Home > First Commercial Bank of Huntsville > Assets and Liabilities
First Commercial Bank of Huntsville, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 85 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $742,819,000 | 934 |
| Cash and due from depository institutions | $84,499,000 | 1,856 |
| Interest-bearing balances | $80,082,000 | 452 |
| Securities | $97,168,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $22,916,000 | 362 |
| Net loans & leases | $503,790,000 | 909 |
| Loan loss allowance | $14,142,000 | 620 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $14,036,000 | 865 |
| Other real estate owned | $6,657,000 | 1,856 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $13,753,000 | 1,589 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $742,819,000 | 934 |
| Total liabilities | $684,082,000 | 907 |
| Total deposits | $631,848,000 | 867 |
| Interest-bearing deposits | $546,022,000 | 879 |
| Deposits held in domestic offices | $631,848,000 | 864 |
| % insured | 58.10% | 7,654 |
| Federal funds purchased & repurchase agreements | $35,000 | 2,548 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $50,000,000 | 834 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,199,000 | 1,964 |
| Total equity capital | $58,737,000 | 1,145 |
| Total bank equity capital | $58,737,000 | 1,142 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $150,000 | 5,565 |
| Surplus | $24,169,000 | 1,330 |
| Undivided profits | $34,418,000 | 959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $15,394,000 | 1,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,551,000 | 1,213 |
| Earning assets | $703,956,000 | 895 |
| Long-term assets (5+ years) | $97,463,000 | 1,407 |
| Average Assets, year-to-date | $735,345,500 | 940 |
| Average Assets, quarterly | $735,345,500 | 940 |
| Volatile liabilities | $191,497,000 | 758 |
| Insider loans | $26,620,000 | 196 |
| FHLB advances | $50,000,000 | 768 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $178,628,000 | 470 |
| Tier 1 (core) risk-based capital | $57,245,000 | 1,092 |
| Tier 2 risk-based capital | $7,850,000 | 752 |
| Total risk weighted assets | $621,641,000 | 765 |
| Total unused commitments | $178,628,000 | 470 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 85 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $727,872,000 | 953 |
| Cash and due from depository institutions | $87,347,000 | 1,873 |
| Interest-bearing balances | $80,021,000 | 374 |
| Securities | $71,930,000 | 1,750 |
| Federal funds sold & reverse repurchase agreements | $26,927,000 | 279 |
| Net loans & leases | $511,212,000 | 913 |
| Loan loss allowance | $14,103,000 | 618 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $14,180,000 | 868 |
| Other real estate owned | $2,434,000 | 1,873 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,842,000 | 1,624 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $727,872,000 | 953 |
| Total liabilities | $668,148,000 | 944 |
| Total deposits | $616,155,000 | 899 |
| Interest-bearing deposits | $536,099,000 | 898 |
| Deposits held in domestic offices | $616,155,000 | 895 |
| % insured | 60.83% | 7,654 |
| Federal funds purchased & repurchase agreements | $60,000 | 2,743 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $50,000,000 | 908 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,933,000 | 2,193 |
| Total equity capital | $59,724,000 | 1,108 |
| Total bank equity capital | $59,724,000 | 1,104 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $150,000 | 5,621 |
| Surplus | $24,137,000 | 1,337 |
| Undivided profits | $35,437,000 | 923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $11,903,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,408,000 | 1,358 |
| Earning assets | $690,090,000 | 915 |
| Long-term assets (5+ years) | $80,968,000 | 1,638 |
| Average Assets, year-to-date | $685,621,800 | 1,001 |
| Average Assets, quarterly | $720,271,500 | 966 |
| Volatile liabilities | $162,635,000 | 919 |
| Insider loans | $26,747,000 | 195 |
| FHLB advances | $50,000,000 | 839 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $174,994,000 | 480 |
| Tier 1 (core) risk-based capital | $58,182,000 | 1,064 |
| Tier 2 risk-based capital | $7,588,000 | 812 |
| Total risk weighted assets | $600,474,000 | 828 |
| Total unused commitments | $174,994,000 | 480 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 85 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $712,671,000 | 982 |
| Cash and due from depository institutions | $18,882,000 | 1,905 |
| Interest-bearing balances | $16,517,000 | 1,431 |
| Securities | $71,038,000 | 1,764 |
| Federal funds sold & reverse repurchase agreements | $82,988,000 | 93 |
| Net loans & leases | $512,689,000 | 934 |
| Loan loss allowance | $12,819,000 | 674 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $14,328,000 | 865 |
| Other real estate owned | $2,745,000 | 1,905 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,001,000 | 1,882 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $712,671,000 | 982 |
| Total liabilities | $651,373,000 | 969 |
| Total deposits | $599,506,000 | 928 |
| Interest-bearing deposits | $520,456,000 | 948 |
| Deposits held in domestic offices | $599,506,000 | 926 |
| % insured | 60.75% | 7,744 |
| Federal funds purchased & repurchase agreements | $67,000 | 2,822 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $50,000,000 | 973 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,800,000 | 2,538 |
