Home > First Commonwealth Bank > Income and Expense

First Commonwealth Bank, Income and Expense

2003-03-31 (YTD Data)Rank
Total interest income$792,0006,495
Total interest expense$280,0006,156
Net interest income$512,0006,576
Provision for loan and lease losses$06,934
Total noninterest income$141,0005,042
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$111,0003,288
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$540,0005,707
Salaries and employee benefits$235,0006,482
Premises and equipment expense$71,0005,797
Additional noninterest expense$234,0004,436
Pre-tax net operating income$113,0006,997
Securities gains (losses)$9,0002,215
Applicable income taxes$15,0006,300
Income before extraordinary items$107,0006,766
Extraordinary gains, net$021
Net income$107,0006,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,062
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$99,0806,754
2002-12-31 (YTD Data)Rank
Total interest income$3,517,0006,329
Total interest expense$1,283,0006,227
Net interest income$2,234,0006,272
Provision for loan and lease losses$98,0005,774
Total noninterest income$596,0004,748
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$465,0003,158
Trading account gains and fees$0153
Additional Noninterest Income$131,0005,880
Total noninterest expense$2,163,0005,595
Salaries and employee benefits$1,051,0005,949
Premises and equipment expense$313,0005,433
Additional noninterest expense$799,0004,925
Pre-tax net operating income$569,0006,520
Securities gains (losses)$34,0002,728
Applicable income taxes$176,0005,299
Income before extraordinary items$427,0006,708
Extraordinary gains, net$3,00066
Net income$430,0006,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,760
Cash dividends$290,0004,392
Sale, conversion, retirement of capital stock, net$0862
Net operating income$402,8606,700
2001-12-31 (YTD Data)Rank
Total interest income$4,168,0006,225
Total interest expense$1,971,0006,142
Net interest income$2,197,0006,134
Provision for loan and lease losses$160,0004,638
Total noninterest income$656,0004,356
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$512,0002,793
Trading account gains and fees$0177
Additional Noninterest Income$144,0005,619
Total noninterest expense$2,119,0005,527
Salaries and employee benefits$1,056,0005,796
Premises and equipment expense$296,0005,556
Additional noninterest expense$767,0004,929
Pre-tax net operating income$574,0006,262
Securities gains (losses)$35,0002,695
Applicable income taxes$180,0005,192
Income before extraordinary items$429,0006,403
Extraordinary gains, net$-27,0009,515
Net income$402,0006,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,122
Cash dividends$290,0004,456
Sale, conversion, retirement of capital stock, net$0922
Net operating income$404,5006,424
2000-12-31 (YTD Data)Rank
Total interest income$4,409,0006,163
Total interest expense$2,263,0005,886
Net interest income$2,146,0006,352
Provision for loan and lease losses$205,0003,684
Total noninterest income$549,0004,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$437,0003,022
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,168
Total noninterest expense$2,009,0005,671
Salaries and employee benefits$950,0006,125
Premises and equipment expense$298,0005,442
Additional noninterest expense$761,0004,895
Pre-tax net operating income$481,0007,086
Securities gains (losses)$-21,0008,768
Applicable income taxes$95,0006,574
Income before extraordinary items$365,0007,073
Extraordinary gains, net$038
Net income$365,0007,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,956
Cash dividends$290,0004,583
Sale, conversion, retirement of capital stock, net$0969
Net operating income$381,5906,971
1999-12-31 (YTD Data)Rank
Total interest income$4,005,0006,359
Total interest expense$1,892,0006,193
Net interest income$2,113,0006,437
Provision for loan and lease losses$211,0003,432
Total noninterest income$485,0005,048
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$393,0003,259
Trading account gains and feesNANA
Additional Noninterest Income$92,0006,819
Total noninterest expense$1,941,0005,799
Salaries and employee benefits$949,0006,098
Premises and equipment expense$286,0005,610
Additional noninterest expense$706,0005,213
Pre-tax net operating income$446,0007,394
Securities gains (losses)$03,155
Applicable income taxes$57,0007,542
Income before extraordinary items$389,0007,050
Extraordinary gains, net$035
Net income$389,0007,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,015
Cash dividends$290,0004,629
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$389,0007,021
1998-12-31 (YTD Data)Rank
Total interest income$4,010,0006,472
Total interest expense$1,892,0006,363
Net interest income$2,118,0006,461
Provision for loan and lease losses$280,0002,772
Total noninterest income$480,0005,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,372
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,362
Total noninterest expense$1,781,0006,036
Salaries and employee benefits$864,0006,386
Premises and equipment expense$263,0005,784
Additional noninterest expense$654,0005,423
Pre-tax net operating income$537,0007,196
Securities gains (losses)$19,0002,467
Applicable income taxes$99,0007,543
Income before extraordinary items$457,0006,868
Extraordinary gains, net$032
Net income$457,0006,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,560
Cash dividends$290,0004,704
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$441,4206,876
