Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,021,000 | 6,974 |
Total interest expense | $1,654,000 | 7,265 |
Net interest income | $2,367,000 | 6,542 |
Provision for loan and lease losses | $4,000 | 8,753 |
Total noninterest income | $527,000 | 4,991 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $399,000 | 3,377 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $128,000 | 6,461 |
Total noninterest expense | $1,708,000 | 6,716 |
Salaries and employee benefits | $978,000 | 6,173 |
Premises and equipment expense | $203,000 | 7,129 |
Additional noninterest expense | $527,000 | 7,061 |
Pre-tax net operating income | $1,182,000 | 5,293 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $365,000 | 5,275 |
Income before extraordinary items | $817,000 | 5,363 |
Extraordinary gains, net | $0 | 65 |
Net income | $817,000 | 5,360 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-89,000 | 11,680 |
Cash dividends | $107,000 | 6,659 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $817,000 | 5,338 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,477,000 | 7,358 |
Total interest expense | $1,171,000 | 8,020 |
Net interest income | $2,306,000 | 6,856 |
Provision for loan and lease losses | $25,000 | 7,401 |
Total noninterest income | $518,000 | 5,161 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $370,000 | 3,650 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $148,000 | 6,243 |
Total noninterest expense | $1,621,000 | 7,230 |
Salaries and employee benefits | $913,000 | 6,550 |
Premises and equipment expense | $203,000 | 7,369 |
Additional noninterest expense | $505,000 | 7,794 |
Pre-tax net operating income | $1,178,000 | 5,303 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $373,000 | 5,026 |
Income before extraordinary items | $805,000 | 5,339 |
Extraordinary gains, net | $0 | 249 |
Net income | $805,000 | 5,352 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-76,000 | 12,115 |
Cash dividends | $255,000 | 4,852 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $805,000 | 5,396 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,913,000 | 8,479 |
Total interest expense | $916,000 | 9,484 |
Net interest income | $1,997,000 | 7,682 |
Provision for loan and lease losses | $80,000 | 6,310 |
Total noninterest income | $471,000 | 5,822 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $318,000 | 4,215 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $153,000 | 6,500 |
Total noninterest expense | $1,447,000 | 8,013 |
Salaries and employee benefits | $784,000 | 7,415 |
Premises and equipment expense | $189,000 | 7,917 |
Additional noninterest expense | $474,000 | 8,485 |
Pre-tax net operating income | $941,000 | 6,160 |
Securities gains (losses) | $-27,000 | 12,977 |
Applicable income taxes | $247,000 | 6,851 |
Income before extraordinary items | $667,000 | 6,304 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $667,000 | 6,483 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-17,000 | 12,031 |
Cash dividends | $489,000 | 3,175 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $686,710 | 5,940 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,491,000 | 9,937 |
Total interest expense | $833,000 | 11,181 |
Net interest income | $1,658,000 | 8,781 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $787,000 | 4,024 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $311,000 | 4,311 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $476,000 | 3,289 |
Total noninterest expense | $1,292,000 | 8,688 |
Salaries and employee benefits | $692,000 | 8,051 |
Premises and equipment expense | $134,000 | 9,571 |
Additional noninterest expense | $466,000 | 8,795 |
Pre-tax net operating income | $1,153,000 | 5,085 |
Securities gains (losses) | $-65,000 | 13,714 |
Applicable income taxes | $345,000 | 5,411 |
Income before extraordinary items | $743,000 | 5,666 |
Extraordinary gains, net | $345,000 | 280 |
Net income | $1,088,000 | 4,208 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $78,000 | 6,521 |
Cash dividends | $110,000 | 6,380 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $787,200 | 5,114 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.