| Total equity capital | $61,298,000 | 1,116 |
| Total bank equity capital | $61,298,000 | 1,114 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $150,000 | 5,687 |
| Surplus | $24,123,000 | 1,338 |
| Undivided profits | $37,025,000 | 915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,613,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,358,000 | 1,505 |
| Earning assets | $683,232,000 | 938 |
| Long-term assets (5+ years) | $83,959,000 | 1,593 |
| Average Assets, year-to-date | $675,059,250 | 1,029 |
| Average Assets, quarterly | $691,412,000 | 1,015 |
| Volatile liabilities | $138,542,000 | 1,088 |
| Insider loans | $27,199,000 | 192 |
| FHLB advances | $50,000,000 | 894 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $172,012,000 | 520 |
| Tier 1 (core) risk-based capital | $59,212,000 | 1,058 |
| Tier 2 risk-based capital | $7,667,000 | 809 |
| Total risk weighted assets | $608,105,000 | 829 |
| Total unused commitments | $172,012,000 | 521 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 85 | 1,947 |
| Assets and Liabilities | ||
| Total Assets: | $670,153,000 | 1,071 |
| Cash and due from depository institutions | $19,335,000 | 1,947 |
| Interest-bearing balances | $5,486,000 | 2,647 |
| Securities | $84,555,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $25,350,000 | 335 |
| Net loans & leases | $514,558,000 | 956 |
| Loan loss allowance | $11,820,000 | 698 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,471,000 | 868 |
| Other real estate owned | $1,959,000 | 1,947 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,925,000 | 1,912 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $670,153,000 | 1,071 |
| Total liabilities | $608,687,000 | 1,066 |
| Total deposits | $556,327,000 | 1,012 |
| Interest-bearing deposits | $483,391,000 | 1,016 |
| Deposits held in domestic offices | $556,327,000 | 1,011 |
| % insured | 49.22% | 7,766 |
| Federal funds purchased & repurchase agreements | $86,000 | 2,871 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $50,000,000 | 1,000 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,274,000 | 2,152 |
| Total equity capital | $61,466,000 | 1,109 |
| Total bank equity capital | $61,466,000 | 1,106 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $150,000 | 5,761 |
| Surplus | $24,132,000 | 1,349 |
| Undivided profits | $37,184,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,601,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,453,000 | 1,393 |
| Earning assets | $629,949,000 | 1,034 |
| Long-term assets (5+ years) | $91,969,000 | 1,458 |
| Average Assets, year-to-date | $662,522,000 | 1,072 |
| Average Assets, quarterly | $668,407,000 | 1,073 |
| Volatile liabilities | $137,546,000 | 1,113 |
| Insider loans | $28,404,000 | 188 |
| FHLB advances | $50,000,000 | 917 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $188,932,000 | 502 |
| Tier 1 (core) risk-based capital | $59,400,000 | 1,064 |
| Tier 2 risk-based capital | $7,747,000 | 804 |
| Total risk weighted assets | $615,623,000 | 842 |
| Total unused commitments | $188,932,000 | 502 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 91 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $666,661,000 | 1,073 |
| Cash and due from depository institutions | $5,209,000 | 1,820 |
| Interest-bearing balances | $32,000 | 6,671 |
| Securities | $90,759,000 | 1,365 |
| Federal funds sold & reverse repurchase agreements | $18,936,000 | 617 |
| Net loans & leases | $526,682,000 | 939 |
| Loan loss allowance | $10,596,000 | 720 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $15,556,000 | 810 |
| Other real estate owned | $377,000 | 1,820 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,142,000 | 2,022 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $666,661,000 | 1,073 |
| Total liabilities | $605,038,000 | 1,067 |
| Total deposits | $533,770,000 | 1,049 |
| Interest-bearing deposits | $466,207,000 | 1,047 |
| Deposits held in domestic offices | $533,770,000 | 1,048 |
| % insured | 50.28% | 7,778 |
| Federal funds purchased & repurchase agreements | $115,000 | 2,812 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $67,418,000 | 822 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,735,000 | 1,436 |
| Total equity capital | $61,623,000 | 1,122 |
| Total bank equity capital | $61,623,000 | 1,118 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 5,795 |
| Surplus | $24,104,000 | 1,339 |
| Undivided profits | $37,369,000 | 899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,753,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,414,000 | 1,439 |
| Earning assets | $636,409,000 | 1,020 |
| Long-term assets (5+ years) | $96,258,000 | 1,379 |
| Average Assets, year-to-date | $658,706,500 | 1,080 |
| Average Assets, quarterly | $658,706,500 | 1,080 |
| Volatile liabilities | $154,228,000 | 1,011 |
| Insider loans | $26,628,000 | 213 |
| FHLB advances | $65,000,000 | 756 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $177,358,000 | 558 |
| Tier 1 (core) risk-based capital | $59,273,000 | 1,070 |
| Tier 2 risk-based capital | $7,820,000 | 791 |
| Total risk weighted assets | $622,794,000 | 841 |
| Total unused commitments | $177,358,000 | 559 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 94 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $650,752,000 | 1,080 |
| Cash and due from depository institutions | $8,671,000 | 1,763 |
| Interest-bearing balances | $32,000 | 6,385 |
