000 | 6,722 |
| Securities | $3,716,000 | 7,839 |
| Federal funds sold & reverse repurchase agreements | $19,220,000 | 635 |
| Net loans & leases | $174,863,000 | 2,285 |
| Loan loss allowance | $1,953,000 | 2,391 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,369,000 | 3,918 |
| Other real estate owned | $393,000 | 4,082 |
| Goodwill and other intangibles | $1,568,000 | 1,400 |
| All other assets | $1,718,000 | 5,261 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $207,771,000 | 2,808 |
| Total liabilities | $189,970,000 | 2,761 |
| Total deposits | $178,540,000 | 2,654 |
| Interest-bearing deposits | $157,038,000 | 2,556 |
| Deposits held in domestic offices | $178,540,000 | 2,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $463,000 | 3,249 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,872,000 | 2,710 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,095,000 | 3,045 |
| Total equity capital | $17,801,000 | 3,225 |
| Total bank equity capital | $17,801,000 | 3,225 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,031,000 | 634 |
| Surplus | $5,124,000 | 3,541 |
| Undivided profits | $6,646,000 | 3,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 3,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $761,000 | 3,984 |
| Earning assets | $197,801,000 | 2,727 |
| Long-term assets (5+ years) | $115,000 | 7,824 |
| Average Assets, year-to-date | $196,405,000 | 2,888 |
| Average Assets, quarterly | $198,337,000 | 2,883 |
| Volatile liabilities | $51,123,000 | 2,245 |
| Insider loans | $4,127,000 | 1,543 |
| FHLB advances | $9,872,000 | 2,591 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $34,207,000 | 2,232 |
| Tier 1 (core) risk-based capital | $16,255,000 | 3,377 |
| Tier 2 risk-based capital | $1,953,000 | 2,280 |
| Total risk weighted assets | $172,803,000 | 2,379 |
| Total unused commitments | $34,207,000 | 2,232 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 39 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $188,903,000 | 3,003 |
| Cash and due from depository institutions | $2,304,000 | 4,079 |
| Interest-bearing balances | $2,000 | 6,746 |
| Securities | $3,449,000 | 7,990 |
| Federal funds sold & reverse repurchase agreements | $11,865,000 | 1,052 |
| Net loans & leases | $165,670,000 | 2,344 |
| Loan loss allowance | $1,854,000 | 2,468 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,256,000 | 4,023 |
| Other real estate owned | $258,000 | 4,079 |
| Goodwill and other intangibles | $1,568,000 | 1,390 |
| All other assets | $1,533,000 | 5,565 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $188,903,000 | 3,003 |
| Total liabilities | $171,388,000 | 2,971 |
| Total deposits | $155,847,000 | 2,954 |
| Interest-bearing deposits | $134,962,000 | 2,891 |
| Deposits held in domestic offices | $155,847,000 | 2,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $485,000 | 2,930 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,872,000 | 2,120 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,184,000 | 2,843 |
| Total equity capital | $17,515,000 | 3,206 |
| Total bank equity capital | $17,515,000 | 3,206 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,031,000 | 615 |
| Surplus | $5,070,000 | 3,538 |
| Undivided profits | $6,414,000 | 3,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $693,000 | 4,194 |
| Earning assets | $180,986,000 | 2,909 |
| Long-term assets (5+ years) | $327,000 | 7,785 |
| Average Assets, year-to-date | $190,722,000 | 2,960 |
| Average Assets, quarterly | $190,722,000 | 2,960 |
| Volatile liabilities | $46,602,000 | 2,299 |
| Insider loans | $4,139,000 | 1,499 |
| FHLB advances | $13,872,000 | 2,014 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $37,266,000 | 2,071 |
| Tier 1 (core) risk-based capital | $15,980,000 | 3,390 |
| Tier 2 risk-based capital | $1,854,000 | 2,339 |
| Total risk weighted assets | $161,130,000 | 2,496 |
| Total unused commitments | $37,266,000 | 2,075 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 39 | 4,100 |
| Assets and Liabilities | ||
| Total Assets: | $192,541,000 | 2,965 |
| Cash and due from depository institutions | $2,818,000 | 4,100 |
| Interest-bearing balances | $3,000 | 6,716 |
| Securities | $3,481,000 | 8,025 |
| Federal funds sold & reverse repurchase agreements | $16,385,000 | 715 |
| Net loans & leases | $164,677,000 | 2,342 |
| Loan loss allowance | $1,832,000 | 2,492 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,944,000 | 4,372 |
| Other real estate owned | $258,000 | 4,100 |
| Goodwill and other intangibles | $1,568,000 | 1,385 |
| All other assets | $1,410,000 | 5,716 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $192,541,000 | 2,965 |
| Total liabilities | $175,217,000 | 2,926 |
| Total deposits | $163,898,000 | 2,824 |
| Interest-bearing deposits | $138,761,000 | 2,824 |
| Deposits held in domestic offices | $163,898,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $488,000 | 3,070 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,896,000 | 2,635 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $935,000 | 3,254 |
| Total equity capital | $17,324,000 | 3,236 |
| Total bank equity capital | $17,324,000 | 3,236 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,031,000 | 603 |
| Surplus | $4,822,000 | 3,641 |
| Undivided profits | $6,471,000 | 4,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $609,000 | 4,649 |
| Earning assets | $184,546,000 | 2,859 |
| Long-term assets (5+ years) | $170,000 | 7,893 |
| Average Assets, year-to-date | $186,284,000 | 2,927 |
| Average Assets, quarterly | $187,902,500 | 2,989 |
| Volatile liabilities | $42,088,000 | 2,434 |
| Insider loans | $4,156,000 | 1,461 |
| FHLB advances | $9,896,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,055,000 | 2,049 |
| Tier 1 (core) risk-based capital | $15,768,000 | 3,380 |
| Tier 2 risk-based capital | $1,832,000 | 2,358 |
| Total risk weighted assets | $161,470,000 | 2,469 |
| Total unused commitments | $36,055,000 | 2,050 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 39 | 4,087 |
| Assets and Liabilities | ||
| Total Assets: | $183,264,000 | 3,033 |
| Cash and due from depository institutions | $2,666,000 | 4,087 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $3,500,000 | 8,041 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 853 |
| Net loans & leases | $158,588,000 | 2,380 |
| Loan loss allowance | $1,775,000 | 2,549 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,953,000 | 4,304 |
| Other real estate owned | $258,000 | 4,087 |
| Goodwill and other intangibles | $1,568,000 | 1,365 |
| All other assets | $1,431,000 | 5,674 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $183,264,000 | 3,033 |
| Total liabilities | $166,111,000 | 3,009 |
| Total deposits | $156,814,000 | 2,897 |
| Interest-bearing deposits | $135,323,000 | 2,846 |
| Deposits held in domestic offices | $156,814,000 | 2,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $421,000 | 3,270 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,896,000 | 2,957 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $980,000 | 3,244 |
| Total equity capital | $17,153,000 | 3,265 |
| Total bank equity capital | $17,153,000 | 3,265 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,031,000 | 595 |
| Surplus | $4,671,000 | 3,679 |
| Undivided profits | $6,451,000 | 4,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $565,000 | 5,059 |
| Earning assets | $175,390,000 | 2,944 |
| Long-term assets (5+ years) | $345,000 | 7,863 |
| Average Assets, year-to-date | $184,719,750 | 2,940 |
| Average Assets, quarterly | $186,483,500 | 2,967 |
| Volatile liabilities | $37,324,000 | 2,626 |
| Insider loans | $4,164,000 | 1,394 |
| FHLB advances | $7,896,000 | 2,828 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,547,000 | 2,002 |
| Tier 1 (core) risk-based capital | $15,584,000 | 3,406 |
| Tier 2 risk-based capital | $1,775,000 | 2,395 |
| Total risk weighted assets | $156,850,000 | 2,496 |
| Total unused commitments | $36,547,000 | 2,004 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $189,703,000 | 2,937 |
| Cash and due from depository institutions | $3,562,000 | 4,127 |
| Interest-bearing balances | $6,000 | 6,688 |
| Securities | $3,457,000 | 8,119 |
| Federal funds sold & reverse repurchase agreements | $12,980,000 | 831 |
| Net loans & leases | $164,368,000 | 2,252 |
| Loan loss allowance | $1,752,000 | 2,576 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,995,000 | 4,234 |
| Other real estate owned | $260,000 | 4,127 |
| Goodwill and other intangibles | $1,568,000 | 1,351 |
| All other assets | $1,513,000 | 5,526 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $189,703,000 | 2,937 |
| Total liabilities | $173,169,000 | 2,901 |
| Total deposits | $158,930,000 | 2,843 |
| Interest-bearing deposits | $137,417,000 | 2,810 |
