Home > First Commercial Bank of Huntsville > Net charge- offs to loans
First Commercial Bank of Huntsville, Net charge- offs to loans
2010-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.5851% | 1,097 |
Percentage Net Loans Charged-off: Total real estate loans | 1.7203% | 870 |
Percentage Net Loans Charged-off:Construction & development | 5.1697% | 769 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.0889% | 965 |
Percentage Net Loans Charged-off: Home equity loans | 0.6336% | 667 |
All other 1-4 family - Percent of loans charged-off, net | 1.3841% | 787 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9656% | 1,584 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3534% | 4,463 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1336% | 4,548 |
Percentage Net Loans Charged-off:Construction & development | 0.2485% | 3,174 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2380% | 3,063 |
Percentage Net Loans Charged-off: Home equity loans | 0.6098% | 1,126 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.6005% | 2,209 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4631% | 1,933 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.0746% | 6,808 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4407% | 3,481 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1496% | 3,918 |
Percentage Net Loans Charged-off:Construction & development | 0.3312% | 2,670 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 3,067 |
Percentage Net Loans Charged-off: Home equity loans | 0.4117% | 1,121 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.0875% | 1,486 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1280% | 2,228 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.1090% | 6,858 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1525% | 4,668 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 4,105 |
Percentage Net Loans Charged-off:Construction & development | 0.1545% | 2,444 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 3,505 |
Percentage Net Loans Charged-off: Home equity loans | 0.0944% | 1,198 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5623% | 2,577 |
Percentage Net Loans Charged-off: Loans to individuals | 2.2864% | 1,037 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.2004% | 6,941 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3224% | 2,805 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 2,522 |
Percentage Net Loans Charged-off:Construction & development | 0.4772% | 1,487 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,733 |
Percentage Net Loans Charged-off: Home equity loans | 0.0110% | 821 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.1025% | 1,367 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2282% | 1,782 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1357% | 4,866 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 3,861 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0519% | 1,987 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3193% | 1,692 |
Percentage Net Loans Charged-off: Home equity loans | 0.7314% | 557 |
All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 2,970 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2100% | 3,552 |
Percentage Net Loans Charged-off: Loans to individuals | 2.7449% | 639 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 1.2643% | 691 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1200% | 4,155 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 3,307 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3265% | 1,259 |
Percentage Net Loans Charged-off: Home equity loans | 0.7265% | 442 |
All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 2,230 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2575% | 2,647 |
Percentage Net Loans Charged-off: Loans to individuals | 3.0467% | 469 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.0612% | 6,926 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1433% | 3,304 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 2,842 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2743% | 1,206 |
Percentage Net Loans Charged-off: Home equity loans | 0.7756% | 356 |
All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,671 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3770% | 1,864 |
Percentage Net Loans Charged-off: Loans to individuals | 4.5525% | 248 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.1089% | 7,025 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1277% | 2,710 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,575 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,721 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 7,740 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4634% | 1,213 |
Percentage Net Loans Charged-off: Loans to individuals | 6.9311% | 137 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.2333% | 7,119 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1113% | 3,780 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 2,352 |
Percentage Net Loans Charged-off:Construction & development | 0.0845% | 1,229 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2875% | 955 |
Percentage Net Loans Charged-off: Home equity loans | 0.2151% | 543 |
All other 1-4 family - Percent of loans charged-off, net | 0.3281% | 805 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2656% | 2,514 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0237% | 7,484 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.3884% | 7,338 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0849% | 3,448 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 1,895 |
Percentage Net Loans Charged-off:Construction & development | 0.1227% | 701 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1436% | 1,153 |
Percentage Net Loans Charged-off: Home equity loans | 0.1152% | 516 |
All other 1-4 family - Percent of loans charged-off, net | 0.1598% | 1,013 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1892% | 2,258 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0312% | 7,269 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0708% | 3,228 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 1,797 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 728 |
Percentage Net Loans Charged-off: Home equity loans | 0.1866% | 343 |
All other 1-4 family - Percent of loans charged-off, net | 0.2504% | 634 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2097% | 1,812 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0484% | 7,110 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1069% | 2,121 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,144 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3306% | 439 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
All other 1-4 family - Percent of loans charged-off, net | 0.5066% | 300 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3247% | 1,095 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1268% | 2,818 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 1,491 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 867 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2379% | 718 |
Percentage Net Loans Charged-off: Home equity loans | 0.1033% | 455 |
All other 1-4 family - Percent of loans charged-off, net | 0.2960% | 564 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3792% | 1,895 |
Percentage Net Loans Charged-off: Loans to individuals | -0.8583% | 8,355 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1640% | 1,899 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 1,079 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1038% | 598 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2360% | 600 |
Percentage Net Loans Charged-off: Home equity loans | 0.1445% | 306 |
All other 1-4 family - Percent of loans charged-off, net | 0.2739% | 516 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5282% | 1,264 |
Percentage Net Loans Charged-off: Loans to individuals | -1.0861% | 8,418 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2558% | 1,213 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1257% | 836 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1582% | 431 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2141% | 622 |
Percentage Net Loans Charged-off: Home equity loans | 0.2322% | 197 |
All other 1-4 family - Percent of loans charged-off, net | 0.2070% | 631 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8793% | 838 |
Percentage Net Loans Charged-off: Loans to individuals | -0.9289% | 8,367 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5257% | 546 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2607% | 343 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3217% | 196 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4456% | 272 |
Percentage Net Loans Charged-off: Home equity loans | 0.4946% | 100 |
All other 1-4 family - Percent of loans charged-off, net | 0.4276% | 274 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.7371% | 409 |
Percentage Net Loans Charged-off: Loans to individuals | -1.7431% | 8,433 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2536% | 1,863 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 799 |
Percentage Net Loans Charged-off:Construction & development | 0.0041% | 668 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1969% | 574 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3519% | 458 |
Percentage Net Loans Charged-off: Home equity loans | 0.2654% | 241 |
All other 1-4 family - Percent of loans charged-off, net | 0.3847% | 431 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5632% | 1,761 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2313% | 4,918 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3158% | 1,272 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2043% | 596 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2663% | 411 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3461% | 414 |
Percentage Net Loans Charged-off: Home equity loans | 0.2845% | 187 |
All other 1-4 family - Percent of loans charged-off, net | 0.3698% | 409 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7314% | 1,225 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3007% | 4,056 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2576% | 1,463 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 1,550 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 8,196 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3509% | 406 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 0.4863% | 306 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.0207% | 900 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4349% | 3,112 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3971% | 884 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 8,065 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0632% | 8,378 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 943 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 800 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.8688% | 474 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1303% | 1,335 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2212% | 2,519 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1429% | 1,244 |
Percentage Net Loans Charged-off:Construction & development | 0.1588% | 416 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0842% | 1,050 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2827% | 683 |
Percentage Net Loans Charged-off: Home equity loans | 0.1813% | 315 |
All other 1-4 family - Percent of loans charged-off, net | 0.3117% | 641 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4878% | 2,164 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9389% | 2,192 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2479% | 1,953 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1848% | 861 |
Percentage Net Loans Charged-off:Construction & development | 0.2070% | 303 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1123% | 751 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3521% | 493 |
Percentage Net Loans Charged-off: Home equity loans | 0.2493% | 211 |
All other 1-4 family - Percent of loans charged-off, net | 0.3801% | 467 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4361% | 1,905 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2550% | 1,406 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2143% | 2,138 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 902 |
Percentage Net Loans Charged-off:Construction & development | 0.3133% | 216 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3678% | 468 |
Percentage Net Loans Charged-off: Home equity loans | 0.3833% | 142 |
All other 1-4 family - Percent of loans charged-off, net | 0.3637% | 479 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 1,910 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5202% | 1,119 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0437% | 3,852 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 7,059 |
Percentage Net Loans Charged-off: Loans to individuals | 3.0033% | 472 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1141% | 4,516 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 2,333 |
Percentage Net Loans Charged-off:Construction & development | 0.1113% | 583 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 1,447 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,886 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 1,702 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2870% | 3,288 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6681% | 3,496 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1164% | 4,018 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 2,248 |
Percentage Net Loans Charged-off:Construction & development | 0.1358% | 427 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,268 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,656 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,491 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3815% | 2,484 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4583% | 4,023 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1427% | 3,363 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,758 |
Percentage Net Loans Charged-off:Construction & development | 0.1812% | 332 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 968 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5028% | 1,941 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0754% | 8,151 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2178% | 2,218 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 1,093 |
Percentage Net Loans Charged-off:Construction & development | 0.2551% | 206 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 540 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7351% | 1,223 |
Percentage Net Loans Charged-off: Loans to individuals | -0.1470% | 8,093 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2347% | 3,308 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.0104% | 1,876 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4134% | 1,506 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7812% | 977 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 2,873 |
Percentage Net Loans Charged-off:Construction & development | 0.0443% | 694 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,855 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 1,684 |
Percentage Net Loans Charged-off: Commercial and industrial | 3.3936% | 574 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0886% | 6,723 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0601% | 5,542 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1602% | 3,749 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0906% | 5,336 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3592% | 2,273 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2754% | 3,209 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0676% | 6,463 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0883% | 5,978 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2418% | 4,881 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.3333% | 1,421 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |