Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $21,377,000 | 942 |
| Total interest expense | $5,670,000 | 583 |
| Net interest income | $15,707,000 | 1,060 |
| Provision for loan and lease losses | $4,575,000 | 437 |
| Total noninterest income | $8,626,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,711,000 | 410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,915,000 | 583 |
| Total noninterest expense | $17,143,000 | 877 |
| Salaries and employee benefits | $9,867,000 | 791 |
| Premises and equipment expense | $2,174,000 | 834 |
| Additional noninterest expense | $5,102,000 | 1,019 |
| Pre-tax net operating income | $2,615,000 | 1,898 |
| Securities gains (losses) | $355,000 | 973 |
| Applicable income taxes | $979,000 | 1,251 |
| Income before extraordinary items | $1,991,000 | 2,113 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,991,000 | 2,114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,991,000 | 2,114 |
| Net charge-offs | $6,621,000 | 364 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,753,150 | 2,230 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,421,000 | 936 |
| Total interest expense | $3,907,000 | 585 |
| Net interest income | $10,514,000 | 1,056 |
| Provision for loan and lease losses | $3,802,000 | 380 |
| Total noninterest income | $5,407,000 | 640 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,831,000 | 411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,576,000 | 609 |
| Total noninterest expense | $11,436,000 | 870 |
| Salaries and employee benefits | $6,574,000 | 789 |
| Premises and equipment expense | $1,432,000 | 845 |
| Additional noninterest expense | $3,430,000 | 1,016 |
| Pre-tax net operating income | $683,000 | 3,581 |
| Securities gains (losses) | $355,000 | 750 |
| Applicable income taxes | $340,000 | 1,915 |
| Income before extraordinary items | $698,000 | 3,331 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $698,000 | 3,331 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $698,000 | 3,332 |
| Net charge-offs | $5,221,000 | 332 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $460,150 | 3,933 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,243,000 | 936 |
| Total interest expense | $2,027,000 | 588 |
| Net interest income | $5,216,000 | 1,060 |
| Provision for loan and lease losses | $772,000 | 750 |
| Total noninterest income | $2,464,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $905,000 | 409 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,559,000 | 664 |
| Total noninterest expense | $5,668,000 | 877 |
| Salaries and employee benefits | $3,229,000 | 797 |
| Premises and equipment expense | $736,000 | 823 |
| Additional noninterest expense | $1,703,000 | 1,011 |
| Pre-tax net operating income | $1,240,000 | 1,408 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $427,000 | 1,018 |
| Income before extraordinary items | $813,000 | 1,771 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $813,000 | 1,773 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $813,000 | 1,772 |
| Net charge-offs | $2,598,000 | 329 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $813,000 | 1,670 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $30,690,000 | 911 |
| Total interest expense | $9,615,000 | 596 |
| Net interest income | $21,075,000 | 1,050 |
| Provision for loan and lease losses | $3,290,000 | 1,107 |
| Total noninterest income | $9,192,000 | 662 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,840,000 | 400 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,352,000 | 661 |
| Total noninterest expense | $23,847,000 | 831 |
| Salaries and employee benefits | $13,517,000 | 732 |
| Premises and equipment expense | $3,020,000 | 826 |
| Additional noninterest expense | $7,310,000 | 963 |
| Pre-tax net operating income | $3,130,000 | 1,763 |
| Securities gains (losses) | $540,000 | 748 |
| Applicable income taxes | $1,236,000 | 1,151 |
| Income before extraordinary items | $2,434,000 | 1,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,434,000 | 1,915 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,434,000 | 1,915 |
| Net charge-offs | $4,131,000 | 934 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,077,600 | 2,119 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $23,275,000 | 917 |
| Total interest expense | $7,531,000 | 591 |
| Net interest income | $15,744,000 | 1,064 |
| Provision for loan and lease losses | $2,767,000 | 987 |
| Total noninterest income | $6,388,000 | 698 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,878,000 | 405 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,510,000 | 743 |
| Total noninterest expense | $17,257,000 | 853 |
| Salaries and employee benefits | $9,811,000 | 759 |
| Premises and equipment expense | $2,403,000 | 787 |
| Additional noninterest expense | $5,043,000 | 1,043 |
| Pre-tax net operating income | $2,108,000 | 2,002 |
| Securities gains (losses) | $541,000 | 609 |
| Applicable income taxes | $885,000 | 1,192 |
| Income before extraordinary items | $1,764,000 | 2,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,764,000 | 2,028 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,764,000 | 2,028 |
| Net charge-offs | $1,662,000 | 1,389 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,401,530 | 2,349 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,548,000 | 929 |
| Total interest expense | $5,061,000 | 614 |
| Net interest income | $10,487,000 | 1,060 |
| Provision for loan and lease losses | $1,495,000 | 1,134 |
| Total noninterest income | $4,291,000 | 695 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,861,000 | 414 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,430,000 | 732 |
| Total noninterest expense | $11,305,000 | 884 |
| Salaries and employee benefits | $6,443,000 | 774 |
| Premises and equipment expense | $1,579,000 | 810 |
| Additional noninterest expense | $3,283,000 | 1,088 |
| Pre-tax net operating income | $1,978,000 | 1,468 |
| Securities gains (losses) | $322,000 | 523 |
| Applicable income taxes | $777,000 | 944 |
| Income before extraordinary items | $1,523,000 | 1,596 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,523,000 | 1,596 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,523,000 | 1,596 |
