Home > First Community Bank > Assets and Liabilities
First Community Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 87 | 2,022 |
| Assets and Liabilities | ||
| Total Assets: | $260,831,000 | 2,435 |
| Cash and due from depository institutions | $6,214,000 | 2,022 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $38,075,000 | 2,938 |
| Federal funds sold & reverse repurchase agreements | $6,092,000 | 1,934 |
| Net loans & leases | $199,477,000 | 2,198 |
| Loan loss allowance | $1,456,000 | 3,195 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,985,000 | 1,951 |
| Other real estate owned | $0 | 2,022 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,988,000 | 2,986 |
| Life insurance assets | $2,307,000 | 1,955 |
| Total liabilities and capital | $260,831,000 | 2,435 |
| Total liabilities | $241,676,000 | 2,359 |
| Total deposits | $238,884,000 | 2,152 |
| Interest-bearing deposits | $204,537,000 | 2,121 |
| Deposits held in domestic offices | $238,884,000 | 2,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,792,000 | 1,687 |
| Total equity capital | $19,155,000 | 3,163 |
| Total bank equity capital | $19,155,000 | 3,163 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,385,000 | 1,730 |
| Surplus | $4,190,000 | 4,199 |
| Undivided profits | $12,580,000 | 2,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 4,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,362,000 | 2,748 |
| Earning assets | $243,644,000 | 2,388 |
| Long-term assets (5+ years) | $62,111,000 | 1,564 |
| Average Assets, year-to-date | $258,953,330 | 2,409 |
| Average Assets, quarterly | $259,276,000 | 2,423 |
| Volatile liabilities | $44,070,000 | 2,836 |
| Insider loans | $2,723,000 | 2,328 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $21,828,000 | 3,215 |
| Tier 1 (core) risk-based capital | $19,155,000 | 3,105 |
| Tier 2 risk-based capital | $1,456,000 | 3,032 |
| Total risk weighted assets | $191,857,000 | 2,327 |
| Total unused commitments | $21,828,000 | 3,216 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 93 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $257,721,000 | 2,435 |
| Cash and due from depository institutions | $6,029,000 | 1,867 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $38,074,000 | 2,969 |
| Federal funds sold & reverse repurchase agreements | $14,964,000 | 988 |
| Net loans & leases | $187,452,000 | 2,266 |
| Loan loss allowance | $1,476,000 | 3,112 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,094,000 | 1,865 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,108,000 | 2,859 |
| Life insurance assets | $2,294,000 | 1,930 |
| Total liabilities and capital | $257,721,000 | 2,435 |
| Total liabilities | $239,194,000 | 2,369 |
| Total deposits | $236,573,000 | 2,152 |
| Interest-bearing deposits | $204,425,000 | 2,103 |
| Deposits held in domestic offices | $236,573,000 | 2,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,621,000 | 1,771 |
| Total equity capital | $18,527,000 | 3,245 |
| Total bank equity capital | $18,527,000 | 3,245 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,385,000 | 1,718 |
| Surplus | $4,190,000 | 4,132 |
| Undivided profits | $11,952,000 | 2,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,425,000 | 2,473 |
| Earning assets | $240,490,000 | 2,391 |
| Long-term assets (5+ years) | $62,029,000 | 1,552 |
| Average Assets, year-to-date | $258,014,500 | 2,418 |
| Average Assets, quarterly | $258,014,500 | 2,418 |
| Volatile liabilities | $43,587,000 | 2,760 |
| Insider loans | $2,775,000 | 2,282 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $34,073,000 | 2,368 |
| Tier 1 (core) risk-based capital | $18,527,000 | 3,172 |
| Tier 2 risk-based capital | $1,476,000 | 2,956 |
| Total risk weighted assets | $183,050,000 | 2,369 |
| Total unused commitments | $34,073,000 | 2,370 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 97 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $258,308,000 | 2,420 |
| Cash and due from depository institutions | $6,778,000 | 1,781 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $38,073,000 | 2,951 |
| Federal funds sold & reverse repurchase agreements | $23,220,000 | 555 |
| Net loans & leases | $179,451,000 | 2,321 |
| Loan loss allowance | $1,438,000 | 3,142 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,908,000 | 1,894 |
| Other real estate owned | $0 | 1,781 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,878,000 | 2,945 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $258,308,000 | 2,420 |
| Total liabilities | $240,056,000 | 2,353 |
| Total deposits | $238,390,000 | 2,110 |
| Interest-bearing deposits | $207,391,000 | 2,051 |
| Deposits held in domestic offices | $238,390,000 | 2,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,666,000 | 2,437 |
| Total equity capital | $18,252,000 | 3,248 |
| Total bank equity capital | $18,252,000 | 3,248 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,385,000 | 1,707 |
| Surplus | $4,190,000 | 4,091 |
| Undivided profits | $11,677,000 | 2,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,275,000 | 2,789 |
| Earning assets | $240,744,000 | 2,372 |
| Long-term assets (5+ years) | $56,364,000 | 1,633 |
| Average Assets, year-to-date | $244,304,400 | 2,422 |
| Average Assets, quarterly | $255,013,500 | 2,415 |
| Volatile liabilities | $42,436,000 | 2,765 |
| Insider loans | $3,050,000 | 2,091 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,748,000 | 3,658 |
| Tier 1 (core) risk-based capital | $18,252,000 | 3,156 |
| Tier 2 risk-based capital | $1,438,000 | 2,975 |
| Total risk weighted assets | $180,424,000 | 2,377 |
| Total unused commitments | $16,748,000 | 3,659 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 96 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $251,719,000 | 2,427 |
| Cash and due from depository institutions | $6,192,000 | 1,815 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $33,038,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $27,036,000 | 489 |
| Net loans & leases | $174,587,000 | 2,345 |
| Loan loss allowance | $1,392,000 | 3,206 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,074,000 | 1,794 |
| Other real estate owned | $0 | 1,815 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,792,000 | 2,933 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $251,719,000 | 2,427 |
| Total liabilities | $234,008,000 | 2,358 |
| Total deposits | $232,156,000 | 2,129 |
| Interest-bearing deposits | $198,756,000 | 2,083 |
| Deposits held in domestic offices | $232,156,000 | 2,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,852,000 | 2,209 |
| Total equity capital | $17,711,000 | 3,288 |
| Total bank equity capital | $17,711,000 | 3,288 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,385,000 | 1,679 |
| Surplus | $4,190,000 | 4,052 |
| Undivided profits | $11,136,000 | 2,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,172,000 | 2,979 |
| Earning assets | $234,661,000 | 2,392 |
| Long-term assets (5+ years) | $54,071,000 | 1,671 |
| Average Assets, year-to-date | $240,803,500 | 2,445 |
| Average Assets, quarterly | $245,727,500 | 2,448 |
| Volatile liabilities | $40,840,000 | 2,742 |
| Insider loans | $2,474,000 | 2,433 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,001,000 | 3,959 |
| Tier 1 (core) risk-based capital | $17,711,000 | 3,184 |
| Tier 2 risk-based capital | $1,392,000 | 3,008 |
| Total risk weighted assets | $174,152,000 | 2,405 |
| Total unused commitments | $14,001,000 | 3,962 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 98 | 1,752 |
| Assets and Liabilities | ||
| Total Assets: | $239,736,000 | 2,486 |
| Cash and due from depository institutions | $6,528,000 | 1,752 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $42,977,000 | 2,682 |
| Federal funds sold & reverse repurchase agreements | $13,403,000 | 905 |
| Net loans & leases | $166,080,000 | 2,385 |
| Loan loss allowance | $1,295,000 | 3,335 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,932,000 | 1,789 |
| Other real estate owned | $0 | 1,752 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,816,000 | 2,817 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $239,736,000 | 2,486 |
| Total liabilities | $222,530,000 | 2,416 |
| Total deposits | $220,685,000 | 2,183 |
| Interest-bearing deposits | $186,544,000 | 2,186 |
| Deposits held in domestic offices | $220,685,000 | 2,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,845,000 | 2,087 |
| Total equity capital | $17,206,000 | 3,317 |
| Total bank equity capital | $17,206,000 | 3,317 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,385,000 | 1,661 |
| Surplus | $4,190,000 | 4,008 |
| Undivided profits | $10,631,000 | 2,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,197,000 | 2,649 |
| Earning assets | $222,460,000 | 2,459 |
| Long-term assets (5+ years) | $48,243,000 | 1,826 |
| Average Assets, year-to-date | $237,165,000 | 2,459 |
| Average Assets, quarterly | $239,700,000 | 2,461 |
| Volatile liabilities | $29,178,000 | 3,356 |
| Insider loans | $2,819,000 | 2,158 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,104,000 | 4,418 |
| Tier 1 (core) risk-based capital | $17,206,000 | 3,195 |
| Tier 2 risk-based capital | $1,295,000 | 3,147 |
| Total risk weighted assets | $166,720,000 | 2,446 |
| Total unused commitments | $11,104,000 | 4,418 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 95 | 1,796 |
| Assets and Liabilities | ||
| Total Assets: | $239,664,000 | 2,460 |
| Cash and due from depository institutions | $6,650,000 | 1,796 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $45,905,000 | 2,565 |
| Federal funds sold & reverse repurchase agreements | $21,614,000 | 569 |
| Net loans & leases | $154,714,000 | 2,487 |
| Loan loss allowance | $1,309,000 | 3,315 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,972,000 | 1,758 |
| Other real estate owned | $0 | 1,796 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,809,000 | 2,801 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $239,664,000 | 2,460 |
| Total liabilities | $223,148,000 | 2,391 |
| Total deposits | $221,411,000 | 2,175 |
| Interest-bearing deposits | $190,938,000 | 2,115 |
| Deposits held in domestic offices | $221,411,000 | 2,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,737,000 | 2,167 |
| Total equity capital | $16,516,000 | 3,369 |
| Total bank equity capital | $16,516,000 | 3,369 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,385,000 | 1,662 |
| Surplus | $4,190,000 | 3,991 |
| Undivided profits | $9,941,000 | 2,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,221,000 | 2,520 |
| Earning assets | $222,233,000 | 2,437 |
| Long-term assets (5+ years) | $48,034,000 | 1,891 |
| Average Assets, year-to-date | $235,879,500 | 2,470 |
| Average Assets, quarterly | $235,879,500 | 2,470 |
| Volatile liabilities | $28,525,000 | 3,306 |
| Insider loans | $2,699,000 | 2,191 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $11,851,000 | 4,230 |
| Tier 1 (core) risk-based capital | $16,516,000 | 3,292 |
| Tier 2 risk-based capital | $1,309,000 | 3,099 |
| Total risk weighted assets | $158,750,000 | 2,531 |
| Total unused commitments | $11,851,000 | 4,231 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 98 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $232,095,000 | 2,525 |
| Cash and due from depository institutions | $7,807,000 | 1,742 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $28,970,000 | 3,717 |
| Federal funds sold & reverse repurchase agreements | $38,258,000 | 317 |