1997-12-31 (YTD Data)Rank
Total interest income$3,705,0006,949
Total interest expense$1,677,0006,934
Net interest income$2,028,0006,865
Provision for loan and lease losses$165,0003,914
Total noninterest income$372,0005,967
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,059
Trading account gains and feesNANA
Additional Noninterest Income$71,0007,666
Total noninterest expense$1,579,0006,580
Salaries and employee benefits$738,0007,093
Premises and equipment expense$255,0005,987
Additional noninterest expense$586,0005,894
Pre-tax net operating income$656,0007,180
Securities gains (losses)$7,0002,566
Applicable income taxes$104,0008,335
Income before extraordinary items$559,0006,607
Extraordinary gains, net$044
Net income$559,0006,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,489
Cash dividends$290,0004,669
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$553,1206,599
1996-12-31 (YTD Data)Rank
Total interest income$3,615,0007,256
Total interest expense$1,683,0007,131
Net interest income$1,932,0007,292
Provision for loan and lease losses$438,0001,936
Total noninterest income$375,0006,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$305,0004,174
Trading account gains and feesNANA
Additional Noninterest Income$70,0008,080
Total noninterest expense$1,453,0007,245
Salaries and employee benefits$704,0007,511
Premises and equipment expense$246,0006,302
Additional noninterest expense$503,0007,031
Pre-tax net operating income$416,0008,421
Securities gains (losses)$17,0002,110
Applicable income taxes$28,00010,061
Income before extraordinary items$405,0007,580
Extraordinary gains, net$053
Net income$405,0007,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,556
Cash dividends$377,0004,044
Sale, conversion, retirement of capital stock, net$0953
Net operating income$389,0207,659
1995-12-31 (YTD Data)Rank
Total interest income$3,522,0007,531
Total interest expense$1,434,0007,876
Net interest income$2,088,0007,109
Provision for loan and lease losses$125,0004,002
Total noninterest income$365,0006,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,286
Trading account gains and feesNANA
Additional Noninterest Income$64,0008,581
Total noninterest expense$1,429,0007,495
Salaries and employee benefits$658,0008,002
Premises and equipment expense$220,0006,832
Additional noninterest expense$551,0006,862
Pre-tax net operating income$899,0006,422
Securities gains (losses)$03,831
Applicable income taxes$257,0006,541
Income before extraordinary items$642,0006,365
Extraordinary gains, net$065
Net income$642,0006,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,002
Cash dividends$435,0003,674
Sale, conversion, retirement of capital stock, net$0809
Net operating income$642,0006,350
1994-12-31 (YTD Data)Rank
Total interest income$2,717,0008,518
Total interest expense$962,0008,857
Net interest income$1,755,0008,165
Provision for loan and lease losses$32,0007,014
Total noninterest income$373,0006,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0004,339
Trading account gains and feesNANA
Additional Noninterest Income$71,0008,612
Total noninterest expense$1,290,0008,288
Salaries and employee benefits$597,0008,628
Premises and equipment expense$171,0008,060
Additional noninterest expense$522,0007,654
Pre-tax net operating income$806,0006,840
Securities gains (losses)$03,600
Applicable income taxes$184,0007,635
Income before extraordinary items$622,0006,381
Extraordinary gains, net$0249
Net income$622,0006,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,413
Cash dividends$290,0004,601
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$622,0006,451
1993-12-31 (YTD Data)Rank
Total interest income$2,346,0009,477
Total interest expense$878,0009,644
Net interest income$1,468,0009,214
Provision for loan and lease losses$37,0008,073
Total noninterest income$204,0009,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0007,116
Trading account gains and feesNANA
Additional Noninterest Income$55,0009,815
Total noninterest expense$1,104,0009,312
Salaries and employee benefits$508,0009,593
Premises and equipment expense$131,0009,437
Additional noninterest expense$465,0008,564
Pre-tax net operating income$531,0008,444
Securities gains (losses)$07,477
Applicable income taxes$109,0009,529
Income before extraordinary items$422,0008,213
Extraordinary gains, net$03,149
Net income$422,0008,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0007,032
Cash dividends$580,0002,732
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$422,0007,940
1992-12-31 (YTD Data)Rank
Total interest income$2,581,0009,758
Total interest expense$1,099,0009,988
Net interest income$1,482,0009,330
Provision for loan and lease losses$59,0008,714
Total noninterest income$200,0009,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0007,358
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,852
Total noninterest expense$1,039,0009,813
Salaries and employee benefits$460,00010,198
Premises and equipment expense$117,00010,138
Additional noninterest expense$462,0008,841
Pre-tax net operating income$584,0007,840
Securities gains (losses)$91,0003,163
Applicable income taxes$144,0008,775
Income before extraordinary items$531,0007,071
Extraordinary gains, net$01,422
Net income$531,0007,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0007,168
Cash dividends$290,0004,135
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$459,1107,307

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.