Home > First Community Bank > Income and Expense

First Community Bank, Income and Expense

2022-03-31 (YTD Data)		Rank
Total interest income	$3,102,000	2,088
Total interest expense	$144,000	2,685
Net interest income	$2,958,000	2,020
Provision for loan and lease losses	$0	2,285
Total noninterest income	$891,000	1,476
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$62,000	2,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$829,000	1,219
Total noninterest expense	$2,608,000	1,924
Salaries and employee benefits	$1,669,000	1,788
Premises and equipment expense	$335,000	1,706
Additional noninterest expense	$604,000	2,278
Pre-tax net operating income	$1,241,000	1,878
Securities gains (losses)	$-14,000	4,300
Applicable income taxes	$265,000	1,406
Income before extraordinary items	$962,000	1,964
Extraordinary gains, net	$0	4
Net income	$962,000	1,963
Minority interest net income	$0	50
Net income of bank and minority interests.	$962,000	1,964
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$973,060	1,974
2021-12-31 (YTD Data)		Rank
Total interest income	$14,244,000	1,944
Total interest expense	$681,000	2,741
Net interest income	$13,563,000	1,872
Provision for loan and lease losses	$0	3,064
Total noninterest income	$6,085,000	1,158
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$219,000	2,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,866,000	960
Total noninterest expense	$13,187,000	1,614
Salaries and employee benefits	$8,810,000	1,442
Premises and equipment expense	$1,368,000	1,635
Additional noninterest expense	$3,009,000	1,978
Pre-tax net operating income	$6,461,000	1,742
Securities gains (losses)	$41,000	1,219
Applicable income taxes	$1,856,000	1,149
Income before extraordinary items	$4,646,000	1,985
Extraordinary gains, net	$0	10
Net income	$4,646,000	1,985
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,646,000	1,986
Net charge-offs	$122,000	1,253
Cash dividends	$1,924,000	1,592
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,613,610	1,957
2021-09-30 (YTD Data)		Rank
Total interest income	$11,067,000	1,931
Total interest expense	$541,000	2,757
Net interest income	$10,526,000	1,844
Provision for loan and lease losses	$0	2,963
Total noninterest income	$4,917,000	1,131
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$158,000	2,623
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,759,000	921
Total noninterest expense	$9,561,000	1,657
Salaries and employee benefits	$6,254,000	1,512
Premises and equipment expense	$1,019,000	1,669
Additional noninterest expense	$2,288,000	1,955
Pre-tax net operating income	$5,882,000	1,573
Securities gains (losses)	$30,000	1,255
Applicable income taxes	$1,539,000	1,129
Income before extraordinary items	$4,373,000	1,756
Extraordinary gains, net	$0	8
Net income	$4,373,000	1,755
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,373,000	1,756
Net charge-offs	$2,000	2,301
Cash dividends	$1,258,000	1,537
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,349,300	1,740
2021-06-30 (YTD Data)		Rank
Total interest income	$7,787,000	1,830
Total interest expense	$380,000	2,756
Net interest income	$7,407,000	1,761
Provision for loan and lease losses	$0	2,862
Total noninterest income	$3,373,000	1,104
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$99,000	2,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,274,000	909
Total noninterest expense	$6,505,000	1,618
Salaries and employee benefits	$4,267,000	1,475
Premises and equipment expense	$675,000	1,671
Additional noninterest expense	$1,563,000	1,902
Pre-tax net operating income	$4,275,000	1,462
Securities gains (losses)	$20,000	1,185
Applicable income taxes	$1,194,000	1,022
Income before extraordinary items	$3,101,000	1,672
Extraordinary gains, net	$0	6
Net income	$3,101,000	1,672
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,101,000	1,672
Net charge-offs	$1,000	2,145
Cash dividends	$629,000	1,747
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,085,200	1,648
2021-03-31 (YTD Data)		Rank
Total interest income	$3,037,000	2,204
Total interest expense	$207,000	2,700
Net interest income	$2,830,000	2,114
Provision for loan and lease losses	$0	2,741
Total noninterest income	$2,634,000	824
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$51,000	2,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,583,000	683
Total noninterest expense	$3,157,000	1,655
Salaries and employee benefits	$2,083,000	1,499
Premises and equipment expense	$327,000	1,726
Additional noninterest expense	$747,000	1,932
Pre-tax net operating income	$2,307,000	1,372
Securities gains (losses)	$18,000	906
Applicable income taxes	$289,000	1,530
Income before extraordinary items	$2,036,000	1,371
Extraordinary gains, net	$0	3
Net income	$2,036,000	1,370
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,036,000	1,371
Net charge-offs	$1,000	1,805
Cash dividends	$629,000	1,034
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,020,160	1,349
2020-12-31 (YTD Data)		Rank
Total interest income	$13,222,000	2,078
Total interest expense	$1,426,000	2,461
Net interest income	$11,796,000	1,981
Provision for loan and lease losses	$945,000	1,660
Total noninterest income	$6,501,000	1,070
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$238,000	2,525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,263,000	882
Total noninterest expense	$12,036,000	1,706
Salaries and employee benefits	$7,953,000	1,526
Premises and equipment expense	$1,322,000	1,669
Additional noninterest expense	$2,761,000	2,061
Pre-tax net operating income	$5,316,000	1,708
Securities gains (losses)	$88,000	1,455
Applicable income taxes	$1,175,000	1,314
Income before extraordinary items	$4,229,000	1,839
Extraordinary gains, net	$0	4
Net income	$4,229,000	1,838
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,229,000	1,839
Net charge-offs	$-178,000	4,834
Cash dividends	$1,184,000	2,019
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,159,480	1,824
2020-09-30 (YTD Data)		Rank
Total interest income	$9,965,000	2,075
Total interest expense	$1,167,000	2,427
Net interest income	$8,798,000	1,991
Provision for loan and lease losses	$520,000	1,934
Total noninterest income	$4,400,000	1,112
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$183,000	2,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,217,000	903
Total noninterest expense	$8,814,000	1,715
Salaries and employee benefits	$5,754,000	1,551
Premises and equipment expense	$979,000	1,686
Additional noninterest expense	$2,081,000	2,017
Pre-tax net operating income	$3,864,000	1,726
Securities gains (losses)	$44,000	1,600
Applicable income taxes	$1,028,000	1,162
Income before extraordinary items	$2,880,000	1,951
Extraordinary gains, net	$0	4
Net income	$2,880,000	1,950
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,880,000	1,951
Net charge-offs	$-178,000	4,901
Cash dividends	$1,184,000	1,541
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,845,240	1,911
2020-06-30 (YTD Data)		Rank
Total interest income	$6,236,000	2,221
Total interest expense	$878,000	2,353
Net interest income	$5,358,000	2,146
Provision for loan and lease losses	$295,000	2,090
Total noninterest income	$2,734,000	1,101
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$126,000	2,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,608,000	904
Total noninterest expense	$5,660,000	1,756
Salaries and employee benefits	$3,661,000	1,605
Premises and equipment expense	$651,000	1,681
Additional noninterest expense	$1,348,000	2,055
Pre-tax net operating income	$2,137,000	1,907
Securities gains (losses)	$44,000	1,347
Applicable income taxes	$530,000	1,293
Income before extraordinary items	$1,651,000	2,099
Extraordinary gains, net	$0	4
Net income	$1,651,000	2,099
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,651,000	2,099
Net charge-offs	$12,000	2,384
Cash dividends	$592,000	1,808
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,616,240	2,097
2020-03-31 (YTD Data)		Rank
Total interest income	$2,970,000	2,285
Total interest expense	$478,000	2,352
Net interest income	$2,492,000	2,230
Provision for loan and lease losses	$70,000	2,278
Total noninterest income	$949,000	1,338
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$78,000	2,457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$871,000	1,076
Total noninterest expense	$2,751,000	1,811
Salaries and employee benefits	$1,753,000	1,673
Premises and equipment expense	$332,000	1,682
Additional noninterest expense	$666,000	2,090
Pre-tax net operating income	$620,000	2,507
Securities gains (losses)	$43,000	895
Applicable income taxes	$150,000	1,637
Income before extraordinary items	$513,000	2,607
Extraordinary gains, net	$0	4
Net income	$513,000	2,606
Minority interest net income	$0	56
Net income of bank and minority interests.	$513,000	2,608
Net charge-offs	$4,000	2,167
Cash dividends	$592,000	1,172
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$479,030	2,671
2019-12-31 (YTD Data)		Rank
Total interest income	$13,130,000	2,135
Total interest expense	$2,184,000	2,213
Net interest income	$10,946,000	2,078
Provision for loan and lease losses	$310,000	1,919
Total noninterest income	$4,090,000	1,295
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$303,000	2,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,787,000	1,005
Total noninterest expense	$11,227,000	1,741
Salaries and employee benefits	$7,030,000	1,619
Premises and equipment expense	$1,309,000	1,680
Additional noninterest expense	$2,888,000	1,987
Pre-tax net operating income	$3,499,000	2,234
Securities gains (losses)	$20,000	1,651
Applicable income taxes	$575,000	1,876
Income before extraordinary items	$2,944,000	2,318
Extraordinary gains, net	$0	11
Net income	$2,944,000	2,321
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,944,000	2,320
Net charge-offs	$-48,000	4,764
Cash dividends	$1,110,000	2,203
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,927,200	2,290
2019-09-30 (YTD Data)		Rank
Total interest income	$9,509,000	2,214
Total interest expense	$1,657,000	2,211
Net interest income	$7,852,000	2,180
Provision for loan and lease losses	$170,000	2,149
Total noninterest income	$2,899,000	1,331
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$226,000	2,638
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,673,000	1,038
Total noninterest expense	$8,353,000	1,759
Salaries and employee benefits	$5,232,000	1,636
Premises and equipment expense	$956,000	1,739
Additional noninterest expense	$2,165,000	1,994
Pre-tax net operating income	$2,228,000	2,546
Securities gains (losses)	$3,000	1,926
Applicable income taxes	$523,000	1,755
Income before extraordinary items	$1,708,000	2,767
Extraordinary gains, net	$0	11
Net income	$1,708,000	2,768