| Deposits held in domestic offices | $158,930,000 | 2,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $430,000 | 3,304 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,920,000 | 2,232 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $889,000 | 3,190 |
| Total equity capital | $16,534,000 | 3,250 |
| Total bank equity capital | $16,534,000 | 3,250 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,031,000 | 582 |
| Surplus | $4,503,000 | 3,711 |
| Undivided profits | $6,000,000 | 4,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $639,000 | 4,359 |
| Earning assets | $180,811,000 | 2,852 |
| Long-term assets (5+ years) | $361,000 | 7,903 |
| Average Assets, year-to-date | $185,205,000 | 2,942 |
| Average Assets, quarterly | $188,067,000 | 2,930 |
| Volatile liabilities | $42,227,000 | 2,334 |
| Insider loans | $4,709,000 | 1,212 |
| FHLB advances | $12,920,000 | 2,105 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,656,000 | 2,206 |
| Tier 1 (core) risk-based capital | $14,993,000 | 3,470 |
| Tier 2 risk-based capital | $1,752,000 | 2,399 |
| Total risk weighted assets | $163,390,000 | 2,363 |
| Total unused commitments | $31,656,000 | 2,212 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $186,431,000 | 2,950 |
| Cash and due from depository institutions | $2,331,000 | 4,118 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $3,275,000 | 8,154 |
| Federal funds sold & reverse repurchase agreements | $19,030,000 | 752 |
| Net loans & leases | $156,705,000 | 2,296 |
| Loan loss allowance | $1,601,000 | 2,762 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,000,000 | 4,194 |
| Other real estate owned | $260,000 | 4,118 |
| Goodwill and other intangibles | $1,568,000 | 1,347 |
| All other assets | $1,262,000 | 5,841 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $186,431,000 | 2,950 |
| Total liabilities | $170,350,000 | 2,899 |
| Total deposits | $160,980,000 | 2,789 |
| Interest-bearing deposits | $139,601,000 | 2,756 |
| Deposits held in domestic offices | $160,980,000 | 2,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $456,000 | 2,828 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,920,000 | 2,793 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $994,000 | 3,228 |
| Total equity capital | $16,081,000 | 3,384 |
| Total bank equity capital | $16,081,000 | 3,384 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,031,000 | 578 |
| Surplus | $4,503,000 | 3,672 |
| Undivided profits | $5,547,000 | 4,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $607,000 | 4,502 |
| Earning assets | $179,012,000 | 2,836 |
| Long-term assets (5+ years) | $335,000 | 7,933 |
| Average Assets, year-to-date | $182,956,000 | 2,972 |
| Average Assets, quarterly | $182,956,000 | 2,972 |
| Volatile liabilities | $39,448,000 | 2,377 |
| Insider loans | $3,974,000 | 1,418 |
| FHLB advances | $7,920,000 | 2,671 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $35,303,000 | 1,974 |
| Tier 1 (core) risk-based capital | $14,503,000 | 3,541 |
| Tier 2 risk-based capital | $1,601,000 | 2,544 |
| Total risk weighted assets | $156,910,000 | 2,387 |
| Total unused commitments | $35,303,000 | 1,979 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $179,481,000 | 3,039 |
| Cash and due from depository institutions | $3,297,000 | 4,137 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $3,572,000 | 8,174 |
| Federal funds sold & reverse repurchase agreements | $14,695,000 | 786 |
| Net loans & leases | $152,787,000 | 2,330 |
| Loan loss allowance | $1,470,000 | 2,951 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,020,000 | 4,158 |
| Other real estate owned | $260,000 | 4,137 |
| Goodwill and other intangibles | $1,568,000 | 1,339 |
| All other assets | $1,282,000 | 5,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,481,000 | 3,039 |
| Total liabilities | $163,870,000 | 2,994 |
| Total deposits | $154,258,000 | 2,886 |
| Interest-bearing deposits | $132,549,000 | 2,872 |
| Deposits held in domestic offices | $154,258,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $696,000 | 2,882 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,944,000 | 2,776 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $972,000 | 3,158 |
| Total equity capital | $15,611,000 | 3,411 |
| Total bank equity capital | $15,611,000 | 3,411 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,031,000 | 584 |
| Surplus | $4,149,000 | 3,841 |
| Undivided profits | $5,431,000 | 4,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $602,000 | 4,690 |
| Earning assets | $171,055,000 | 2,938 |
| Long-term assets (5+ years) | $645,000 | 7,831 |
| Average Assets, year-to-date | $168,892,000 | 3,086 |
| Average Assets, quarterly | $175,896,000 | 3,054 |
| Volatile liabilities | $36,218,000 | 2,565 |
| Insider loans | $4,001,000 | 1,375 |
| FHLB advances | $7,944,000 | 2,642 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $32,737,000 | 2,031 |
| Tier 1 (core) risk-based capital | $14,036,000 | 3,596 |
| Tier 2 risk-based capital | $1,470,000 | 2,710 |
| Total risk weighted assets | $148,502,000 | 2,489 |
| Total unused commitments | $32,737,000 | 2,033 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $172,311,000 | 3,127 |
| Cash and due from depository institutions | $3,115,000 | 4,164 |
| Interest-bearing balances | $41,000 | 6,062 |
| Securities | $3,610,000 | 8,131 |
| Federal funds sold & reverse repurchase agreements | $12,025,000 | 1,201 |
| Net loans & leases | $148,780,000 | 2,361 |
| Loan loss allowance | $1,656,000 | 2,654 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,021,000 | 4,148 |
| Other real estate owned | $0 | 4,164 |
| Goodwill and other intangibles | $1,568,000 | 1,318 |
| All other assets | $1,192,000 | 6,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,311,000 | 3,127 |
| Total liabilities | $157,159,000 | 3,074 |
| Total deposits | $147,534,000 | 2,990 |
| Interest-bearing deposits | $128,704,000 | 2,948 |
| Deposits held in domestic offices | $147,534,000 | 2,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $664,000 | 2,771 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,944,000 | 2,746 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,017,000 | 3,176 |
| Total equity capital | $15,152,000 | 3,479 |
| Total bank equity capital | $15,152,000 | 3,479 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,031,000 | 576 |
| Surplus | $4,148,000 | 3,776 |
| Undivided profits | $4,973,000 | 4,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $595,000 | 4,894 |
| Earning assets | $164,456,000 | 3,018 |
| Long-term assets (5+ years) | $880,000 | 7,781 |
| Average Assets, year-to-date | $166,244,750 | 3,145 |
| Average Assets, quarterly | $170,428,500 | 3,137 |
| Volatile liabilities | $36,008,000 | 2,504 |
| Insider loans | $4,007,000 | 1,369 |
| FHLB advances | $7,944,000 | 2,602 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $36,093,000 | 1,908 |
| Tier 1 (core) risk-based capital | $13,574,000 | 3,682 |
| Tier 2 risk-based capital | $1,656,000 | 2,449 |
| Total risk weighted assets | $144,233,000 | 2,531 |
| Total unused commitments | $36,093,000 | 1,911 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $168,546,000 | 3,170 |
| Cash and due from depository institutions | $14,778,000 | 4,182 |
| Interest-bearing balances | $11,887,000 | 699 |
| Securities | $3,591,000 | 8,144 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $145,237,000 | 2,393 |
| Loan loss allowance | $1,660,000 | 2,611 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,014,000 | 4,127 |
| Other real estate owned | $0 | 4,182 |
| Goodwill and other intangibles | $1,568,000 | 1,289 |
| All other assets | $1,358,000 | 5,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,546,000 | 3,170 |
| Total liabilities | $153,882,000 | 3,122 |
| Total deposits | $144,431,000 | 3,051 |
| Interest-bearing deposits | $124,965,000 | 2,991 |
| Deposits held in domestic offices | $144,431,000 | 3,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $689,000 | 2,677 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,981,000 | 2,695 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $781,000 | 3,904 |
| Total equity capital | $14,664,000 | 3,590 |
| Total bank equity capital | $14,664,000 | 3,590 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,031,000 | 567 |
| Surplus | $4,148,000 | 3,739 |
| Undivided profits | $4,485,000 | 4,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 4,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $589,000 | 4,800 |
| Earning assets | $160,715,000 | 3,056 |
| Long-term assets (5+ years) | $686,000 | 7,877 |
| Average Assets, year-to-date | $164,222,670 | 3,173 |
| Average Assets, quarterly | $168,667,000 | 3,141 |
| Volatile liabilities | $34,324,000 | 2,577 |
| Insider loans | $3,870,000 | 1,421 |
| FHLB advances | $7,968,000 | 2,543 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $36,145,000 | 1,847 |
| Tier 1 (core) risk-based capital | $13,088,000 | 3,736 |