| Securities | $89,891,000 | 1,353 |
| Federal funds sold & reverse repurchase agreements | $5,977,000 | 1,626 |
| Net loans & leases | $519,927,000 | 946 |
| Loan loss allowance | $9,753,000 | 747 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $15,702,000 | 801 |
| Other real estate owned | $1,038,000 | 1,763 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,546,000 | 1,985 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $650,752,000 | 1,080 |
| Total liabilities | $589,405,000 | 1,077 |
| Total deposits | $521,790,000 | 1,035 |
| Interest-bearing deposits | $456,746,000 | 1,031 |
| Deposits held in domestic offices | $521,790,000 | 1,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,000 | 3,303 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $65,195,000 | 917 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,309,000 | 2,052 |
| Total equity capital | $61,347,000 | 1,107 |
| Total bank equity capital | $61,347,000 | 1,107 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 5,831 |
| Surplus | $24,080,000 | 1,310 |
| Undivided profits | $37,117,000 | 893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,039,000 | 2,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,496,000 | 1,461 |
| Earning assets | $615,827,000 | 1,032 |
| Long-term assets (5+ years) | $98,369,000 | 1,325 |
| Average Assets, year-to-date | $649,183,200 | 1,033 |
| Average Assets, quarterly | $654,203,500 | 1,058 |
| Volatile liabilities | $150,671,000 | 1,025 |
| Insider loans | $24,144,000 | 253 |
| FHLB advances | $65,000,000 | 833 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $160,346,000 | 629 |
| Tier 1 (core) risk-based capital | $59,000,000 | 1,058 |
| Tier 2 risk-based capital | $7,769,000 | 781 |
| Total risk weighted assets | $619,463,000 | 831 |
| Total unused commitments | $160,346,000 | 629 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 93 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $657,655,000 | 1,050 |
| Cash and due from depository institutions | $11,824,000 | 1,827 |
| Interest-bearing balances | $82,000 | 5,347 |
| Securities | $91,306,000 | 1,307 |
| Federal funds sold & reverse repurchase agreements | $18,065,000 | 625 |
| Net loans & leases | $509,879,000 | 964 |
| Loan loss allowance | $8,361,000 | 765 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,899,000 | 793 |
| Other real estate owned | $902,000 | 1,827 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,780,000 | 1,920 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $657,655,000 | 1,050 |
| Total liabilities | $597,878,000 | 1,041 |
| Total deposits | $530,205,000 | 991 |
| Interest-bearing deposits | $511,791,000 | 885 |
| Deposits held in domestic offices | $530,205,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,000 | 3,423 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $65,147,000 | 940 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,400,000 | 2,007 |
| Total equity capital | $59,777,000 | 1,127 |
| Total bank equity capital | $59,777,000 | 1,127 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $150,000 | 5,884 |
| Surplus | $24,048,000 | 1,300 |
| Undivided profits | $35,579,000 | 976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,123,000 | 2,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,746,000 | 1,402 |
| Earning assets | $619,332,000 | 1,014 |
| Long-term assets (5+ years) | $96,963,000 | 1,302 |
| Average Assets, year-to-date | $648,791,000 | 1,025 |
| Average Assets, quarterly | $652,900,500 | 1,047 |
| Volatile liabilities | $129,958,000 | 1,149 |
| Insider loans | $20,564,000 | 299 |
| FHLB advances | $65,000,000 | 869 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $161,766,000 | 661 |
| Tier 1 (core) risk-based capital | $59,194,000 | 1,078 |
| Tier 2 risk-based capital | $7,861,000 | 750 |
| Total risk weighted assets | $628,370,000 | 823 |
| Total unused commitments | $161,766,000 | 661 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 103 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $648,146,000 | 1,054 |
| Cash and due from depository institutions | $13,085,000 | 1,665 |
| Interest-bearing balances | $24,000 | 6,099 |
| Securities | $90,371,000 | 1,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $518,335,000 | 928 |
| Loan loss allowance | $7,590,000 | 828 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,804,000 | 781 |
| Other real estate owned | $902,000 | 1,665 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,649,000 | 1,911 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $648,146,000 | 1,054 |
| Total liabilities | $588,538,000 | 1,046 |
| Total deposits | $496,219,000 | 1,036 |
| Interest-bearing deposits | $478,133,000 | 928 |
| Deposits held in domestic offices | $496,219,000 | 1,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,996,000 | 817 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $65,000,000 | 919 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,323,000 | 2,058 |
| Total equity capital | $59,608,000 | 1,132 |
| Total bank equity capital | $59,608,000 | 1,132 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $150,000 | 5,934 |
| Surplus | $24,030,000 | 1,285 |
| Undivided profits | $35,428,000 | 991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,214,000 | 2,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,724,000 | 1,355 |
| Earning assets | $608,730,000 | 1,019 |
| Long-term assets (5+ years) | $97,910,000 | 1,287 |
| Average Assets, year-to-date | $645,836,330 | 1,029 |
| Average Assets, quarterly | $652,949,000 | 1,030 |
| Volatile liabilities | $141,506,000 | 1,055 |
| Insider loans | $31,701,000 | 168 |
| FHLB advances | $65,000,000 | 861 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $165,277,000 | 664 |
| Tier 1 (core) risk-based capital | $59,123,000 | 1,065 |
| Tier 2 risk-based capital | $7,687,000 | 744 |
| Total risk weighted assets | $622,344,000 | 826 |
| Total unused commitments | $165,277,000 | 664 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 104 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $657,752,000 | 1,027 |
| Cash and due from depository institutions | $13,831,000 | 1,641 |
| Interest-bearing balances | $76,000 | 5,324 |
| Securities | $89,734,000 | 1,336 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $528,724,000 | 901 |
| Loan loss allowance | $7,089,000 | 816 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,921,000 | 768 |
| Other real estate owned | $501,000 | 1,641 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,041,000 | 1,939 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $657,752,000 | 1,027 |
| Total liabilities | $597,753,000 | 1,014 |
| Total deposits | $476,764,000 | 1,076 |
| Interest-bearing deposits | $458,515,000 | 979 |
| Deposits held in domestic offices | $476,764,000 | 1,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,131,000 | 476 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $65,000,000 | 874 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,858,000 | 1,480 |
| Total equity capital | $59,999,000 | 1,157 |
| Total bank equity capital | $59,999,000 | 1,157 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $150,000 | 5,956 |
| Surplus | $23,987,000 | 1,277 |
| Undivided profits | $35,862,000 | 1,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,276,000 | 3,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,844,000 | 1,324 |
| Earning assets | $618,534,000 | 994 |
| Long-term assets (5+ years) | $96,405,000 | 1,255 |
| Average Assets, year-to-date | $644,681,500 | 1,036 |
| Average Assets, quarterly | $644,681,500 | 1,036 |
| Volatile liabilities | $137,884,000 | 1,063 |
| Insider loans | $31,444,000 | 173 |
| FHLB advances | $65,000,000 | 809 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $170,272,000 | 665 |
| Tier 1 (core) risk-based capital | $58,335,000 | 1,080 |
| Tier 2 risk-based capital | $7,089,000 | 783 |
| Total risk weighted assets | $638,398,000 | 799 |
| Total unused commitments | $170,272,000 | 665 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 106 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $631,611,000 | 1,060 |
| Cash and due from depository institutions | $16,058,000 | 1,612 |
| Interest-bearing balances | $163,000 | 4,204 |
| Securities | $80,911,000 | 1,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $509,409,000 | 928 |
| Loan loss allowance | $7,516,000 | 758 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $16,008,000 | 762 |
| Other real estate owned | $501,000 | 1,612 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,724,000 | 2,007 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $631,611,000 | 1,060 |
| Total liabilities | $574,180,000 | 1,039 |
| Total deposits | $478,320,000 | 1,070 |
| Interest-bearing deposits | $459,040,000 | 963 |
| Deposits held in domestic offices | $478,320,000 | 1,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,576,000 | 522 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $50,000,000 | 1,018 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,284,000 | 2,220 |
| Total equity capital | $57,431,000 | 1,199 |
| Total bank equity capital | $57,431,000 | 1,199 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 5,995 |
| Surplus | $23,945,000 | 1,259 |
| Undivided profits | $33,336,000 | 1,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,643,000 | 2,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,125,000 | 1,301 |
| Earning assets | $590,483,000 | 1,034 |
| Long-term assets (5+ years) | $87,184,000 | 1,301 |
| Average Assets, year-to-date | $570,499,000 | 1,140 |
| Average Assets, quarterly | $612,839,500 | 1,078 |
| Volatile liabilities | $143,848,000 | 1,023 |
| Insider loans | $29,488,000 | 183 |
| FHLB advances | $50,000,000 | 940 |
| Loans and leases held for sale | $389,000 | 1,283 |
| Unused loan commitments | $184,365,000 | 634 |
| Tier 1 (core) risk-based capital | $56,994,000 | 1,109 |
| Tier 2 risk-based capital | $7,516,000 | 743 |
| Total risk weighted assets | $622,273,000 | 815 |
| Total unused commitments | $184,365,000 | 634 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 95 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $594,068,000 | 1,105 |
| Cash and due from depository institutions | $12,463,000 | 1,803 |
| Interest-bearing balances | $121,000 | 4,356 |
| Securities | $79,406,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $477,369,000 | 963 |
| Loan loss allowance | $6,331,000 | 844 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $16,106,000 | 728 |
| Other real estate owned | $501,000 | 1,803 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,223,000 | 2,099 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $594,068,000 | 1,105 |
| Total liabilities | $539,444,000 | 1,094 |
| Total deposits | $466,209,000 | 1,102 |
| Interest-bearing deposits | $447,269,000 | 990 |
| Deposits held in domestic offices | $466,209,000 | 1,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,732,000 | 580 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,000,000 | 1,195 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,503,000 | 2,075 |
| Total equity capital | $54,624,000 | 1,250 |
| Total bank equity capital | $54,624,000 | 1,250 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,006 |
| Surplus | $22,956,000 | 1,264 |
| Undivided profits | $31,518,000 | 1,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,152,000 | 2,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,127,000 | 1,383 |
| Earning assets | $556,896,000 | 1,083 |
| Long-term assets (5+ years) | $83,337,000 | 1,315 |
| Average Assets, year-to-date | $555,221,000 | 1,172 |
| Average Assets, quarterly | $573,956,500 | 1,145 |
| Volatile liabilities | $117,751,000 | 1,190 |
| Insider loans | $29,478,000 | 187 |
| FHLB advances | $35,000,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $194,315,000 | 629 |
| Tier 1 (core) risk-based capital | $54,596,000 | 1,162 |
| Tier 2 risk-based capital | $6,331,000 | 849 |
| Total risk weighted assets | $593,177,000 | 840 |
| Total unused commitments | $194,315,000 | 629 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 97 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $553,845,000 | 1,214 |
| Cash and due from depository institutions | $16,268,000 | 1,808 |
| Interest-bearing balances | $91,000 | 4,901 |
| Securities | $73,552,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $439,573,000 | 1,050 |
| Loan loss allowance | $5,742,000 | 915 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $16,039,000 | 723 |
| Other real estate owned | $84,000 | 1,808 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,329,000 | 2,073 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $553,845,000 | 1,214 |
| Total liabilities | $501,289,000 | 1,206 |
| Total deposits | $438,385,000 | 1,198 |
| Interest-bearing deposits | $396,232,000 | 1,146 |
| Deposits held in domestic offices | $438,385,000 | 1,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,828,000 | 710 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,000,000 | 1,151 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,076,000 | 2,274 |
| Total equity capital | $52,556,000 | 1,290 |
| Total bank equity capital | $52,556,000 | 1,290 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 6,042 |
| Surplus | $22,102,000 | 1,304 |
| Undivided profits | $30,304,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,981,000 | 1,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,745,000 | 1,476 |
| Earning assets | $513,216,000 | 1,205 |
| Long-term assets (5+ years) | $72,149,000 | 1,449 |
| Average Assets, year-to-date | $542,272,000 | 1,222 |
| Average Assets, quarterly | $550,151,500 | 1,219 |
| Volatile liabilities | $105,108,000 | 1,327 |
| Insider loans | $27,145,000 | 200 |
| FHLB advances | $35,000,000 | 1,064 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $178,248,000 | 669 |
| Tier 1 (core) risk-based capital | $53,254,000 | 1,193 |
| Tier 2 risk-based capital | $5,742,000 | 930 |
| Total risk weighted assets | $561,268,000 | 883 |
| Total unused commitments | $178,248,000 | 669 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 93 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $546,458,000 | 1,227 |
| Cash and due from depository institutions | $13,077,000 | 1,878 |
| Interest-bearing balances | $158,000 | 4,243 |
| Securities | $74,458,000 | 1,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $435,552,000 | 1,039 |
| Loan loss allowance | $6,033,000 | 859 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $16,049,000 | 706 |
| Other real estate owned | $84,000 | 1,878 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,238,000 | 2,257 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $546,458,000 | 1,227 |
| Total liabilities | $494,404,000 | 1,212 |
| Total deposits | $436,919,000 | 1,199 |
| Interest-bearing deposits | $389,719,000 | 1,155 |
| Deposits held in domestic offices | $436,919,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,330,000 | 590 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,155,000 | 1,716 |
| Total equity capital | $52,054,000 | 1,299 |
| Total bank equity capital | $52,054,000 | 1,299 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,064 |
| Surplus | $22,055,000 | 1,289 |
| Undivided profits | $29,849,000 | 1,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $773,000 | 3,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,736,000 | 1,438 |
| Earning assets | $510,168,000 | 1,209 |
| Long-term assets (5+ years) | $65,164,000 | 1,542 |
| Average Assets, year-to-date | $536,485,500 | 1,235 |
| Average Assets, quarterly | $536,485,500 | 1,235 |
| Volatile liabilities | $111,849,000 | 1,227 |
| Insider loans | $31,157,000 | 176 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $185,086,000 | 658 |
| Tier 1 (core) risk-based capital | $52,206,000 | 1,195 |
| Tier 2 risk-based capital | $6,033,000 | 888 |
| Total risk weighted assets | $531,038,000 | 906 |
| Total unused commitments | $185,086,000 | 658 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 92 | 1,885 |
| Assets and Liabilities | ||
| Total Assets: | $526,513,000 | 1,244 |
| Cash and due from depository institutions | $14,720,000 | 1,885 |
| Interest-bearing balances | $65,000 | 5,219 |
| Securities | $70,037,000 | 1,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $420,741,000 | 1,064 |
