Home > First Community Bank > Assets and Liabilities

First Community Bank, Assets and Liabilities

2010-12-31		Rank
# of Employees:	479	296
Assets and Liabilities
Total Assets:	$2,188,154,000	330
Cash and due from depository institutions	$249,758,000	296
Interest-bearing balances	$214,470,000	191
Securities	$386,448,000	366
Federal funds sold & reverse repurchase agreements	$0	4,270
Net loans & leases	$1,423,860,000	320
Loan loss allowance	$113,706,000	116
Trading account assets	$0	207
Bank premises and fixed assets	$29,846,000	364
Other real estate owned	$41,941,000	296
Goodwill and other intangibles	$4,356,000	815
All other assets	$51,945,000	478
Life insurance assets	$11,442,000	606
Total liabilities and capital	$2,188,154,000	330
Total liabilities	$2,153,625,000	299
Total deposits	$1,847,851,000	301
Interest-bearing deposits	$1,508,235,000	306
Deposits held in domestic offices	$1,847,851,000	298
% insured	99.00%	370
Federal funds purchased & repurchase agreements	$24,638,000	579
Trading liabilities	$0	108
Other borrowed funds	$264,347,000	163
Subordinated debt	$0	220
All other liabilities	$16,789,000	407
Total equity capital	$34,529,000	1,941
Total bank equity capital	$34,529,000	1,939
Perpetual preferred stock	$0	224
Common stock	$2,250,000	1,640
Surplus	$248,408,000	225
Undivided profits	$-216,129,000	7,627
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$264,305,000	105
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,891,000	219
Income earned, not collected on loans	$5,779,000	453
Earning assets	$2,024,778,000	318
Long-term assets (5+ years)	$361,777,000	392
Average Assets, year-to-date	$2,542,937,400	282
Average Assets, quarterly	$2,250,376,000	322
Volatile liabilities	$862,022,000	176
Insider loans	$7,123,000	956
FHLB advances	$264,347,000	124
Loans and leases held for sale	$4,605,000	583
Unused loan commitments	$105,893,000	686
Tier 1 (core) risk-based capital	$26,685,000	2,325
Tier 2 risk-based capital	$19,879,000	309
Total risk weighted assets	$1,495,857,000	321
Total unused commitments	$105,893,000	689
Derivatives	$10,098,000	524
2010-09-30		Rank
# of Employees:	494	283
Assets and Liabilities
Total Assets:	$2,312,598,000	312
Cash and due from depository institutions	$232,581,000	283
Interest-bearing balances	$184,923,000	231
Securities	$416,958,000	320
Federal funds sold & reverse repurchase agreements	$0	4,450
Net loans & leases	$1,514,390,000	309
Loan loss allowance	$119,330,000	112
Trading account assets	$0	210
Bank premises and fixed assets	$30,640,000	347
Other real estate owned	$58,455,000	283
Goodwill and other intangibles	$4,618,000	790
All other assets	$54,956,000	455
Life insurance assets	$11,338,000	607
Total liabilities and capital	$2,312,598,000	312
Total liabilities	$2,260,501,000	284
Total deposits	$1,944,129,000	283
Interest-bearing deposits	$1,624,292,000	284
Deposits held in domestic offices	$1,944,129,000	282
% insured	78.14%	6,404
Federal funds purchased & repurchase agreements	$33,268,000	472
Trading liabilities	$0	103
Other borrowed funds	$265,037,000	175
Subordinated debt	$0	233
All other liabilities	$18,067,000	396
Total equity capital	$52,097,000	1,315
Total bank equity capital	$52,097,000	1,315
Perpetual preferred stock	$0	229
Common stock	$2,250,000	1,666
Surplus	$248,408,000	223
Undivided profits	$-198,561,000	7,732
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$259,282,000	115
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,887,000	201
Income earned, not collected on loans	$6,448,000	416
Earning assets	$2,116,271,000	301
Long-term assets (5+ years)	$403,729,000	334
Average Assets, year-to-date	$2,631,633,250	270
Average Assets, quarterly	$2,468,424,500	290
Volatile liabilities	$900,048,000	182
Insider loans	$7,422,000	956
FHLB advances	$265,037,000	136
Loans and leases held for sale	$6,391,000	490
Unused loan commitments	$114,944,000	662
Tier 1 (core) risk-based capital	$42,881,000	1,486
Tier 2 risk-based capital	$21,224,000	298
Total risk weighted assets	$1,599,070,000	307
Total unused commitments	$114,944,000	664
Derivatives	$19,319,000	501
2010-06-30		Rank
# of Employees:	516	271
Assets and Liabilities
Total Assets:	$2,624,251,000	271
Cash and due from depository institutions	$192,589,000	271
Interest-bearing balances	$140,321,000	278
Securities	$648,300,000	210
Federal funds sold & reverse repurchase agreements	$0	4,532
Net loans & leases	$1,639,795,000	283
Loan loss allowance	$122,566,000	110
Trading account assets	$0	210
Bank premises and fixed assets	$31,662,000	335
Other real estate owned	$50,769,000	271
Goodwill and other intangibles	$4,879,000	776
All other assets	$56,257,000	448
Life insurance assets	$11,221,000	614
Total liabilities and capital	$2,624,251,000	271
Total liabilities	$2,545,064,000	252
Total deposits	$2,133,920,000	259
Interest-bearing deposits	$1,781,517,000	263
Deposits held in domestic offices	$2,133,920,000	258
% insured	77.68%	6,565
Federal funds purchased & repurchase agreements	$36,320,000	451
Trading liabilities	$0	104
Other borrowed funds	$355,716,000	147
Subordinated debt	$0	241
All other liabilities	$19,108,000	363
Total equity capital	$79,187,000	839
Total bank equity capital	$79,187,000	837
Perpetual preferred stock	$0	222
Common stock	$2,250,000	1,687
Surplus	$248,408,000	220
Undivided profits	$-171,471,000	7,801
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$268,841,000	111
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,684,000	199
Income earned, not collected on loans	$7,729,000	341
Earning assets	$2,428,416,000	261
Long-term assets (5+ years)	$530,746,000	245
Average Assets, year-to-date	$2,737,978,330	258
Average Assets, quarterly	$2,736,705,500	261
Volatile liabilities	$948,847,000	170
Insider loans	$9,320,000	734
FHLB advances	$355,716,000	115
Loans and leases held for sale	$12,436,000	264
Unused loan commitments	$118,855,000	631
Tier 1 (core) risk-based capital	$65,358,000	964
Tier 2 risk-based capital	$22,740,000	289
Total risk weighted assets	$1,718,556,000	293
Total unused commitments	$118,855,000	631
Derivatives	$22,912,000	381
2010-03-31		Rank
# of Employees:	506	283
Assets and Liabilities
Total Assets:	$2,849,160,000	264
Cash and due from depository institutions	$315,087,000	283
Interest-bearing balances	$263,016,000	164
Securities	$616,891,000	216
Federal funds sold & reverse repurchase agreements	$151,000	4,486
Net loans & leases	$1,768,299,000	279
Loan loss allowance	$129,645,000	111
Trading account assets	$0	227
Bank premises and fixed assets	$33,371,000	328
Other real estate owned	$52,471,000	283
Goodwill and other intangibles	$5,141,000	765
All other assets	$57,749,000	452
Life insurance assets	$11,113,000	615
Total liabilities and capital	$2,849,160,000	264
Total liabilities	$2,726,764,000	250
Total deposits	$2,176,016,000	262
Interest-bearing deposits	$1,811,468,000	269
Deposits held in domestic offices	$2,176,016,000	259
% insured	77.27%	6,675
Federal funds purchased & repurchase agreements	$36,416,000	462
Trading liabilities	$0	108
Other borrowed funds	$496,386,000	139
Subordinated debt	$0	248
All other liabilities	$17,946,000	386
Total equity capital	$122,396,000	559
Total bank equity capital	$122,396,000	558
Perpetual preferred stock	$0	220
Common stock	$2,250,000	1,724
Surplus	$248,408,000	221
Undivided profits	$-128,262,000	7,890
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$286,231,000	111
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,162,000	210
Income earned, not collected on loans	$7,580,000	374
Earning assets	$2,648,357,000	256
Long-term assets (5+ years)	$532,605,000	250
Average Assets, year-to-date	$2,794,842,000	264
Average Assets, quarterly	$2,794,842,000	264
Volatile liabilities	$1,038,592,000	170
Insider loans	$9,991,000	719
FHLB advances	$496,386,000	104
Loans and leases held for sale	$8,994,000	265
Unused loan commitments	$145,743,000	551
Tier 1 (core) risk-based capital	$115,623,000	527
Tier 2 risk-based capital	$24,581,000	289
Total risk weighted assets	$1,860,821,000	285
Total unused commitments	$145,743,000	551
Derivatives	$19,447,000	383
2009-12-31		Rank
# of Employees:	542	264
Assets and Liabilities
Total Assets:	$2,740,524,000	267
Cash and due from depository institutions	$145,801,000	264
Interest-bearing balances	$104,938,000	310
Securities	$532,035,000	243
Federal funds sold & reverse repurchase agreements	$144,000	4,421
Net loans & leases	$1,889,409,000	265
Loan loss allowance	$128,280,000	115
Trading account assets	$0	224
Bank premises and fixed assets	$34,583,000	313
Other real estate owned	$46,503,000	264
Goodwill and other intangibles	$5,402,000	742
All other assets	$86,647,000	329
Life insurance assets	$11,001,000	617
Total liabilities and capital	$2,740,524,000	267
Total liabilities	$2,594,012,000	258
Total deposits	$2,034,881,000	277
Interest-bearing deposits	$1,684,169,000	285
Deposits held in domestic offices	$2,034,881,000	274
% insured	76.09%	6,821
Federal funds purchased & repurchase agreements	$40,646,000	449
Trading liabilities	$0	104
Other borrowed funds	$497,046,000	144
Subordinated debt	$0	258
All other liabilities	$21,439,000	342
Total equity capital	$146,512,000	462
Total bank equity capital	$146,512,000	462
Perpetual preferred stock	$0	219
Common stock	$2,250,000	1,757
Surplus	$248,408,000	217
Undivided profits	$-104,146,000	7,959
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$257,689,000	115
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,151,000	192
Income earned, not collected on loans	$8,106,000	355
Earning assets	$2,526,526,000	262
Long-term assets (5+ years)	$509,196,000	270
Average Assets, year-to-date	$3,114,341,200	240
Average Assets, quarterly	$2,812,108,500	265
Volatile liabilities	$805,429,000	206
Insider loans	$10,382,000	697
FHLB advances	$497,046,000	108
Loans and leases held for sale	$14,172,000	218
Unused loan commitments	$167,670,000	502
Tier 1 (core) risk-based capital	$140,267,000	441
Tier 2 risk-based capital	$26,362,000	267
Total risk weighted assets	$2,006,121,000	277
Total unused commitments	$167,670,000	502
Derivatives	$19,383,000	380
2009-09-30		Rank
# of Employees:	560	255
Assets and Liabilities
Total Assets:	$2,883,693,000	270
Cash and due from depository institutions	$164,509,000	255
Interest-bearing balances	$114,160,000	280
Securities	$555,781,000	245
Federal funds sold & reverse repurchase agreements	$217,000	4,486
Net loans & leases	$2,012,027,000	262
Loan loss allowance	$113,765,000	120
Trading account assets	$0	238
Bank premises and fixed assets	$35,908,000	305
Other real estate owned	$42,086,000	255
Goodwill and other intangibles	$5,673,000	769
All other assets	$67,492,000	387
Life insurance assets	$10,891,000	628
Total liabilities and capital	$2,883,693,000	270
Total liabilities	$2,705,939,000	257
Total deposits	$2,152,196,000	268
Interest-bearing deposits	$1,762,518,000	281
Deposits held in domestic offices	$2,152,196,000	265
% insured	75.80%	6,994
Federal funds purchased & repurchase agreements	$31,413,000	533
Trading liabilities	$0	103
Other borrowed funds	$497,697,000	157
Subordinated debt	$0	269
All other liabilities	$24,633,000	328
Total equity capital	$177,754,000	403
Total bank equity capital	$177,754,000	403
Perpetual preferred stock	$0	212
Common stock	$2,250,000	1,781
Surplus	$248,408,000	219
Undivided profits	$-72,904,000	8,039
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$228,621,000	129
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,291,000	159
Income earned, not collected on loans	$8,528,000	359
Earning assets	$2,682,185,000	260
Long-term assets (5+ years)	$548,794,000	251
Average Assets, year-to-date	$3,207,795,500	246
Average Assets, quarterly	$2,936,360,000	262
Volatile liabilities	$718,052,000	240
Insider loans	$10,766,000	663
FHLB advances	$497,697,000	118
Loans and leases held for sale	$8,525,000	290
Unused loan commitments	$208,548,000	454
Tier 1 (core) risk-based capital	$168,874,000	383
Tier 2 risk-based capital	$27,776,000	272
Total risk weighted assets	$2,135,288,000	274
Total unused commitments	$208,548,000	455
Derivatives	$21,649,000	383
2009-06-30		Rank
# of Employees:	587	252
Assets and Liabilities
Total Assets:	$2,989,027,000	264
Cash and due from depository institutions	$219,444,000	252
Interest-bearing balances	$162,664,000	166
Securities	$454,091,000	295
Federal funds sold & reverse repurchase agreements	$130,000	4,899
Net loans & leases	$2,137,175,000	257
Loan loss allowance	$108,729,000	124
Trading account assets	$0	240
Bank premises and fixed assets	$37,152,000	293
Other real estate owned	$23,654,000	252
Goodwill and other intangibles	$5,944,000	758
All other assets	$111,437,000	254
Life insurance assets	$46,214,000	148
Total liabilities and capital	$2,989,027,000	264
Total liabilities	$2,760,674,000	259
Total deposits	$2,198,350,000	267
Interest-bearing deposits	$1,798,526,000	280
Deposits held in domestic offices	$2,198,350,000	264
% insured	74.37%	5,174
Federal funds purchased & repurchase agreements	$40,628,000	468
Trading liabilities	$0	100
Other borrowed funds	$498,339,000	157
Subordinated debt	$0	276
All other liabilities	$23,357,000	354
Total equity capital	$228,353,000	325
Total bank equity capital	$228,353,000	322
Perpetual preferred stock	$0	213
Common stock	$2,250,000	1,807
Surplus	$248,408,000	221
Undivided profits	$-22,305,000	8,046
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$211,303,000	133
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$11,076,000	284
Earning assets	$2,754,060,000	256
Long-term assets (5+ years)	$590,771,000	231
Average Assets, year-to-date	$3,315,829,670	248
Average Assets, quarterly	$3,267,817,500	251
Volatile liabilities	$710,123,000	245
Insider loans	$11,241,000	648
FHLB advances	$498,339,000	120
Loans and leases held for sale	$14,648,000	282
Unused loan commitments	$189,939,000	500
Tier 1 (core) risk-based capital	$221,340,000	305
Tier 2 risk-based capital	$30,182,000	253
Total risk weighted assets	$2,335,664,000	262
Total unused commitments	$189,939,000	500
Derivatives	$30,521,000	359
2009-03-31		Rank
# of Employees:	775	189
Assets and Liabilities
Total Assets:	$3,546,608,000	242
Cash and due from depository institutions	$249,073,000	189
Interest-bearing balances	$181,021,000	147
Securities	$475,665,000	280
Federal funds sold & reverse repurchase agreements	$427,000	4,981
Net loans & leases	$2,613,402,000	224
Loan loss allowance	$90,646,000	145
Trading account assets	$0	234
Bank premises and fixed assets	$58,199,000	172
Other real estate owned	$17,754,000	189
Goodwill and other intangibles	$14,927,000	467
All other assets	$117,161,000	248
Life insurance assets	$45,758,000	148
Total liabilities and capital	$3,546,608,000	242
Total liabilities	$3,312,933,000	236
Total deposits	$2,727,557,000	227
Interest-bearing deposits	$2,230,186,000	232
Deposits held in domestic offices	$2,727,557,000	224
% insured	75.85%	4,900
Federal funds purchased & repurchase agreements	$63,690,000	374
Trading liabilities	$0	92
Other borrowed funds	$498,971,000	161
Subordinated debt	$0	271
All other liabilities	$22,715,000	366
Total equity capital	$233,675,000	323
Total bank equity capital	$233,675,000	321
Perpetual preferred stock	$0	193
Common stock	$2,250,000	1,817
Surplus	$248,408,000	219
Undivided profits	$-16,983,000	8,091
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$163,587,000	148
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$310,000	537
Income earned, not collected on loans	$11,473,000	286
Earning assets	$3,270,515,000	235
Long-term assets (5+ years)	$676,081,000	200
Average Assets, year-to-date	$3,479,231,000	247
Average Assets, quarterly	$3,479,231,000	247
Volatile liabilities	$918,319,000	213
Insider loans	$8,800,000	883
FHLB advances	$498,971,000	123
Loans and leases held for sale	$429,165,000	31
Unused loan commitments	$318,777,000	385
Tier 1 (core) risk-based capital	$220,747,000	311
Tier 2 risk-based capital	$36,299,000	215
Total risk weighted assets	$2,848,972,000	227
Total unused commitments	$318,777,000	385
Derivatives	$76,345,000	261
2008-12-31		Rank
# of Employees:	813	187
Assets and Liabilities
Total Assets:	$3,411,854,000	247
Cash and due from depository institutions	$66,484,000	187
Interest-bearing balances	$1,593,000	3,217
Securities	$456,671,000	284
Federal funds sold & reverse repurchase agreements	$96,000	5,100
Net loans & leases	$2,675,506,000	220
Loan loss allowance	$79,083,000	145
Trading account assets	$0	236
Bank premises and fixed assets	$59,669,000	171
Other real estate owned	$18,894,000	187
Goodwill and other intangibles	$15,528,000	464
All other assets	$119,006,000	243
Life insurance assets	$45,304,000	149
Total liabilities and capital	$3,411,854,000	247
Total liabilities	$3,157,143,000	241
Total deposits	$2,524,515,000	234
Interest-bearing deposits	$2,070,768,000	243
Deposits held in domestic offices	$2,524,515,000	230
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$112,276,000	266
Trading liabilities	$0	88
Other borrowed funds	$497,594,000	172
Subordinated debt	$0	278
All other liabilities	$22,758,000	369
Total equity capital	$254,711,000	305
Total bank equity capital	$254,711,000	305
Perpetual preferred stock	$0	141
Common stock	$2,250,000	1,823
Surplus	$246,158,000	217
Undivided profits	$6,303,000	3,966
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$118,413,000	152
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$181,000	642
Income earned, not collected on loans	$12,437,000	277
Earning assets	$3,133,866,000	241
Long-term assets (5+ years)	$672,866,000	203
Average Assets, year-to-date	$3,442,908,400	234
Average Assets, quarterly	$3,438,675,000	242
Volatile liabilities	$1,182,081,000	183
Insider loans	$8,600,000	918
FHLB advances	$497,594,000	128
Loans and leases held for sale	$16,664,000	171
Unused loan commitments	$404,563,000	327
Tier 1 (core) risk-based capital	$241,394,000	288
Tier 2 risk-based capital	$37,464,000	211
Total risk weighted assets	$2,954,938,000	214
Total unused commitments	$404,563,000	327
Derivatives	$53,448,000	272
2008-09-30		Rank
# of Employees:	860	182
Assets and Liabilities
Total Assets:	$3,465,496,000	241
Cash and due from depository institutions	$69,842,000	182
Interest-bearing balances	$1,530,000	2,602
Securities	$463,511,000	274
Federal funds sold & reverse repurchase agreements	$1,500,000	4,107
Net loans & leases	$2,693,409,000	221
Loan loss allowance	$67,728,000	142
Trading account assets	$0	251
Bank premises and fixed assets	$61,938,000	164
Other real estate owned	$15,929,000	182
Goodwill and other intangibles	$16,169,000	484
All other assets	$143,198,000	212
Life insurance assets	$44,849,000	154
Total liabilities and capital	$3,465,496,000	241
Total liabilities	$3,180,831,000	239
Total deposits	$2,498,421,000	230
Interest-bearing deposits	$2,021,786,000	241
Deposits held in domestic offices	$2,498,421,000	226
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$141,929,000	245
Trading liabilities	$0	91
Other borrowed funds	$518,309,000	185
Subordinated debt	$0	276
All other liabilities	$22,172,000	373
Total equity capital	$284,665,000	278
Total bank equity capital	$284,665,000	278
Perpetual preferred stock	$0	110
Common stock	$2,250,000	1,835
Surplus	$246,158,000	210
Undivided profits	$36,257,000	953
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$101,639,000	150
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$204,000	615
Income earned, not collected on loans	$12,482,000	284
Earning assets	$3,159,950,000	238
Long-term assets (5+ years)	$643,710,000	212
Average Assets, year-to-date	$3,450,672,000	238
Average Assets, quarterly	$3,463,525,500	238
Volatile liabilities	$1,112,958,000	192
Insider loans	$8,900,000	865
FHLB advances	$518,309,000	145
Loans and leases held for sale	$14,981,000	160
Unused loan commitments	$506,218,000	296
Tier 1 (core) risk-based capital	$277,591,000	252
Tier 2 risk-based capital	$38,142,000	213
Total risk weighted assets	$3,021,095,000	213
Total unused commitments	$506,218,000	296
Derivatives	$36,072,000	280
2008-06-30		Rank
# of Employees:	905	175
Assets and Liabilities
Total Assets:	$3,461,555,000	240
Cash and due from depository institutions	$79,676,000	175
Interest-bearing balances	$910,000	3,021
Securities	$477,988,000	276
Federal funds sold & reverse repurchase agreements	$4,075,000	2,616
Net loans & leases	$2,671,357,000	220
Loan loss allowance	$58,320,000	159
Trading account assets	$0	267
Bank premises and fixed assets	$63,532,000	161
Other real estate owned	$15,610,000	175
Goodwill and other intangibles	$16,809,000	473
All other assets	$132,508,000	214
Life insurance assets	$44,393,000	156
Total liabilities and capital	$3,461,555,000	240
Total liabilities	$3,178,499,000	236
Total deposits	$2,651,230,000	222
Interest-bearing deposits	$2,128,875,000	227
Deposits held in domestic offices	$2,651,230,000	222
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$144,753,000	250
Trading liabilities	$0	94
Other borrowed funds	$359,714,000	225
Subordinated debt	$0	257
All other liabilities	$22,802,000	362
Total equity capital	$283,056,000	283
Total bank equity capital	$283,056,000	283
Perpetual preferred stock	$0	107
Common stock	$2,250,000	1,844
Surplus	$242,658,000	214
Undivided profits	$38,148,000	925
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$74,110,000	175
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$273,000	520
Income earned, not collected on loans	$12,753,000	275
Earning assets	$3,154,330,000	236
Long-term assets (5+ years)	$630,626,000	219
Average Assets, year-to-date	$3,445,730,670	239
Average Assets, quarterly	$3,458,603,500	241
Volatile liabilities	$1,065,061,000	202
Insider loans	$9,822,000	768
FHLB advances	$359,714,000	186
Loans and leases held for sale	$12,611,000	204
Unused loan commitments	$564,392,000	287
Tier 1 (core) risk-based capital	$274,706,000	256
Tier 2 risk-based capital	$38,138,000	213
Total risk weighted assets	$3,030,184,000	211
Total unused commitments	$564,392,000	287
Derivatives	$42,151,000	268
2008-03-31		Rank
# of Employees:	873	178
Assets and Liabilities
Total Assets:	$3,455,652,000	240
Cash and due from depository institutions	$82,319,000	178
Interest-bearing balances	$2,054,000	2,327
Securities	$473,761,000	277
Federal funds sold & reverse repurchase agreements	$4,061,000	3,647
Net loans & leases	$2,576,294,000	223
Loan loss allowance	$33,898,000	215
Trading account assets	$0	252
Bank premises and fixed assets	$64,684,000	162
Other real estate owned	$16,551,000	178
Goodwill and other intangibles	$143,802,000	141
All other assets	$94,180,000	263
Life insurance assets	$43,456,000	156
Total liabilities and capital	$3,455,652,000	240
Total liabilities	$3,048,663,000	243
Total deposits	$2,584,334,000	224
Interest-bearing deposits	$2,117,103,000	226
Deposits held in domestic offices	$2,584,334,000	223
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$187,343,000	210
Trading liabilities	$0	86
Other borrowed funds	$251,412,000	281
Subordinated debt	$0	251
All other liabilities	$25,574,000	368
Total equity capital	$406,989,000	231
Total bank equity capital	$406,989,000	231
Perpetual preferred stock	$0	108
Common stock	$2,250,000	1,842
Surplus	$242,658,000	209
Undivided profits	$162,081,000	230
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$50,444,000	198
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$208,000	558
Income earned, not collected on loans	$14,342,000	260
Earning assets	$3,056,170,000	243
Long-term assets (5+ years)	$540,272,000	251
Average Assets, year-to-date	$3,437,818,500	240
Average Assets, quarterly	$3,437,818,500	240
Volatile liabilities	$1,140,069,000	193
Insider loans	$9,897,000	758
FHLB advances	$251,412,000	235
Loans and leases held for sale	$20,751,000	161
Unused loan commitments	$564,488,000	294
Tier 1 (core) risk-based capital	$274,417,000	258
Tier 2 risk-based capital	$34,496,000	219
Total risk weighted assets	$2,910,823,000	215
Total unused commitments	$564,488,000	294
Derivatives	$50,462,000	258
2007-12-31		Rank
# of Employees:	903	179
Assets and Liabilities
Total Assets:	$3,419,985,000	240
Cash and due from depository institutions	$84,709,000	179
Interest-bearing balances	$1,875,000	2,014
Securities	$497,306,000	263
Federal funds sold & reverse repurchase agreements	$0	6,130
Net loans & leases	$2,510,069,000	229
Loan loss allowance	$31,141,000	221
Trading account assets	$0	237
Bank premises and fixed assets	$66,181,000	154
Other real estate owned	$18,107,000	179
Goodwill and other intangibles	$144,442,000	142
All other assets	$99,171,000	254
Life insurance assets	$42,999,000	157
Total liabilities and capital	$3,419,985,000	240
Total liabilities	$3,020,543,000	247
Total deposits	$2,580,876,000	224
Interest-bearing deposits	$2,095,217,000	231
Deposits held in domestic offices	$2,580,876,000	222
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$213,270,000	208
Trading liabilities	$0	78
Other borrowed funds	$203,000,000	325
Subordinated debt	$0	248
All other liabilities	$23,397,000	382
Total equity capital	$399,442,000	237
Total bank equity capital	$399,442,000	237
Perpetual preferred stock	$0	111
Common stock	$2,250,000	1,833
Surplus	$242,658,000	205
Undivided profits	$154,534,000	241
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$30,738,000	236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$49,000	890
Income earned, not collected on loans	$15,761,000	262
Earning assets	$3,009,250,000	247
Long-term assets (5+ years)	$475,085,000	274
Average Assets, year-to-date	$3,235,438,600	244
Average Assets, quarterly	$3,376,091,000	240
Volatile liabilities	$1,203,061,000	187
Insider loans	$13,768,000	510
FHLB advances	$203,000,000	281
Loans and leases held for sale	$20,778,000	153
Unused loan commitments	$601,410,000	282
Tier 1 (core) risk-based capital	$268,639,000	262
Tier 2 risk-based capital	$31,712,000	228
Total risk weighted assets	$2,962,191,000	217
Total unused commitments	$601,410,000	283
Derivatives	$46,809,000	262
2007-09-30		Rank
# of Employees:	890	183
Assets and Liabilities
Total Assets:	$3,332,197,000	241
Cash and due from depository institutions	$91,304,000	183
Interest-bearing balances	$2,235,000	1,684
Securities	$449,674,000	292
Federal funds sold & reverse repurchase agreements	$6,800,000	2,041
Net loans & leases	$2,449,939,000	233
Loan loss allowance	$29,044,000	205
Trading account assets	$0	244
Bank premises and fixed assets	$69,410,000	147
Other real estate owned	$18,736,000	183
Goodwill and other intangibles	$145,245,000	141
All other assets	$101,089,000	249
Life insurance assets	$42,594,000	157
Total liabilities and capital	$3,332,197,000	241
Total liabilities	$2,936,512,000	249
Total deposits	$2,560,235,000	225
Interest-bearing deposits	$2,051,329,000	235
Deposits held in domestic offices	$2,560,235,000	223
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$187,827,000	203
Trading liabilities	$0	78
Other borrowed funds	$168,295,000	359
Subordinated debt	$0	244
All other liabilities	$20,155,000	409
Total equity capital	$395,685,000	231
Total bank equity capital	$395,685,000	231
Perpetual preferred stock	$0	113
Common stock	$2,250,000	1,814
Surplus	$242,658,000	207
Undivided profits	$150,777,000	254
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$18,718,000	294
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,000	1,106
Income earned, not collected on loans	$17,261,000	257
Earning assets	$2,908,648,000	248
Long-term assets (5+ years)	$411,093,000	301
Average Assets, year-to-date	$3,189,302,000	245
Average Assets, quarterly	$3,337,327,000	236
Volatile liabilities	$1,116,821,000	187
Insider loans	$12,600,000	563
FHLB advances	$168,295,000	313
Loans and leases held for sale	$16,545,000	174
Unused loan commitments	$623,903,000	273
Tier 1 (core) risk-based capital	$265,717,000	264
Tier 2 risk-based capital	$29,616,000	231
Total risk weighted assets	$2,876,881,000	216
Total unused commitments	$623,903,000	273
Derivatives	$47,305,000	273
2007-06-30		Rank
# of Employees:	918	189
Assets and Liabilities
Total Assets:	$3,342,457,000	243
Cash and due from depository institutions	$89,239,000	189
Interest-bearing balances	$4,033,000	1,224
Securities	$447,228,000	302
Federal funds sold & reverse repurchase agreements	$27,000,000	557
Net loans & leases	$2,441,347,000	231
Loan loss allowance	$28,492,000	212
Trading account assets	$0	245
Bank premises and fixed assets	$69,724,000	147
Other real estate owned	$23,099,000	189
Goodwill and other intangibles	$142,515,000	150
All other assets	$102,305,000	253
Life insurance assets	$42,200,000	159
Total liabilities and capital	$3,342,457,000	243
Total liabilities	$2,955,181,000	250
Total deposits	$2,502,690,000	236
Interest-bearing deposits	$2,002,598,000	245
Deposits held in domestic offices	$2,502,690,000	232
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$180,917,000	217
Trading liabilities	$0	87
Other borrowed funds	$250,200,000	242
Subordinated debt	$0	258
All other liabilities	$21,374,000	406
Total equity capital	$387,276,000	244
Total bank equity capital	$387,276,000	244
Perpetual preferred stock	$0	111
Common stock	$2,250,000	1,810
Surplus	$242,658,000	215
Undivided profits	$142,368,000	270
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$32,509,000	160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,000	1,121
Income earned, not collected on loans	$16,094,000	266
Earning assets	$2,919,608,000	251
Long-term assets (5+ years)	$414,254,000	300
Average Assets, year-to-date	$3,141,670,330	257
Average Assets, quarterly	$3,313,115,000	245
Volatile liabilities	$1,134,094,000	193
Insider loans	$13,111,000	536
FHLB advances	$250,200,000	201
Loans and leases held for sale	$57,915,000	102
Unused loan commitments	$593,315,000	298
Tier 1 (core) risk-based capital	$261,500,000	271
Tier 2 risk-based capital	$29,217,000	243
Total risk weighted assets	$2,816,996,000	225
Total unused commitments	$593,315,000	298
Derivatives	$73,788,000	239
2007-03-31		Rank
# of Employees:	969	179
Assets and Liabilities
Total Assets:	$3,283,773,000	248
Cash and due from depository institutions	$82,654,000	179
Interest-bearing balances	$2,657,000	1,699
Securities	$461,861,000	295
Federal funds sold & reverse repurchase agreements	$35,625,000	507
Net loans & leases	$2,377,859,000	234
Loan loss allowance	$27,268,000	217
Trading account assets	$0	267
Bank premises and fixed assets	$75,170,000	136
Other real estate owned	$17,241,000	179
Goodwill and other intangibles	$140,243,000	148
All other assets	$93,120,000	261
Life insurance assets	$42,273,000	156
Total liabilities and capital	$3,283,773,000	248
Total liabilities	$2,903,767,000	255
Total deposits	$2,517,136,000	235
Interest-bearing deposits	$2,018,512,000	242
Deposits held in domestic offices	$2,517,136,000	231
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$199,351,000	202
Trading liabilities	$0	89
Other borrowed funds	$164,803,000	332
Subordinated debt	$0	262
All other liabilities	$22,477,000	398
Total equity capital	$380,006,000	248
Total bank equity capital	$380,006,000	248
Perpetual preferred stock	$0	113
Common stock	$2,250,000	1,797
Surplus	$242,657,000	211
Undivided profits	$135,099,000	295
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$35,812,000	130
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$186,000	592
Income earned, not collected on loans	$16,110,000	258
Earning assets	$2,878,002,000	256
Long-term assets (5+ years)	$422,724,000	291
Average Assets, year-to-date	$3,041,277,000	263
Average Assets, quarterly	$3,041,277,000	263
Volatile liabilities	$1,061,918,000	203
Insider loans	$11,281,000	611
FHLB advances	$164,086,000	283
Loans and leases held for sale	$37,618,000	124
Unused loan commitments	$583,376,000	289
Tier 1 (core) risk-based capital	$255,500,000	276
Tier 2 risk-based capital	$27,913,000	248
Total risk weighted assets	$2,744,430,000	224
Total unused commitments	$583,376,000	289
Derivatives	$61,029,000	251
2006-12-31		Rank
# of Employees:	864	194
Assets and Liabilities
Total Assets:	$2,798,781,000	281
Cash and due from depository institutions	$78,956,000	194
Interest-bearing balances	$2,122,000	1,831
Securities	$478,640,000	287
Federal funds sold & reverse repurchase agreements	$5,425,000	2,713
Net loans & leases	$2,019,080,000	258
Loan loss allowance	$22,527,000	257
Trading account assets	$0	156
Bank premises and fixed assets	$59,011,000	166
Other real estate owned	$6,396,000	194
Goodwill and other intangibles	$74,779,000	191
All other assets	$76,494,000	301
Life insurance assets	$33,466,000	187
Total liabilities and capital	$2,798,781,000	281
Total liabilities	$2,514,235,000	278
Total deposits	$2,195,710,000	251
Interest-bearing deposits	$1,748,538,000	262
Deposits held in domestic offices	$2,195,710,000	250
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$149,171,000	244
Trading liabilities	$0	77
Other borrowed funds	$155,683,000	361
Subordinated debt	$0	264
All other liabilities	$13,671,000	533
Total equity capital	$284,546,000	289
Total bank equity capital	$284,546,000	289
Perpetual preferred stock	$0	112
Common stock	$2,250,000	1,789
Surplus	$154,908,000	271
Undivided profits	$127,388,000	302
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$13,937,000	256
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$108,000	701
Income earned, not collected on loans	$13,860,000	289
Earning assets	$2,505,267,000	279
Long-term assets (5+ years)	$429,196,000	283
Average Assets, year-to-date	$2,540,733,600	287
Average Assets, quarterly	$2,727,576,500	287
Volatile liabilities	$921,071,000	252
Insider loans	$11,416,000	597
FHLB advances	$154,954,000	319
Loans and leases held for sale	$25,728,000	146
Unused loan commitments	$494,190,000	321
Tier 1 (core) risk-based capital	$212,601,000	314
Tier 2 risk-based capital	$23,125,000	283
Total risk weighted assets	$2,304,456,000	246
Total unused commitments	$494,190,000	321
Derivatives	$70,250,000	233
2006-09-30		Rank
# of Employees:	837	203
Assets and Liabilities
Total Assets:	$2,656,372,000	297
Cash and due from depository institutions	$69,896,000	203
Interest-bearing balances	$1,888,000	1,830
Securities	$407,803,000	334
Federal funds sold & reverse repurchase agreements	$3,300,000	3,105
Net loans & leases	$1,969,193,000	273
Loan loss allowance	$22,166,000	263
Trading account assets	$0	154
Bank premises and fixed assets	$59,595,000	163
Other real estate owned	$1,027,000	203
Goodwill and other intangibles	$74,043,000	199
All other assets	$71,515,000	331
Life insurance assets	$33,131,000	185
Total liabilities and capital	$2,656,372,000	297
Total liabilities	$2,378,405,000	296
Total deposits	$2,094,270,000	262
Interest-bearing deposits	$1,635,881,000	283
Deposits held in domestic offices	$2,094,270,000	259
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$142,244,000	251
Trading liabilities	$0	74
Other borrowed funds	$129,545,000	426
Subordinated debt	$0	269
All other liabilities	$12,346,000	584
Total equity capital	$277,967,000	305
Total bank equity capital	$277,967,000	305
Perpetual preferred stock	$0	118
Common stock	$2,250,000	1,789
Surplus	$154,908,000	277
Undivided profits	$120,809,000	321
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$18,147,000	196
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$231,000	512
Income earned, not collected on loans	$13,096,000	305
Earning assets	$2,382,184,000	299
Long-term assets (5+ years)	$442,991,000	273
Average Assets, year-to-date	$2,476,221,750	300
Average Assets, quarterly	$2,629,754,000	295
Volatile liabilities	$828,071,000	276
Insider loans	$11,678,000	566
FHLB advances	$128,803,000	376
Loans and leases held for sale	$22,155,000	158
Unused loan commitments	$458,478,000	354
Tier 1 (core) risk-based capital	$206,737,000	329
Tier 2 risk-based capital	$22,784,000	286
Total risk weighted assets	$2,213,393,000	265
Total unused commitments	$458,478,000	354
Derivatives	$66,445,000	240
2006-06-30		Rank
# of Employees:	857	208
Assets and Liabilities
Total Assets:	$2,603,136,000	304
Cash and due from depository institutions	$83,662,000	208
Interest-bearing balances	$2,319,000	1,660
Securities	$410,773,000	343
Federal funds sold & reverse repurchase agreements	$5,250,000	2,160
Net loans & leases	$1,897,718,000	277
Loan loss allowance	$20,970,000	278
Trading account assets	$0	157
Bank premises and fixed assets	$57,831,000	168
Other real estate owned	$1,664,000	208
Goodwill and other intangibles	$76,090,000	197
All other assets	$70,148,000	332
Life insurance assets	$32,793,000	185
Total liabilities and capital	$2,603,136,000	304
Total liabilities	$2,335,366,000	303
Total deposits	$2,082,160,000	265
Interest-bearing deposits	$1,630,036,000	277
Deposits held in domestic offices	$2,082,160,000	264
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$128,314,000	278
Trading liabilities	$0	73
Other borrowed funds	$113,028,000	488
Subordinated debt	$0	265
All other liabilities	$11,864,000	565
Total equity capital	$267,770,000	306
Total bank equity capital	$267,770,000	306
Perpetual preferred stock	$0	119
Common stock	$2,250,000	1,783
Surplus	$154,908,000	278
Undivided profits	$110,612,000	335
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,036,000	276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$200,000	565
Income earned, not collected on loans	$11,414,000	318
Earning assets	$2,316,060,000	302
Long-term assets (5+ years)	$486,905,000	256
Average Assets, year-to-date	$2,416,171,670	308
Average Assets, quarterly	$2,546,809,000	300
Volatile liabilities	$782,705,000	282
Insider loans	$12,168,000	539
FHLB advances	$112,273,000	431
Loans and leases held for sale	$22,968,000	163
Unused loan commitments	$484,347,000	337
Tier 1 (core) risk-based capital	$197,096,000	343
Tier 2 risk-based capital	$21,678,000	300
Total risk weighted assets	$2,142,120,000	275
Total unused commitments	$484,347,000	337
Derivatives	$45,708,000	281
2006-03-31		Rank
# of Employees:	881	200
Assets and Liabilities
Total Assets:	$2,490,482,000	304
Cash and due from depository institutions	$81,320,000	200
Interest-bearing balances	$2,438,000	1,746
Securities	$368,092,000	380
Federal funds sold & reverse repurchase agreements	$19,444,000	749
Net loans & leases	$1,813,600,000	276
Loan loss allowance	$20,163,000	275
Trading account assets	$0	154
Bank premises and fixed assets	$56,005,000	166
Other real estate owned	$1,522,000	200
Goodwill and other intangibles	$76,345,000	190
All other assets	$74,154,000	318
Life insurance assets	$32,223,000	182
Total liabilities and capital	$2,490,482,000	304
Total liabilities	$2,225,263,000	305
Total deposits	$1,968,598,000	273
Interest-bearing deposits	$1,513,505,000	289
Deposits held in domestic offices	$1,968,598,000	271
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$135,304,000	251
Trading liabilities	$0	77
Other borrowed funds	$109,320,000	477
Subordinated debt	$0	259
All other liabilities	$12,041,000	557
Total equity capital	$265,219,000	301
Total bank equity capital	$265,219,000	301
Perpetual preferred stock	$0	120
Common stock	$2,250,000	1,770
Surplus	$156,369,000	266
Undivided profits	$106,600,000	339
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,212,000	351
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$58,000	882
Income earned, not collected on loans	$11,077,000	315
Earning assets	$2,203,574,000	304
Long-term assets (5+ years)	$509,324,000	241
Average Assets, year-to-date	$2,322,689,500	316
Average Assets, quarterly	$2,322,689,500	316
Volatile liabilities	$694,676,000	300
Insider loans	$12,366,000	526
FHLB advances	$108,553,000	423
Loans and leases held for sale	$15,336,000	192
Unused loan commitments	$535,509,000	305
Tier 1 (core) risk-based capital	$193,273,000	339
Tier 2 risk-based capital	$20,673,000	302
Total risk weighted assets	$2,048,901,000	277
Total unused commitments	$535,509,000	305
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	663	252
Assets and Liabilities
Total Assets:	$2,154,897,000	333
Cash and due from depository institutions	$60,727,000	252
Interest-bearing balances	$102,000	4,909
Securities	$437,955,000	333
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$1,509,012,000	313
Loan loss allowance	$16,915,000	320
Trading account assets	$0	155
Bank premises and fixed assets	$30,153,000	285
Other real estate owned	$778,000	252
Goodwill and other intangibles	$43,584,000	248
All other assets	$72,688,000	320
Life insurance assets	$0	351
Total liabilities and capital	$2,154,897,000	333
Total liabilities	$1,952,283,000	328
Total deposits	$1,513,731,000	330
Interest-bearing deposits	$1,127,759,000	369
Deposits held in domestic offices	$1,513,731,000	328
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$229,995,000	195
Trading liabilities	$0	72
Other borrowed funds	$198,793,000	326
Subordinated debt	$0	258
All other liabilities	$9,764,000	622
Total equity capital	$202,614,000	358
Total bank equity capital	$202,614,000	358
Perpetual preferred stock	$0	122
Common stock	$2,250,000	1,760
Surplus	$98,015,000	342
Undivided profits	$102,349,000	345
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,659,000	418
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$60,000	878
Income earned, not collected on loans	$9,043,000	367
Earning assets	$1,947,069,000	330
Long-term assets (5+ years)	$355,896,000	316
Average Assets, year-to-date	$1,975,159,800	339
Average Assets, quarterly	$2,085,916,000	335
Volatile liabilities	$764,993,000	277
Insider loans	$11,169,000	561
FHLB advances	$198,014,000	277
Loans and leases held for sale	$18,932,000	183
Unused loan commitments	$393,550,000	381
Tier 1 (core) risk-based capital	$162,405,000	380
Tier 2 risk-based capital	$17,413,000	338
Total risk weighted assets	$1,735,585,000	310
Total unused commitments	$393,550,000	381
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	619	260
Assets and Liabilities
Total Assets:	$2,016,935,000	344
Cash and due from depository institutions	$62,354,000	260
Interest-bearing balances	$141,000	4,667
Securities	$296,669,000	461
Federal funds sold & reverse repurchase agreements	$14,000,000	940
