Home > First Community Bank > Income and Expense

First Community Bank, Income and Expense

2010-12-31 (YTD Data)Rank
Total interest income$100,735,000308
Total interest expense$30,636,000260
Net interest income$70,099,000325
Provision for loan and lease losses$101,700,000107
Total noninterest income$-3,699,0007,628
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,206,000186
Trading account gains and fees$0175
Additional Noninterest Income$-12,905,0007,656
Total noninterest expense$85,538,000253
Salaries and employee benefits$29,566,000331
Premises and equipment expense$14,702,000186
Additional noninterest expense$41,270,000232
Pre-tax net operating income$-120,838,0007,637
Securities gains (losses)$6,964,00086
Applicable income taxes$754,0001,481
Income before extraordinary items$-114,628,0007,631
Extraordinary gains, net$029
Net income$-114,628,0007,631
Minority interest net income$0111
Net income of bank and minority interests.$-114,628,0007,631
Net charge-offs$116,885,00093
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-121,592,0007,633
2010-09-30 (YTD Data)Rank
Total interest income$79,176,000296
Total interest expense$24,532,000252
Net interest income$54,644,000313
Provision for loan and lease losses$93,400,00098
Total noninterest income$-916,0007,686
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$7,070,000183
Trading account gains and fees$0165
Additional Noninterest Income$-7,986,0007,758
Total noninterest expense$64,747,000245
Salaries and employee benefits$22,423,000325
Premises and equipment expense$11,311,000183
Additional noninterest expense$31,013,000227
Pre-tax net operating income$-104,419,0007,748
Securities gains (losses)$6,955,00074
Applicable income taxes$706,0001,329
Income before extraordinary items$-98,170,0007,741
Extraordinary gains, net$023
Net income$-98,170,0007,740
Minority interest net income$0110
Net income of bank and minority interests.$-98,170,0007,741
Net charge-offs$102,548,00086
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-105,125,0007,739
2010-06-30 (YTD Data)Rank
Total interest income$53,794,000293
Total interest expense$17,320,000238
Net interest income$36,474,000312
Provision for loan and lease losses$69,200,00095
Total noninterest income$-1,665,0007,801
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$4,871,000179
Trading account gains and fees$0152
Additional Noninterest Income$-6,536,0007,830
Total noninterest expense$43,054,000244
Salaries and employee benefits$14,874,000325
Premises and equipment expense$7,775,000178
Additional noninterest expense$20,405,000229
Pre-tax net operating income$-77,445,0007,814
Securities gains (losses)$2,719,000100
Applicable income taxes$706,000928
Income before extraordinary items$-75,432,0007,807
Extraordinary gains, net$019
Net income$-75,432,0007,807
Minority interest net income$0105
Net income of bank and minority interests.$-75,432,0007,807
Net charge-offs$75,042,00084
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-78,151,0007,807
2010-03-31 (YTD Data)Rank
Total interest income$27,016,000305
Total interest expense$9,040,000246
Net interest income$17,976,000317
Provision for loan and lease losses$26,200,000112
Total noninterest income$1,807,000773
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,463,000178
Trading account gains and fees$0175
Additional Noninterest Income$-656,0007,883
Total noninterest expense$20,708,000259
Salaries and employee benefits$7,405,000336
Premises and equipment expense$3,934,000179
Additional noninterest expense$9,369,000245
Pre-tax net operating income$-27,125,0007,901
Securities gains (losses)$2,219,00074
Applicable income taxes$04,611
Income before extraordinary items$-24,906,0007,892
Extraordinary gains, net$016
Net income$-24,906,0007,892
Minority interest net income$091
Net income of bank and minority interests.$-24,906,0007,893
Net charge-offs$25,210,000114
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-27,125,0007,896
2009-12-31 (YTD Data)Rank
Total interest income$140,468,000249
Total interest expense$49,559,000226
Net interest income$90,909,000261
Provision for loan and lease losses$162,600,000109
Total noninterest income$39,479,000242
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$12,272,000158
Trading account gains and fees$0211
Additional Noninterest Income$27,207,000230
Total noninterest expense$103,343,000230
Salaries and employee benefits$42,197,000219
Premises and equipment expense$19,079,000153
Additional noninterest expense$42,067,000251
Pre-tax net operating income$-135,555,0007,948
Securities gains (losses)$8,040,00083
Applicable income taxes$-19,528,0007,920
Income before extraordinary items$-107,987,0007,937
Extraordinary gains, net$034
Net income$-107,987,0007,935
Minority interest net income$0115
Net income of bank and minority interests.$-107,987,0007,936
Net charge-offs$113,086,000114
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-114,821,0007,944
2009-09-30 (YTD Data)Rank
Total interest income$111,451,000253
Total interest expense$39,504,000231
Net interest income$71,947,000256
Provision for loan and lease losses$116,900,000111
Total noninterest income$39,880,000197
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$9,553,000151
Trading account gains and fees$0212
Additional Noninterest Income$30,327,000179
Total noninterest expense$80,453,000229
Salaries and employee benefits$33,026,000216
Premises and equipment expense$15,008,000150
Additional noninterest expense$32,419,000244
Pre-tax net operating income$-85,526,0008,023
Securities gains (losses)$6,963,00088
Applicable income taxes$546,0001,321
Income before extraordinary items$-79,109,0008,017
Extraordinary gains, net$027
Net income$-79,109,0008,016
Minority interest net income$0118
Net income of bank and minority interests.$-79,109,0008,016
Net charge-offs$82,004,000117
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-86,072,0008,027
2009-06-30 (YTD Data)Rank
Total interest income$81,227,000240
Total interest expense$28,264,000233
Net interest income$52,963,000234
Provision for loan and lease losses$64,400,000135
Total noninterest income$36,011,000152
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$6,733,000143
Trading account gains and fees$0193
Additional Noninterest Income$29,278,000143
Total noninterest expense$55,773,000227
Salaries and employee benefits$23,959,000206
Premises and equipment expense$10,518,000147
Additional noninterest expense$21,296,000254
Pre-tax net operating income$-31,199,0008,065
Securities gains (losses)$2,754,000136
Applicable income taxes$04,657
Income before extraordinary items$-28,445,0008,068
Extraordinary gains, net$021
Net income$-28,445,0008,067
Minority interest net income$0112
Net income of bank and minority interests.$-28,445,0008,067
Net charge-offs$35,012,000162
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-31,199,0008,074
2009-03-31 (YTD Data)Rank
Total interest income$41,231,000244
Total interest expense$13,962,000251
Net interest income$27,269,000232
Provision for loan and lease losses$33,300,000135
Total noninterest income$6,389,000313
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$3,406,000140
Trading account gains and fees$0171
Additional Noninterest Income$2,983,000366
Total noninterest expense$26,390,000229
Salaries and employee benefits$11,522,000212
Premises and equipment expense$5,579,000143
Additional noninterest expense$9,289,000247
Pre-tax net operating income$-26,032,0008,162
Securities gains (losses)$2,754,00099
Applicable income taxes$04,835
Income before extraordinary items$-23,278,0008,167
Extraordinary gains, net$015
Net income$-23,278,0008,167
Minority interest net income$0102
Net income of bank and minority interests.$-23,278,0008,167
Net charge-offs$21,730,000121
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-26,032,0008,171
2008-12-31 (YTD Data)Rank
Total interest income$198,415,000217
Total interest expense$69,087,000253
Net interest income$129,328,000204
Provision for loan and lease losses$71,618,000144
Total noninterest income$24,931,000300
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$13,711,000144
Trading account gains and fees$0154
Additional Noninterest Income$11,220,000363
Total noninterest expense$234,677,000121
Salaries and employee benefits$51,204,000189
Premises and equipment expense$23,637,000127
Additional noninterest expense$159,836,00093
Pre-tax net operating income$-152,036,0008,259
Securities gains (losses)$-732,0007,639
Applicable income taxes$-3,503,0008,044
Income before extraordinary items$-149,265,0008,251
Extraordinary gains, net$039
Net income$-149,265,0008,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,623,000224
Cash dividends$2,500,0001,085
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-148,547,6408,254
2008-09-30 (YTD Data)Rank
Total interest income$151,979,000224
Total interest expense$54,052,000255
Net interest income$97,927,000211
Provision for loan and lease losses$48,235,000137
Total noninterest income$18,590,000326
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$9,849,000154
Trading account gains and fees$0148
Additional Noninterest Income$8,741,000378
Total noninterest expense$206,979,000106
Salaries and employee benefits$38,748,000193
Premises and equipment expense$17,862,000132
Additional noninterest expense$150,369,00081
Pre-tax net operating income$-138,697,0008,359
Securities gains (losses)$-682,0007,833
Applicable income taxes$-26,716,0008,342
Income before extraordinary items$-112,663,0008,349
Extraordinary gains, net$031
Net income$-112,663,0008,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,573,000257
Cash dividends$2,500,000832
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-112,110,5808,349
2008-06-30 (YTD Data)Rank
Total interest income$102,509,000225
Total interest expense$37,340,000254