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,708,000	2,768
Net charge-offs	$16,000	2,802
Cash dividends	$1,110,000	1,706
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,705,630	2,739
2019-06-30 (YTD Data)		Rank
Total interest income	$6,064,000	2,296
Total interest expense	$1,018,000	2,313
Net interest income	$5,046,000	2,261
Provision for loan and lease losses	$80,000	2,401
Total noninterest income	$1,772,000	1,395
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$145,000	2,682
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,627,000	1,095
Total noninterest expense	$5,498,000	1,782
Salaries and employee benefits	$3,412,000	1,677
Premises and equipment expense	$633,000	1,755
Additional noninterest expense	$1,453,000	2,002
Pre-tax net operating income	$1,240,000	2,809
Securities gains (losses)	$3,000	1,472
Applicable income taxes	$309,000	1,830
Income before extraordinary items	$934,000	3,043
Extraordinary gains, net	$0	11
Net income	$934,000	3,042
Minority interest net income	$0	69
Net income of bank and minority interests.	$934,000	3,042
Net charge-offs	$7,000	2,725
Cash dividends	$555,000	2,004
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$931,630	3,022
2019-03-31 (YTD Data)		Rank
Total interest income	$2,874,000	2,384
Total interest expense	$465,000	2,412
Net interest income	$2,409,000	2,343
Provision for loan and lease losses	$15,000	2,868
Total noninterest income	$748,000	1,494
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$68,000	2,793
Trading account gains and fees	$0	126
Additional Noninterest Income	$680,000	1,190
Total noninterest expense	$2,720,000	1,796
Salaries and employee benefits	$1,677,000	1,714
Premises and equipment expense	$326,000	1,732
Additional noninterest expense	$717,000	1,987
Pre-tax net operating income	$422,000	3,300
Securities gains (losses)	$0	1,087
Applicable income taxes	$106,000	2,105
Income before extraordinary items	$316,000	3,554
Extraordinary gains, net	$0	5
Net income	$316,000	3,553
Minority interest net income	$0	52
Net income of bank and minority interests.	$316,000	3,553
Net charge-offs	$7,000	2,096
Cash dividends	$555,000	1,252
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$316,000	3,550
2018-12-31 (YTD Data)		Rank
Total interest income	$11,183,000	2,337
Total interest expense	$1,600,000	2,247
Net interest income	$9,583,000	2,320
Provision for loan and lease losses	$60,000	3,354
Total noninterest income	$4,002,000	1,271
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$320,000	2,647
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,682,000	985
Total noninterest expense	$10,588,000	1,808
Salaries and employee benefits	$6,697,000	1,664
Premises and equipment expense	$1,172,000	1,837
Additional noninterest expense	$2,719,000	2,082
Pre-tax net operating income	$2,937,000	2,531
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$531,000	1,928
Income before extraordinary items	$2,407,000	2,645
Extraordinary gains, net	$0	6
Net income	$2,407,000	2,643
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,407,000	2,644
Net charge-offs	$219,000	1,574
Cash dividends	$1,036,000	2,161
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,406,180	2,640
2018-09-30 (YTD Data)		Rank
Total interest income	$8,228,000	2,360
Total interest expense	$1,129,000	2,260
Net interest income	$7,099,000	2,350
Provision for loan and lease losses	$45,000	3,238
Total noninterest income	$3,087,000	1,247
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$246,000	2,622
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,841,000	969
Total noninterest expense	$8,028,000	1,793
Salaries and employee benefits	$5,062,000	1,660
Premises and equipment expense	$865,000	1,866
Additional noninterest expense	$2,101,000	2,031
Pre-tax net operating income	$2,113,000	2,642
Securities gains (losses)	$0	1,118
Applicable income taxes	$322,000	2,170
Income before extraordinary items	$1,791,000	2,698
Extraordinary gains, net	$0	5
Net income	$1,791,000	2,697
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,791,000	2,697
Net charge-offs	$209,000	1,217
Cash dividends	$1,036,000	1,632
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,791,000	2,687
2018-06-30 (YTD Data)		Rank
Total interest income	$5,078,000	2,474
Total interest expense	$636,000	2,437
Net interest income	$4,442,000	2,476
Provision for loan and lease losses	$30,000	3,103
Total noninterest income	$1,926,000	1,324
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$159,000	2,675
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,767,000	1,027
Total noninterest expense	$5,232,000	1,842
Salaries and employee benefits	$3,321,000	1,687
Premises and equipment expense	$539,000	1,972
Additional noninterest expense	$1,372,000	2,087
Pre-tax net operating income	$1,106,000	3,009
Securities gains (losses)	$0	961
Applicable income taxes	$276,000	1,932
Income before extraordinary items	$830,000	3,237
Extraordinary gains, net	$0	6
Net income	$830,000	3,235
Minority interest net income	$0	65
Net income of bank and minority interests.	$830,000	3,236
Net charge-offs	$-1,000	3,891
Cash dividends	$518,000	1,949
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$830,000	3,232
2018-03-31 (YTD Data)		Rank
Total interest income	$2,427,000	2,550
Total interest expense	$258,000	2,695
Net interest income	$2,169,000	2,517
Provision for loan and lease losses	$15,000	2,913
Total noninterest income	$882,000	1,386
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$80,000	2,667
Trading account gains and fees	$0	123
Additional Noninterest Income	$802,000	1,078
Total noninterest expense	$2,636,000	1,847
Salaries and employee benefits	$1,660,000	1,708
Premises and equipment expense	$271,000	2,002
Additional noninterest expense	$705,000	2,027
Pre-tax net operating income	$400,000	3,432
Securities gains (losses)	$0	735
Applicable income taxes	$106,000	2,133
Income before extraordinary items	$294,000	3,706
Extraordinary gains, net	$0	7
Net income	$294,000	3,706
Minority interest net income	$0	52
Net income of bank and minority interests.	$294,000	3,706
Net charge-offs	$-2,000	4,048
Cash dividends	$518,000	1,154
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$294,000	3,714
2017-12-31 (YTD Data)		Rank
Total interest income	$9,997,000	2,450
Total interest expense	$921,000	2,695
Net interest income	$9,076,000	2,383
Provision for loan and lease losses	$60,000	3,409
Total noninterest income	$3,971,000	1,294
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$344,000	2,621
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,627,000	1,015
Total noninterest expense	$9,848,000	1,937
Salaries and employee benefits	$6,292,000	1,745
Premises and equipment expense	$950,000	2,186
Additional noninterest expense	$2,606,000	2,192
Pre-tax net operating income	$3,139,000	2,410
Securities gains (losses)	$13,000	1,489
Applicable income taxes	$961,000	1,911
Income before extraordinary items	$2,191,000	2,530
Extraordinary gains, net	$0	9
Net income	$2,191,000	2,530
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,191,000	2,530
Net charge-offs	$125,000	2,235
Cash dividends	$962,000	2,262
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,181,900	2,525
2017-09-30 (YTD Data)		Rank
Total interest income	$7,341,000	2,496
Total interest expense	$700,000	2,643
Net interest income	$6,641,000	2,449
Provision for loan and lease losses	$45,000	3,301
Total noninterest income	$3,030,000	1,297
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$262,000	2,612
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,768,000	1,038
Total noninterest expense	$7,262,000	1,951
Salaries and employee benefits	$4,671,000	1,766
Premises and equipment expense	$688,000	2,243
Additional noninterest expense	$1,903,000	2,229
Pre-tax net operating income	$2,364,000	2,452
Securities gains (losses)	$12,000	1,539
Applicable income taxes	$554,000	1,983
Income before extraordinary items	$1,822,000	2,553
Extraordinary gains, net	$0	9
Net income	$1,822,000	2,553
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,822,000	2,553
Net charge-offs	$233,000	1,285
Cash dividends	$962,000	1,755
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,812,760	2,554
2017-06-30 (YTD Data)		Rank
Total interest income	$4,785,000	2,522
Total interest expense	$419,000	2,792
Net interest income	$4,366,000	2,458
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$1,953,000	1,323
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$176,000	2,600
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,777,000	1,061
Total noninterest expense	$4,782,000	1,971
Salaries and employee benefits	$3,075,000	1,789
Premises and equipment expense	$458,000	2,256
Additional noninterest expense	$1,249,000	2,244
Pre-tax net operating income	$1,507,000	2,477
Securities gains (losses)	$29,000	855
Applicable income taxes	$401,000	1,894
Income before extraordinary items	$1,135,000	2,618
Extraordinary gains, net	$0	11
Net income	$1,135,000	2,617
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,135,000	2,618
Net charge-offs	$237,000	948
Cash dividends	$481,000	2,072
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,113,540	2,632
2017-03-31 (YTD Data)		Rank
Total interest income	$2,357,000	2,548
Total interest expense	$180,000	3,054
Net interest income	$2,177,000	2,463
Provision for loan and lease losses	$15,000	2,918
Total noninterest income	$888,000	1,406
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$84,000	2,675
Trading account gains and fees	$0	142
Additional Noninterest Income	$804,000	1,117
Total noninterest expense	$2,396,000	2,001
Salaries and employee benefits	$1,520,000	1,821
Premises and equipment expense	$226,000	2,310
Additional noninterest expense	$650,000	2,163
Pre-tax net operating income	$654,000	2,651
Securities gains (losses)	$0	1,153
Applicable income taxes	$207,000	1,834
Income before extraordinary items	$447,000	2,942
Extraordinary gains, net	$0	8
Net income	$447,000	2,942
Minority interest net income	$0	55
Net income of bank and minority interests.	$447,000	2,942
Net charge-offs	$-13,000	5,099
Cash dividends	$481,000	1,269
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$447,000	2,926
2016-12-31 (YTD Data)		Rank
Total interest income	$9,495,000	2,512
Total interest expense	$647,000	3,184
Net interest income	$8,848,000	2,418
Provision for loan and lease losses	$20,000	4,036
Total noninterest income	$4,702,000	1,205
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$341,000	2,741
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,361,000	933
Total noninterest expense	$9,431,000	2,011
Salaries and employee benefits	$6,249,000	1,721
Premises and equipment expense	$804,000	2,490
Additional noninterest expense	$2,378,000	2,406
Pre-tax net operating income	$4,099,000	1,906
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,287,000	1,402
Income before extraordinary items	$2,812,000	2,207
Extraordinary gains, net	$0	5
Net income	$2,812,000	2,205
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,812,000	2,206
Net charge-offs	$343,000	1,408
Cash dividends	$814,000	2,432
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,812,000	2,155
2016-09-30 (YTD Data)		Rank
Total interest income	$7,088,000	2,523
Total interest expense	$475,000	3,227
Net interest income	$6,613,000	2,423
Provision for loan and lease losses	$5,000	4,109
Total noninterest income	$3,558,000	1,189
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$247,000	2,801
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,311,000	928
Total noninterest expense	$7,071,000	2,009
Salaries and employee benefits	$4,688,000	1,722
Premises and equipment expense	$586,000	2,546
Additional noninterest expense	$1,797,000	2,394
Pre-tax net operating income	$3,095,000	1,915
Securities gains (losses)	$0	3,160
Applicable income taxes	$858,000	1,564
Income before extraordinary items	$2,237,000	2,156
Extraordinary gains, net	$0	5
Net income	$2,237,000	2,155
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,237,000	2,156
Net charge-offs	$141,000	1,749
Cash dividends	$814,000	1,863
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,237,000	2,092
2016-06-30 (YTD Data)		Rank
Total interest income	$4,651,000	2,562
Total interest expense	$305,000	3,313
Net interest income	$4,346,000	2,462
Provision for loan and lease losses	$0	4,017
Total noninterest income	$2,208,000	1,231
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$160,000	2,845
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,048,000	944
Total noninterest expense	$4,725,000	2,017
Salaries and employee benefits	$3,126,000	1,716
Premises and equipment expense	$394,000	2,536
Additional noninterest expense	$1,205,000	2,390
Pre-tax net operating income	$1,829,000	2,084
Securities gains (losses)	$0	2,835
Applicable income taxes	$587,000	1,518
Income before extraordinary items	$1,242,000	2,442
Extraordinary gains, net	$0	16
Net income	$1,242,000	2,441
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,242,000	2,441
Net charge-offs	$135,000	1,396
Cash dividends	$370,000	2,302
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,242,000	2,379
2016-03-31 (YTD Data)		Rank
Total interest income	$2,293,000	2,587
Total interest expense	$150,000	3,376
Net interest income	$2,143,000	2,488
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,069,000	1,237
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$77,000	2,901
Trading account gains and fees	$0	142
Additional Noninterest Income	$992,000	936
Total noninterest expense	$2,295,000	2,076
Salaries and employee benefits	$1,500,000	1,794
Premises and equipment expense	$204,000	2,511
Additional noninterest expense	$591,000	2,424
Pre-tax net operating income	$917,000	2,045
Securities gains (losses)	$0	2,077
Applicable income taxes	$359,000	1,323
Income before extraordinary items	$558,000	2,570
Extraordinary gains, net	$0	12
Net income	$558,000	2,570
Minority interest net income	$0	62
Net income of bank and minority interests.	$558,000	2,570
Net charge-offs	$71,000	1,213
Cash dividends	$370,000	1,443
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$558,000	2,524
2015-12-31 (YTD Data)		Rank
Total interest income	$9,348,000	2,508
Total interest expense	$586,000	3,434
Net interest income	$8,762,000	2,388
Provision for loan and lease losses	$30,000	3,863
Total noninterest income	$4,762,000	1,162
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$320,000	2,907
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,442,000	876
Total noninterest expense	$9,045,000	2,083
Salaries and employee benefits	$5,901,000	1,769
Premises and equipment expense	$808,000	2,537
Additional noninterest expense	$2,336,000	2,478
Pre-tax net operating income	$4,449,000	1,730
Securities gains (losses)	$24,000	2,130
Applicable income taxes	$1,448,000	1,265
Income before extraordinary items	$3,025,000	2,043
Extraordinary gains, net	$0	23
Net income	$3,025,000	2,044
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,025,000	2,045
Net charge-offs	$-148,000	5,808
Cash dividends	$518,000	2,883
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,008,680	2,015
2015-09-30 (YTD Data)		Rank
Total interest income	$7,025,000	2,525
Total interest expense	$441,000	3,476
Net interest income	$6,584,000	2,408
Provision for loan and lease losses	$30,000	3,604
Total noninterest income	$3,471,000	1,191
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$238,000	2,945
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,233,000	902
Total noninterest expense	$6,714,000	2,096
Salaries and employee benefits	$4,393,000	1,784
Premises and equipment expense	$622,000	2,518
Additional noninterest expense	$1,699,000	2,538
Pre-tax net operating income	$3,311,000	1,764
Securities gains (losses)	$23,000	1,941
Applicable income taxes	$1,065,000	1,314
Income before extraordinary items	$2,269,000	2,051
Extraordinary gains, net	$0	21
Net income	$2,269,000	2,052
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,269,000	2,052
Net charge-offs	$-151,000	5,900
Cash dividends	$518,000	2,272
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,253,360	2,011
2015-06-30 (YTD Data)		Rank
Total interest income	$4,469,000	2,632
Total interest expense	$290,000	3,527
Net interest income	$4,179,000	2,500
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$2,224,000	1,239
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$154,000	2,971
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,070,000	944
Total noninterest expense	$4,382,000	2,146
Salaries and employee benefits	$2,839,000	1,851
Premises and equipment expense	$412,000	2,536
Additional noninterest expense	$1,131,000	2,554
Pre-tax net operating income	$1,991,000	1,905
Securities gains (losses)	$23,000	1,643
Applicable income taxes	$621,000	1,434
Income before extraordinary items	$1,393,000	2,179
Extraordinary gains, net	$0	22
Net income	$1,393,000	2,182
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,393,000	2,182
Net charge-offs	$-157,000	6,020
Cash dividends	$222,000	2,693
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,377,130	2,142
2015-03-31 (YTD Data)		Rank
Total interest income	$2,150,000	2,717
Total interest expense	$145,000	3,553
Net interest income	$2,005,000	2,595
Provision for loan and lease losses	$10,000	3,223
Total noninterest income	$999,000	1,296
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$76,000	2,961
Trading account gains and fees	$0	152
Additional Noninterest Income	$923,000	983
Total noninterest expense	$2,196,000	2,152
Salaries and employee benefits	$1,368,000	1,916
Premises and equipment expense	$206,000	2,589
Additional noninterest expense	$622,000	2,343
Pre-tax net operating income	$798,000	2,214
Securities gains (losses)	$-4,000	6,162
Applicable income taxes	$299,000	1,443
Income before extraordinary items	$495,000	2,737
Extraordinary gains, net	$0	13
Net income	$495,000	2,740
Minority interest net income	$0	64
Net income of bank and minority interests.	$495,000	2,740
Net charge-offs	$-5,000	5,132
Cash dividends	$222,000	1,775
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$497,560	2,654
2014-12-31 (YTD Data)		Rank
Total interest income	$8,893,000	2,670
Total interest expense	$558,000	3,783
Net interest income	$8,335,000	2,528
Provision for loan and lease losses	$330,000	1,881
Total noninterest income	$3,827,000	1,315
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$382,000	2,770
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,445,000	1,007
Total noninterest expense	$8,411,000	2,233
Salaries and employee benefits	$5,242,000	1,957
Premises and equipment expense	$811,000	2,641
Additional noninterest expense	$2,358,000	2,522
Pre-tax net operating income	$3,421,000	2,062
Securities gains (losses)	$0	3,259
Applicable income taxes	$886,000	1,679
Income before extraordinary items	$2,535,000	2,282
Extraordinary gains, net	$0	17
Net income	$2,535,000	2,282
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,535,000	2,282
Net charge-offs	$76,000	3,432
Cash dividends	$333,000	3,289
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,535,000	2,234
2014-09-30 (YTD Data)		Rank
Total interest income	$6,660,000	2,693
Total interest expense	$415,000	3,862
Net interest income	$6,245,000	2,549
Provision for loan and lease losses	$240,000	1,860
Total noninterest income	$2,747,000	1,370
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$299,000	2,720
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,448,000	1,051
Total noninterest expense	$6,409,000	2,201
Salaries and employee benefits	$3,914,000	1,972
Premises and equipment expense	$609,000	2,666
Additional noninterest expense	$1,886,000	2,387
Pre-tax net operating income	$2,343,000	2,242
Securities gains (losses)	$0	2,980
Applicable income taxes	$751,000	1,577
Income before extraordinary items	$1,592,000	2,620
Extraordinary gains, net	$0	15
Net income	$1,592,000	2,621
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,592,000	2,620
Net charge-offs	$-17,000	5,745
Cash dividends	$333,000	2,645
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,592,000	2,573
2014-06-30 (YTD Data)		Rank
Total interest income	$4,356,000	2,736
Total interest expense	$274,000	3,935
Net interest income	$4,082,000	2,587
Provision for loan and lease losses	$150,000	1,864
Total noninterest income	$1,663,000	1,446
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$197,000	2,730
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,466,000	1,112
Total noninterest expense	$4,119,000	2,279
Salaries and employee benefits	$2,563,000	2,013
Premises and equipment expense	$409,000	2,671
Additional noninterest expense	$1,147,000	2,587
Pre-tax net operating income	$1,476,000	2,300
Securities gains (losses)	$0	2,580
Applicable income taxes	$454,000	1,633
Income before extraordinary items	$1,022,000	2,606
Extraordinary gains, net	$0	20
Net income	$1,022,000	2,609
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,022,000	2,610
Net charge-offs	$8,000	3,816
Cash dividends	$148,000	2,958
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,022,000	2,562
2014-03-31 (YTD Data)		Rank
Total interest income	$2,124,000	2,787
Total interest expense	$137,000	3,990
Net interest income	$1,987,000	2,644
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$798,000	1,460
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$94,000	2,795
Trading account gains and fees	$0	147
Additional Noninterest Income	$704,000	1,119
Total noninterest expense	$2,029,000	2,308
Salaries and employee benefits	$1,257,000	2,063