Net loans & leases	$1,498,093,000	309
Loan loss allowance	$16,965,000	318
Trading account assets	$0	146
Bank premises and fixed assets	$28,418,000	295
Other real estate owned	$998,000	260
Goodwill and other intangibles	$43,610,000	238
All other assets	$72,793,000	316
Life insurance assets	$0	341
Total liabilities and capital	$2,016,935,000	344
Total liabilities	$1,819,941,000	341
Total deposits	$1,477,891,000	332
Interest-bearing deposits	$1,096,688,000	376
Deposits held in domestic offices	$1,477,891,000	330
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$73,802,000	352
Trading liabilities	$0	63
Other borrowed funds	$259,818,000	276
Subordinated debt	$0	251
All other liabilities	$8,430,000	665
Total equity capital	$196,994,000	356
Total bank equity capital	$196,994,000	356
Perpetual preferred stock	$0	120
Common stock	$2,250,000	1,729
Surplus	$98,015,000	333
Undivided profits	$96,729,000	365
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,522,000	518
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$21,000	1,098
Income earned, not collected on loans	$8,776,000	357
Earning assets	$1,808,903,000	342
Long-term assets (5+ years)	$367,732,000	294
Average Assets, year-to-date	$1,930,225,500	343
Average Assets, quarterly	$2,010,648,500	343
Volatile liabilities	$644,562,000	310
Insider loans	$11,037,000	544
FHLB advances	$259,026,000	233
Loans and leases held for sale	$21,936,000	175
Unused loan commitments	$382,134,000	386
Tier 1 (core) risk-based capital	$155,677,000	383
Tier 2 risk-based capital	$17,413,000	331
Total risk weighted assets	$1,688,729,000	311
Total unused commitments	$382,134,000	386
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	610	264
Assets and Liabilities
Total Assets:	$2,004,362,000	336
Cash and due from depository institutions	$47,376,000	264
Interest-bearing balances	$1,453,000	2,327
Securities	$280,008,000	487
Federal funds sold & reverse repurchase agreements	$41,000,000	293
Net loans & leases	$1,491,702,000	301
Loan loss allowance	$17,109,000	313
Trading account assets	$0	148
Bank premises and fixed assets	$28,266,000	295
Other real estate owned	$894,000	264
Goodwill and other intangibles	$43,637,000	234
All other assets	$71,479,000	307
Life insurance assets	$0	339
Total liabilities and capital	$2,004,362,000	336
Total liabilities	$1,813,595,000	330
Total deposits	$1,472,213,000	322
Interest-bearing deposits	$1,122,859,000	358
Deposits held in domestic offices	$1,472,213,000	320
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$48,167,000	459
Trading liabilities	$0	65
Other borrowed funds	$285,835,000	255
Subordinated debt	$0	251
All other liabilities	$7,380,000	701
Total equity capital	$190,767,000	359
Total bank equity capital	$190,767,000	359
Perpetual preferred stock	$0	118
Common stock	$2,250,000	1,711
Surplus	$98,015,000	324
Undivided profits	$90,502,000	379
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,106,000	529
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$163,000	636
Income earned, not collected on loans	$8,648,000	348
Earning assets	$1,814,163,000	333
Long-term assets (5+ years)	$416,453,000	268
Average Assets, year-to-date	$1,901,322,330	343
Average Assets, quarterly	$1,947,279,500	341
Volatile liabilities	$684,458,000	287
Insider loans	$10,975,000	533
FHLB advances	$285,032,000	209
Loans and leases held for sale	$27,287,000	163
Unused loan commitments	$336,413,000	400
Tier 1 (core) risk-based capital	$149,012,000	380
Tier 2 risk-based capital	$17,109,000	333
Total risk weighted assets	$1,638,501,000	314
Total unused commitments	$336,413,000	400
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	566	283
Assets and Liabilities
Total Assets:	$1,890,197,000	345
Cash and due from depository institutions	$53,576,000	283
Interest-bearing balances	$229,000	4,213
Securities	$289,209,000	478
Federal funds sold & reverse repurchase agreements	$7,600,000	1,607
Net loans & leases	$1,409,031,000	313
Loan loss allowance	$16,042,000	326
Trading account assets	$0	148
Bank premises and fixed assets	$29,030,000	279
Other real estate owned	$1,370,000	283
Goodwill and other intangibles	$43,664,000	234
All other assets	$56,717,000	355
Life insurance assets	$0	333
Total liabilities and capital	$1,890,197,000	345
Total liabilities	$1,712,835,000	338
Total deposits	$1,418,895,000	325
Interest-bearing deposits	$1,098,909,000	357
Deposits held in domestic offices	$1,418,895,000	323
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$38,511,000	524
Trading liabilities	$0	65
Other borrowed funds	$246,344,000	268
Subordinated debt	$0	265
All other liabilities	$9,085,000	607
Total equity capital	$177,362,000	370
Total bank equity capital	$177,362,000	370
Perpetual preferred stock	$0	120
Common stock	$2,250,000	1,714
Surplus	$91,015,000	328
Undivided profits	$84,097,000	385
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,674,000	423
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$80,000	856
Income earned, not collected on loans	$8,088,000	354
Earning assets	$1,706,069,000	339
Long-term assets (5+ years)	$420,993,000	268
Average Assets, year-to-date	$1,849,802,500	346
Average Assets, quarterly	$1,849,802,500	346
Volatile liabilities	$590,619,000	299
Insider loans	$12,046,000	452
FHLB advances	$245,530,000	225
Loans and leases held for sale	$17,798,000	186
Unused loan commitments	$300,098,000	415
Tier 1 (core) risk-based capital	$136,576,000	404
Tier 2 risk-based capital	$16,042,000	348
Total risk weighted assets	$1,517,496,000	321
Total unused commitments	$300,098,000	415
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	552	293
Assets and Liabilities
Total Assets:	$1,809,408,000	360
Cash and due from depository institutions	$44,015,000	293
Interest-bearing balances	$1,501,000	2,359
Securities	$278,581,000	506
Federal funds sold & reverse repurchase agreements	$1,250,000	4,594
Net loans & leases	$1,362,464,000	319
Loan loss allowance	$15,331,000	345
Trading account assets	$0	153
Bank premises and fixed assets	$29,310,000	273
Other real estate owned	$1,255,000	293
Goodwill and other intangibles	$43,691,000	233
All other assets	$48,842,000	405
Life insurance assets	$0	334
Total liabilities and capital	$1,809,408,000	360
Total liabilities	$1,634,849,000	355
Total deposits	$1,404,173,000	329
Interest-bearing deposits	$1,089,726,000	357
Deposits held in domestic offices	$1,404,173,000	329
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$69,723,000	374
Trading liabilities	$0	66
Other borrowed funds	$153,852,000	396
Subordinated debt	$0	272
All other liabilities	$7,101,000	706
Total equity capital	$174,559,000	377
Total bank equity capital	$174,559,000	377
Perpetual preferred stock	$0	118
Common stock	$2,250,000	1,696
Surplus	$91,015,000	332
Undivided profits	$81,294,000	411
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,978,000	360
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$25,000	1,054
Income earned, not collected on loans	$6,947,000	387
Earning assets	$1,643,796,000	358
Long-term assets (5+ years)	$422,413,000	274
Average Assets, year-to-date	$1,716,432,200	359
Average Assets, quarterly	$1,790,615,000	353
Volatile liabilities	$534,884,000	323
Insider loans	$12,848,000	414
FHLB advances	$153,026,000	344
Loans and leases held for sale	$18,965,000	180
Unused loan commitments	$290,490,000	422
Tier 1 (core) risk-based capital	$131,827,000	417
Tier 2 risk-based capital	$15,331,000	365
Total risk weighted assets	$1,446,820,000	333
Total unused commitments	$290,490,000	422
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	524	315
Assets and Liabilities
Total Assets:	$1,771,822,000	359
Cash and due from depository institutions	$54,979,000	315
Interest-bearing balances	$389,000	3,773
Securities	$276,046,000	506
Federal funds sold & reverse repurchase agreements	$0	5,928
Net loans & leases	$1,303,707,000	331
Loan loss allowance	$15,111,000	350
Trading account assets	$0	149
Bank premises and fixed assets	$28,467,000	278
Other real estate owned	$1,756,000	315
Goodwill and other intangibles	$43,719,000	234
All other assets	$63,148,000	324
Life insurance assets	$0	330
Total liabilities and capital	$1,771,822,000	359
Total liabilities	$1,600,723,000	355
Total deposits	$1,387,202,000	323
Interest-bearing deposits	$1,077,864,000	357
Deposits held in domestic offices	$1,387,202,000	321
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$69,206,000	362
Trading liabilities	$0	68
Other borrowed funds	$138,356,000	428
Subordinated debt	$0	276
All other liabilities	$5,959,000	794
Total equity capital	$171,099,000	385
Total bank equity capital	$171,099,000	385
Perpetual preferred stock	$0	124
Common stock	$2,250,000	1,689
Surplus	$91,015,000	335
Undivided profits	$77,834,000	424
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,562,000	400
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$25,000	1,105
Income earned, not collected on loans	$6,565,000	406
Earning assets	$1,580,142,000	369
Long-term assets (5+ years)	$425,808,000	283
Average Assets, year-to-date	$1,693,188,250	366
Average Assets, quarterly	$1,740,854,000	361
Volatile liabilities	$503,741,000	335
Insider loans	$12,223,000	438
FHLB advances	$137,519,000	366
Loans and leases held for sale	$13,419,000	217
Unused loan commitments	$292,516,000	414
Tier 1 (core) risk-based capital	$127,209,000	428
Tier 2 risk-based capital	$15,111,000	364
Total risk weighted assets	$1,410,381,000	338
Total unused commitments	$292,516,000	414
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	513	316
Assets and Liabilities
Total Assets:	$1,709,886,000	368
Cash and due from depository institutions	$54,405,000	316
Interest-bearing balances	$1,160,000	2,687
Securities	$259,455,000	545
Federal funds sold & reverse repurchase agreements	$0	5,884
Net loans & leases	$1,255,558,000	329
Loan loss allowance	$14,555,000	362
Trading account assets	$0	153
Bank premises and fixed assets	$28,540,000	269
Other real estate owned	$1,323,000	316
Goodwill and other intangibles	$43,747,000	223
All other assets	$66,858,000	318
Life insurance assets	$0	323
Total liabilities and capital	$1,709,886,000	368
Total liabilities	$1,546,858,000	368
Total deposits	$1,290,374,000	344
Interest-bearing deposits	$1,008,822,000	374
Deposits held in domestic offices	$1,290,374,000	342
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$51,989,000	430
Trading liabilities	$0	69
Other borrowed funds	$199,852,000	327
Subordinated debt	$0	288
All other liabilities	$4,643,000	908
Total equity capital	$163,028,000	382
Total bank equity capital	$163,028,000	382
Perpetual preferred stock	$0	126
Common stock	$2,250,000	1,693
Surplus	$90,015,000	329
Undivided profits	$70,763,000	440
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,526,000	378
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$62,000	979
Income earned, not collected on loans	$5,883,000	443
Earning assets	$1,516,173,000	379
Long-term assets (5+ years)	$425,116,000	299
Average Assets, year-to-date	$1,666,977,000	369
Average Assets, quarterly	$1,674,812,500	370
Volatile liabilities	$538,150,000	321
Insider loans	$11,071,000	493
FHLB advances	$199,004,000	276
Loans and leases held for sale	$8,896,000	270
Unused loan commitments	$282,755,000	416
Tier 1 (core) risk-based capital	$121,720,000	438
Tier 2 risk-based capital	$14,555,000	373
Total risk weighted assets	$1,360,143,000	336
Total unused commitments	$282,755,000	416
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	504	324
Assets and Liabilities
Total Assets:	$1,639,739,000	387
Cash and due from depository institutions	$49,459,000	324
Interest-bearing balances	$2,848,000	1,938
Securities	$228,765,000	611
Federal funds sold & reverse repurchase agreements	$0	6,767
Net loans & leases	$1,229,586,000	331
Loan loss allowance	$14,123,000	365
Trading account assets	$0	144
Bank premises and fixed assets	$26,135,000	293
Other real estate owned	$2,075,000	324
Goodwill and other intangibles	$43,774,000	212
All other assets	$59,945,000	338
Life insurance assets	$0	322
Total liabilities and capital	$1,639,739,000	387
Total liabilities	$1,478,164,000	384
Total deposits	$1,254,920,000	351
Interest-bearing deposits	$987,820,000	379
Deposits held in domestic offices	$1,254,920,000	349
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$52,432,000	421
Trading liabilities	$0	70
Other borrowed funds	$163,540,000	358
Subordinated debt	$0	287
All other liabilities	$7,272,000	718
Total equity capital	$161,575,000	390
Total bank equity capital	$161,575,000	390
Perpetual preferred stock	$0	129
Common stock	$2,250,000	1,689
Surplus	$89,015,000	327
Undivided profits	$70,310,000	462
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,166,000	406
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$125,000	814
Income earned, not collected on loans	$6,039,000	432
Earning assets	$1,461,199,000	392
Long-term assets (5+ years)	$408,224,000	298
Average Assets, year-to-date	$1,645,522,500	378
Average Assets, quarterly	$1,645,522,500	378
Volatile liabilities	$465,490,000	342
Insider loans	$10,385,000	500
FHLB advances	$162,681,000	306
Loans and leases held for sale	$4,553,000	421
Unused loan commitments	$266,636,000	434
Tier 1 (core) risk-based capital	$117,003,000	447
Tier 2 risk-based capital	$14,123,000	380
Total risk weighted assets	$1,307,048,000	345
Total unused commitments	$266,636,000	434
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	499	333
Assets and Liabilities
Total Assets:	$1,651,306,000	382
Cash and due from depository institutions	$86,150,000	333
Interest-bearing balances	$33,623,000	192
Securities	$220,431,000	634
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$1,217,364,000	331
Loan loss allowance	$14,121,000	371
Trading account assets	$0	168
Bank premises and fixed assets	$22,993,000	343
Other real estate owned	$1,557,000	333
Goodwill and other intangibles	$43,802,000	213
All other assets	$59,009,000	348
Life insurance assets	$0	1
Total liabilities and capital	$1,651,306,000	382
Total liabilities	$1,494,084,000	381
Total deposits	$1,208,474,000	372
Interest-bearing deposits	$932,752,000	411
Deposits held in domestic offices	$1,208,474,000	370
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$63,686,000	389
Trading liabilities	$0	72
Other borrowed funds	$216,822,000	304
Subordinated debt	$0	293
All other liabilities	$5,102,000	910
Total equity capital	$157,222,000	391
Total bank equity capital	$157,222,000	391
Perpetual preferred stock	$0	131
Common stock	$2,250,000	1,700
Surplus	$89,015,000	330
Undivided profits	$65,957,000	470
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$12,516,000	296
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$32,000	1,090
Income earned, not collected on loans	$5,582,000	472
Earning assets	$1,471,418,000	389
Long-term assets (5+ years)	$415,894,000	290
Average Assets, year-to-date	$1,482,034,400	404
Average Assets, quarterly	$1,587,062,000	389
Volatile liabilities	$484,912,000	333
Insider loans	$17,882,000	247
FHLB advances	$215,952,000	248
Loans and leases held for sale	$7,656,000	304
Unused loan commitments	$239,937,000	453
Tier 1 (core) risk-based capital	$113,084,000	460
Tier 2 risk-based capital	$14,121,000	378
Total risk weighted assets	$1,271,541,000	353
Total unused commitments	$239,937,000	453
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	499	347
Assets and Liabilities
Total Assets:	$1,522,818,000	416
Cash and due from depository institutions	$54,378,000	347
Interest-bearing balances	$205,000	4,645
Securities	$192,044,000	712
Federal funds sold & reverse repurchase agreements	$3,744,000	3,197
Net loans & leases	$1,150,230,000	354
Loan loss allowance	$13,471,000	395
Trading account assets	$0	165
Bank premises and fixed assets	$20,893,000	383
Other real estate owned	$1,334,000	347
Goodwill and other intangibles	$43,831,000	216
All other assets	$56,364,000	363
Life insurance assets	$0	1
Total liabilities and capital	$1,522,818,000	416
Total liabilities	$1,371,343,000	413
Total deposits	$1,171,324,000	384
Interest-bearing deposits	$916,209,000	420
Deposits held in domestic offices	$1,171,324,000	382
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$47,438,000	465
Trading liabilities	$0	72
Other borrowed funds	$146,696,000	399
Subordinated debt	$0	293
All other liabilities	$5,885,000	854
Total equity capital	$151,475,000	413
Total bank equity capital	$151,475,000	413
Perpetual preferred stock	$0	137
Common stock	$2,250,000	1,698
Surplus	$87,015,000	343
Undivided profits	$62,210,000	511
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,638,000	353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$44,000	1,105
Income earned, not collected on loans	$5,809,000	470
Earning assets	$1,346,223,000	421
Long-term assets (5+ years)	$382,941,000	309
Average Assets, year-to-date	$1,439,716,500	424
Average Assets, quarterly	$1,490,504,500	416
Volatile liabilities	$407,242,000	389
Insider loans	$12,593,000	369
FHLB advances	$145,816,000	334
Loans and leases held for sale	$12,337,000	301
Unused loan commitments	$230,869,000	473
Tier 1 (core) risk-based capital	$107,228,000	489
Tier 2 risk-based capital	$13,471,000	400
Total risk weighted assets	$1,196,763,000	373
Total unused commitments	$230,869,000	474
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	476	368
Assets and Liabilities
Total Assets:	$1,458,191,000	421
Cash and due from depository institutions	$46,068,000	368
Interest-bearing balances	$375,000	4,217
Securities	$199,635,000	679
Federal funds sold & reverse repurchase agreements	$2,571,000	4,337
Net loans & leases	$1,096,831,000	368
Loan loss allowance	$12,985,000	395
Trading account assets	$0	170
Bank premises and fixed assets	$18,993,000	418
Other real estate owned	$373,000	368
Goodwill and other intangibles	$43,859,000	205
All other assets	$49,861,000	396
Life insurance assets	$0	1
Total liabilities and capital	$1,458,191,000	421
Total liabilities	$1,314,816,000	424
Total deposits	$1,150,873,000	396
Interest-bearing deposits	$926,251,000	409
Deposits held in domestic offices	$1,150,873,000	394
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$39,280,000	485
Trading liabilities	$0	74
Other borrowed funds	$117,802,000	464
Subordinated debt	$0	266
All other liabilities	$6,861,000	803
Total equity capital	$143,375,000	419
Total bank equity capital	$143,375,000	419
Perpetual preferred stock	$0	140
Common stock	$2,250,000	1,694
Surplus	$82,515,000	342
Undivided profits	$58,610,000	544
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,362,000	372
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$59,000	1,110
Income earned, not collected on loans	$5,275,000	502
Earning assets	$1,299,412,000	427
Long-term assets (5+ years)	$375,548,000	306
Average Assets, year-to-date	$1,412,016,000	425
Average Assets, quarterly	$1,422,382,000	427
Volatile liabilities	$343,440,000	416
Insider loans	$12,443,000	369
FHLB advances	$116,911,000	400
Loans and leases held for sale	$14,057,000	371
Unused loan commitments	$190,130,000	535
Tier 1 (core) risk-based capital	$98,357,000	515
Tier 2 risk-based capital	$12,985,000	397
Total risk weighted assets	$1,106,896,000	380
Total unused commitments	$190,130,000	537
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	439	385
Assets and Liabilities
Total Assets:	$1,386,573,000	438
Cash and due from depository institutions	$57,883,000	385
Interest-bearing balances	$14,662,000	579
Securities	$176,672,000	735
Federal funds sold & reverse repurchase agreements	$1,057,000	6,177
Net loans & leases	$1,042,459,000	371
Loan loss allowance	$12,204,000	418
Trading account assets	$0	169
Bank premises and fixed assets	$17,347,000	449
Other real estate owned	$390,000	385
Goodwill and other intangibles	$43,822,000	196
All other assets	$46,943,000	405
Life insurance assets	$0	1
Total liabilities and capital	$1,386,573,000	438
Total liabilities	$1,247,478,000	439
Total deposits	$1,116,048,000	399
Interest-bearing deposits	$912,977,000	418
Deposits held in domestic offices	$1,116,048,000	397
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$44,861,000	452
Trading liabilities	$0	79
Other borrowed funds	$79,722,000	587
Subordinated debt	$0	265
All other liabilities	$6,847,000	817
Total equity capital	$139,095,000	421
Total bank equity capital	$139,095,000	421
Perpetual preferred stock	$0	141
Common stock	$2,250,000	1,703
Surplus	$82,515,000	341
Undivided profits	$54,330,000	571
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,028,000	386
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$145,000	812
Income earned, not collected on loans	$5,472,000	489
Earning assets	$1,234,850,000	439
Long-term assets (5+ years)	$346,552,000	323
Average Assets, year-to-date	$1,388,928,500	436
Average Assets, quarterly	$1,388,928,500	436
Volatile liabilities	$303,659,000	457
Insider loans	$12,988,000	349
FHLB advances	$78,821,000	518
Loans and leases held for sale	$9,393,000	428
Unused loan commitments	$160,339,000	589
Tier 1 (core) risk-based capital	$94,403,000	525
Tier 2 risk-based capital	$12,204,000	408
Total risk weighted assets	$1,046,770,000	395
Total unused commitments	$160,339,000	590
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	418	400
Assets and Liabilities
Total Assets:	$1,391,284,000	436
Cash and due from depository institutions	$74,730,000	400
Interest-bearing balances	$23,026,000	315
Securities	$189,529,000	680
Federal funds sold & reverse repurchase agreements	$14,141,000	1,002
Net loans & leases	$1,005,187,000	381
Loan loss allowance	$11,838,000	421
Trading account assets	$0	170
Bank premises and fixed assets	$16,503,000	468
Other real estate owned	$908,000	400
Goodwill and other intangibles	$44,106,000	191
All other assets	$46,180,000	404
Life insurance assets	$0	1
Total liabilities and capital	$1,391,284,000	436
Total liabilities	$1,256,100,000	434
Total deposits	$1,098,219,000	398
Interest-bearing deposits	$903,516,000	418
Deposits held in domestic offices	$1,098,219,000	395
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$70,764,000	354
Trading liabilities	$0	75
Other borrowed funds	$80,674,000	593
Subordinated debt	$0	258
All other liabilities	$6,443,000	818
Total equity capital	$135,184,000	425
Total bank equity capital	$135,184,000	425
Perpetual preferred stock	$0	142
Common stock	$2,250,000	1,696
Surplus	$82,515,000	333
Undivided profits	$50,419,000	619
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,057,000	357
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$113,000	845
Income earned, not collected on loans	$5,384,000	520
Earning assets	$1,231,883,000	441
Long-term assets (5+ years)	$391,569,000	283
Average Assets, year-to-date	$985,386,800	538
Average Assets, quarterly	$1,194,813,500	483
Volatile liabilities	$325,918,000	424
Insider loans	$12,044,000	365
FHLB advances	$79,763,000	520
Loans and leases held for sale	$20,316,000	288
Unused loan commitments	$148,181,000	597
Tier 1 (core) risk-based capital	$90,356,000	540
Tier 2 risk-based capital	$11,838,000	415
Total risk weighted assets	$1,012,363,000	400
Total unused commitments	$148,181,000	597
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	319	503
Assets and Liabilities
Total Assets:	$830,389,000	632
Cash and due from depository institutions	$42,113,000	503
Interest-bearing balances	$4,783,000	1,320
Securities	$185,143,000	640
Federal funds sold & reverse repurchase agreements	$22,745,000	624
Net loans & leases	$541,371,000	624
Loan loss allowance	$7,207,000	619
Trading account assets	$0	182
Bank premises and fixed assets	$14,323,000	546
Other real estate owned	$272,000	503
Goodwill and other intangibles	$138,000	2,519
All other assets	$24,284,000	604
Life insurance assets	$0	1
Total liabilities and capital	$830,389,000	632
Total liabilities	$773,100,000	620
Total deposits	$696,486,000	566
Interest-bearing deposits	$557,211,000	610
Deposits held in domestic offices	$696,486,000	562
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$72,258,000	363
Trading liabilities	$0	69
Other borrowed funds	$1,049,000	4,594
Subordinated debt	$0	241
All other liabilities	$3,307,000	1,346
Total equity capital	$57,289,000	864
Total bank equity capital	$57,289,000	864
Perpetual preferred stock	$0	158
Common stock	$2,250,000	1,702
Surplus	$15,515,000	1,177
Undivided profits	$39,524,000	713
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,485,000	1,232
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$4,176,000	721
Earning assets	$754,042,000	637
Long-term assets (5+ years)	$85,644,000	1,099
Average Assets, year-to-date	$727,896,400	677
Average Assets, quarterly	$798,496,500	645
Volatile liabilities	$248,570,000	500
Insider loans	$9,372,000	463
FHLB advances	$102,000	4,911
Loans and leases held for sale	$12,909,000	334
Unused loan commitments	$112,121,000	690
Tier 1 (core) risk-based capital	$56,461,000	817
Tier 2 risk-based capital	$7,207,000	595
Total risk weighted assets	$601,950,000	609
Total unused commitments	$112,121,000	690
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	260	614
Assets and Liabilities
Total Assets:	$656,700,000	767
Cash and due from depository institutions	$33,592,000	614
Interest-bearing balances	$6,384,000	701
Securities	$134,409,000	842
Federal funds sold & reverse repurchase agreements	$5,400,000	2,200
Net loans & leases	$453,752,000	721
Loan loss allowance	$6,308,000	673
Trading account assets	$0	175
Bank premises and fixed assets	$12,750,000	606
Other real estate owned	$2,016,000	614
Goodwill and other intangibles	$210,000	2,302
All other assets	$14,571,000	739
Life insurance assets	$0	1
Total liabilities and capital	$656,700,000	767
Total liabilities	$606,424,000	750
Total deposits	$533,720,000	710
Interest-bearing deposits	$430,635,000	767
Deposits held in domestic offices	$533,720,000	706
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$67,769,000	379
Trading liabilities	$0	77
Other borrowed funds	$1,102,000	4,471
Subordinated debt	$0	239
All other liabilities	$3,833,000	1,199
Total equity capital	$50,276,000	931
Total bank equity capital	$50,276,000	931
Perpetual preferred stock	$0	178
Common stock	$2,250,000	1,719
Surplus	$15,515,000	1,140
Undivided profits	$32,511,000	818
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,944,000	1,286
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$2,864,000	863
Earning assets	$599,945,000	768
Long-term assets (5+ years)	$57,254,000	1,468
Average Assets, year-to-date	$606,155,800	793
Average Assets, quarterly	$639,278,000	777
Volatile liabilities	$182,886,000	627
Insider loans	$4,001,000	1,233
FHLB advances	$0	771
Loans and leases held for sale	$4,955,000	346
Unused loan commitments	$92,446,000	753
Tier 1 (core) risk-based capital	$50,068,000	875
Tier 2 risk-based capital	$6,308,000	647
Total risk weighted assets	$510,708,900	674
Total unused commitments	$92,446,000	754
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	257	654
Assets and Liabilities
Total Assets:	$570,605,000	869
Cash and due from depository institutions	$22,726,000	654
Interest-bearing balances	$229,000	3,858
Securities	$94,801,000	1,199
Federal funds sold & reverse repurchase agreements	$0	6,825
Net loans & leases	$423,251,000	760
Loan loss allowance	$5,387,000	767
Trading account assets	$0	165
Bank premises and fixed assets	$15,059,000	505
Other real estate owned	$1,917,000	654
Goodwill and other intangibles	$282,000	2,211
All other assets	$12,569,000	829
Life insurance assets	$0	1
Total liabilities and capital	$570,605,000	869
Total liabilities	$528,020,000	852
Total deposits	$469,569,000	792
Interest-bearing deposits	$376,035,000	863
Deposits held in domestic offices	$469,569,000	787
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$43,828,000	540
Trading liabilities	$0	65
Other borrowed funds	$11,150,000	1,882
Subordinated debt	$0	242
All other liabilities	$3,473,000	1,227
Total equity capital	$42,585,000	1,061
Total bank equity capital	$42,585,000	1,061
Perpetual preferred stock	$0	193
Common stock	$2,250,000	1,725
Surplus	$15,515,000	1,123
Undivided profits	$24,820,000	1,012
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,846,000	838
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$41,000	1,164
Income earned, not collected on loans	$2,073,000	1,009
Earning assets	$518,281,000	875
Long-term assets (5+ years)	$48,435,000	1,751
Average Assets, year-to-date	$537,335,000	875
Average Assets, quarterly	$564,624,500	866
Volatile liabilities	$138,597,000	783
Insider loans	$1,973,000	2,260
FHLB advances	$0	802
Loans and leases held for sale	$996,000	694
Unused loan commitments	$92,389,000	771
Tier 1 (core) risk-based capital	$43,634,000	992
Tier 2 risk-based capital	$5,387,000	732
Total risk weighted assets	$485,879,900	690
Total unused commitments	$92,389,000	771
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	226	748
Assets and Liabilities
Total Assets:	$493,196,000	950
Cash and due from depository institutions	$18,094,000	748
Interest-bearing balances	$6,000	6,439
Securities	$122,104,000	952
Federal funds sold & reverse repurchase agreements	$0	8,346
Net loans & leases	$331,144,000	875
Loan loss allowance	$3,875,000	984
Trading account assets	$0	197
Bank premises and fixed assets	$14,792,000	495
Other real estate owned	$697,000	748
Goodwill and other intangibles	$354,000	2,040
All other assets	$6,011,000	1,330
Life insurance assets	$0	1
Total liabilities and capital	$493,196,000	950
Total liabilities	$457,108,000	929
Total deposits	$417,113,000	885
Interest-bearing deposits	$329,867,000	968
Deposits held in domestic offices	$417,113,000	882
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$36,693,000	536
Trading liabilities	$0	69
Other borrowed funds	$1,196,000	3,639
Subordinated debt	$0	255
All other liabilities	$2,106,000	1,911
Total equity capital	$36,088,000	1,244
Total bank equity capital	$36,088,000	1,244
Perpetual preferred stock	$0	199
Common stock	$2,250,000	1,671
Surplus	$13,115,000	1,236
Undivided profits	$20,723,000	1,257
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,543,000	455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$206,000	626
Income earned, not collected on loans	$1,550,000	1,344
Earning assets	$453,254,000	949
Long-term assets (5+ years)	$30,276,000	2,353
Average Assets, year-to-date	$435,898,600	1,019
Average Assets, quarterly	$471,557,000	980
Volatile liabilities	$98,236,000	847
Insider loans	$1,434,000	2,746
FHLB advances	$0	740
Loans and leases held for sale	$0	1,681
Unused loan commitments	$77,559,000	835
Tier 1 (core) risk-based capital	$35,707,000	1,181
Tier 2 risk-based capital	$3,875,000	911
Total risk weighted assets	$393,272,000	776
Total unused commitments	$77,559,000	843
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	203	869
Assets and Liabilities
Total Assets:	$399,621,000	1,170
Cash and due from depository institutions	$21,000,000	869
Interest-bearing balances	$5,000	6,363
Securities	$61,509,000	1,881
Federal funds sold & reverse repurchase agreements	$11,000,000	1,224
Net loans & leases	$285,090,000	1,047
Loan loss allowance	$3,279,000	1,157
Trading account assets	$0	203
Bank premises and fixed assets	$14,056,000	528
Other real estate owned	$1,253,000	869
Goodwill and other intangibles	$455,000	1,826
All other assets	$5,258,000	1,462
Life insurance assets	$0	1
Total liabilities and capital	$399,621,000	1,170
Total liabilities	$368,147,000	1,156
Total deposits	$354,314,000	1,062
Interest-bearing deposits	$281,541,000	1,159
Deposits held in domestic offices	$354,314,000	1,058