Net interest income$65,169,000212
Provision for loan and lease losses$32,600,000128
Total noninterest income$12,063,000340
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$6,203,000161
Trading account gains and fees$0149
Additional Noninterest Income$5,860,000398
Total noninterest expense$180,290,00088
Salaries and employee benefits$26,280,000197
Premises and equipment expense$11,796,000133
Additional noninterest expense$142,214,00067
Pre-tax net operating income$-135,658,0008,437
Securities gains (losses)$-126,0008,275
Applicable income taxes$-24,142,0008,419
Income before extraordinary items$-111,642,0008,429
Extraordinary gains, net$021
Net income$-111,642,0008,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,329,000286
Cash dividends$2,500,000650
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-111,538,6808,428
2008-03-31 (YTD Data)Rank
Total interest income$52,969,000230
Total interest expense$20,149,000258
Net interest income$32,820,000207
Provision for loan and lease losses$3,900,000258
Total noninterest income$6,195,000345
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,745,000177
Trading account gains and fees$0158
Additional Noninterest Income$3,450,000349
Total noninterest expense$27,361,000218
Salaries and employee benefits$13,517,000195
Premises and equipment expense$5,958,000134
Additional noninterest expense$7,886,000251
Pre-tax net operating income$7,754,000284
Securities gains (losses)$-236,0008,440
Applicable income taxes$2,646,000261
Income before extraordinary items$4,872,000322
Extraordinary gains, net$015
Net income$4,872,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,116,000432
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$5,025,400296
2007-12-31 (YTD Data)Rank
Total interest income$229,231,000223
Total interest expense$90,489,000258
Net interest income$138,742,000193
Provision for loan and lease losses$10,267,000246
Total noninterest income$23,524,000337
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,002,000194
Trading account gains and fees$0178
Additional Noninterest Income$13,522,000341
Total noninterest expense$106,847,000210
Salaries and employee benefits$50,590,000197
Premises and equipment expense$22,396,000133
Additional noninterest expense$33,861,000235
Pre-tax net operating income$45,152,000248
Securities gains (losses)$39,000877
Applicable income taxes$15,926,000235
Income before extraordinary items$29,265,000269
Extraordinary gains, net$039
Net income$29,265,000266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,638,000334
Cash dividends$5,000,000733
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$29,239,650268
2007-09-30 (YTD Data)Rank
Total interest income$171,101,000221
Total interest expense$67,604,000259
Net interest income$103,497,000191
Provision for loan and lease losses$6,559,000211
Total noninterest income$18,630,000336
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,343,000194
Trading account gains and fees$0184
Additional Noninterest Income$11,287,000311
Total noninterest expense$79,259,000206
Salaries and employee benefits$38,175,000197
Premises and equipment expense$16,474,000136
Additional noninterest expense$24,610,000228
Pre-tax net operating income$36,309,000260
Securities gains (losses)$30,000735
Applicable income taxes$12,704,000246
Income before extraordinary items$23,635,000279
Extraordinary gains, net$033
Net income$23,635,000277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,026,000294
Cash dividends$2,000,0001,205
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$23,615,500277
2007-06-30 (YTD Data)Rank
Total interest income$111,585,000237
Total interest expense$43,872,000273
Net interest income$67,713,000209
Provision for loan and lease losses$4,112,000199
Total noninterest income$12,703,000343
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,777,000202
Trading account gains and fees$0168
Additional Noninterest Income$7,926,000312
Total noninterest expense$52,522,000219
Salaries and employee benefits$25,954,000205
Premises and equipment expense$10,699,000149
Additional noninterest expense$15,869,000246
Pre-tax net operating income$23,782,000277
Securities gains (losses)$30,000626
Applicable income taxes$8,557,000261
Income before extraordinary items$15,255,000299
Extraordinary gains, net$029
Net income$15,255,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$978,000453
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$15,235,800297
2007-03-31 (YTD Data)Rank
Total interest income$52,553,000244
Total interest expense$20,675,000279
Net interest income$31,878,000215
Provision for loan and lease losses$2,044,000183
Total noninterest income$5,784,000351
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,142,000213
Trading account gains and fees$0195
Additional Noninterest Income$3,642,000337
Total noninterest expense$24,743,000226
Salaries and employee benefits$12,260,000215
Premises and equipment expense$4,972,000156
Additional noninterest expense$7,511,000250
Pre-tax net operating income$10,875,000308
Securities gains (losses)$42,000437
Applicable income taxes$3,911,000284
Income before extraordinary items$7,006,000327
Extraordinary gains, net$022
Net income$7,006,000326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,000482
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$6,979,120323
2006-12-31 (YTD Data)Rank
Total interest income$181,852,000257
Total interest expense$62,697,000302
Net interest income$119,155,000225
Provision for loan and lease losses$6,993,000185
Total noninterest income$19,418,000386
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$7,575,000232
Trading account gains and fees$0130
Additional Noninterest Income$11,843,000371
Total noninterest expense$90,230,000234
Salaries and employee benefits$43,248,000226
Premises and equipment expense$17,158,000163
Additional noninterest expense$29,824,000242
Pre-tax net operating income$41,350,000316
Securities gains (losses)$-140,0008,302
Applicable income taxes$14,710,000302
Income before extraordinary items$26,500,000341
Extraordinary gains, net$051
Net income$26,500,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,409,000253
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$26,589,600334
2006-09-30 (YTD Data)Rank
Total interest income$133,027,000271
Total interest expense$44,380,000318
Net interest income$88,647,000241
Provision for loan and lease losses$5,488,000182
Total noninterest income$14,220,000408
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$5,630,000238
Trading account gains and fees$0126
Additional Noninterest Income$8,590,000391
Total noninterest expense$66,616,000248
Salaries and employee benefits$32,247,000237
Premises and equipment expense$12,406,000178
Additional noninterest expense$21,963,000253
Pre-tax net operating income$30,763,000337
Securities gains (losses)$-140,0008,482
Applicable income taxes$10,724,000324
Income before extraordinary items$19,899,000359
Extraordinary gains, net$045
Net income$19,899,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,245,000254
Cash dividends$2,000,0001,144
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$19,990,000352
2006-06-30 (YTD Data)Rank
Total interest income$86,083,000277
Total interest expense$27,824,000323
Net interest income$58,259,000247
Provision for loan and lease losses$4,109,000162
Total noninterest income$9,367,000412
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,618,000243
Trading account gains and fees$0126
Additional Noninterest Income$5,749,000397
Total noninterest expense$44,074,000249
Salaries and employee benefits$20,983,000250
Premises and equipment expense$8,068,000184
Additional noninterest expense$15,023,000253
Pre-tax net operating income$19,443,000345
Securities gains (losses)$-140,0008,588
Applicable income taxes$6,998,000329
Income before extraordinary items$12,305,000380
Extraordinary gains, net$039
Net income$12,305,000379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,972,000211
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$12,394,600369
2006-03-31 (YTD Data)Rank
Total interest income$41,412,000282
Total interest expense$13,113,000325
Net interest income$28,299,000250
Provision for loan and lease losses$2,729,000129
Total noninterest income$4,508,000421
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,772,000238
Trading account gains and fees$0115
Additional Noninterest Income$2,736,000407
Total noninterest expense$21,671,000255
Salaries and employee benefits$10,265,000253
Premises and equipment expense$4,009,000188
Additional noninterest expense$7,397,000255
Pre-tax net operating income$8,407,000385
Securities gains (losses)$-140,0008,685
Applicable income taxes$2,991,000362
Income before extraordinary items$5,276,000418
Extraordinary gains, net$021
Net income$5,276,000417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,597,000156
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,365,600402
2005-12-31 (YTD Data)Rank
Total interest income$121,957,000321
Total interest expense$34,860,000366
Net interest income$87,097,000296
Provision for loan and lease losses$3,920,000289
Total noninterest income$16,761,000451
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$5,658,000301
Trading account gains and fees$0138
Additional Noninterest Income$11,103,000407
Total noninterest expense$63,133,000317
Salaries and employee benefits$31,734,000301
Premises and equipment expense$12,738,000215
Additional noninterest expense$18,661,000353
Pre-tax net operating income$36,805,000345
Securities gains (losses)$-179,0008,562
Applicable income taxes$13,156,000332
Income before extraordinary items$23,470,000377
Extraordinary gains, net$046
Net income$23,470,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,838,000432
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$23,584,560364