| Loan loss allowance | $5,889,000 | 867 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $14,116,000 | 791 |
| Other real estate owned | $84,000 | 1,885 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,815,000 | 2,391 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $526,513,000 | 1,244 |
| Total liabilities | $479,562,000 | 1,227 |
| Total deposits | $469,453,000 | 1,083 |
| Interest-bearing deposits | $432,855,000 | 1,009 |
| Deposits held in domestic offices | $469,453,000 | 1,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,650,000 | 1,344 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,459,000 | 2,032 |
| Total equity capital | $46,951,000 | 1,410 |
| Total bank equity capital | $46,951,000 | 1,410 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $150,000 | 6,092 |
| Surplus | $18,731,000 | 1,472 |
| Undivided profits | $28,070,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,278,000 | 1,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,719,000 | 1,478 |
| Earning assets | $490,843,000 | 1,230 |
| Long-term assets (5+ years) | $63,733,000 | 1,568 |
| Average Assets, year-to-date | $497,425,600 | 1,260 |
| Average Assets, quarterly | $515,814,000 | 1,259 |
| Volatile liabilities | $107,792,000 | 1,391 |
| Insider loans | $31,137,000 | 169 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $174,453,000 | 673 |
| Tier 1 (core) risk-based capital | $47,261,000 | 1,311 |
| Tier 2 risk-based capital | $5,889,000 | 894 |
| Total risk weighted assets | $511,678,000 | 919 |
| Total unused commitments | $174,453,000 | 673 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 95 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $505,115,000 | 1,296 |
| Cash and due from depository institutions | $15,286,000 | 1,831 |
| Interest-bearing balances | $51,000 | 5,456 |
| Securities | $72,206,000 | 1,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $397,982,000 | 1,118 |
| Loan loss allowance | $5,579,000 | 925 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,665,000 | 799 |
| Other real estate owned | $84,000 | 1,831 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,892,000 | 2,664 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $505,115,000 | 1,296 |
| Total liabilities | $459,553,000 | 1,278 |
| Total deposits | $428,022,000 | 1,182 |
| Interest-bearing deposits | $390,014,000 | 1,107 |
| Deposits held in domestic offices | $428,022,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,093,000 | 653 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,438,000 | 2,014 |
| Total equity capital | $45,562,000 | 1,438 |
| Total bank equity capital | $45,562,000 | 1,438 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,140 |
| Surplus | $18,692,000 | 1,457 |
| Undivided profits | $26,720,000 | 1,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,241,000 | 2,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,512,000 | 1,609 |
| Earning assets | $470,239,000 | 1,278 |
| Long-term assets (5+ years) | $57,009,000 | 1,679 |
| Average Assets, year-to-date | $490,153,750 | 1,296 |
| Average Assets, quarterly | $501,318,000 | 1,297 |
| Volatile liabilities | $156,511,000 | 1,017 |
| Insider loans | $28,377,000 | 203 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $190,142,000 | 652 |
| Tier 1 (core) risk-based capital | $45,925,000 | 1,344 |
| Tier 2 risk-based capital | $5,579,000 | 938 |
| Total risk weighted assets | $478,952,000 | 975 |
| Total unused commitments | $190,142,000 | 652 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 92 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $497,521,000 | 1,309 |
| Cash and due from depository institutions | $14,484,000 | 1,905 |
| Interest-bearing balances | $869,000 | 2,592 |
| Securities | $71,467,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $2,313,000 | 3,452 |
| Net loans & leases | $389,593,000 | 1,136 |
| Loan loss allowance | $5,288,000 | 957 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,129,000 | 823 |
| Other real estate owned | $573,000 | 1,905 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,962,000 | 2,603 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $497,521,000 | 1,309 |
| Total liabilities | $454,136,000 | 1,281 |
| Total deposits | $451,884,000 | 1,097 |
| Interest-bearing deposits | $410,517,000 | 1,029 |
| Deposits held in domestic offices | $451,884,000 | 1,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,000 | 3,664 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,185,000 | 2,023 |
| Total equity capital | $43,385,000 | 1,446 |
| Total bank equity capital | $43,385,000 | 1,446 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $150,000 | 6,157 |
| Surplus | $18,653,000 | 1,422 |
| Undivided profits | $24,582,000 | 1,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 2,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,212,000 | 1,659 |
| Earning assets | $464,242,000 | 1,275 |
| Long-term assets (5+ years) | $42,367,000 | 2,046 |
| Average Assets, year-to-date | $485,166,670 | 1,305 |
| Average Assets, quarterly | $491,096,500 | 1,308 |
| Volatile liabilities | $135,356,000 | 1,120 |
| Insider loans | $38,601,000 | 126 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $204,632,000 | 617 |
| Tier 1 (core) risk-based capital | $44,604,000 | 1,348 |
| Tier 2 risk-based capital | $5,288,000 | 962 |
| Total risk weighted assets | $474,058,000 | 973 |
| Total unused commitments | $204,632,000 | 618 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 92 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $484,672,000 | 1,312 |
| Cash and due from depository institutions | $15,982,000 | 1,888 |
| Interest-bearing balances | $104,000 | 4,833 |
| Securities | $77,532,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $370,576,000 | 1,159 |
| Loan loss allowance | $4,985,000 | 1,006 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,181,000 | 796 |
| Other real estate owned | $810,000 | 1,888 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,591,000 | 2,339 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $484,672,000 | 1,312 |
| Total liabilities | $442,162,000 | 1,291 |
| Total deposits | $389,863,000 | 1,270 |
| Interest-bearing deposits | $311,462,000 | 1,375 |
| Deposits held in domestic offices | $389,863,000 | 1,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,389,000 | 601 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,000,000 | 1,885 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,910,000 | 1,614 |
| Total equity capital | $42,510,000 | 1,450 |
| Total bank equity capital | $42,510,000 | 1,450 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,169 |
| Surplus | $18,619,000 | 1,380 |
| Undivided profits | $23,741,000 | 1,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 2,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,232,000 | 1,526 |
| Earning assets | $448,212,000 | 1,301 |
| Long-term assets (5+ years) | $41,934,000 | 2,033 |
| Average Assets, year-to-date | $478,989,500 | 1,318 |
| Average Assets, quarterly | $478,989,500 | 1,318 |
| Volatile liabilities | $146,878,000 | 1,005 |
| Insider loans | $28,018,000 | 184 |
| FHLB advances | $17,000,000 | 1,790 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $197,204,000 | 624 |
| Tier 1 (core) risk-based capital | $43,418,000 | 1,354 |
| Tier 2 risk-based capital | $4,985,000 | 996 |
| Total risk weighted assets | $458,131,000 | 976 |
| Total unused commitments | $197,204,000 | 624 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 90 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $473,307,000 | 1,323 |
| Cash and due from depository institutions | $14,864,000 | 1,921 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $74,499,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $362,098,000 | 1,173 |
| Loan loss allowance | $5,017,000 | 983 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,058,000 | 784 |
| Other real estate owned | $2,245,000 | 1,921 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,543,000 | 2,349 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $473,307,000 | 1,323 |
| Total liabilities | $431,711,000 | 1,305 |
| Total deposits | $387,813,000 | 1,260 |
| Interest-bearing deposits | $323,459,000 | 1,291 |
| Deposits held in domestic offices | $387,813,000 | 1,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,943,000 | 955 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,000,000 | 1,422 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,955,000 | 1,564 |
| Total equity capital | $41,596,000 | 1,463 |
| Total bank equity capital | $41,596,000 | 1,463 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $150,000 | 6,191 |
| Surplus | $17,678,000 | 1,414 |
| Undivided profits | $23,768,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,191,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,052,000 | 1,705 |
| Earning assets | $436,597,000 | 1,313 |
| Long-term assets (5+ years) | $36,794,000 | 2,206 |
| Average Assets, year-to-date | $454,116,600 | 1,313 |
| Average Assets, quarterly | $466,137,000 | 1,331 |
| Volatile liabilities | $145,488,000 | 1,001 |
| Insider loans | $28,153,000 | 176 |
| FHLB advances | $27,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $190,842,000 | 628 |
| Tier 1 (core) risk-based capital | $42,106,000 | 1,373 |
| Tier 2 risk-based capital | $5,018,000 | 970 |
| Total risk weighted assets | $454,305,000 | 957 |
| Total unused commitments | $190,842,000 | 628 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 93 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $458,967,000 | 1,333 |
| Cash and due from depository institutions | $15,049,000 | 1,856 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $66,558,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $355,552,000 | 1,160 |
| Loan loss allowance | $4,782,000 | 1,016 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,063,000 | 763 |
| Other real estate owned | $2,471,000 | 1,856 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,274,000 | 2,380 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $458,966,000 | 1,333 |
| Total liabilities | $417,931,000 | 1,322 |
| Total deposits | $379,141,000 | 1,255 |
| Interest-bearing deposits | $313,731,000 | 1,306 |
| Deposits held in domestic offices | $379,141,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,090,000 | 1,784 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,700,000 | 1,629 |
| Total equity capital | $41,035,000 | 1,460 |
| Total bank equity capital | $41,035,000 | 1,460 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,217 |
| Surplus | $17,239,000 | 1,406 |
| Undivided profits | $23,646,000 | 1,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,850,000 | 1,823 |
| Earning assets | $422,110,000 | 1,329 |
| Long-term assets (5+ years) | $42,517,000 | 1,988 |
| Average Assets, year-to-date | $449,319,000 | 1,309 |