| Net charge-offs | $859,000 | 1,599 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,310,480 | 1,735 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,623,000 | 956 |
| Total interest expense | $2,530,000 | 642 |
| Net interest income | $5,093,000 | 1,086 |
| Provision for loan and lease losses | $772,000 | 1,045 |
| Total noninterest income | $2,027,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $871,000 | 432 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,156,000 | 740 |
| Total noninterest expense | $5,721,000 | 875 |
| Salaries and employee benefits | $3,255,000 | 774 |
| Premises and equipment expense | $823,000 | 792 |
| Additional noninterest expense | $1,643,000 | 1,084 |
| Pre-tax net operating income | $627,000 | 2,145 |
| Securities gains (losses) | $36,000 | 869 |
| Applicable income taxes | $206,000 | 1,475 |
| Income before extraordinary items | $457,000 | 2,412 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $457,000 | 2,411 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $457,000 | 2,412 |
| Net charge-offs | $75,000 | 3,009 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $432,160 | 2,461 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $31,420,000 | 968 |
| Total interest expense | $10,874,000 | 742 |
| Net interest income | $20,546,000 | 1,085 |
| Provision for loan and lease losses | $3,400,000 | 1,486 |
| Total noninterest income | $7,537,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,746,000 | 410 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,791,000 | 900 |
| Total noninterest expense | $25,398,000 | 788 |
| Salaries and employee benefits | $13,533,000 | 714 |
| Premises and equipment expense | $3,818,000 | 674 |
| Additional noninterest expense | $8,047,000 | 911 |
| Pre-tax net operating income | $-715,000 | 6,362 |
| Securities gains (losses) | $205,000 | 1,568 |
| Applicable income taxes | $549,000 | 1,791 |
| Income before extraordinary items | $-1,059,000 | 6,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,059,000 | 6,613 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,059,000 | 6,613 |
| Net charge-offs | $2,399,000 | 1,679 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,264,000 | 6,651 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,564,000 | 983 |
| Total interest expense | $8,302,000 | 749 |
| Net interest income | $15,262,000 | 1,105 |
| Provision for loan and lease losses | $2,250,000 | 1,532 |
| Total noninterest income | $7,376,000 | 630 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,809,000 | 408 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,567,000 | 615 |
| Total noninterest expense | $18,114,000 | 816 |
| Salaries and employee benefits | $9,712,000 | 738 |
| Premises and equipment expense | $2,868,000 | 678 |
| Additional noninterest expense | $5,534,000 | 971 |
| Pre-tax net operating income | $2,274,000 | 1,726 |
| Securities gains (losses) | $205,000 | 1,362 |
| Applicable income taxes | $773,000 | 1,239 |
| Income before extraordinary items | $1,706,000 | 1,935 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,706,000 | 1,936 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,706,000 | 1,937 |
| Net charge-offs | $2,014,000 | 1,501 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,564,550 | 1,975 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,710,000 | 999 |
| Total interest expense | $5,647,000 | 764 |
| Net interest income | $10,063,000 | 1,113 |
| Provision for loan and lease losses | $1,500,000 | 1,516 |
| Total noninterest income | $4,629,000 | 646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,798,000 | 423 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,831,000 | 618 |
| Total noninterest expense | $11,884,000 | 832 |
| Salaries and employee benefits | $6,367,000 | 752 |
| Premises and equipment expense | $1,884,000 | 695 |
| Additional noninterest expense | $3,633,000 | 975 |
| Pre-tax net operating income | $1,308,000 | 1,915 |
| Securities gains (losses) | $164,000 | 1,074 |
| Applicable income taxes | $438,000 | 1,357 |
| Income before extraordinary items | $1,034,000 | 2,057 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,034,000 | 2,055 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,034,000 | 2,057 |
| Net charge-offs | $1,736,000 | 1,251 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $919,200 | 2,192 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,972,000 | 1,006 |
| Total interest expense | $2,857,000 | 806 |
| Net interest income | $5,115,000 | 1,097 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $2,062,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $842,000 | 447 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,220,000 | 682 |
| Total noninterest expense | $5,954,000 | 834 |
| Salaries and employee benefits | $3,076,000 | 794 |
| Premises and equipment expense | $978,000 | 683 |
| Additional noninterest expense | $1,900,000 | 940 |
| Pre-tax net operating income | $623,000 | 2,038 |
| Securities gains (losses) | $164,000 | 587 |
| Applicable income taxes | $210,000 | 1,378 |
| Income before extraordinary items | $577,000 | 1,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $577,000 | 1,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $577,000 | 1,890 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $457,280 | 2,216 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,575,000 | 975 |
| Total interest expense | $13,621,000 | 863 |
| Net interest income | $20,954,000 | 1,046 |
| Provision for loan and lease losses | $8,172,000 | 1,011 |
| Total noninterest income | $7,751,000 | 782 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,391,000 | 495 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,360,000 | 795 |
| Total noninterest expense | $26,504,000 | 795 |
| Salaries and employee benefits | $13,015,000 | 754 |
| Premises and equipment expense | $4,033,000 | 654 |
| Additional noninterest expense | $9,456,000 | 845 |
| Pre-tax net operating income | $-5,971,000 | 7,270 |
| Securities gains (losses) | $1,016,000 | 494 |
| Applicable income taxes | $-1,966,000 | 7,513 |
| Income before extraordinary items | $-2,989,000 | 6,993 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,989,000 | 6,992 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,989,000 | 6,992 |
| Net charge-offs | $5,435,000 | 1,074 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,639,240 | 7,098 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,377,000 | 979 |
| Total interest expense | $10,585,000 | 877 |
| Net interest income | $15,792,000 | 1,047 |
| Provision for loan and lease losses | $2,731,000 | 1,566 |
| Total noninterest income | $6,692,000 | 701 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,549,000 | 496 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,143,000 | 676 |
| Total noninterest expense | $19,258,000 | 816 |
| Salaries and employee benefits | $10,109,000 | 730 |
| Premises and equipment expense | $2,775,000 | 737 |
| Additional noninterest expense | $6,374,000 | 883 |
| Pre-tax net operating income | $495,000 | 3,910 |
| Securities gains (losses) | $449,000 | 754 |
| Applicable income taxes | $235,000 | 2,157 |
| Income before extraordinary items | $709,000 | 3,095 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $709,000 | 3,093 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $709,000 | 3,096 |
| Net charge-offs | $1,842,000 | 1,578 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $372,250 | 4,057 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,661,000 | 994 |
| Total interest expense | $7,303,000 | 893 |
| Net interest income | $10,358,000 | 1,059 |
| Provision for loan and lease losses | $1,571,000 | 1,616 |
| Total noninterest income | $4,413,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,662,000 | 504 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,751,000 | 685 |
| Total noninterest expense | $12,604,000 | 846 |
| Salaries and employee benefits | $6,718,000 | 750 |
| Premises and equipment expense | $1,866,000 | 752 |
| Additional noninterest expense | $4,020,000 | 956 |
| Pre-tax net operating income | $596,000 | 3,017 |
| Securities gains (losses) | $360,000 | 654 |
| Applicable income taxes | $325,000 | 1,456 |
| Income before extraordinary items | $631,000 | 2,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $631,000 | 2,680 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $631,000 | 2,682 |
| Net charge-offs | $878,000 | 1,740 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $393,400 | 3,390 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,033,000 | 985 |
| Total interest expense | $3,667,000 | 925 |
| Net interest income | $5,366,000 | 1,007 |
| Provision for loan and lease losses | $622,000 | 1,565 |
| Total noninterest income | $2,389,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $796,000 | 513 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,593,000 | 608 |
| Total noninterest expense | $6,213,000 | 824 |
| Salaries and employee benefits | $3,343,000 | 755 |
| Premises and equipment expense | $994,000 | 716 |
| Additional noninterest expense | $1,876,000 | 885 |
| Pre-tax net operating income | $920,000 | 1,402 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $290,000 | 1,085 |
| Income before extraordinary items | $630,000 | 1,707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $630,000 | 1,708 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $630,000 | 1,709 |
| Net charge-offs | $257,000 | 1,929 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $630,000 | 1,620 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,691,000 | 1,002 |
| Total interest expense | $15,986,000 | 1,007 |
| Net interest income | $21,705,000 | 988 |
| Provision for loan and lease losses | $6,081,000 | 876 |
| Total noninterest income | $7,466,000 | 757 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,656,000 | 472 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,810,000 | 798 |
| Total noninterest expense | $23,543,000 | 846 |
| Salaries and employee benefits | $12,150,000 | 816 |
| Premises and equipment expense | $4,218,000 | 651 |
| Additional noninterest expense | $7,175,000 | 902 |
| Pre-tax net operating income | $-453,000 | 6,736 |
| Securities gains (losses) | $172,000 | 784 |
| Applicable income taxes | $-298,000 | 7,324 |
| Income before extraordinary items | $17,000 | 6,159 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,833,000 | 839 |
| Cash dividends | $5,575,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-93,080 | 6,499 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,446,000 | 1,025 |
| Total interest expense | $11,977,000 | 1,046 |
| Net interest income | $16,469,000 | 993 |
| Provision for loan and lease losses | $1,025,000 | 1,794 |
| Total noninterest income | $5,827,000 | 767 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,734,000 | 479 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,093,000 | 807 |
| Total noninterest expense | $17,286,000 | 847 |
| Salaries and employee benefits | $9,191,000 | 832 |
| Premises and equipment expense | $3,146,000 | 664 |
| Additional noninterest expense | $4,949,000 | 919 |
| Pre-tax net operating income | $3,985,000 | 1,252 |
| Securities gains (losses) | $171,000 | 688 |
| Applicable income taxes | $1,350,000 | 915 |
| Income before extraordinary items | $2,806,000 | 1,323 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,806,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $891,000 | 1,400 |
| Cash dividends | $5,375,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,689,720 | 1,447 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,122,000 | 1,027 |
| Total interest expense | $8,272,000 | 1,057 |
| Net interest income | $10,850,000 | 998 |
| Provision for loan and lease losses | $551,000 | 1,798 |
| Total noninterest income | $3,889,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,785,000 | 476 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,104,000 | 813 |
| Total noninterest expense | $11,417,000 | 857 |
| Salaries and employee benefits | $6,160,000 | 843 |
| Premises and equipment expense | $2,054,000 | 677 |
| Additional noninterest expense | $3,203,000 | 928 |
| Pre-tax net operating income | $2,771,000 | 1,273 |
| Securities gains (losses) | $172,000 | 684 |
| Applicable income taxes | $970,000 | 971 |