2005-09-30 (YTD Data)Rank
Total interest income$88,065,000323
Total interest expense$24,303,000372
Net interest income$63,762,000302
Provision for loan and lease losses$3,475,000239
Total noninterest income$12,381,000453
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$4,149,000303
Trading account gains and fees$0126
Additional Noninterest Income$8,232,000414
Total noninterest expense$46,156,000319
Salaries and employee benefits$23,692,000300
Premises and equipment expense$9,359,000215
Additional noninterest expense$13,105,000368
Pre-tax net operating income$26,512,000351
Securities gains (losses)$-179,0008,712
Applicable income taxes$9,564,000339
Income before extraordinary items$16,769,000389
Extraordinary gains, net$035
Net income$16,769,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,393,000396
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,883,560375
2005-06-30 (YTD Data)Rank
Total interest income$56,235,000321
Total interest expense$15,100,000368
Net interest income$41,135,000303
Provision for loan and lease losses$2,800,000206
Total noninterest income$7,507,000470
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,637,000308
Trading account gains and fees$0116
Additional Noninterest Income$4,870,000441
Total noninterest expense$29,866,000327
Salaries and employee benefits$15,350,000307
Premises and equipment expense$6,089,000222
Additional noninterest expense$8,427,000375
Pre-tax net operating income$15,976,000380
Securities gains (losses)$-87,0008,684
Applicable income taxes$5,758,000360
Income before extraordinary items$10,131,000410
Extraordinary gains, net$030
Net income$10,131,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,022,000362
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,186,680401
2005-03-31 (YTD Data)Rank
Total interest income$26,754,000326
Total interest expense$6,876,000378
Net interest income$19,878,000309
Provision for loan and lease losses$1,075,000244
Total noninterest income$3,298,000501
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,088,000371
Trading account gains and fees$0115
Additional Noninterest Income$2,210,000448
Total noninterest expense$14,683,000325
Salaries and employee benefits$7,566,000309
Premises and equipment expense$2,997,000225
Additional noninterest expense$4,120,000372
Pre-tax net operating income$7,418,000397
Securities gains (losses)$01,685
Applicable income taxes$2,696,000376
Income before extraordinary items$4,722,000425
Extraordinary gains, net$024
Net income$4,722,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,000447
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,722,000415
2004-12-31 (YTD Data)Rank
Total interest income$93,442,000337
Total interest expense$22,232,000383
Net interest income$71,210,000325
Provision for loan and lease losses$4,500,000276
Total noninterest income$13,553,000495
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,410,000395
Trading account gains and fees$0138
Additional Noninterest Income$9,143,000438
Total noninterest expense$54,519,000338
Salaries and employee benefits$24,634,000373
Premises and equipment expense$12,012,000227
Additional noninterest expense$17,873,000348
Pre-tax net operating income$25,744,000413
Securities gains (losses)$359,000560
Applicable income taxes$9,471,000385
Income before extraordinary items$16,632,000442
Extraordinary gains, net$034
Net income$16,632,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,290,000315
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$16,402,240434
2004-09-30 (YTD Data)Rank
Total interest income$68,086,000340
Total interest expense$16,240,000386
Net interest income$51,846,000331
Provision for loan and lease losses$3,460,000282
Total noninterest income$10,143,000498
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,303,000398
Trading account gains and fees$0134
Additional Noninterest Income$6,840,000446
Total noninterest expense$40,010,000350
Salaries and employee benefits$17,603,000390
Premises and equipment expense$8,896,000233
Additional noninterest expense$13,511,000347
Pre-tax net operating income$18,519,000420
Securities gains (losses)$315,000573
Applicable income taxes$6,792,000391
Income before extraordinary items$12,042,000450
Extraordinary gains, net$026
Net income$12,042,000450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,470,000299
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$11,840,400442
2004-06-30 (YTD Data)Rank
Total interest income$44,564,000341
Total interest expense$10,664,000391
Net interest income$33,900,000330
Provision for loan and lease losses$2,270,000291
Total noninterest income$6,351,000518
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,185,000398
Trading account gains and fees$0130
Additional Noninterest Income$4,166,000473
Total noninterest expense$26,203,000350
Salaries and employee benefits$11,228,000415
Premises and equipment expense$5,867,000234
Additional noninterest expense$9,108,000341
Pre-tax net operating income$11,778,000436
Securities gains (losses)$236,000588
Applicable income taxes$4,433,000405
Income before extraordinary items$7,581,000468
Extraordinary gains, net$021
Net income$7,581,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,836,000279
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,429,960455
2004-03-31 (YTD Data)Rank
Total interest income$22,590,000341
Total interest expense$5,336,000400
Net interest income$17,254,000329
Provision for loan and lease losses$1,440,000243
Total noninterest income$2,843,000562
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,074,000396
Trading account gains and fees$0121
Additional Noninterest Income$1,769,000524
Total noninterest expense$12,752,000365
Salaries and employee benefits$5,800,000404
Premises and equipment expense$2,834,000242
Additional noninterest expense$4,118,000363
Pre-tax net operating income$5,905,000423
Securities gains (losses)$236,000442
Applicable income taxes$2,250,000408
Income before extraordinary items$3,891,000469
Extraordinary gains, net$016
Net income$3,891,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,438,000216
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,739,960447
2003-12-31 (YTD Data)Rank
Total interest income$87,095,000354
Total interest expense$21,232,000436
Net interest income$65,863,000335
Provision for loan and lease losses$5,543,000314
Total noninterest income$14,520,000507
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$4,225,000406
Trading account gains and fees$0160
Additional Noninterest Income$10,295,000435
Total noninterest expense$50,083,000372
Salaries and employee benefits$23,948,000379
Premises and equipment expense$9,936,000271
Additional noninterest expense$16,199,000383
Pre-tax net operating income$24,757,000406
Securities gains (losses)$46,0002,589
Applicable income taxes$8,879,000402
Income before extraordinary items$15,924,000456
Extraordinary gains, net$054
Net income$15,924,000457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,260,000378
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,894,560427
2003-09-30 (YTD Data)Rank
Total interest income$64,436,000366
Total interest expense$16,018,000455
Net interest income$48,418,000347
Provision for loan and lease losses$3,963,000327
Total noninterest income$11,301,000513
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,165,000416
Trading account gains and fees$0153
Additional Noninterest Income$8,136,000443
Total noninterest expense$37,055,000381
Salaries and employee benefits$18,283,000382
Premises and equipment expense$7,011,000289
Additional noninterest expense$11,761,000408
Pre-tax net operating income$18,701,000412
Securities gains (losses)$33,0002,620
Applicable income taxes$6,637,000413
Income before extraordinary items$12,097,000464
Extraordinary gains, net$040
Net income$12,097,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,330,000386
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$12,075,550432
2003-06-30 (YTD Data)Rank
Total interest income$42,360,000376
Total interest expense$10,858,000460
Net interest income$31,502,000354
Provision for loan and lease losses$2,318,000354
Total noninterest income$7,609,000497
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,085,000416
Trading account gains and fees$0150
Additional Noninterest Income$5,524,000439
Total noninterest expense$24,265,000391
Salaries and employee benefits$12,143,000383
Premises and equipment expense$4,477,000313
Additional noninterest expense$7,645,000416
Pre-tax net operating income$12,528,000413
Securities gains (losses)$33,0002,302
Applicable income taxes$4,807,000402
Income before extraordinary items$7,754,000486
Extraordinary gains, net$030
Net income$7,754,000486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,171,000468
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,732,880450
2003-03-31 (YTD Data)Rank
Total interest income$20,739,000389
Total interest expense$5,515,000465
Net interest income$15,224,000367
Provision for loan and lease losses$1,047,000368
Total noninterest income$3,523,000531
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$944,000444
Trading account gains and fees$0134
Additional Noninterest Income$2,579,000459
Total noninterest expense$11,679,000405
Salaries and employee benefits$5,879,000397
Premises and equipment expense$2,168,000320
Additional noninterest expense$3,632,000427
Pre-tax net operating income$6,021,000426
Securities gains (losses)$25,0001,791
Applicable income taxes$2,283,000418
Income before extraordinary items$3,763,000485
Extraordinary gains, net$021
Net income$3,763,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$681,000400
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,747,000458
2002-12-31 (YTD Data)Rank
Total interest income$62,447,000512
Total interest expense$17,694,000637
Net interest income$44,753,000472