| Net loans & leases | $146,633,000 | 2,595 |
| Loan loss allowance | $1,299,000 | 3,307 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,974,000 | 1,743 |
| Other real estate owned | $0 | 1,742 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,453,000 | 2,900 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $232,095,000 | 2,525 |
| Total liabilities | $216,050,000 | 2,443 |
| Total deposits | $214,741,000 | 2,189 |
| Interest-bearing deposits | $185,753,000 | 2,129 |
| Deposits held in domestic offices | $214,741,000 | 2,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,309,000 | 2,614 |
| Total equity capital | $16,045,000 | 3,448 |
| Total bank equity capital | $16,045,000 | 3,448 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,385,000 | 1,643 |
| Surplus | $4,190,000 | 3,956 |
| Undivided profits | $9,470,000 | 3,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 3,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $958,000 | 3,155 |
| Earning assets | $213,861,000 | 2,517 |
| Long-term assets (5+ years) | $48,816,000 | 1,899 |
| Average Assets, year-to-date | $204,669,400 | 2,716 |
| Average Assets, quarterly | $220,417,000 | 2,626 |
| Volatile liabilities | $28,829,000 | 3,222 |
| Insider loans | $3,234,000 | 1,868 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,083,000 | 4,673 |
| Tier 1 (core) risk-based capital | $16,045,000 | 3,330 |
| Tier 2 risk-based capital | $1,299,000 | 3,112 |
| Total risk weighted assets | $152,411,000 | 2,597 |
| Total unused commitments | $9,083,000 | 4,674 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 95 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $208,739,000 | 2,739 |
| Cash and due from depository institutions | $7,733,000 | 1,794 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $28,966,000 | 3,720 |
| Federal funds sold & reverse repurchase agreements | $19,440,000 | 574 |
| Net loans & leases | $142,189,000 | 2,622 |
| Loan loss allowance | $1,196,000 | 3,525 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,904,000 | 1,716 |
| Other real estate owned | $0 | 1,794 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,507,000 | 2,837 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $208,739,000 | 2,739 |
| Total liabilities | $193,044,000 | 2,657 |
| Total deposits | $191,144,000 | 2,437 |
| Interest-bearing deposits | $165,686,000 | 2,370 |
| Deposits held in domestic offices | $191,144,000 | 2,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,900,000 | 2,000 |
| Total equity capital | $15,695,000 | 3,521 |
| Total bank equity capital | $15,695,000 | 3,521 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,385,000 | 1,636 |
| Surplus | $4,190,000 | 3,924 |
| Undivided profits | $9,120,000 | 3,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,059,000 | 2,960 |
| Earning assets | $190,595,000 | 2,749 |
| Long-term assets (5+ years) | $49,427,000 | 1,897 |
| Average Assets, year-to-date | $197,813,000 | 2,789 |
| Average Assets, quarterly | $207,146,500 | 2,735 |
| Volatile liabilities | $24,161,000 | 3,608 |
| Insider loans | $4,858,000 | 1,204 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,891,000 | 4,898 |
| Tier 1 (core) risk-based capital | $15,695,000 | 3,385 |
| Tier 2 risk-based capital | $1,196,000 | 3,283 |
| Total risk weighted assets | $143,849,000 | 2,684 |
| Total unused commitments | $7,891,000 | 4,902 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 95 | 1,798 |
| Assets and Liabilities | ||
| Total Assets: | $205,554,000 | 2,755 |
| Cash and due from depository institutions | $7,828,000 | 1,798 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $28,966,000 | 3,749 |
| Federal funds sold & reverse repurchase agreements | $23,847,000 | 447 |
| Net loans & leases | $134,516,000 | 2,701 |
| Loan loss allowance | $1,156,000 | 3,610 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,957,000 | 1,688 |
| Other real estate owned | $0 | 1,798 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,440,000 | 2,864 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $205,554,000 | 2,755 |
| Total liabilities | $191,060,000 | 2,669 |
| Total deposits | $189,060,000 | 2,434 |
| Interest-bearing deposits | $165,172,000 | 2,342 |
| Deposits held in domestic offices | $189,060,000 | 2,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,000,000 | 1,774 |
| Total equity capital | $14,494,000 | 3,651 |
| Total bank equity capital | $14,494,000 | 3,651 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,385,000 | 1,636 |
| Surplus | $3,421,000 | 4,395 |
| Undivided profits | $8,688,000 | 3,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $790,000 | 3,652 |
| Earning assets | $187,329,000 | 2,762 |
| Long-term assets (5+ years) | $47,816,000 | 1,985 |
| Average Assets, year-to-date | $194,171,000 | 2,834 |
| Average Assets, quarterly | $201,106,500 | 2,785 |
| Volatile liabilities | $25,357,000 | 3,400 |
| Insider loans | $4,868,000 | 1,159 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,097,000 | 4,651 |
| Tier 1 (core) risk-based capital | $14,494,000 | 3,577 |
| Tier 2 risk-based capital | $1,156,000 | 3,341 |
| Total risk weighted assets | $137,385,000 | 2,750 |
| Total unused commitments | $9,097,000 | 4,652 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 91 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $196,659,000 | 2,828 |
| Cash and due from depository institutions | $9,599,000 | 1,880 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $19,972,000 | 4,777 |
| Federal funds sold & reverse repurchase agreements | $25,444,000 | 538 |
| Net loans & leases | $130,939,000 | 2,696 |
| Loan loss allowance | $1,097,000 | 3,706 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,988,000 | 1,651 |
