Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,912,000 | 1,664 |
| Total interest expense | $1,856,000 | 1,622 |
| Net interest income | $14,056,000 | 1,658 |
| Provision for loan and lease losses | $518,000 | 1,422 |
| Total noninterest income | $3,202,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,310,000 | 933 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,892,000 | 1,588 |
| Total noninterest expense | $12,363,000 | 1,590 |
| Salaries and employee benefits | $7,335,000 | 1,512 |
| Premises and equipment expense | $1,472,000 | 1,537 |
| Additional noninterest expense | $3,556,000 | 1,688 |
| Pre-tax net operating income | $4,377,000 | 1,912 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $191,000 | 2,987 |
| Income before extraordinary items | $4,188,000 | 1,548 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,188,000 | 1,548 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,188,000 | 1,548 |
| Net charge-offs | $185,000 | 1,898 |
| Cash dividends | $2,585,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 577 |
| Net operating income | $4,186,080 | 1,535 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,867,000 | 1,675 |
| Total interest expense | $1,399,000 | 1,602 |
| Net interest income | $10,468,000 | 1,678 |
| Provision for loan and lease losses | $383,000 | 1,395 |
| Total noninterest income | $2,464,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $967,000 | 947 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,497,000 | 1,550 |
| Total noninterest expense | $9,249,000 | 1,605 |
| Salaries and employee benefits | $5,292,000 | 1,577 |
| Premises and equipment expense | $1,258,000 | 1,382 |
| Additional noninterest expense | $2,699,000 | 1,660 |
| Pre-tax net operating income | $3,300,000 | 1,914 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $144,000 | 2,958 |
| Income before extraordinary items | $3,158,000 | 1,659 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,158,000 | 1,660 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,158,000 | 1,660 |
| Net charge-offs | $24,000 | 2,901 |
| Cash dividends | $1,964,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,156,080 | 1,642 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 1,673 |
| Total interest expense | $929,000 | 1,564 |
| Net interest income | $6,899,000 | 1,680 |
| Provision for loan and lease losses | $256,000 | 1,346 |
| Total noninterest income | $1,618,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $634,000 | 953 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $984,000 | 1,560 |
| Total noninterest expense | $6,203,000 | 1,592 |
| Salaries and employee benefits | $3,558,000 | 1,568 |
| Premises and equipment expense | $852,000 | 1,360 |
| Additional noninterest expense | $1,793,000 | 1,664 |
| Pre-tax net operating income | $2,058,000 | 1,983 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $96,000 | 2,947 |
| Income before extraordinary items | $1,964,000 | 1,726 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,964,000 | 1,726 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,964,000 | 1,726 |
| Net charge-offs | $62,000 | 1,837 |
| Cash dividends | $878,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,962,100 | 1,711 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 1,686 |
| Total interest expense | $463,000 | 1,548 |
| Net interest income | $3,395,000 | 1,699 |
| Provision for loan and lease losses | $128,000 | 1,276 |
| Total noninterest income | $775,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $322,000 | 936 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $453,000 | 1,626 |
| Total noninterest expense | $3,081,000 | 1,617 |
| Salaries and employee benefits | $1,805,000 | 1,559 |
| Premises and equipment expense | $432,000 | 1,364 |
| Additional noninterest expense | $844,000 | 1,757 |
| Pre-tax net operating income | $961,000 | 2,017 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $47,000 | 2,929 |
| Income before extraordinary items | $914,000 | 1,782 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $914,000 | 1,781 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $914,000 | 1,782 |
| Net charge-offs | $68,000 | 1,139 |
| Cash dividends | $515,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $914,000 | 1,765 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,850,000 | 1,699 |
| Total interest expense | $1,739,000 | 1,580 |
| Net interest income | $13,111,000 | 1,714 |
| Provision for loan and lease losses | $303,000 | 1,979 |
| Total noninterest income | $3,006,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,305,000 | 948 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,701,000 | 1,738 |
| Total noninterest expense | $12,083,000 | 1,608 |
| Salaries and employee benefits | $6,871,000 | 1,579 |
| Premises and equipment expense | $1,658,000 | 1,385 |
| Additional noninterest expense | $3,554,000 | 1,710 |
| Pre-tax net operating income | $3,731,000 | 2,028 |
| Securities gains (losses) | $205,000 | 859 |
| Applicable income taxes | $172,000 | 3,021 |
| Income before extraordinary items | $3,764,000 | 1,727 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,764,000 | 1,726 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,764,000 | 1,726 |
| Net charge-offs | $175,000 | 2,071 |
| Cash dividends | $2,060,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 687 |
| Net operating income | $3,567,200 | 1,775 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,062,000 | 1,722 |
| Total interest expense | $1,281,000 | 1,610 |
| Net interest income | $9,781,000 | 1,724 |
| Provision for loan and lease losses | $303,000 | 1,603 |
| Total noninterest income | $2,236,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $963,000 | 955 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,273,000 | 1,751 |
| Total noninterest expense | $9,080,000 | 1,601 |
| Salaries and employee benefits | $5,137,000 | 1,575 |
| Premises and equipment expense | $1,234,000 | 1,389 |
| Additional noninterest expense | $2,709,000 | 1,676 |
| Pre-tax net operating income | $2,634,000 | 2,166 |
| Securities gains (losses) | $203,000 | 796 |
| Applicable income taxes | $108,000 | 3,190 |
| Income before extraordinary items | $2,729,000 | 1,816 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,729,000 | 1,816 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,729,000 | 1,816 |
| Net charge-offs | $111,000 | 1,984 |
| Cash dividends | $1,744,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,534,120 | 1,869 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,311,000 | 1,738 |
| Total interest expense | $830,000 | 1,641 |
| Net interest income | $6,481,000 | 1,739 |
| Provision for loan and lease losses | $303,000 | 1,225 |
| Total noninterest income | $1,349,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $615,000 | 985 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $734,000 | 1,891 |
| Total noninterest expense | $5,942,000 | 1,636 |
| Salaries and employee benefits | $3,370,000 | 1,615 |
| Premises and equipment expense | $797,000 | 1,427 |
| Additional noninterest expense | $1,775,000 | 1,711 |
| Pre-tax net operating income | $1,585,000 | 2,307 |
| Securities gains (losses) | $26,000 | 1,814 |
| Applicable income taxes | $58,000 | 3,311 |
| Income before extraordinary items | $1,553,000 | 2,059 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,553,000 | 2,059 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,553,000 | 2,059 |
| Net charge-offs | $44,000 | 2,244 |
| Cash dividends | $629,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,528,040 | 2,025 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 1,767 |
| Total interest expense | $411,000 | 1,659 |
| Net interest income | $3,199,000 | 1,756 |
| Provision for loan and lease losses | $152,000 | 1,136 |
| Total noninterest income | $645,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $304,000 | 988 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $341,000 | 1,939 |
| Total noninterest expense | $2,963,000 | 1,644 |
| Salaries and employee benefits | $1,660,000 | 1,644 |
| Premises and equipment expense | $387,000 | 1,492 |
| Additional noninterest expense | $916,000 | 1,653 |
| Pre-tax net operating income | $729,000 | 2,418 |
| Securities gains (losses) | $7,000 | 1,613 |
| Applicable income taxes | $31,000 | 3,256 |
| Income before extraordinary items | $705,000 | 2,199 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $705,000 | 2,199 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $705,000 | 2,199 |
| Net charge-offs | $52,000 | 1,403 |
| Cash dividends | $419,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $698,280 | 2,148 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,261,000 | 1,739 |
| Total interest expense | $1,567,000 | 1,712 |
| Net interest income | $12,694,000 | 1,723 |
| Provision for loan and lease losses | $396,000 | 1,601 |
| Total noninterest income | $2,713,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,334,000 | 948 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,379,000 | 1,958 |
| Total noninterest expense | $11,865,000 | 1,614 |
| Salaries and employee benefits | $6,494,000 | 1,622 |
| Premises and equipment expense | $1,693,000 | 1,366 |
| Additional noninterest expense | $3,678,000 | 1,650 |
| Pre-tax net operating income | $3,146,000 | 2,247 |
| Securities gains (losses) | $118,000 | 1,074 |
| Applicable income taxes | $106,000 | 3,291 |
| Income before extraordinary items | $3,158,000 | 1,960 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,158,000 | 1,961 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,158,000 | 1,962 |
| Net charge-offs | $304,000 | 1,586 |
| Cash dividends | $1,688,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,043,540 | 1,988 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,628,000 | 1,758 |
| Total interest expense | $1,157,000 | 1,758 |
| Net interest income | $9,471,000 | 1,746 |
| Provision for loan and lease losses | $339,000 | 1,409 |
| Total noninterest income | $1,959,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,020,000 | 945 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $939,000 | 2,110 |
| Total noninterest expense | $8,876,000 | 1,634 |
| Salaries and employee benefits | $4,816,000 | 1,640 |
| Premises and equipment expense | $1,269,000 | 1,386 |
| Additional noninterest expense | $2,791,000 | 1,626 |
| Pre-tax net operating income | $2,215,000 | 2,389 |
| Securities gains (losses) | $118,000 | 936 |
| Applicable income taxes | $80,000 | 3,394 |
| Income before extraordinary items | $2,253,000 | 2,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,253,000 | 2,065 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,253,000 | 2,065 |
| Net charge-offs | $266,000 | 1,296 |
| Cash dividends | $1,486,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,138,540 | 2,107 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,078,000 | 1,767 |
| Total interest expense | $764,000 | 1,771 |
| Net interest income | $6,314,000 | 1,743 |
| Provision for loan and lease losses | $282,000 | 1,197 |
| Total noninterest income | $1,231,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $672,000 | 940 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $559,000 | 2,292 |
| Total noninterest expense | $5,880,000 | 1,649 |
| Salaries and employee benefits | $3,183,000 | 1,669 |
| Premises and equipment expense | $837,000 | 1,412 |
| Additional noninterest expense | $1,860,000 | 1,643 |
| Pre-tax net operating income | $1,383,000 | 2,488 |
| Securities gains (losses) | $66,000 | 1,078 |
| Applicable income taxes | $43,000 | 3,530 |
| Income before extraordinary items | $1,406,000 | 2,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,406,000 | 2,159 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,406,000 | 2,159 |
| Net charge-offs | $272,000 | 979 |
| Cash dividends | $564,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,341,980 | 2,184 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 1,804 |
| Total interest expense | $380,000 | 1,789 |
| Net interest income | $3,090,000 | 1,787 |
| Provision for loan and lease losses | $225,000 | 816 |
| Total noninterest income | $602,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $337,000 | 921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $265,000 | 2,278 |
| Total noninterest expense | $2,960,000 | 1,648 |
| Salaries and employee benefits | $1,598,000 | 1,671 |
| Premises and equipment expense | $402,000 | 1,480 |
| Additional noninterest expense | $960,000 | 1,584 |
| Pre-tax net operating income | $507,000 | 2,990 |
| Securities gains (losses) | $62,000 | 760 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $551,000 | 2,537 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $551,000 | 2,540 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $551,000 | 2,539 |
| Net charge-offs | $271,000 | 586 |
| Cash dividends | $353,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $490,860 | 2,679 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,012,000 | 1,795 |
| Total interest expense | $1,481,000 | 1,910 |
| Net interest income | $12,531,000 | 1,748 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $2,231,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,349,000 | 984 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $882,000 | 2,509 |
| Total noninterest expense | $11,441,000 | 1,676 |
| Salaries and employee benefits | $6,264,000 | 1,660 |
| Premises and equipment expense | $1,508,000 | 1,558 |
| Additional noninterest expense | $3,669,000 | 1,686 |
| Pre-tax net operating income | $3,221,000 | 2,159 |
| Securities gains (losses) | $23,000 | 2,251 |
| Applicable income taxes | $144,000 | 3,184 |
| Income before extraordinary items | $3,100,000 | 1,966 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,100,000 | 1,965 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,100,000 | 1,964 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $1,549,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,077,920 | 1,935 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,452,000 | 1,815 |
| Total interest expense | $1,087,000 | 1,976 |
| Net interest income | $9,365,000 | 1,764 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $1,721,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $992,000 | 1,003 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $729,000 | 2,385 |
| Total noninterest expense | $8,540,000 | 1,685 |
| Salaries and employee benefits | $4,667,000 | 1,667 |
| Premises and equipment expense | $1,117,000 | 1,591 |
| Additional noninterest expense | $2,756,000 | 1,686 |
| Pre-tax net operating income | $2,446,000 | 2,181 |
| Securities gains (losses) | $23,000 | 1,945 |
| Applicable income taxes | $115,000 | 3,204 |
| Income before extraordinary items | $2,354,000 | 1,940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,354,000 | 1,941 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,354,000 | 1,939 |
| Net charge-offs | $56,000 | 3,171 |
| Cash dividends | $1,319,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,332,150 | 1,910 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 1,835 |
| Total interest expense | $709,000 | 2,028 |
| Net interest income | $6,134,000 | 1,785 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $977,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $635,000 | 1,031 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $342,000 | 2,855 |
| Total noninterest expense | $5,684,000 | 1,680 |
| Salaries and employee benefits | $3,113,000 | 1,652 |
| Premises and equipment expense | $738,000 | 1,612 |
| Additional noninterest expense | $1,833,000 | 1,688 |
| Pre-tax net operating income | $1,427,000 | 2,350 |
| Securities gains (losses) | $30,000 | 1,445 |
| Applicable income taxes | $60,000 | 3,338 |
| Income before extraordinary items | $1,397,000 | 2,104 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,397,000 | 2,108 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,397,000 | 2,107 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $1,248,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,368,200 | 2,081 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 1,838 |
| Total interest expense | $353,000 | 2,054 |
| Net interest income | $3,052,000 | 1,790 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $520,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $315,000 | 1,021 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $205,000 | 2,530 |
| Total noninterest expense | $2,833,000 | 1,691 |
| Salaries and employee benefits | $1,556,000 | 1,671 |
| Premises and equipment expense | $364,000 | 1,651 |
| Additional noninterest expense | $913,000 | 1,673 |
| Pre-tax net operating income | $739,000 | 2,232 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $32,000 | 3,249 |
| Income before extraordinary items | $707,000 | 1,979 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $707,000 | 1,982 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $707,000 | 1,982 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $356,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $707,000 | 1,944 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,889,000 | 1,800 |
| Total interest expense | $1,575,000 | 2,072 |
| Net interest income | $12,314,000 | 1,748 |
| Provision for loan and lease losses | $945,000 | 1,154 |
| Total noninterest income | $966,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,050,000 | 1,292 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-84,000 | 6,604 |
| Total noninterest expense | $11,013,000 | 1,738 |
| Salaries and employee benefits | $5,781,000 | 1,773 |
| Premises and equipment expense | $1,403,000 | 1,675 |
| Additional noninterest expense | $3,829,000 | 1,668 |
| Pre-tax net operating income | $1,322,000 | 3,608 |
| Securities gains (losses) | $27,000 | 2,188 |
| Applicable income taxes | $73,000 | 3,586 |
| Income before extraordinary items | $1,276,000 | 3,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,276,000 | 3,436 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,276,000 | 3,438 |