Provision for loan and lease losses$2,589,000615
Total noninterest income$12,829,000542
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,439,000477
Trading account gains and fees$0153
Additional Noninterest Income$9,390,000452
Total noninterest expense$38,018,000462
Salaries and employee benefits$18,009,000478
Premises and equipment expense$7,099,000352
Additional noninterest expense$12,910,000467
Pre-tax net operating income$16,975,000534
Securities gains (losses)$-8,0008,882
Applicable income taxes$6,103,000502
Income before extraordinary items$10,864,000593
Extraordinary gains, net$070
Net income$10,864,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,123,000858
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,869,120564
2001-12-31 (YTD Data)Rank
Total interest income$55,712,000632
Total interest expense$20,257,000807
Net interest income$35,455,000533
Provision for loan and lease losses$2,386,000610
Total noninterest income$9,426,000629
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,916,000515
Trading account gains and fees$0177
Additional Noninterest Income$6,510,000541
Total noninterest expense$29,512,000570
Salaries and employee benefits$13,593,000579
Premises and equipment expense$5,522,000426
Additional noninterest expense$10,397,000564
Pre-tax net operating income$12,983,000607
Securities gains (losses)$48,0002,391
Applicable income taxes$4,653,000575
Income before extraordinary items$8,378,000669
Extraordinary gains, net$0105
Net income$8,378,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,487,000711
Cash dividends$2,058,0001,289
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,347,280644
2000-12-31 (YTD Data)Rank
Total interest income$52,144,000700
Total interest expense$20,238,000877
Net interest income$31,906,000585
Provision for loan and lease losses$2,475,000527
Total noninterest income$8,232,000668
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,426,000547
Trading account gains and fees$0180
Additional Noninterest Income$5,806,000579
Total noninterest expense$25,751,000620
Salaries and employee benefits$11,701,000617
Premises and equipment expense$5,048,000453
Additional noninterest expense$9,002,000624
Pre-tax net operating income$11,912,000672
Securities gains (losses)$-333,0009,653
Applicable income taxes$4,016,000646
Income before extraordinary items$7,563,000724
Extraordinary gains, net$038
Net income$7,563,000724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,554,000553
Cash dividends$1,202,0001,974
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,779,450703
1999-12-31 (YTD Data)Rank
Total interest income$43,135,000784
Total interest expense$14,869,0001,029
Net interest income$28,266,000667
Provision for loan and lease losses$3,075,000409
Total noninterest income$5,711,000843
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,107,000626
Trading account gains and fees$0173
Additional Noninterest Income$3,604,000796
Total noninterest expense$22,525,000695
Salaries and employee benefits$10,602,000671
Premises and equipment expense$4,484,000502
Additional noninterest expense$7,439,000743
Pre-tax net operating income$8,377,000956
Securities gains (losses)$9,0001,806
Applicable income taxes$2,930,000903
Income before extraordinary items$5,456,0001,012
Extraordinary gains, net$035
Net income$5,456,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,563,000523
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,450,150997
1998-12-31 (YTD Data)Rank
Total interest income$36,523,000908
Total interest expense$13,159,0001,179
Net interest income$23,364,000745
Provision for loan and lease losses$2,322,000522
Total noninterest income$5,076,000930
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,736,000713
Trading account gains and fees$0224
Additional Noninterest Income$3,340,000850
Total noninterest expense$19,071,000779
Salaries and employee benefits$8,612,000775
Premises and equipment expense$4,308,000509
Additional noninterest expense$6,151,000828
Pre-tax net operating income$7,047,0001,071
Securities gains (losses)$14,0002,712
Applicable income taxes$2,433,0001,043
Income before extraordinary items$4,628,0001,156
Extraordinary gains, net$032
Net income$4,628,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,726,000515
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,618,7601,125
1997-12-31 (YTD Data)Rank
Total interest income$31,746,0001,074
Total interest expense$11,807,0001,334
Net interest income$19,939,000898
Provision for loan and lease losses$1,537,000717
Total noninterest income$4,525,000991
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,452,000882
Trading account gains and fees$0239
Additional Noninterest Income$3,073,000832
Total noninterest expense$17,102,000839
Salaries and employee benefits$7,486,000885
Premises and equipment expense$3,974,000538
Additional noninterest expense$5,642,000886