Premises and equipment expense	$212,000	2,647
Additional noninterest expense	$560,000	2,643
Pre-tax net operating income	$696,000	2,329
Securities gains (losses)	$0	1,715
Applicable income taxes	$263,000	1,465
Income before extraordinary items	$433,000	2,852
Extraordinary gains, net	$0	16
Net income	$433,000	2,855
Minority interest net income	$0	66
Net income of bank and minority interests.	$433,000	2,855
Net charge-offs	$-2,000	5,011
Cash dividends	$148,000	2,010
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$433,000	2,807
2013-12-31 (YTD Data)		Rank
Total interest income	$8,320,000	2,851
Total interest expense	$627,000	3,997
Net interest income	$7,693,000	2,704
Provision for loan and lease losses	$690,000	1,492
Total noninterest income	$4,537,000	1,217
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$396,000	2,831
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,141,000	919
Total noninterest expense	$8,372,000	2,256
Salaries and employee benefits	$5,188,000	1,964
Premises and equipment expense	$791,000	2,732
Additional noninterest expense	$2,393,000	2,559
Pre-tax net operating income	$3,168,000	2,086
Securities gains (losses)	$0	3,182
Applicable income taxes	$938,000	1,530
Income before extraordinary items	$2,230,000	2,397
Extraordinary gains, net	$0	29
Net income	$2,230,000	2,401
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,230,000	2,400
Net charge-offs	$413,000	2,220
Cash dividends	$111,000	3,912
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,230,000	2,342
2013-09-30 (YTD Data)		Rank
Total interest income	$6,235,000	2,878
Total interest expense	$482,000	4,027
Net interest income	$5,753,000	2,715
Provision for loan and lease losses	$550,000	1,414
Total noninterest income	$3,612,000	1,185
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$301,000	2,813
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,311,000	914
Total noninterest expense	$6,356,000	2,229
Salaries and employee benefits	$3,957,000	1,938
Premises and equipment expense	$564,000	2,839
Additional noninterest expense	$1,835,000	2,493
Pre-tax net operating income	$2,459,000	2,086
Securities gains (losses)	$0	3,040
Applicable income taxes	$840,000	1,405
Income before extraordinary items	$1,619,000	2,500
Extraordinary gains, net	$0	25
Net income	$1,619,000	2,505
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,619,000	2,505
Net charge-offs	$208,000	2,524
Cash dividends	$111,000	3,277
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,619,000	2,424
2013-06-30 (YTD Data)		Rank
Total interest income	$4,068,000	2,929
Total interest expense	$331,000	4,026
Net interest income	$3,737,000	2,761
Provision for loan and lease losses	$420,000	1,329
Total noninterest income	$2,555,000	1,138
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$195,000	2,842
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,360,000	870
Total noninterest expense	$4,245,000	2,226
Salaries and employee benefits	$2,633,000	1,954
Premises and equipment expense	$375,000	2,856
Additional noninterest expense	$1,237,000	2,464
Pre-tax net operating income	$1,627,000	2,064
Securities gains (losses)	$0	2,791
Applicable income taxes	$573,000	1,394
Income before extraordinary items	$1,054,000	2,528
Extraordinary gains, net	$0	22
Net income	$1,054,000	2,533
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,054,000	2,533
Net charge-offs	$147,000	2,397
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,054,000	2,425
2013-03-31 (YTD Data)		Rank
Total interest income	$2,010,000	2,972
Total interest expense	$172,000	4,023
Net interest income	$1,838,000	2,811
Provision for loan and lease losses	$210,000	1,313
Total noninterest income	$1,214,000	1,170
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$91,000	2,971
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,123,000	917
Total noninterest expense	$1,992,000	2,376
Salaries and employee benefits	$1,245,000	2,079
Premises and equipment expense	$190,000	2,859
Additional noninterest expense	$557,000	2,717
Pre-tax net operating income	$850,000	1,949
Securities gains (losses)	$0	1,966
Applicable income taxes	$278,000	1,410
Income before extraordinary items	$572,000	2,333
Extraordinary gains, net	$0	10
Net income	$572,000	2,335
Minority interest net income	$0	76
Net income of bank and minority interests.	$572,000	2,335
Net charge-offs	$-11,000	6,232
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$572,000	2,244
2012-12-31 (YTD Data)		Rank
Total interest income	$8,850,000	2,862
Total interest expense	$851,000	3,983
Net interest income	$7,999,000	2,661
Provision for loan and lease losses	$1,291,000	1,475
Total noninterest income	$3,931,000	1,353
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$399,000	2,936
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,532,000	1,051
Total noninterest expense	$7,968,000	2,375
Salaries and employee benefits	$4,858,000	2,063
Premises and equipment expense	$715,000	2,968
Additional noninterest expense	$2,395,000	2,659
Pre-tax net operating income	$2,671,000	2,297
Securities gains (losses)	$0	3,810
Applicable income taxes	$806,000	1,686
Income before extraordinary items	$1,865,000	2,710
Extraordinary gains, net	$0	29
Net income	$1,865,000	2,714
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,865,000	2,712
Net charge-offs	$1,225,000	1,610
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,865,000	2,587
2012-09-30 (YTD Data)		Rank
Total interest income	$6,944,000	2,820
Total interest expense	$660,000	4,033
Net interest income	$6,284,000	2,600
Provision for loan and lease losses	$911,000	1,536
Total noninterest income	$2,536,000	1,498
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$308,000	2,913
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,228,000	1,159
Total noninterest expense	$5,769,000	2,457
Salaries and employee benefits	$3,545,000	2,111
Premises and equipment expense	$523,000	3,063
Additional noninterest expense	$1,701,000	2,813
Pre-tax net operating income	$2,140,000	2,230
Securities gains (losses)	$0	3,575
Applicable income taxes	$748,000	1,506
Income before extraordinary items	$1,392,000	2,768
Extraordinary gains, net	$0	20
Net income	$1,392,000	2,769
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,392,000	2,768
Net charge-offs	$585,000	2,004
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,392,000	2,640
2012-06-30 (YTD Data)		Rank
Total interest income	$4,584,000	2,866
Total interest expense	$451,000	4,069
Net interest income	$4,133,000	2,633
Provision for loan and lease losses	$611,000	1,551
Total noninterest income	$1,632,000	1,533
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$203,000	2,922
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,429,000	1,179
Total noninterest expense	$3,772,000	2,504
Salaries and employee benefits	$2,296,000	2,170
Premises and equipment expense	$350,000	3,054
Additional noninterest expense	$1,126,000	2,840
Pre-tax net operating income	$1,382,000	2,280
Securities gains (losses)	$0	3,178
Applicable income taxes	$438,000	1,631
Income before extraordinary items	$944,000	2,716
Extraordinary gains, net	$0	19
Net income	$944,000	2,716
Minority interest net income	$0	84
Net income of bank and minority interests.	$944,000	2,716
Net charge-offs	$550,000	1,668
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$944,000	2,588
2012-03-31 (YTD Data)		Rank
Total interest income	$2,156,000	3,026
Total interest expense	$238,000	4,042
Net interest income	$1,918,000	2,817
Provision for loan and lease losses	$285,000	1,646
Total noninterest income	$677,000	1,757
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$98,000	2,962
Trading account gains and fees	$0	148
Additional Noninterest Income	$579,000	1,374
Total noninterest expense	$1,857,000	2,538
Salaries and employee benefits	$1,135,000	2,202
Premises and equipment expense	$181,000	3,020
Additional noninterest expense	$541,000	2,903
Pre-tax net operating income	$453,000	3,078
Securities gains (losses)	$0	2,210
Applicable income taxes	$223,000	1,603
Income before extraordinary items	$230,000	4,142
Extraordinary gains, net	$0	19
Net income	$230,000	4,146
Minority interest net income	$0	78
Net income of bank and minority interests.	$230,000	4,146
Net charge-offs	$196,000	1,870
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$230,000	3,997
2011-12-31 (YTD Data)		Rank
Total interest income	$9,436,000	2,908
Total interest expense	$1,239,000	3,886
Net interest income	$8,197,000	2,671
Provision for loan and lease losses	$2,460,000	1,352
Total noninterest income	$2,450,000	1,741
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$463,000	2,733
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,987,000	1,367
Total noninterest expense	$7,017,000	2,666
Salaries and employee benefits	$4,307,000	2,248
Premises and equipment expense	$706,000	3,192
Additional noninterest expense	$2,004,000	3,141
Pre-tax net operating income	$1,170,000	3,443
Securities gains (losses)	$0	3,838
Applicable income taxes	$301,000	2,528
Income before extraordinary items	$869,000	3,811
Extraordinary gains, net	$0	29
Net income	$869,000	3,815
Minority interest net income	$0	96
Net income of bank and minority interests.	$869,000	3,814
Net charge-offs	$2,987,000	1,202
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$869,000	3,689
2011-09-30 (YTD Data)		Rank
Total interest income	$7,148,000	2,907
Total interest expense	$953,000	3,935
Net interest income	$6,195,000	2,649
Provision for loan and lease losses	$860,000	2,169
Total noninterest income	$1,715,000	1,815
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$355,000	2,703
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,360,000	1,438
Total noninterest expense	$5,252,000	2,675
Salaries and employee benefits	$3,206,000	2,259
Premises and equipment expense	$540,000	3,172
Additional noninterest expense	$1,506,000	3,148
Pre-tax net operating income	$1,798,000	2,266
Securities gains (losses)	$0	3,555
Applicable income taxes	$635,000	1,519
Income before extraordinary items	$1,163,000	2,777
Extraordinary gains, net	$0	21
Net income	$1,163,000	2,779
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,163,000	2,779
Net charge-offs	$388,000	2,952
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,163,000	2,682
2011-06-30 (YTD Data)		Rank
Total interest income	$4,797,000	2,911
Total interest expense	$651,000	3,995
Net interest income	$4,146,000	2,652
Provision for loan and lease losses	$550,000	2,190
Total noninterest income	$1,027,000	1,960
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$222,000	2,810
Trading account gains and fees	$0	153
Additional Noninterest Income	$805,000	1,560
Total noninterest expense	$3,580,000	2,640
Salaries and employee benefits	$2,141,000	2,266
Premises and equipment expense	$374,000	3,098
Additional noninterest expense	$1,065,000	3,045
Pre-tax net operating income	$1,043,000	2,470
Securities gains (losses)	$0	2,914
Applicable income taxes	$434,000	1,458
Income before extraordinary items	$609,000	3,162
Extraordinary gains, net	$0	15
Net income	$609,000	3,163
Minority interest net income	$0	89
Net income of bank and minority interests.	$609,000	3,164
Net charge-offs	$98,000	3,861
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$609,000	3,077
2011-03-31 (YTD Data)		Rank
Total interest income	$2,328,000	3,011
Total interest expense	$341,000	3,983
Net interest income	$1,987,000	2,750
Provision for loan and lease losses	$190,000	2,505
Total noninterest income	$377,000	2,450
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$107,000	2,839
Trading account gains and fees	$0	158
Additional Noninterest Income	$270,000	2,048
Total noninterest expense	$1,745,000	2,712
Salaries and employee benefits	$1,043,000	2,349
Premises and equipment expense	$206,000	2,911
Additional noninterest expense	$496,000	3,203
Pre-tax net operating income	$429,000	2,833
Securities gains (losses)	$0	1,772
Applicable income taxes	$211,000	1,451
Income before extraordinary items	$218,000	3,835
Extraordinary gains, net	$0	9
Net income	$218,000	3,833
Minority interest net income	$0	86
Net income of bank and minority interests.	$218,000	3,835
Net charge-offs	$32,000	3,717
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$218,000	3,783
2010-12-31 (YTD Data)		Rank
Total interest income	$10,298,000	2,894
Total interest expense	$2,004,000	3,561
Net interest income	$8,294,000	2,634
Provision for loan and lease losses	$1,895,000	2,149
Total noninterest income	$2,467,000	1,777
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$495,000	2,661
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,972,000	1,416
Total noninterest expense	$6,754,000	2,807
Salaries and employee benefits	$4,208,000	2,296
Premises and equipment expense	$702,000	3,291
Additional noninterest expense	$1,844,000	3,480
Pre-tax net operating income	$2,112,000	2,144
Securities gains (losses)	$0	3,793
Applicable income taxes	$429,000	2,033
Income before extraordinary items	$1,683,000	2,315
Extraordinary gains, net	$0	29
Net income	$1,683,000	2,313
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,683,000	2,316
Net charge-offs	$1,269,000	2,369
Cash dividends	$444,000	2,512
Sale, conversion, retirement of capital stock, net	$1,000,000	362
Net operating income	$1,683,000	2,218
2010-09-30 (YTD Data)		Rank
Total interest income	$7,860,000	2,887
Total interest expense	$1,584,000	3,554
Net interest income	$6,276,000	2,646
Provision for loan and lease losses	$1,015,000	2,482
Total noninterest income	$1,758,000	1,861
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$379,000	2,685
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,379,000	1,421
Total noninterest expense	$5,184,000	2,758
Salaries and employee benefits	$3,211,000	2,256
Premises and equipment expense	$528,000	3,332
Additional noninterest expense	$1,445,000	3,336
Pre-tax net operating income	$1,835,000	2,030
Securities gains (losses)	$0	3,651
Applicable income taxes	$819,000	1,179
Income before extraordinary items	$1,016,000	2,859
Extraordinary gains, net	$0	23
Net income	$1,016,000	2,853
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,016,000	2,858
Net charge-offs	$612,000	2,795
Cash dividends	$333,000	2,233
Sale, conversion, retirement of capital stock, net	$1,000,000	287
Net operating income	$1,016,000	2,722
2010-06-30 (YTD Data)		Rank
Total interest income	$5,285,000	2,905
Total interest expense	$1,084,000	3,587
Net interest income	$4,201,000	2,640
Provision for loan and lease losses	$715,000	2,346
Total noninterest income	$1,218,000	1,752
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$252,000	2,703
Trading account gains and fees	$0	152
Additional Noninterest Income	$966,000	1,329
Total noninterest expense	$3,410,000	2,784
Salaries and employee benefits	$2,111,000	2,301
Premises and equipment expense	$356,000	3,323
Additional noninterest expense	$943,000	3,361
Pre-tax net operating income	$1,294,000	1,929
Securities gains (losses)	$0	3,184
Applicable income taxes	$569,000	1,097
Income before extraordinary items	$725,000	2,688
Extraordinary gains, net	$0	19
Net income	$725,000	2,683
Minority interest net income	$0	105
Net income of bank and minority interests.	$725,000	2,687
Net charge-offs	$342,000	2,894
Cash dividends	$222,000	2,231
Sale, conversion, retirement of capital stock, net	$1,000,000	200
Net operating income	$725,000	2,599
2010-03-31 (YTD Data)		Rank
Total interest income	$2,632,000	2,963
Total interest expense	$551,000	3,670
Net interest income	$2,081,000	2,675
Provision for loan and lease losses	$415,000	2,028
Total noninterest income	$647,000	1,694
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$119,000	2,802
Trading account gains and fees	$0	175
Additional Noninterest Income	$528,000	1,239
Total noninterest expense	$1,675,000	2,861
Salaries and employee benefits	$1,025,000	2,415
Premises and equipment expense	$194,000	3,200
Additional noninterest expense	$456,000	3,440
Pre-tax net operating income	$638,000	2,002
Securities gains (losses)	$0	2,284
Applicable income taxes	$338,000	949
Income before extraordinary items	$300,000	3,126
Extraordinary gains, net	$0	16
Net income	$300,000	3,123
Minority interest net income	$0	91
Net income of bank and minority interests.	$300,000	3,126
Net charge-offs	$190,000	2,492
Cash dividends	$111,000	1,820
Sale, conversion, retirement of capital stock, net	$1,000,000	121
Net operating income	$300,000	3,013
2009-12-31 (YTD Data)		Rank
Total interest income	$10,779,000	3,037
Total interest expense	$2,577,000	3,812
Net interest income	$8,202,000	2,662
Provision for loan and lease losses	$1,480,000	2,923
Total noninterest income	$1,567,000	2,484
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$551,000	2,688
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,016,000	2,125
Total noninterest expense	$6,593,000	2,950
Salaries and employee benefits	$4,008,000	2,440
Premises and equipment expense	$683,000	3,536
Additional noninterest expense	$1,902,000	3,448
Pre-tax net operating income	$1,696,000	2,183
Securities gains (losses)	$0	3,754
Applicable income taxes	$448,000	1,648
Income before extraordinary items	$1,248,000	2,413
Extraordinary gains, net	$0	34
Net income	$1,248,000	2,411
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,248,000	2,412
Net charge-offs	$574,000	3,615
Cash dividends	$665,000	2,184
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,248,000	2,369
2009-09-30 (YTD Data)		Rank
Total interest income	$8,434,000	2,960
Total interest expense	$1,972,000	3,883
Net interest income	$6,462,000	2,516
Provision for loan and lease losses	$480,000	3,857
Total noninterest income	$1,094,000	2,663
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$420,000	2,673
Trading account gains and fees	$0	212
Additional Noninterest Income	$674,000	2,348
Total noninterest expense	$5,031,000	2,898
Salaries and employee benefits	$3,039,000	2,449
Premises and equipment expense	$511,000	3,566
Additional noninterest expense	$1,481,000	3,308
Pre-tax net operating income	$2,045,000	1,591
Securities gains (losses)	$0	3,497
Applicable income taxes	$753,000	1,049
Income before extraordinary items	$1,292,000	2,053
Extraordinary gains, net	$0	27
Net income	$1,292,000	2,052
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,292,000	2,053
Net charge-offs	$252,000	3,954
Cash dividends	$560,000	1,877
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,292,000	2,012
2009-06-30 (YTD Data)		Rank
Total interest income	$5,636,000	2,987
Total interest expense	$1,346,000	3,935
Net interest income	$4,290,000	2,518
Provision for loan and lease losses	$290,000	3,791
Total noninterest income	$651,000	2,877
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$274,000	2,688
Trading account gains and fees	$0	193
Additional Noninterest Income	$377,000	2,644
Total noninterest expense	$3,344,000	2,930
Salaries and employee benefits	$1,995,000	2,521
Premises and equipment expense	$353,000	3,512
Additional noninterest expense	$996,000	3,303
Pre-tax net operating income	$1,307,000	1,705
Securities gains (losses)	$0	3,136
Applicable income taxes	$508,000	1,077
Income before extraordinary items	$799,000	2,230
Extraordinary gains, net	$0	21
Net income	$799,000	2,227
Minority interest net income	$0	112
Net income of bank and minority interests.	$799,000	2,229
Net charge-offs	$28,000	5,387
Cash dividends	$455,000	1,722
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$799,000	2,174
2009-03-31 (YTD Data)		Rank
Total interest income	$2,842,000	2,999
Total interest expense	$720,000	3,863
Net interest income	$2,122,000	2,552
Provision for loan and lease losses	$140,000	3,413
Total noninterest income	$386,000	2,564
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$127,000	2,774
Trading account gains and fees	$0	171
Additional Noninterest Income	$259,000	2,156
Total noninterest expense	$1,675,000	2,857
Salaries and employee benefits	$973,000	2,602
Premises and equipment expense	$195,000	3,290
Additional noninterest expense	$507,000	2,976
Pre-tax net operating income	$693,000	1,825
Securities gains (losses)	$0	2,434
Applicable income taxes	$253,000	1,216
Income before extraordinary items	$440,000	2,375
Extraordinary gains, net	$0	15
Net income	$440,000	2,375
Minority interest net income	$0	102
Net income of bank and minority interests.	$440,000	2,377
Net charge-offs	$-4,000	7,635
Cash dividends	$280,000	1,427
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$440,000	2,236
2008-12-31 (YTD Data)		Rank
Total interest income	$12,220,000	2,988
Total interest expense	$3,862,000	3,604
Net interest income	$8,358,000	2,600
Provision for loan and lease losses	$366,000	4,281
Total noninterest income	$1,408,000	2,748
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$557,000	2,785
Trading account gains and fees	$0	154
Additional Noninterest Income	$851,000	2,370
Total noninterest expense	$6,144,000	3,007
Salaries and employee benefits	$3,840,000	2,598
Premises and equipment expense	$684,000	3,572
Additional noninterest expense	$1,620,000	3,432
Pre-tax net operating income	$3,256,000	1,667
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,145,000	1,073
Income before extraordinary items	$2,111,000	1,889
Extraordinary gains, net	$0	39
Net income	$2,111,000	1,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	5,227
Cash dividends	$1,260,000	1,967
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,111,000	2,010
2008-09-30 (YTD Data)		Rank
Total interest income	$9,308,000	3,012