| Other real estate owned | $0 | 1,880 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,717,000 | 2,597 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $196,659,000 | 2,828 |
| Total liabilities | $182,483,000 | 2,741 |
| Total deposits | $180,308,000 | 2,514 |
| Interest-bearing deposits | $154,757,000 | 2,502 |
| Deposits held in domestic offices | $180,308,000 | 2,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,175,000 | 1,868 |
| Total equity capital | $14,176,000 | 3,784 |
| Total bank equity capital | $14,176,000 | 3,784 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,385,000 | 1,631 |
| Surplus | $3,421,000 | 4,362 |
| Undivided profits | $8,370,000 | 3,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,042 |
| Income earned, not collected on loans | $762,000 | 3,708 |
| Earning assets | $176,355,000 | 2,876 |
| Long-term assets (5+ years) | $39,732,000 | 2,257 |
| Average Assets, year-to-date | $188,479,500 | 2,910 |
| Average Assets, quarterly | $188,479,500 | 2,910 |
| Volatile liabilities | $22,640,000 | 3,597 |
| Insider loans | $3,877,000 | 1,469 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,749,000 | 4,703 |
| Tier 1 (core) risk-based capital | $14,176,000 | 3,614 |
| Tier 2 risk-based capital | $1,097,000 | 3,433 |
| Total risk weighted assets | $132,552,000 | 2,790 |
| Total unused commitments | $8,749,000 | 4,708 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $180,300,000 | 3,029 |
| Cash and due from depository institutions | $7,265,000 | 1,896 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $27,962,000 | 3,910 |
| Federal funds sold & reverse repurchase agreements | $7,267,000 | 1,643 |
| Net loans & leases | $127,001,000 | 2,742 |
| Loan loss allowance | $1,161,000 | 3,544 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,083,000 | 1,605 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,722,000 | 2,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,300,000 | 3,029 |
| Total liabilities | $166,411,000 | 2,955 |
| Total deposits | $164,712,000 | 2,724 |
| Interest-bearing deposits | $141,454,000 | 2,697 |
| Deposits held in domestic offices | $164,712,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,699,000 | 2,096 |
| Total equity capital | $13,889,000 | 3,791 |
| Total bank equity capital | $13,889,000 | 3,791 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,385,000 | 1,640 |
| Surplus | $2,920,000 | 4,707 |
| Undivided profits | $8,584,000 | 3,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 977 |
| Income earned, not collected on loans | $838,000 | 3,518 |
| Earning assets | $162,230,000 | 3,054 |
| Long-term assets (5+ years) | $48,201,000 | 1,967 |
| Average Assets, year-to-date | $182,513,200 | 2,896 |
| Average Assets, quarterly | $180,378,000 | 3,000 |
| Volatile liabilities | $18,399,000 | 4,129 |
| Insider loans | $3,696,000 | 1,513 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,131,000 | 4,482 |
| Tier 1 (core) risk-based capital | $13,889,000 | 3,626 |
| Tier 2 risk-based capital | $1,161,000 | 3,289 |
| Total risk weighted assets | $127,433,000 | 2,874 |
| Total unused commitments | $9,131,000 | 4,485 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $180,456,000 | 3,010 |
| Cash and due from depository institutions | $5,922,000 | 1,939 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $27,961,000 | 3,821 |
| Federal funds sold & reverse repurchase agreements | $11,443,000 | 1,259 |
| Net loans & leases | $124,662,000 | 2,764 |
| Loan loss allowance | $1,148,000 | 3,572 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,049,000 | 1,605 |
| Other real estate owned | $0 | 1,939 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,419,000 | 2,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,456,000 | 3,010 |
| Total liabilities | $166,872,000 | 2,940 |
| Total deposits | $164,994,000 | 2,726 |
| Interest-bearing deposits | $141,362,000 | 2,700 |
| Deposits held in domestic offices | $164,994,000 | 2,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,878,000 | 2,012 |
| Total equity capital | $13,584,000 | 3,836 |
| Total bank equity capital | $13,584,000 | 3,836 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,385,000 | 1,640 |
| Surplus | $2,921,000 | 4,662 |
| Undivided profits | $8,278,000 | 3,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 3,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $814,000 | 3,787 |
| Earning assets | $164,066,000 | 3,024 |
| Long-term assets (5+ years) | $47,313,000 | 1,970 |
| Average Assets, year-to-date | $183,066,500 | 2,905 |
| Average Assets, quarterly | $182,961,500 | 2,962 |
| Volatile liabilities | $18,686,000 | 4,042 |
| Insider loans | $4,046,000 | 1,347 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,463,000 | 4,643 |
| Tier 1 (core) risk-based capital | $13,584,000 | 3,679 |
| Tier 2 risk-based capital | $1,148,000 | 3,294 |
| Total risk weighted assets | $125,948,000 | 2,895 |
| Total unused commitments | $8,463,000 | 4,646 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $185,467,000 | 2,931 |
| Cash and due from depository institutions | $7,141,000 | 1,967 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $19,975,000 | 4,695 |
| Federal funds sold & reverse repurchase agreements | $23,229,000 | 659 |
| Net loans & leases | $125,026,000 | 2,720 |
| Loan loss allowance | $1,180,000 | 3,432 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,110,000 | 1,554 |
| Other real estate owned | $0 | 1,967 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,986,000 | 2,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,467,000 | 2,931 |
| Total liabilities | $172,221,000 | 2,840 |
| Total deposits | $170,107,000 | 2,637 |
| Interest-bearing deposits | $147,707,000 | 2,581 |
| Deposits held in domestic offices | $170,107,000 | 2,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,114,000 | 1,926 |
| Total equity capital | $13,246,000 | 3,912 |
| Total bank equity capital | $13,246,000 | 3,912 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,385,000 | 1,634 |
| Surplus | $2,921,000 | 4,627 |
| Undivided profits | $7,940,000 | 3,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $885,000 | 3,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $725,000 | 4,029 |
| Earning assets | $168,230,000 | 2,938 |
| Long-term assets (5+ years) | $43,535,000 | 1,989 |
| Average Assets, year-to-date | $183,936,670 | 2,883 |
| Average Assets, quarterly | $185,002,000 | 2,905 |
| Volatile liabilities | $21,523,000 | 3,646 |
| Insider loans | $3,872,000 | 1,420 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,999,000 | 5,365 |
| Tier 1 (core) risk-based capital | $13,246,000 | 3,697 |
| Tier 2 risk-based capital | $1,180,000 | 3,170 |
| Total risk weighted assets | $125,818,000 | 2,855 |
| Total unused commitments | $5,999,000 | 5,381 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $184,537,000 | 2,896 |
| Cash and due from depository institutions | $10,445,000 | 1,915 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $17,984,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $21,711,000 | 741 |
| Net loans & leases | $124,115,000 | 2,688 |
| Loan loss allowance | $1,162,000 | 3,433 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,217,000 | 1,500 |
| Other real estate owned | $35,000 | 1,915 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,030,000 | 2,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,537,000 | 2,896 |
| Total liabilities | $171,562,000 | 2,810 |
| Total deposits | $169,207,000 | 2,611 |
| Interest-bearing deposits | $147,114,000 | 2,600 |
| Deposits held in domestic offices | $169,207,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,355,000 | 1,809 |
| Total equity capital | $12,975,000 | 3,913 |
| Total bank equity capital | $12,975,000 | 3,913 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,385,000 | 1,645 |
| Surplus | $2,921,000 | 4,600 |
| Undivided profits | $7,669,000 | 3,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 3,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $746,000 | 3,953 |
| Earning assets | $163,810,000 | 2,972 |
| Long-term assets (5+ years) | $40,731,000 | 2,031 |
| Average Assets, year-to-date | $183,171,500 | 2,875 |
| Average Assets, quarterly | $183,171,500 | 2,875 |
| Volatile liabilities | $22,537,000 | 3,472 |
| Insider loans | $3,824,000 | 1,409 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,875,000 | 5,323 |
| Tier 1 (core) risk-based capital | $12,975,000 | 3,703 |
| Tier 2 risk-based capital | $1,162,000 | 3,160 |
| Total risk weighted assets | $125,386,000 | 2,822 |
| Total unused commitments | $5,875,000 | 5,339 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 90 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $181,806,000 | 2,879 |
| Cash and due from depository institutions | $10,872,000 | 1,916 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $20,986,000 | 4,499 |
| Federal funds sold & reverse repurchase agreements | $21,322,000 | 642 |
| Net loans & leases | $118,253,000 | 2,790 |
| Loan loss allowance | $1,091,000 | 3,547 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,305,000 | 1,470 |
| Other real estate owned | $293,000 | 1,916 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,775,000 | 2,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,806,000 | 2,879 |
| Total liabilities | $169,131,000 | 2,804 |
| Total deposits | $167,202,000 | 2,583 |
| Interest-bearing deposits | $145,946,000 | 2,549 |
| Deposits held in domestic offices | $167,202,000 | 2,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,929,000 | 2,081 |
| Total equity capital | $12,675,000 | 3,937 |
| Total bank equity capital | $12,675,000 | 3,937 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,385,000 | 1,637 |
| Surplus | $2,829,000 | 4,614 |
| Undivided profits | $7,461,000 | 3,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $755,000 | 4,106 |
| Earning assets | $160,561,000 | 2,978 |
| Long-term assets (5+ years) | $44,641,000 | 1,882 |
| Average Assets, year-to-date | $167,680,600 | 2,974 |
| Average Assets, quarterly | $179,829,000 | 2,883 |
| Volatile liabilities | $21,706,000 | 3,535 |
| Insider loans | $4,137,000 | 1,274 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,275,000 | 5,850 |
| Tier 1 (core) risk-based capital | $12,675,000 | 3,720 |
| Tier 2 risk-based capital | $1,091,000 | 3,284 |
| Total risk weighted assets | $117,885,000 | 2,932 |
| Total unused commitments | $4,275,000 | 5,852 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 82 | 2,094 |
| Assets and Liabilities | ||
| Total Assets: | $157,114,000 | 3,140 |
| Cash and due from depository institutions | $9,506,000 | 2,094 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,049,000 | 8,836 |
| Federal funds sold & reverse repurchase agreements | $23,739,000 | 597 |
| Net loans & leases | $111,260,000 | 2,857 |
| Loan loss allowance | $1,013,000 | 3,558 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,576,000 | 1,348 |
| Other real estate owned | $69,000 | 2,094 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,915,000 | 2,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,114,000 | 3,140 |
| Total liabilities | $145,841,000 | 3,062 |
| Total deposits | $144,265,000 | 2,825 |
| Interest-bearing deposits | $126,681,000 | 2,767 |
| Deposits held in domestic offices | $144,265,000 | 2,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,576,000 | 2,445 |
| Total equity capital | $11,273,000 | 4,093 |
| Total bank equity capital | $11,273,000 | 4,093 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,385,000 | 1,641 |
| Surplus | $2,806,000 | 4,556 |
| Undivided profits | $6,082,000 | 3,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 5,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $285,000 | 513 |
| Income earned, not collected on loans | $777,000 | 4,327 |
| Earning assets | $137,048,000 | 3,251 |
| Long-term assets (5+ years) | $33,778,000 | 2,289 |
| Average Assets, year-to-date | $154,760,600 | 3,048 |
| Average Assets, quarterly | $156,539,500 | 3,133 |
| Volatile liabilities | $16,452,000 | 4,224 |
| Insider loans | $2,656,000 | 1,854 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,811,000 | 5,184 |
| Tier 1 (core) risk-based capital | $11,273,000 | 3,929 |
| Tier 2 risk-based capital | $1,013,000 | 3,321 |
| Total risk weighted assets | $109,504,000 | 2,991 |
| Total unused commitments | $5,811,000 | 5,191 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $144,205,000 | 3,262 |
| Cash and due from depository institutions | $5,876,000 | 2,365 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $4,488,000 | 8,531 |
| Federal funds sold & reverse repurchase agreements | $21,345,000 | 580 |
| Net loans & leases | $102,895,000 | 2,985 |
| Loan loss allowance | $913,000 | 3,751 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,923,000 | 1,198 |
| Other real estate owned | $362,000 | 2,365 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,316,000 | 3,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,205,000 | 3,262 |
| Total liabilities | $133,382,000 | 3,196 |
| Total deposits | $131,756,000 | 2,964 |
| Interest-bearing deposits | $114,141,000 | 2,952 |
| Deposits held in domestic offices | $131,756,000 | 2,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,626,000 | 2,424 |
| Total equity capital | $10,823,000 | 4,131 |
| Total bank equity capital | $10,823,000 | 4,131 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,385,000 | 1,655 |
| Surplus | $2,806,000 | 4,528 |
| Undivided profits | $5,632,000 | 4,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,600,000 | 1,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 440 |
| Income earned, not collected on loans | $101,000 | 9,073 |
| Earning assets | $128,728,000 | 3,350 |
| Long-term assets (5+ years) | $23,974,000 | 2,813 |
| Average Assets, year-to-date | $139,557,400 | 3,219 |
| Average Assets, quarterly | $143,247,500 | 3,247 |
| Volatile liabilities | $16,761,000 | 4,144 |
| Insider loans | $2,362,000 | 2,002 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,785,000 | 4,656 |
| Tier 1 (core) risk-based capital | $10,823,000 | 4,008 |
| Tier 2 risk-based capital | $913,000 | 3,543 |
| Total risk weighted assets | $105,642,400 | 2,951 |
| Total unused commitments | $6,785,000 | 4,657 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 66 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $125,775,000 | 3,617 |
| Cash and due from depository institutions | $6,231,000 | 2,691 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $2,481,000 | 9,490 |
| Federal funds sold & reverse repurchase agreements | $17,439,000 | 587 |
| Net loans & leases | $90,876,000 | 3,188 |
| Loan loss allowance | $804,000 | 4,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,265,000 | 1,340 |
| Other real estate owned | $406,000 | 2,691 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,077,000 | 3,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,775,000 | 3,617 |
| Total liabilities | $116,247,000 | 3,529 |
| Total deposits | $114,778,000 | 3,286 |
| Interest-bearing deposits | $98,882,000 | 3,291 |
| Deposits held in domestic offices | $114,778,000 | 3,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,469,000 | 2,406 |
| Total equity capital | $9,528,000 | 4,428 |
| Total bank equity capital | $9,528,000 | 4,428 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,385,000 | 1,660 |
| Surplus | $2,555,000 | 4,763 |
| Undivided profits | $4,588,000 | 4,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $581,000 | 4,006 |
| Earning assets | $110,796,000 | 3,733 |
| Long-term assets (5+ years) | $23,716,000 | 2,971 |
| Average Assets, year-to-date | $117,408,000 | 3,713 |
| Average Assets, quarterly | $124,423,500 | 3,621 |
| Volatile liabilities | $12,507,000 | 4,793 |
| Insider loans | $1,784,000 | 2,433 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,908,000 | 6,067 |
| Tier 1 (core) risk-based capital | $9,528,000 | 4,431 |
| Tier 2 risk-based capital | $805,000 | 3,785 |
| Total risk weighted assets | $91,203,400 | 3,233 |
| Total unused commitments | $3,908,000 | 6,074 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 59 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $110,773,000 | 3,975 |
| Cash and due from depository institutions | $5,681,000 | 3,010 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,410,000 | 9,948 |
| Federal funds sold & reverse repurchase agreements | $22,886,000 | 695 |
| Net loans & leases | $75,253,000 | 3,572 |
| Loan loss allowance | $651,000 | 4,715 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,699,000 | 2,207 |
| Other real estate owned | $58,000 | 3,010 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,786,000 | 3,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,773,000 | 3,975 |
| Total liabilities | $102,333,000 | 3,868 |
| Total deposits | $100,966,000 | 3,670 |
| Interest-bearing deposits | $88,011,000 | 3,623 |
| Deposits held in domestic offices | $100,966,000 | 3,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,367,000 | 2,727 |
| Total equity capital | $8,440,000 | 4,984 |
| Total bank equity capital | $8,440,000 | 4,984 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,385,000 | 1,607 |
| Surplus | $2,281,000 | 5,009 |
| Undivided profits | $3,774,000 | 5,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $390,000 | 375 |
| Income earned, not collected on loans | $569,000 | 4,081 |
| Earning assets | $99,549,000 | 4,063 |
| Long-term assets (5+ years) | $16,806,000 | 3,509 |
| Average Assets, year-to-date | $102,486,200 | 4,073 |
| Average Assets, quarterly | $107,164,500 | 4,020 |
| Volatile liabilities | $11,504,000 | 4,584 |
| Insider loans | $3,662,000 | 1,170 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,755,000 | 6,046 |
| Tier 1 (core) risk-based capital | $8,440,000 | 4,809 |
| Tier 2 risk-based capital | $651,000 | 4,321 |
| Total risk weighted assets | $68,948,900 | 3,908 |
| Total unused commitments | $3,755,000 | 6,050 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $90,785,000 | 4,698 |
| Cash and due from depository institutions | $5,010,000 | 3,667 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,134,000 | 9,180 |
| Federal funds sold & reverse repurchase agreements | $9,914,000 | 1,374 |
| Net loans & leases | $66,292,000 | 4,006 |
| Loan loss allowance | $533,000 | 5,453 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,673,000 | 2,953 |
| Other real estate owned | $231,000 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,531,000 | 4,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,785,000 | 4,698 |
| Total liabilities | $83,267,000 | 4,596 |
| Total deposits | $82,140,000 | 4,407 |
| Interest-bearing deposits | $71,131,000 | 4,383 |
| Deposits held in domestic offices | $82,140,000 | 4,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,127,000 | 3,230 |
| Total equity capital | $7,518,000 | 5,432 |
| Total bank equity capital | $7,518,000 | 5,432 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,385,000 | 1,589 |
| Surplus | $2,078,000 | 5,271 |
| Undivided profits | $3,055,000 | 5,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $974,000 | 2,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $598,000 | 3,973 |
| Earning assets | $81,340,000 | 4,775 |
| Long-term assets (5+ years) | $14,681,000 | 3,414 |
| Average Assets, year-to-date | $81,145,800 | 4,955 |
| Average Assets, quarterly | $86,407,500 | 4,838 |
| Volatile liabilities | $10,735,000 | 4,767 |
| Insider loans | $3,480,000 | 1,204 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,658,000 | 6,814 |
| Tier 1 (core) risk-based capital | $7,518,000 | 5,296 |
| Tier 2 risk-based capital | $533,000 | 4,931 |
| Total risk weighted assets | $63,344,100 | 4,160 |
| Total unused commitments | $2,658,000 | 6,821 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $74,833,000 | 5,578 |
| Cash and due from depository institutions | $4,865,000 | 4,297 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,134,000 | 9,722 |
| Federal funds sold & reverse repurchase agreements | $10,547,000 | 1,239 |
| Net loans & leases | $51,075,000 | 4,948 |
| Loan loss allowance | $426,000 | 6,546 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,936,000 | 3,879 |
| Other real estate owned | $115,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,161,000 | 5,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,833,000 | 5,578 |
| Total liabilities | $68,239,000 | 5,521 |
| Total deposits | $67,121,000 | 5,366 |
| Interest-bearing deposits | $57,741,000 | 5,372 |
| Deposits held in domestic offices | $67,121,000 | 5,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,118,000 | 3,248 |
| Total equity capital | $6,594,000 | 6,059 |
| Total bank equity capital | $6,594,000 | 6,059 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,385,000 | 1,656 |
| Surplus | $2,078,000 | 5,340 |
| Undivided profits | $2,131,000 | 7,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 8,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 1,095 |
| Income earned, not collected on loans | $356,000 | 6,168 |
| Earning assets | $66,756,000 | 5,708 |
| Long-term assets (5+ years) | $13,018,000 | 3,586 |
| Average Assets, year-to-date | $66,076,800 | 5,938 |
| Average Assets, quarterly | $71,369,500 | 5,730 |
| Volatile liabilities | $9,754,000 | 4,963 |
| Insider loans | $2,006,000 | 2,120 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,013,000 | 7,438 |
| Tier 1 (core) risk-based capital | $6,594,000 | 5,951 |
| Tier 2 risk-based capital | $426,000 | 5,885 |
| Total risk weighted assets | $50,080,200 | 5,054 |
| Total unused commitments | $2,013,000 | 7,451 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $62,063,000 | 6,484 |
| Cash and due from depository institutions | $3,905,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,632,000 | 10,374 |
| Federal funds sold & reverse repurchase agreements | $7,121,000 | 2,067 |
| Net loans & leases | $42,666,000 | 5,569 |
| Loan loss allowance | $401,000 | 6,971 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,070,000 | 3,594 |
| Other real estate owned | $723,000 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $946,000 | 6,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,063,000 | 6,484 |
| Total liabilities | $56,197,000 | 6,443 |
| Total deposits | $55,455,000 | 6,286 |
| Interest-bearing deposits | $48,119,000 | 6,241 |
| Deposits held in domestic offices | $55,455,000 | 6,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $742,000 | 4,666 |
| Total equity capital | $5,866,000 | 6,655 |
| Total bank equity capital | $5,866,000 | 6,655 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,367,000 | 1,702 |
| Surplus | $2,037,000 | 5,448 |
| Undivided profits | $1,462,000 | 8,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $309,000 | 6,987 |
| Earning assets | $54,419,000 | 6,689 |
| Long-term assets (5+ years) | $10,669,000 | 3,876 |
| Average Assets, year-to-date | $55,574,600 | 6,781 |
| Average Assets, quarterly | $59,457,500 | 6,621 |
| Volatile liabilities | $8,065,000 | 5,268 |
| Insider loans | $2,277,000 | 1,891 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,907,000 | 7,546 |
| Tier 1 (core) risk-based capital | $5,866,000 | 6,521 |
| Tier 2 risk-based capital | $401,000 | 6,177 |
| Total risk weighted assets | $42,519,800 | 5,693 |
| Total unused commitments | $1,907,000 | 7,561 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $48,902,000 | 7,605 |
| Cash and due from depository institutions | $2,416,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,115,000 | 11,212 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $34,495,000 | 6,424 |
| Loan loss allowance | $372,000 | 7,482 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,104,000 | 3,488 |
| Other real estate owned | $577,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $695,000 | 8,304 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,902,000 | 7,605 |
| Total liabilities | $43,580,000 | 7,668 |
| Total deposits | $43,220,000 | 7,496 |
| Interest-bearing deposits | $37,947,000 | 7,330 |
| Deposits held in domestic offices | $43,220,000 | 7,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $360,000 | 6,522 |
| Total equity capital | $5,322,000 | 6,827 |
| Total bank equity capital | $5,322,000 | 6,827 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,294,000 | 1,788 |
| Surplus | $1,906,000 | 5,796 |
| Undivided profits | $1,122,000 | 8,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 7,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $267,000 | 7,148 |
| Earning assets | $43,110,000 | 7,747 |
| Long-term assets (5+ years) | $10,020,000 | 4,111 |
| Average Assets, year-to-date | $47,695,600 | 7,611 |
| Average Assets, quarterly | $48,164,500 | 7,638 |
| Volatile liabilities | $4,943,000 | 6,787 |
| Insider loans | $1,849,000 | 2,230 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,511,000 | 8,220 |
| Tier 1 (core) risk-based capital | $5,322,000 | 6,927 |
| Tier 2 risk-based capital | $372,000 | 6,551 |
| Total risk weighted assets | $33,822,300 | 6,666 |
| Total unused commitments | $1,511,000 | 8,230 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $46,859,000 | 8,040 |
| Cash and due from depository institutions | $2,823,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,582,000 | 12,326 |
| Federal funds sold & reverse repurchase agreements | $8,440,000 | 1,639 |
| Net loans & leases | $30,055,000 | 6,981 |
| Loan loss allowance | $352,000 | 7,969 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,876,000 | 3,849 |
| Other real estate owned | $680,000 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $403,000 | 10,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,859,000 | 8,040 |
| Total liabilities | $43,244,000 | 7,960 |
| Total deposits | $42,865,000 | 7,825 |
| Interest-bearing deposits | $36,873,000 | 7,804 |
| Deposits held in domestic offices | $42,865,000 | 7,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $379,000 | 6,534 |
| Total equity capital | $3,615,000 | 8,894 |
| Total bank equity capital | $3,615,000 | 8,894 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,706,000 | 2,470 |
| Surplus | $1,074,000 | 7,870 |
| Undivided profits | $835,000 | 9,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 8,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $210,000 | 7,887 |
| Earning assets | $41,077,000 | 8,238 |
| Long-term assets (5+ years) | $7,756,000 | 5,109 |
| Average Assets, year-to-date | $44,498,000 | 8,130 |
| Average Assets, quarterly | $44,781,500 | 8,193 |
| Volatile liabilities | $3,274,000 | 8,089 |
| Insider loans | $1,230,000 | 3,177 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,298,000 | 8,650 |
| Tier 1 (core) risk-based capital | $3,615,000 | 8,819 |
| Tier 2 risk-based capital | $352,000 | 6,827 |
| Total risk weighted assets | $30,764,500 | 7,167 |
| Total unused commitments | $1,298,000 | 8,676 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $44,476,000 | 8,454 |
| Cash and due from depository institutions | $2,197,000 | 6,539 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,108,000 | 13,020 |
| Federal funds sold & reverse repurchase agreements | $7,524,000 | 2,204 |
| Net loans & leases | $29,543,000 | 7,137 |
| Loan loss allowance | $461,000 | 6,850 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,850,000 | 3,878 |
| Other real estate owned | $803,000 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $451,000 | 10,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,476,000 | 8,454 |
| Total liabilities | $41,353,000 | 8,354 |
| Total deposits | $40,831,000 | 8,253 |
| Interest-bearing deposits | $34,940,000 | 8,284 |
| Deposits held in domestic offices | $40,831,000 | 8,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $522,000 | 5,647 |
| Total equity capital | $3,123,000 | 9,532 |
| Total bank equity capital | $3,123,000 | 9,532 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,523,000 | 2,788 |
| Surplus | $1,031,000 | 7,966 |
| Undivided profits | $569,000 | 10,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 5,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $201,000 | 8,648 |
| Earning assets | $39,175,000 | 8,621 |
| Long-term assets (5+ years) | $7,114,000 | 5,379 |
| Average Assets, year-to-date | $43,508,400 | 8,410 |
| Average Assets, quarterly | $44,373,000 | 8,410 |
| Volatile liabilities | $4,182,000 | 7,248 |
| Insider loans | $1,324,000 | 591 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,216,000 | 8,680 |
| Tier 1 (core) risk-based capital | $3,123,000 | 9,464 |
| Tier 2 risk-based capital | $371,110 | 6,609 |
| Total risk weighted assets | $29,598,810 | 7,399 |
| Total unused commitments | $1,216,000 | 8,706 |
| Derivatives | $0 | 651 |