| Net charge-offs | $893,000 | 1,385 |
| Cash dividends | $166,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,250,350 | 3,430 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,288,000 | 1,823 |
| Total interest expense | $1,205,000 | 2,096 |
| Net interest income | $9,083,000 | 1,776 |
| Provision for loan and lease losses | $1,345,000 | 704 |
| Total noninterest income | $1,030,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $715,000 | 1,430 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $315,000 | 3,672 |
| Total noninterest expense | $8,177,000 | 1,764 |
| Salaries and employee benefits | $4,256,000 | 1,810 |
| Premises and equipment expense | $1,052,000 | 1,684 |
| Additional noninterest expense | $2,869,000 | 1,675 |
| Pre-tax net operating income | $591,000 | 4,530 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $-17,000 | 6,559 |
| Income before extraordinary items | $621,000 | 4,249 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $621,000 | 4,251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $621,000 | 4,253 |
| Net charge-offs | $916,000 | 1,067 |
| Cash dividends | $85,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $608,000 | 4,215 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 1,854 |
| Total interest expense | $810,000 | 2,112 |
| Net interest income | $5,940,000 | 1,795 |
| Provision for loan and lease losses | $1,345,000 | 529 |
| Total noninterest income | $552,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $431,000 | 1,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,499 |
| Total noninterest expense | $5,415,000 | 1,775 |
| Salaries and employee benefits | $2,806,000 | 1,831 |
| Premises and equipment expense | $704,000 | 1,680 |
| Additional noninterest expense | $1,905,000 | 1,670 |
| Pre-tax net operating income | $-268,000 | 6,591 |
| Securities gains (losses) | $13,000 | 2,195 |
| Applicable income taxes | $-49,000 | 6,700 |
| Income before extraordinary items | $-206,000 | 6,609 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-206,000 | 6,609 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-206,000 | 6,609 |
| Net charge-offs | $1,096,000 | 714 |
| Cash dividends | $85,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-216,530 | 6,585 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 1,880 |
| Total interest expense | $416,000 | 2,121 |
| Net interest income | $2,932,000 | 1,829 |
| Provision for loan and lease losses | $1,050,000 | 368 |
| Total noninterest income | $260,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $222,000 | 1,480 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $2,701,000 | 1,791 |
| Salaries and employee benefits | $1,403,000 | 1,858 |
| Premises and equipment expense | $362,000 | 1,669 |
| Additional noninterest expense | $936,000 | 1,709 |
| Pre-tax net operating income | $-559,000 | 6,872 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-53,000 | 6,876 |
| Income before extraordinary items | $-506,000 | 6,875 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-506,000 | 6,876 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-506,000 | 6,876 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-506,000 | 6,860 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,537,000 | 1,814 |
| Total interest expense | $2,240,000 | 1,945 |
| Net interest income | $12,297,000 | 1,785 |
| Provision for loan and lease losses | $1,625,000 | 1,252 |
| Total noninterest income | $759,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $922,000 | 1,517 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-163,000 | 6,795 |
| Total noninterest expense | $10,243,000 | 1,869 |
| Salaries and employee benefits | $5,365,000 | 1,882 |
| Premises and equipment expense | $1,479,000 | 1,597 |
| Additional noninterest expense | $3,399,000 | 1,931 |
| Pre-tax net operating income | $1,188,000 | 3,731 |
| Securities gains (losses) | $1,064,000 | 487 |
| Applicable income taxes | $68,000 | 3,740 |
| Income before extraordinary items | $2,184,000 | 2,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,184,000 | 2,427 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,184,000 | 2,427 |
| Net charge-offs | $1,896,000 | 1,211 |
| Cash dividends | $570,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,151,920 | 3,486 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,135,000 | 1,808 |
| Total interest expense | $1,781,000 | 1,917 |
| Net interest income | $9,354,000 | 1,785 |
| Provision for loan and lease losses | $1,275,000 | 1,219 |
| Total noninterest income | $526,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $677,000 | 1,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-151,000 | 6,956 |
| Total noninterest expense | $7,641,000 | 1,878 |
| Salaries and employee benefits | $4,009,000 | 1,876 |
| Premises and equipment expense | $1,111,000 | 1,608 |
| Additional noninterest expense | $2,521,000 | 1,957 |
| Pre-tax net operating income | $964,000 | 3,706 |
| Securities gains (losses) | $1,065,000 | 379 |
| Applicable income taxes | $83,000 | 3,490 |
| Income before extraordinary items | $1,946,000 | 2,158 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,946,000 | 2,159 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,946,000 | 2,160 |
| Net charge-offs | $1,214,000 | 1,283 |
| Cash dividends | $309,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $923,600 | 3,436 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 1,797 |
| Total interest expense | $1,277,000 | 1,833 |
| Net interest income | $6,226,000 | 1,788 |
| Provision for loan and lease losses | $950,000 | 1,143 |
| Total noninterest income | $342,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $434,000 | 1,590 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-92,000 | 6,995 |
| Total noninterest expense | $5,073,000 | 1,890 |
| Salaries and employee benefits | $2,599,000 | 1,935 |
| Premises and equipment expense | $769,000 | 1,545 |
| Additional noninterest expense | $1,705,000 | 1,939 |
| Pre-tax net operating income | $545,000 | 3,983 |
| Securities gains (losses) | $941,000 | 295 |
| Applicable income taxes | $72,000 | 3,310 |
| Income before extraordinary items | $1,414,000 | 1,984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,414,000 | 1,982 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,414,000 | 1,984 |
| Net charge-offs | $658,000 | 1,518 |
| Cash dividends | $47,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $520,050 | 3,718 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 1,804 |
| Total interest expense | $657,000 | 1,860 |
| Net interest income | $3,122,000 | 1,796 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $250,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $221,000 | 1,562 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $2,552,000 | 1,868 |
| Salaries and employee benefits | $1,249,000 | 2,011 |
| Premises and equipment expense | $397,000 | 1,501 |
| Additional noninterest expense | $906,000 | 1,828 |
| Pre-tax net operating income | $520,000 | 2,799 |
| Securities gains (losses) | $338,000 | 400 |
| Applicable income taxes | $43,000 | 3,185 |
| Income before extraordinary items | $815,000 | 1,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $815,000 | 1,772 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $815,000 | 1,771 |
| Net charge-offs | $396,000 | 1,261 |
| Cash dividends | $47,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $493,900 | 2,519 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,824,000 | 1,782 |
| Total interest expense | $3,056,000 | 1,930 |
| Net interest income | $12,768,000 | 1,759 |
| Provision for loan and lease losses | $3,776,000 | 994 |
| Total noninterest income | $-16,000 | 7,011 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $982,000 | 1,502 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-998,000 | 7,198 |
| Total noninterest expense | $9,970,000 | 1,920 |
| Salaries and employee benefits | $4,857,000 | 1,991 |
| Premises and equipment expense | $1,507,000 | 1,648 |
| Additional noninterest expense | $3,606,000 | 1,868 |
| Pre-tax net operating income | $-994,000 | 6,579 |
| Securities gains (losses) | $220,000 | 1,375 |
| Applicable income taxes | $-125,000 | 6,854 |
| Income before extraordinary items | $-649,000 | 6,539 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-649,000 | 6,539 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-649,000 | 6,538 |
| Net charge-offs | $3,666,000 | 1,047 |
| Cash dividends | $193,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-833,800 | 6,570 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 1,770 |
| Total interest expense | $2,387,000 | 1,933 |
| Net interest income | $9,684,000 | 1,737 |
| Provision for loan and lease losses | $3,176,000 | 894 |
| Total noninterest income | $-250,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $740,000 | 1,498 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-990,000 | 7,321 |
| Total noninterest expense | $7,768,000 | 1,851 |
| Salaries and employee benefits | $3,678,000 | 1,972 |