| Tier 2 risk-based capital | $1,660,000 | 2,393 |
| Total risk weighted assets | $141,899,000 | 2,523 |
| Total unused commitments | $36,145,000 | 1,855 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $168,788,000 | 3,136 |
| Cash and due from depository institutions | $19,800,000 | 4,145 |
| Interest-bearing balances | $19,127,000 | 431 |
| Securities | $3,862,000 | 8,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $140,210,000 | 2,413 |
| Loan loss allowance | $1,643,000 | 2,594 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,053,000 | 4,035 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $1,568,000 | 1,277 |
| All other assets | $1,295,000 | 5,682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,788,000 | 3,136 |
| Total liabilities | $154,589,000 | 3,085 |
| Total deposits | $144,971,000 | 3,009 |
| Interest-bearing deposits | $127,824,000 | 2,920 |
| Deposits held in domestic offices | $144,971,000 | 3,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $837,000 | 2,446 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,984,000 | 2,579 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $797,000 | 3,898 |
| Total equity capital | $14,199,000 | 3,626 |
| Total bank equity capital | $14,199,000 | 3,626 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,031,000 | 559 |
| Surplus | $4,003,000 | 3,762 |
| Undivided profits | $4,165,000 | 5,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $570,000 | 4,879 |
| Earning assets | $163,199,000 | 2,989 |
| Long-term assets (5+ years) | $1,332,000 | 7,561 |
| Average Assets, year-to-date | $162,061,000 | 3,203 |
| Average Assets, quarterly | $162,061,000 | 3,203 |
| Volatile liabilities | $36,633,000 | 2,404 |
| Insider loans | $3,884,000 | 1,389 |
| FHLB advances | $7,968,000 | 2,452 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $38,285,000 | 1,707 |
| Tier 1 (core) risk-based capital | $12,623,000 | 3,797 |
| Tier 2 risk-based capital | $1,643,000 | 2,376 |
| Total risk weighted assets | $138,510,000 | 2,532 |
| Total unused commitments | $38,285,000 | 1,716 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $155,334,000 | 3,290 |
| Cash and due from depository institutions | $14,807,000 | 4,137 |
| Interest-bearing balances | $14,068,000 | 546 |
| Securities | $2,966,000 | 8,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $132,697,000 | 2,517 |
| Loan loss allowance | $1,491,000 | 2,760 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,088,000 | 3,970 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $1,568,000 | 1,262 |
| All other assets | $1,208,000 | 5,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,334,000 | 3,290 |
| Total liabilities | $141,504,000 | 3,244 |
| Total deposits | $135,085,000 | 3,139 |
| Interest-bearing deposits | $118,463,000 | 3,059 |
| Deposits held in domestic offices | $135,085,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $630,000 | 2,706 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,011,000 | 3,230 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $778,000 | 4,014 |
| Total equity capital | $13,830,000 | 3,661 |
| Total bank equity capital | $13,830,000 | 3,661 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,031,000 | 558 |
| Surplus | $3,626,000 | 3,999 |
| Undivided profits | $4,173,000 | 5,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $524,000 | 5,453 |
| Earning assets | $149,731,000 | 3,156 |
| Long-term assets (5+ years) | $1,549,000 | 7,478 |
| Average Assets, year-to-date | $153,915,200 | 3,187 |
| Average Assets, quarterly | $154,628,000 | 3,266 |
| Volatile liabilities | $32,810,000 | 2,596 |
| Insider loans | $4,052,000 | 1,305 |
| FHLB advances | $4,992,000 | 3,166 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $37,557,000 | 1,655 |
| Tier 1 (core) risk-based capital | $12,253,000 | 3,825 |
| Tier 2 risk-based capital | $1,491,000 | 2,543 |
| Total risk weighted assets | $129,262,000 | 2,692 |
| Total unused commitments | $37,557,000 | 1,661 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $158,448,000 | 3,122 |
| Cash and due from depository institutions | $29,423,000 | 3,973 |
| Interest-bearing balances | $28,492,000 | 231 |
| Securities | $3,265,000 | 8,492 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $120,596,000 | 2,665 |
| Loan loss allowance | $1,446,000 | 2,678 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,006,000 | 4,021 |
| Other real estate owned | $0 | 3,973 |
