Home > First Community Bank > Income and Expense

First Community Bank, Income and Expense

2015-12-31 (YTD Data)Rank
Total interest income$25,813,0001,006
Total interest expense$3,392,000822
Net interest income$22,421,0001,024
Provision for loan and lease losses$04,380
Total noninterest income$4,419,0001,216
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$863,0001,396
Trading account gains and fees$0159
Additional Noninterest Income$3,556,0001,036
Total noninterest expense$21,480,000964
Salaries and employee benefits$11,027,0001,024
Premises and equipment expense$4,073,000606
Additional noninterest expense$6,380,0001,029
Pre-tax net operating income$5,360,0001,491
Securities gains (losses)$03,216
Applicable income taxes$-29,543,0006,176
Income before extraordinary items$34,903,000261
Extraordinary gains, net$023
Net income$34,903,000261
Minority interest net income$081
Net income of bank and minority interests.$34,903,000261
Net charge-offs$142,0002,309
Cash dividends$15,000,000279
Sale, conversion, retirement of capital stock, net$0804
Net operating income$34,903,000260
2015-09-30 (YTD Data)Rank
Total interest income$19,232,0001,022
Total interest expense$2,517,000838
Net interest income$16,715,0001,037
Provision for loan and lease losses$04,232
Total noninterest income$3,744,0001,142
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$638,0001,419
Trading account gains and fees$0153
Additional Noninterest Income$3,106,000939
Total noninterest expense$16,401,000948
Salaries and employee benefits$8,339,0001,020
Premises and equipment expense$3,142,000597
Additional noninterest expense$4,920,0001,006
Pre-tax net operating income$4,058,0001,504
Securities gains (losses)$03,031
Applicable income taxes$69,0003,472
Income before extraordinary items$3,989,0001,302
Extraordinary gains, net$021
Net income$3,989,0001,303
Minority interest net income$078
Net income of bank and minority interests.$3,989,0001,302
Net charge-offs$-55,0005,636
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,989,0001,268
2015-06-30 (YTD Data)Rank
Total interest income$12,682,0001,026
Total interest expense$1,645,000865
Net interest income$11,037,0001,045
Provision for loan and lease losses$04,069
Total noninterest income$1,597,0001,551
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$409,0001,443
Trading account gains and fees$0157
Additional Noninterest Income$1,188,0001,386
Total noninterest expense$10,383,0001,005
Salaries and employee benefits$5,662,0001,001
Premises and equipment expense$2,125,000592
Additional noninterest expense$2,596,0001,233
Pre-tax net operating income$2,251,0001,730
Securities gains (losses)$02,636
Applicable income taxes$22,0003,825
Income before extraordinary items$2,229,0001,485
Extraordinary gains, net$022
Net income$2,229,0001,487
Minority interest net income$075
Net income of bank and minority interests.$2,229,0001,487
Net charge-offs$71,0002,032
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,229,0001,446
2015-03-31 (YTD Data)Rank
Total interest income$6,391,0001,016
Total interest expense$803,000888
Net interest income$5,588,0001,027
Provision for loan and lease losses$03,703
Total noninterest income$697,0001,661
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$200,0001,450
Trading account gains and fees$0152
Additional Noninterest Income$497,0001,514
Total noninterest expense$5,270,000982
Salaries and employee benefits$2,957,000960
Premises and equipment expense$1,060,000601
Additional noninterest expense$1,253,0001,251
Pre-tax net operating income$1,015,0001,830
Securities gains (losses)$02,027
Applicable income taxes$5,0004,030
Income before extraordinary items$1,010,0001,580
Extraordinary gains, net$013
Net income$1,010,0001,581
Minority interest net income$064
Net income of bank and minority interests.$1,010,0001,582
Net charge-offs$-4,0005,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,010,0001,521
2014-12-31 (YTD Data)Rank
Total interest income$26,897,000944
Total interest expense$3,521,000844
Net interest income$23,376,000945
Provision for loan and lease losses$04,603
Total noninterest income$3,118,0001,525
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,056,0001,233
Trading account gains and fees$0180
Additional Noninterest Income$2,062,0001,421
Total noninterest expense$21,843,000925
Salaries and employee benefits$12,095,000906
Premises and equipment expense$4,297,000577
Additional noninterest expense$5,451,0001,210
Pre-tax net operating income$4,651,0001,621
Securities gains (losses)$81,0001,411
Applicable income taxes$04,531
Income before extraordinary items$4,732,0001,375
Extraordinary gains, net$017
Net income$4,732,0001,374
Minority interest net income$084
Net income of bank and minority interests.$4,732,0001,374
Net charge-offs$415,0001,678
Cash dividends$500,0002,836
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,651,0001,360
2014-09-30 (YTD Data)Rank
Total interest income$20,316,000940
Total interest expense$2,659,000848
Net interest income$17,657,000942
Provision for loan and lease losses$04,401
Total noninterest income$2,532,0001,445
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$796,0001,231
Trading account gains and fees$0174
Additional Noninterest Income$1,736,0001,316
Total noninterest expense$16,593,000907
Salaries and employee benefits$9,053,000911
Premises and equipment expense$3,273,000571
Additional noninterest expense$4,267,0001,158
Pre-tax net operating income$3,596,0001,588
Securities gains (losses)$1,0002,871
Applicable income taxes$04,583
Income before extraordinary items$3,597,0001,348
Extraordinary gains, net$015
Net income$3,597,0001,347
Minority interest net income$081
Net income of bank and minority interests.$3,597,0001,348
Net charge-offs$160,0002,234
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,596,0001,325
2014-06-30 (YTD Data)Rank
Total interest income$13,653,000921
Total interest expense$1,778,000847
Net interest income$11,875,000925
Provision for loan and lease losses$04,196
Total noninterest income$1,652,0001,459
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$521,0001,235
Trading account gains and fees$0172
Additional Noninterest Income$1,131,0001,337
Total noninterest expense$11,141,000898
Salaries and employee benefits$6,138,000890
Premises and equipment expense$2,204,000566
Additional noninterest expense$2,799,0001,165
Pre-tax net operating income$2,386,0001,561
Securities gains (losses)$1,0002,460
Applicable income taxes$04,568
Income before extraordinary items$2,387,0001,311
Extraordinary gains, net$020
Net income$2,387,0001,311
Minority interest net income$080
Net income of bank and minority interests.$2,387,0001,312
Net charge-offs$97,0002,208
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,386,0001,287
2014-03-31 (YTD Data)Rank
Total interest income$6,902,000916
Total interest expense$880,000864
Net interest income$6,022,000911
Provision for loan and lease losses$03,817
Total noninterest income$782,0001,477
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$260,0001,228
