Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0323% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2105% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2006% | 4,455 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8932% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2893% | 4,490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1298% | 4,375 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7452% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2157% | 4,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 3,780 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1279% | 4,363 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5627% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2356% | 4,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,929 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4442% | 4,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4558% | 4,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0576% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0583% | 4,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0131% | 4,100 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5365% | 4,699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 4,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0895% | 4,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0899% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1597% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0681% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7227% | 4,735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0872% | 1,914 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 4,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1340% | 4,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1346% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1000% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1024% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0186% | 3,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1097% | 4,571 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 4,123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1120% | 4,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2720% | 4,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2733% | 4,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3012% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1946% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1994% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.0739% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1938% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1125% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1163% | 4,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | -0.1003% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0612% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1371% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1189% | 4,198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1230% | 4,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0942% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0599% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2205% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2279% | 4,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 381 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1880% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1712% | 4,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1771% | 4,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1139% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4505% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4298% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 4,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1515% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1352% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3432% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3493% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 589 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2312% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6813% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6940% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5502% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5986% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4109% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4392% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0759% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7932% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5243% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0013% | 961 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5832% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2612% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.1027% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0341% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5543% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5559% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6283% | 1,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3189% | 535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4778% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | -3.6254% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4578% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5570% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9319% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2241% | 4,778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2292% | 4,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6930% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2766% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8548% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8617% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8021% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8945% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8197% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4033% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3707% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1669% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1823% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1229% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7186% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1782% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7288% | 334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2183% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1791% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2060% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0700% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7804% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0752% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1934% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8795% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5242% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8508% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2391% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.2224% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4241% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7785% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5033% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7826% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1973% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6069% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6265% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0000% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6211% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0155% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2049% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3595% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5052% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3438% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1467% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0308% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5197% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5932% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5057% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3685% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,894 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0365% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8229% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 14.7059% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6729% | 424 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8624% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3902% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3193% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5842% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 19.6221% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3772% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8822% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3318% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3471% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1748% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0207% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2813% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1507% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1640% | 635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2495% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2790% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7830% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8403% | 1,183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8045% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5639% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4795% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6426% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0789% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6662% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3460% | 631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0063% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7167% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5759% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5836% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0547% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5778% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5854% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1145% | 5,510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 2,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.2436% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2474% | 5,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4100% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9940% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4014% | 1,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7908% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.3368% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 5,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4664% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3502% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4535% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5926% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1824% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.5246% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 5,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1220% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5256% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7953% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2905% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3377% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 1.1098% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 4,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6635% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0899% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6577% | 1,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2574% | 1,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3159% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2938% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3162% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0801% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 4,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 2,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3425% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3294% | 6,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3331% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4012% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3323% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3193% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 5,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5000% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6239% | 6,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1608% | 2,825 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6283% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1555% | 2,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2564% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1814% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1835% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4647% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2639% | 3,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 3,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.2757% | 2,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2433% | 2,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2436% | 2,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4600% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3832% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8683% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3253% | 2,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4112% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3267% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2148% | 2,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.3782% | 1,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3251% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3257% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5895% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3594% | 2,568 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2777% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2943% | 2,623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1481% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3268% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3246% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.5691% | 1,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4831% | 1,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4843% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3558% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2637% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5769% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2595% | 2,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4271% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5651% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5812% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 1.1672% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7575% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7602% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4849% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6501% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6587% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6380% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2357% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 6,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5936% | 5,721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7245% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3944% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3531% | 3,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6062% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 4,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 6,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8351% | 5,737 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7505% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3176% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2764% | 3,074 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4874% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2710% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 6,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2821% | 5,776 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8957% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3954% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3283% | 2,633 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7917% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2072% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 3,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0708% | 3,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5464% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4725% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1516% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.1733% | 3,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1482% | 3,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7169% | 786 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1397% | 3,825 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6525% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 4,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5230% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6208% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5451% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0921% | 1,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5302% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1652% | 4,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.1028% | 2,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1999% | 2,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9482% | 591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 3,242 |
| Percentage Net Loans Charged-off: Home equity loans | 12.5892% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 3,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7412% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6729% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4173% | 935 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1358% | 1,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4932% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1612% | 3,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.1549% | 2,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4092% | 413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2699% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 18.4959% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4453% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8592% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1383% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4553% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1590% | 3,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4156% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 37.8788% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2130% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4236% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6274% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3065% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 5,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 3,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4956% | 3,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2297% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6015% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3740% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2079% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 5,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0113% | 3,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3477% | 3,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9096% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3738% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 4,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0171% | 2,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3803% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9360% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2729% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3377% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0338% | 1,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7186% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2406% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1721% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4928% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1402% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.4556% | 2,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 3,201 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 3,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8664% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3715% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6761% | 1,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4883% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4142% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1306% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.6122% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 7,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7286% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0697% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5686% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3097% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 3,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.1028% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 7,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8057% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8052% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2082% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.2191% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 7,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 7,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6294% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5620% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2598% | 2,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6467% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5433% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5089% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2027% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2236% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2236% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2642% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5874% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8754% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4619% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3190% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1274% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4276% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3005% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 7,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 8,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3288% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4740% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.1493% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 8,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 7,921 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 7,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 3,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4891% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1834% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1528% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 8,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,943 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 7,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1869% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3837% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0588% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5087% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 7,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 8,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 8,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 8,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 2,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 2,454 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1985% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1080% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 8,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0385% | 8,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 8,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 8,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1983% | 3,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1202% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7407% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7689% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7513% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5309% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2546% | 2,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 3,526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0915% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4901% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 6,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2765% | 3,784 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0239% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4369% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4486% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0823% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1425% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5046% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,990 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4787% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7687% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9737% | 1,347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1644% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5982% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 8,007 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 7,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9679% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7050% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6456% | 1,363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1004% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 8,117 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 8,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8030% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5739% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0067% | 1,152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8821% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3459% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7418% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8156% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4084% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2210% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 3,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0220% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 8,388 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 8,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3194% | 3,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5666% | 3,920 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6872% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3591% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 3,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 8,311 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4725% | 3,961 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8873% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5729% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1735% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 8,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 8,396 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 8,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2176% | 2,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4798% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8490% | 1,070 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2468% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0535% | 8,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6706% | 8,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4379% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6214% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5986% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0672% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3152% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1294% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4107% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6919% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4260% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1989% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1722% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1722% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4790% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0018% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1137% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7070% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3225% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3358% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 5,319 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1499% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4133% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4982% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7496% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5755% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5649% | 3,826 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |