Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 4,878 |
| Total interest expense | $442,000 | 3,362 |
| Net interest income | $721,000 | 5,434 |
| Provision for loan and lease losses | $132,000 | 3,020 |
| Total noninterest income | $331,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $102,000 | 2,938 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $229,000 | 2,281 |
| Total noninterest expense | $836,000 | 4,677 |
| Salaries and employee benefits | $334,000 | 5,348 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $429,000 | 3,563 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $19,000 | 1,113 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $100,000 | 5,009 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $100,000 | 5,007 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $100,000 | 5,009 |
| Net charge-offs | $189,000 | 2,164 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $81,570 | 5,214 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 4,470 |
| Total interest expense | $1,979,000 | 3,600 |
| Net interest income | $3,712,000 | 4,791 |
| Provision for loan and lease losses | $1,793,000 | 2,230 |
| Total noninterest income | $1,220,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $473,000 | 2,739 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $747,000 | 2,590 |
| Total noninterest expense | $3,380,000 | 4,689 |
| Salaries and employee benefits | $1,342,000 | 5,357 |
| Premises and equipment expense | $318,000 | 5,275 |
| Additional noninterest expense | $1,720,000 | 3,646 |
| Pre-tax net operating income | $-241,000 | 6,062 |
| Securities gains (losses) | $156,000 | 1,799 |
| Applicable income taxes | $-166,000 | 6,932 |
| Income before extraordinary items | $81,000 | 5,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $81,000 | 5,680 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $81,000 | 5,680 |
| Net charge-offs | $1,236,000 | 2,407 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-18,840 | 5,868 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 4,451 |
| Total interest expense | $1,522,000 | 3,664 |
| Net interest income | $2,910,000 | 4,727 |
| Provision for loan and lease losses | $1,499,000 | 1,980 |
| Total noninterest income | $885,000 | 2,966 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $340,000 | 2,904 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $544,000 | 2,625 |
| Total noninterest expense | $2,534,000 | 4,708 |
| Salaries and employee benefits | $1,001,000 | 5,414 |
| Premises and equipment expense | $241,000 | 5,328 |
| Additional noninterest expense | $1,292,000 | 3,616 |
| Pre-tax net operating income | $-238,000 | 6,336 |
| Securities gains (losses) | $154,000 | 1,578 |
| Applicable income taxes | $-127,000 | 7,120 |
| Income before extraordinary items | $43,000 | 5,965 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $43,000 | 5,965 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $43,000 | 5,965 |
| Net charge-offs | $484,000 | 3,128 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-55,560 | 6,125 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 4,413 |
| Total interest expense | $1,036,000 | 3,710 |
| Net interest income | $2,001,000 | 4,651 |
| Provision for loan and lease losses | $454,000 | 2,992 |
| Total noninterest income | $579,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $207,000 | 3,092 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $372,000 | 2,513 |
| Total noninterest expense | $1,706,000 | 4,694 |
| Salaries and employee benefits | $685,000 | 5,387 |
| Premises and equipment expense | $167,000 | 5,273 |
| Additional noninterest expense | $854,000 | 3,626 |
| Pre-tax net operating income | $420,000 | 3,921 |
| Securities gains (losses) | $138,000 | 1,194 |
| Applicable income taxes | $140,000 | 2,470 |
| Income before extraordinary items | $418,000 | 3,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $418,000 | 3,710 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $418,000 | 3,711 |
| Net charge-offs | $264,000 | 3,207 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $314,500 | 4,083 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 4,409 |
| Total interest expense | $524,000 | 3,804 |
| Net interest income | $1,020,000 | 4,618 |
| Provision for loan and lease losses | $17,000 | 5,830 |
| Total noninterest income | $307,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $93,000 | 3,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $214,000 | 2,294 |
| Total noninterest expense | $852,000 | 4,736 |
| Salaries and employee benefits | $339,000 | 5,465 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $430,000 | 3,620 |
| Pre-tax net operating income | $458,000 | 2,574 |
| Securities gains (losses) | $122,000 | 711 |
| Applicable income taxes | $181,000 | 1,526 |
| Income before extraordinary items | $399,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 2,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $399,000 | 2,553 |
| Net charge-offs | $96,000 | 3,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $314,820 | 2,944 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 4,272 |
| Total interest expense | $2,463,000 | 3,934 |
| Net interest income | $4,299,000 | 4,362 |
| Provision for loan and lease losses | $2,310,000 | 2,288 |
| Total noninterest income | $923,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $448,000 | 3,101 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $475,000 | 3,292 |
| Total noninterest expense | $3,282,000 | 4,915 |
| Salaries and employee benefits | $1,323,000 | 5,564 |
| Premises and equipment expense | $328,000 | 5,453 |
| Additional noninterest expense | $1,631,000 | 3,868 |
| Pre-tax net operating income | $-370,000 | 5,883 |
| Securities gains (losses) | $156,000 | 1,759 |
| Applicable income taxes | $-197,000 | 6,758 |
| Income before extraordinary items | $-17,000 | 5,569 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,000 | 5,567 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-17,000 | 5,567 |
| Net charge-offs | $2,348,000 | 1,854 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-116,840 | 5,703 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 4,359 |
| Total interest expense | $1,895,000 | 3,997 |
| Net interest income | $3,127,000 | 4,465 |
| Provision for loan and lease losses | $1,392,000 | 2,324 |
| Total noninterest income | $807,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $334,000 | 3,126 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $473,000 | 2,899 |
| Total noninterest expense | $2,507,000 | 4,877 |
| Salaries and employee benefits | $1,007,000 | 5,562 |
| Premises and equipment expense | $249,000 | 5,478 |
| Additional noninterest expense | $1,251,000 | 3,765 |
| Pre-tax net operating income | $35,000 | 5,547 |
| Securities gains (losses) | $156,000 | 1,478 |
| Applicable income taxes | $-16,000 | 6,692 |
| Income before extraordinary items | $207,000 | 4,816 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $207,000 | 4,817 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $207,000 | 4,817 |
| Net charge-offs | $1,380,000 | 1,849 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $51,000 | 5,495 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 4,506 |
| Total interest expense | $1,296,000 | 4,045 |
| Net interest income | $1,916,000 | 4,709 |
| Provision for loan and lease losses | $1,056,000 | 2,004 |
| Total noninterest income | $574,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $214,000 | 3,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $360,000 | 2,707 |
| Total noninterest expense | $1,689,000 | 4,878 |
| Salaries and employee benefits | $665,000 | 5,658 |
| Premises and equipment expense | $172,000 | 5,451 |
| Additional noninterest expense | $852,000 | 3,706 |
| Pre-tax net operating income | $-255,000 | 6,368 |
| Securities gains (losses) | $324,000 | 711 |
| Applicable income taxes | $-38,000 | 6,963 |
| Income before extraordinary items | $107,000 | 5,152 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 5,149 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $107,000 | 5,149 |
| Net charge-offs | $1,177,000 | 1,529 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-217,000 | 6,396 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 4,570 |
| Total interest expense | $666,000 | 4,083 |
| Net interest income | $933,000 | 4,773 |
| Provision for loan and lease losses | $78,000 | 4,265 |
| Total noninterest income | $303,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $98,000 | 3,301 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $205,000 | 2,478 |
| Total noninterest expense | $822,000 | 4,876 |
| Salaries and employee benefits | $350,000 | 5,537 |
| Premises and equipment expense | $90,000 | 5,382 |
| Additional noninterest expense | $382,000 | 3,717 |
| Pre-tax net operating income | $336,000 | 3,153 |
| Securities gains (losses) | $113,000 | 942 |
| Applicable income taxes | $133,000 | 1,892 |
| Income before extraordinary items | $316,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 3,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $316,000 | 3,023 |
| Net charge-offs | $165,000 | 2,321 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $236,900 | 3,414 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 4,444 |
| Total interest expense | $3,352,000 | 3,949 |
| Net interest income | $3,743,000 | 4,776 |
| Provision for loan and lease losses | $1,043,000 | 2,647 |
| Total noninterest income | $985,000 | 3,441 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $449,000 | 3,234 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $534,000 | 3,075 |
| Total noninterest expense | $3,038,000 | 5,078 |
| Salaries and employee benefits | $1,330,000 | 5,673 |
| Premises and equipment expense | $315,000 | 5,671 |
| Additional noninterest expense | $1,393,000 | 3,822 |
| Pre-tax net operating income | $647,000 | 4,509 |
| Securities gains (losses) | $81,000 | 1,287 |
| Applicable income taxes | $180,000 | 2,909 |
| Income before extraordinary items | $548,000 | 4,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $548,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,112,000 | 1,845 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $487,250 | 4,658 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,403,000 | 4,465 |
| Total interest expense | $2,569,000 | 4,003 |
| Net interest income | $2,834,000 | 4,788 |
| Provision for loan and lease losses | $704,000 | 2,255 |
| Total noninterest income | $818,000 | 3,291 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $325,000 | 3,330 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $491,000 | 2,852 |
| Total noninterest expense | $2,298,000 | 5,036 |
| Salaries and employee benefits | $1,043,000 | 5,559 |
| Premises and equipment expense | $228,000 | 5,768 |
| Additional noninterest expense | $1,027,000 | 3,787 |
| Pre-tax net operating income | $650,000 | 4,500 |
| Securities gains (losses) | $81,000 | 1,096 |
| Applicable income taxes | $185,000 | 2,998 |
| Income before extraordinary items | $546,000 | 4,274 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $546,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,992 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $485,250 | 4,652 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 4,475 |
| Total interest expense | $1,714,000 | 4,140 |
| Net interest income | $1,959,000 | 4,683 |
| Provision for loan and lease losses | $345,000 | 2,346 |
| Total noninterest income | $480,000 | 3,595 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $198,000 | 3,511 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $281,000 | 3,144 |
| Total noninterest expense | $1,548,000 | 5,022 |
| Salaries and employee benefits | $702,000 | 5,595 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $693,000 | 3,746 |
| Pre-tax net operating income | $546,000 | 4,218 |
| Securities gains (losses) | $87,000 | 1,074 |
| Applicable income taxes | $163,000 | 2,918 |
| Income before extraordinary items | $470,000 | 4,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 4,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,251 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $405,620 | 4,385 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 4,465 |
| Total interest expense | $878,000 | 4,251 |
| Net interest income | $1,029,000 | 4,529 |
| Provision for loan and lease losses | $-5,000 | 8,367 |
| Total noninterest income | $239,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $145,000 | 3,095 |
| Total noninterest expense | $757,000 | 5,105 |
| Salaries and employee benefits | $349,000 | 5,640 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $328,000 | 3,854 |
| Pre-tax net operating income | $516,000 | 3,018 |
| Securities gains (losses) | $45,000 | 1,139 |
| Applicable income taxes | $167,000 | 2,191 |
| Income before extraordinary items | $394,000 | 3,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $394,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $362,500 | 3,313 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 4,428 |
| Total interest expense | $3,718,000 | 4,196 |
| Net interest income | $4,105,000 | 4,549 |
| Provision for loan and lease losses | $-27,000 | 8,274 |
| Total noninterest income | $965,000 | 3,610 |
| Gross Fiduciary activities income | $5,000 | 1,336 |
| Service charges on deposit accounts | $499,000 | 3,056 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $461,000 | 3,465 |
| Total noninterest expense | $3,024,000 | 4,983 |
| Salaries and employee benefits | $1,336,000 | 5,656 |
| Premises and equipment expense | $349,000 | 5,413 |
| Additional noninterest expense | $1,339,000 | 3,749 |
| Pre-tax net operating income | $2,073,000 | 3,247 |
| Securities gains (losses) | $56,000 | 759 |
| Applicable income taxes | $653,000 | 2,392 |
| Income before extraordinary items | $1,476,000 | 3,484 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,476,000 | 3,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,147 |
| Cash dividends | $1,650,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,437,360 | 3,533 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 4,460 |
| Total interest expense | $2,760,000 | 4,229 |
| Net interest income | $3,076,000 | 4,570 |
| Provision for loan and lease losses | $-115,000 | 8,437 |
| Total noninterest income | $694,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $363,000 | 3,108 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $331,000 | 3,565 |
| Total noninterest expense | $2,286,000 | 4,931 |
| Salaries and employee benefits | $1,026,000 | 5,559 |
| Premises and equipment expense | $259,000 | 5,442 |
| Additional noninterest expense | $1,001,000 | 3,695 |
| Pre-tax net operating income | $1,599,000 | 3,326 |
| Securities gains (losses) | $55,000 | 609 |
| Applicable income taxes | $509,000 | 2,511 |
| Income before extraordinary items | $1,145,000 | 3,575 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,145,000 | 3,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,185 |
| Cash dividends | $1,650,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,107,050 | 3,641 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 4,510 |
| Total interest expense | $1,783,000 | 4,314 |
| Net interest income | $2,078,000 | 4,572 |
| Provision for loan and lease losses | $-126,000 | 8,496 |
| Total noninterest income | $447,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $239,000 | 3,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $208,000 | 3,702 |
| Total noninterest expense | $1,567,000 | 4,874 |
| Salaries and employee benefits | $684,000 | 5,629 |
| Premises and equipment expense | $179,000 | 5,354 |
| Additional noninterest expense | $704,000 | 3,548 |
| Pre-tax net operating income | $1,084,000 | 3,353 |
| Securities gains (losses) | $55,000 | 514 |
| Applicable income taxes | $349,000 | 2,559 |
| Income before extraordinary items | $790,000 | 3,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $790,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,246 |
| Cash dividends | $1,650,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $752,050 | 3,638 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 4,545 |
| Total interest expense | $861,000 | 4,383 |
| Net interest income | $1,039,000 | 4,573 |
| Provision for loan and lease losses | $-96,000 | 8,542 |
| Total noninterest income | $226,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $112,000 | 3,217 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $114,000 | 3,521 |
| Total noninterest expense | $833,000 | 4,677 |
| Salaries and employee benefits | $341,000 | 5,673 |
| Premises and equipment expense | $90,000 | 5,373 |
| Additional noninterest expense | $402,000 | 3,159 |
| Pre-tax net operating income | $528,000 | 3,394 |
| Securities gains (losses) | $51,000 | 412 |
| Applicable income taxes | $175,000 | 2,577 |
| Income before extraordinary items | $404,000 | 3,475 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $404,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $368,300 | 3,676 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 4,394 |
| Total interest expense | $3,221,000 | 4,131 |
| Net interest income | $4,218,000 | 4,507 |
| Provision for loan and lease losses | $286,000 | 2,876 |
| Total noninterest income | $853,000 | 3,905 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $460,000 | 3,249 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $391,000 | 3,775 |
| Total noninterest expense | $3,084,000 | 4,796 |
| Salaries and employee benefits | $1,334,000 | 5,565 |
| Premises and equipment expense | $358,000 | 5,270 |
| Additional noninterest expense | $1,392,000 | 3,502 |
| Pre-tax net operating income | $1,701,000 | 4,012 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $504,000 | 3,149 |
| Income before extraordinary items | $1,197,000 | 4,288 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,197,000 | 4,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,698 |
| Cash dividends | $750,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,197,000 | 4,270 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 4,437 |
| Total interest expense | $2,355,000 | 4,119 |
| Net interest income | $3,110,000 | 4,597 |
| Provision for loan and lease losses | $218,000 | 2,736 |
| Total noninterest income | $644,000 | 3,894 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $346,000 | 3,247 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $296,000 | 3,756 |
| Total noninterest expense | $2,331,000 | 4,749 |
| Salaries and employee benefits | $1,007,000 | 5,533 |
| Premises and equipment expense | $269,000 | 5,262 |
| Additional noninterest expense | $1,055,000 | 3,456 |
| Pre-tax net operating income | $1,205,000 | 4,286 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $346,000 | 3,383 |
| Income before extraordinary items | $859,000 | 4,539 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $859,000 | 4,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,794 |
| Cash dividends | $375,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $859,000 | 4,520 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 4,431 |
| Total interest expense | $1,525,000 | 4,074 |
| Net interest income | $2,068,000 | 4,620 |
| Provision for loan and lease losses | $133,000 | 2,853 |
| Total noninterest income | $426,000 | 3,903 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $231,000 | 3,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 3,821 |
| Total noninterest expense | $1,548,000 | 4,778 |
| Salaries and employee benefits | $673,000 | 5,549 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $696,000 | 3,501 |
| Pre-tax net operating income | $813,000 | 4,302 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $232,000 | 3,421 |
| Income before extraordinary items | $581,000 | 4,522 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $581,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,261 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $581,000 | 4,513 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 4,416 |
| Total interest expense | $741,000 | 4,030 |
| Net interest income | $1,037,000 | 4,604 |
| Provision for loan and lease losses | $62,000 | 2,766 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $108,000 | 3,311 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,511 |
| Total noninterest expense | $782,000 | 4,769 |
| Salaries and employee benefits | $338,000 | 5,552 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $357,000 | 3,411 |
| Pre-tax net operating income | $415,000 | 4,194 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $303,000 | 4,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $303,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $303,000 | 4,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 4,248 |
| Total interest expense | $2,668,000 | 3,650 |
| Net interest income | $4,090,000 | 4,556 |
| Provision for loan and lease losses | $258,000 | 3,101 |
| Total noninterest income | $717,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $434,000 | 3,358 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $283,000 | 4,464 |
| Total noninterest expense | $2,852,000 | 4,949 |
| Salaries and employee benefits | $1,246,000 | 5,666 |
| Premises and equipment expense | $370,000 | 5,101 |
| Additional noninterest expense | $1,236,000 | 3,781 |
| Pre-tax net operating income | $1,697,000 | 4,094 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $502,000 | 3,360 |
| Income before extraordinary items | $1,197,000 | 4,356 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,197,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $1,650,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,195,600 | 4,326 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 4,278 |
| Total interest expense | $1,953,000 | 3,576 |
| Net interest income | $2,995,000 | 4,648 |
| Provision for loan and lease losses | $173,000 | 3,274 |
| Total noninterest income | $558,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $327,000 | 3,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $231,000 | 4,276 |
| Total noninterest expense | $2,125,000 | 4,933 |
| Salaries and employee benefits | $918,000 | 5,702 |
| Premises and equipment expense | $275,000 | 5,115 |
| Additional noninterest expense | $932,000 | 3,704 |
| Pre-tax net operating income | $1,255,000 | 4,201 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $367,000 | 3,460 |
| Income before extraordinary items | $888,000 | 4,493 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $888,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,633 |
| Cash dividends | $1,650,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $888,000 | 4,453 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 4,264 |
| Total interest expense | $1,258,000 | 3,506 |
| Net interest income | $1,976,000 | 4,657 |
| Provision for loan and lease losses | $73,000 | 3,895 |
| Total noninterest income | $370,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $211,000 | 3,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $159,000 | 4,187 |
| Total noninterest expense | $1,422,000 | 4,915 |
| Salaries and employee benefits | $616,000 | 5,673 |
| Premises and equipment expense | $175,000 | 5,260 |
| Additional noninterest expense | $631,000 | 3,647 |
| Pre-tax net operating income | $851,000 | 4,143 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $245,000 | 3,449 |
| Income before extraordinary items | $606,000 | 4,392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $606,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $1,575,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $606,000 | 4,340 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,352 |
| Total interest expense | $606,000 | 3,481 |
| Net interest income | $957,000 | 4,755 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $187,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $708,000 | 4,959 |
| Salaries and employee benefits | $305,000 | 5,739 |
| Premises and equipment expense | $86,000 | 5,371 |
| Additional noninterest expense | $317,000 | 3,630 |
| Pre-tax net operating income | $429,000 | 4,083 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $117,000 | 3,511 |
| Income before extraordinary items | $312,000 | 4,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $312,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $312,000 | 4,209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 4,154 |
| Total interest expense | $2,396,000 | 3,148 |
| Net interest income | $3,808,000 | 4,651 |
| Provision for loan and lease losses | $114,000 | 4,807 |
| Total noninterest income | $764,000 | 4,177 |
| Gross Fiduciary activities income | $76,000 | 991 |
| Service charges on deposit accounts | $390,000 | 3,704 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $298,000 | 4,284 |
| Total noninterest expense | $2,922,000 | 4,750 |
| Salaries and employee benefits | $1,234,000 | 5,612 |
| Premises and equipment expense | $368,000 | 5,041 |
| Additional noninterest expense | $1,320,000 | 3,483 |
| Pre-tax net operating income | $1,536,000 | 4,194 |
| Securities gains (losses) | $95,000 | 1,279 |
| Applicable income taxes | $486,000 | 3,399 |
| Income before extraordinary items | $1,145,000 | 4,329 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,145,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,686 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,078,500 | 4,422 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 4,152 |
| Total interest expense | $1,786,000 | 3,125 |
| Net interest income | $2,849,000 | 4,649 |
| Provision for loan and lease losses | $96,000 | 4,350 |
| Total noninterest income | $579,000 | 4,173 |
| Gross Fiduciary activities income | $53,000 | 1,005 |
| Service charges on deposit accounts | $288,000 | 3,763 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 4,156 |
| Total noninterest expense | $2,215,000 | 4,674 |
| Salaries and employee benefits | $942,000 | 5,515 |
| Premises and equipment expense | $282,000 | 4,957 |
| Additional noninterest expense | $991,000 | 3,458 |
| Pre-tax net operating income | $1,117,000 | 4,346 |
| Securities gains (losses) | $95,000 | 1,203 |
| Applicable income taxes | $360,000 | 3,483 |
| Income before extraordinary items | $852,000 | 4,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $852,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $785,500 | 4,587 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 4,121 |
| Total interest expense | $1,195,000 | 3,100 |
| Net interest income | $1,927,000 | 4,582 |
| Provision for loan and lease losses | $89,000 | 3,789 |
| Total noninterest income | $373,000 | 4,270 |
| Gross Fiduciary activities income | $33,000 | 1,028 |
| Service charges on deposit accounts | $178,000 | 3,941 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 4,157 |
| Total noninterest expense | $1,474,000 | 4,720 |
| Salaries and employee benefits | $628,000 | 5,546 |
| Premises and equipment expense | $191,000 | 4,913 |
| Additional noninterest expense | $655,000 | 3,476 |
| Pre-tax net operating income | $737,000 | 4,331 |
| Securities gains (losses) | $95,000 | 1,065 |
| Applicable income taxes | $246,000 | 3,415 |
| Income before extraordinary items | $586,000 | 4,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $519,500 | 4,553 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 4,154 |
| Total interest expense | $619,000 | 3,043 |
| Net interest income | $940,000 | 4,675 |
| Provision for loan and lease losses | $47,000 | 3,399 |
| Total noninterest income | $133,000 | 5,079 |
| Gross Fiduciary activities income | $17,000 | 1,022 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $754,000 | 4,667 |
| Salaries and employee benefits | $318,000 | 5,540 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $343,000 | 3,353 |
| Pre-tax net operating income | $272,000 | 5,061 |
| Securities gains (losses) | $103,000 | 786 |
| Applicable income taxes | $113,000 | 3,576 |
| Income before extraordinary items | $262,000 | 4,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $262,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $189,900 | 5,354 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,121,000 | 4,251 |
| Total interest expense | $2,727,000 | 3,121 |
| Net interest income | $3,394,000 | 4,902 |
| Provision for loan and lease losses | $215,000 | 3,893 |
| Total noninterest income | $825,000 | 4,167 |
| Gross Fiduciary activities income | $82,000 | 998 |
| Service charges on deposit accounts | $358,000 | 3,890 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $385,000 | 4,050 |
| Total noninterest expense | $2,984,000 | 4,617 |
| Salaries and employee benefits | $1,313,000 | 5,322 |
| Premises and equipment expense | $418,000 | 4,586 |
| Additional noninterest expense | $1,253,000 | 3,606 |
| Pre-tax net operating income | $1,020,000 | 5,119 |
| Securities gains (losses) | $201,000 | 1,343 |
| Applicable income taxes | $330,000 | 4,135 |
| Income before extraordinary items | $891,000 | 4,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $891,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,688 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $744,270 | 5,272 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,625,000 | 4,277 |
| Total interest expense | $2,068,000 | 3,202 |
| Net interest income | $2,557,000 | 4,896 |
| Provision for loan and lease losses | $192,000 | 3,416 |
| Total noninterest income | $656,000 | 4,073 |
| Gross Fiduciary activities income | $64,000 | 986 |
| Service charges on deposit accounts | $273,000 | 3,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $319,000 | 3,935 |
| Total noninterest expense | $2,233,000 | 4,612 |
| Salaries and employee benefits | $981,000 | 5,310 |
| Premises and equipment expense | $307,000 | 4,636 |
| Additional noninterest expense | $945,000 | 3,562 |
| Pre-tax net operating income | $788,000 | 5,178 |
| Securities gains (losses) | $198,000 | 1,233 |
| Applicable income taxes | $270,000 | 4,120 |
| Income before extraordinary items | $716,000 | 4,938 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $716,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,537 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $571,460 | 5,336 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 4,223 |
| Total interest expense | $1,390,000 | 3,273 |
| Net interest income | $1,790,000 | 4,728 |
| Provision for loan and lease losses | $155,000 | 2,947 |
| Total noninterest income | $439,000 | 4,034 |
| Gross Fiduciary activities income | $43,000 | 993 |
| Service charges on deposit accounts | $180,000 | 3,860 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $216,000 | 3,907 |
| Total noninterest expense | $1,473,000 | 4,655 |
| Salaries and employee benefits | $650,000 | 5,357 |
| Premises and equipment expense | $204,000 | 4,643 |
| Additional noninterest expense | $619,000 | 3,622 |
| Pre-tax net operating income | $601,000 | 4,825 |
| Securities gains (losses) | $198,000 | 1,046 |
| Applicable income taxes | $232,000 | 3,689 |
| Income before extraordinary items | $567,000 | 4,454 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $567,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,876 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $426,420 | 5,040 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 4,201 |
| Total interest expense | $692,000 | 3,351 |
| Net interest income | $922,000 | 4,634 |
| Provision for loan and lease losses | $84,000 | 2,689 |
