Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 4,118 |
| Total interest expense | $1,223,000 | 3,573 |
| Net interest income | $2,180,000 | 4,341 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $786,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $435,000 | 1,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $351,000 | 2,768 |
| Total noninterest expense | $2,094,000 | 3,677 |
| Salaries and employee benefits | $1,107,000 | 3,793 |
| Premises and equipment expense | $256,000 | 4,076 |
| Additional noninterest expense | $731,000 | 3,243 |
| Pre-tax net operating income | $812,000 | 4,257 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $326,000 | 2,955 |
| Income before extraordinary items | $486,000 | 4,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $486,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $292,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $486,000 | 4,903 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 4,062 |
| Total interest expense | $637,000 | 3,349 |
| Net interest income | $1,083,000 | 4,373 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $352,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $996,000 | 3,854 |
| Salaries and employee benefits | $539,000 | 3,865 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $326,000 | 3,557 |
| Pre-tax net operating income | $409,000 | 4,213 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $164,000 | 2,951 |
| Income before extraordinary items | $245,000 | 4,929 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $245,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $245,000 | 4,880 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 3,876 |
| Total interest expense | $2,692,000 | 2,876 |
| Net interest income | $4,142,000 | 4,370 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,497,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $955,000 | 1,835 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $542,000 | 3,164 |
| Total noninterest expense | $4,341,000 | 3,508 |
| Salaries and employee benefits | $2,314,000 | 3,550 |
| Premises and equipment expense | $531,000 | 3,904 |
| Additional noninterest expense | $1,496,000 | 3,127 |
| Pre-tax net operating income | $1,178,000 | 4,839 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $472,000 | 3,443 |
| Income before extraordinary items | $706,000 | 5,559 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $706,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,718 |
| Cash dividends | $165,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $706,000 | 5,490 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 3,842 |
| Total interest expense | $2,024,000 | 2,804 |
| Net interest income | $3,128,000 | 4,347 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,228,000 | 2,536 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $724,000 | 1,828 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $503,000 | 2,794 |
| Total noninterest expense | $3,214,000 | 3,519 |
| Salaries and employee benefits | $1,689,000 | 3,613 |
| Premises and equipment expense | $399,000 | 3,882 |
| Additional noninterest expense | $1,126,000 | 3,107 |
| Pre-tax net operating income | $1,052,000 | 4,479 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $422,000 | 3,210 |
| Income before extraordinary items | $630,000 | 5,239 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $630,000 | 5,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $630,000 | 5,150 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 3,818 |
| Total interest expense | $1,330,000 | 2,834 |
| Net interest income | $2,124,000 | 4,296 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $820,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $454,000 | 1,914 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $366,000 | 2,658 |
| Total noninterest expense | $2,109,000 | 3,586 |
| Salaries and employee benefits | $1,117,000 | 3,653 |
| Premises and equipment expense | $249,000 | 4,088 |
| Additional noninterest expense | $743,000 | 3,146 |
| Pre-tax net operating income | $775,000 | 4,199 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $283,000 | 3,177 |
| Income before extraordinary items | $492,000 | 4,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $30,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $492,000 | 4,684 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 3,860 |
| Total interest expense | $666,000 | 2,865 |
| Net interest income | $1,041,000 | 4,361 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $357,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $186,000 | 2,230 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $171,000 | 2,720 |
| Total noninterest expense | $1,044,000 | 3,635 |
| Salaries and employee benefits | $548,000 | 3,731 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $372,000 | 3,116 |
| Pre-tax net operating income | $324,000 | 4,642 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $125,000 | 3,416 |