Total interest expense	$3,000,000	3,622
Net interest income	$6,308,000	2,601
Provision for loan and lease losses	$246,000	3,876
Total noninterest income	$1,054,000	2,799
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$414,000	2,820
Trading account gains and fees	$0	148
Additional Noninterest Income	$640,000	2,444
Total noninterest expense	$4,614,000	2,978
Salaries and employee benefits	$2,877,000	2,637
Premises and equipment expense	$511,000	3,582
Additional noninterest expense	$1,226,000	3,332
Pre-tax net operating income	$2,502,000	1,930
Securities gains (losses)	$0	3,106
Applicable income taxes	$949,000	1,200
Income before extraordinary items	$1,553,000	2,260
Extraordinary gains, net	$0	31
Net income	$1,553,000	2,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,144
Cash dividends	$980,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,553,000	2,377
2008-06-30 (YTD Data)		Rank
Total interest income	$6,288,000	3,013
Total interest expense	$2,072,000	3,653
Net interest income	$4,216,000	2,592
Provision for loan and lease losses	$156,000	3,542
Total noninterest income	$690,000	2,871
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$268,000	2,862
Trading account gains and fees	$0	149
Additional Noninterest Income	$422,000	2,501
Total noninterest expense	$3,035,000	3,025
Salaries and employee benefits	$1,896,000	2,689
Premises and equipment expense	$340,000	3,621
Additional noninterest expense	$799,000	3,365
Pre-tax net operating income	$1,715,000	1,943
Securities gains (losses)	$0	3,233
Applicable income taxes	$636,000	1,335
Income before extraordinary items	$1,079,000	2,421
Extraordinary gains, net	$0	21
Net income	$1,079,000	2,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,683
Cash dividends	$700,000	1,851
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,079,000	2,367
2008-03-31 (YTD Data)		Rank
Total interest income	$3,168,000	3,068
Total interest expense	$1,090,000	3,689
Net interest income	$2,078,000	2,627
Provision for loan and lease losses	$66,000	3,374
Total noninterest income	$312,000	3,052
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$125,000	2,971
Trading account gains and fees	$0	158
Additional Noninterest Income	$187,000	2,680
Total noninterest expense	$1,502,000	3,060
Salaries and employee benefits	$921,000	2,764
Premises and equipment expense	$176,000	3,552
Additional noninterest expense	$405,000	3,277
Pre-tax net operating income	$822,000	2,096
Securities gains (losses)	$0	2,688
Applicable income taxes	$266,000	1,608
Income before extraordinary items	$556,000	2,464
Extraordinary gains, net	$0	15
Net income	$556,000	2,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$350,000	1,724
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$556,000	2,389
2007-12-31 (YTD Data)		Rank
Total interest income	$12,756,000	3,126
Total interest expense	$4,807,000	3,561
Net interest income	$7,949,000	2,741
Provision for loan and lease losses	$-20,000	8,256
Total noninterest income	$1,072,000	3,395
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$546,000	2,860
Trading account gains and fees	$0	178
Additional Noninterest Income	$526,000	3,213
Total noninterest expense	$6,021,000	2,959
Salaries and employee benefits	$3,659,000	2,692
Premises and equipment expense	$799,000	3,082
Additional noninterest expense	$1,563,000	3,302
Pre-tax net operating income	$3,020,000	2,461
Securities gains (losses)	$0	2,146
Applicable income taxes	$979,000	1,888
Income before extraordinary items	$2,041,000	2,772
Extraordinary gains, net	$0	39
Net income	$2,041,000	2,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,573
Cash dividends	$1,400,000	2,102
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,041,000	2,756
2007-09-30 (YTD Data)		Rank
Total interest income	$9,444,000	3,153
Total interest expense	$3,586,000	3,577
Net interest income	$5,858,000	2,796
Provision for loan and lease losses	$93,000	4,221
Total noninterest income	$897,000	3,141
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$409,000	2,855
Trading account gains and fees	$0	184
Additional Noninterest Income	$488,000	2,893
Total noninterest expense	$4,546,000	2,924
Salaries and employee benefits	$2,788,000	2,650
Premises and equipment expense	$563,000	3,234
Additional noninterest expense	$1,195,000	3,207
Pre-tax net operating income	$2,116,000	2,729
Securities gains (losses)	$0	1,655
Applicable income taxes	$713,000	2,055
Income before extraordinary items	$1,403,000	3,120
Extraordinary gains, net	$0	33
Net income	$1,403,000	3,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,780
Cash dividends	$1,050,000	1,924
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,403,000	3,102
2007-06-30 (YTD Data)		Rank
Total interest income	$6,142,000	3,229
Total interest expense	$2,336,000	3,633
Net interest income	$3,806,000	2,886
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$613,000	3,105
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$268,000	2,886
Trading account gains and fees	$0	168
Additional Noninterest Income	$345,000	2,799
Total noninterest expense	$3,049,000	2,933
Salaries and employee benefits	$1,868,000	2,668
Premises and equipment expense	$380,000	3,214
Additional noninterest expense	$801,000	3,189
Pre-tax net operating income	$1,310,000	2,933
Securities gains (losses)	$0	1,444
Applicable income taxes	$455,000	2,197
Income before extraordinary items	$855,000	3,373
Extraordinary gains, net	$0	29
Net income	$855,000	3,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,770
Cash dividends	$700,000	1,963
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$855,000	3,352
2007-03-31 (YTD Data)		Rank
Total interest income	$2,973,000	3,306
Total interest expense	$1,141,000	3,666
Net interest income	$1,832,000	2,996
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$312,000	3,035
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$133,000	2,858
Trading account gains and fees	$0	195
Additional Noninterest Income	$179,000	2,716
Total noninterest expense	$1,508,000	2,971
Salaries and employee benefits	$915,000	2,747
Premises and equipment expense	$190,000	3,240
Additional noninterest expense	$403,000	3,152
Pre-tax net operating income	$606,000	3,093
Securities gains (losses)	$0	1,187
Applicable income taxes	$231,000	2,194
Income before extraordinary items	$375,000	3,645
Extraordinary gains, net	$0	22
Net income	$375,000	3,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,637
Cash dividends	$350,000	1,794
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$375,000	3,626
2006-12-31 (YTD Data)		Rank
Total interest income	$10,915,000	3,342
Total interest expense	$3,848,000	3,687
Net interest income	$7,067,000	3,081
Provision for loan and lease losses	$100,000	4,711
Total noninterest income	$1,157,000	3,195
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$563,000	2,814
Trading account gains and fees	$0	130
Additional Noninterest Income	$594,000	3,036
Total noninterest expense	$5,475,000	3,094
Salaries and employee benefits	$3,382,000	2,813
Premises and equipment expense	$639,000	3,587
Additional noninterest expense	$1,454,000	3,375
Pre-tax net operating income	$2,649,000	3,010
Securities gains (losses)	$7,000	1,177
Applicable income taxes	$838,000	2,415
Income before extraordinary items	$1,818,000	3,323
Extraordinary gains, net	$0	51
Net income	$1,818,000	3,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,128
Cash dividends	$1,400,000	2,029
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,813,240	3,309
2006-09-30 (YTD Data)		Rank
Total interest income	$7,956,000	3,394
Total interest expense	$2,729,000	3,746
Net interest income	$5,227,000	3,146
Provision for loan and lease losses	$70,000	4,662
Total noninterest income	$871,000	3,209
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$424,000	2,828
Trading account gains and fees	$0	126
Additional Noninterest Income	$447,000	3,032
Total noninterest expense	$4,158,000	3,066
Salaries and employee benefits	$2,540,000	2,805
Premises and equipment expense	$495,000	3,497
Additional noninterest expense	$1,123,000	3,292
Pre-tax net operating income	$1,870,000	3,256
Securities gains (losses)	$7,000	967
Applicable income taxes	$645,000	2,484
Income before extraordinary items	$1,232,000	3,669
Extraordinary gains, net	$0	45
Net income	$1,232,000	3,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,490
Cash dividends	$1,050,000	1,853
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,227,380	3,669
2006-06-30 (YTD Data)		Rank
Total interest income	$5,107,000	3,450
Total interest expense	$1,675,000	3,841
Net interest income	$3,432,000	3,184
Provision for loan and lease losses	$50,000	4,407
Total noninterest income	$543,000	3,333
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$266,000	2,940
Trading account gains and fees	$0	126
Additional Noninterest Income	$277,000	3,161
Total noninterest expense	$2,729,000	3,116
Salaries and employee benefits	$1,680,000	2,822
Premises and equipment expense	$337,000	3,430
Additional noninterest expense	$712,000	3,423
Pre-tax net operating income	$1,196,000	3,368
Securities gains (losses)	$0	1,185
Applicable income taxes	$382,000	2,688
Income before extraordinary items	$814,000	3,709
Extraordinary gains, net	$0	39
Net income	$814,000	3,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,027
Cash dividends	$700,000	1,877
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$814,000	3,702
2006-03-31 (YTD Data)		Rank
Total interest income	$2,452,000	3,493
Total interest expense	$789,000	3,852
Net interest income	$1,663,000	3,262
Provision for loan and lease losses	$20,000	4,517
Total noninterest income	$282,000	3,210
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$113,000	3,198
Trading account gains and fees	$0	115
Additional Noninterest Income	$169,000	2,759
Total noninterest expense	$1,350,000	3,158
Salaries and employee benefits	$829,000	2,874
Premises and equipment expense	$168,000	3,457
Additional noninterest expense	$353,000	3,438
Pre-tax net operating income	$575,000	3,411
Securities gains (losses)	$0	955
Applicable income taxes	$201,000	2,601
Income before extraordinary items	$374,000	3,856
Extraordinary gains, net	$0	21
Net income	$374,000	3,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	2,876
Cash dividends	$350,000	1,768
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$374,000	3,838
2005-12-31 (YTD Data)		Rank
Total interest income	$9,295,000	3,335
Total interest expense	$2,500,000	3,822
Net interest income	$6,795,000	3,117
Provision for loan and lease losses	$129,000	4,357
Total noninterest income	$995,000	3,583
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$522,000	2,972
Trading account gains and fees	$0	138
