Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.6042% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0884% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 15.2960% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1855% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6409% | 453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1904% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7567% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6994% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5724% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1629% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8978% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4862% | 1,538 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.4799% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.0611% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 16.7051% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7843% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4808% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6651% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8645% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2874% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8722% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7973% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3785% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6209% | 1,535 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.9298% | 62 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.6900% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 18.1273% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6967% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7422% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5185% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5890% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5007% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2021% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4589% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8605% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.2388% | 41 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1506% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7252% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 11.7018% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9128% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8759% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2977% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5963% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1995% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1834% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3976% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3396% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0470% | 1,462 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7724% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1224% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 10.0695% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4844% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0033% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7281% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1765% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9197% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5878% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1865% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4109% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8573% | 128 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4489% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8049% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 9.4047% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4245% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9269% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2688% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0802% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3356% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1929% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0602% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7001% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3557% | 108 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7266% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7472% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 4.2044% | 941 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5505% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0563% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7466% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7658% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7395% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2366% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2905% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2595% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6479% | 76 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1847% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0859% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 4.3183% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8056% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9631% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1054% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6050% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2920% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4345% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7802% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9509% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.6505% | 39 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8817% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7873% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 1.3786% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1105% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3104% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3113% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9975% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4179% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2777% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2541% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1469% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3100% | 97 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5800% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4125% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.6320% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0213% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7514% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7736% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7441% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4015% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1908% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4520% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2153% | 78 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4057% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2929% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.4901% | 1,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1002% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3105% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2935% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3161% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8409% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1431% | 4,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1007% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 2,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0820% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4571% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2758% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5317% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.3275% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.1165% | 1,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0085% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3175% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0846% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3789% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5223% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5849% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8186% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2287% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1718% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.1925% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0114% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3286% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1245% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3786% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1437% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4442% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1864% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0207% | 1,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 2,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0168% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2387% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1388% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2993% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5748% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0282% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 7,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3033% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3741% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 6,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4645% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9774% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0572% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.1564% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2181% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3478% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4296% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3341% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3746% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0556% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0701% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1293% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.1419% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3853% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3934% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4859% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3784% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3088% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5803% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5074% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2242% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1940% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.2491% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5614% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5248% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7852% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4847% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4123% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3098% | 3,116 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5857% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3803% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3927% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.6432% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9543% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5004% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8785% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3203% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3083% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3871% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 7,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2405% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4169% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2145% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3729% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4622% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4686% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2604% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4013% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2397% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3019% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4143% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3682% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3293% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1301% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3586% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3797% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2496% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4124% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1668% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0296% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1969% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3465% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3263% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6059% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1768% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0327% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5274% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3709% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5493% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5611% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5329% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5124% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2601% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2074% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0426% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0503% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5987% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3516% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6327% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3614% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6332% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8902% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2941% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2255% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0681% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6191% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2750% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6663% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4970% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6409% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4202% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4648% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3488% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0812% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9821% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1736% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0916% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0053% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7470% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9492% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2923% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2287% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.2406% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1462% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3598% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6791% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3178% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3001% | 3,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1979% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0247% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2808% | 7,759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2165% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.1998% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1447% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3418% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6998% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3284% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1969% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7222% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3967% | 7,820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1465% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.3260% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0870% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2748% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 2,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4759% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1189% | 992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1938% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.4645% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3607% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2665% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1789% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9319% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8571% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3872% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 4,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0486% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 8,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1954% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9216% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2339% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0874% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7506% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2981% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0743% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0930% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5119% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2518% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8273% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9326% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4280% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3629% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1966% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 0.5150% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0754% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2833% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6546% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4911% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6511% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1414% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4056% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 0.3021% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2309% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9716% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7641% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6085% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2677% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5555% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.1747% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0049% | 15 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3551% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1612% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1615% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1044% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4533% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5580% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0933% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3426% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0880% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1140% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8152% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9838% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2170% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1419% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4657% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9229% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2739% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0095% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 7,946 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 4,510 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2529% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 6,351 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |