Home > First Commercial Bank of Philadelphia > Income and Expense
First Commercial Bank of Philadelphia, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,849 |
| Total interest expense | $3,272,000 | 4,407 |
| Net interest income | $4,931,000 | 3,446 |
| Provision for loan and lease losses | $230,000 | 3,213 |
| Total noninterest income | $590,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,362 |
| Total noninterest expense | $3,547,000 | 3,566 |
| Salaries and employee benefits | $1,440,000 | 4,385 |
| Premises and equipment expense | $620,000 | 3,068 |
| Additional noninterest expense | $1,487,000 | 2,808 |
| Pre-tax net operating income | $1,744,000 | 3,726 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $593,000 | 3,438 |
| Income before extraordinary items | $1,151,000 | 4,063 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,151,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $177,000 | 5,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,151,000 | 3,970 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 4,647 |
| Total interest expense | $2,579,000 | 5,298 |
| Net interest income | $4,148,000 | 4,109 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $454,000 | 5,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $2,536,000 | 4,734 |
| Salaries and employee benefits | $1,154,000 | 5,268 |
| Premises and equipment expense | $538,000 | 3,470 |
| Additional noninterest expense | $844,000 | 4,540 |
| Pre-tax net operating income | $1,911,000 | 3,687 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $650,000 | 3,452 |
| Income before extraordinary items | $1,261,000 | 3,892 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,261,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $177,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,261,000 | 3,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 5,541 |
| Total interest expense | $2,029,000 | 6,353 |
| Net interest income | $3,447,000 | 4,881 |
| Provision for loan and lease losses | $171,000 | 3,803 |
| Total noninterest income | $309,000 | 6,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $2,287,000 | 5,370 |
| Salaries and employee benefits | $1,019,000 | 5,905 |
| Premises and equipment expense | $482,000 | 3,887 |
| Additional noninterest expense | $786,000 | 5,276 |
| Pre-tax net operating income | $1,298,000 | 4,833 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $463,000 | 4,408 |
| Income before extraordinary items | $835,000 | 5,139 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $835,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $277,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $835,000 | 5,083 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 6,216 |
| Total interest expense | $1,821,000 | 6,844 |
| Net interest income | $2,906,000 | 5,639 |
| Provision for loan and lease losses | $184,000 | 3,189 |
| Total noninterest income | $201,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $2,108,000 | 5,759 |
| Salaries and employee benefits | $834,000 | 6,925 |
| Premises and equipment expense | $413,000 | 4,404 |
| Additional noninterest expense | $861,000 | 4,940 |
| Pre-tax net operating income | $815,000 | 6,771 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $714,000 | 5,896 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $714,000 | 5,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 11,716 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 374 |
| Net operating income | $714,000 | 5,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 6,896 |
| Total interest expense | $1,427,000 | 7,112 |
| Net interest income | $2,413,000 | 6,635 |
| Provision for loan and lease losses | $186,000 | 3,156 |
| Total noninterest income | $163,000 | 9,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,738,000 | 6,876 |
| Salaries and employee benefits | $767,000 | 7,406 |
| Premises and equipment expense | $337,000 | 5,213 |
| Additional noninterest expense | $634,000 | 6,784 |
| Pre-tax net operating income | $652,000 | 7,697 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $652,000 | 6,206 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $652,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,011 |
| Net operating income | $652,000 | 6,278 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 7,404 |
| Total interest expense | $1,508,000 | 7,179 |
| Net interest income | $2,084,000 | 7,452 |
| Provision for loan and lease losses | $143,000 | 4,782 |
| Total noninterest income | $132,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $1,745,000 | 7,055 |
| Salaries and employee benefits | $741,000 | 7,703 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $709,000 | 6,497 |
| Pre-tax net operating income | $328,000 | 9,998 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $46,000 | 11,040 |
| Income before extraordinary items | $304,000 | 9,436 |
| Extraordinary gains, net | $46,000 | 2,238 |
| Net income | $350,000 | 9,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,545 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $284,860 | 9,384 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 8,906 |
| Total interest expense | $1,232,000 | 9,488 |
| Net interest income | $1,807,000 | 8,324 |
| Provision for loan and lease losses | $133,000 | 6,435 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,373,000 | 8,399 |
| Salaries and employee benefits | $612,000 | 8,707 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $492,000 | 8,535 |
| Pre-tax net operating income | $404,000 | 9,206 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $404,000 | 8,171 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $404,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $404,000 | 7,817 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.