| Income before extraordinary items | $1,973,000 | 1,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,973,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,256 |
| Cash dividends | $1,575,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,857,760 | 1,449 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,897,000 | 1,017 |
| Total interest expense | $4,539,000 | 1,023 |
| Net interest income | $5,358,000 | 1,000 |
| Provision for loan and lease losses | $94,000 | 2,813 |
| Total noninterest income | $1,920,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $846,000 | 494 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,074,000 | 811 |
| Total noninterest expense | $5,679,000 | 846 |
| Salaries and employee benefits | $3,072,000 | 848 |
| Premises and equipment expense | $1,029,000 | 682 |
| Additional noninterest expense | $1,578,000 | 908 |
| Pre-tax net operating income | $1,505,000 | 1,260 |
| Securities gains (losses) | $97,000 | 725 |
| Applicable income taxes | $530,000 | 965 |
| Income before extraordinary items | $1,072,000 | 1,404 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,072,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,207 |
| Cash dividends | $625,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,007,010 | 1,428 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,033,000 | 1,025 |
| Total interest expense | $20,015,000 | 981 |
| Net interest income | $21,018,000 | 1,054 |
| Provision for loan and lease losses | $4,599,000 | 435 |
| Total noninterest income | $6,681,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,294,000 | 526 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,387,000 | 924 |
| Total noninterest expense | $21,056,000 | 887 |
| Salaries and employee benefits | $11,300,000 | 875 |
| Premises and equipment expense | $3,825,000 | 695 |
| Additional noninterest expense | $5,931,000 | 952 |
| Pre-tax net operating income | $2,044,000 | 3,270 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $681,000 | 2,335 |
| Income before extraordinary items | $1,363,000 | 3,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,363,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,215,000 | 443 |
| Cash dividends | $1,450,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,363,000 | 3,635 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $30,666,000 | 1,031 |
| Total interest expense | $14,956,000 | 986 |
| Net interest income | $15,710,000 | 1,066 |
| Provision for loan and lease losses | $1,065,000 | 856 |
| Total noninterest income | $5,011,000 | 868 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,429,000 | 529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,582,000 | 920 |
| Total noninterest expense | $15,661,000 | 879 |
| Salaries and employee benefits | $8,591,000 | 865 |
| Premises and equipment expense | $2,856,000 | 695 |
| Additional noninterest expense | $4,214,000 | 982 |
| Pre-tax net operating income | $3,995,000 | 1,668 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,305,000 | 1,356 |
| Income before extraordinary items | $2,690,000 | 1,876 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,690,000 | 1,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,662 |
| Cash dividends | $1,075,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,690,000 | 1,864 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,366,000 | 1,053 |
| Total interest expense | $9,874,000 | 1,009 |
| Net interest income | $10,492,000 | 1,069 |
| Provision for loan and lease losses | $508,000 | 1,015 |
| Total noninterest income | $3,155,000 | 936 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,568,000 | 555 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,587,000 | 1,007 |
| Total noninterest expense | $10,208,000 | 914 |
| Salaries and employee benefits | $5,670,000 | 901 |
| Premises and equipment expense | $1,804,000 | 758 |
| Additional noninterest expense | $2,734,000 | 1,019 |
| Pre-tax net operating income | $2,931,000 | 1,582 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $905,000 | 1,367 |
| Income before extraordinary items | $2,026,000 | 1,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,026,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,577 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,026,000 | 1,687 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 1,058 |
| Total interest expense | $4,880,000 | 1,012 |
| Net interest income | $5,186,000 | 1,070 |
| Provision for loan and lease losses | $217,000 | 1,097 |
| Total noninterest income | $1,507,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $740,000 | 566 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $767,000 | 1,017 |
| Total noninterest expense | $5,121,000 | 905 |
| Salaries and employee benefits | $2,808,000 | 910 |
| Premises and equipment expense | $875,000 | 778 |
| Additional noninterest expense | $1,438,000 | 943 |
| Pre-tax net operating income | $1,355,000 | 1,685 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $450,000 | 1,390 |
| Income before extraordinary items | $905,000 | 1,859 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $905,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $325,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $905,000 | 1,852 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,918,000 | 1,039 |
| Total interest expense | $16,081,000 | 1,030 |
| Net interest income | $21,837,000 | 1,018 |
| Provision for loan and lease losses | $1,190,000 | 885 |
| Total noninterest income | $4,138,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,732,000 | 636 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,406,000 | 1,746 |
| Total noninterest expense | $18,957,000 | 937 |
| Salaries and employee benefits | $10,212,000 | 944 |
| Premises and equipment expense | $3,284,000 | 765 |
| Additional noninterest expense | $5,461,000 | 972 |
| Pre-tax net operating income | $5,828,000 | 1,652 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,897,000 | 1,389 |
| Income before extraordinary items | $3,931,000 | 1,816 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,931,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,370 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,931,000 | 1,792 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,348,000 | 1,079 |
| Total interest expense | $11,291,000 | 1,084 |
| Net interest income | $16,057,000 | 1,059 |
| Provision for loan and lease losses | $844,000 | 904 |
| Total noninterest income | $3,060,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,051,000 | 637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,009,000 | 1,809 |
| Total noninterest expense | $13,714,000 | 978 |
| Salaries and employee benefits | $7,387,000 | 988 |
| Premises and equipment expense | $2,419,000 | 795 |
| Additional noninterest expense | $3,908,000 | 1,037 |
| Pre-tax net operating income | $4,559,000 | 1,628 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,597,000 | 1,331 |
| Income before extraordinary items | $2,962,000 | 1,858 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,962,000 | 1,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,851 |
| Cash dividends | $675,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,962,000 | 1,837 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,311,000 | 1,118 |
| Total interest expense | $7,187,000 | 1,077 |
| Net interest income | $10,124,000 | 1,115 |
| Provision for loan and lease losses | $374,000 | 1,234 |
| Total noninterest income | $1,962,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,358,000 | 627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $604,000 | 1,950 |
| Total noninterest expense | $8,909,000 | 1,015 |
| Salaries and employee benefits | $4,820,000 | 1,016 |
| Premises and equipment expense | $1,551,000 | 830 |
| Additional noninterest expense | $2,538,000 | 1,070 |
| Pre-tax net operating income | $2,803,000 | 1,769 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $987,000 | 1,415 |
| Income before extraordinary items | $1,816,000 | 1,995 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,816,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,577 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,816,000 | 1,982 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,202,000 | 1,157 |
| Total interest expense | $3,356,000 | 1,086 |
| Net interest income | $4,846,000 | 1,160 |
| Provision for loan and lease losses | $140,000 | 1,553 |
| Total noninterest income | $952,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $660,000 | 626 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $292,000 | 1,983 |
| Total noninterest expense | $4,388,000 | 1,030 |
| Salaries and employee benefits | $2,339,000 | 1,050 |
| Premises and equipment expense | $767,000 | 834 |
| Additional noninterest expense | $1,282,000 | 1,043 |
| Pre-tax net operating income | $1,270,000 | 1,883 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $410,000 | 1,625 |
| Income before extraordinary items | $860,000 | 2,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $860,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,017 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $860,000 | 2,035 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,467,000 | 1,166 |
| Total interest expense | $10,617,000 | 1,054 |
| Net interest income | $17,850,000 | 1,214 |
| Provision for loan and lease losses | $524,000 | 1,821 |
| Total noninterest income | $3,831,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,530,000 | 692 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,301,000 | 1,843 |
| Total noninterest expense | $15,861,000 | 1,079 |
| Salaries and employee benefits | $8,287,000 | 1,117 |
| Premises and equipment expense | $2,721,000 | 874 |
| Additional noninterest expense | $4,853,000 | 1,060 |
| Pre-tax net operating income | $5,296,000 | 1,767 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,879,000 | 1,434 |
| Income before extraordinary items | $3,417,000 | 2,005 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,417,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,440 |
| Cash dividends | $675,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,417,000 | 1,979 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,658,000 | 1,172 |
| Total interest expense | $7,568,000 | 1,044 |
| Net interest income | $13,090,000 | 1,237 |
| Provision for loan and lease losses | $368,000 | 1,839 |
| Total noninterest income | $2,957,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,872,000 | 698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,085,000 | 1,717 |
| Total noninterest expense | $11,583,000 | 1,092 |
| Salaries and employee benefits | $6,079,000 | 1,132 |
| Premises and equipment expense | $1,932,000 | 919 |
| Additional noninterest expense | $3,572,000 | 1,059 |
| Pre-tax net operating income | $4,096,000 | 1,732 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,472,000 | 1,400 |
| Income before extraordinary items | $2,624,000 | 1,983 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,624,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,216 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,624,000 | 1,947 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,223,000 | 1,184 |
| Total interest expense | $4,755,000 | 1,046 |
| Net interest income | $8,468,000 | 1,259 |
| Provision for loan and lease losses | $252,000 | 1,758 |
| Total noninterest income | $1,831,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,214,000 | 691 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $617,000 | 1,892 |
| Total noninterest expense | $7,561,000 | 1,107 |
| Salaries and employee benefits | $4,010,000 | 1,133 |
| Premises and equipment expense | $1,249,000 | 934 |
| Additional noninterest expense | $2,302,000 | 1,090 |
| Pre-tax net operating income | $2,486,000 | 1,853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $745,000 | 1,712 |
| Income before extraordinary items | $1,741,000 | 1,958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,741,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,038 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,741,000 | 1,921 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 1,222 |
| Total interest expense | $2,249,000 | 1,045 |
| Net interest income | $4,003,000 | 1,337 |
| Provision for loan and lease losses | $119,000 | 1,815 |
| Total noninterest income | $911,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $578,000 | 705 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $333,000 | 1,763 |
