Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 3,780 |
| Total interest expense | $321,000 | 3,931 |
| Net interest income | $3,532,000 | 3,717 |
| Provision for loan and lease losses | $-214,000 | 5,783 |
| Total noninterest income | $692,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $147,000 | 3,630 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $545,000 | 2,786 |
| Total noninterest expense | $3,157,000 | 3,549 |
| Salaries and employee benefits | $1,960,000 | 3,303 |
| Premises and equipment expense | $233,000 | 4,264 |
| Additional noninterest expense | $964,000 | 3,691 |
| Pre-tax net operating income | $1,281,000 | 3,363 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $369,000 | 2,303 |
| Income before extraordinary items | $912,000 | 3,663 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $912,000 | 3,661 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $912,000 | 3,663 |
| Net charge-offs | $-29,000 | 5,201 |
| Cash dividends | $610,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $912,000 | 3,592 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 3,815 |
| Total interest expense | $210,000 | 3,966 |
| Net interest income | $2,341,000 | 3,739 |
| Provision for loan and lease losses | $-184,000 | 5,892 |
| Total noninterest income | $435,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $98,000 | 3,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $337,000 | 2,876 |
| Total noninterest expense | $2,067,000 | 3,615 |
| Salaries and employee benefits | $1,231,000 | 3,442 |
| Premises and equipment expense | $153,000 | 4,327 |
| Additional noninterest expense | $683,000 | 3,569 |
| Pre-tax net operating income | $893,000 | 3,277 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $257,000 | 2,273 |
| Income before extraordinary items | $636,000 | 3,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $636,000 | 3,574 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $636,000 | 3,576 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $610,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $636,000 | 3,506 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 3,792 |
| Total interest expense | $101,000 | 4,079 |
| Net interest income | $1,189,000 | 3,716 |
| Provision for loan and lease losses | $-184,000 | 6,013 |
| Total noninterest income | $221,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $47,000 | 3,684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $174,000 | 2,809 |
| Total noninterest expense | $1,028,000 | 3,648 |
| Salaries and employee benefits | $608,000 | 3,496 |
| Premises and equipment expense | $87,000 | 4,126 |
| Additional noninterest expense | $333,000 | 3,650 |
| Pre-tax net operating income | $566,000 | 2,820 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $181,000 | 1,929 |
| Income before extraordinary items | $385,000 | 3,201 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $385,000 | 3,199 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $385,000 | 3,200 |
| Net charge-offs | $-14,000 | 5,335 |
| Cash dividends | $610,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $385,000 | 3,138 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 3,410 |
| Total interest expense | $376,000 | 4,276 |
| Net interest income | $5,710,000 | 3,298 |
| Provision for loan and lease losses | $-1,105,000 | 6,058 |
| Total noninterest income | $868,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $227,000 | 3,512 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $641,000 | 2,950 |
| Total noninterest expense | $4,821,000 | 3,309 |
| Salaries and employee benefits | $2,410,000 | 3,503 |
| Premises and equipment expense | $413,000 | 3,848 |
| Additional noninterest expense | $1,998,000 | 2,794 |
| Pre-tax net operating income | $2,862,000 | 2,402 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $756,000 | 1,859 |
| Income before extraordinary items | $2,106,000 | 2,627 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,106,000 | 2,628 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,106,000 | 2,629 |
| Net charge-offs | $-54,000 | 5,592 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,106,000 | 2,573 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 3,349 |
| Total interest expense | $279,000 | 4,342 |
| Net interest income | $4,508,000 | 3,209 |
| Provision for loan and lease losses | $-930,000 | 6,145 |
| Total noninterest income | $570,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $157,000 | 3,668 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $413,000 | 3,173 |
| Total noninterest expense | $3,640,000 | 3,303 |
| Salaries and employee benefits | $1,881,000 | 3,414 |
| Premises and equipment expense | $316,000 | 3,865 |
| Additional noninterest expense | $1,443,000 | 2,866 |
| Pre-tax net operating income | $2,368,000 | 2,272 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $776,000 | 1,613 |
| Income before extraordinary items | $1,592,000 | 2,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,592,000 | 2,667 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,592,000 | 2,668 |
| Net charge-offs | $-38,000 | 5,533 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,592,000 | 2,618 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 3,314 |
| Total interest expense | $186,000 | 4,377 |
| Net interest income | $3,062,000 | 3,175 |
| Provision for loan and lease losses | $-300,000 | 6,142 |
| Total noninterest income | $436,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $104,000 | 3,667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $332,000 | 2,937 |
| Total noninterest expense | $2,496,000 | 3,267 |
| Salaries and employee benefits | $1,251,000 | 3,452 |
| Premises and equipment expense | $202,000 | 3,970 |
| Additional noninterest expense | $1,043,000 | 2,712 |
| Pre-tax net operating income | $1,302,000 | 2,585 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $414,000 | 1,819 |
| Income before extraordinary items | $888,000 | 2,968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $888,000 | 2,968 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $888,000 | 2,970 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $888,000 | 2,910 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 3,305 |
| Total interest expense | $93,000 | 4,419 |
| Net interest income | $1,545,000 | 3,153 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $141,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $54,000 | 3,577 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $1,195,000 | 3,376 |
| Salaries and employee benefits | $622,000 | 3,492 |
| Premises and equipment expense | $108,000 | 3,873 |
| Additional noninterest expense | $465,000 | 2,947 |
| Pre-tax net operating income | $491,000 | 3,049 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $147,000 | 2,113 |
| Income before extraordinary items | $344,000 | 3,400 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $344,000 | 3,403 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $344,000 | 3,403 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $344,000 | 3,316 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 3,667 |
| Total interest expense | $441,000 | 4,263 |
| Net interest income | $5,223,000 | 3,546 |
| Provision for loan and lease losses | $-729,000 | 6,307 |