| Total noninterest income | $208,000 | 4,062 |
| Gross Fiduciary activities income | $23,000 | 994 |
| Service charges on deposit accounts | $88,000 | 3,860 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $97,000 | 3,987 |
| Total noninterest expense | $720,000 | 4,710 |
| Salaries and employee benefits | $317,000 | 5,453 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $305,000 | 3,611 |
| Pre-tax net operating income | $326,000 | 4,572 |
| Securities gains (losses) | $174,000 | 712 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $342,000 | 3,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $223,680 | 4,822 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,067 |
| Total interest expense | $3,563,000 | 3,042 |
| Net interest income | $3,402,000 | 4,849 |
| Provision for loan and lease losses | $28,000 | 7,268 |
| Total noninterest income | $766,000 | 4,107 |
| Gross Fiduciary activities income | $45,000 | 1,133 |
| Service charges on deposit accounts | $374,000 | 3,695 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $347,000 | 3,967 |
| Total noninterest expense | $2,829,000 | 4,657 |
| Salaries and employee benefits | $1,243,000 | 5,361 |
| Premises and equipment expense | $358,000 | 5,020 |
| Additional noninterest expense | $1,228,000 | 3,549 |
| Pre-tax net operating income | $1,311,000 | 4,464 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $381,000 | 3,981 |
| Income before extraordinary items | $930,000 | 4,792 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $930,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,668 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $930,000 | 4,663 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,995,000 | 4,025 |
| Total interest expense | $4,854,000 | 3,227 |
| Net interest income | $3,141,000 | 4,897 |
| Provision for loan and lease losses | $94,000 | 5,734 |
| Total noninterest income | $942,000 | 3,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $942,000 | 2,134 |
| Total noninterest expense | $2,719,000 | 4,673 |
| Salaries and employee benefits | $1,422,000 | 4,698 |
| Premises and equipment expense | $457,000 | 4,178 |
| Additional noninterest expense | $840,000 | 4,631 |
| Pre-tax net operating income | $1,270,000 | 4,287 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $392,000 | 3,774 |
| Income before extraordinary items | $878,000 | 4,633 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $878,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $878,000 | 4,530 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,716,000 | 4,249 |
| Total interest expense | $4,526,000 | 3,603 |
| Net interest income | $3,190,000 | 4,931 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $707,000 | 3,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $707,000 | 2,348 |
| Total noninterest expense | $2,713,000 | 4,575 |
| Salaries and employee benefits | $1,523,000 | 4,309 |
| Premises and equipment expense | $449,000 | 4,139 |
| Additional noninterest expense | $741,000 | 4,984 |
| Pre-tax net operating income | $1,166,000 | 4,806 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $336,000 | 4,346 |
| Income before extraordinary items | $832,000 | 4,935 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $832,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $830,580 | 4,935 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 4,295 |
| Total interest expense | $4,250,000 | 3,406 |
| Net interest income | $2,941,000 | 5,239 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $621,000 | 4,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $621,000 | 2,578 |
| Total noninterest expense | $2,521,000 | 4,853 |
| Salaries and employee benefits | $1,378,000 | 4,646 |
| Premises and equipment expense | $478,000 | 3,920 |
| Additional noninterest expense | $665,000 | 5,440 |
| Pre-tax net operating income | $986,000 | 5,352 |
| Securities gains (losses) | $20,000 | 1,398 |
| Applicable income taxes | $256,000 | 5,148 |
| Income before extraordinary items | $750,000 | 5,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $750,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $735,000 | 5,292 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,635,000 | 4,099 |
| Total interest expense | $4,577,000 | 3,247 |
| Net interest income | $3,058,000 | 5,068 |
| Provision for loan and lease losses | $-175,000 | 10,368 |
| Total noninterest income | $560,000 | 4,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $560,000 | 2,773 |
| Total noninterest expense | $2,525,000 | 4,746 |
| Salaries and employee benefits | $1,387,000 | 4,526 |
| Premises and equipment expense | $474,000 | 3,848 |
| Additional noninterest expense | $664,000 | 5,370 |
| Pre-tax net operating income | $1,268,000 | 4,710 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $352,000 | 4,752 |
| Income before extraordinary items | $911,000 | 4,787 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $911,000 | 4,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-261,000 | 10,376 |
| Cash dividends | $628,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $914,600 | 4,684 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,109,000 | 3,922 |
| Total interest expense | $4,992,000 | 2,979 |
