Home > First Commercial Bank, SSB > Assets and Liabilities
First Commercial Bank, SSB, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $49,129,000 | 7,326 |
| Cash and due from depository institutions | $2,654,000 | 2,622 |
| Interest-bearing balances | $82,000 | 5,135 |
| Securities | $8,296,000 | 8,503 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,745 |
| Net loans & leases | $30,475,000 | 6,898 |
| Loan loss allowance | $209,000 | 9,030 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,151,000 | 3,580 |
| Other real estate owned | $136,000 | 2,622 |
| Goodwill and other intangibles | $41,000 | 2,901 |
| All other assets | $3,276,000 | 2,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,129,000 | 7,326 |
| Total liabilities | $46,283,000 | 7,118 |
| Total deposits | $45,698,000 | 6,997 |
| Interest-bearing deposits | $39,071,000 | 6,989 |
| Deposits held in domestic offices | $45,698,000 | 6,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $585,000 | 5,359 |
| Total equity capital | $2,846,000 | 9,423 |
| Total bank equity capital | $2,846,000 | 9,423 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,736,000 | 2,293 |
| Surplus | $434,000 | 9,491 |
| Undivided profits | $676,000 | 9,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $251,000 | 7,633 |
| Earning assets | $40,953,000 | 7,701 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $53,565,400 | 6,818 |
| Average Assets, quarterly | $51,753,000 | 7,051 |
| Volatile liabilities | $5,240,000 | 6,952 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,288,000 | 1,908 |
| Tier 1 (core) risk-based capital | $2,839,000 | 9,371 |
| Tier 2 risk-based capital | $204,000 | 8,583 |
| Total risk weighted assets | $22,557,000 | 8,193 |
| Total unused commitments | $28,288,000 | 1,627 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $52,380,000 | 7,242 |
| Cash and due from depository institutions | $1,510,000 | 2,746 |
| Interest-bearing balances | $534,000 | 3,213 |
| Securities | $8,389,000 | 8,855 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $34,629,000 | 6,412 |
| Loan loss allowance | $307,000 | 7,988 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,196,000 | 3,405 |
| Other real estate owned | $415,000 | 2,746 |
| Goodwill and other intangibles | $97,000 | 2,375 |
| All other assets | $2,144,000 | 3,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,380,000 | 7,242 |
| Total liabilities | $49,078,000 | 7,058 |
| Total deposits | $48,450,000 | 6,918 |
| Interest-bearing deposits | $42,843,000 | 6,744 |
| Deposits held in domestic offices | $48,450,000 | 6,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $628,000 | 5,279 |
| Total equity capital | $3,302,000 | 9,106 |
| Total bank equity capital | $3,302,000 | 9,106 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,736,000 | 2,351 |
| Surplus | $434,000 | 9,862 |
| Undivided profits | $1,132,000 | 9,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $241,000 | 8,076 |
| Earning assets | $46,552,000 | 7,343 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $52,202,000 | 7,045 |
| Average Assets, quarterly | $54,261,000 | 7,022 |
| Volatile liabilities | $9,761,000 | 4,645 |
| Insider loans | $125,000 | 8,825 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $36,608,000 | 1,280 |
| Tier 1 (core) risk-based capital | $3,168,000 | 9,196 |
| Tier 2 risk-based capital | $278,000 | 7,639 |
| Total risk weighted assets | $23,425,000 | 8,186 |
| Total unused commitments | $53,608,000 | 988 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $48,312,000 | 7,663 |
| Cash and due from depository institutions | $1,254,000 | 3,011 |
| Interest-bearing balances | $771,000 | 2,774 |
| Securities | $9,675,000 | 8,858 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,223 |
| Net loans & leases | $31,449,000 | 6,829 |
| Loan loss allowance | $254,000 | 9,017 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,132,000 | 3,451 |
| Other real estate owned | $854,000 | 3,011 |
| Goodwill and other intangibles | $176,000 | 1,985 |
| All other assets | $1,672,000 | 4,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,312,000 | 7,663 |
| Total liabilities | $44,738,000 | 7,534 |
| Total deposits | $39,481,000 | 7,883 |
| Interest-bearing deposits | $33,296,000 | 7,962 |
| Deposits held in domestic offices | $39,481,000 | 7,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,600,000 | 1,822 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $657,000 | 4,255 |
| Total equity capital | $3,574,000 | 8,706 |
| Total bank equity capital | $3,574,000 | 8,706 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,736,000 | 2,411 |
| Surplus | $434,000 | 10,279 |
| Undivided profits | $1,404,000 | 8,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 4,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $244,000 | 7,574 |
| Earning assets | $42,995,000 | 7,757 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $46,087,200 | 7,736 |
| Average Assets, quarterly | $47,694,500 | 7,686 |
| Volatile liabilities | $12,967,000 | 3,575 |
| Insider loans | $180,000 | 8,393 |
| FHLB advances | $4,600,000 | 633 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,557,000 | 1,875 |
| Tier 1 (core) risk-based capital | $3,398,000 | 9,042 |
| Tier 2 risk-based capital | $224,000 | 8,700 |
| Total risk weighted assets | $20,358,000 | 8,889 |
| Total unused commitments | $37,557,000 | 1,219 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 75 | 2,793 |
| Assets and Liabilities | ||
| Total Assets: | $44,221,000 | 8,328 |
| Cash and due from depository institutions | $1,166,000 | 2,793 |
| Interest-bearing balances | $62,000 | 7,006 |
| Securities | $8,795,000 | 9,553 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $30,086,000 | 6,976 |
| Loan loss allowance | $277,000 | 8,971 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,181,000 | 3,340 |
| Other real estate owned | $965,000 | 2,793 |
| Goodwill and other intangibles | $272,000 | 1,666 |
| All other assets | $756,000 | 7,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,221,000 | 8,328 |
| Total liabilities | $40,797,000 | 8,223 |
| Total deposits | $39,748,000 | 8,195 |
| Interest-bearing deposits | $33,783,000 | 8,225 |
| Deposits held in domestic offices | $39,748,000 | 8,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $532,000 | 3,304 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $517,000 | 5,206 |
| Total equity capital | $3,424,000 | 9,170 |
| Total bank equity capital | $3,424,000 | 9,170 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,736,000 | 2,453 |
| Surplus | $434,000 | 10,689 |
| Undivided profits | $1,254,000 | 8,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 10,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $179,000 | 8,682 |
| Earning assets | $38,943,000 | 8,500 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $42,578,800 | 8,356 |
| Average Assets, quarterly | $43,882,500 | 8,316 |
| Volatile liabilities | $10,719,000 | 3,903 |
| Insider loans | $95,000 | 9,832 |
| FHLB advances | $532,000 | 755 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,750,000 | 1,339 |
| Tier 1 (core) risk-based capital | $3,152,000 | 9,493 |
| Tier 2 risk-based capital | $223,000 | 8,874 |
| Total risk weighted assets | $17,842,000 | 9,691 |
| Total unused commitments | $47,750,000 | 1,037 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $45,577,000 | 8,347 |
| Cash and due from depository institutions | $1,786,000 | 3,303 |
| Interest-bearing balances | $203,000 | 5,998 |
| Securities | $7,534,000 | 10,243 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,438 |
| Net loans & leases | $25,655,000 | 7,773 |
| Loan loss allowance | $273,000 | 9,241 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,812,000 | 3,935 |
| Other real estate owned | $890,000 | 3,303 |
| Goodwill and other intangibles | $129,000 | 2,088 |
| All other assets | $971,000 | 6,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,577,000 | 8,347 |
| Total liabilities | $42,506,000 | 8,218 |
| Total deposits | $38,597,000 | 8,520 |
| Interest-bearing deposits | $31,647,000 | 8,777 |
| Deposits held in domestic offices | $38,597,000 | 8,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,909,000 | 1,122 |
| Total equity capital | $3,071,000 | 9,620 |
| Total bank equity capital | $3,071,000 | 9,620 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,736,000 | 2,548 |
| Surplus | $434,000 | 11,012 |
| Undivided profits | $901,000 | 9,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 9,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $170,000 | 9,460 |
| Earning assets | $40,192,000 | 8,488 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $44,042,200 | 8,355 |
| Average Assets, quarterly | $46,015,500 | 8,243 |
| Volatile liabilities | $5,835,000 | 5,990 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,905,000 | 2,775 |
| Tier 1 (core) risk-based capital | $2,942,000 | 9,783 |
| Tier 2 risk-based capital | $227,000 | 8,887 |
| Total risk weighted assets | $18,079,000 | 9,811 |
| Total unused commitments | $26,905,000 | 1,484 |
| Derivatives | $0 | 651 |