| Goodwill and other intangibles | $1,568,000 | 1,203 |
| All other assets | $1,590,000 | 5,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,448,000 | 3,122 |
| Total liabilities | $145,731,000 | 3,064 |
| Total deposits | $142,079,000 | 2,871 |
| Interest-bearing deposits | $121,477,000 | 2,871 |
| Deposits held in domestic offices | $142,079,000 | 2,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $653,000 | 2,846 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,854,000 | 4,249 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,145,000 | 3,133 |
| Total equity capital | $12,717,000 | 3,700 |
| Total bank equity capital | $12,717,000 | 3,700 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,031,000 | 552 |
| Surplus | $3,534,000 | 3,966 |
| Undivided profits | $3,152,000 | 5,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $618,000 | 5,162 |
| Earning assets | $152,353,000 | 2,981 |
| Long-term assets (5+ years) | $3,078,000 | 6,864 |
| Average Assets, year-to-date | $146,680,600 | 3,197 |
| Average Assets, quarterly | $155,000,000 | 3,151 |
| Volatile liabilities | $31,179,000 | 2,654 |
| Insider loans | $4,765,000 | 1,021 |
| FHLB advances | $1,823,000 | 4,030 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $28,152,000 | 1,968 |
| Tier 1 (core) risk-based capital | $11,149,000 | 3,962 |
| Tier 2 risk-based capital | $1,446,000 | 2,475 |
| Total risk weighted assets | $123,577,000 | 2,685 |
| Total unused commitments | $28,152,000 | 1,975 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $137,928,000 | 3,388 |
| Cash and due from depository institutions | $13,345,000 | 4,189 |
| Interest-bearing balances | $12,630,000 | 341 |
| Securities | $6,682,000 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $113,104,000 | 2,719 |
| Loan loss allowance | $1,374,000 | 2,641 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,987,000 | 4,017 |
| Other real estate owned | $0 | 4,189 |
| Goodwill and other intangibles | $1,750,000 | 1,125 |
| All other assets | $1,060,000 | 5,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,928,000 | 3,388 |
| Total liabilities | $126,159,000 | 3,334 |
| Total deposits | $121,279,000 | 3,185 |
| Interest-bearing deposits | $107,245,000 | 3,110 |
| Deposits held in domestic offices | $121,279,000 | 3,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $615,000 | 3,069 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,884,000 | 3,603 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,381,000 | 2,764 |
| Total equity capital | $11,769,000 | 3,862 |
| Total bank equity capital | $11,769,000 | 3,862 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,031,000 | 542 |
| Surplus | $3,061,000 | 4,286 |
| Undivided profits | $2,677,000 | 5,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,080,000 | 2,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $718,000 | 3,778 |
| Earning assets | $132,416,000 | 3,271 |
| Long-term assets (5+ years) | $4,004,000 | 6,405 |
| Average Assets, year-to-date | $133,193,400 | 3,349 |
| Average Assets, quarterly | $138,165,000 | 3,331 |
| Volatile liabilities | $23,819,000 | 3,217 |
| Insider loans | $6,196,000 | 739 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $29,537,000 | 1,766 |
| Tier 1 (core) risk-based capital | $10,017,000 | 4,278 |
| Tier 2 risk-based capital | $1,374,000 | 2,474 |
| Total risk weighted assets | $112,390,900 | 2,790 |
| Total unused commitments | $29,537,000 | 1,768 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $128,520,000 | 3,553 |
| Cash and due from depository institutions | $12,860,000 | 4,012 |
| Interest-bearing balances | $11,621,000 | 325 |
| Securities | $8,182,000 | 7,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $102,677,000 | 2,851 |
| Loan loss allowance | $1,251,000 | 2,823 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,915,000 | 4,130 |
| Other real estate owned | $0 | 4,012 |
| Goodwill and other intangibles | $1,940,000 | 1,090 |
| All other assets | $946,000 | 6,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,520,000 | 3,553 |
| Total liabilities | $117,289,000 | 3,502 |
| Total deposits | $108,901,000 | 3,456 |
| Interest-bearing deposits | $95,355,000 | 3,402 |
| Deposits held in domestic offices | $108,901,000 | 3,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,591,000 | 2,260 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,860,000 | 2,942 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $937,000 | 3,445 |
| Total equity capital | $11,231,000 | 3,855 |
| Total bank equity capital | $11,231,000 | 3,855 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,031,000 | 576 |
| Surplus | $2,584,000 | 4,741 |
| Undivided profits | $2,616,000 | 5,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $594,000 | 3,925 |
| Earning assets | $122,480,000 | 3,428 |
| Long-term assets (5+ years) | $6,241,000 | 5,888 |
| Average Assets, year-to-date | $117,538,800 | 3,706 |
| Average Assets, quarterly | $124,991,000 | 3,609 |
| Volatile liabilities | $20,358,000 | 3,444 |
| Insider loans | $6,980,000 | 651 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $369,000 | 1,028 |
| Unused loan commitments | $27,415,000 | 1,849 |
| Tier 1 (core) risk-based capital | $9,320,000 | 4,508 |
| Tier 2 risk-based capital | $1,251,000 | 2,567 |
| Total risk weighted assets | $103,095,500 | 2,899 |
| Total unused commitments | $27,415,000 | 1,853 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $111,203,000 | 3,962 |
| Cash and due from depository institutions | $15,482,000 | 4,171 |
| Interest-bearing balances | $14,858,000 | 382 |
| Securities | $6,328,000 | 8,272 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $84,646,000 | 3,206 |
| Loan loss allowance | $968,000 | 3,435 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,908,000 | 4,064 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $2,146,000 | 979 |
| All other assets | $693,000 | 7,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,203,000 | 3,962 |
| Total liabilities | $101,093,000 | 3,922 |
| Total deposits | $98,151,000 | 3,778 |
| Interest-bearing deposits | $83,679,000 | 3,815 |
| Deposits held in domestic offices | $98,151,000 | 3,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $712,000 | 2,550 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,276,000 | 3,597 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $954,000 | 3,665 |
| Total equity capital | $10,110,000 | 4,293 |
| Total bank equity capital | $10,110,000 | 4,293 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,031,000 | 566 |
| Surplus | $2,218,000 | 5,092 |
| Undivided profits | $1,861,000 | 7,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 2,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $464,000 | 4,887 |
| Earning assets | $105,832,000 | 3,853 |
| Long-term assets (5+ years) | $5,983,000 | 5,861 |
| Average Assets, year-to-date | $103,927,800 | 4,011 |
| Average Assets, quarterly | $110,212,500 | 3,924 |
| Volatile liabilities | $12,909,000 | 4,223 |
| Insider loans | $7,087,000 | 579 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,779,000 | 857 |
| Unused loan commitments | $28,052,000 | 1,755 |
| Tier 1 (core) risk-based capital | $7,961,000 | 5,039 |
| Tier 2 risk-based capital | $968,000 | 3,108 |
| Total risk weighted assets | $88,666,000 | 3,139 |
| Total unused commitments | $28,052,000 | 1,762 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $97,389,000 | 4,421 |
| Cash and due from depository institutions | $9,856,000 | 4,671 |
| Interest-bearing balances | $8,554,000 | 521 |
| Securities | $8,522,000 | 7,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $74,265,000 | 3,628 |
| Loan loss allowance | $841,000 | 3,891 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,578,000 | 4,554 |
| Other real estate owned | $0 | 4,671 |
| Goodwill and other intangibles | $2,353,000 | 898 |
| All other assets | $815,000 | 6,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,389,000 | 4,421 |
| Total liabilities | $88,206,000 | 4,360 |
| Total deposits | $80,715,000 | 4,477 |
| Interest-bearing deposits | $68,689,000 | 4,515 |
| Deposits held in domestic offices | $80,715,000 | 4,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,664,000 | 1,719 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,552,000 | 2,621 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,275,000 | 2,922 |
| Total equity capital | $9,183,000 | 4,633 |
| Total bank equity capital | $9,183,000 | 4,633 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,031,000 | 581 |
| Surplus | $1,771,000 | 5,838 |
| Undivided profits | $1,381,000 | 8,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 7,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $609,000 | 3,904 |
| Earning assets | $91,341,000 | 4,347 |
| Long-term assets (5+ years) | $1,634,000 | 7,957 |
| Average Assets, year-to-date | $89,779,600 | 4,577 |
| Average Assets, quarterly | $95,802,500 | 4,433 |