| Premises and equipment expense | $1,141,000 | 1,650 |
| Additional noninterest expense | $2,949,000 | 1,727 |
| Pre-tax net operating income | $-1,510,000 | 6,925 |
| Securities gains (losses) | $220,000 | 1,140 |
| Applicable income taxes | $-115,000 | 7,010 |
| Income before extraordinary items | $-1,175,000 | 6,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,175,000 | 6,911 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,175,000 | 6,910 |
| Net charge-offs | $3,363,000 | 868 |
| Cash dividends | $193,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,375,200 | 6,929 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,157,000 | 1,767 |
| Total interest expense | $1,623,000 | 1,961 |
| Net interest income | $6,534,000 | 1,716 |
| Provision for loan and lease losses | $1,625,000 | 1,054 |
| Total noninterest income | $-8,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $494,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-502,000 | 7,378 |
| Total noninterest expense | $5,186,000 | 1,864 |
| Salaries and employee benefits | $2,494,000 | 1,957 |
| Premises and equipment expense | $791,000 | 1,598 |
| Additional noninterest expense | $1,901,000 | 1,797 |
| Pre-tax net operating income | $-285,000 | 6,642 |
| Securities gains (losses) | $69,000 | 1,380 |
| Applicable income taxes | $-33,000 | 6,984 |
| Income before extraordinary items | $-183,000 | 6,609 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-183,000 | 6,609 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-183,000 | 6,609 |
| Net charge-offs | $1,463,000 | 1,144 |
| Cash dividends | $193,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-241,650 | 6,649 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 1,793 |
| Total interest expense | $818,000 | 2,014 |
| Net interest income | $3,207,000 | 1,740 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $-21,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $247,000 | 1,448 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-268,000 | 7,458 |
| Total noninterest expense | $2,551,000 | 1,907 |
| Salaries and employee benefits | $1,240,000 | 1,973 |
| Premises and equipment expense | $385,000 | 1,672 |
| Additional noninterest expense | $926,000 | 1,829 |
| Pre-tax net operating income | $410,000 | 2,914 |
| Securities gains (losses) | $17,000 | 1,151 |
| Applicable income taxes | $19,000 | 3,477 |
| Income before extraordinary items | $408,000 | 2,618 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $408,000 | 2,617 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $408,000 | 2,618 |
| Net charge-offs | $166,000 | 2,269 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $391,680 | 2,654 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,784,000 | 1,803 |
| Total interest expense | $3,867,000 | 2,058 |
| Net interest income | $12,917,000 | 1,712 |
| Provision for loan and lease losses | $2,005,000 | 2,063 |
| Total noninterest income | $928,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,124,000 | 1,356 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-196,000 | 7,274 |
| Total noninterest expense | $10,538,000 | 1,858 |
| Salaries and employee benefits | $5,013,000 | 1,940 |
| Premises and equipment expense | $1,608,000 | 1,588 |
| Additional noninterest expense | $3,917,000 | 1,843 |
| Pre-tax net operating income | $1,302,000 | 2,948 |
| Securities gains (losses) | $689,000 | 675 |
| Applicable income taxes | $66,000 | 3,491 |
| Income before extraordinary items | $1,925,000 | 2,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,925,000 | 2,093 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,925,000 | 2,094 |
| Net charge-offs | $1,802,000 | 1,982 |
| Cash dividends | $820,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,256,670 | 2,718 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,655,000 | 1,831 |
| Total interest expense | $3,006,000 | 2,069 |
| Net interest income | $9,649,000 | 1,741 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $807,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $861,000 | 1,368 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-54,000 | 7,332 |
| Total noninterest expense | $7,945,000 | 1,846 |
| Salaries and employee benefits | $3,735,000 | 1,940 |
| Premises and equipment expense | $1,188,000 | 1,645 |
| Additional noninterest expense | $3,022,000 | 1,763 |
| Pre-tax net operating income | $1,261,000 | 2,684 |
| Securities gains (losses) | $554,000 | 669 |
| Applicable income taxes | $69,000 | 3,362 |
| Income before extraordinary items | $1,746,000 | 1,888 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,746,000 | 1,889 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,746,000 | 1,890 |
| Net charge-offs | $838,000 | 2,403 |
| Cash dividends | $605,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,214,160 | 2,391 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 1,855 |
| Total interest expense | $2,108,000 | 2,049 |
| Net interest income | $6,343,000 | 1,763 |
| Provision for loan and lease losses | $775,000 | 2,230 |
| Total noninterest income | $696,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $597,000 | 1,313 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 4,658 |
| Total noninterest expense | $5,219,000 | 1,878 |
| Salaries and employee benefits | $2,450,000 | 1,988 |
| Premises and equipment expense | $771,000 | 1,720 |
| Additional noninterest expense | $1,998,000 | 1,763 |
| Pre-tax net operating income | $1,045,000 | 2,298 |
| Securities gains (losses) | $151,000 | 1,128 |
| Applicable income taxes | $44,000 | 3,371 |
| Income before extraordinary items | $1,152,000 | 1,869 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,152,000 | 1,868 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,152,000 | 1,869 |
| Net charge-offs | $446,000 | 2,570 |
| Cash dividends | $391,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,007,040 | 2,032 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 1,899 |
| Total interest expense | $1,132,000 | 2,021 |
| Net interest income | $3,097,000 | 1,830 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $378,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $312,000 | 1,248 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $2,570,000 | 1,930 |
| Salaries and employee benefits | $1,231,000 | 2,000 |
| Premises and equipment expense | $369,000 | 1,831 |
| Additional noninterest expense | $970,000 | 1,791 |
| Pre-tax net operating income | $505,000 | 2,394 |
| Securities gains (losses) | $112,000 | 737 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $593,000 | 1,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $593,000 | 1,843 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $593,000 | 1,845 |
| Net charge-offs | $-159,000 | 7,879 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $485,480 | 2,108 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,325,000 | 1,951 |
| Total interest expense | $6,142,000 | 1,890 |
| Net interest income | $11,183,000 | 1,974 |
| Provision for loan and lease losses | $1,750,000 | 2,663 |
| Total noninterest income | $1,864,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,312,000 | 1,314 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $552,000 | 3,036 |
| Total noninterest expense | $10,276,000 | 1,970 |
| Salaries and employee benefits | $5,110,000 | 1,929 |
| Premises and equipment expense | $1,649,000 | 1,635 |
| Additional noninterest expense | $3,517,000 | 2,048 |
| Pre-tax net operating income | $1,021,000 | 2,953 |
| Securities gains (losses) | $186,000 | 1,604 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $1,198,000 | 2,485 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,198,000 | 2,483 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,198,000 | 2,484 |
| Net charge-offs | $1,688,000 | 2,240 |
| Cash dividends | $698,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,013,860 | 2,694 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,006,000 | 1,984 |
| Total interest expense | $4,818,000 | 1,885 |
| Net interest income | $8,188,000 | 2,009 |
| Provision for loan and lease losses | $545,000 | 3,673 |
| Total noninterest income | $1,404,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $976,000 | 1,314 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $428,000 | 3,061 |
| Total noninterest expense | $7,803,000 | 1,930 |
| Salaries and employee benefits | $4,026,000 | 1,864 |
| Premises and equipment expense | $1,232,000 | 1,661 |
| Additional noninterest expense | $2,545,000 | 2,073 |
| Pre-tax net operating income | $1,244,000 | 2,369 |
| Securities gains (losses) | $143,000 | 1,540 |
| Applicable income taxes | $35,000 | 3,522 |
| Income before extraordinary items | $1,352,000 | 1,968 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,352,000 | 1,967 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,352,000 | 1,968 |
| Net charge-offs | $695,000 | 2,638 |
| Cash dividends | $653,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,213,290 | 2,107 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 2,021 |
| Total interest expense | $3,322,000 | 1,917 |
| Net interest income | $5,359,000 | 2,044 |
| Provision for loan and lease losses | $270,000 | 3,897 |
| Total noninterest income | $945,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $650,000 | 1,302 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $295,000 | 3,035 |
| Total noninterest expense | $5,132,000 | 1,986 |
| Salaries and employee benefits | $2,645,000 | 1,916 |
| Premises and equipment expense | $803,000 | 1,736 |
| Additional noninterest expense | $1,684,000 | 2,104 |
| Pre-tax net operating income | $902,000 | 2,301 |
| Securities gains (losses) | $91,000 | 1,558 |
| Applicable income taxes | $27,000 | 3,544 |
| Income before extraordinary items | $966,000 | 1,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $966,000 | 1,891 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $966,000 | 1,893 |
| Net charge-offs | $610,000 | 2,113 |
| Cash dividends | $521,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $877,730 | 2,007 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 2,045 |
| Total interest expense | $1,706,000 | 1,938 |
| Net interest income | $2,632,000 | 2,079 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $468,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $324,000 | 1,267 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $144,000 | 3,030 |
| Total noninterest expense | $2,497,000 | 1,991 |
| Salaries and employee benefits | $1,320,000 | 1,951 |
| Premises and equipment expense | $404,000 | 1,747 |
| Additional noninterest expense | $773,000 | 2,049 |
| Pre-tax net operating income | $483,000 | 2,444 |
| Securities gains (losses) | $27,000 | 1,565 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $498,000 | 2,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $498,000 | 2,145 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $498,000 | 2,147 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $471,540 | 2,115 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,851,000 | 1,928 |
| Total interest expense | $8,052,000 | 1,962 |
| Net interest income | $11,799,000 | 1,890 |
| Provision for loan and lease losses | $75,000 | 6,271 |
| Total noninterest income | $1,918,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,383,000 | 1,303 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $535,000 | 3,073 |
| Total noninterest expense | $10,562,000 | 1,835 |
| Salaries and employee benefits | $5,318,000 | 1,897 |
| Premises and equipment expense | $1,675,000 | 1,647 |
| Additional noninterest expense | $3,569,000 | 1,718 |
| Pre-tax net operating income | $3,080,000 | 1,752 |
| Securities gains (losses) | $125,000 | 975 |
| Applicable income taxes | $143,000 | 3,103 |
| Income before extraordinary items | $3,062,000 | 1,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,062,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,230 |
| Cash dividends | $1,783,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,942,000 | 1,492 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,150,000 | 1,934 |
| Total interest expense | $6,149,000 | 2,014 |
| Net interest income | $9,001,000 | 1,881 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $1,454,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,040,000 | 1,302 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $414,000 | 3,125 |
| Total noninterest expense | $7,665,000 | 1,879 |
| Salaries and employee benefits | $3,978,000 | 1,945 |
| Premises and equipment expense | $1,218,000 | 1,706 |
| Additional noninterest expense | $2,469,000 | 1,800 |
| Pre-tax net operating income | $2,735,000 | 1,780 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $128,000 | 3,373 |
| Income before extraordinary items | $2,681,000 | 1,376 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,681,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-191,000 | 8,323 |
| Cash dividends | $1,584,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,610,700 | 1,493 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,160,000 | 1,954 |
| Total interest expense | $4,249,000 | 2,031 |
| Net interest income | $5,911,000 | 1,904 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $959,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $690,000 | 1,284 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $269,000 | 3,214 |
| Total noninterest expense | $5,022,000 | 1,911 |
| Salaries and employee benefits | $2,625,000 | 1,982 |
| Premises and equipment expense | $799,000 | 1,724 |
| Additional noninterest expense | $1,598,000 | 1,807 |
| Pre-tax net operating income | $1,848,000 | 1,804 |
| Securities gains (losses) | $62,000 | 1,287 |
| Applicable income taxes | $84,000 | 3,627 |
| Income before extraordinary items | $1,826,000 | 1,502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,826,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-190,000 | 8,398 |
| Cash dividends | $1,145,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,766,480 | 1,518 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 1,925 |
| Total interest expense | $2,304,000 | 2,006 |
| Net interest income | $2,979,000 | 1,876 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $474,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $337,000 | 1,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $2,537,000 | 1,882 |
| Salaries and employee benefits | $1,337,000 | 1,965 |
| Premises and equipment expense | $400,000 | 1,728 |
| Additional noninterest expense | $800,000 | 1,777 |
| Pre-tax net operating income | $916,000 | 1,942 |
| Securities gains (losses) | $59,000 | 996 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $941,000 | 1,589 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $941,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-455,000 | 8,482 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $883,770 | 1,619 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,913,000 | 1,932 |
| Total interest expense | $10,026,000 | 1,945 |
| Net interest income | $11,887,000 | 1,910 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,792,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,277,000 | 1,401 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $515,000 | 3,257 |
| Total noninterest expense | $9,425,000 | 1,970 |
| Salaries and employee benefits | $4,715,000 | 2,140 |
| Premises and equipment expense | $1,555,000 | 1,692 |
| Additional noninterest expense | $3,155,000 | 1,750 |
| Pre-tax net operating income | $4,254,000 | 1,880 |
| Securities gains (losses) | $153,000 | 499 |
| Applicable income taxes | $245,000 | 3,642 |
| Income before extraordinary items | $4,162,000 | 1,527 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,162,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $2,614,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,018,180 | 1,571 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,375,000 | 1,933 |
| Total interest expense | $7,429,000 | 1,967 |
| Net interest income | $8,946,000 | 1,913 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,318,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $919,000 | 1,435 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $399,000 | 3,212 |
| Total noninterest expense | $6,869,000 | 1,995 |
| Salaries and employee benefits | $3,510,000 | 2,150 |
| Premises and equipment expense | $1,123,000 | 1,750 |
| Additional noninterest expense | $2,236,000 | 1,803 |
| Pre-tax net operating income | $3,395,000 | 1,894 |
| Securities gains (losses) | $62,000 | 590 |
| Applicable income taxes | $193,000 | 3,759 |
| Income before extraordinary items | $3,264,000 | 1,547 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,264,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $2,109,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,205,720 | 1,566 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,711,000 | 1,981 |
| Total interest expense | $4,832,000 | 2,007 |
| Net interest income | $5,879,000 | 1,974 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $853,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $593,000 | 1,488 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $260,000 | 3,267 |
| Total noninterest expense | $4,444,000 | 2,068 |
| Salaries and employee benefits | $2,296,000 | 2,226 |
| Premises and equipment expense | $728,000 | 1,807 |
| Additional noninterest expense | $1,420,000 | 1,905 |
| Pre-tax net operating income | $2,288,000 | 1,931 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $121,000 | 3,911 |
| Income before extraordinary items | $2,172,000 | 1,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,172,000 | 1,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $1,350,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,167,250 | 1,589 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,029 |
| Total interest expense | $2,333,000 | 2,049 |
| Net interest income | $2,886,000 | 2,021 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $419,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $291,000 | 1,473 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $128,000 | 3,299 |
