Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,178,000 | 3,558 |
| Total interest expense | $4,059,000 | 3,630 |
| Net interest income | $5,119,000 | 3,458 |
| Provision for loan and lease losses | $577,000 | 1,409 |
| Total noninterest income | $754,000 | 3,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,063 |
| Total noninterest expense | $3,410,000 | 3,834 |
| Salaries and employee benefits | $2,050,000 | 3,239 |
| Premises and equipment expense | $415,000 | 4,383 |
| Additional noninterest expense | $945,000 | 4,565 |
| Pre-tax net operating income | $1,886,000 | 3,684 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $542,000 | 3,951 |
| Income before extraordinary items | $1,344,000 | 3,564 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,344,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,654 |
| Cash dividends | $161,000 | 5,925 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 581 |
| Net operating income | $1,344,000 | 3,550 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 4,295 |
| Total interest expense | $2,709,000 | 4,326 |
| Net interest income | $4,164,000 | 4,227 |
| Provision for loan and lease losses | $251,000 | 2,582 |
| Total noninterest income | $730,000 | 3,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,976 |
| Total noninterest expense | $2,992,000 | 4,422 |
| Salaries and employee benefits | $1,760,000 | 3,706 |
| Premises and equipment expense | $337,000 | 5,213 |
| Additional noninterest expense | $895,000 | 5,188 |
| Pre-tax net operating income | $1,651,000 | 4,059 |
| Securities gains (losses) | $-124,000 | 11,687 |
| Applicable income taxes | $475,000 | 4,214 |
| Income before extraordinary items | $1,052,000 | 4,342 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,052,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,218 |
| Cash dividends | $158,000 | 5,975 |
| Sale, conversion, retirement of capital stock, net | $375,000 | 589 |
| Net operating income | $1,137,560 | 4,095 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 5,221 |
| Total interest expense | $2,291,000 | 5,184 |
| Net interest income | $3,344,000 | 5,160 |
| Provision for loan and lease losses | $272,000 | 3,217 |
| Total noninterest income | $783,000 | 4,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,697 |
| Total noninterest expense | $2,388,000 | 5,482 |
| Salaries and employee benefits | $1,446,000 | 4,418 |
| Premises and equipment expense | $250,000 | 6,673 |
| Additional noninterest expense | $692,000 | 6,621 |
| Pre-tax net operating income | $1,467,000 | 4,410 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $513,000 | 4,094 |
| Income before extraordinary items | $953,000 | 4,866 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $953,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,798 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 749 |
| Net operating income | $953,650 | 4,637 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 6,070 |
| Total interest expense | $2,294,000 | 6,420 |
| Net interest income | $3,016,000 | 5,689 |
| Provision for loan and lease losses | $201,000 | 5,185 |
| Total noninterest income | $619,000 | 4,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 4,287 |
| Total noninterest expense | $2,137,000 | 6,066 |
| Salaries and employee benefits | $1,266,000 | 4,929 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $635,000 | 7,217 |
| Pre-tax net operating income | $1,297,000 | 4,614 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $420,000 | 4,612 |
| Income before extraordinary items | $881,000 | 5,000 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $881,000 | 5,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $878,280 | 4,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.