Home > First Commercial Bank of Huntsville > Income and Expense
First Commercial Bank of Huntsville, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,787,000 | 1,031 |
| Total interest expense | $1,874,000 | 1,246 |
| Net interest income | $5,913,000 | 946 |
| Provision for loan and lease losses | $2,106,000 | 723 |
| Total noninterest income | $812,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $388,000 | 1,019 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $424,000 | 1,451 |
| Total noninterest expense | $3,496,000 | 1,437 |
| Salaries and employee benefits | $1,627,000 | 1,533 |
| Premises and equipment expense | $323,000 | 2,070 |
| Additional noninterest expense | $1,546,000 | 1,135 |
| Pre-tax net operating income | $1,123,000 | 1,166 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $454,000 | 766 |
| Income before extraordinary items | $669,000 | 1,630 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $669,000 | 1,631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $669,000 | 1,632 |
| Net charge-offs | $2,067,000 | 629 |
| Cash dividends | $1,638,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 534 |
| Net operating income | $669,000 | 1,568 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,917,000 | 1,027 |
| Total interest expense | $8,263,000 | 1,451 |
| Net interest income | $24,654,000 | 878 |
| Provision for loan and lease losses | $6,219,000 | 1,207 |
| Total noninterest income | $3,725,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,696,000 | 1,024 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,029,000 | 1,355 |
| Total noninterest expense | $13,070,000 | 1,588 |
| Salaries and employee benefits | $6,230,000 | 1,593 |
| Premises and equipment expense | $1,208,000 | 2,204 |
| Additional noninterest expense | $5,632,000 | 1,333 |
| Pre-tax net operating income | $9,090,000 | 471 |
| Securities gains (losses) | $499,000 | 885 |
| Applicable income taxes | $3,630,000 | 344 |
| Income before extraordinary items | $5,959,000 | 571 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,959,000 | 570 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,959,000 | 572 |
| Net charge-offs | $1,869,000 | 2,115 |
| Cash dividends | $6,834,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 1,030 |
| Net operating income | $5,639,640 | 594 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,626,000 | 1,054 |
| Total interest expense | $6,281,000 | 1,496 |
| Net interest income | $18,345,000 | 892 |
| Provision for loan and lease losses | $4,817,000 | 1,076 |
| Total noninterest income | $2,781,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,295,000 | 998 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,486,000 | 1,409 |
| Total noninterest expense | $9,641,000 | 1,588 |
| Salaries and employee benefits | $4,605,000 | 1,626 |
| Premises and equipment expense | $913,000 | 2,212 |
| Additional noninterest expense | $4,123,000 | 1,325 |
| Pre-tax net operating income | $6,668,000 | 505 |
| Securities gains (losses) | $499,000 | 702 |
| Applicable income taxes | $2,614,000 | 370 |
| Income before extraordinary items | $4,553,000 | 595 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,553,000 | 595 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,553,000 | 597 |
| Net charge-offs | $1,751,000 | 1,631 |
| Cash dividends | $4,384,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 953 |
| Net operating income | $4,233,640 | 627 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,263,000 | 1,094 |
| Total interest expense | $4,199,000 | 1,563 |
| Net interest income | $12,064,000 | 904 |
| Provision for loan and lease losses | $2,472,000 | 1,233 |
| Total noninterest income | $1,875,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $855,000 | 988 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,020,000 | 1,418 |
| Total noninterest expense | $6,306,000 | 1,639 |
| Salaries and employee benefits | $3,011,000 | 1,703 |
| Premises and equipment expense | $590,000 | 2,301 |
| Additional noninterest expense | $2,705,000 | 1,376 |
| Pre-tax net operating income | $5,161,000 | 421 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,887,000 | 351 |
| Income before extraordinary items | $3,274,000 | 542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,274,000 | 540 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,274,000 | 542 |
| Net charge-offs | $405,000 | 2,595 |
| Cash dividends | $2,925,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 794 |
| Net operating income | $3,274,000 | 522 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 1,104 |
| Total interest expense | $2,117,000 | 1,601 |
| Net interest income | $6,003,000 | 900 |
| Provision for loan and lease losses | $1,273,000 | 1,021 |
| Total noninterest income | $902,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $408,000 | 1,010 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $494,000 | 1,402 |
| Total noninterest expense | $2,927,000 | 1,698 |
| Salaries and employee benefits | $1,472,000 | 1,768 |
| Premises and equipment expense | $314,000 | 2,215 |
| Additional noninterest expense | $1,141,000 | 1,430 |
| Pre-tax net operating income | $2,705,000 | 438 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $990,000 | 352 |
| Income before extraordinary items | $1,715,000 | 582 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,715,000 | 582 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,715,000 | 585 |
| Net charge-offs | $430,000 | 1,472 |
| Cash dividends | $1,467,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 697 |
| Net operating income | $1,715,000 | 544 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,758,000 | 1,030 |
| Total interest expense | $13,824,000 | 1,171 |
| Net interest income | $22,934,000 | 934 |
| Provision for loan and lease losses | $2,950,000 | 1,410 |
| Total noninterest income | $3,902,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,622,000 | 1,100 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,280,000 | 1,187 |
| Total noninterest expense | $11,773,000 | 1,661 |
| Salaries and employee benefits | $6,533,000 | 1,584 |
| Premises and equipment expense | $1,156,000 | 2,321 |
| Additional noninterest expense | $4,084,000 | 1,511 |
| Pre-tax net operating income | $12,113,000 | 443 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,376,000 | 354 |
| Income before extraordinary items | $7,737,000 | 504 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,737,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 2,338 |
| Cash dividends | $5,866,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 890 |
| Net operating income | $7,737,000 | 536 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,056,000 | 1,036 |
| Total interest expense | $10,772,000 | 1,173 |
| Net interest income | $17,284,000 | 941 |
| Provision for loan and lease losses | $1,317,000 | 1,556 |
| Total noninterest income | $2,844,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,203,000 | 1,135 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,641,000 | 1,274 |
| Total noninterest expense | $8,824,000 | 1,649 |
| Salaries and employee benefits | $4,983,000 | 1,578 |
| Premises and equipment expense | $841,000 | 2,385 |
| Additional noninterest expense | $3,000,000 | 1,480 |
| Pre-tax net operating income | $9,987,000 | 509 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,652,000 | 399 |
| Income before extraordinary items | $6,335,000 | 574 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,335,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 2,010 |
| Cash dividends | $4,239,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 764 |
| Net operating income | $6,335,000 | 605 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,093,000 | 1,032 |
| Total interest expense | $7,562,000 | 1,152 |
| Net interest income | $11,531,000 | 938 |
| Provision for loan and lease losses | $451,000 | 2,014 |
| Total noninterest income | $1,931,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $796,000 | 1,113 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,135,000 | 1,285 |
| Total noninterest expense | $5,974,000 | 1,620 |
| Salaries and employee benefits | $3,295,000 | 1,596 |
| Premises and equipment expense | $548,000 | 2,434 |
| Additional noninterest expense | $2,131,000 | 1,381 |
| Pre-tax net operating income | $7,037,000 | 514 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,581,000 | 428 |
| Income before extraordinary items | $4,456,000 | 617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,456,000 | 616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,567 |
| Cash dividends | $2,412,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 624 |
| Net operating income | $4,456,000 | 604 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 1,001 |
| Total interest expense | $4,287,000 | 1,091 |
| Net interest income | $5,708,000 | 934 |
| Provision for loan and lease losses | $-259,000 | 8,474 |
| Total noninterest income | $832,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $408,000 | 1,061 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $424,000 | 1,574 |
| Total noninterest expense | $3,196,000 | 1,500 |
| Salaries and employee benefits | $1,829,000 | 1,446 |
| Premises and equipment expense | $292,000 | 2,324 |
| Additional noninterest expense | $1,075,000 | 1,339 |
| Pre-tax net operating income | $3,603,000 | 544 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,320,000 | 480 |
| Income before extraordinary items | $2,283,000 | 677 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,283,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,405 |
| Cash dividends | $983,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 508 |
| Net operating income | $2,283,000 | 646 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,862,000 | 1,057 |
| Total interest expense | $18,340,000 | 1,067 |
| Net interest income | $21,522,000 | 1,027 |
| Provision for loan and lease losses | $2,142,000 | 800 |
| Total noninterest income | $3,336,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,497,000 | 1,183 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,839,000 | 1,439 |
| Total noninterest expense | $11,304,000 | 1,630 |
