Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0535% | 4,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0884% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3223% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 3,280 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3369% | 1,074 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0879% | 3,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 3,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.0579% | 4,739 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1182% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0207% | 3,328 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3585% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0319% | 3,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.0694% | 4,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0634% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1785% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0155% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4043% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0322% | 2,849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 778 |
| Percentage Net Loans Charged-off:Construction & development | -0.0751% | 4,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1273% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3531% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0622% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0660% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | -0.0904% | 4,900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2642% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1830% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3412% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6796% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2490% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1666% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0937% | 4,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3567% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2460% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4059% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0430% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3617% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1689% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0834% | 4,984 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 5,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1109% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5345% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4872% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5106% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4855% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2014% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.0926% | 5,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0784% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7189% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5554% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6566% | 1,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1330% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1563% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.1210% | 5,069 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 5,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3469% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1664% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5338% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1475% | 5,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0566% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2826% | 2,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2499% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1900% | 898 |
| Percentage Net Loans Charged-off:Construction & development | -0.1223% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 5,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1350% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1484% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7134% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 5,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2037% | 5,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4591% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3936% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3120% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1946% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3064% | 593 |
| Percentage Net Loans Charged-off:Construction & development | -0.1324% | 5,216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 5,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7835% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2234% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0680% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 5,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3212% | 5,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5289% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9954% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4920% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1537% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6565% | 244 |
| Percentage Net Loans Charged-off:Construction & development | -0.1562% | 5,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7600% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4587% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1583% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6166% | 5,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4403% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4957% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5151% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3223% | 5,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 3,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.1132% | 5,308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 5,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1567% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0710% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1816% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1136% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2526% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1023% | 3,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0989% | 1,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 2,868 |
| Percentage Net Loans Charged-off:Construction & development | -0.1156% | 5,357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 5,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1869% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2422% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0637% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5105% | 1,230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1102% | 2,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.1101% | 5,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 5,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2823% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3682% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0194% | 3,265 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0161% | 1,243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1052% | 2,713 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 5,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 5,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.0904% | 5,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 5,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0390% | 5,270 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5066% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4385% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5047% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 1.7084% | 638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4537% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1648% | 2,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2447% | 979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1349% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2558% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1259% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8675% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0210% | 5,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6066% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7802% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 2.3507% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8138% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2222% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3216% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1837% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 5,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1425% | 3,186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0107% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0140% | 5,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0902% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4144% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 5.1555% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2879% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1998% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0580% | 5,558 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2479% | 1,232 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0420% | 5,447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 5,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0897% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1935% | 2,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2104% | 2,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8968% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8997% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 4.3729% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1830% | 2,345 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0385% | 5,475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4143% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2281% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4942% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1949% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1938% | 3,486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0390% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1256% | 3,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7563% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9037% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 4.9857% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0509% | 5,515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3985% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3363% | 1,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4255% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3227% | 2,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1171% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4399% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0140% | 3,975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6102% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6738% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 4.0966% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0760% | 5,535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3527% | 5,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2155% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4958% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2008% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0215% | 3,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0471% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7328% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7199% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 4.3032% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 6,740 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1100% | 5,275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4346% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9897% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4089% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6062% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6122% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7596% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.1648% | 2,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3979% | 2,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3209% | 326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2551% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1338% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3818% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4474% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1235% | 4,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7362% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0741% | 4,448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9516% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7693% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.2060% | 2,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5326% | 1,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2717% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9997% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7382% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 3,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5164% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 3,624 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0004% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1390% | 3,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2558% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3596% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.2829% | 2,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3451% | 1,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4617% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3601% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0301% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1833% | 3,410 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1905% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1014% | 3,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4084% | 2,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0541% | 1,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6813% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3522% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7997% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3523% | 7,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1983% | 6,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0404% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4151% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1162% | 6,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7412% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7903% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.4282% | 2,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0461% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8261% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5436% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9727% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7575% | 2,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1717% | 4,642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0765% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0199% | 6,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4552% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5350% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.4711% | 2,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8222% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3158% | 2,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2442% | 1,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3534% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2420% | 3,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1130% | 4,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5955% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0280% | 6,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3603% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4217% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 1.4367% | 1,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 2,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1989% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0531% | 1,361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2761% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1764% | 3,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1911% | 3,907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1805% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0420% | 6,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2542% | 7,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3708% | 7,738 |
| Percentage Net Loans Charged-off:Construction & development | -1.8496% | 7,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1556% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1026% | 2,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 3,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0862% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6625% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8584% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | 1.4625% | 2,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2091% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1777% | 3,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2676% | 2,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 7,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2019% | 5,210 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7336% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0223% | 2,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3626% | 3,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4597% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | 1.9230% | 1,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 2,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 3,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 3,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2197% | 4,783 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9277% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0587% | 1,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4737% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6065% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | 2.5370% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 2,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 2,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 3,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1371% | 4,697 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5831% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0855% | 1,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 5,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1978% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5984% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 8,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 5,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 1,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3592% | 7,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3463% | 4,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8083% | 1,030 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0981% | 8,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 1,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6466% | 7,831 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0805% | 7,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0223% | 1,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1477% | 8,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0110% | 7,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1197% | 7,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0618% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7184% | 8,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1544% | 8,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1062% | 7,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 6,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 7,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0436% | 5,498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1565% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0748% | 1,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 7,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 6,903 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1088% | 7,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5361% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0255% | 1,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 7,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 6,778 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1675% | 7,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8097% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0389% | 6,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 7,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 6,752 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4490% | 7,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 7,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0222% | 7,082 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2919% | 8,083 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4161% | 1,976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 7,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 6,967 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2893% | 8,000 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1239% | 1,986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 7,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 6,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2340% | 7,771 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6713% | 1,982 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 6,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0507% | 3,727 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6824% | 1,933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 6,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2189% | 7,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6960% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1996% | 2,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 4,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1310% | 7,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0692% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 5,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5056% | 8,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4924% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7869% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1363% | 8,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9212% | 8,214 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1527% | 7,505 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7820% | 2,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3146% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2866% | 8,489 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3482% | 1,205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0560% | 8,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2669% | 7,979 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3726% | 8,496 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5519% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0479% | 8,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4094% | 8,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0210% | 5,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7682% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0911% | 8,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8154% | 8,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0840% | 4,457 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5109% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 5,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 3,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5644% | 3,934 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3121% | 1,070 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 6,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 7,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1639% | 5,619 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6124% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 7,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5465% | 3,390 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9582% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0747% | 8,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 7,404 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8953% | 8,914 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5845% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4094% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9314% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1014% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3239% | 1,148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2490% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8109% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0304% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2328% | 1,168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2922% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3672% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 7,015 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 9,896 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6509% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |