Home > First Communitiy Bank > Income and Expense
First Communitiy Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $5,426,000 | 5,290 |
Total interest expense | $2,604,000 | 5,075 |
Net interest income | $2,822,000 | 5,401 |
Provision for loan and lease losses | $735,000 | 1,263 |
Total noninterest income | $357,000 | 5,946 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $205,000 | 5,057 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $152,000 | 5,571 |
Total noninterest expense | $2,066,000 | 5,568 |
Salaries and employee benefits | $1,001,000 | 5,880 |
Premises and equipment expense | $418,000 | 4,372 |
Additional noninterest expense | $647,000 | 5,535 |
Pre-tax net operating income | $378,000 | 7,695 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $117,000 | 6,695 |
Income before extraordinary items | $261,000 | 7,858 |
Extraordinary gains, net | $0 | 35 |
Net income | $261,000 | 7,857 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $641,000 | 1,001 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $1,025,000 | 505 |
Net operating income | $261,000 | 7,831 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,077,000 | 6,428 |
Total interest expense | $1,804,000 | 6,545 |
Net interest income | $2,273,000 | 6,179 |
Provision for loan and lease losses | $42,000 | 6,869 |
Total noninterest income | $333,000 | 6,173 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $229,000 | 4,761 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $104,000 | 6,546 |
Total noninterest expense | $1,620,000 | 6,392 |
Salaries and employee benefits | $782,000 | 6,768 |
Premises and equipment expense | $355,000 | 4,829 |
Additional noninterest expense | $483,000 | 6,551 |
Pre-tax net operating income | $944,000 | 5,592 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $335,000 | 4,884 |
Income before extraordinary items | $609,000 | 6,007 |
Extraordinary gains, net | $0 | 32 |
Net income | $609,000 | 6,006 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,038 |
Cash dividends | $360,000 | 4,192 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $609,000 | 5,904 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,873,000 | 6,774 |
Total interest expense | $1,717,000 | 6,854 |
Net interest income | $2,156,000 | 6,607 |
Provision for loan and lease losses | $18,000 | 7,986 |
Total noninterest income | $295,000 | 6,700 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $241,000 | 4,777 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $54,000 | 8,261 |
Total noninterest expense | $1,484,000 | 6,830 |
Salaries and employee benefits | $797,000 | 6,800 |
Premises and equipment expense | $331,000 | 5,100 |
Additional noninterest expense | $356,000 | 7,746 |
Pre-tax net operating income | $949,000 | 5,990 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $319,000 | 5,563 |
Income before extraordinary items | $630,000 | 6,211 |
Extraordinary gains, net | $0 | 44 |
Net income | $630,000 | 6,212 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 7,272 |
Cash dividends | $213,000 | 5,242 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $630,000 | 6,159 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,996,000 | 7,996 |
Total interest expense | $1,323,000 | 8,040 |
Net interest income | $1,673,000 | 7,849 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $234,000 | 7,800 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $203,000 | 5,503 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 9,793 |
Total noninterest expense | $1,141,000 | 8,192 |
Salaries and employee benefits | $540,000 | 8,569 |
Premises and equipment expense | $268,000 | 5,987 |
Additional noninterest expense | $333,000 | 8,541 |
Pre-tax net operating income | $766,000 | 6,635 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $252,000 | 6,426 |
Income before extraordinary items | $514,000 | 6,796 |
Extraordinary gains, net | $0 | 53 |
Net income | $514,000 | 6,799 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,146 |
Cash dividends | $145,000 | 6,112 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $514,000 | 6,740 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,720,000 | 8,603 |
Total interest expense | $1,231,000 | 8,491 |
Net interest income | $1,489,000 | 8,564 |
Provision for loan and lease losses | $12,000 | 8,132 |
Total noninterest income | $238,000 | 7,864 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $189,000 | 5,888 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 9,276 |
Total noninterest expense | $1,123,000 | 8,491 |
Salaries and employee benefits | $551,000 | 8,716 |
Premises and equipment expense | $208,000 | 7,042 |
Additional noninterest expense | $364,000 | 8,553 |
Pre-tax net operating income | $592,000 | 7,911 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $197,000 | 7,466 |
Income before extraordinary items | $395,000 | 8,124 |
Extraordinary gains, net | $0 | 65 |
Net income | $395,000 | 8,123 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 6,500 |
Cash dividends | $203,000 | 5,421 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $395,000 | 8,088 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,201,000 | 9,428 |
Total interest expense | $765,000 | 9,781 |
Net interest income | $1,436,000 | 9,057 |
Provision for loan and lease losses | $61,000 | 5,573 |
Total noninterest income | $244,000 | 8,040 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $213,000 | 5,615 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 10,719 |
Total noninterest expense | $1,068,000 | 9,092 |
Salaries and employee benefits | $506,000 | 9,338 |
Premises and equipment expense | $215,000 | 7,137 |
Additional noninterest expense | $347,000 | 9,382 |
Pre-tax net operating income | $551,000 | 8,306 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $187,000 | 7,575 |
Income before extraordinary items | $364,000 | 8,522 |
Extraordinary gains, net | $0 | 249 |
Net income | $364,000 | 8,524 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-99,000 | 12,220 |
Cash dividends | $227,000 | 5,168 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $364,000 | 8,563 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,053,000 | 10,071 |
Total interest expense | $692,000 | 10,632 |
Net interest income | $1,361,000 | 9,543 |
Provision for loan and lease losses | $49,000 | 7,550 |
Total noninterest income | $242,000 | 8,491 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $195,000 | 6,059 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,000 | 10,262 |
Total noninterest expense | $1,061,000 | 9,481 |
Salaries and employee benefits | $516,000 | 9,513 |
Premises and equipment expense | $213,000 | 7,430 |
Additional noninterest expense | $332,000 | 10,050 |
Pre-tax net operating income | $493,000 | 8,703 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $167,000 | 8,276 |
Income before extraordinary items | $326,000 | 9,170 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $326,000 | 9,341 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $200,000 | 3,141 |
Cash dividends | $111,000 | 6,695 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $326,000 | 8,917 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,146,000 | 10,602 |
Total interest expense | $831,000 | 11,185 |
Net interest income | $1,315,000 | 9,929 |
Provision for loan and lease losses | $203,000 | 5,164 |
Total noninterest income | $234,000 | 8,782 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $172,000 | 6,565 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 9,701 |
Total noninterest expense | $1,084,000 | 9,595 |
Salaries and employee benefits | $507,000 | 9,719 |
Premises and equipment expense | $203,000 | 7,765 |
Additional noninterest expense | $374,000 | 9,895 |
Pre-tax net operating income | $262,000 | 10,498 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $114,000 | 9,543 |
Income before extraordinary items | $148,000 | 11,302 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $148,000 | 11,383 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $81,000 | 6,412 |
Cash dividends | $82,000 | 6,966 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $148,000 | 10,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.