| Total noninterest income | $750,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $214,000 | 3,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $536,000 | 3,179 |
| Total noninterest expense | $5,143,000 | 3,253 |
| Salaries and employee benefits | $2,307,000 | 3,689 |
| Premises and equipment expense | $399,000 | 4,097 |
| Additional noninterest expense | $2,437,000 | 2,455 |
| Pre-tax net operating income | $1,559,000 | 3,413 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $421,000 | 2,373 |
| Income before extraordinary items | $1,139,000 | 3,727 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,139,000 | 3,728 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,139,000 | 3,729 |
| Net charge-offs | $-763,000 | 6,433 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,138,270 | 3,672 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 3,693 |
| Total interest expense | $335,000 | 4,296 |
| Net interest income | $3,913,000 | 3,574 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $518,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $156,000 | 3,896 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $362,000 | 3,347 |
| Total noninterest expense | $3,443,000 | 3,520 |
| Salaries and employee benefits | $1,770,000 | 3,625 |
| Premises and equipment expense | $284,000 | 4,259 |
| Additional noninterest expense | $1,389,000 | 3,062 |
| Pre-tax net operating income | $1,088,000 | 3,635 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $276,000 | 2,530 |
| Income before extraordinary items | $813,000 | 3,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $813,000 | 3,880 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $813,000 | 3,881 |
| Net charge-offs | $-702,000 | 6,515 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $812,250 | 3,839 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 3,662 |
| Total interest expense | $224,000 | 4,333 |
| Net interest income | $2,647,000 | 3,545 |
| Provision for loan and lease losses | $-100,000 | 6,336 |
| Total noninterest income | $336,000 | 3,822 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $101,000 | 3,930 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $235,000 | 3,388 |
| Total noninterest expense | $2,419,000 | 3,430 |
| Salaries and employee benefits | $1,204,000 | 3,602 |
| Premises and equipment expense | $209,000 | 4,084 |
| Additional noninterest expense | $1,006,000 | 2,867 |
| Pre-tax net operating income | $664,000 | 3,687 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $154,000 | 2,660 |
| Income before extraordinary items | $511,000 | 3,918 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $511,000 | 3,924 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $511,000 | 3,924 |
| Net charge-offs | $-988,000 | 6,615 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $510,230 | 3,865 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 3,755 |
| Total interest expense | $115,000 | 4,335 |
| Net interest income | $1,272,000 | 3,638 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $117,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $68,000 | 4,139 |
| Total noninterest expense | $1,091,000 | 3,689 |
| Salaries and employee benefits | $583,000 | 3,706 |
| Premises and equipment expense | $106,000 | 4,083 |
| Additional noninterest expense | $402,000 | 3,394 |
| Pre-tax net operating income | $258,000 | 4,060 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $52,000 | 2,917 |
| Income before extraordinary items | $207,000 | 4,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 4,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $207,000 | 4,194 |
| Net charge-offs | $-819,000 | 6,692 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $206,200 | 4,151 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 3,624 |
| Total interest expense | $503,000 | 4,441 |
| Net interest income | $5,496,000 | 3,473 |
| Provision for loan and lease losses | $575,000 | 1,685 |
| Total noninterest income | $831,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $223,000 | 3,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $608,000 | 3,100 |
| Total noninterest expense | $4,607,000 | 3,594 |
| Salaries and employee benefits | $2,208,000 | 3,859 |
| Premises and equipment expense | $394,000 | 4,252 |
| Additional noninterest expense | $2,005,000 | 2,961 |
| Pre-tax net operating income | $1,145,000 | 3,859 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $241,000 | 2,805 |
| Income before extraordinary items | $905,000 | 4,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $905,000 | 4,073 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $905,000 | 4,073 |
| Net charge-offs | $691,000 | 1,663 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $904,210 | 4,018 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 3,633 |
| Total interest expense | $384,000 | 4,499 |
| Net interest income | $4,160,000 | 3,472 |
| Provision for loan and lease losses | $460,000 | 1,600 |
| Total noninterest income | $619,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $166,000 | 3,962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $453,000 | 3,168 |
| Total noninterest expense | $3,483,000 | 3,597 |
| Salaries and employee benefits | $1,709,000 | 3,784 |
| Premises and equipment expense | $302,000 | 4,237 |
| Additional noninterest expense | $1,472,000 | 3,018 |
| Pre-tax net operating income | $836,000 | 3,989 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $171,000 | 2,923 |
| Income before extraordinary items | $665,000 | 4,141 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $665,000 | 4,143 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $665,000 | 4,145 |
| Net charge-offs | $248,000 | 2,326 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $665,000 | 4,071 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 3,619 |
| Total interest expense | $261,000 | 4,528 |
| Net interest income | $2,786,000 | 3,465 |
| Provision for loan and lease losses | $305,000 | 1,616 |
| Total noninterest income | $375,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $112,000 | 3,912 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $263,000 | 3,388 |
| Total noninterest expense | $2,337,000 | 3,599 |
| Salaries and employee benefits | $1,168,000 | 3,733 |
| Premises and equipment expense | $200,000 | 4,270 |
| Additional noninterest expense | $969,000 | 3,040 |
| Pre-tax net operating income | $519,000 | 4,083 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $93,000 | 3,053 |
| Income before extraordinary items | $426,000 | 4,212 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $426,000 | 4,214 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $426,000 | 4,215 |
| Net charge-offs | $271,000 | 1,790 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $426,000 | 4,100 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 3,671 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $1,378,000 | 3,506 |
| Provision for loan and lease losses | $110,000 | 1,955 |
| Total noninterest income | $173,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 3,555 |
| Total noninterest expense | $1,224,000 | 3,510 |
| Salaries and employee benefits | $594,000 | 3,735 |
| Premises and equipment expense | $103,000 | 4,240 |
| Additional noninterest expense | $527,000 | 2,861 |
| Pre-tax net operating income | $217,000 | 4,353 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $36,000 | 3,230 |
| Income before extraordinary items | $181,000 | 4,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $181,000 | 4,441 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $181,000 | 4,440 |
| Net charge-offs | $308,000 | 1,040 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $181,000 | 4,344 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,555,000 | 3,615 |
| Total interest expense | $643,000 | 4,605 |
| Net interest income | $5,912,000 | 3,410 |
| Provision for loan and lease losses | $850,000 | 1,977 |
| Total noninterest income | $806,000 | 3,635 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $246,000 | 3,892 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $560,000 | 3,195 |
| Total noninterest expense | $4,544,000 | 3,715 |
| Salaries and employee benefits | $2,164,000 | 3,940 |
| Premises and equipment expense | $344,000 | 4,652 |
| Additional noninterest expense | $2,036,000 | 3,062 |
| Pre-tax net operating income | $1,324,000 | 3,545 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $307,000 | 2,642 |
| Income before extraordinary items | $1,017,000 | 3,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,017,000 | 3,873 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,017,000 | 3,875 |
| Net charge-offs | $1,318,000 | 1,523 |
| Cash dividends | $285,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,017,000 | 3,722 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 3,670 |
| Total interest expense | $496,000 | 4,662 |
| Net interest income | $4,454,000 | 3,452 |
| Provision for loan and lease losses | $625,000 | 1,994 |
| Total noninterest income | $557,000 | 3,822 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $187,000 | 3,901 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $370,000 | 3,377 |
| Total noninterest expense | $3,418,000 | 3,739 |
| Salaries and employee benefits | $1,679,000 | 3,847 |
| Premises and equipment expense | $256,000 | 4,740 |
| Additional noninterest expense | $1,483,000 | 3,145 |
| Pre-tax net operating income | $968,000 | 3,699 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $218,000 | 2,757 |
| Income before extraordinary items | $750,000 | 3,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $750,000 | 3,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $750,000 | 3,972 |
| Net charge-offs | $200,000 | 3,308 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $750,000 | 3,808 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 3,678 |
| Total interest expense | $345,000 | 4,675 |
| Net interest income | $2,972,000 | 3,458 |
| Provision for loan and lease losses | $500,000 | 1,802 |
| Total noninterest income | $370,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $129,000 | 3,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $241,000 | 3,394 |
| Total noninterest expense | $2,209,000 | 3,833 |
| Salaries and employee benefits | $1,117,000 | 3,881 |
| Premises and equipment expense | $155,000 | 4,974 |
| Additional noninterest expense | $937,000 | 3,292 |
| Pre-tax net operating income | $633,000 | 3,713 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $136,000 | 2,808 |
| Income before extraordinary items | $497,000 | 4,006 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $497,000 | 4,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $497,000 | 4,010 |
| Net charge-offs | $96,000 | 3,464 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $497,000 | 3,812 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 3,718 |
| Total interest expense | $186,000 | 4,615 |
| Net interest income | $1,472,000 | 3,502 |
| Provision for loan and lease losses | $275,000 | 1,672 |
| Total noninterest income | $156,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,844 |
| Total noninterest expense | $1,081,000 | 3,879 |
| Salaries and employee benefits | $556,000 | 3,918 |
| Premises and equipment expense | $62,000 | 5,443 |
| Additional noninterest expense | $463,000 | 3,281 |
| Pre-tax net operating income | $272,000 | 4,006 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $217,000 | 4,232 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 4,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $217,000 | 4,236 |
| Net charge-offs | $96,000 | 2,482 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $217,000 | 4,081 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 3,595 |
| Total interest expense | $924,000 | 4,580 |
| Net interest income | $6,292,000 | 3,343 |
| Provision for loan and lease losses | $1,500,000 | 1,877 |
| Total noninterest income | $484,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $270,000 | 3,813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $214,000 | 4,373 |
| Total noninterest expense | $4,555,000 | 3,771 |
| Salaries and employee benefits | $2,163,000 | 3,948 |
| Premises and equipment expense | $364,000 | 4,779 |
| Additional noninterest expense | $2,028,000 | 3,102 |
| Pre-tax net operating income | $721,000 | 4,235 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-21,000 | 6,656 |
| Income before extraordinary items | $742,000 | 4,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $742,000 | 4,079 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $742,000 | 4,078 |
| Net charge-offs | $2,014,000 | 1,542 |
| Cash dividends | $225,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $742,000 | 3,932 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 3,621 |
| Total interest expense | $708,000 | 4,645 |
| Net interest income | $4,738,000 | 3,351 |
| Provision for loan and lease losses | $942,000 | 2,033 |
| Total noninterest income | $370,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $206,000 | 3,796 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $164,000 | 4,392 |
| Total noninterest expense | $3,666,000 | 3,609 |
| Salaries and employee benefits | $1,729,000 | 3,793 |
| Premises and equipment expense | $271,000 | 4,858 |
| Additional noninterest expense | $1,666,000 | 2,860 |
| Pre-tax net operating income | $500,000 | 4,477 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-33,000 | 6,882 |
| Income before extraordinary items | $533,000 | 4,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 4,202 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $533,000 | 4,202 |
| Net charge-offs | $1,363,000 | 1,597 |
| Cash dividends | $225,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $533,000 | 4,075 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 3,661 |
| Total interest expense | $491,000 | 4,681 |
| Net interest income | $3,130,000 | 3,370 |
| Provision for loan and lease losses | $642,000 | 1,989 |
| Total noninterest income | $253,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $139,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,358 |
| Total noninterest expense | $2,285,000 | 3,824 |
| Salaries and employee benefits | $1,178,000 | 3,767 |
| Premises and equipment expense | $186,000 | 4,826 |
| Additional noninterest expense | $921,000 | 3,399 |
| Pre-tax net operating income | $456,000 | 3,980 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $29,000 | 3,661 |