Pre-tax net operating income$5,825,0001,331
Securities gains (losses)$03,944
Applicable income taxes$1,951,0001,358
Income before extraordinary items$3,874,0001,412
Extraordinary gains, net$044
Net income$3,874,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$768,000944
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,874,0001,376
1996-12-31 (YTD Data)Rank
Total interest income$25,649,0001,328
Total interest expense$9,317,0001,694
Net interest income$16,332,0001,114
Provision for loan and lease losses$1,231,000871
Total noninterest income$2,757,0001,446
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,138,0001,165
Trading account gains and fees$0262
Additional Noninterest Income$1,619,0001,342
Total noninterest expense$13,942,0001,072
Salaries and employee benefits$6,355,0001,052
Premises and equipment expense$2,830,000771
Additional noninterest expense$4,757,0001,179
Pre-tax net operating income$3,916,0001,836
Securities gains (losses)$10,0002,493
Applicable income taxes$1,265,0001,914
Income before extraordinary items$2,661,0001,857
Extraordinary gains, net$053
Net income$2,661,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,287
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,654,2001,831
1995-12-31 (YTD Data)Rank
Total interest income$20,541,0001,652
Total interest expense$7,036,0002,214
Net interest income$13,505,0001,329
Provision for loan and lease losses$418,0001,811
Total noninterest income$1,768,0002,031
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$961,0001,426
Trading account gains and fees$0522
Additional Noninterest Income$807,0002,092
Total noninterest expense$10,439,0001,358
Salaries and employee benefits$4,839,0001,373
Premises and equipment expense$2,123,0001,011
Additional noninterest expense$3,477,0001,493
Pre-tax net operating income$4,416,0001,665
Securities gains (losses)$8,0002,536
Applicable income taxes$1,359,0001,795
Income before extraordinary items$3,065,0001,663
Extraordinary gains, net$065
Net income$3,065,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,745
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,059,4801,647
1994-12-31 (YTD Data)Rank
Total interest income$14,550,0002,108
Total interest expense$4,083,0002,980
Net interest income$10,467,0001,727
Provision for loan and lease losses$248,0002,622
Total noninterest income$1,630,0002,147
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$874,0001,551
Trading account gains and fees$0475
Additional Noninterest Income$756,0002,212
Total noninterest expense$8,708,0001,690
Salaries and employee benefits$3,842,0001,745
Premises and equipment expense$1,595,0001,314
Additional noninterest expense$3,271,0001,684
Pre-tax net operating income$3,141,0002,253
Securities gains (losses)$-1,0008,790
Applicable income taxes$365,0005,096
Income before extraordinary items$2,775,0001,761
Extraordinary gains, net$0249
Net income$2,775,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,377
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,775,8801,765
1993-12-31 (YTD Data)Rank
Total interest income$10,780,0002,874
Total interest expense$3,216,0003,881
Net interest income$7,564,0002,364
Provision for loan and lease losses$267,0003,253
Total noninterest income$1,439,0002,520
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$793,0001,729
Trading account gains and fees$0532
Additional Noninterest Income$646,0002,749
Total noninterest expense$6,554,0002,217
Salaries and employee benefits$2,690,0002,474
Premises and equipment expense$1,214,0001,727
Additional noninterest expense$2,650,0002,102
Pre-tax net operating income$2,182,0003,042
Securities gains (losses)$12,0005,266
Applicable income taxes$48,00010,991
Income before extraordinary items$2,146,0002,327
Extraordinary gains, net$03,149
Net income$2,146,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,711
Cash dividends$352,0003,976
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,134,2402,208
1992-12-31 (YTD Data)Rank
Total interest income$10,320,0003,387
Total interest expense$3,945,0004,128
Net interest income$6,375,0002,871
Provision for loan and lease losses$198,0005,256
Total noninterest income$1,467,0002,430
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$755,0001,794
Trading account gains and fees$0504
Additional Noninterest Income$712,0002,507
Total noninterest expense$6,263,0002,328
Salaries and employee benefits$2,484,0002,618
Premises and equipment expense$1,094,0001,930
Additional noninterest expense$2,685,0002,194
Pre-tax net operating income$1,381,0004,370
Securities gains (losses)$140,0002,505
Applicable income taxes$478,0004,139
Income before extraordinary items$1,043,0004,333
Extraordinary gains, net$411,000238
Net income$1,454,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0003,935
Cash dividends$871,0001,761
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$946,4004,408

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.