| Salaries and employee benefits | $6,395,000 | 1,584 |
| Premises and equipment expense | $1,071,000 | 2,426 |
| Additional noninterest expense | $3,838,000 | 1,447 |
| Pre-tax net operating income | $11,412,000 | 741 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $4,248,000 | 612 |
| Income before extraordinary items | $7,167,000 | 900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,167,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,655 |
| Cash dividends | $2,648,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 766 |
| Net operating income | $7,165,080 | 885 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,349,000 | 1,080 |
| Total interest expense | $13,503,000 | 1,087 |
| Net interest income | $15,846,000 | 1,048 |
| Provision for loan and lease losses | $728,000 | 1,174 |
| Total noninterest income | $2,409,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,091,000 | 1,205 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,318,000 | 1,505 |
| Total noninterest expense | $8,458,000 | 1,614 |
| Salaries and employee benefits | $4,843,000 | 1,564 |
| Premises and equipment expense | $777,000 | 2,477 |
| Additional noninterest expense | $2,838,000 | 1,423 |
| Pre-tax net operating income | $9,069,000 | 760 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $3,314,000 | 641 |
| Income before extraordinary items | $5,758,000 | 902 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,758,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,576 |
| Cash dividends | $2,648,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 677 |
| Net operating income | $5,756,080 | 887 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,083,000 | 1,127 |
| Total interest expense | $8,651,000 | 1,140 |
| Net interest income | $10,432,000 | 1,084 |
| Provision for loan and lease losses | $8,000 | 5,855 |
| Total noninterest income | $1,595,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $709,000 | 1,243 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $886,000 | 1,519 |
| Total noninterest expense | $5,631,000 | 1,639 |
| Salaries and employee benefits | $3,239,000 | 1,581 |
| Premises and equipment expense | $513,000 | 2,523 |
| Additional noninterest expense | $1,879,000 | 1,456 |
| Pre-tax net operating income | $6,388,000 | 761 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $2,337,000 | 643 |
| Income before extraordinary items | $4,054,000 | 905 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,054,000 | 904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,587 |
| Cash dividends | $1,432,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 596 |
| Net operating income | $4,052,080 | 891 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,354,000 | 1,144 |
| Total interest expense | $4,182,000 | 1,173 |
| Net interest income | $5,172,000 | 1,073 |
| Provision for loan and lease losses | $260,000 | 929 |
| Total noninterest income | $729,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $336,000 | 1,281 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $393,000 | 1,609 |
| Total noninterest expense | $2,651,000 | 1,750 |
| Salaries and employee benefits | $1,528,000 | 1,705 |
| Premises and equipment expense | $262,000 | 2,475 |
| Additional noninterest expense | $861,000 | 1,547 |
| Pre-tax net operating income | $2,990,000 | 800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,087,000 | 680 |
| Income before extraordinary items | $1,903,000 | 928 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,903,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,062 |
| Cash dividends | $282,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 451 |
| Net operating income | $1,903,000 | 914 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,997,000 | 1,161 |
| Total interest expense | $13,868,000 | 1,213 |
| Net interest income | $20,129,000 | 1,101 |
| Provision for loan and lease losses | $1,370,000 | 760 |
| Total noninterest income | $2,619,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,336,000 | 1,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,283,000 | 1,869 |
| Total noninterest expense | $9,795,000 | 1,818 |
| Salaries and employee benefits | $5,695,000 | 1,711 |
| Premises and equipment expense | $969,000 | 2,549 |
| Additional noninterest expense | $3,131,000 | 1,684 |
| Pre-tax net operating income | $11,583,000 | 860 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,214,000 | 721 |
| Income before extraordinary items | $7,369,000 | 1,015 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,369,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,178 |
| Cash dividends | $3,267,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 861 |
| Net operating income | $7,369,000 | 1,001 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,813,000 | 1,196 |
| Total interest expense | $9,950,000 | 1,235 |
| Net interest income | $14,863,000 | 1,139 |
| Provision for loan and lease losses | $1,035,000 | 733 |
| Total noninterest income | $1,949,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,014,000 | 1,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $935,000 | 1,915 |
| Total noninterest expense | $7,277,000 | 1,832 |
| Salaries and employee benefits | $4,174,000 | 1,759 |
| Premises and equipment expense | $748,000 | 2,483 |
| Additional noninterest expense | $2,355,000 | 1,673 |
| Pre-tax net operating income | $8,500,000 | 916 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,083,000 | 775 |
| Income before extraordinary items | $5,417,000 | 1,069 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,417,000 | 1,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 842 |
| Cash dividends | $2,612,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 752 |
| Net operating income | $5,417,000 | 1,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,894,000 | 1,226 |
| Total interest expense | $6,206,000 | 1,261 |
| Net interest income | $9,688,000 | 1,168 |
| Provision for loan and lease losses | $755,000 | 667 |
| Total noninterest income | $1,283,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $685,000 | 1,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $598,000 | 1,963 |
| Total noninterest expense | $4,758,000 | 1,862 |
| Salaries and employee benefits | $2,667,000 | 1,839 |
| Premises and equipment expense | $469,000 | 2,614 |
| Additional noninterest expense | $1,622,000 | 1,620 |
| Pre-tax net operating income | $5,458,000 | 944 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,978,000 | 803 |
| Income before extraordinary items | $3,480,000 | 1,105 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,480,000 | 1,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 585 |
| Cash dividends | $1,957,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 664 |
| Net operating income | $3,480,000 | 1,087 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,618,000 | 1,252 |
| Total interest expense | $2,894,000 | 1,288 |
| Net interest income | $4,724,000 | 1,197 |
| Provision for loan and lease losses | $455,000 | 522 |
| Total noninterest income | $651,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $352,000 | 1,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $299,000 | 1,945 |
| Total noninterest expense | $2,299,000 | 1,937 |
| Salaries and employee benefits | $1,291,000 | 1,904 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $868,000 | 1,513 |
| Pre-tax net operating income | $2,621,000 | 958 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $948,000 | 818 |
| Income before extraordinary items | $1,673,000 | 1,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,673,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 326 |
| Cash dividends | $1,302,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,673,000 | 1,100 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,081,000 | 1,277 |
| Total interest expense | $9,290,000 | 1,221 |
| Net interest income | $16,791,000 | 1,299 |
| Provision for loan and lease losses | $970,000 | 1,071 |
| Total noninterest income | $2,395,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,265,000 | 1,385 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,130,000 | 2,045 |
| Total noninterest expense | $8,052,000 | 2,070 |
| Salaries and employee benefits | $4,307,000 | 2,140 |
| Premises and equipment expense | $907,000 | 2,581 |
| Additional noninterest expense | $2,838,000 | 1,775 |
| Pre-tax net operating income | $10,164,000 | 962 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,631,000 | 837 |
| Income before extraordinary items | $6,533,000 | 1,116 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,533,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $916,000 | 722 |
| Cash dividends | $5,210,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,533,000 | 1,091 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,946,000 | 1,284 |
| Total interest expense | $6,632,000 | 1,198 |
| Net interest income | $12,314,000 | 1,319 |
| Provision for loan and lease losses | $670,000 | 1,115 |
| Total noninterest income | $1,740,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $945,000 | 1,374 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $795,000 | 2,130 |
| Total noninterest expense | $5,997,000 | 2,068 |
| Salaries and employee benefits | $3,211,000 | 2,130 |
| Premises and equipment expense | $670,000 | 2,600 |
| Additional noninterest expense | $2,116,000 | 1,765 |
| Pre-tax net operating income | $7,387,000 | 993 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,645,000 | 856 |
| Income before extraordinary items | $4,742,000 | 1,146 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,742,000 | 1,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $852,000 | 552 |
| Cash dividends | $3,765,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,742,000 | 1,125 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,383,000 | 1,271 |
| Total interest expense | $4,237,000 | 1,178 |
| Net interest income | $8,146,000 | 1,322 |
| Provision for loan and lease losses | $620,000 | 799 |
| Total noninterest income | $1,142,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $620,000 | 1,368 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $522,000 | 2,125 |
| Total noninterest expense | $3,900,000 | 2,099 |
| Salaries and employee benefits | $2,052,000 | 2,203 |
| Premises and equipment expense | $445,000 | 2,592 |
| Additional noninterest expense | $1,403,000 | 1,765 |
| Pre-tax net operating income | $4,768,000 | 994 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,696,000 | 871 |
| Income before extraordinary items | $3,072,000 | 1,144 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,072,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 631 |
| Cash dividends | $2,570,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,072,000 | 1,119 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 1,269 |
| Total interest expense | $2,006,000 | 1,176 |
| Net interest income | $4,044,000 | 1,324 |
| Provision for loan and lease losses | $355,000 | 665 |
| Total noninterest income | $591,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $315,000 | 1,304 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $276,000 | 1,993 |
| Total noninterest expense | $1,947,000 | 2,120 |
| Salaries and employee benefits | $1,024,000 | 2,221 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $699,000 | 1,771 |
| Pre-tax net operating income | $2,333,000 | 1,004 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $827,000 | 880 |
| Income before extraordinary items | $1,506,000 | 1,147 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,506,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 452 |
| Cash dividends | $1,622,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,506,000 | 1,124 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,456,000 | 1,254 |
| Total interest expense | $6,337,000 | 1,301 |
| Net interest income | $16,119,000 | 1,250 |
| Provision for loan and lease losses | $1,270,000 | 842 |
| Total noninterest income | $2,417,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,382,000 | 1,281 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,035,000 | 2,100 |
| Total noninterest expense | $8,376,000 | 1,921 |
| Salaries and employee benefits | $4,714,000 | 1,861 |
| Premises and equipment expense | $865,000 | 2,609 |
| Additional noninterest expense | $2,797,000 | 1,740 |
| Pre-tax net operating income | $8,890,000 | 982 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,161,000 | 864 |
| Income before extraordinary items | $5,729,000 | 1,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,729,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 939 |
| Cash dividends | $3,996,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,729,000 | 1,108 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,586,000 | 1,257 |
| Total interest expense | $4,505,000 | 1,341 |
| Net interest income | $12,081,000 | 1,240 |
| Provision for loan and lease losses | $1,270,000 | 616 |
| Total noninterest income | $1,856,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,060,000 | 1,264 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $796,000 | 2,080 |
| Total noninterest expense | $6,392,000 | 1,873 |
| Salaries and employee benefits | $3,688,000 | 1,776 |
| Premises and equipment expense | $649,000 | 2,599 |
| Additional noninterest expense | $2,055,000 | 1,751 |
| Pre-tax net operating income | $6,275,000 | 1,048 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,222,000 | 930 |
| Income before extraordinary items | $4,053,000 | 1,214 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,053,000 | 1,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 792 |
| Cash dividends | $3,143,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,053,000 | 1,179 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 1,280 |
| Total interest expense | $2,855,000 | 1,395 |
| Net interest income | $7,913,000 | 1,251 |
| Provision for loan and lease losses | $480,000 | 1,034 |
| Total noninterest income | $1,257,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $711,000 | 1,242 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $546,000 | 2,054 |
| Total noninterest expense | $4,254,000 | 1,879 |
| Salaries and employee benefits | $2,440,000 | 1,795 |
| Premises and equipment expense | $429,000 | 2,617 |
| Additional noninterest expense | $1,385,000 | 1,726 |
| Pre-tax net operating income | $4,436,000 | 983 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,577,000 | 884 |
| Income before extraordinary items | $2,859,000 | 1,141 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,859,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 909 |
| Cash dividends | $2,143,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,859,000 | 1,102 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 1,305 |
| Total interest expense | $1,431,000 | 1,394 |
| Net interest income | $3,891,000 | 1,276 |
| Provision for loan and lease losses | $195,000 | 1,177 |
| Total noninterest income | $572,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $336,000 | 1,283 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $236,000 | 2,214 |
| Total noninterest expense | $2,079,000 | 1,929 |
| Salaries and employee benefits | $1,217,000 | 1,818 |
