Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0569% | 3,720 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 1,059 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1778% | 766 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 0.1857% | 741 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.4006% | 7,947 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5236% | 2,774 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0228% | 7,371 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 981 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1331% | 782 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 733 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
Percentage Net Loans Charged-off: Loans to individuals | -0.5608% | 8,214 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1316% | 3,674 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1260% | 1,367 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3270% | 575 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,101 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 2,000 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 7,379 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4683% | 3,969 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1602% | 2,759 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1652% | 934 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4214% | 375 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 1,586 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 1,522 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 7,288 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4975% | 3,429 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1980% | 2,275 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 958 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3092% | 406 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 1,155 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 1,099 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0648% | 7,359 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9173% | 2,037 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1913% | 2,001 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 951 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2233% | 627 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.2284% | 596 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1354% | 7,667 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1325% | 1,614 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5123% | 1,424 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2006% | 1,108 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2655% | 711 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2246% | 1,025 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.2267% | 1,025 |
Percentage Net Loans Charged-off: Commercial and industrial | 3.4025% | 520 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 3,544 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6528% | 932 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2899% | 659 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3461% | 503 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3453% | 582 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.3476% | 600 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.5159% | 301 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8062% | 2,684 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7847% | 746 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2849% | 631 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2943% | 469 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3630% | 540 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.3645% | 546 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.8115% | 173 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7941% | 2,576 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.9708% | 510 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2776% | 554 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5170% | 335 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.5184% | 345 |
Percentage Net Loans Charged-off: Commercial and industrial | 10.8933% | 89 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7192% | 2,560 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.1523% | 579 |
Percentage Net Loans Charged-off: Total real estate loans | 1.3242% | 119 |
Percentage Net Loans Charged-off:Construction & development | 14.7716% | 27 |
Percentage Net Loans Charged-off: Commercial real estate | 2.9920% | 85 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4596% | 474 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.4598% | 485 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.0779% | 1,023 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6067% | 3,808 |
Percentage Net Loans Charged-off: Credit card loans | 1.1310% | 1,615 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.1061% | 243 |
Percentage Net Loans Charged-off: Total real estate loans | 2.3253% | 46 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 8.1143% | 30 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1424% | 1,212 |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 1,182 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.3021% | 317 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1617% | 1,854 |
Percentage Net Loans Charged-off: Credit card loans | 2.4079% | 1,107 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.7990% | 239 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7375% | 857 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2604% | 2,790 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1680% | 4,258 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0033% | 8,709 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2081% | 3,757 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1858% | 4,222 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1830% | 5,631 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3083% | 5,949 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |