Home > First Commercial Bank of Southeast Missouri > Income and Expense
First Commercial Bank of Southeast Missouri, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 7,646 |
| Total interest expense | $1,379,000 | 7,230 |
| Net interest income | $1,212,000 | 7,857 |
| Provision for loan and lease losses | $63,000 | 6,312 |
| Total noninterest income | $334,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $308,000 | 4,094 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $1,267,000 | 7,293 |
| Salaries and employee benefits | $595,000 | 7,696 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $479,000 | 6,589 |
| Pre-tax net operating income | $216,000 | 7,810 |
| Securities gains (losses) | $68,000 | 2,073 |
| Applicable income taxes | $81,000 | 6,246 |
| Income before extraordinary items | $203,000 | 7,711 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $203,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $347,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $154,720 | 7,887 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 7,827 |
| Total interest expense | $1,187,000 | 7,827 |
| Net interest income | $1,397,000 | 7,648 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $228,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $1,022,000 | 7,959 |
| Salaries and employee benefits | $524,000 | 8,127 |
| Premises and equipment expense | $121,000 | 8,080 |
| Additional noninterest expense | $377,000 | 7,342 |
| Pre-tax net operating income | $553,000 | 6,770 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $191,000 | 5,478 |
| Income before extraordinary items | $362,000 | 7,087 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $362,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $380,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $362,000 | 7,080 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 8,115 |
| Total interest expense | $997,000 | 8,190 |
| Net interest income | $1,322,000 | 7,936 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $242,000 | 7,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,226 |
| Total noninterest expense | $1,068,000 | 7,932 |
| Salaries and employee benefits | $520,000 | 8,227 |
| Premises and equipment expense | $131,000 | 8,016 |
| Additional noninterest expense | $417,000 | 7,132 |
| Pre-tax net operating income | $450,000 | 7,377 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $155,000 | 6,214 |
| Income before extraordinary items | $293,000 | 7,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $293,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $317,000 | 4,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $294,300 | 7,608 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 8,284 |
| Total interest expense | $1,065,000 | 8,242 |
| Net interest income | $1,259,000 | 8,197 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $200,000 | 7,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $959,000 | 8,249 |
| Salaries and employee benefits | $457,000 | 8,616 |
| Premises and equipment expense | $129,000 | 8,085 |
| Additional noninterest expense | $373,000 | 7,451 |
| Pre-tax net operating income | $452,000 | 7,618 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $153,000 | 6,799 |
| Income before extraordinary items | $300,000 | 7,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $300,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $168,000 | 5,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $299,340 | 7,812 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 10,375 |
| Total interest expense | $405,000 | 10,325 |
| Net interest income | $526,000 | 10,327 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $96,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $396,000 | 10,485 |
| Salaries and employee benefits | $191,000 | 10,579 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $148,000 | 10,018 |
| Pre-tax net operating income | $226,000 | 9,428 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $85,000 | 8,663 |
| Income before extraordinary items | $142,000 | 9,657 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $142,000 | 9,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,026 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $141,360 | 9,614 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 9,185 |
| Total interest expense | $1,017,000 | 8,947 |
| Net interest income | $1,124,000 | 9,222 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $337,000 | 6,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,966 |
| Total noninterest expense | $960,000 | 8,835 |
| Salaries and employee benefits | $534,000 | 8,623 |
| Premises and equipment expense | $103,000 | 9,206 |
| Additional noninterest expense | $323,000 | 8,640 |
| Pre-tax net operating income | $481,000 | 8,055 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $155,000 | 7,813 |
| Income before extraordinary items | $323,000 | 8,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $323,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $261,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $325,040 | 8,150 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 9,624 |
| Total interest expense | $957,000 | 9,398 |
| Net interest income | $1,099,000 | 9,629 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $253,000 | 7,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $966,000 | 9,095 |
| Salaries and employee benefits | $563,000 | 8,621 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $308,000 | 9,168 |
| Pre-tax net operating income | $373,000 | 9,239 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $295,000 | 8,990 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $295,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $162,000 | 5,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $304,840 | 8,870 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 10,084 |
| Total interest expense | $725,000 | 9,959 |
| Net interest income | $1,119,000 | 10,006 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $215,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $955,000 | 9,526 |
| Salaries and employee benefits | $534,000 | 9,091 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $336,000 | 9,530 |
| Pre-tax net operating income | $376,000 | 9,538 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $96,000 | 9,458 |
| Income before extraordinary items | $284,000 | 9,314 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $284,000 | 9,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $269,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $281,000 | 9,418 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 10,394 |
| Total interest expense | $770,000 | 10,201 |
| Net interest income | $1,126,000 | 10,310 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $237,000 | 8,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $988,000 | 9,788 |
| Salaries and employee benefits | $493,000 | 9,741 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $388,000 | 9,393 |
| Pre-tax net operating income | $375,000 | 9,621 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $81,000 | 10,189 |
| Income before extraordinary items | $294,000 | 9,555 |
| Extraordinary gains, net | $21,000 | 2,682 |
| Net income | $315,000 | 9,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $355,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $294,000 | 9,289 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 10,773 |
| Total interest expense | $967,000 | 10,549 |
| Net interest income | $1,097,000 | 10,709 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $917,000 | 10,383 |
| Salaries and employee benefits | $461,000 | 10,184 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $389,000 | 9,700 |
| Pre-tax net operating income | $401,000 | 9,244 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $293,000 | 9,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $293,000 | 9,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $280,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $293,000 | 9,028 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.