Additional Noninterest Income	$473,000	3,475
Total noninterest expense	$4,871,000	3,307
Salaries and employee benefits	$2,997,000	2,960
Premises and equipment expense	$571,000	3,806
Additional noninterest expense	$1,303,000	3,612
Pre-tax net operating income	$2,790,000	2,931
Securities gains (losses)	$0	2,296
Applicable income taxes	$868,000	2,479
Income before extraordinary items	$1,922,000	3,190
Extraordinary gains, net	$0	46
Net income	$1,922,000	3,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,059
Cash dividends	$1,365,000	1,955
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,922,000	3,158
2005-09-30 (YTD Data)		Rank
Total interest income	$6,857,000	3,325
Total interest expense	$1,776,000	3,836
Net interest income	$5,081,000	3,105
Provision for loan and lease losses	$130,000	3,749
Total noninterest income	$783,000	3,454
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$395,000	2,947
Trading account gains and fees	$0	126
Additional Noninterest Income	$388,000	3,332
Total noninterest expense	$3,647,000	3,287
Salaries and employee benefits	$2,267,000	2,916
Premises and equipment expense	$420,000	3,830
Additional noninterest expense	$960,000	3,612
Pre-tax net operating income	$2,087,000	2,956
Securities gains (losses)	$0	2,317
Applicable income taxes	$694,000	2,401
Income before extraordinary items	$1,393,000	3,321
Extraordinary gains, net	$0	35
Net income	$1,393,000	3,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,913
Cash dividends	$1,024,000	1,752
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,393,000	3,281
2005-06-30 (YTD Data)		Rank
Total interest income	$4,413,000	3,361
Total interest expense	$1,096,000	3,877
Net interest income	$3,317,000	3,134
Provision for loan and lease losses	$110,000	3,223
Total noninterest income	$567,000	3,238
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$252,000	2,998
Trading account gains and fees	$0	116
Additional Noninterest Income	$315,000	2,972
Total noninterest expense	$2,366,000	3,337
Salaries and employee benefits	$1,476,000	2,968
Premises and equipment expense	$270,000	3,918
Additional noninterest expense	$620,000	3,699
Pre-tax net operating income	$1,408,000	2,892
Securities gains (losses)	$0	2,146
Applicable income taxes	$460,000	2,379
Income before extraordinary items	$948,000	3,222
Extraordinary gains, net	$0	30
Net income	$948,000	3,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,534
Cash dividends	$683,000	1,783
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$948,000	3,178
2005-03-31 (YTD Data)		Rank
Total interest income	$2,148,000	3,397
Total interest expense	$524,000	3,898
Net interest income	$1,624,000	3,182
Provision for loan and lease losses	$80,000	2,398
Total noninterest income	$351,000	2,721
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$116,000	3,116
Trading account gains and fees	$0	115
Additional Noninterest Income	$235,000	2,245
Total noninterest expense	$1,188,000	3,336
Salaries and employee benefits	$736,000	2,982
Premises and equipment expense	$136,000	3,941
Additional noninterest expense	$316,000	3,640
Pre-tax net operating income	$707,000	2,841
Securities gains (losses)	$0	1,685
Applicable income taxes	$237,000	2,344
Income before extraordinary items	$470,000	3,193
Extraordinary gains, net	$0	24
Net income	$470,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	2,462
Cash dividends	$341,000	1,616
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$470,000	3,152
2004-12-31 (YTD Data)		Rank
Total interest income	$8,385,000	3,290
Total interest expense	$1,880,000	3,832
Net interest income	$6,505,000	3,078
Provision for loan and lease losses	$110,000	4,839
Total noninterest income	$794,000	4,072
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$445,000	3,409
Trading account gains and fees	$0	138
Additional Noninterest Income	$349,000	3,971
Total noninterest expense	$4,430,000	3,462
Salaries and employee benefits	$2,748,000	3,083
Premises and equipment expense	$516,000	3,991
Additional noninterest expense	$1,166,000	3,845
Pre-tax net operating income	$2,759,000	2,762
Securities gains (losses)	$66,000	1,527
Applicable income taxes	$981,000	2,188
Income before extraordinary items	$1,844,000	3,128
Extraordinary gains, net	$0	34
Net income	$1,844,000	3,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,610
Cash dividends	$1,360,000	1,866
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,801,100	3,127
2004-09-30 (YTD Data)		Rank
Total interest income	$6,191,000	3,306
Total interest expense	$1,378,000	3,854
Net interest income	$4,813,000	3,097
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$627,000	3,974
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$341,000	3,364
Trading account gains and fees	$0	134
Additional Noninterest Income	$286,000	3,822
Total noninterest expense	$3,323,000	3,434
Salaries and employee benefits	$2,072,000	3,037
Premises and equipment expense	$381,000	4,015
Additional noninterest expense	$870,000	3,832
Pre-tax net operating income	$2,027,000	2,847
Securities gains (losses)	$66,000	1,451
Applicable income taxes	$743,000	2,219
Income before extraordinary items	$1,350,000	3,241
Extraordinary gains, net	$0	26
Net income	$1,350,000	3,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,805
Cash dividends	$1,015,000	1,686
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,307,100	3,247
2004-06-30 (YTD Data)		Rank
Total interest income	$4,031,000	3,365
Total interest expense	$890,000	3,963
Net interest income	$3,141,000	3,152
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$445,000	3,846
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$222,000	3,406
Trading account gains and fees	$0	130
Additional Noninterest Income	$223,000	3,541
Total noninterest expense	$2,193,000	3,487
Salaries and employee benefits	$1,368,000	3,086
Premises and equipment expense	$253,000	4,030
Additional noninterest expense	$572,000	3,889
Pre-tax net operating income	$1,333,000	2,853
Securities gains (losses)	$60,000	1,343
Applicable income taxes	$471,000	2,293
Income before extraordinary items	$922,000	3,140
Extraordinary gains, net	$0	21
Net income	$922,000	3,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,694
Cash dividends	$674,000	1,742
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$882,400	3,185
2004-03-31 (YTD Data)		Rank
Total interest income	$1,985,000	3,409
Total interest expense	$443,000	4,018
Net interest income	$1,542,000	3,195
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$228,000	3,729
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$104,000	3,485
Trading account gains and fees	$0	121
Additional Noninterest Income	$124,000	3,282
Total noninterest expense	$1,098,000	3,496
Salaries and employee benefits	$676,000	3,126
Premises and equipment expense	$137,000	3,844
Additional noninterest expense	$285,000	3,900
Pre-tax net operating income	$642,000	2,903
Securities gains (losses)	$3,000	2,499
Applicable income taxes	$236,000	2,279
Income before extraordinary items	$409,000	3,444
Extraordinary gains, net	$0	16
Net income	$409,000	3,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,838
Cash dividends	$333,000	1,618
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$407,080	3,347
2003-12-31 (YTD Data)		Rank
Total interest income	$8,123,000	3,396
Total interest expense	$1,866,000	4,236
Net interest income	$6,257,000	3,072
Provision for loan and lease losses	$220,000	3,843
Total noninterest income	$909,000	3,923
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$457,000	3,331
Trading account gains and fees	$0	160
Additional Noninterest Income	$452,000	3,754
Total noninterest expense	$4,276,000	3,503
Salaries and employee benefits	$2,577,000	3,190
Premises and equipment expense	$511,000	3,999
Additional noninterest expense	$1,188,000	3,761
Pre-tax net operating income	$2,670,000	2,750
Securities gains (losses)	$77,000	2,125
Applicable income taxes	$847,000	2,434
Income before extraordinary items	$1,900,000	2,978
Extraordinary gains, net	$0	54
Net income	$1,900,000	2,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$1,260,000	1,981
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,846,870	2,911
2003-09-30 (YTD Data)		Rank
Total interest income	$6,135,000	3,424
Total interest expense	$1,427,000	4,287
Net interest income	$4,708,000	3,062
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$727,000	3,847
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$351,000	3,277
Trading account gains and fees	$0	153
Additional Noninterest Income	$376,000	3,642
Total noninterest expense	$3,255,000	3,448
Salaries and employee benefits	$1,929,000	3,200
Premises and equipment expense	$391,000	3,927
Additional noninterest expense	$935,000	3,602
Pre-tax net operating income	$2,090,000	2,753
Securities gains (losses)	$77,000	1,969
Applicable income taxes	$689,000	2,418
Income before extraordinary items	$1,478,000	2,998
Extraordinary gains, net	$0	40
Net income	$1,478,000	2,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,378
Cash dividends	$928,000	1,842
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,425,640	2,931
2003-06-30 (YTD Data)		Rank
Total interest income	$4,092,000	3,446
Total interest expense	$978,000	4,306
Net interest income	$3,114,000	3,082
Provision for loan and lease losses	$70,000	4,525
Total noninterest income	$522,000	3,657
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$222,000	3,369
Trading account gains and fees	$0	150
Additional Noninterest Income	$300,000	3,294
Total noninterest expense	$2,113,000	3,524
Salaries and employee benefits	$1,278,000	3,212
Premises and equipment expense	$254,000	3,995
Additional noninterest expense	$581,000	3,793
Pre-tax net operating income	$1,453,000	2,668
Securities gains (losses)	$28,000	2,409
Applicable income taxes	$460,000	2,441
Income before extraordinary items	$1,021,000	2,929
Extraordinary gains, net	$0	30
Net income	$1,021,000	2,928
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$613,000	1,858
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,001,680	2,821
2003-03-31 (YTD Data)		Rank
Total interest income	$2,013,000	3,502
Total interest expense	$498,000	4,352
Net interest income	$1,515,000	3,150
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$313,000	3,153
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$106,000	3,394
Trading account gains and fees	$0	134
Additional Noninterest Income	$207,000	2,666
Total noninterest expense	$1,051,000	3,521
Salaries and employee benefits	$637,000	3,196
Premises and equipment expense	$125,000	4,027
Additional noninterest expense	$289,000	3,765
Pre-tax net operating income	$747,000	2,608
Securities gains (losses)	$27,000	1,749
Applicable income taxes	$246,000	2,342
Income before extraordinary items	$528,000	2,830
