Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $11,409,000 | 3,022 |
Total interest expense | $6,176,000 | 2,707 |
Net interest income | $5,233,000 | 3,336 |
Provision for loan and lease losses | $392,000 | 2,312 |
Total noninterest income | $577,000 | 4,507 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $478,000 | 2,802 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $99,000 | 6,458 |
Total noninterest expense | $3,764,000 | 3,494 |
Salaries and employee benefits | $1,877,000 | 3,653 |
Premises and equipment expense | $837,000 | 2,473 |
Additional noninterest expense | $1,050,000 | 3,845 |
Pre-tax net operating income | $1,654,000 | 3,787 |
Securities gains (losses) | $39,000 | 772 |
Applicable income taxes | $599,000 | 3,111 |
Income before extraordinary items | $1,094,000 | 4,122 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,094,000 | 4,123 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $121,000 | 3,249 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,068,650 | 4,203 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,795,000 | 6,533 |
Total interest expense | $1,752,000 | 6,458 |
Net interest income | $2,043,000 | 6,567 |
Provision for loan and lease losses | $191,000 | 3,654 |
Total noninterest income | $320,000 | 6,264 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $248,000 | 4,538 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 7,365 |
Total noninterest expense | $980,000 | 8,188 |
Salaries and employee benefits | $728,000 | 7,095 |
Premises and equipment expense | $172,000 | 7,291 |
Additional noninterest expense | $80,000 | 10,047 |
Pre-tax net operating income | $1,192,000 | 4,784 |
Securities gains (losses) | $2,000 | 2,566 |
Applicable income taxes | $303,000 | 4,802 |
Income before extraordinary items | $891,000 | 4,774 |
Extraordinary gains, net | $0 | 35 |
Net income | $891,000 | 4,774 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $150,000 | 2,858 |
Cash dividends | $325,000 | 4,354 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $889,500 | 4,740 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,782,000 | 6,677 |
Total interest expense | $1,798,000 | 6,556 |
Net interest income | $1,984,000 | 6,701 |
Provision for loan and lease losses | $88,000 | 5,415 |
Total noninterest income | $332,000 | 6,183 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $243,000 | 4,581 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $89,000 | 6,894 |
Total noninterest expense | $1,246,000 | 7,417 |
Salaries and employee benefits | $739,000 | 6,978 |
Premises and equipment expense | $168,000 | 7,274 |
Additional noninterest expense | $339,000 | 7,756 |
Pre-tax net operating income | $982,000 | 5,471 |
Securities gains (losses) | $14,000 | 2,712 |
Applicable income taxes | $287,000 | 5,291 |
Income before extraordinary items | $709,000 | 5,578 |
Extraordinary gains, net | $0 | 32 |
Net income | $709,000 | 5,578 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $59,000 | 4,626 |
Cash dividends | $700,000 | 2,837 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $699,060 | 5,510 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,245,000 | 7,454 |
Total interest expense | $1,467,000 | 7,423 |
Net interest income | $1,778,000 | 7,363 |
Provision for loan and lease losses | $60,000 | 6,153 |
Total noninterest income | $348,000 | 6,187 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $229,000 | 4,932 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $119,000 | 6,301 |
Total noninterest expense | $1,306,000 | 7,318 |
Salaries and employee benefits | $690,000 | 7,373 |
Premises and equipment expense | $184,000 | 7,131 |
Additional noninterest expense | $432,000 | 7,087 |
Pre-tax net operating income | $760,000 | 6,728 |
Securities gains (losses) | $10,000 | 2,359 |
Applicable income taxes | $229,000 | 6,507 |
Income before extraordinary items | $541,000 | 6,733 |
Extraordinary gains, net | $0 | 44 |
Net income | $541,000 | 6,735 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $94,000 | 3,945 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $534,000 | 6,717 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,890,000 | 8,147 |
Total interest expense | $1,198,000 | 8,380 |
Net interest income | $1,692,000 | 7,797 |
Provision for loan and lease losses | $50,000 | 6,559 |
Total noninterest income | $300,000 | 6,939 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $226,000 | 5,152 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $74,000 | 7,943 |
Total noninterest expense | $1,123,000 | 8,250 |
Salaries and employee benefits | $656,000 | 7,812 |
Premises and equipment expense | $157,000 | 7,897 |
Additional noninterest expense | $310,000 | 8,768 |
Pre-tax net operating income | $819,000 | 6,436 |
Securities gains (losses) | $-17,000 | 10,550 |
Applicable income taxes | $266,000 | 6,233 |
Income before extraordinary items | $536,000 | 6,651 |
Extraordinary gains, net | $0 | 53 |
Net income | $536,000 | 6,654 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 4,754 |
Cash dividends | $200,000 | 5,388 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $547,390 | 6,509 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,526,000 | 8,934 |
Total interest expense | $1,016,000 | 9,196 |
Net interest income | $1,510,000 | 8,505 |
Provision for loan and lease losses | $100,000 | 4,579 |
Total noninterest income | $278,000 | 7,334 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $216,000 | 5,414 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 8,656 |
Total noninterest expense | $1,054,000 | 8,741 |
Salaries and employee benefits | $664,000 | 7,965 |
Premises and equipment expense | $162,000 | 7,994 |
Additional noninterest expense | $228,000 | 10,088 |
Pre-tax net operating income | $634,000 | 7,686 |
Securities gains (losses) | $67,000 | 1,134 |
Applicable income taxes | $192,000 | 7,562 |
Income before extraordinary items | $509,000 | 7,184 |
Extraordinary gains, net | $0 | 65 |
Net income | $509,000 | 7,184 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $106,000 | 3,622 |
Cash dividends | $500,000 | 3,291 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $460,090 | 7,534 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,212,000 | 9,407 |
Total interest expense | $733,000 | 9,910 |
Net interest income | $1,479,000 | 8,941 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $345,000 | 6,728 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $196,000 | 5,940 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $149,000 | 6,229 |
Total noninterest expense | $1,109,000 | 8,953 |
Salaries and employee benefits | $661,000 | 8,188 |
Premises and equipment expense | $113,000 | 9,600 |
Additional noninterest expense | $335,000 | 9,544 |
Pre-tax net operating income | $715,000 | 7,311 |
Securities gains (losses) | $-10,000 | 9,836 |
Applicable income taxes | $192,000 | 7,478 |
Income before extraordinary items | $513,000 | 7,215 |
Extraordinary gains, net | $0 | 249 |
Net income | $513,000 | 7,221 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,704 |
Cash dividends | $250,000 | 4,888 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $520,300 | 7,192 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,102,000 | 9,982 |
Total interest expense | $725,000 | 10,437 |
Net interest income | $1,377,000 | 9,485 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $236,000 | 8,608 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $167,000 | 6,671 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $69,000 | 9,126 |
Total noninterest expense | $998,000 | 9,730 |
Salaries and employee benefits | $553,000 | 9,187 |
Premises and equipment expense | $112,000 | 10,057 |
Additional noninterest expense | $333,000 | 10,035 |
Pre-tax net operating income | $615,000 | 7,854 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $192,000 | 7,775 |
Income before extraordinary items | $424,000 | 8,195 |
Extraordinary gains, net | $165,000 | 1,165 |
Net income | $589,000 | 7,040 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 11,729 |
Cash dividends | $300,000 | 4,359 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $423,310 | 7,932 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,324,000 | 10,245 |
Total interest expense | $923,000 | 10,750 |
Net interest income | $1,401,000 | 9,619 |
Provision for loan and lease losses | $50,000 | 9,026 |
Total noninterest income | $197,000 | 9,474 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $143,000 | 7,298 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $54,000 | 10,164 |
Total noninterest expense | $994,000 | 10,009 |
Salaries and employee benefits | $535,000 | 9,417 |
Premises and equipment expense | $112,000 | 10,321 |
Additional noninterest expense | $347,000 | 10,227 |
Pre-tax net operating income | $554,000 | 8,036 |
Securities gains (losses) | $95,000 | 3,090 |
Applicable income taxes | $192,000 | 7,715 |
Income before extraordinary items | $457,000 | 7,675 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $457,000 | 7,787 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 7,468 |
Cash dividends | $100,000 | 6,542 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $390,500 | 7,958 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.