| Total noninterest expense | $3,746,000 | 1,114 |
| Salaries and employee benefits | $1,979,000 | 1,151 |
| Premises and equipment expense | $634,000 | 935 |
| Additional noninterest expense | $1,133,000 | 1,092 |
| Pre-tax net operating income | $1,049,000 | 2,075 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $306,000 | 1,946 |
| Income before extraordinary items | $743,000 | 2,214 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $743,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 625 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $743,000 | 2,175 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,438,000 | 1,258 |
| Total interest expense | $7,713,000 | 1,045 |
| Net interest income | $14,725,000 | 1,369 |
| Provision for loan and lease losses | $595,000 | 1,687 |
| Total noninterest income | $3,702,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,428,000 | 723 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,274,000 | 1,834 |
| Total noninterest expense | $14,235,000 | 1,146 |
| Salaries and employee benefits | $7,514,000 | 1,151 |
| Premises and equipment expense | $2,329,000 | 985 |
| Additional noninterest expense | $4,392,000 | 1,120 |
| Pre-tax net operating income | $3,597,000 | 2,226 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,132,000 | 1,978 |
| Income before extraordinary items | $2,465,000 | 2,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,465,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,963 |
| Cash dividends | $725,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,465,000 | 2,398 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,476,000 | 1,271 |
| Total interest expense | $5,593,000 | 1,066 |
| Net interest income | $10,883,000 | 1,375 |
| Provision for loan and lease losses | $460,000 | 1,551 |
| Total noninterest income | $2,820,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,774,000 | 746 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,046,000 | 1,722 |
| Total noninterest expense | $10,560,000 | 1,155 |
| Salaries and employee benefits | $5,586,000 | 1,161 |
| Premises and equipment expense | $1,628,000 | 1,062 |
| Additional noninterest expense | $3,346,000 | 1,093 |
| Pre-tax net operating income | $2,683,000 | 2,255 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $781,000 | 2,135 |
| Income before extraordinary items | $1,902,000 | 2,429 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,902,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,607 |
| Cash dividends | $725,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,902,000 | 2,372 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,793,000 | 1,276 |
| Total interest expense | $3,699,000 | 1,057 |
| Net interest income | $7,094,000 | 1,389 |
| Provision for loan and lease losses | $288,000 | 1,647 |
| Total noninterest income | $1,955,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,162,000 | 751 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $793,000 | 1,557 |
| Total noninterest expense | $6,982,000 | 1,159 |
| Salaries and employee benefits | $3,729,000 | 1,170 |
| Premises and equipment expense | $990,000 | 1,174 |
| Additional noninterest expense | $2,263,000 | 1,086 |
| Pre-tax net operating income | $1,779,000 | 2,253 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $555,000 | 2,045 |
| Income before extraordinary items | $1,224,000 | 2,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,224,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,718 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,224,000 | 2,418 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 1,335 |
| Total interest expense | $1,858,000 | 1,066 |
| Net interest income | $3,347,000 | 1,487 |
| Provision for loan and lease losses | $86,000 | 2,396 |
| Total noninterest income | $1,123,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $541,000 | 785 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $582,000 | 1,174 |
| Total noninterest expense | $3,437,000 | 1,179 |
| Salaries and employee benefits | $1,876,000 | 1,171 |
| Premises and equipment expense | $444,000 | 1,312 |
| Additional noninterest expense | $1,117,000 | 1,098 |
| Pre-tax net operating income | $947,000 | 2,105 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $306,000 | 1,901 |
| Income before extraordinary items | $641,000 | 2,348 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $641,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $275,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $641,000 | 2,261 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,916,000 | 1,361 |
| Total interest expense | $7,214,000 | 1,227 |
| Net interest income | $13,702,000 | 1,419 |
| Provision for loan and lease losses | $285,000 | 3,294 |
| Total noninterest income | $2,305,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,720,000 | 1,013 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $585,000 | 3,306 |
| Total noninterest expense | $14,381,000 | 1,124 |
| Salaries and employee benefits | $6,994,000 | 1,218 |
| Premises and equipment expense | $1,796,000 | 1,264 |
| Additional noninterest expense | $5,591,000 | 910 |
| Pre-tax net operating income | $1,341,000 | 4,401 |
| Securities gains (losses) | $194,000 | 1,366 |
| Applicable income taxes | $543,000 | 3,244 |
| Income before extraordinary items | $992,000 | 4,668 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $992,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,706 |
| Cash dividends | $635,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $865,900 | 4,880 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,730,000 | 1,380 |
| Total interest expense | $5,349,000 | 1,293 |
| Net interest income | $10,381,000 | 1,421 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $1,731,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,262,000 | 1,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $469,000 | 3,240 |
| Total noninterest expense | $10,879,000 | 1,123 |
| Salaries and employee benefits | $5,115,000 | 1,270 |
| Premises and equipment expense | $1,459,000 | 1,172 |
| Additional noninterest expense | $4,305,000 | 895 |