Trading account gains and fees$0147
Additional Noninterest Income$522,0001,374
Total noninterest expense$5,743,000879
Salaries and employee benefits$3,203,000866
Premises and equipment expense$1,089,000579
Additional noninterest expense$1,451,0001,103
Pre-tax net operating income$1,061,0001,684
Securities gains (losses)$1,0001,605
Applicable income taxes$04,445
Income before extraordinary items$1,062,0001,422
Extraordinary gains, net$016
Net income$1,062,0001,424
Minority interest net income$066
Net income of bank and minority interests.$1,062,0001,424
Net charge-offs$48,0001,899
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,061,0001,402
2013-12-31 (YTD Data)Rank
Total interest income$26,462,000953
Total interest expense$3,984,000849
Net interest income$22,478,000967
Provision for loan and lease losses$271,0002,580
Total noninterest income$-205,0006,733
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,148,0001,188
Trading account gains and fees$0184
Additional Noninterest Income$-1,353,0006,792
Total noninterest expense$27,622,000733
Salaries and employee benefits$13,904,000780
Premises and equipment expense$6,087,000415
Additional noninterest expense$7,631,000888
Pre-tax net operating income$-5,620,0006,761
Securities gains (losses)$389,000564
Applicable income taxes$04,631
Income before extraordinary items$-5,231,0006,756
Extraordinary gains, net$029
Net income$-5,231,0006,756
Minority interest net income$090
Net income of bank and minority interests.$-5,231,0006,756
Net charge-offs$738,0001,577
Cash dividends$500,0002,742
Sale, conversion, retirement of capital stock, net$55,000641
Net operating income$-5,620,0006,758
2013-09-30 (YTD Data)Rank
Total interest income$19,650,000971
Total interest expense$3,047,000863
Net interest income$16,603,000990
Provision for loan and lease losses$-296,0006,672
Total noninterest income$1,148,0002,605
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$859,0001,199
Trading account gains and fees$0180
Additional Noninterest Income$289,0003,791
Total noninterest expense$20,379,000748
Salaries and employee benefits$10,001,000809
Premises and equipment expense$4,333,000439
Additional noninterest expense$6,045,000839
Pre-tax net operating income$-2,332,0006,806
Securities gains (losses)$389,000520
Applicable income taxes$18,0004,132
Income before extraordinary items$-1,961,0006,796
Extraordinary gains, net$025
Net income$-1,961,0006,797
Minority interest net income$084
Net income of bank and minority interests.$-1,961,0006,797
Net charge-offs$188,0002,640
Cash dividends$500,0002,089
Sale, conversion, retirement of capital stock, net$53,000558
Net operating income$-2,350,0006,807
2013-06-30 (YTD Data)Rank
Total interest income$12,892,000980
Total interest expense$2,070,000866
Net interest income$10,822,000998
Provision for loan and lease losses$04,788
Total noninterest income$-215,0006,885
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$581,0001,165
Trading account gains and fees$0157
Additional Noninterest Income$-796,0006,916
Total noninterest expense$13,317,000773
Salaries and employee benefits$6,758,000802
Premises and equipment expense$2,855,000443
Additional noninterest expense$3,704,000915
Pre-tax net operating income$-2,710,0006,894
Securities gains (losses)$389,000465
Applicable income taxes$18,0003,986
Income before extraordinary items$-2,339,0006,887
Extraordinary gains, net$022
Net income$-2,339,0006,888
Minority interest net income$082
Net income of bank and minority interests.$-2,339,0006,888
Net charge-offs$405,0001,436
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$-1,0006,865
Net operating income$-2,728,0006,887
2013-03-31 (YTD Data)Rank
Total interest income$6,287,0001,007
Total interest expense$1,027,000911
Net interest income$5,260,0001,035
Provision for loan and lease losses$04,409
Total noninterest income$-226,0006,984
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$289,0001,155
Trading account gains and fees$0148
Additional Noninterest Income$-515,0006,998
Total noninterest expense$6,671,000774
Salaries and employee benefits$3,498,000782
Premises and equipment expense$1,462,000439
Additional noninterest expense$1,711,000982
Pre-tax net operating income$-1,637,0006,967
Securities gains (losses)$389,000263
Applicable income taxes$9,0003,970
Income before extraordinary items$-1,257,0006,958
Extraordinary gains, net$010
Net income$-1,257,0006,959
Minority interest net income$076
Net income of bank and minority interests.$-1,257,0006,959
Net charge-offs$132,0001,684
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$35,000391
Net operating income$-1,646,0006,966
2012-12-31 (YTD Data)Rank
Total interest income$29,038,000904
Total interest expense$4,716,000953
Net interest income$24,322,000887
Provision for loan and lease losses$05,905
Total noninterest income$2,442,0001,900
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,390,0001,027
Trading account gains and fees$0166
Additional Noninterest Income$1,052,0002,306
Total noninterest expense$29,729,000691
Salaries and employee benefits$13,910,000759
Premises and equipment expense$7,194,000354
Additional noninterest expense$8,625,000817
Pre-tax net operating income$-2,965,0006,871
Securities gains (losses)$518,000917
Applicable income taxes$-4,0006,502
Income before extraordinary items$-2,443,0006,865
Extraordinary gains, net$029
Net income$-2,443,0006,863
Minority interest net income$093
Net income of bank and minority interests.$-2,443,0006,864
Net charge-offs$2,491,000984
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-50,0007,007
Net operating income$-2,961,0006,872
2012-09-30 (YTD Data)Rank
Total interest income$22,408,000889
Total interest expense$3,655,000964
Net interest income$18,753,000864
Provision for loan and lease losses$05,790
Total noninterest income$4,296,0001,039
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,046,0001,026
Trading account gains and fees$0157
Additional Noninterest Income$3,250,000885
Total noninterest expense$22,504,000680
Salaries and employee benefits$10,457,000746
Premises and equipment expense$5,483,000344
Additional noninterest expense$6,564,000792
Pre-tax net operating income$545,0004,604
Securities gains (losses)$518,000736
Applicable income taxes$-4,0006,728
Income before extraordinary items$1,067,0003,301
Extraordinary gains, net$020
Net income$1,067,0003,303
Minority interest net income$086
Net income of bank and minority interests.$1,067,0003,303
Net charge-offs$2,358,000822
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$549,0004,346
2012-06-30 (YTD Data)Rank
Total interest income$15,171,000880
Total interest expense$2,552,000964
Net interest income$12,619,000861
Provision for loan and lease losses$05,619
Total noninterest income$3,067,000969
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$671,0001,051
Trading account gains and fees$0153
Additional Noninterest Income$2,396,000812
Total noninterest expense$14,842,000684
Salaries and employee benefits$6,914,000754
Premises and equipment expense$3,696,000334
Additional noninterest expense$4,232,000824
Pre-tax net operating income$844,0003,184
Securities gains (losses)$03,178
Applicable income taxes$9,0004,267
Income before extraordinary items$835,0002,945
Extraordinary gains, net$019
Net income$835,0002,946
Minority interest net income$084
Net income of bank and minority interests.$835,0002,945
Net charge-offs$2,085,000666
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$835,0002,806
2012-03-31 (YTD Data)Rank
Total interest income$7,627,000879
Total interest expense$1,335,000952
Net interest income$6,292,000862
Provision for loan and lease losses$05,254
Total noninterest income$1,920,000807
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$328,0001,067
Trading account gains and fees$0148
Additional Noninterest Income$1,592,000654
Total noninterest expense$7,471,000679
Salaries and employee benefits$3,541,000737
Premises and equipment expense$1,932,000321
Additional noninterest expense$1,998,000849
Pre-tax net operating income$741,0002,157
Securities gains (losses)$02,210
Applicable income taxes$7,0004,126
Income before extraordinary items$734,0001,939
Extraordinary gains, net$019
Net income$734,0001,940
Minority interest net income$078
Net income of bank and minority interests.$734,0001,941
Net charge-offs$856,000744
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$734,0001,835
2011-12-31 (YTD Data)Rank
Total interest income$25,576,0001,106
Total interest expense$6,092,0001,000
Net interest income$19,484,0001,144
Provision for loan and lease losses$9,999,000420
Total noninterest income$1,197,0002,803
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,461,0001,009
Trading account gains and fees$0146
Additional Noninterest Income$-264,0006,992
Total noninterest expense$31,113,000644
Salaries and employee benefits$12,621,000782
Premises and equipment expense$8,734,000304
Additional noninterest expense$9,758,000735
Pre-tax net operating income$-20,431,0007,297
Securities gains (losses)$151,0001,708
Applicable income taxes$-22,0006,664
Income before extraordinary items$-20,258,0007,295
Extraordinary gains, net$029
Net income$-20,258,0007,295
Minority interest net income$096
Net income of bank and minority interests.$-20,258,0007,295
Net charge-offs$10,962,000414
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-20,409,0007,292
2011-09-30 (YTD Data)Rank
Total interest income$19,201,0001,127
Total interest expense$4,725,0001,009
Net interest income$14,476,0001,159
Provision for loan and lease losses$7,518,000412
Total noninterest income$823,0002,952
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,129,000979
Trading account gains and fees$0145
Additional Noninterest Income$-306,0007,178
Total noninterest expense$23,112,000651
Salaries and employee benefits$9,360,000794
Premises and equipment expense$6,389,000311
Additional noninterest expense$7,363,000720
Pre-tax net operating income$-15,331,0007,378
Securities gains (losses)$151,0001,429
Applicable income taxes$-29,0006,868
Income before extraordinary items$-15,151,0007,377
Extraordinary gains, net$021
Net income$-15,151,0007,377
Minority interest net income$087
Net income of bank and minority interests.$-15,151,0007,377
Net charge-offs$9,648,000357
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-15,302,0007,373
2011-06-30 (YTD Data)Rank
Total interest income$12,557,0001,155
Total interest expense$3,245,0001,020
Net interest income$9,312,0001,205
Provision for loan and lease losses$06,217
Total noninterest income$576,0002,872
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$749,000970
Trading account gains and fees$0153
Additional Noninterest Income$-173,0007,258
Total noninterest expense$15,239,000662
Salaries and employee benefits$6,308,000791
Premises and equipment expense$4,301,000315
Additional noninterest expense$4,630,000778
Pre-tax net operating income$-5,351,0007,378
Securities gains (losses)$151,000878
Applicable income taxes$-36,0006,993
Income before extraordinary items$-5,164,0007,384
Extraordinary gains, net$015
Net income$-5,164,0007,383
Minority interest net income$089
Net income of bank and minority interests.$-5,164,0007,384
Net charge-offs$1,630,0001,053
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-5,313,4907,382
2011-03-31 (YTD Data)Rank
Total interest income$6,136,0001,195
Total interest expense$1,682,0001,022
Net interest income$4,454,0001,257
Provision for loan and lease losses$05,840
Total noninterest income$732,0001,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$372,000964
Trading account gains and fees$0158
Additional Noninterest Income$360,0001,692
Total noninterest expense$7,627,000663
Salaries and employee benefits$3,262,000772
Premises and equipment expense$2,235,000312
Additional noninterest expense$2,130,000836
Pre-tax net operating income$-2,441,0007,423
Securities gains (losses)$01,772
Applicable income taxes$7,0003,925
Income before extraordinary items$-2,448,0007,424
Extraordinary gains, net$09
Net income$-2,448,0007,423
Minority interest net income$086
Net income of bank and minority interests.$-2,448,0007,424
Net charge-offs$983,000869
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,448,0007,425
2010-12-31 (YTD Data)Rank
Total interest income$30,960,000984
Total interest expense$9,712,000848
Net interest income$21,248,0001,038
Provision for loan and lease losses$6,605,000918
Total noninterest income$762,0003,748
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,948,000775
Trading account gains and fees$0175
Additional Noninterest Income$-1,186,0007,509
Total noninterest expense$36,205,000563
Salaries and employee benefits$13,247,000731
Premises and equipment expense$9,822,000276
Additional noninterest expense$13,136,000579
Pre-tax net operating income$-20,800,0007,524
Securities gains (losses)$03,793
Applicable income taxes$28,0003,887
Income before extraordinary items$-20,828,0007,524
Extraordinary gains, net$029
Net income$-20,828,0007,524
Minority interest net income$0111
Net income of bank and minority interests.$-20,828,0007,524
Net charge-offs$17,981,000368
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-20,828,0007,520
2010-09-30 (YTD Data)Rank
Total interest income$23,833,000975
Total interest expense$7,653,000837
Net interest income$16,180,0001,030
Provision for loan and lease losses$6,193,000742
Total noninterest income$1,673,0001,930
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,480,000784
Trading account gains and fees$0165
Additional Noninterest Income$193,0004,230
Total noninterest expense$26,920,000562
Salaries and employee benefits$9,959,000721
Premises and equipment expense$7,456,000271
Additional noninterest expense$9,505,000580
Pre-tax net operating income$-15,260,0007,626
Securities gains (losses)$03,651
Applicable income taxes$21,0003,981
Income before extraordinary items$-15,281,0007,631
Extraordinary gains, net$023
Net income$-15,281,0007,631
Minority interest net income$0110
Net income of bank and minority interests.$-15,281,0007,631
