Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $870,000 | 9,976 |
Total interest expense | $380,000 | 9,927 |
Net interest income | $490,000 | 9,943 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $27,000 | 10,129 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $14,000 | 8,815 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 9,838 |
Total noninterest expense | $506,000 | 9,760 |
Salaries and employee benefits | $312,000 | 9,559 |
Premises and equipment expense | $20,000 | 10,310 |
Additional noninterest expense | $174,000 | 9,413 |
Pre-tax net operating income | $11,000 | 9,753 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $4,000 | 9,224 |
Income before extraordinary items | $7,000 | 9,814 |
Extraordinary gains, net | $0 | 32 |
Net income | $7,000 | 9,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,720 |
Cash dividends | $200,000 | 5,324 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $7,000 | 9,763 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $926,000 | 10,377 |
Total interest expense | $379,000 | 10,369 |
Net interest income | $547,000 | 10,291 |
Provision for loan and lease losses | $16,000 | 8,073 |
Total noninterest income | $36,000 | 10,494 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $17,000 | 9,188 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 9,900 |
Total noninterest expense | $485,000 | 10,179 |
Salaries and employee benefits | $376,000 | 9,411 |
Premises and equipment expense | $22,000 | 10,736 |
Additional noninterest expense | $87,000 | 10,640 |
Pre-tax net operating income | $82,000 | 10,131 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $19,000 | 9,739 |
Income before extraordinary items | $63,000 | 10,167 |
Extraordinary gains, net | $0 | 44 |
Net income | $63,000 | 10,169 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 6,193 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $63,000 | 10,136 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,000,000 | 10,818 |
Total interest expense | $407,000 | 10,856 |
Net interest income | $593,000 | 10,673 |
Provision for loan and lease losses | $67,000 | 5,924 |
Total noninterest income | $53,000 | 10,797 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 9,614 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 9,600 |
Total noninterest expense | $495,000 | 10,616 |
Salaries and employee benefits | $371,000 | 9,806 |
Premises and equipment expense | $24,000 | 11,240 |
Additional noninterest expense | $100,000 | 11,088 |
Pre-tax net operating income | $84,000 | 10,456 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $17,000 | 10,255 |
Income before extraordinary items | $67,000 | 10,479 |
Extraordinary gains, net | $0 | 53 |
Net income | $67,000 | 10,478 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $83,000 | 4,297 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $67,000 | 10,433 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,003,000 | 11,272 |
Total interest expense | $409,000 | 11,297 |
Net interest income | $594,000 | 11,143 |
Provision for loan and lease losses | $19,000 | 7,763 |
Total noninterest income | $67,000 | 11,027 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $21,000 | 9,976 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $46,000 | 9,426 |
Total noninterest expense | $521,000 | 10,935 |
Salaries and employee benefits | $353,000 | 10,318 |
Premises and equipment expense | $23,000 | 11,756 |
Additional noninterest expense | $145,000 | 11,110 |
Pre-tax net operating income | $121,000 | 10,971 |
Securities gains (losses) | $-23,000 | 10,647 |
Applicable income taxes | $19,000 | 10,770 |
Income before extraordinary items | $79,000 | 11,110 |
Extraordinary gains, net | $0 | 65 |
Net income | $79,000 | 11,108 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 6,295 |
Cash dividends | $23,000 | 8,339 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $97,630 | 10,928 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $917,000 | 11,856 |
Total interest expense | $326,000 | 11,924 |
Net interest income | $591,000 | 11,737 |
Provision for loan and lease losses | $57,000 | 5,874 |
Total noninterest income | $59,000 | 11,739 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 10,584 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 10,081 |
Total noninterest expense | $505,000 | 11,601 |
Salaries and employee benefits | $327,000 | 10,954 |
Premises and equipment expense | $26,000 | 12,321 |
Additional noninterest expense | $152,000 | 11,766 |
Pre-tax net operating income | $88,000 | 11,698 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $19,000 | 11,165 |
Income before extraordinary items | $69,000 | 11,663 |
Extraordinary gains, net | $9,000 | 223 |
Net income | $78,000 | 11,595 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $96,000 | 3,814 |
Cash dividends | $158,000 | 5,975 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $69,000 | 11,701 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $983,000 | 12,330 |
Total interest expense | $345,000 | 12,463 |
Net interest income | $638,000 | 12,077 |
Provision for loan and lease losses | $120,000 | 5,200 |
Total noninterest income | $53,000 | 12,462 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $19,000 | 11,023 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 11,040 |
Total noninterest expense | $544,000 | 11,948 |
Salaries and employee benefits | $331,000 | 11,347 |
Premises and equipment expense | $25,000 | 12,982 |
Additional noninterest expense | $188,000 | 11,892 |
Pre-tax net operating income | $27,000 | 12,283 |
Securities gains (losses) | $-16,000 | 12,875 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $11,000 | 12,472 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $11,000 | 12,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $129,000 | 4,007 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $27,000 | 12,251 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,098,000 | 12,843 |
Total interest expense | $486,000 | 12,829 |
Net interest income | $612,000 | 12,669 |
Provision for loan and lease losses | $38,000 | 9,593 |
Total noninterest income | $36,000 | 13,429 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $12,000 | 11,559 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 12,236 |
Total noninterest expense | $499,000 | 12,639 |
Salaries and employee benefits | $284,000 | 12,196 |
Premises and equipment expense | $33,000 | 13,314 |
Additional noninterest expense | $182,000 | 12,493 |
Pre-tax net operating income | $111,000 | 11,908 |
Securities gains (losses) | $2,000 | 7,695 |
Applicable income taxes | $27,000 | 11,890 |
Income before extraordinary items | $86,000 | 12,138 |
Extraordinary gains, net | $27,000 | 1,157 |
Net income | $113,000 | 11,842 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $50,000 | 7,548 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $84,480 | 11,863 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.