Home > First Commercial Bank, SSB > Income and Expense

First Commercial Bank, SSB, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$3,777,0007,080
Total interest expense$2,126,0006,171
Net interest income$1,651,0007,896
Provision for loan and lease losses$10,0008,531
Total noninterest income$3,900,0001,136
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000253
Additional Noninterest Income$3,897,000751
Total noninterest expense$5,397,0002,528
Salaries and employee benefits$2,677,0002,491
Premises and equipment expense$1,087,0001,846
Additional noninterest expense$1,633,0002,915
Pre-tax net operating income$144,00010,118
Securities gains (losses)$-723,00011,389
Applicable income taxes$-193,00011,263
Income before extraordinary items$-386,00011,227
Extraordinary gains, net$053
Net income$-386,00011,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,799
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$98,41010,187
1995-12-31 (YTD Data)Rank
Total interest income$3,556,0007,472
Total interest expense$2,141,0006,186
Net interest income$1,415,0008,756
Provision for loan and lease losses$60,0005,704
Total noninterest income$2,446,0001,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$2,446,0001,002
Total noninterest expense$3,948,0003,364
Salaries and employee benefits$1,907,0003,450
Premises and equipment expense$953,0002,102
Additional noninterest expense$1,088,0004,063
Pre-tax net operating income$-147,00011,633
Securities gains (losses)$170,000737
Applicable income taxes$-15,00011,537
Income before extraordinary items$38,00011,352
Extraordinary gains, net$065
Net income$38,00011,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-132,00011,613
1994-12-31 (YTD Data)Rank
Total interest income$2,742,0008,475
Total interest expense$1,360,0007,348
Net interest income$1,382,0009,211
Provision for loan and lease losses$40,0006,585
Total noninterest income$3,431,0001,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-25,0004,832
Additional Noninterest Income$3,456,000801
Total noninterest expense$4,017,0003,414
Salaries and employee benefits$2,092,0003,151
Premises and equipment expense$797,0002,537
Additional noninterest expense$1,128,0004,276
Pre-tax net operating income$756,0007,100
Securities gains (losses)$-143,00011,768
Applicable income taxes$208,0007,209
Income before extraordinary items$405,0008,157
Extraordinary gains, net$-44,00012,524
Net income$361,0008,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,659
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$499,3807,353
1993-12-31 (YTD Data)Rank
Total interest income$2,747,0008,749
Total interest expense$1,196,0008,266
Net interest income$1,551,0008,945
Provision for loan and lease losses$10,0009,731
Total noninterest income$2,279,0001,798
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,0005,052
Additional Noninterest Income$2,280,0001,157
Total noninterest expense$3,696,0003,739
Salaries and employee benefits$1,928,0003,389
Premises and equipment expense$709,0002,841
Additional noninterest expense$1,059,0004,688
Pre-tax net operating income$124,00011,687
Securities gains (losses)$725,000692
Applicable income taxes$289,0006,213
Income before extraordinary items$560,0007,079
Extraordinary gains, net$03,149
Net income$560,0007,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0009,031
Cash dividends$208,0005,309
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$81,50011,815
1992-12-31 (YTD Data)Rank
Total interest income$3,127,0008,755
Total interest expense$1,489,0008,543
Net interest income$1,638,0008,846
Provision for loan and lease losses$51,0008,987
Total noninterest income$1,939,0001,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$21,000372
Additional Noninterest Income$1,918,0001,280
Total noninterest expense$3,047,0004,467
Salaries and employee benefits$1,471,0004,304
Premises and equipment expense$590,0003,414
Additional noninterest expense$986,0005,106
Pre-tax net operating income$479,0008,558
Securities gains (losses)$447,0001,173
Applicable income taxes$315,0005,736
Income before extraordinary items$611,0006,497
Extraordinary gains, net$01,422
Net income$611,0006,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0007,091
Cash dividends$104,0006,492
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$315,9808,725

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.