Net charge-offs$15,785,000310
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-15,281,0007,630
2010-06-30 (YTD Data)Rank
Total interest income$16,576,000943
Total interest expense$5,332,000822
Net interest income$11,244,000981
Provision for loan and lease losses$5,127,000621
Total noninterest income$1,137,0001,856
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$960,000803
Trading account gains and fees$0152
Additional Noninterest Income$177,0003,708
Total noninterest expense$17,947,000565
Salaries and employee benefits$6,623,000718
Premises and equipment expense$5,021,000265
Additional noninterest expense$6,303,000577
Pre-tax net operating income$-10,693,0007,692
Securities gains (losses)$03,184
Applicable income taxes$14,0003,954
Income before extraordinary items$-10,707,0007,698
Extraordinary gains, net$019
Net income$-10,707,0007,698
Minority interest net income$0105
Net income of bank and minority interests.$-10,707,0007,698
Net charge-offs$11,048,000309
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-10,707,0007,697
2010-03-31 (YTD Data)Rank
Total interest income$8,543,000930
Total interest expense$2,824,000815
Net interest income$5,719,000983
Provision for loan and lease losses$2,621,000606
Total noninterest income$578,0001,823
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$491,000793
Trading account gains and fees$0175
Additional Noninterest Income$87,0003,760
Total noninterest expense$8,750,000577
Salaries and employee benefits$3,340,000728
Premises and equipment expense$2,425,000294
Additional noninterest expense$2,985,000609
Pre-tax net operating income$-5,074,0007,763
Securities gains (losses)$02,284
Applicable income taxes$7,0003,969
Income before extraordinary items$-5,081,0007,794
Extraordinary gains, net$016
Net income$-5,081,0007,795
Minority interest net income$091
Net income of bank and minority interests.$-5,081,0007,795
Net charge-offs$2,806,000505
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-5,081,0007,784
2009-12-31 (YTD Data)Rank
Total interest income$40,476,000825
Total interest expense$18,009,000632
Net interest income$22,467,000964
Provision for loan and lease losses$20,673,000483
Total noninterest income$2,169,0002,005
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,064,000836
Trading account gains and fees$0211
Additional Noninterest Income$105,0005,585
Total noninterest expense$76,103,000298
Salaries and employee benefits$11,548,000851
Premises and equipment expense$9,819,000287
Additional noninterest expense$54,736,000211
Pre-tax net operating income$-72,140,0007,905
Securities gains (losses)$-713,0007,641
Applicable income taxes$170,0002,518
Income before extraordinary items$-73,023,0007,914
Extraordinary gains, net$034
Net income$-73,023,0007,913
Minority interest net income$0115
Net income of bank and minority interests.$-73,023,0007,913
Net charge-offs$8,968,000752
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-72,310,0007,912
2009-09-30 (YTD Data)Rank
Total interest income$31,085,000822
Total interest expense$14,203,000641
Net interest income$16,882,000967
Provision for loan and lease losses$12,200,000533
Total noninterest income$2,063,0001,741
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,543,000832
Trading account gains and fees$0212
Additional Noninterest Income$520,0002,745
Total noninterest expense$64,479,000273
Salaries and employee benefits$7,833,000955
Premises and equipment expense$7,119,000303
Additional noninterest expense$49,527,000184
Pre-tax net operating income$-57,734,0007,994
Securities gains (losses)$4,0003,208
Applicable income taxes$220,0002,232
Income before extraordinary items$-57,950,0008,004
Extraordinary gains, net$027
Net income$-57,950,0008,003
Minority interest net income$0118
Net income of bank and minority interests.$-57,950,0008,003
Net charge-offs$6,420,000693
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-57,954,0008,003
2009-06-30 (YTD Data)Rank
Total interest income$21,247,000823
Total interest expense$9,954,000651
Net interest income$11,293,000956
Provision for loan and lease losses$4,275,000848
Total noninterest income$1,087,0002,049
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$977,000867
Trading account gains and fees$0193
Additional Noninterest Income$110,0004,632
Total noninterest expense$54,582,000230
Salaries and employee benefits$5,314,000959
Premises and equipment expense$4,651,000313
Additional noninterest expense$44,617,000151
Pre-tax net operating income$-46,477,0008,096
Securities gains (losses)$03,136
Applicable income taxes$220,0001,864
Income before extraordinary items$-46,697,0008,107
Extraordinary gains, net$021
Net income$-46,697,0008,106
Minority interest net income$0112
Net income of bank and minority interests.$-46,697,0008,106
Net charge-offs$2,511,000970
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-46,697,0008,100
2009-03-31 (YTD Data)Rank
Total interest income$10,794,000814
Total interest expense$5,246,000636
Net interest income$5,548,000967
Provision for loan and lease losses$350,0002,122
Total noninterest income$592,0001,899
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$463,000885
Trading account gains and fees$0171
Additional Noninterest Income$129,0003,218
Total noninterest expense$46,254,000150
Salaries and employee benefits$3,165,000800
Premises and equipment expense$2,270,000329
Additional noninterest expense$40,819,00095
Pre-tax net operating income$-40,464,0008,183
Securities gains (losses)$02,434
Applicable income taxes$57,0002,772
Income before extraordinary items$-40,521,0008,187
Extraordinary gains, net$015
Net income$-40,521,0008,187
Minority interest net income$0102
Net income of bank and minority interests.$-40,521,0008,187
Net charge-offs$789,0001,086
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-40,521,0008,189
2008-12-31 (YTD Data)Rank
Total interest income$22,748,0001,695
Total interest expense$10,988,0001,477
Net interest income$11,760,0001,894
Provision for loan and lease losses$4,105,0001,157
Total noninterest income$1,693,0002,408
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$843,0002,032
Trading account gains and fees$0154
Additional Noninterest Income$850,0002,374
Total noninterest expense$14,723,0001,323
Salaries and employee benefits$3,784,0002,641
Premises and equipment expense$4,400,000631
Additional noninterest expense$6,539,000979
Pre-tax net operating income$-5,375,0007,823
Securities gains (losses)$03,220
Applicable income taxes$77,0003,585
Income before extraordinary items$-5,452,0007,842
Extraordinary gains, net$039
Net income$-5,452,0007,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$863,0002,130
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-5,452,0007,888
2008-09-30 (YTD Data)Rank
Total interest income$11,318,0002,504
Total interest expense$5,278,0002,268
Net interest income$6,040,0002,711
Provision for loan and lease losses$995,0001,828
Total noninterest income$1,676,0002,043
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$488,0002,510
Trading account gains and fees$0148
Additional Noninterest Income$1,188,0001,615
Total noninterest expense$7,729,0001,859
Salaries and employee benefits$2,344,0003,164
Premises and equipment expense$1,980,0001,059
Additional noninterest expense$3,405,0001,328
Pre-tax net operating income$-1,008,0007,540
Securities gains (losses)$03,106
Applicable income taxes$40,0004,249
Income before extraordinary items$-1,048,0007,531
Extraordinary gains, net$031
Net income$-1,048,0007,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,048,0007,641
2008-06-30 (YTD Data)Rank
Total interest income$2,657,0005,424
Total interest expense$1,492,0004,514
Net interest income$1,165,0006,131
Provision for loan and lease losses$190,0003,238
Total noninterest income$66,0007,200
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$59,0005,727
Trading account gains and fees$0149
Additional Noninterest Income$7,0007,835
Total noninterest expense$1,772,0004,611
Salaries and employee benefits$455,0006,708
Premises and equipment expense$595,0002,268
Additional noninterest expense$722,0003,631
Pre-tax net operating income$-731,0007,758
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-731,0007,856
Extraordinary gains, net$021
Net income$-731,0007,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,297
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-731,0007,837
2008-03-31 (YTD Data)Rank
Total interest income$1,369,0005,440
Total interest expense$782,0004,573
Net interest income$587,0006,146
Provision for loan and lease losses$100,0002,696
Total noninterest income$29,0007,362
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$26,0005,880
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$937,0004,439
Salaries and employee benefits$295,0006,134
Premises and equipment expense$283,0002,383
Additional noninterest expense$359,0003,600
Pre-tax net operating income$-421,0008,021
Securities gains (losses)$02,688
Applicable income taxes$3,0005,279
Income before extraordinary items$-424,0008,098
Extraordinary gains, net$015
Net income$-424,0008,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-424,0008,077
2007-12-31 (YTD Data)Rank
Total interest income$5,411,0005,505
Total interest expense$2,812,0004,970
Net interest income$2,599,0005,870
Provision for loan and lease losses$459,0002,476
Total noninterest income$86,0007,711
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$77,0006,343
Trading account gains and fees$0178
Additional Noninterest Income$9,0008,086
Total noninterest expense$2,769,0005,266
Salaries and employee benefits$817,0006,926
Premises and equipment expense$878,0002,860
Additional noninterest expense$1,074,0004,411
Pre-tax net operating income$-543,0007,836
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-543,0007,905
Extraordinary gains, net$039
Net income$-543,0007,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,118
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-543,0007,897
2007-09-30 (YTD Data)Rank
Total interest income$4,140,0005,480
Total interest expense$1,934,0005,187
Net interest income$2,206,0005,586
Provision for loan and lease losses$351,0002,079
Total noninterest income$57,0007,854
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$51,0006,513
Trading account gains and fees$0184
Additional Noninterest Income$6,0008,162
Total noninterest expense$2,370,0004,823
Salaries and employee benefits$1,122,0005,292
Premises and equipment expense$499,0003,549
Additional noninterest expense$749,0004,597
Pre-tax net operating income$-458,0008,050
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-458,0008,118
Extraordinary gains, net$033
Net income$-458,0008,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,450
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-458,0008,104
2007-06-30 (YTD Data)Rank
Total interest income$2,597,0005,666
Total interest expense$1,056,0005,732
Net interest income$1,541,0005,497
Provision for loan and lease losses$308,0001,505
Total noninterest income$31,0008,031
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$30,0006,661
Trading account gains and fees$0168
Additional Noninterest Income$1,0008,368
Total noninterest expense$1,502,0005,003
Salaries and employee benefits$714,0005,488
Premises and equipment expense$312,0003,745
Additional noninterest expense$476,0004,728
Pre-tax net operating income$-238,0008,114
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-238,0008,149
Extraordinary gains, net$029
Net income$-238,0008,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-238,0008,139
2007-03-31 (YTD Data)Rank
Total interest income$1,091,0006,112
Total interest expense$411,0006,318
Net interest income$680,0005,834
Provision for loan and lease losses$211,0001,107
Total noninterest income$16,0008,027
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$15,0006,674
Trading account gains and fees$0195
Additional Noninterest Income$1,0008,340
Total noninterest expense$807,0004,778
Salaries and employee benefits$395,0005,209
Premises and equipment expense$160,0003,698
Additional noninterest expense$252,0004,512
Pre-tax net operating income$-322,0008,426
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-322,0008,454
Extraordinary gains, net$022
Net income$-322,0008,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-322,0008,443
2006-12-31 (YTD Data)Rank
Total interest income$780,0008,409
Total interest expense$374,0008,152
Net interest income$406,0008,490
Provision for loan and lease losses$243,0003,147
Total noninterest income$11,0008,478
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$9,0007,440
Trading account gains and fees$0130
Additional Noninterest Income$2,0008,463
Total noninterest expense$577,0008,348
Salaries and employee benefits$279,0008,422
Premises and equipment expense$129,0007,500
Additional noninterest expense$169,0008,269
Pre-tax net operating income$-403,0008,217
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-403,0008,250
Extraordinary gains, net$051
Net income$-403,0008,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-403,0008,248
2006-09-30 (YTD Data)Rank
Total interest income$41,0008,733
Total interest expense$35,0008,641
Net interest income$6,0008,737
Provision for loan and lease losses$182,0003,031
Total noninterest income$1,0008,655
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,0007,639
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$3,0008,740
Salaries and employee benefits$08,718
Premises and equipment expense$08,712
Additional noninterest expense$3,0008,737
Pre-tax net operating income$-178,0008,289
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-178,0008,308
Extraordinary gains, net$045
Net income$-178,0008,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-178,0008,302
2006-06-30 (YTD Data)Rank
Total interest income$547,0008,317
Total interest expense$74,0008,583
Net interest income$473,0008,038
Provision for loan and lease losses$39,0004,785
Total noninterest income$121,0006,657
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$71,0005,690
Trading account gains and fees$0126
Additional Noninterest Income$50,0006,377
Total noninterest expense$583,0007,481
Salaries and employee benefits$182,0008,293
Premises and equipment expense$53,0007,776
Additional noninterest expense$348,0005,634
Pre-tax net operating income$-28,0008,245
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-28,0008,250
Extraordinary gains, net$039
Net income$-28,0008,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-28,0008,242
2006-03-31 (YTD Data)Rank
Total interest income$208,0008,515
Total interest expense$26,0008,652
Net interest income$182,0008,335
Provision for loan and lease losses$30,0003,822
Total noninterest income$41,0007,270
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$27,0006,103
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,173
Total noninterest expense$207,0008,033
Salaries and employee benefits$69,0008,528
Premises and equipment expense$21,0008,027
Additional noninterest expense$117,0006,694
Pre-tax net operating income$-14,0008,265
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-14,0008,269
Extraordinary gains, net$021
Net income$-14,0008,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-14,0008,253
2005-12-31 (YTD Data)Rank
Total interest income$1,187,0008,192
Total interest expense$129,0008,574
Net interest income$1,058,0007,862
Provision for loan and lease losses$238,0003,304
Total noninterest income$326,0006,165
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$201,0005,024
Trading account gains and fees$0138
Additional Noninterest Income$125,0006,044
Total noninterest expense$1,079,0007,604
Salaries and employee benefits$474,0007,987
Premises and equipment expense$99,0007,866
Additional noninterest expense$506,0006,537
Pre-tax net operating income$67,0008,085
Securities gains (losses)$02,296
Applicable income taxes$12,0006,486
Income before extraordinary items$55,0008,123
Extraordinary gains, net$046
Net income$55,0008,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,825
Cash dividends$75,0005,634
Sale, conversion, retirement of capital stock, net$0934
Net operating income$55,0008,096
2005-09-30 (YTD Data)Rank
Total interest income$886,0008,231
Total interest expense$92,0008,629
Net interest income$794,0007,909
Provision for loan and lease losses$37,0005,628
Total noninterest income$225,0006,354
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$154,0005,014
Trading account gains and fees$0126
Additional Noninterest Income$71,0006,499
Total noninterest expense$872,0007,461
Salaries and employee benefits$359,0007,947
Premises and equipment expense$75,0007,880
Additional noninterest expense$438,0006,099
Pre-tax net operating income$110,0007,980
Securities gains (losses)$02,317
Applicable income taxes$-14,0008,616
Income before extraordinary items$124,0007,839
Extraordinary gains, net$035
Net income$124,0007,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,791
Cash dividends$75,0004,851
Sale, conversion, retirement of capital stock, net$0769
Net operating income$124,0007,808
2005-06-30 (YTD Data)Rank
Total interest income$587,0008,240
Total interest expense$58,0008,647
Net interest income$529,0007,921
Provision for loan and lease losses$18,0005,733
Total noninterest income$154,0006,280
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$104,0004,953
Trading account gains and fees$0116
Additional Noninterest Income$50,0006,409
Total noninterest expense$584,0007,455
Salaries and employee benefits$251,0007,887
Premises and equipment expense$47,0007,926
Additional noninterest expense$286,0006,152
Pre-tax net operating income$81,0007,953
Securities gains (losses)$02,146
Applicable income taxes$26,0005,957
Income before extraordinary items$55,0008,070
Extraordinary gains, net$030
Net income$55,0008,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,220
Cash dividends$75,0004,508
Sale, conversion, retirement of capital stock, net$0643
Net operating income$55,0008,035
2005-03-31 (YTD Data)Rank
Total interest income$293,0008,297
Total interest expense$28,0008,720
Net interest income$265,0007,989
Provision for loan and lease losses$9,0005,480
Total noninterest income$69,0006,466
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,923
Total noninterest expense$293,0007,504
Salaries and employee benefits$124,0007,963
Premises and equipment expense$22,0008,069
Additional noninterest expense$147,0006,073
Pre-tax net operating income$32,0008,121
Securities gains (losses)$01,685
Applicable income taxes$10,0006,081
Income before extraordinary items$22,0008,218
Extraordinary gains, net$024
Net income$22,0008,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,985
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$22,0008,194
2004-12-31 (YTD Data)Rank
Total interest income$1,147,0008,263
Total interest expense$102,0008,733
Net interest income$1,045,0007,953
Provision for loan and lease losses$18,0006,797
Total noninterest income$340,0006,147
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$236,0004,870
Trading account gains and fees$0138
Additional Noninterest Income$104,0006,343
Total noninterest expense$1,130,0007,575
Salaries and employee benefits$510,0007,948
Premises and equipment expense$108,0007,867
Additional noninterest expense$512,0006,473
Pre-tax net operating income$237,0007,649
Securities gains (losses)$03,819
Applicable income taxes$41,0006,156
Income before extraordinary items$196,0007,670
Extraordinary gains, net$034
Net income$196,0007,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,102
Cash dividends$100,0005,470
Sale, conversion, retirement of capital stock, net$0872
Net operating income$196,0007,632
2004-09-30 (YTD Data)Rank
Total interest income$871,0008,291
Total interest expense$77,0008,787
Net interest income$794,0007,970
Provision for loan and lease losses$15,0006,527
Total noninterest income$253,0006,203
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$175,0004,922
Trading account gains and fees$0134
Additional Noninterest Income$78,0006,347
Total noninterest expense$839,0007,562
Salaries and employee benefits$374,0007,959
Premises and equipment expense$81,0007,866
Additional noninterest expense$384,0006,436
Pre-tax net operating income$193,0007,729
Securities gains (losses)$03,710
Applicable income taxes$38,0006,142
Income before extraordinary items$155,0007,741
Extraordinary gains, net$026
Net income$155,0007,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,953
Cash dividends$100,0004,608
Sale, conversion, retirement of capital stock, net$0738
Net operating income$155,0007,698
2004-06-30 (YTD Data)Rank
Total interest income$577,0008,352
Total interest expense$52,0008,849
Net interest income$525,0008,031
Provision for loan and lease losses$15,0006,089
Total noninterest income$183,0006,026
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$120,0004,879
Trading account gains and fees$0130
Additional Noninterest Income$63,0006,049
Total noninterest expense$564,0007,590
Salaries and employee benefits$252,0008,005