| Pre-tax net operating income | $1,223,000 | 4,015 |
| Securities gains (losses) | $194,000 | 1,247 |
| Applicable income taxes | $403,000 | 3,405 |
| Income before extraordinary items | $1,014,000 | 3,949 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,014,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,530 |
| Cash dividends | $485,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $874,320 | 4,202 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,193,000 | 1,440 |
| Total interest expense | $3,529,000 | 1,364 |
| Net interest income | $6,664,000 | 1,471 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $1,159,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $831,000 | 1,038 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $328,000 | 3,131 |
| Total noninterest expense | $7,540,000 | 1,082 |
| Salaries and employee benefits | $3,361,000 | 1,285 |
| Premises and equipment expense | $969,000 | 1,180 |
| Additional noninterest expense | $3,210,000 | 815 |
| Pre-tax net operating income | $273,000 | 6,675 |
| Securities gains (losses) | $69,000 | 1,788 |
| Applicable income taxes | $55,000 | 5,823 |
| Income before extraordinary items | $287,000 | 6,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $287,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,091 |
| Cash dividends | $385,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $229,040 | 6,503 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 1,531 |
| Total interest expense | $1,679,000 | 1,477 |
| Net interest income | $3,180,000 | 1,534 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $577,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $391,000 | 1,061 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 2,848 |
| Total noninterest expense | $3,358,000 | 1,199 |
| Salaries and employee benefits | $1,663,000 | 1,308 |
| Premises and equipment expense | $479,000 | 1,195 |
| Additional noninterest expense | $1,216,000 | 1,009 |
| Pre-tax net operating income | $389,000 | 4,096 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $96,000 | 4,015 |
| Income before extraordinary items | $293,000 | 4,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,147 |
| Cash dividends | $285,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,000 | 4,117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,237,000 | 1,687 |
| Total interest expense | $7,047,000 | 1,615 |
| Net interest income | $11,190,000 | 1,722 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $2,154,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,579,000 | 1,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $575,000 | 3,047 |
| Total noninterest expense | $10,195,000 | 1,516 |
| Salaries and employee benefits | $5,612,000 | 1,450 |
| Premises and equipment expense | $1,418,000 | 1,567 |
| Additional noninterest expense | $3,165,000 | 1,500 |
| Pre-tax net operating income | $3,009,000 | 2,499 |
| Securities gains (losses) | $91,000 | 1,841 |
| Applicable income taxes | $977,000 | 2,252 |
| Income before extraordinary items | $2,123,000 | 2,678 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,123,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,322 |
| Cash dividends | $900,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,061,120 | 2,642 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,697,000 | 1,933 |
| Total interest expense | $8,403,000 | 1,926 |
| Net interest income | $9,294,000 | 1,914 |
| Provision for loan and lease losses | $447,000 | 2,419 |
| Total noninterest income | $1,775,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,300,000 | 1,136 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $475,000 | 3,220 |
| Total noninterest expense | $7,744,000 | 1,873 |
| Salaries and employee benefits | $4,144,000 | 1,802 |
| Premises and equipment expense | $1,682,000 | 1,273 |
| Additional noninterest expense | $1,918,000 | 2,326 |
| Pre-tax net operating income | $2,878,000 | 2,355 |
| Securities gains (losses) | $175,000 | 1,305 |
| Applicable income taxes | $1,018,000 | 2,046 |
| Income before extraordinary items | $2,035,000 | 2,488 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,035,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,371 |
| Cash dividends | $833,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,917,750 | 2,552 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,648,000 | 1,997 |
| Total interest expense | $9,490,000 | 1,812 |
| Net interest income | $8,158,000 | 2,178 |
| Provision for loan and lease losses | $345,000 | 2,599 |
| Total noninterest income | $1,368,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,093,000 | 1,236 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $275,000 | 4,106 |
| Total noninterest expense | $6,720,000 | 2,050 |
| Salaries and employee benefits | $3,292,000 | 2,169 |
| Premises and equipment expense | $1,588,000 | 1,291 |
| Additional noninterest expense | $1,840,000 | 2,336 |
| Pre-tax net operating income | $2,461,000 | 2,794 |
| Securities gains (losses) | $-25,000 | 8,855 |
| Applicable income taxes | $785,000 | 2,559 |
| Income before extraordinary items | $1,651,000 | 3,004 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,651,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $732,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,668,000 | 2,971 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,655,000 | 2,399 |
| Total interest expense | $6,364,000 | 2,309 |
| Net interest income | $7,291,000 | 2,416 |
| Provision for loan and lease losses | $129,000 | 4,610 |
| Total noninterest income | $1,179,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $889,000 | 1,467 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $290,000 | 4,092 |
| Total noninterest expense | $6,029,000 | 2,265 |
| Salaries and employee benefits | $3,047,000 | 2,297 |
| Premises and equipment expense | $1,368,000 | 1,503 |
| Additional noninterest expense | $1,614,000 | 2,671 |
| Pre-tax net operating income | $2,312,000 | 2,980 |
| Securities gains (losses) | $87,000 | 789 |
| Applicable income taxes | $770,000 | 2,718 |
| Income before extraordinary items | $1,629,000 | 3,044 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,629,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $425,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $-58,000 | 10,082 |
| Net operating income | $1,569,840 | 3,104 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,545,000 | 2,798 |
| Total interest expense | $5,962,000 | 2,538 |
| Net interest income | $5,583,000 | 3,079 |
| Provision for loan and lease losses | $310,000 | 2,519 |
| Total noninterest income | $1,543,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $756,000 | 1,681 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $787,000 | 2,197 |
| Total noninterest expense | $4,985,000 | 2,621 |
| Salaries and employee benefits | $2,508,000 | 2,706 |
| Premises and equipment expense | $1,174,000 | 1,681 |
| Additional noninterest expense | $1,303,000 | 3,126 |
| Pre-tax net operating income | $1,831,000 | 3,586 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $443,000 | 4,159 |
| Income before extraordinary items | $1,409,000 | 3,418 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,409,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $473,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,393,040 | 3,356 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 6,097 |
| Total interest expense | $2,402,000 | 5,564 |
| Net interest income | $2,236,000 | 6,463 |
| Provision for loan and lease losses | $189,000 | 3,574 |
| Total noninterest income | $602,000 | 4,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,710 |
| Total noninterest expense | $2,033,000 | 5,600 |
| Salaries and employee benefits | $999,000 | 5,875 |
| Premises and equipment expense | $459,000 | 3,981 |
| Additional noninterest expense | $575,000 | 5,961 |
| Pre-tax net operating income | $616,000 | 7,342 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $171,000 | 7,306 |
| Income before extraordinary items | $455,000 | 7,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $455,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $72,000 | 6,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $447,700 | 7,275 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 7,414 |
| Total interest expense | $1,741,000 | 6,981 |
| Net interest income | $1,745,000 | 7,676 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $576,000 | 4,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,559 |
| Total noninterest expense | $1,748,000 | 6,508 |
| Salaries and employee benefits | $813,000 | 6,919 |
| Premises and equipment expense | $368,000 | 4,854 |
| Additional noninterest expense | $567,000 | 6,568 |
| Pre-tax net operating income | $504,000 | 7,915 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $129,000 | 8,234 |
| Income before extraordinary items | $375,000 | 7,821 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $375,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $375,000 | 7,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 7,871 |
| Total interest expense | $1,498,000 | 7,712 |
| Net interest income | $1,746,000 | 7,901 |
| Provision for loan and lease losses | $178,000 | 3,312 |
| Total noninterest income | $933,000 | 3,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 2,445 |
| Total noninterest expense | $1,901,000 | 6,225 |
| Salaries and employee benefits | $945,000 | 6,322 |
| Premises and equipment expense | $385,000 | 4,687 |
| Additional noninterest expense | $571,000 | 6,716 |
| Pre-tax net operating income | $600,000 | 7,869 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $159,000 | 8,113 |
| Income before extraordinary items | $430,000 | 7,804 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $430,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,743 |
| Cash dividends | $286,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $438,030 | 7,714 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 8,506 |
| Total interest expense | $1,070,000 | 8,390 |
| Net interest income | $1,656,000 | 8,432 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $805,000 | 3,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,789 |
| Total noninterest expense | $1,862,000 | 6,540 |
| Salaries and employee benefits | $922,000 | 6,504 |
| Premises and equipment expense | $425,000 | 4,362 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $558,000 | 8,256 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $150,000 | 8,297 |
| Income before extraordinary items | $408,000 | 8,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $408,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $259,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $408,000 | 8,173 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 9,555 |
| Total interest expense | $871,000 | 9,687 |
| Net interest income | $1,439,000 | 9,306 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $1,102,000 | 3,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 2,293 |
| Total noninterest expense | $1,797,000 | 6,898 |
| Salaries and employee benefits | $900,000 | 6,712 |
| Premises and equipment expense | $357,000 | 5,153 |
| Additional noninterest expense | $540,000 | 7,861 |
| Pre-tax net operating income | $684,000 | 7,449 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $506,000 | 7,496 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $506,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $183,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $482,200 | 7,444 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 9,868 |
| Total interest expense | $1,053,000 | 10,166 |
| Net interest income | $1,474,000 | 9,360 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $694,000 | 4,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 3,183 |
| Total noninterest expense | $1,504,000 | 7,896 |
| Salaries and employee benefits | $713,000 | 7,889 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $485,000 | 8,600 |
| Pre-tax net operating income | $554,000 | 8,036 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $162,000 | 8,337 |
| Income before extraordinary items | $396,000 | 8,261 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $396,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $258,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $393,160 | 7,927 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.