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,105,000	1,055
Trading liabilities	$0	80
Other borrowed funds	$1,270,000	3,277
Subordinated debt	$0	260
All other liabilities	$2,458,000	1,709
Total equity capital	$31,474,000	1,437
Total bank equity capital	$31,474,000	1,437
Perpetual preferred stock	$0	223
Common stock	$2,250,000	1,659
Surplus	$13,115,000	1,233
Undivided profits	$16,109,000	1,626
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,230,000	880
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$140,000	789
Income earned, not collected on loans	$1,519,000	1,441
Earning assets	$357,604,000	1,200
Long-term assets (5+ years)	$19,536,000	2,830
Average Assets, year-to-date	$364,326,600	1,212
Average Assets, quarterly	$390,830,500	1,177
Volatile liabilities	$65,929,000	1,138
Insider loans	$1,333,000	2,870
FHLB advances	$0	780
Loans and leases held for sale	$0	1,579
Unused loan commitments	$62,059,000	918
Tier 1 (core) risk-based capital	$30,978,000	1,374
Tier 2 risk-based capital	$3,279,000	1,001
Total risk weighted assets	$330,257,800	909
Total unused commitments	$62,059,000	924
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	183	1,014
Assets and Liabilities
Total Assets:	$324,383,000	1,461
Cash and due from depository institutions	$15,712,000	1,014
Interest-bearing balances	$34,000	5,635
Securities	$40,595,000	2,980
Federal funds sold & reverse repurchase agreements	$0	8,460
Net loans & leases	$248,288,000	1,226
Loan loss allowance	$2,510,000	1,551
Trading account assets	$0	240
Bank premises and fixed assets	$13,559,000	557
Other real estate owned	$1,324,000	1,014
Goodwill and other intangibles	$561,000	1,617
All other assets	$4,344,000	1,796
Life insurance assets	$0	1
Total liabilities and capital	$324,383,000	1,461
Total liabilities	$301,278,000	1,422
Total deposits	$280,363,000	1,370
Interest-bearing deposits	$226,480,000	1,473
Deposits held in domestic offices	$280,363,000	1,365
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$13,613,000	988
Trading liabilities	$0	97
Other borrowed funds	$5,240,000	1,792
Subordinated debt	$0	298
All other liabilities	$2,062,000	1,976
Total equity capital	$23,105,000	1,932
Total bank equity capital	$23,105,000	1,932
Perpetual preferred stock	$0	250
Common stock	$2,250,000	1,736
Surplus	$8,615,000	1,850
Undivided profits	$12,240,000	2,102
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,131,000	1,443
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$1,427,000	1,526
Earning assets	$288,917,000	1,510
Long-term assets (5+ years)	$11,527,000	3,872
Average Assets, year-to-date	$285,586,800	1,575
Average Assets, quarterly	$314,028,500	1,497
Volatile liabilities	$71,334,000	1,094
Insider loans	$2,133,000	1,994
FHLB advances	$0	882
Loans and leases held for sale	$0	1,560
Unused loan commitments	$47,883,000	1,093
Tier 1 (core) risk-based capital	$22,501,000	1,911
Tier 2 risk-based capital	$2,510,000	1,281
Total risk weighted assets	$265,727,500	1,118
Total unused commitments	$47,883,000	1,099
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	157	1,211
Assets and Liabilities
Total Assets:	$249,884,000	1,873
Cash and due from depository institutions	$14,802,000	1,211
Interest-bearing balances	$21,000	6,152
Securities	$36,676,000	3,453
Federal funds sold & reverse repurchase agreements	$0	9,298
Net loans & leases	$181,880,000	1,576
Loan loss allowance	$1,851,000	2,074
Trading account assets	$0	261
Bank premises and fixed assets	$11,652,000	638
Other real estate owned	$807,000	1,211
Goodwill and other intangibles	$671,000	1,402
All other assets	$3,396,000	2,273
Life insurance assets	$0	1
Total liabilities and capital	$249,884,000	1,873
Total liabilities	$230,621,000	1,840
Total deposits	$220,195,000	1,760
Interest-bearing deposits	$177,864,000	1,896
Deposits held in domestic offices	$220,195,000	1,747
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$8,659,000	1,208
Trading liabilities	$0	110
Other borrowed funds	$303,000	3,776
Subordinated debt	$0	337
All other liabilities	$1,464,000	2,694
Total equity capital	$19,263,000	2,317
Total bank equity capital	$19,263,000	2,317
Perpetual preferred stock	$0	288
Common stock	$2,250,000	1,768
Surplus	$7,365,000	2,102
Undivided profits	$9,648,000	2,676
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,096,000	1,459
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$1,332,000	1,693
Earning assets	$218,577,000	1,965
Long-term assets (5+ years)	$14,341,000	3,179
Average Assets, year-to-date	$224,816,600	2,013
Average Assets, quarterly	$247,576,500	1,875
Volatile liabilities	$37,392,000	1,574
Insider loans	$6,110,000	727
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$41,570,000	1,170
Tier 1 (core) risk-based capital	$18,486,000	2,309
Tier 2 risk-based capital	$1,851,000	1,707
Total risk weighted assets	$199,129,000	1,437
Total unused commitments	$41,570,000	1,179
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	124	1,592
Assets and Liabilities
Total Assets:	$199,867,000	2,324
Cash and due from depository institutions	$11,584,000	1,592
Interest-bearing balances	$9,000	6,726
Securities	$27,677,000	4,567
Federal funds sold & reverse repurchase agreements	$2,610,000	3,118
Net loans & leases	$148,165,000	1,875
Loan loss allowance	$1,468,000	2,587
Trading account assets	$0	286
Bank premises and fixed assets	$5,150,000	1,427
Other real estate owned	$1,271,000	1,592
Goodwill and other intangibles	$765,000	1,221
All other assets	$2,645,000	3,002
Life insurance assets	$0	1
Total liabilities and capital	$199,867,000	2,324
Total liabilities	$184,391,000	2,278
Total deposits	$173,631,000	2,227
Interest-bearing deposits	$136,246,000	2,437
Deposits held in domestic offices	$173,631,000	2,218
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$9,465,000	1,316
Trading liabilities	$0	87
Other borrowed funds	$180,000	4,482
Subordinated debt	$0	372
All other liabilities	$1,115,000	2,820
Total equity capital	$15,476,000	2,649
Total bank equity capital	$15,476,000	2,649
Perpetual preferred stock	$0	310
Common stock	$2,250,000	1,815
Surplus	$6,865,000	2,143
Undivided profits	$6,361,000	3,493
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$271,000	5,934
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$942,000	2,113
Earning assets	$178,461,000	2,380
Long-term assets (5+ years)	$12,546,000	3,570
Average Assets, year-to-date	$173,179,200	2,561
Average Assets, quarterly	$196,752,000	2,325
Volatile liabilities	$28,934,000	1,878
Insider loans	$2,177,000	1,923
FHLB advances	$0	993
Loans and leases held for sale	$0	1,430
Unused loan commitments	$45,902,000	1,048
Tier 1 (core) risk-based capital	$14,818,000	2,787
Tier 2 risk-based capital	$1,468,000	2,066
Total risk weighted assets	$155,879,800	1,786
Total unused commitments	$45,902,000	1,058
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	85	2,463
Assets and Liabilities
Total Assets:	$146,123,000	3,135
Cash and due from depository institutions	$9,361,000	2,463
Interest-bearing balances	$0	7,655
Securities	$21,250,000	5,866
Federal funds sold & reverse repurchase agreements	$2,820,000	4,618
Net loans & leases	$106,280,000	2,470
Loan loss allowance	$1,132,000	3,304
Trading account assets	$0	330
Bank premises and fixed assets	$2,066,000	3,525
Other real estate owned	$1,746,000	2,463
Goodwill and other intangibles	$880,000	1,066
All other assets	$1,720,000	3,939
Life insurance assets	$0	1
Total liabilities and capital	$146,123,000	3,135
Total liabilities	$135,379,000	3,077
Total deposits	$130,528,000	3,003
Interest-bearing deposits	$103,969,000	3,276
Deposits held in domestic offices	$130,528,000	2,993
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,713,000	1,712
Trading liabilities	$0	1
Other borrowed funds	$290,000	3,809
Subordinated debt	$0	413
All other liabilities	$848,000	3,544
Total equity capital	$10,744,000	3,793
Total bank equity capital	$10,744,000	3,793
Perpetual preferred stock	$0	343
Common stock	$2,250,000	1,841
Surplus	$4,801,000	2,798
Undivided profits	$3,693,000	5,402
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$32,000	10,985
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$599,000	3,048
Earning assets	$130,350,000	3,226
Long-term assets (5+ years)	$12,177,000	3,848
Average Assets, year-to-date	$139,175,200	3,198
Average Assets, quarterly	$144,679,000	3,136
Volatile liabilities	$18,027,000	2,604
Insider loans	$2,187,000	1,878
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$26,952,000	1,546
Tier 1 (core) risk-based capital	$9,864,000	4,054
Tier 2 risk-based capital	$1,132,000	2,564
Total risk weighted assets	$108,206,200	2,424
Total unused commitments	$26,952,000	1,570
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	82	2,639
Assets and Liabilities
Total Assets:	$133,761,000	3,465
Cash and due from depository institutions	$9,575,000	2,639
Interest-bearing balances	$100,000	6,673
Securities	$22,176,000	5,686
Federal funds sold & reverse repurchase agreements	$3,785,000	4,214
Net loans & leases	$91,397,000	2,898
Loan loss allowance	$1,120,000	3,381
Trading account assets	$0	344
Bank premises and fixed assets	$1,873,000	3,839
Other real estate owned	$2,733,000	2,639
Goodwill and other intangibles	$994,000	1,011
All other assets	$1,228,000	5,384
Life insurance assets	$0	1
Total liabilities and capital	$133,761,000	3,465
Total liabilities	$125,311,000	3,404
Total deposits	$122,592,000	3,319
Interest-bearing deposits	$98,201,000	3,595
Deposits held in domestic offices	$122,592,000	3,310
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,431,000	2,296
Trading liabilities	$0	1
Other borrowed funds	$402,000	3,350
Subordinated debt	$0	482
All other liabilities	$886,000	3,622
Total equity capital	$8,450,000	4,565
Total bank equity capital	$8,450,000	4,565
Perpetual preferred stock	$0	346
Common stock	$2,250,000	1,897
Surplus	$4,301,000	2,951
Undivided profits	$1,899,000	7,595
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$482,000	5,752
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$551,000	3,711
Earning assets	$117,458,000	3,599
Long-term assets (5+ years)	$5,694,000	6,069
Average Assets, year-to-date	$126,943,000	3,586
Average Assets, quarterly	$133,709,500	3,447
Volatile liabilities	$13,659,000	3,217
Insider loans	$414,000	2,204
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$16,383,000	2,079
Tier 1 (core) risk-based capital	$7,456,000	5,032
Tier 2 risk-based capital	$1,120,000	2,634
Total risk weighted assets	$93,284,200	2,855
Total unused commitments	$16,383,000	2,096
Derivatives	$0	651