| Total noninterest expense | $2,245,000 | 2,054 |
| Salaries and employee benefits | $1,113,000 | 2,310 |
| Premises and equipment expense | $374,000 | 1,778 |
| Additional noninterest expense | $758,000 | 1,767 |
| Pre-tax net operating income | $1,060,000 | 2,066 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $46,000 | 4,214 |
| Income before extraordinary items | $1,014,000 | 1,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,014,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,014,000 | 1,682 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,224,000 | 2,058 |
| Total interest expense | $7,511,000 | 2,158 |
| Net interest income | $11,713,000 | 1,982 |
| Provision for loan and lease losses | $325,000 | 2,629 |
| Total noninterest income | $1,587,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,126,000 | 1,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $461,000 | 3,479 |
| Total noninterest expense | $8,473,000 | 2,075 |
| Salaries and employee benefits | $4,390,000 | 2,222 |
| Premises and equipment expense | $1,369,000 | 1,837 |
| Additional noninterest expense | $2,714,000 | 1,942 |
| Pre-tax net operating income | $4,502,000 | 2,052 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $224,000 | 4,177 |
| Income before extraordinary items | $4,281,000 | 1,682 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,281,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,219 |
| Cash dividends | $2,671,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,278,150 | 1,675 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,087,000 | 2,084 |
| Total interest expense | $5,282,000 | 2,224 |
| Net interest income | $8,805,000 | 1,997 |
| Provision for loan and lease losses | $275,000 | 2,295 |
| Total noninterest income | $1,152,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $809,000 | 1,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 3,485 |
| Total noninterest expense | $6,301,000 | 2,097 |
| Salaries and employee benefits | $3,410,000 | 2,156 |
| Premises and equipment expense | $979,000 | 1,939 |
| Additional noninterest expense | $1,912,000 | 2,055 |
| Pre-tax net operating income | $3,381,000 | 2,118 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $159,000 | 4,417 |
| Income before extraordinary items | $3,220,000 | 1,730 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,220,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $2,005,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,221,900 | 1,717 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 2,110 |
| Total interest expense | $3,275,000 | 2,271 |
| Net interest income | $5,849,000 | 1,997 |
| Provision for loan and lease losses | $225,000 | 1,918 |
| Total noninterest income | $740,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $512,000 | 1,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $228,000 | 3,485 |
| Total noninterest expense | $4,079,000 | 2,168 |
| Salaries and employee benefits | $2,218,000 | 2,218 |
| Premises and equipment expense | $612,000 | 2,048 |
| Additional noninterest expense | $1,249,000 | 2,093 |
| Pre-tax net operating income | $2,285,000 | 2,096 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $108,000 | 4,421 |
| Income before extraordinary items | $2,177,000 | 1,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,177,000 | 1,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $1,358,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,177,000 | 1,661 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 2,151 |
| Total interest expense | $1,513,000 | 2,318 |
| Net interest income | $2,851,000 | 2,033 |
| Provision for loan and lease losses | $175,000 | 1,259 |
| Total noninterest income | $350,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $239,000 | 1,759 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $1,913,000 | 2,327 |
| Salaries and employee benefits | $1,064,000 | 2,311 |
| Premises and equipment expense | $272,000 | 2,293 |
| Additional noninterest expense | $577,000 | 2,233 |
| Pre-tax net operating income | $1,113,000 | 2,104 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $51,000 | 4,470 |
| Income before extraordinary items | $1,062,000 | 1,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,062,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $716,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,062,000 | 1,674 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,258,000 | 2,179 |
| Total interest expense | $4,695,000 | 2,335 |
| Net interest income | $10,563,000 | 2,101 |
| Provision for loan and lease losses | $550,000 | 1,758 |
| Total noninterest income | $1,509,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,018,000 | 1,702 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $491,000 | 3,397 |
| Total noninterest expense | $7,269,000 | 2,299 |
| Salaries and employee benefits | $4,095,000 | 2,238 |
| Premises and equipment expense | $1,065,000 | 2,240 |
| Additional noninterest expense | $2,109,000 | 2,368 |
| Pre-tax net operating income | $4,253,000 | 2,125 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $263,000 | 4,298 |
| Income before extraordinary items | $3,985,000 | 1,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,985,000 | 1,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $2,511,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,989,700 | 1,717 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,046,000 | 2,200 |
| Total interest expense | $3,335,000 | 2,334 |
| Net interest income | $7,711,000 | 2,132 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $1,176,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $798,000 | 1,622 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 3,377 |
| Total noninterest expense | $5,365,000 | 2,308 |
| Salaries and employee benefits | $3,059,000 | 2,231 |
| Premises and equipment expense | $784,000 | 2,259 |
| Additional noninterest expense | $1,522,000 | 2,416 |
| Pre-tax net operating income | $3,072,000 | 2,188 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $201,000 | 4,415 |
| Income before extraordinary items | $2,862,000 | 1,829 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,862,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $1,763,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,870,370 | 1,789 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 2,181 |
| Total interest expense | $2,132,000 | 2,294 |
| Net interest income | $5,098,000 | 2,127 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $714,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $523,000 | 1,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $191,000 | 3,839 |
| Total noninterest expense | $3,532,000 | 2,335 |
| Salaries and employee benefits | $1,988,000 | 2,265 |
| Premises and equipment expense | $515,000 | 2,274 |
| Additional noninterest expense | $1,029,000 | 2,359 |
| Pre-tax net operating income | $1,980,000 | 2,209 |
| Securities gains (losses) | $-86,000 | 8,681 |
| Applicable income taxes | $136,000 | 4,397 |
| Income before extraordinary items | $1,758,000 | 1,935 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,758,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $1,182,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,837,980 | 1,825 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 2,159 |
| Total interest expense | $1,047,000 | 2,234 |
| Net interest income | $2,542,000 | 2,123 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $343,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $249,000 | 1,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $1,796,000 | 2,310 |
| Salaries and employee benefits | $1,031,000 | 2,204 |
| Premises and equipment expense | $255,000 | 2,317 |
| Additional noninterest expense | $510,000 | 2,384 |
| Pre-tax net operating income | $939,000 | 2,278 |
| Securities gains (losses) | $91,000 | 392 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $966,000 | 1,742 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $966,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,662 |
| Cash dividends | $634,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $880,460 | 1,886 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,548,000 | 2,113 |
| Total interest expense | $4,010,000 | 2,034 |
| Net interest income | $9,538,000 | 2,137 |
| Provision for loan and lease losses | $450,000 | 2,142 |
| Total noninterest income | $1,475,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,160,000 | 1,515 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $315,000 | 4,176 |
| Total noninterest expense | $6,998,000 | 2,284 |
| Salaries and employee benefits | $3,695,000 | 2,346 |
| Premises and equipment expense | $1,172,000 | 1,967 |
| Additional noninterest expense | $2,131,000 | 2,282 |
| Pre-tax net operating income | $3,565,000 | 2,242 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $252,000 | 4,449 |
| Income before extraordinary items | $3,357,000 | 1,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,357,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,499 |
| Cash dividends | $2,165,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,316,080 | 1,856 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,140,000 | 2,072 |
| Total interest expense | $2,971,000 | 2,017 |
| Net interest income | $7,169,000 | 2,110 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $1,117,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $897,000 | 1,479 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $220,000 | 4,322 |
| Total noninterest expense | $5,231,000 | 2,273 |
| Salaries and employee benefits | $2,768,000 | 2,335 |
| Premises and equipment expense | $864,000 | 1,999 |
| Additional noninterest expense | $1,599,000 | 2,264 |
| Pre-tax net operating income | $2,755,000 | 2,212 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $211,000 | 4,361 |
| Income before extraordinary items | $2,564,000 | 1,865 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,564,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,724 |
| Cash dividends | $1,709,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,545,600 | 1,827 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 2,053 |
| Total interest expense | $1,960,000 | 2,013 |
| Net interest income | $4,807,000 | 2,088 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $733,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $599,000 | 1,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $3,475,000 | 2,280 |
| Salaries and employee benefits | $1,828,000 | 2,358 |
| Premises and equipment expense | $556,000 | 2,063 |
| Additional noninterest expense | $1,091,000 | 2,218 |
| Pre-tax net operating income | $1,915,000 | 2,121 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $121,000 | 4,596 |
| Income before extraordinary items | $1,809,000 | 1,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,809,000 | 1,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,637 |
| Cash dividends | $1,187,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,794,900 | 1,717 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 2,087 |
| Total interest expense | $974,000 | 2,047 |
| Net interest income | $2,382,000 | 2,114 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $365,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $296,000 | 1,446 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,710,000 | 2,330 |
| Salaries and employee benefits | $900,000 | 2,414 |
| Premises and equipment expense | $272,000 | 2,131 |
| Additional noninterest expense | $538,000 | 2,211 |
| Pre-tax net operating income | $962,000 | 2,082 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $54,000 | 4,750 |
| Income before extraordinary items | $913,000 | 1,717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $913,000 | 1,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,748 |
| Cash dividends | $621,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $908,300 | 1,645 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,249,000 | 1,988 |
| Total interest expense | $4,518,000 | 1,978 |
| Net interest income | $9,731,000 | 2,017 |
| Provision for loan and lease losses | $97,000 | 5,382 |
| Total noninterest income | $1,649,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,227,000 | 1,415 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $422,000 | 3,874 |
| Total noninterest expense | $7,138,000 | 2,206 |
| Salaries and employee benefits | $3,700,000 | 2,293 |
| Premises and equipment expense | $1,305,000 | 1,741 |
| Additional noninterest expense | $2,133,000 | 2,269 |
| Pre-tax net operating income | $4,145,000 | 1,926 |
| Securities gains (losses) | $146,000 | 1,574 |
| Applicable income taxes | $256,000 | 4,535 |
| Income before extraordinary items | $4,035,000 | 1,554 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,035,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $2,633,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,897,760 | 1,527 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,808,000 | 1,996 |
| Total interest expense | $3,530,000 | 1,983 |
| Net interest income | $7,278,000 | 2,025 |
| Provision for loan and lease losses | $97,000 | 4,715 |
| Total noninterest income | $1,296,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $916,000 | 1,435 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $380,000 | 3,624 |
| Total noninterest expense | $5,264,000 | 2,247 |
| Salaries and employee benefits | $2,804,000 | 2,269 |
| Premises and equipment expense | $919,000 | 1,868 |
| Additional noninterest expense | $1,541,000 | 2,331 |
| Pre-tax net operating income | $3,213,000 | 1,936 |
| Securities gains (losses) | $149,000 | 1,428 |
| Applicable income taxes | $243,000 | 4,337 |
| Income before extraordinary items | $3,119,000 | 1,552 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,119,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $2,031,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,980,430 | 1,548 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 1,989 |
| Total interest expense | $2,484,000 | 1,934 |
| Net interest income | $4,815,000 | 2,031 |
| Provision for loan and lease losses | $97,000 | 3,927 |
| Total noninterest income | $896,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $609,000 | 1,406 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $287,000 | 3,386 |
| Total noninterest expense | $3,423,000 | 2,295 |
| Salaries and employee benefits | $1,767,000 | 2,389 |
| Premises and equipment expense | $632,000 | 1,795 |
| Additional noninterest expense | $1,024,000 | 2,315 |
| Pre-tax net operating income | $2,191,000 | 1,891 |
| Securities gains (losses) | $178,000 | 1,115 |
| Applicable income taxes | $161,000 | 4,384 |
| Income before extraordinary items | $2,208,000 | 1,487 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,208,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $1,447,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,042,460 | 1,485 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 1,959 |
| Total interest expense | $1,292,000 | 1,906 |
| Net interest income | $2,440,000 | 2,019 |
| Provision for loan and lease losses | $49,000 | 3,737 |
| Total noninterest income | $390,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $302,000 | 1,377 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $1,694,000 | 2,298 |
| Salaries and employee benefits | $885,000 | 2,378 |
| Premises and equipment expense | $323,000 | 1,771 |
| Additional noninterest expense | $486,000 | 2,392 |
| Pre-tax net operating income | $1,087,000 | 1,895 |
| Securities gains (losses) | $71,000 | 1,197 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $1,077,000 | 1,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,077,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,934 |
| Cash dividends | $649,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,010,970 | 1,493 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,367,000 | 2,005 |
| Total interest expense | $6,464,000 | 1,766 |
| Net interest income | $8,903,000 | 2,182 |
| Provision for loan and lease losses | $525,000 | 2,307 |
| Total noninterest income | $1,403,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,166,000 | 1,391 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $237,000 | 4,698 |
| Total noninterest expense | $6,445,000 | 2,320 |
| Salaries and employee benefits | $3,194,000 | 2,478 |
| Premises and equipment expense | $1,200,000 | 1,850 |
| Additional noninterest expense | $2,051,000 | 2,252 |
| Pre-tax net operating income | $3,336,000 | 2,296 |
| Securities gains (losses) | $149,000 | 1,395 |
| Applicable income taxes | $179,000 | 5,269 |
| Income before extraordinary items | $3,306,000 | 1,811 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,306,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,597 |
| Cash dividends | $2,619,000 | 1,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,164,450 | 1,839 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,120,000 | 2,256 |
| Total interest expense | $7,338,000 | 2,191 |
| Net interest income | $7,782,000 | 2,295 |
| Provision for loan and lease losses | $700,000 | 1,661 |
| Total noninterest income | $1,398,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,128,000 | 1,326 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $270,000 | 4,335 |
| Total noninterest expense | $6,138,000 | 2,325 |
| Salaries and employee benefits | $3,047,000 | 2,473 |
| Premises and equipment expense | $1,227,000 | 1,763 |
| Additional noninterest expense | $1,864,000 | 2,398 |
| Pre-tax net operating income | $2,342,000 | 2,807 |
| Securities gains (losses) | $688,000 | 507 |
| Applicable income taxes | $435,000 | 3,573 |
| Income before extraordinary items | $2,595,000 | 2,014 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,595,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,339 |
| Cash dividends | $2,001,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $-1,835,000 | 9,590 |
| Net operating income | $2,003,320 | 2,439 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,862,000 | 2,512 |
| Total interest expense | $7,400,000 | 2,294 |
| Net interest income | $6,462,000 | 2,751 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $2,395,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,275,000 | 1,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,120,000 | 1,728 |
| Total noninterest expense | $5,888,000 | 2,316 |
| Salaries and employee benefits | $3,079,000 | 2,323 |
| Premises and equipment expense | $1,174,000 | 1,785 |
| Additional noninterest expense | $1,635,000 | 2,608 |
| Pre-tax net operating income | $2,589,000 | 2,687 |
| Securities gains (losses) | $10,000 | 1,158 |
| Applicable income taxes | $742,000 | 2,659 |
| Income before extraordinary items | $1,857,000 | 2,737 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,857,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,880 |
| Cash dividends | $571,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,721 |
| Net operating income | $1,849,900 | 2,746 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,058,000 | 2,922 |
| Total interest expense | $5,278,000 | 2,770 |
| Net interest income | $5,780,000 | 3,023 |
| Provision for loan and lease losses | $910,000 | 1,054 |
| Total noninterest income | $2,358,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,246,000 | 1,068 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,112,000 | 1,740 |
| Total noninterest expense | $6,311,000 | 2,153 |
| Salaries and employee benefits | $3,023,000 | 2,325 |
| Premises and equipment expense | $1,264,000 | 1,617 |
| Additional noninterest expense | $2,024,000 | 2,167 |
| Pre-tax net operating income | $917,000 | 5,565 |
| Securities gains (losses) | $512,000 | 337 |
| Applicable income taxes | $256,000 | 5,148 |
| Income before extraordinary items | $1,173,000 | 3,945 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,173,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,272 |
| Cash dividends | $667,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $753,160 | 5,231 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,196,000 | 3,174 |
| Total interest expense | $4,991,000 | 3,005 |
| Net interest income | $5,205,000 | 3,264 |
| Provision for loan and lease losses | $177,000 | 3,833 |
| Total noninterest income | $1,891,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,073,000 | 1,173 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $818,000 | 2,141 |
| Total noninterest expense | $5,125,000 | 2,539 |
| Salaries and employee benefits | $2,735,000 | 2,470 |
| Premises and equipment expense | $887,000 | 2,194 |
| Additional noninterest expense | $1,503,000 | 2,772 |
| Pre-tax net operating income | $1,794,000 | 3,642 |
| Securities gains (losses) | $-35,000 | 10,345 |
| Applicable income taxes | $217,000 | 5,993 |
| Income before extraordinary items | $1,542,000 | 3,190 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,542,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,550 |
| Cash dividends | $667,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,572,800 | 3,044 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,269,000 | 3,489 |
| Total interest expense | $4,075,000 | 3,609 |
| Net interest income | $5,194,000 | 3,363 |
| Provision for loan and lease losses | $242,000 | 3,006 |
| Total noninterest income | $1,824,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $891,000 | 1,447 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $933,000 | 1,824 |
| Total noninterest expense | $4,251,000 | 3,006 |
| Salaries and employee benefits | $2,398,000 | 2,761 |
| Premises and equipment expense | $640,000 | 2,978 |
| Additional noninterest expense | $1,213,000 | 3,324 |
| Pre-tax net operating income | $2,525,000 | 2,886 |
| Securities gains (losses) | $-56,000 | 10,668 |
| Applicable income taxes | $588,000 | 3,747 |
| Income before extraordinary items | $1,881,000 | 2,726 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,881,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,290 |
| Cash dividends | $628,000 | 2,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,923,560 | 2,629 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,990,000 | 3,625 |
| Total interest expense | $3,748,000 | 3,938 |
| Net interest income | $5,242,000 | 3,386 |
| Provision for loan and lease losses | $166,000 | 3,858 |
| Total noninterest income | $1,059,000 | 2,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $731,000 | 1,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,863 |
| Total noninterest expense | $3,677,000 | 3,600 |
| Salaries and employee benefits | $2,213,000 | 3,016 |
| Premises and equipment expense | $571,000 | 3,368 |
| Additional noninterest expense | $893,000 | 4,786 |
| Pre-tax net operating income | $2,458,000 | 2,812 |
| Securities gains (losses) | $-88,000 | 11,170 |
| Applicable income taxes | $609,000 | 3,544 |
| Income before extraordinary items | $1,761,000 | 2,758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,761,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,624 |
| Cash dividends | $549,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,826,120 | 2,623 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 3,933 |
| Total interest expense | $3,385,000 | 4,282 |
| Net interest income | $4,788,000 | 3,681 |
| Provision for loan and lease losses | $111,000 | 4,376 |
| Total noninterest income | $917,000 | 3,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $679,000 | 1,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $3,359,000 | 3,889 |
| Salaries and employee benefits | $2,030,000 | 3,265 |
| Premises and equipment expense | $480,000 | 3,887 |
| Additional noninterest expense | $849,000 | 4,999 |
| Pre-tax net operating income | $2,235,000 | 3,170 |
| Securities gains (losses) | $-125,000 | 11,570 |
| Applicable income taxes | $549,000 | 3,913 |
| Income before extraordinary items | $1,561,000 | 3,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,561,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $471,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,653,500 | 2,939 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 4,266 |
| Total interest expense | $2,570,000 | 4,532 |
| Net interest income | $4,360,000 | 4,039 |
| Provision for loan and lease losses | $29,000 | 7,250 |
| Total noninterest income | $942,000 | 3,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $710,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,795 |
| Total noninterest expense | $3,226,000 | 4,144 |
| Salaries and employee benefits | $1,842,000 | 3,541 |
| Premises and equipment expense | $456,000 | 4,111 |
| Additional noninterest expense | $928,000 | 5,041 |
| Pre-tax net operating income | $2,047,000 | 3,359 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $431,000 | 4,512 |
| Income before extraordinary items | $1,617,000 | 2,972 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,617,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $427,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,616,210 | 3,000 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 4,515 |
| Total interest expense | $2,529,000 | 4,757 |
| Net interest income | $4,139,000 | 4,263 |
| Provision for loan and lease losses | $61,000 | 6,929 |
| Total noninterest income | $907,000 | 3,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $654,000 | 2,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,978 |
| Total noninterest expense | $3,023,000 | 4,474 |
| Salaries and employee benefits | $1,807,000 | 3,600 |
| Premises and equipment expense | $419,000 | 4,536 |
| Additional noninterest expense | $797,000 | 5,941 |
| Pre-tax net operating income | $1,962,000 | 3,366 |
| Securities gains (losses) | $88,000 | 2,680 |
| Applicable income taxes | $515,000 | 4,073 |
| Income before extraordinary items | $1,535,000 | 3,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,535,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $412,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,469,000 | 3,130 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 4,788 |
| Total interest expense | $2,837,000 | 5,410 |
| Net interest income | $4,235,000 | 4,221 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $800,000 | 3,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $600,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,673 |
| Total noninterest expense | $2,936,000 | 4,635 |
| Salaries and employee benefits | $1,545,000 | 4,115 |
| Premises and equipment expense | $418,000 | 4,643 |
| Additional noninterest expense | $973,000 | 5,165 |
| Pre-tax net operating income | $1,919,000 | 3,221 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $660,000 | 3,149 |
| Income before extraordinary items | $1,290,000 | 3,559 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,290,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 3,729 |
| Cash dividends | $332,000 | 3,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,269,540 | 3,351 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.