Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,838,000 | 2,773 |
| Total interest expense | $5,882,000 | 2,535 |
| Net interest income | $5,956,000 | 2,922 |
| Provision for loan and lease losses | $283,000 | 2,744 |
| Total noninterest income | $1,310,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $709,000 | 1,834 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $601,000 | 2,468 |
| Total noninterest expense | $4,255,000 | 3,001 |
| Salaries and employee benefits | $1,440,000 | 4,399 |
| Premises and equipment expense | $477,000 | 3,870 |
| Additional noninterest expense | $2,338,000 | 1,820 |
| Pre-tax net operating income | $2,728,000 | 2,713 |
| Securities gains (losses) | $114,000 | 933 |
| Applicable income taxes | $945,000 | 2,552 |
| Income before extraordinary items | $1,897,000 | 2,706 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,897,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $870,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,820,620 | 2,751 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,920,000 | 3,304 |
| Total interest expense | $4,349,000 | 3,432 |
| Net interest income | $5,571,000 | 3,174 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $1,143,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $717,000 | 1,899 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $426,000 | 3,265 |
| Total noninterest expense | $4,047,000 | 3,314 |
| Salaries and employee benefits | $1,330,000 | 4,773 |
| Premises and equipment expense | $496,000 | 3,803 |
| Additional noninterest expense | $2,221,000 | 2,240 |
| Pre-tax net operating income | $2,600,000 | 2,685 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $854,000 | 2,690 |
| Income before extraordinary items | $1,755,000 | 2,772 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,755,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 11,231 |
| Cash dividends | $410,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,748,970 | 2,741 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 3,842 |
| Total interest expense | $3,635,000 | 4,018 |
| Net interest income | $4,783,000 | 3,685 |
| Provision for loan and lease losses | $144,000 | 3,734 |
| Total noninterest income | $957,000 | 3,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $599,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,552 |
| Total noninterest expense | $3,773,000 | 3,498 |
| Salaries and employee benefits | $1,342,000 | 4,741 |
| Premises and equipment expense | $474,000 | 3,924 |
| Additional noninterest expense | $1,957,000 | 2,444 |
| Pre-tax net operating income | $1,823,000 | 3,801 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $581,000 | 3,739 |
| Income before extraordinary items | $1,252,000 | 3,816 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,252,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,202 |
| Cash dividends | $276,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,245,200 | 3,814 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,778,000 | 4,351 |
| Total interest expense | $2,707,000 | 4,327 |
| Net interest income | $4,071,000 | 4,309 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $727,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $3,332,000 | 4,025 |
| Salaries and employee benefits | $1,266,000 | 5,005 |
| Premises and equipment expense | $471,000 | 4,002 |
| Additional noninterest expense | $1,595,000 | 3,136 |
| Pre-tax net operating income | $1,256,000 | 5,062 |
| Securities gains (losses) | $-396,000 | 12,187 |
| Applicable income taxes | $3,000 | 11,532 |
| Income before extraordinary items | $857,000 | 5,087 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $857,000 | 5,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $298,000 | 4,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,253,000 | 3,740 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 4,965 |
| Total interest expense | $2,481,000 | 4,845 |
| Net interest income | $3,507,000 | 4,957 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $744,000 | 4,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $590,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $2,604,000 | 5,095 |
| Salaries and employee benefits | $1,128,000 | 5,521 |
| Premises and equipment expense | $431,000 | 4,415 |
| Additional noninterest expense | $1,045,000 | 4,740 |
| Pre-tax net operating income | $1,582,000 | 4,118 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $594,000 | 3,638 |
| Income before extraordinary items | $996,000 | 4,728 |
| Extraordinary gains, net | $1,000 | 3,136 |
| Net income | $997,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $259,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $990,880 | 4,495 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 5,440 |
| Total interest expense | $2,942,000 | 5,249 |
| Net interest income | $3,116,000 | 5,546 |
| Provision for loan and lease losses | $103,000 | 7,189 |
| Total noninterest income | $632,000 | 4,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $2,647,000 | 5,041 |
| Salaries and employee benefits | $1,074,000 | 5,683 |
| Premises and equipment expense | $424,000 | 4,577 |
| Additional noninterest expense | $1,149,000 | 4,521 |
| Pre-tax net operating income | $998,000 | 5,623 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $384,000 | 4,952 |
| Income before extraordinary items | $619,000 | 6,443 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $619,000 | 6,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 3,595 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $615,800 | 6,103 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.