| Volatile liabilities | $16,647,000 | 3,471 |
| Insider loans | $3,151,000 | 1,350 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $406,000 | 1,117 |
| Unused loan commitments | $16,566,000 | 2,437 |
| Tier 1 (core) risk-based capital | $6,822,000 | 5,721 |
| Tier 2 risk-based capital | $841,000 | 3,421 |
| Total risk weighted assets | $73,213,800 | 3,683 |
| Total unused commitments | $16,566,000 | 2,442 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $82,019,000 | 5,204 |
| Cash and due from depository institutions | $4,505,000 | 4,676 |
| Interest-bearing balances | $3,844,000 | 1,010 |
| Securities | $10,131,000 | 7,900 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $60,867,000 | 4,314 |
| Loan loss allowance | $708,000 | 4,631 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,618,000 | 4,439 |
| Other real estate owned | $309,000 | 4,676 |
| Goodwill and other intangibles | $2,559,000 | 813 |
| All other assets | $530,000 | 8,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,019,000 | 5,204 |
| Total liabilities | $73,750,000 | 5,200 |
| Total deposits | $70,484,000 | 5,155 |
| Interest-bearing deposits | $57,419,000 | 5,392 |
| Deposits held in domestic offices | $70,484,000 | 5,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $842,000 | 2,892 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,660,000 | 2,903 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $764,000 | 4,352 |
| Total equity capital | $8,269,000 | 5,102 |
| Total bank equity capital | $8,269,000 | 5,102 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,031,000 | 612 |
| Surplus | $1,618,000 | 6,189 |
| Undivided profits | $620,000 | 9,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $355,000 | 6,184 |
| Earning assets | $76,342,000 | 5,147 |
| Long-term assets (5+ years) | $1,066,000 | 8,703 |
| Average Assets, year-to-date | $78,121,000 | 5,249 |
| Average Assets, quarterly | $80,938,500 | 5,221 |
| Volatile liabilities | $9,120,000 | 5,152 |
| Insider loans | $2,275,000 | 1,871 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $960,000 | 764 |
| Unused loan commitments | $23,556,000 | 1,828 |
| Tier 1 (core) risk-based capital | $5,724,000 | 6,555 |
| Tier 2 risk-based capital | $708,000 | 4,031 |
| Total risk weighted assets | $62,996,800 | 4,202 |
| Total unused commitments | $23,556,000 | 1,844 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $76,132,000 | 5,576 |
| Cash and due from depository institutions | $4,332,000 | 5,554 |
| Interest-bearing balances | $3,683,000 | 1,228 |
| Securities | $13,325,000 | 7,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $52,654,000 | 4,796 |
| Loan loss allowance | $666,000 | 4,899 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,587,000 | 4,478 |
| Other real estate owned | $626,000 | 5,554 |
| Goodwill and other intangibles | $2,766,000 | 730 |
| All other assets | $842,000 | 7,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,132,000 | 5,576 |
| Total liabilities | $68,118,000 | 5,596 |
| Total deposits | $61,878,000 | 5,788 |
| Interest-bearing deposits | $53,087,000 | 5,824 |
| Deposits held in domestic offices | $61,878,000 | 5,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,057,000 | 2,651 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,587,000 | 1,721 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $596,000 | 5,501 |
| Total equity capital | $8,014,000 | 5,238 |
| Total bank equity capital | $8,014,000 | 5,238 |
| Perpetual preferred stock | $3,000,000 | 83 |
| Common stock | $3,031,000 | 1,245 |
| Surplus | $1,516,000 | 6,476 |
| Undivided profits | $467,000 | 10,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 5,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 661 |
| Income earned, not collected on loans | $434,000 | 5,405 |
| Earning assets | $69,662,000 | 5,595 |
| Long-term assets (5+ years) | $1,159,000 | 8,793 |
| Average Assets, year-to-date | $51,606,500 | 7,096 |
| Average Assets, quarterly | $75,618,000 | 5,549 |
| Volatile liabilities | $6,478,000 | 6,043 |
| Insider loans | $1,944,000 | 2,188 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $28,000 | 1,574 |
| Unused loan commitments | $15,803,000 | 2,350 |
| Tier 1 (core) risk-based capital | $5,232,000 | 7,029 |
| Tier 2 risk-based capital | $666,000 | 4,188 |
| Total risk weighted assets | $55,336,200 | 4,622 |
| Total unused commitments | $15,803,000 | 2,362 |
| Derivatives | $0 | 628 |