| Net interest income | $3,117,000 | 5,143 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $522,000 | 4,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $522,000 | 2,735 |
| Total noninterest expense | $2,641,000 | 4,564 |
| Salaries and employee benefits | $1,464,000 | 4,342 |
| Premises and equipment expense | $495,000 | 3,740 |
| Additional noninterest expense | $682,000 | 5,324 |
| Pre-tax net operating income | $818,000 | 6,466 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $186,000 | 7,090 |
| Income before extraordinary items | $629,000 | 6,218 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $629,000 | 6,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $631,310 | 6,155 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,941,000 | 4,070 |
| Total interest expense | $4,904,000 | 3,058 |
| Net interest income | $3,037,000 | 5,393 |
| Provision for loan and lease losses | $650,000 | 1,408 |
| Total noninterest income | $352,000 | 6,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $352,000 | 3,681 |
| Total noninterest expense | $3,114,000 | 4,192 |
| Salaries and employee benefits | $1,272,000 | 4,940 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $1,441,000 | 3,232 |
| Pre-tax net operating income | $-375,000 | 11,183 |
| Securities gains (losses) | $1,173,000 | 232 |
| Applicable income taxes | $131,000 | 8,193 |
| Income before extraordinary items | $667,000 | 5,905 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $667,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,267 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-318,320 | 11,160 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,616,000 | 4,204 |
| Total interest expense | $4,509,000 | 3,302 |
| Net interest income | $3,107,000 | 5,351 |
| Provision for loan and lease losses | $102,000 | 4,548 |
| Total noninterest income | $346,000 | 6,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $346,000 | 3,639 |
| Total noninterest expense | $2,121,000 | 5,736 |
| Salaries and employee benefits | $1,111,000 | 5,557 |
| Premises and equipment expense | $391,000 | 4,635 |
| Additional noninterest expense | $619,000 | 6,409 |
| Pre-tax net operating income | $1,230,000 | 5,166 |
| Securities gains (losses) | $-65,000 | 11,310 |
| Applicable income taxes | $285,000 | 6,195 |
| Income before extraordinary items | $880,000 | 5,079 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $880,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,942 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $929,400 | 4,858 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,155,000 | 4,140 |
| Total interest expense | $3,955,000 | 3,088 |
| Net interest income | $3,200,000 | 5,324 |
| Provision for loan and lease losses | $177,000 | 3,293 |
| Total noninterest income | $379,000 | 6,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $379,000 | 3,526 |
| Total noninterest expense | $2,177,000 | 5,801 |
| Salaries and employee benefits | $1,256,000 | 5,040 |
| Premises and equipment expense | $353,000 | 5,063 |
| Additional noninterest expense | $568,000 | 7,276 |
| Pre-tax net operating income | $1,225,000 | 5,165 |
| Securities gains (losses) | $616,000 | 236 |
| Applicable income taxes | $514,000 | 3,976 |
| Income before extraordinary items | $1,327,000 | 3,527 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,327,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 953 |
| Net operating income | $883,480 | 5,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 3,891 |
| Total interest expense | $4,491,000 | 2,859 |
| Net interest income | $3,324,000 | 5,188 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $356,000 | 6,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $356,000 | 4,074 |
| Total noninterest expense | $2,347,000 | 5,567 |
| Salaries and employee benefits | $1,365,000 | 4,665 |
| Premises and equipment expense | $325,000 | 5,527 |
| Additional noninterest expense | $657,000 | 6,895 |
| Pre-tax net operating income | $1,238,000 | 5,065 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $334,000 | 5,684 |
| Income before extraordinary items | $921,000 | 5,003 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $1,221,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 929 |
| Net operating income | $908,590 | 4,830 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,978,000 | 4,836 |
| Total interest expense | $4,317,000 | 3,799 |
| Net interest income | $2,661,000 | 6,300 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $296,000 | 7,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $296,000 | 4,470 |
| Total noninterest expense | $1,999,000 | 6,386 |
| Salaries and employee benefits | $1,246,000 | 4,996 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $509,000 | 8,374 |
| Pre-tax net operating income | $897,000 | 6,111 |
| Securities gains (losses) | $1,106,000 | 602 |
| Applicable income taxes | $654,000 | 3,185 |
| Income before extraordinary items | $1,349,000 | 3,404 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,349,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $2,000,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $664,000 | 496 |
| Net operating income | $607,980 | 6,154 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.