Home > First Commonwealth Savings Bank FSB > Income and Expense
First Commonwealth Savings Bank FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 4,633 |
| Total interest expense | $4,746,000 | 3,149 |
| Net interest income | $2,160,000 | 6,839 |
| Provision for loan and lease losses | $455,000 | 1,871 |
| Total noninterest income | $1,025,000 | 3,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,025,000 | 1,788 |
| Total noninterest expense | $5,353,000 | 2,548 |
| Salaries and employee benefits | $1,788,000 | 3,695 |
| Premises and equipment expense | $557,000 | 3,443 |
| Additional noninterest expense | $3,008,000 | 1,730 |
| Pre-tax net operating income | $-2,623,000 | 11,418 |
| Securities gains (losses) | $1,088,000 | 242 |
| Applicable income taxes | $95,000 | 8,825 |
| Income before extraordinary items | $-1,630,000 | 11,398 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,630,000 | 11,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,064,000 | 867 |
| Cash dividends | $2,971,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-2,718,000 | 11,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,278,000 | 2,066 |
| Total interest expense | $10,597,000 | 1,525 |
| Net interest income | $5,681,000 | 3,139 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,784,000 | 2,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,784,000 | 1,213 |
| Total noninterest expense | $4,330,000 | 3,093 |
| Salaries and employee benefits | $1,429,000 | 4,469 |
| Premises and equipment expense | $448,000 | 4,129 |
| Additional noninterest expense | $2,453,000 | 2,032 |
| Pre-tax net operating income | $3,135,000 | 2,345 |
| Securities gains (losses) | $-74,000 | 11,368 |
| Applicable income taxes | $844,000 | 2,757 |
| Income before extraordinary items | $2,217,000 | 2,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,217,000 | 2,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 1,158 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,270,280 | 2,194 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,621,000 | 2,247 |
| Total interest expense | $7,234,000 | 1,739 |
| Net interest income | $6,387,000 | 2,835 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $-1,650,000 | 12,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-1,650,000 | 12,637 |
| Total noninterest expense | $4,009,000 | 3,421 |
| Salaries and employee benefits | $1,933,000 | 3,389 |
| Premises and equipment expense | $459,000 | 4,088 |
| Additional noninterest expense | $1,617,000 | 3,102 |
| Pre-tax net operating income | $578,000 | 8,133 |
| Securities gains (losses) | $696,000 | 210 |
| Applicable income taxes | $1,020,000 | 2,194 |
| Income before extraordinary items | $254,000 | 9,653 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $254,000 | 9,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,714 |
| Cash dividends | $816,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-191,440 | 12,249 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,959,000 | 1,852 |
| Total interest expense | $9,004,000 | 1,482 |
| Net interest income | $7,955,000 | 2,263 |
| Provision for loan and lease losses | $1,900,000 | 840 |
| Total noninterest income | $4,553,000 | 1,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,553,000 | 726 |
| Total noninterest expense | $5,583,000 | 2,565 |
| Salaries and employee benefits | $2,183,000 | 2,999 |
| Premises and equipment expense | $586,000 | 3,404 |
| Additional noninterest expense | $2,814,000 | 2,012 |
| Pre-tax net operating income | $5,025,000 | 1,394 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $1,428,000 | 1,635 |
| Income before extraordinary items | $3,720,000 | 1,362 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,720,000 | 1,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,604,000 | 835 |
| Cash dividends | $2,900,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $-99,000 | 13,192 |
| Net operating income | $3,631,440 | 1,317 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,331,000 | 2,046 |
| Total interest expense | $9,960,000 | 1,728 |
| Net interest income | $7,371,000 | 2,458 |
| Provision for loan and lease losses | $285,000 | 4,262 |
| Total noninterest income | $937,000 | 3,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $937,000 | 2,093 |
| Total noninterest expense | $6,424,000 | 2,277 |
| Salaries and employee benefits | $2,035,000 | 3,171 |
| Premises and equipment expense | $686,000 | 2,972 |
| Additional noninterest expense | $3,703,000 | 1,682 |
| Pre-tax net operating income | $1,599,000 | 3,803 |
| Securities gains (losses) | $205,000 | 1,983 |
| Applicable income taxes | $583,000 | 3,512 |
| Income before extraordinary items | $1,221,000 | 3,742 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,221,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $1,001,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 13,777 |
| Net operating income | $1,081,600 | 3,881 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.