| Premises and equipment expense | $209,000 | 2,694 |
| Additional noninterest expense | $653,000 | 1,816 |
| Pre-tax net operating income | $2,189,000 | 985 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $780,000 | 908 |
| Income before extraordinary items | $1,409,000 | 1,165 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,409,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $418,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,409,000 | 1,099 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,145,000 | 1,342 |
| Total interest expense | $6,233,000 | 1,426 |
| Net interest income | $14,912,000 | 1,308 |
| Provision for loan and lease losses | $675,000 | 1,666 |
| Total noninterest income | $1,767,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $994,000 | 1,725 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $773,000 | 2,798 |
| Total noninterest expense | $7,786,000 | 2,026 |
| Salaries and employee benefits | $4,521,000 | 1,905 |
| Premises and equipment expense | $749,000 | 2,913 |
| Additional noninterest expense | $2,516,000 | 1,915 |
| Pre-tax net operating income | $8,218,000 | 1,014 |
| Securities gains (losses) | $100,000 | 1,901 |
| Applicable income taxes | $2,945,000 | 941 |
| Income before extraordinary items | $5,373,000 | 1,195 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,373,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,993 |
| Cash dividends | $1,675,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,308,000 | 1,146 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,851,000 | 1,369 |
| Total interest expense | $4,813,000 | 1,444 |
| Net interest income | $11,038,000 | 1,330 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $1,223,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $688,000 | 1,884 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 3,012 |
| Total noninterest expense | $5,703,000 | 2,085 |
| Salaries and employee benefits | $3,262,000 | 1,975 |
| Premises and equipment expense | $571,000 | 2,887 |
| Additional noninterest expense | $1,870,000 | 1,912 |
| Pre-tax net operating income | $5,883,000 | 1,103 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $2,108,000 | 1,020 |
| Income before extraordinary items | $3,855,000 | 1,278 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,855,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,805 |
| Cash dividends | $1,675,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,803,000 | 1,224 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,636,000 | 1,375 |
| Total interest expense | $3,329,000 | 1,450 |
| Net interest income | $7,307,000 | 1,342 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $770,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $435,000 | 1,944 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $335,000 | 3,104 |
| Total noninterest expense | $3,772,000 | 2,093 |
| Salaries and employee benefits | $2,166,000 | 1,972 |
| Premises and equipment expense | $362,000 | 2,997 |
| Additional noninterest expense | $1,244,000 | 1,927 |
| Pre-tax net operating income | $3,705,000 | 1,156 |
| Securities gains (losses) | $50,000 | 2,013 |
| Applicable income taxes | $1,318,000 | 1,099 |
| Income before extraordinary items | $2,437,000 | 1,355 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,437,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,517 |
| Cash dividends | $1,675,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,404,500 | 1,278 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 1,404 |
| Total interest expense | $1,679,000 | 1,477 |
| Net interest income | $3,578,000 | 1,370 |
| Provision for loan and lease losses | $350,000 | 821 |
| Total noninterest income | $372,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $207,000 | 1,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 3,042 |
| Total noninterest expense | $1,882,000 | 2,077 |
| Salaries and employee benefits | $1,091,000 | 1,951 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $615,000 | 1,912 |
| Pre-tax net operating income | $1,718,000 | 1,251 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $606,000 | 1,178 |
| Income before extraordinary items | $1,112,000 | 1,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,112,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,039 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,112,000 | 1,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,972,000 | 1,468 |
| Total interest expense | $6,933,000 | 1,647 |
| Net interest income | $14,039,000 | 1,377 |
| Provision for loan and lease losses | $1,335,000 | 1,034 |
| Total noninterest income | $2,269,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $781,000 | 2,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,488,000 | 1,655 |
| Total noninterest expense | $7,022,000 | 2,139 |
| Salaries and employee benefits | $3,962,000 | 2,016 |
| Premises and equipment expense | $695,000 | 3,021 |
| Additional noninterest expense | $2,365,000 | 1,962 |
| Pre-tax net operating income | $7,951,000 | 1,064 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,813,000 | 977 |
| Income before extraordinary items | $5,138,000 | 1,220 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,138,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 1,354 |
| Cash dividends | $2,045,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,138,000 | 1,170 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,163,000 | 1,531 |
| Total interest expense | $9,773,000 | 1,662 |
| Net interest income | $12,390,000 | 1,429 |
| Provision for loan and lease losses | $2,370,000 | 614 |
| Total noninterest income | $1,107,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $676,000 | 2,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $431,000 | 3,393 |
| Total noninterest expense | $5,544,000 | 2,549 |
| Salaries and employee benefits | $3,057,000 | 2,466 |
| Premises and equipment expense | $697,000 | 2,951 |
| Additional noninterest expense | $1,790,000 | 2,488 |
| Pre-tax net operating income | $5,583,000 | 1,320 |
| Securities gains (losses) | $61,000 | 2,176 |
| Applicable income taxes | $1,982,000 | 1,190 |
| Income before extraordinary items | $3,662,000 | 1,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,662,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,834,000 | 607 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,622,350 | 1,425 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,915,000 | 1,650 |
| Total interest expense | $11,040,000 | 1,556 |
| Net interest income | $9,875,000 | 1,775 |
| Provision for loan and lease losses | $385,000 | 2,345 |
| Total noninterest income | $1,179,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $565,000 | 2,419 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $614,000 | 2,602 |
| Total noninterest expense | $5,084,000 | 2,674 |
| Salaries and employee benefits | $2,780,000 | 2,562 |
| Premises and equipment expense | $747,000 | 2,730 |
| Additional noninterest expense | $1,557,000 | 2,718 |
| Pre-tax net operating income | $5,585,000 | 1,322 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,959,000 | 1,173 |
| Income before extraordinary items | $3,626,000 | 1,460 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,626,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,236 |
| Cash dividends | $2,025,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,626,000 | 1,456 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,228,000 | 1,889 |
| Total interest expense | $8,135,000 | 1,826 |
| Net interest income | $9,093,000 | 1,945 |
| Provision for loan and lease losses | $510,000 | 1,735 |
| Total noninterest income | $1,345,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $527,000 | 2,515 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $818,000 | 2,135 |
| Total noninterest expense | $5,042,000 | 2,674 |
| Salaries and employee benefits | $2,881,000 | 2,441 |
| Premises and equipment expense | $694,000 | 2,879 |
| Additional noninterest expense | $1,467,000 | 2,917 |
| Pre-tax net operating income | $4,886,000 | 1,539 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,726,000 | 1,411 |
| Income before extraordinary items | $3,160,000 | 1,693 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,160,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,891 |
| Cash dividends | $1,872,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,160,000 | 1,661 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,959,000 | 2,181 |
| Total interest expense | $7,113,000 | 2,127 |
| Net interest income | $7,846,000 | 2,173 |
| Provision for loan and lease losses | $570,000 | 1,556 |
| Total noninterest income | $1,963,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $480,000 | 2,646 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,483,000 | 1,414 |
| Total noninterest expense | $4,900,000 | 2,671 |
| Salaries and employee benefits | $2,870,000 | 2,352 |
| Premises and equipment expense | $739,000 | 2,637 |
| Additional noninterest expense | $1,291,000 | 3,153 |
| Pre-tax net operating income | $4,339,000 | 1,698 |
| Securities gains (losses) | $-53,000 | 10,371 |
| Applicable income taxes | $1,507,000 | 1,626 |
| Income before extraordinary items | $2,779,000 | 1,885 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,779,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,111 |
| Cash dividends | $465,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,813,450 | 1,788 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,249,000 | 2,478 |
| Total interest expense | $6,407,000 | 2,348 |
| Net interest income | $6,842,000 | 2,536 |
| Provision for loan and lease losses | $430,000 | 1,986 |
| Total noninterest income | $870,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $398,000 | 3,235 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $472,000 | 2,945 |
| Total noninterest expense | $4,136,000 | 3,092 |
| Salaries and employee benefits | $2,280,000 | 2,905 |
| Premises and equipment expense | $649,000 | 2,941 |
| Additional noninterest expense | $1,207,000 | 3,340 |
| Pre-tax net operating income | $3,146,000 | 2,382 |
| Securities gains (losses) | $-22,000 | 10,409 |
| Applicable income taxes | $1,085,000 | 2,272 |
| Income before extraordinary items | $2,039,000 | 2,539 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,039,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,428 |
| Cash dividends | $444,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,053,300 | 2,477 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,532,000 | 2,867 |
| Total interest expense | $5,342,000 | 2,846 |
| Net interest income | $6,190,000 | 2,870 |
| Provision for loan and lease losses | $330,000 | 2,402 |
| Total noninterest income | $813,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $429,000 | 3,132 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $384,000 | 3,478 |
| Total noninterest expense | $3,849,000 | 3,459 |
| Salaries and employee benefits | $2,026,000 | 3,296 |
| Premises and equipment expense | $660,000 | 2,942 |
| Additional noninterest expense | $1,163,000 | 3,886 |
| Pre-tax net operating income | $2,824,000 | 2,490 |
| Securities gains (losses) | $-91,000 | 11,177 |
| Applicable income taxes | $964,000 | 2,430 |
| Income before extraordinary items | $1,769,000 | 2,740 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,769,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,071 |
| Cash dividends | $1,425,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,828,150 | 2,618 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,811,000 | 3,066 |
| Total interest expense | $5,326,000 | 2,864 |
| Net interest income | $5,485,000 | 3,237 |
| Provision for loan and lease losses | $575,000 | 1,411 |
| Total noninterest income | $843,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $465,000 | 2,923 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $378,000 | 3,440 |
| Total noninterest expense | $3,619,000 | 3,624 |
| Salaries and employee benefits | $1,791,000 | 3,660 |
| Premises and equipment expense | $651,000 | 3,002 |
| Additional noninterest expense | $1,177,000 | 3,801 |
| Pre-tax net operating income | $2,134,000 | 3,292 |
| Securities gains (losses) | $-96,000 | 11,470 |
| Applicable income taxes | $725,000 | 3,141 |
| Income before extraordinary items | $1,313,000 | 3,649 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,313,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,374,440 | 3,501 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,420,000 | 3,563 |
| Total interest expense | $3,403,000 | 3,537 |
| Net interest income | $5,017,000 | 3,555 |
| Provision for loan and lease losses | $665,000 | 1,244 |
| Total noninterest income | $790,000 | 3,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 3,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,827 |
| Total noninterest expense | $3,633,000 | 3,730 |
| Salaries and employee benefits | $1,749,000 | 3,729 |
| Premises and equipment expense | $621,000 | 3,168 |
| Additional noninterest expense | $1,263,000 | 3,876 |
| Pre-tax net operating income | $1,509,000 | 4,395 |
| Securities gains (losses) | $-159,000 | 11,830 |
| Applicable income taxes | $484,000 | 4,158 |
| Income before extraordinary items | $866,000 | 5,049 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $866,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $967,760 | 4,691 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 4,798 |
| Total interest expense | $2,477,000 | 4,854 |
| Net interest income | $3,745,000 | 4,673 |
| Provision for loan and lease losses | $509,000 | 2,063 |
| Total noninterest income | $689,000 | 4,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $3,470,000 | 3,934 |
| Salaries and employee benefits | $1,435,000 | 4,448 |
| Premises and equipment expense | $883,000 | 2,312 |
| Additional noninterest expense | $1,152,000 | 4,349 |
| Pre-tax net operating income | $455,000 | 8,985 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $137,000 | 8,929 |
| Income before extraordinary items | $319,000 | 9,250 |
| Extraordinary gains, net | $80,000 | 1,785 |
| Net income | $399,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,491 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,074 |
| Net operating income | $318,300 | 9,010 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,573,000 | 5,832 |
| Total interest expense | $2,460,000 | 6,066 |
| Net interest income | $3,113,000 | 5,552 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $766,000 | 4,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $491,000 | 2,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,680 |
| Total noninterest expense | $2,886,000 | 4,689 |
| Salaries and employee benefits | $1,165,000 | 5,306 |
| Premises and equipment expense | $541,000 | 3,710 |
| Additional noninterest expense | $1,180,000 | 4,403 |
| Pre-tax net operating income | $243,000 | 10,676 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $199,000 | 10,612 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $199,000 | 10,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 1,903 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,064 |
| Net operating income | $199,000 | 10,273 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.