Premises and equipment expense$53,0007,915
Additional noninterest expense$259,0006,432
Pre-tax net operating income$129,0007,697
Securities gains (losses)$03,413
Applicable income taxes$28,0006,089
Income before extraordinary items$101,0007,770
Extraordinary gains, net$021
Net income$101,0007,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$100,0004,170
Sale, conversion, retirement of capital stock, net$0638
Net operating income$101,0007,701
2004-03-31 (YTD Data)Rank
Total interest income$294,0008,374
Total interest expense$27,0008,886
Net interest income$267,0008,043
Provision for loan and lease losses$6,0005,941
Total noninterest income$93,0005,951
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$33,0005,928
Total noninterest expense$289,0007,589
Salaries and employee benefits$134,0007,931
Premises and equipment expense$26,0007,959
Additional noninterest expense$129,0006,461
Pre-tax net operating income$65,0007,680
Securities gains (losses)$02,934
Applicable income taxes$14,0006,056
Income before extraordinary items$51,0007,763
Extraordinary gains, net$016
Net income$51,0007,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$51,0007,699
2003-12-31 (YTD Data)Rank
Total interest income$1,170,0008,432
Total interest expense$145,0008,873
Net interest income$1,025,0008,063
Provision for loan and lease losses$36,0006,612
Total noninterest income$336,0006,350
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$260,0004,661
Trading account gains and fees$0160
Additional Noninterest Income$76,0006,964
Total noninterest expense$1,093,0007,682
Salaries and employee benefits$503,0008,067
Premises and equipment expense$110,0007,945
Additional noninterest expense$480,0006,673
Pre-tax net operating income$232,0007,710
Securities gains (losses)$04,500
Applicable income taxes$54,0006,222
Income before extraordinary items$178,0007,873
Extraordinary gains, net$054
Net income$178,0007,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,519
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$178,0007,741
2003-09-30 (YTD Data)Rank
Total interest income$884,0008,510
Total interest expense$116,0008,945
Net interest income$768,0008,138
Provision for loan and lease losses$27,0006,482
Total noninterest income$247,0006,440
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$191,0004,738
Trading account gains and fees$0153
Additional Noninterest Income$56,0007,052
Total noninterest expense$818,0007,683
Salaries and employee benefits$378,0008,062
Premises and equipment expense$68,0008,207
Additional noninterest expense$372,0006,556
Pre-tax net operating income$170,0007,875
Securities gains (losses)$04,204
Applicable income taxes$39,0006,406
Income before extraordinary items$131,0008,035
Extraordinary gains, net$040
Net income$131,0008,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,905
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$131,0007,900
2003-06-30 (YTD Data)Rank
Total interest income$595,0008,559
Total interest expense$85,0008,969
Net interest income$510,0008,188
Provision for loan and lease losses$18,0006,396
Total noninterest income$161,0006,480
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$125,0004,754
Trading account gains and fees$0150
Additional Noninterest Income$36,0007,110
Total noninterest expense$544,0007,723
Salaries and employee benefits$253,0008,060
Premises and equipment expense$53,0008,017
Additional noninterest expense$238,0006,668
Pre-tax net operating income$109,0007,930
Securities gains (losses)$03,782
Applicable income taxes$29,0006,363
Income before extraordinary items$80,0008,135
Extraordinary gains, net$030
Net income$80,0008,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$80,0007,975
2003-03-31 (YTD Data)Rank
Total interest income$298,0008,610
Total interest expense$45,0009,014
Net interest income$253,0008,231
Provision for loan and lease losses$9,0006,152
Total noninterest income$77,0006,519
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$65,0004,539
Trading account gains and fees$0134
Additional Noninterest Income$12,0007,671
Total noninterest expense$276,0007,702
Salaries and employee benefits$138,0007,922
Premises and equipment expense$23,0008,216
Additional noninterest expense$115,0006,763
Pre-tax net operating income$45,0008,066
Securities gains (losses)$02,891
Applicable income taxes$-2,0008,998
Income before extraordinary items$47,0007,959
Extraordinary gains, net$021
Net income$47,0007,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$47,0007,808
2002-12-31 (YTD Data)Rank
Total interest income$1,317,0008,572
Total interest expense$255,0008,975
Net interest income$1,062,0008,175
Provision for loan and lease losses$51,0006,669
Total noninterest income$336,0006,200
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$242,0004,778
Trading account gains and fees$0153
Additional Noninterest Income$94,0006,565
Total noninterest expense$1,060,0007,809
Salaries and employee benefits$488,0008,189
Premises and equipment expense$77,0008,491
Additional noninterest expense$495,0006,529
Pre-tax net operating income$287,0007,592
Securities gains (losses)$04,537
Applicable income taxes$66,0006,332
Income before extraordinary items$221,0007,724
Extraordinary gains, net$070
Net income$221,0007,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,538
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$221,0007,637
2001-12-31 (YTD Data)Rank
Total interest income$1,528,0008,706
Total interest expense$501,0009,012
Net interest income$1,027,0008,229
Provision for loan and lease losses$34,0007,144
Total noninterest income$315,0006,285
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$245,0004,685
Trading account gains and fees$0177
Additional Noninterest Income$70,0007,115
Total noninterest expense$1,015,0007,920
Salaries and employee benefits$489,0008,233
Premises and equipment expense$79,0008,646
Additional noninterest expense$447,0006,809
Pre-tax net operating income$293,0007,441
Securities gains (losses)$04,612
Applicable income taxes$52,0006,676
Income before extraordinary items$241,0007,484
Extraordinary gains, net$0105
Net income$241,0007,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,166
Cash dividends$75,0005,935
Sale, conversion, retirement of capital stock, net$0922
Net operating income$241,0007,369
2000-12-31 (YTD Data)Rank
Total interest income$1,625,0008,811
Total interest expense$564,0009,128
Net interest income$1,061,0008,367
Provision for loan and lease losses$90,0005,514
Total noninterest income$307,0006,244
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0004,867
Trading account gains and feesNANA
Additional Noninterest Income$87,0006,735
Total noninterest expense$880,0008,358
Salaries and employee benefits$411,0008,688
Premises and equipment expense$99,0008,459
Additional noninterest expense$370,0007,411
Pre-tax net operating income$388,0007,532
Securities gains (losses)$01,956
Applicable income taxes$65,0007,009
Income before extraordinary items$333,0007,271
Extraordinary gains, net$038