Extraordinary gains, net	$0	21
Net income	$528,000	2,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$306,000	1,736
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$509,640	2,767
2002-12-31 (YTD Data)		Rank
Total interest income	$8,174,000	3,583
Total interest expense	$2,277,000	4,406
Net interest income	$5,897,000	3,188
Provision for loan and lease losses	$265,000	3,725
Total noninterest income	$840,000	3,865
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$437,000	3,316
Trading account gains and fees	$0	153
Additional Noninterest Income	$403,000	3,683
Total noninterest expense	$3,938,000	3,602
Salaries and employee benefits	$2,422,000	3,194
Premises and equipment expense	$464,000	4,175
Additional noninterest expense	$1,052,000	4,008
Pre-tax net operating income	$2,534,000	2,854
Securities gains (losses)	$18,000	3,224
Applicable income taxes	$907,000	2,379
Income before extraordinary items	$1,645,000	3,264
Extraordinary gains, net	$0	70
Net income	$1,645,000	3,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,941
Cash dividends	$1,453,000	1,690
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,633,480	3,180
2001-12-31 (YTD Data)		Rank
Total interest income	$9,125,000	3,597
Total interest expense	$3,706,000	4,035
Net interest income	$5,419,000	3,219
Provision for loan and lease losses	$302,000	3,179
Total noninterest income	$789,000	3,888
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$431,000	3,204
Trading account gains and fees	$0	177
Additional Noninterest Income	$358,000	3,761
Total noninterest expense	$3,828,000	3,562
Salaries and employee benefits	$2,251,000	3,258
Premises and equipment expense	$508,000	3,822
Additional noninterest expense	$1,069,000	3,850
Pre-tax net operating income	$2,078,000	3,092
Securities gains (losses)	$-3,000	9,140
Applicable income taxes	$678,000	2,731
Income before extraordinary items	$1,397,000	3,409
Extraordinary gains, net	$0	105
Net income	$1,397,000	3,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,548
Cash dividends	$1,185,000	2,011
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,399,010	3,305
2000-12-31 (YTD Data)		Rank
Total interest income	$10,016,000	3,385
Total interest expense	$4,713,000	3,479
Net interest income	$5,303,000	3,306
Provision for loan and lease losses	$80,000	5,752
Total noninterest income	$694,000	4,018
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$400,000	3,242
Trading account gains and fees	$0	180
Additional Noninterest Income	$294,000	3,971
Total noninterest expense	$3,882,000	3,417
Salaries and employee benefits	$2,204,000	3,181
Premises and equipment expense	$546,000	3,534
Additional noninterest expense	$1,132,000	3,625
Pre-tax net operating income	$2,035,000	3,285
Securities gains (losses)	$11,000	1,132
Applicable income taxes	$667,000	2,896
Income before extraordinary items	$1,379,000	3,475
Extraordinary gains, net	$0	38
Net income	$1,379,000	3,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,010
Cash dividends	$1,155,000	2,054
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,371,630	3,475
1999-12-31 (YTD Data)		Rank
Total interest income	$9,141,000	3,484
Total interest expense	$3,795,000	3,748
Net interest income	$5,346,000	3,247
Provision for loan and lease losses	$75,000	5,766
Total noninterest income	$659,000	4,154
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$420,000	3,089
Trading account gains and fees	$0	173
Additional Noninterest Income	$239,000	4,537
Total noninterest expense	$3,870,000	3,413
Salaries and employee benefits	$2,215,000	3,127
Premises and equipment expense	$483,000	3,883
Additional noninterest expense	$1,172,000	3,510
Pre-tax net operating income	$2,060,000	3,265
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$647,000	3,062
Income before extraordinary items	$1,412,000	3,393
Extraordinary gains, net	$0	35
Net income	$1,412,000	3,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,002
Cash dividends	$1,358,000	1,810
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,412,690	3,356
1998-12-31 (YTD Data)		Rank
Total interest income	$8,308,000	3,808
Total interest expense	$3,496,000	4,131
Net interest income	$4,812,000	3,528
Provision for loan and lease losses	$25,000	7,503
Total noninterest income	$543,000	4,697
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$374,000	3,320
Trading account gains and fees	$0	224
Additional Noninterest Income	$169,000	5,382
Total noninterest expense	$3,246,000	3,846
Salaries and employee benefits	$1,854,000	3,581
Premises and equipment expense	$389,000	4,524
Additional noninterest expense	$1,003,000	3,951
Pre-tax net operating income	$2,084,000	3,237
Securities gains (losses)	$5,000	3,437
Applicable income taxes	$645,000	3,219
Income before extraordinary items	$1,444,000	3,353
Extraordinary gains, net	$0	32
Net income	$1,444,000	3,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,038
Cash dividends	$1,224,000	1,918
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,440,550	3,268
1997-12-31 (YTD Data)		Rank
Total interest income	$8,290,000	3,846
Total interest expense	$3,607,000	4,039
Net interest income	$4,683,000	3,699
Provision for loan and lease losses	$35,000	7,233
Total noninterest income	$766,000	3,713
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$376,000	3,395
Trading account gains and fees	$0	239
Additional Noninterest Income	$390,000	3,337
Total noninterest expense	$3,028,000	4,063
Salaries and employee benefits	$1,717,000	3,805
Premises and equipment expense	$400,000	4,453
Additional noninterest expense	$911,000	4,255
Pre-tax net operating income	$2,386,000	3,031
Securities gains (losses)	$-15,000	10,235
Applicable income taxes	$771,000	3,008
Income before extraordinary items	$1,600,000	3,166
Extraordinary gains, net	$0	44
Net income	$1,600,000	3,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	10,102
Cash dividends	$1,262,000	1,822
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,610,050	3,083
1996-12-31 (YTD Data)		Rank
Total interest income	$7,686,000	4,187
Total interest expense	$3,389,000	4,316
Net interest income	$4,297,000	4,034
Provision for loan and lease losses	$-20,000	11,125
Total noninterest income	$539,000	4,909
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$357,000	3,689
Trading account gains and fees	$0	262
Additional Noninterest Income	$182,000	5,438
Total noninterest expense	$2,831,000	4,503
Salaries and employee benefits	$1,572,000	4,134
Premises and equipment expense	$417,000	4,389
Additional noninterest expense	$842,000	4,996
Pre-tax net operating income	$2,025,000	3,398
Securities gains (losses)	$32,000	1,648
Applicable income taxes	$561,000	3,781
Income before extraordinary items	$1,496,000	3,197
Extraordinary gains, net	$0	53
Net income	$1,496,000	3,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-65,000	11,114
Cash dividends	$1,081,000	2,021
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,472,640	3,205
1995-12-31 (YTD Data)		Rank
Total interest income	$6,276,000	4,998
Total interest expense	$2,796,000	5,067
Net interest income	$3,480,000	4,900
Provision for loan and lease losses	$-58,000	11,619
Total noninterest income	$564,000	4,781
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$272,000	4,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$292,000	4,063
Total noninterest expense	$2,447,000	5,088
Salaries and employee benefits	$1,292,000	4,884
Premises and equipment expense	$315,000	5,426
Additional noninterest expense	$840,000	5,047
Pre-tax net operating income	$1,655,000	4,102
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$453,000	4,507
Income before extraordinary items	$1,203,000	3,950
Extraordinary gains, net	$0	65
Net income	$1,203,000	3,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	11,552
Cash dividends	$927,000	2,177
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,202,270	3,937
1994-12-31 (YTD Data)		Rank
Total interest income	$5,391,000	5,329
Total interest expense	$2,107,000	5,372
Net interest income	$3,284,000	5,220
Provision for loan and lease losses	$-60,000	12,035
Total noninterest income	$513,000	5,196
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$169,000	6,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$344,000	3,752
Total noninterest expense	$2,356,000	5,435
Salaries and employee benefits	$1,259,000	5,032
Premises and equipment expense	$261,000	6,340
Additional noninterest expense	$836,000	5,497
Pre-tax net operating income	$1,501,000	4,411
Securities gains (losses)	$12,000	2,095
Applicable income taxes	$419,000	4,595
Income before extraordinary items	$1,094,000	4,202
Extraordinary gains, net	$0	249
Net income	$1,094,000	4,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	11,887
Cash dividends	$856,000	2,163
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,085,360	4,267
1993-12-31 (YTD Data)		Rank
Total interest income	$5,448,000	5,379
Total interest expense	$2,164,000	5,453
Net interest income	$3,284,000	5,233
Provision for loan and lease losses	$13,000	9,510
Total noninterest income	$456,000	5,932
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	4,578
Total noninterest expense	$2,249,000	5,763
Salaries and employee benefits	$1,197,000	5,259
Premises and equipment expense	$246,000	6,763
Additional noninterest expense	$806,000	5,891
Pre-tax net operating income	$1,478,000	4,384
Securities gains (losses)	$180,000	1,805
Applicable income taxes	$498,000	4,211
Income before extraordinary items	$1,160,000	4,147
Extraordinary gains, net	$75,000	1,837
Net income	$1,235,000	4,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	4,760
Cash dividends	$756,000	2,256
Sale, conversion, retirement of capital stock, net	$400,000	642
Net operating income	$1,034,000	4,327
1992-12-31 (YTD Data)		Rank
Total interest income	$5,358,000	6,027
Total interest expense	$2,511,000	5,973
Net interest income	$2,847,000	5,970
Provision for loan and lease losses	$53,000	8,929
Total noninterest income	$490,000	5,724
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	6,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	4,131
Total noninterest expense	$1,950,000	6,508
Salaries and employee benefits	$1,039,000	5,825
Premises and equipment expense	$247,000	6,841
Additional noninterest expense	$664,000	7,000
Pre-tax net operating income	$1,334,000	4,512
Securities gains (losses)	$73,000	3,512
Applicable income taxes	$417,000	4,644
Income before extraordinary items	$990,000	4,553
Extraordinary gains, net	$0	1,422
Net income	$990,000	4,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	6,549
Cash dividends	$650,000	2,259
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$938,900	4,443

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.