| Income before extraordinary items | $427,000 | 3,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $427,000 | 3,865 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $427,000 | 3,866 |
| Net charge-offs | $545,000 | 2,060 |
| Cash dividends | $112,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $427,000 | 3,754 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 3,689 |
| Total interest expense | $255,000 | 4,700 |
| Net interest income | $1,545,000 | 3,391 |
| Provision for loan and lease losses | $247,000 | 2,195 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $69,000 | 3,722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $1,179,000 | 3,746 |
| Salaries and employee benefits | $590,000 | 3,775 |
| Premises and equipment expense | $97,000 | 4,779 |
| Additional noninterest expense | $492,000 | 3,232 |
| Pre-tax net operating income | $230,000 | 3,996 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $36,000 | 3,072 |
| Income before extraordinary items | $194,000 | 4,035 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $194,000 | 4,034 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $194,000 | 4,035 |
| Net charge-offs | $85,000 | 2,903 |
| Cash dividends | $112,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $194,000 | 3,976 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,478,000 | 3,731 |
| Total interest expense | $1,485,000 | 4,291 |
| Net interest income | $5,993,000 | 3,470 |
| Provision for loan and lease losses | $1,888,000 | 2,152 |
| Total noninterest income | $503,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $292,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $211,000 | 4,516 |
| Total noninterest expense | $3,968,000 | 4,238 |
| Salaries and employee benefits | $2,176,000 | 3,989 |
| Premises and equipment expense | $377,000 | 4,886 |
| Additional noninterest expense | $1,415,000 | 4,160 |
| Pre-tax net operating income | $640,000 | 4,060 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $629,000 | 4,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $629,000 | 4,004 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $629,000 | 4,005 |
| Net charge-offs | $1,439,000 | 2,223 |
| Cash dividends | $163,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $629,000 | 3,866 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 3,799 |
| Total interest expense | $1,183,000 | 4,286 |
| Net interest income | $4,452,000 | 3,542 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $435,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $218,000 | 3,762 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $217,000 | 4,048 |
| Total noninterest expense | $3,039,000 | 4,191 |
| Salaries and employee benefits | $1,651,000 | 3,994 |
| Premises and equipment expense | $284,000 | 4,959 |
| Additional noninterest expense | $1,104,000 | 4,030 |
| Pre-tax net operating income | $598,000 | 3,952 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $50,000 | 3,572 |
| Income before extraordinary items | $548,000 | 3,947 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $548,000 | 3,949 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $548,000 | 3,949 |
| Net charge-offs | $829,000 | 2,415 |
| Cash dividends | $163,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $548,000 | 3,802 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 3,801 |
| Total interest expense | $822,000 | 4,272 |
| Net interest income | $2,978,000 | 3,535 |
| Provision for loan and lease losses | $850,000 | 2,119 |
| Total noninterest income | $304,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $147,000 | 3,727 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 3,904 |
| Total noninterest expense | $2,059,000 | 4,150 |
| Salaries and employee benefits | $1,102,000 | 4,010 |
| Premises and equipment expense | $193,000 | 4,959 |
| Additional noninterest expense | $764,000 | 3,909 |
| Pre-tax net operating income | $373,000 | 4,089 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $19,000 | 3,810 |
| Income before extraordinary items | $354,000 | 3,993 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $354,000 | 3,991 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $354,000 | 3,992 |
| Net charge-offs | $162,000 | 3,753 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $354,000 | 3,873 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,857 |
| Total interest expense | $433,000 | 4,287 |
| Net interest income | $1,469,000 | 3,611 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $140,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $76,000 | 3,674 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $1,021,000 | 4,220 |
| Salaries and employee benefits | $558,000 | 4,023 |
| Premises and equipment expense | $99,000 | 4,976 |
| Additional noninterest expense | $364,000 | 4,042 |
| Pre-tax net operating income | $188,000 | 4,188 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $173,000 | 4,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 4,139 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $173,000 | 4,139 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $50,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $173,000 | 4,043 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 3,748 |
| Total interest expense | $2,285,000 | 4,113 |
| Net interest income | $5,921,000 | 3,510 |
| Provision for loan and lease losses | $1,635,000 | 2,758 |
| Total noninterest income | $472,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $323,000 | 3,745 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $149,000 | 5,099 |
| Total noninterest expense | $3,965,000 | 4,361 |
| Salaries and employee benefits | $2,168,000 | 4,113 |
| Premises and equipment expense | $367,000 | 5,205 |
| Additional noninterest expense | $1,430,000 | 4,220 |
| Pre-tax net operating income | $793,000 | 3,362 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $-17,000 | 6,289 |
| Income before extraordinary items | $815,000 | 3,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $815,000 | 3,120 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $815,000 | 3,120 |
| Net charge-offs | $1,365,000 | 2,494 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $810,000 | 3,060 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 3,756 |
| Total interest expense | $1,794,000 | 4,134 |
| Net interest income | $4,445,000 | 3,503 |
| Provision for loan and lease losses | $1,100,000 | 2,639 |
| Total noninterest income | $362,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $247,000 | 3,717 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $2,927,000 | 4,422 |
| Salaries and employee benefits | $1,642,000 | 4,117 |
| Premises and equipment expense | $274,000 | 5,255 |
| Additional noninterest expense | $1,011,000 | 4,353 |
| Pre-tax net operating income | $780,000 | 3,154 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $100,000 | 2,873 |
| Income before extraordinary items | $685,000 | 3,171 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $685,000 | 3,169 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $685,000 | 3,171 |
| Net charge-offs | $439,000 | 3,210 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $680,650 | 3,095 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 3,742 |
| Total interest expense | $1,253,000 | 4,136 |