Net income$333,0007,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,827
Cash dividends$60,0006,304
Sale, conversion, retirement of capital stock, net$0969
Net operating income$333,0007,268
1999-12-31 (YTD Data)Rank
Total interest income$1,405,0009,192
Total interest expense$468,0009,514
Net interest income$937,0008,772
Provision for loan and lease losses$37,0006,969
Total noninterest income$292,0006,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$208,0005,022
Trading account gains and feesNANA
Additional Noninterest Income$84,0007,038
Total noninterest expense$919,0008,366
Salaries and employee benefits$419,0008,789
Premises and equipment expense$102,0008,588
Additional noninterest expense$398,0007,290
Pre-tax net operating income$273,0008,243
Securities gains (losses)$1,0002,805
Applicable income taxes$43,0007,758
Income before extraordinary items$231,0008,074
Extraordinary gains, net$035
Net income$231,0008,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$230,1608,055
1998-12-31 (YTD Data)Rank
Total interest income$1,263,0009,578
Total interest expense$451,0009,800
Net interest income$812,0009,216
Provision for loan and lease losses$18,0007,833
Total noninterest income$278,0006,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0005,258
Trading account gains and feesNANA
Additional Noninterest Income$86,0006,994
Total noninterest expense$779,0008,841
Salaries and employee benefits$363,0009,205
Premises and equipment expense$73,0009,302
Additional noninterest expense$343,0007,721
Pre-tax net operating income$293,0008,434
Securities gains (losses)$04,449
Applicable income taxes$61,0008,140
Income before extraordinary items$232,0008,376
Extraordinary gains, net$032
Net income$232,0008,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$50,0006,861
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$232,0008,305
1997-12-31 (YTD Data)Rank
Total interest income$1,143,00010,141
Total interest expense$405,00010,325
Net interest income$738,0009,834
Provision for loan and lease losses$08,829
Total noninterest income$255,0007,161
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0005,793
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,280
Total noninterest expense$717,0009,340
Salaries and employee benefits$329,0009,744
Premises and equipment expense$73,0009,616
Additional noninterest expense$315,0008,172
Pre-tax net operating income$276,0009,141
Securities gains (losses)$03,944
Applicable income taxes$70,0008,905
Income before extraordinary items$206,0009,100
Extraordinary gains, net$044
Net income$206,0009,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,783
Cash dividends$60,0007,029
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$206,0009,065
1996-12-31 (YTD Data)Rank
Total interest income$1,045,00010,755
Total interest expense$379,00010,920
Net interest income$671,00010,469
Provision for loan and lease losses$09,041
Total noninterest income$264,0007,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$199,0005,581
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,279
Total noninterest expense$719,0009,741
Salaries and employee benefits$328,00010,119
Premises and equipment expense$69,00010,108
Additional noninterest expense$322,0008,651
Pre-tax net operating income$216,0009,692
Securities gains (losses)$04,148
Applicable income taxes$56,0009,587
Income before extraordinary items$160,0009,692
Extraordinary gains, net$053
Net income$160,0009,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00010,644
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$160,0009,630
1995-12-31 (YTD Data)Rank
Total interest income$917,00011,406
Total interest expense$333,00011,506
Net interest income$584,00011,168
Provision for loan and lease losses$-40,00011,560
Total noninterest income$278,0007,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,615
Trading account gains and feesNANA
Additional Noninterest Income$74,0008,198
Total noninterest expense$737,00010,045
Salaries and employee benefits$324,00010,555
Premises and equipment expense$64,00010,656
Additional noninterest expense$349,0008,699
Pre-tax net operating income$165,00010,686
Securities gains (losses)$03,831
Applicable income taxes$30,00010,584
Income before extraordinary items$135,00010,607
Extraordinary gains, net$065
Net income$135,00010,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$135,00010,580
1994-12-31 (YTD Data)Rank
Total interest income$891,00011,911
Total interest expense$307,00012,011
Net interest income$584,00011,763
Provision for loan and lease losses$-77,00012,096
Total noninterest income$278,0007,546
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,563
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,058
Total noninterest expense$705,00010,682
Salaries and employee benefits$312,00011,093
Premises and equipment expense$62,00011,231
Additional noninterest expense$331,0009,586
Pre-tax net operating income$234,00010,629
Securities gains (losses)$03,600
Applicable income taxes$49,00010,496
Income before extraordinary items$185,00010,441
Extraordinary gains, net$0249
Net income$185,00010,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00011,354
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$185,00010,483
1993-12-31 (YTD Data)Rank
Total interest income$946,00012,403
Total interest expense$364,00012,383
Net interest income$582,00012,286
Provision for loan and lease losses$91,0005,992
Total noninterest income$244,0008,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0006,233
Trading account gains and feesNANA
Additional Noninterest Income$57,0009,699
Total noninterest expense$727,00011,033
Salaries and employee benefits$322,00011,426
Premises and equipment expense$60,00011,855
Additional noninterest expense$345,0009,902
Pre-tax net operating income$8,00012,358
Securities gains (losses)$-56,00013,104
Applicable income taxes$-8,00012,773
Income before extraordinary items$-40,00012,606
Extraordinary gains, net$03,149
Net income$-40,00012,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0007,654
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,48012,360
1992-12-31 (YTD Data)Rank
Total interest income$1,081,00012,877
Total interest expense$507,00012,734
Net interest income$574,00012,826
Provision for loan and lease losses$101,0007,218
Total noninterest income$175,0009,918
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,737
Trading account gains and feesNANA
Additional Noninterest Income$47,00010,600
Total noninterest expense$607,00012,019
Salaries and employee benefits$266,00012,415
Premises and equipment expense$62,00012,181
Additional noninterest expense$279,00011,138
Pre-tax net operating income$41,00012,467
Securities gains (losses)$08,369
Applicable income taxes$6,00012,482
Income before extraordinary items$35,00012,678
Extraordinary gains, net$6,0001,379
Net income$41,00012,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0005,646
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$35,00012,431

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.