| Income before extraordinary items | $199,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,294 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $199,000 | 5,232 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 3,580 |
| Total interest expense | $3,125,000 | 2,761 |
| Net interest income | $4,478,000 | 4,011 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,401,000 | 2,986 |
| Gross Fiduciary activities income | $4,000 | 1,466 |
| Service charges on deposit accounts | $564,000 | 2,822 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $833,000 | 2,672 |
| Total noninterest expense | $4,577,000 | 3,310 |
| Salaries and employee benefits | $2,470,000 | 3,299 |
| Premises and equipment expense | $499,000 | 4,063 |
| Additional noninterest expense | $1,608,000 | 2,891 |
| Pre-tax net operating income | $1,182,000 | 4,725 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $456,000 | 3,548 |
| Income before extraordinary items | $726,000 | 5,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $726,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,828 |
| Cash dividends | $1,616,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $726,000 | 5,329 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,771,000 | 3,593 |
| Total interest expense | $2,415,000 | 2,773 |
| Net interest income | $3,356,000 | 4,033 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,035,000 | 3,063 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $373,000 | 3,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $661,000 | 2,670 |
| Total noninterest expense | $3,528,000 | 3,204 |
| Salaries and employee benefits | $1,857,000 | 3,297 |
| Premises and equipment expense | $417,000 | 3,736 |
| Additional noninterest expense | $1,254,000 | 2,772 |
| Pre-tax net operating income | $773,000 | 5,234 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $294,000 | 3,949 |
| Income before extraordinary items | $479,000 | 5,956 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $479,000 | 5,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,381 |
| Cash dividends | $1,616,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $479,000 | 5,789 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 3,566 |
| Total interest expense | $1,669,000 | 2,751 |
| Net interest income | $2,267,000 | 3,995 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $662,000 | 3,123 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $232,000 | 3,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $429,000 | 2,676 |
| Total noninterest expense | $2,344,000 | 3,225 |
| Salaries and employee benefits | $1,269,000 | 3,234 |
| Premises and equipment expense | $282,000 | 3,674 |
| Additional noninterest expense | $793,000 | 2,888 |
| Pre-tax net operating income | $525,000 | 5,193 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $199,000 | 3,974 |
| Income before extraordinary items | $326,000 | 5,922 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $326,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,162 |
| Cash dividends | $1,595,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $326,000 | 5,697 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 3,442 |
| Total interest expense | $871,000 | 2,717 |
| Net interest income | $1,188,000 | 3,855 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $347,000 | 2,927 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $231,000 | 2,472 |
| Total noninterest expense | $1,156,000 | 3,262 |
| Salaries and employee benefits | $612,000 | 3,300 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $406,000 | 2,819 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $135,000 | 3,410 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 923 |
| Cash dividends | $1,575,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $214,000 | 4,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 3,491 |
| Total interest expense | $4,050,000 | 2,715 |
| Net interest income | $4,368,000 | 4,084 |
| Provision for loan and lease losses | $544,000 | 2,248 |
| Total noninterest income | $1,010,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $499,000 | 2,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $511,000 | 3,244 |
| Total noninterest expense | $4,340,000 | 3,324 |
| Salaries and employee benefits | $1,962,000 | 3,799 |
| Premises and equipment expense | $393,000 | 4,715 |
| Additional noninterest expense | $1,985,000 | 2,320 |
| Pre-tax net operating income | $494,000 | 6,781 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $185,000 | 5,219 |
| Income before extraordinary items | $339,000 | 7,136 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $339,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,088,000 | 885 |
| Cash dividends | $169,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $319,500 | 7,123 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,322,000 | 2,749 |
| Total interest expense | $6,837,000 | 2,339 |
| Net interest income | $5,485,000 | 3,183 |
| Provision for loan and lease losses | $2,428,000 | 602 |
| Total noninterest income | $1,009,000 | 3,318 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $606,000 | 2,416 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $402,000 | 3,520 |
| Total noninterest expense | $5,204,000 | 2,731 |
| Salaries and employee benefits | $2,244,000 | 3,266 |
| Premises and equipment expense | $757,000 | 2,769 |
| Additional noninterest expense | $2,203,000 | 2,045 |
| Pre-tax net operating income | $-1,138,000 | 9,393 |
| Securities gains (losses) | $-20,000 | 9,375 |
| Applicable income taxes | $-370,000 | 9,461 |
| Income before extraordinary items | $-788,000 | 9,343 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-788,000 | 9,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,351,000 | 506 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-774,400 | 9,308 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,227,000 | 2,302 |
| Total interest expense | $8,972,000 | 1,923 |
| Net interest income | $6,255,000 | 2,831 |
| Provision for loan and lease losses | $2,706,000 | 492 |
| Total noninterest income | $1,157,000 | 2,842 |
| Gross Fiduciary activities income | $2,000 | 1,298 |
| Service charges on deposit accounts | $635,000 | 2,177 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $520,000 | 2,888 |
| Total noninterest expense | $5,132,000 | 2,650 |
| Salaries and employee benefits | $2,607,000 | 2,729 |
| Premises and equipment expense | $841,000 | 2,460 |
| Additional noninterest expense | $1,684,000 | 2,532 |
| Pre-tax net operating income | $-426,000 | 9,494 |
| Securities gains (losses) | $-320,000 | 9,647 |
| Applicable income taxes | $-215,000 | 9,703 |
| Income before extraordinary items | $-531,000 | 9,584 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-531,000 | 9,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,225,000 | 452 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-303,800 | 9,445 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,140,000 | 2,007 |
| Total interest expense | $9,078,000 | 1,654 |
| Net interest income | $7,062,000 | 2,500 |
| Provision for loan and lease losses | $536,000 | 1,673 |
| Total noninterest income | $968,000 | 3,169 |
| Gross Fiduciary activities income | $17,000 | 1,220 |
| Service charges on deposit accounts | $517,000 | 2,553 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $434,000 | 3,234 |
| Total noninterest expense | $5,024,000 | 2,685 |
| Salaries and employee benefits | $2,460,000 | 2,848 |
| Premises and equipment expense | $753,000 | 2,702 |
| Additional noninterest expense | $1,811,000 | 2,410 |
| Pre-tax net operating income | $2,470,000 | 2,820 |
| Securities gains (losses) | $-20,000 | 9,544 |
| Applicable income taxes | $905,000 | 2,377 |
| Income before extraordinary items | $1,545,000 | 3,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,545,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $909,000 | 757 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,557,800 | 3,118 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,412,000 | 1,976 |
| Total interest expense | $9,421,000 | 1,636 |
| Net interest income | $6,991,000 | 2,426 |
| Provision for loan and lease losses | $271,000 | 2,845 |
| Total noninterest income | $787,000 | 3,667 |
| Gross Fiduciary activities income | $12,000 | 1,272 |
| Service charges on deposit accounts | $506,000 | 2,541 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $269,000 | 4,245 |
| Total noninterest expense | $4,848,000 | 2,701 |
| Salaries and employee benefits | $2,474,000 | 2,748 |
| Premises and equipment expense | $280,000 | 5,588 |
| Additional noninterest expense | $2,094,000 | 2,037 |
| Pre-tax net operating income | $2,659,000 | 2,641 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $886,000 | 2,525 |
| Income before extraordinary items | $1,773,000 | 2,824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,773,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,832 |
| Cash dividends | $3,500,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,773,000 | 2,748 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,734,000 | 2,214 |
| Total interest expense | $7,724,000 | 1,990 |
| Net interest income | $7,010,000 | 2,477 |
| Provision for loan and lease losses | $194,000 | 3,523 |
| Total noninterest income | $782,000 | 3,640 |
| Gross Fiduciary activities income | $26,000 | 1,253 |
| Service charges on deposit accounts | $469,000 | 2,791 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $287,000 | 4,032 |
| Total noninterest expense | $4,962,000 | 2,586 |
| Salaries and employee benefits | $2,780,000 | 2,389 |
| Premises and equipment expense | $501,000 | 3,689 |
| Additional noninterest expense | $1,681,000 | 2,456 |
| Pre-tax net operating income | $2,636,000 | 2,782 |
| Securities gains (losses) | $34,000 | 1,562 |
| Applicable income taxes | $938,000 | 2,567 |
| Income before extraordinary items | $1,732,000 | 2,941 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,732,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,496 |
| Cash dividends | $6,500,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,709,900 | 2,922 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,643,000 | 2,446 |
| Total interest expense | $6,728,000 | 2,291 |
| Net interest income | $6,915,000 | 2,554 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $656,000 | 4,292 |
| Gross Fiduciary activities income | $10,000 | 1,405 |
| Service charges on deposit accounts | $345,000 | 3,801 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $301,000 | 4,064 |
| Total noninterest expense | $6,389,000 | 2,152 |
| Salaries and employee benefits | $3,110,000 | 2,145 |
| Premises and equipment expense | $443,000 | 4,172 |
| Additional noninterest expense | $2,836,000 | 1,829 |
| Pre-tax net operating income | $1,172,000 | 5,205 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $389,000 | 4,976 |
| Income before extraordinary items | $783,000 | 5,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $783,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $783,000 | 5,323 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,131,000 | 2,547 |
| Total interest expense | $6,747,000 | 2,308 |
| Net interest income | $6,384,000 | 2,798 |
| Provision for loan and lease losses | $113,000 | 4,343 |
| Total noninterest income | $1,092,000 | 2,913 |
| Gross Fiduciary activities income | $15,000 | 1,435 |
| Service charges on deposit accounts | $305,000 | 4,239 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $772,000 | 2,156 |
| Total noninterest expense | $4,573,000 | 2,943 |
| Salaries and employee benefits | $2,325,000 | 2,870 |
| Premises and equipment expense | $419,000 | 4,352 |
| Additional noninterest expense | $1,829,000 | 2,601 |
| Pre-tax net operating income | $2,790,000 | 2,589 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $980,000 | 2,429 |
| Income before extraordinary items | $1,805,000 | 2,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,805,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,232 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $12,692,000 | 41 |
| Net operating income | $1,808,250 | 2,695 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,940,000 | 2,536 |
| Total interest expense | $5,576,000 | 2,230 |
| Net interest income | $6,364,000 | 2,848 |
| Provision for loan and lease losses | $212,000 | 2,915 |
| Total noninterest income | $903,000 | 3,356 |
| Gross Fiduciary activities income | $13,000 | 1,457 |
| Service charges on deposit accounts | $292,000 | 4,465 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $598,000 | 2,583 |
| Total noninterest expense | $4,805,000 | 2,870 |
| Salaries and employee benefits | $2,201,000 | 3,005 |
| Premises and equipment expense | $361,000 | 4,981 |
| Additional noninterest expense | $2,243,000 | 2,341 |
| Pre-tax net operating income | $2,250,000 | 3,105 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $1,514,000 | 1,546 |
| Income before extraordinary items | $710,000 | 5,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $710,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,500 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $726,640 | 5,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,225,000 | 2,521 |
| Total interest expense | $6,223,000 | 2,089 |
| Net interest income | $6,002,000 | 3,026 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $822,000 | 3,902 |
| Gross Fiduciary activities income | $13,000 | 1,482 |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $566,000 | 2,997 |
| Total noninterest expense | $3,867,000 | 3,597 |
| Salaries and employee benefits | $1,939,000 | 3,373 |
| Premises and equipment expense | $330,000 | 5,458 |
| Additional noninterest expense | $1,598,000 | 3,314 |
| Pre-tax net operating income | $2,812,000 | 2,443 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $1,098,000 | 2,074 |
| Income before extraordinary items | $1,725,000 | 2,864 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,725,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,427 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,717,960 | 2,718 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,634,000 | 2,588 |
| Total interest expense | $7,972,000 | 2,134 |
| Net interest income | $5,662,000 | 3,234 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $614,000 | 4,884 |
| Gross Fiduciary activities income | $8,000 | 1,554 |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $435,000 | 3,513 |
| Total noninterest expense | $3,578,000 | 3,861 |
| Salaries and employee benefits | $1,738,000 | 3,678 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $1,550,000 | 3,500 |
| Pre-tax net operating income | $2,585,000 | 2,389 |
| Securities gains (losses) | $184,000 | 2,125 |
| Applicable income taxes | $1,016,000 | 2,082 |
| Income before extraordinary items | $1,753,000 | 2,623 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,753,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 3,595 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,635,240 | 2,602 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.