| Net interest income | $2,991,000 | 3,469 |
| Provision for loan and lease losses | $500,000 | 2,961 |
| Total noninterest income | $246,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $164,000 | 3,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $82,000 | 5,131 |
| Total noninterest expense | $1,984,000 | 4,404 |
| Salaries and employee benefits | $1,090,000 | 4,168 |
| Premises and equipment expense | $186,000 | 5,260 |
| Additional noninterest expense | $708,000 | 4,238 |
| Pre-tax net operating income | $753,000 | 2,623 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $152,000 | 2,258 |
| Income before extraordinary items | $603,000 | 2,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $603,000 | 2,763 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $603,000 | 2,765 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $601,400 | 2,677 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 3,760 |
| Total interest expense | $667,000 | 4,080 |
| Net interest income | $1,465,000 | 3,516 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $970,000 | 4,397 |
| Salaries and employee benefits | $564,000 | 4,086 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $309,000 | 4,321 |
| Pre-tax net operating income | $405,000 | 2,779 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $85,000 | 2,350 |
| Income before extraordinary items | $320,000 | 2,996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $320,000 | 2,997 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $320,000 | 2,997 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $320,000 | 2,854 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,634,000 | 3,637 |
| Total interest expense | $3,822,000 | 3,629 |
| Net interest income | $5,812,000 | 3,555 |
| Provision for loan and lease losses | $1,000,000 | 2,705 |
| Total noninterest income | $505,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $341,000 | 3,774 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $164,000 | 5,162 |
| Total noninterest expense | $3,571,000 | 4,571 |
| Salaries and employee benefits | $2,112,000 | 4,275 |
| Premises and equipment expense | $383,000 | 5,205 |
| Additional noninterest expense | $1,076,000 | 4,608 |
| Pre-tax net operating income | $1,746,000 | 2,746 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $398,000 | 2,087 |
| Income before extraordinary items | $1,348,000 | 2,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,348,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,348,000 | 2,856 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,490,000 | 3,598 |
| Total interest expense | $3,014,000 | 3,611 |
| Net interest income | $4,476,000 | 3,515 |
| Provision for loan and lease losses | $330,000 | 3,386 |
| Total noninterest income | $358,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $243,000 | 3,912 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 5,380 |
| Total noninterest expense | $2,739,000 | 4,497 |
| Salaries and employee benefits | $1,605,000 | 4,252 |
| Premises and equipment expense | $305,000 | 5,061 |
| Additional noninterest expense | $829,000 | 4,462 |
| Pre-tax net operating income | $1,765,000 | 2,515 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $480,000 | 1,955 |
| Income before extraordinary items | $1,285,000 | 2,628 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,285,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,285,000 | 2,758 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 3,625 |
| Total interest expense | $2,106,000 | 3,617 |
| Net interest income | $2,944,000 | 3,548 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $239,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $158,000 | 3,970 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $81,000 | 5,397 |
| Total noninterest expense | $1,844,000 | 4,495 |
| Salaries and employee benefits | $1,075,000 | 4,282 |
| Premises and equipment expense | $208,000 | 5,032 |
| Additional noninterest expense | $561,000 | 4,378 |
| Pre-tax net operating income | $1,259,000 | 2,511 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $352,000 | 2,015 |
| Income before extraordinary items | $907,000 | 2,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $907,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $907,000 | 2,736 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 3,589 |
| Total interest expense | $1,134,000 | 3,592 |
| Net interest income | $1,495,000 | 3,493 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $945,000 | 4,411 |
| Salaries and employee benefits | $546,000 | 4,253 |
| Premises and equipment expense | $108,000 | 4,941 |
| Additional noninterest expense | $291,000 | 4,212 |
| Pre-tax net operating income | $621,000 | 2,631 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $176,000 | 2,125 |
| Income before extraordinary items | $445,000 | 2,954 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $445,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $445,000 | 2,865 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,415,000 | 3,671 |
| Total interest expense | $4,750,000 | 3,595 |
| Net interest income | $5,665,000 | 3,653 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $404,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $269,000 | 4,313 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $135,000 | 5,752 |
| Total noninterest expense | $3,462,000 | 4,558 |
| Salaries and employee benefits | $2,072,000 | 4,287 |
| Premises and equipment expense | $377,000 | 5,209 |
| Additional noninterest expense | $1,013,000 | 4,630 |
| Pre-tax net operating income | $2,607,000 | 2,734 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $758,000 | 2,202 |
| Income before extraordinary items | $1,847,000 | 2,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,847,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,848,420 | 2,991 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,776,000 | 3,686 |
| Total interest expense | $3,541,000 | 3,606 |
| Net interest income | $4,235,000 | 3,673 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $287,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $172,000 | 4,660 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $115,000 | 5,553 |
| Total noninterest expense | $2,600,000 | 4,528 |
| Salaries and employee benefits | $1,544,000 | 4,282 |
| Premises and equipment expense | $290,000 | 5,114 |
| Additional noninterest expense | $766,000 | 4,516 |
| Pre-tax net operating income | $1,922,000 | 2,929 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $555,000 | 2,404 |
| Income before extraordinary items | $1,365,000 | 3,168 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,365,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,366,420 | 3,149 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 3,735 |
| Total interest expense | $2,315,000 | 3,664 |
| Net interest income | $2,774,000 | 3,744 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $180,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $121,000 | 4,571 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $1,706,000 | 4,597 |
| Salaries and employee benefits | $1,030,000 | 4,327 |
| Premises and equipment expense | $191,000 | 5,166 |
| Additional noninterest expense | $485,000 | 4,670 |
| Pre-tax net operating income | $1,248,000 | 3,032 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $357,000 | 2,527 |
| Income before extraordinary items | $890,000 | 3,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $890,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $890,710 | 3,258 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 3,763 |
| Total interest expense | $1,151,000 | 3,644 |
| Net interest income | $1,367,000 | 3,789 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $85,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $846,000 | 4,628 |
| Salaries and employee benefits | $512,000 | 4,358 |
| Premises and equipment expense | $90,000 | 5,373 |
| Additional noninterest expense | $244,000 | 4,618 |
| Pre-tax net operating income | $606,000 | 3,093 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $171,000 | 2,605 |
| Income before extraordinary items | $434,000 | 3,314 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $434,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $434,720 | 3,290 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,900,000 | 3,898 |
| Total interest expense | $3,542,000 | 3,881 |
| Net interest income | $5,358,000 | 3,820 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $396,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $276,000 | 4,281 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 6,013 |
| Total noninterest expense | $3,289,000 | 4,586 |
| Salaries and employee benefits | $1,995,000 | 4,276 |
| Premises and equipment expense | $361,000 | 5,242 |
| Additional noninterest expense | $933,000 | 4,737 |
| Pre-tax net operating income | $2,465,000 | 3,159 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $710,000 | 2,655 |
| Income before extraordinary items | $1,756,000 | 3,411 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,756,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,755,290 | 3,399 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,491,000 | 3,952 |
| Total interest expense | $2,465,000 | 3,990 |
| Net interest income | $4,026,000 | 3,831 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $301,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $208,000 | 4,317 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,976 |
| Total noninterest expense | $2,530,000 | 4,494 |
| Salaries and employee benefits | $1,543,000 | 4,164 |
| Premises and equipment expense | $266,000 | 5,290 |
| Additional noninterest expense | $721,000 | 4,610 |
| Pre-tax net operating income | $1,797,000 | 3,344 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $504,000 | 2,861 |
| Income before extraordinary items | $1,294,000 | 3,553 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,294,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,293,280 | 3,540 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 3,982 |
| Total interest expense | $1,516,000 | 4,091 |
| Net interest income | $2,695,000 | 3,840 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $203,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 4,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $1,738,000 | 4,427 |
| Salaries and employee benefits | $1,056,000 | 4,102 |
| Premises and equipment expense | $178,000 | 5,284 |
| Additional noninterest expense | $504,000 | 4,465 |
| Pre-tax net operating income | $1,160,000 | 3,434 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $320,000 | 2,952 |
| Income before extraordinary items | $841,000 | 3,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $841,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $840,280 | 3,610 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 4,062 |
| Total interest expense | $683,000 | 4,233 |
| Net interest income | $1,333,000 | 3,864 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $854,000 | 4,484 |
| Salaries and employee benefits | $519,000 | 4,182 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $250,000 | 4,475 |
| Pre-tax net operating income | $577,000 | 3,401 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $158,000 | 2,959 |
| Income before extraordinary items | $419,000 | 3,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $419,000 | 3,551 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 3,961 |
| Total interest expense | $2,095,000 | 4,296 |
| Net interest income | $5,372,000 | 3,749 |
| Provision for loan and lease losses | $-35,000 | 8,552 |
| Total noninterest income | $421,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $288,000 | 4,280 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $133,000 | 5,931 |
| Total noninterest expense | $3,328,000 | 4,462 |
| Salaries and employee benefits | $1,997,000 | 4,129 |
| Premises and equipment expense | $362,000 | 5,177 |
| Additional noninterest expense | $969,000 | 4,524 |
| Pre-tax net operating income | $2,500,000 | 3,162 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $722,000 | 2,763 |
| Income before extraordinary items | $1,778,000 | 3,393 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,778,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,778,000 | 3,358 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 3,931 |
| Total interest expense | $1,511,000 | 4,269 |
| Net interest income | $4,041,000 | 3,732 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $320,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $215,000 | 4,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,862 |
| Total noninterest expense | $2,516,000 | 4,400 |
| Salaries and employee benefits | $1,522,000 | 4,044 |
| Premises and equipment expense | $275,000 | 5,115 |
| Additional noninterest expense | $719,000 | 4,538 |
| Pre-tax net operating income | $1,845,000 | 3,240 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $527,000 | 2,845 |
| Income before extraordinary items | $1,318,000 | 3,455 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,318,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,318,000 | 3,412 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 3,884 |
| Total interest expense | $977,000 | 4,201 |
| Net interest income | $2,710,000 | 3,682 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $210,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $69,000 | 5,906 |
| Total noninterest expense | $1,700,000 | 4,339 |
| Salaries and employee benefits | $1,023,000 | 4,005 |
| Premises and equipment expense | $185,000 | 5,077 |
| Additional noninterest expense | $492,000 | 4,427 |
| Pre-tax net operating income | $1,220,000 | 3,204 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $349,000 | 2,830 |
| Income before extraordinary items | $871,000 | 3,432 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $871,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $871,000 | 3,384 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 3,895 |
| Total interest expense | $462,000 | 4,253 |
| Net interest income | $1,354,000 | 3,707 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $862,000 | 4,304 |
| Salaries and employee benefits | $515,000 | 4,003 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $257,000 | 4,274 |
| Pre-tax net operating income | $599,000 | 3,224 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $171,000 | 2,860 |
| Income before extraordinary items | $428,000 | 3,449 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $428,000 | 3,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $428,000 | 3,414 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 3,986 |
| Total interest expense | $1,683,000 | 4,173 |
| Net interest income | $4,904,000 | 3,856 |
| Provision for loan and lease losses | $42,000 | 6,127 |
| Total noninterest income | $863,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $325,000 | 4,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $538,000 | 3,183 |
| Total noninterest expense | $3,129,000 | 4,532 |
| Salaries and employee benefits | $1,960,000 | 4,066 |
| Premises and equipment expense | $307,000 | 5,616 |
| Additional noninterest expense | $862,000 | 4,845 |
| Pre-tax net operating income | $2,596,000 | 2,905 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $763,000 | 2,606 |
| Income before extraordinary items | $1,833,000 | 3,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,833,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,833,000 | 3,082 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,942,000 | 3,968 |
| Total interest expense | $1,234,000 | 4,197 |
| Net interest income | $3,708,000 | 3,825 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $746,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $247,000 | 4,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $499,000 | 2,810 |
| Total noninterest expense | $2,392,000 | 4,441 |
| Salaries and employee benefits | $1,509,000 | 3,932 |
| Premises and equipment expense | $262,000 | 5,190 |
| Additional noninterest expense | $621,000 | 4,941 |
| Pre-tax net operating income | $2,020,000 | 2,856 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $600,000 | 2,575 |
| Income before extraordinary items | $1,420,000 | 3,099 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,420,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,420,000 | 3,027 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 3,985 |
| Total interest expense | $813,000 | 4,229 |
| Net interest income | $2,469,000 | 3,820 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $624,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $161,000 | 4,169 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $463,000 | 2,313 |
| Total noninterest expense | $1,605,000 | 4,445 |
| Salaries and employee benefits | $1,019,000 | 3,923 |
| Premises and equipment expense | $178,000 | 5,148 |
| Additional noninterest expense | $408,000 | 4,997 |
| Pre-tax net operating income | $1,452,000 | 2,653 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $441,000 | 2,407 |
| Income before extraordinary items | $1,011,000 | 2,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,011,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,011,000 | 2,824 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 3,972 |
| Total interest expense | $404,000 | 4,294 |
| Net interest income | $1,238,000 | 3,800 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $132,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $817,000 | 4,407 |
| Salaries and employee benefits | $512,000 | 3,930 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $212,000 | 4,869 |
| Pre-tax net operating income | $535,000 | 3,357 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $149,000 | 3,113 |
| Income before extraordinary items | $386,000 | 3,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $386,000 | 3,487 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,681,000 | 3,968 |
| Total interest expense | $1,713,000 | 4,500 |
| Net interest income | $4,968,000 | 3,698 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $687,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $365,000 | 3,844 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $322,000 | 4,361 |
| Total noninterest expense | $3,363,000 | 4,256 |
| Salaries and employee benefits | $1,942,000 | 4,022 |
| Premises and equipment expense | $497,000 | 4,078 |
| Additional noninterest expense | $924,000 | 4,537 |
| Pre-tax net operating income | $2,196,000 | 3,171 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $617,000 | 3,006 |
| Income before extraordinary items | $1,581,000 | 3,436 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,581,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,579,560 | 3,266 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 3,988 |
| Total interest expense | $1,318,000 | 4,543 |
| Net interest income | $3,754,000 | 3,694 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $566,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $278,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $288,000 | 4,110 |
| Total noninterest expense | $2,542,000 | 4,215 |
| Salaries and employee benefits | $1,479,000 | 3,967 |
| Premises and equipment expense | $379,000 | 4,021 |
| Additional noninterest expense | $684,000 | 4,540 |
| Pre-tax net operating income | $1,682,000 | 3,240 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $476,000 | 3,115 |
| Income before extraordinary items | $1,208,000 | 3,483 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,208,000 | 3,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,206,560 | 3,319 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 4,018 |
| Total interest expense | $913,000 | 4,545 |
| Net interest income | $2,479,000 | 3,726 |
| Provision for loan and lease losses | $96,000 | 3,940 |
| Total noninterest income | $338,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $188,000 | 3,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $150,000 | 4,571 |
| Total noninterest expense | $1,669,000 | 4,263 |
| Salaries and employee benefits | $975,000 | 3,998 |
| Premises and equipment expense | $257,000 | 3,964 |
| Additional noninterest expense | $437,000 | 4,696 |
| Pre-tax net operating income | $1,052,000 | 3,394 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $288,000 | 3,316 |
| Income before extraordinary items | $766,000 | 3,629 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $766,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $764,540 | 3,433 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 4,002 |
| Total interest expense | $463,000 | 4,583 |
| Net interest income | $1,245,000 | 3,696 |
| Provision for loan and lease losses | $48,000 | 3,749 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $795,000 | 4,390 |
| Salaries and employee benefits | $476,000 | 4,057 |
| Premises and equipment expense | $119,000 | 4,200 |
| Additional noninterest expense | $200,000 | 4,959 |
| Pre-tax net operating income | $560,000 | 3,240 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $405,000 | 3,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $405,000 | 3,260 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 4,311 |
| Total interest expense | $2,000,000 | 4,792 |
| Net interest income | $4,475,000 | 4,009 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $606,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $323,000 | 4,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 4,374 |
| Total noninterest expense | $3,272,000 | 4,165 |
| Salaries and employee benefits | $1,807,000 | 4,077 |
| Premises and equipment expense | $519,000 | 3,829 |
| Additional noninterest expense | $946,000 | 4,367 |
| Pre-tax net operating income | $1,629,000 | 3,888 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $407,000 | 3,856 |
| Income before extraordinary items | $1,222,000 | 4,035 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,222,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 833 |
| Net operating income | $1,222,000 | 3,926 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 4,801 |
| Total interest expense | $2,832,000 | 4,944 |
| Net interest income | $3,459,000 | 4,596 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $505,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $312,000 | 4,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $193,000 | 5,009 |
| Total noninterest expense | $2,901,000 | 4,444 |
| Salaries and employee benefits | $1,674,000 | 4,154 |
| Premises and equipment expense | $434,000 | 4,348 |
| Additional noninterest expense | $793,000 | 4,809 |
| Pre-tax net operating income | $1,041,000 | 4,811 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $202,000 | 5,017 |
| Income before extraordinary items | $862,000 | 4,678 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $862,000 | 4,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 888 |
| Net operating income | $843,370 | 4,620 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 5,209 |
| Total interest expense | $2,994,000 | 4,938 |
| Net interest income | $2,800,000 | 5,402 |
| Provision for loan and lease losses | $21,000 | 7,573 |
| Total noninterest income | $366,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,386 |
| Total noninterest expense | $2,329,000 | 5,108 |
| Salaries and employee benefits | $1,274,000 | 4,967 |
| Premises and equipment expense | $329,000 | 5,144 |
| Additional noninterest expense | $726,000 | 5,050 |
| Pre-tax net operating income | $816,000 | 5,812 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $146,000 | 5,972 |
| Income before extraordinary items | $670,000 | 5,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $670,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 923 |
| Net operating income | $670,000 | 5,539 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 5,662 |
| Total interest expense | $2,245,000 | 5,565 |
| Net interest income | $2,627,000 | 5,632 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $339,000 | 6,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $1,761,000 | 6,153 |
| Salaries and employee benefits | $946,000 | 6,115 |
| Premises and equipment expense | $270,000 | 5,798 |
| Additional noninterest expense | $545,000 | 6,184 |
| Pre-tax net operating income | $1,125,000 | 4,965 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $268,000 | 5,055 |
| Income before extraordinary items | $857,000 | 4,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $857,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $857,000 | 4,839 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 6,064 |
| Total interest expense | $1,944,000 | 6,286 |
| Net interest income | $2,555,000 | 5,761 |
| Provision for loan and lease losses | $164,000 | 3,980 |
| Total noninterest income | $322,000 | 6,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $1,615,000 | 6,407 |
| Salaries and employee benefits | $822,000 | 6,589 |
| Premises and equipment expense | $234,000 | 6,205 |
| Additional noninterest expense | $559,000 | 6,024 |
| Pre-tax net operating income | $1,098,000 | 5,146 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $334,000 | 4,894 |
| Income before extraordinary items | $765,000 | 5,343 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $765,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $764,300 | 5,234 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 7,146 |
| Total interest expense | $1,454,000 | 7,455 |
| Net interest income | $2,056,000 | 6,797 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $241,000 | 7,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,765 |
| Total noninterest expense | $1,348,000 | 7,187 |
| Salaries and employee benefits | $673,000 | 7,476 |
| Premises and equipment expense | $233,000 | 6,305 |
| Additional noninterest expense | $442,000 | 6,996 |
| Pre-tax net operating income | $779,000 | 6,635 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $524,000 | 6,838 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $524,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $524,000 | 6,777 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 8,361 |
| Total interest expense | $1,137,000 | 8,577 |
| Net interest income | $1,602,000 | 8,026 |
| Provision for loan and lease losses | $171,000 | 3,803 |
| Total noninterest income | $154,000 | 8,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,121,000 | 8,255 |
| Salaries and employee benefits | $546,000 | 8,526 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $387,000 | 7,988 |
| Pre-tax net operating income | $464,000 | 8,144 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $129,000 | 8,234 |
| Income before extraordinary items | $333,000 | 8,128 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $333,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $334,440 | 8,061 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 9,528 |
| Total interest expense | $877,000 | 9,708 |
| Net interest income | $1,248,000 | 9,208 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $79,000 | 10,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $817,000 | 9,699 |
| Salaries and employee benefits | $412,000 | 9,854 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $274,000 | 9,552 |
| Pre-tax net operating income | $340,000 | 9,461 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $118,000 | 8,830 |
| Income before extraordinary items | $222,000 | 9,702 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $222,000 | 9,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $222,000 | 9,665 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 11,141 |
| Total interest expense | $442,000 | 11,381 |
| Net interest income | $855,000 | 10,863 |
| Provision for loan and lease losses | $145,000 | 3,683 |
| Total noninterest income | $43,000 | 12,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $725,000 | 10,592 |
| Salaries and employee benefits | $369,000 | 10,558 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $227,000 | 10,811 |
| Pre-tax net operating income | $28,000 | 11,996 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $28,000 | 11,928 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $28,000 | 11,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $28,000 | 11,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 13,261 |
| Total interest expense | $20,000 | 13,236 |
| Net interest income | $46,000 | 13,224 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $0 | 13,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $162,000 | 13,220 |
| Salaries and employee benefits | $82,000 | 13,206 |
| Premises and equipment expense | $27,000 | 12,925 |
| Additional noninterest expense | $53,000 | 13,200 |
| Pre-tax net operating income | $-191,000 | 12,691 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-191,000 | 12,750 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-191,000 | 12,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 252 |
| Net operating income | $-191,000 | 12,670 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.