| Average Assets, quarterly | $451,776,000 | 1,339 |
| Volatile liabilities | $142,993,000 | 968 |
| Insider loans | $32,107,000 | 142 |
| FHLB advances | $32,000,000 | 1,177 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $167,933,000 | 677 |
| Tier 1 (core) risk-based capital | $41,322,000 | 1,371 |
| Tier 2 risk-based capital | $4,782,000 | 991 |
| Total risk weighted assets | $444,816,000 | 952 |
| Total unused commitments | $167,933,000 | 678 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 92 | 1,881 |
| Assets and Liabilities | ||
| Total Assets: | $444,585,000 | 1,348 |
| Cash and due from depository institutions | $13,037,000 | 1,881 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $59,783,000 | 2,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $352,084,000 | 1,140 |
| Loan loss allowance | $5,120,000 | 934 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,042,000 | 829 |
| Other real estate owned | $1,483,000 | 1,881 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,156,000 | 2,319 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $444,585,000 | 1,348 |
| Total liabilities | $403,810,000 | 1,338 |
| Total deposits | $360,755,000 | 1,295 |
| Interest-bearing deposits | $296,788,000 | 1,351 |
| Deposits held in domestic offices | $360,755,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,929,000 | 1,216 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,126,000 | 1,870 |
| Total equity capital | $40,775,000 | 1,437 |
| Total bank equity capital | $40,775,000 | 1,437 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,218 |
| Surplus | $17,235,000 | 1,381 |
| Undivided profits | $23,390,000 | 1,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,751,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,791,000 | 1,708 |
| Earning assets | $411,867,000 | 1,324 |
| Long-term assets (5+ years) | $33,564,000 | 2,385 |
| Average Assets, year-to-date | $446,103,000 | 1,300 |
| Average Assets, quarterly | $448,001,000 | 1,307 |
| Volatile liabilities | $145,208,000 | 930 |
| Insider loans | $32,368,000 | 141 |
| FHLB advances | $32,000,000 | 1,184 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $151,466,000 | 703 |
| Tier 1 (core) risk-based capital | $40,842,000 | 1,343 |
| Tier 2 risk-based capital | $5,120,000 | 910 |
| Total risk weighted assets | $432,678,000 | 957 |
| Total unused commitments | $151,466,000 | 705 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 89 | 1,927 |
| Assets and Liabilities | ||
| Total Assets: | $451,417,000 | 1,300 |
| Cash and due from depository institutions | $9,756,000 | 1,927 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $61,075,000 | 2,021 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $361,730,000 | 1,078 |
| Loan loss allowance | $4,960,000 | 951 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,613,000 | 850 |
| Other real estate owned | $851,000 | 1,927 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,392,000 | 2,247 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $451,417,000 | 1,300 |
| Total liabilities | $411,557,000 | 1,284 |
| Total deposits | $354,815,000 | 1,309 |
| Interest-bearing deposits | $292,074,000 | 1,357 |
| Deposits held in domestic offices | $354,815,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,137,000 | 714 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,000,000 | 1,230 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,605,000 | 1,585 |
| Total equity capital | $39,860,000 | 1,430 |
| Total bank equity capital | $39,860,000 | 1,430 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,266 |
| Surplus | $17,232,000 | 1,338 |
| Undivided profits | $22,478,000 | 1,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,759,000 | 941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,841,000 | 1,617 |
| Earning assets | $422,805,000 | 1,269 |
| Long-term assets (5+ years) | $36,745,000 | 2,282 |
| Average Assets, year-to-date | $446,862,000 | 1,300 |
| Average Assets, quarterly | $446,862,000 | 1,300 |
| Volatile liabilities | $139,123,000 | 924 |
| Insider loans | $32,504,000 | 138 |
| FHLB advances | $32,000,000 | 1,145 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $138,872,000 | 745 |
| Tier 1 (core) risk-based capital | $40,221,000 | 1,339 |
| Tier 2 risk-based capital | $4,960,000 | 926 |
| Total risk weighted assets | $441,846,000 | 927 |
| Total unused commitments | $138,872,000 | 745 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 86 | 1,989 |
| Assets and Liabilities | ||
| Total Assets: | $442,307,000 | 1,321 |
| Cash and due from depository institutions | $9,085,000 | 1,989 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $65,407,000 | 1,905 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $349,635,000 | 1,112 |
| Loan loss allowance | $4,963,000 | 949 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,457,000 | 854 |
| Other real estate owned | $1,047,000 | 1,989 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,676,000 | 2,410 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $442,307,000 | 1,321 |
| Total liabilities | $401,962,000 | 1,308 |
| Total deposits | $345,240,000 | 1,330 |
| Interest-bearing deposits | $284,363,000 | 1,389 |
| Deposits held in domestic offices | $345,240,000 | 1,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,902,000 | 685 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,000,000 | 1,275 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,820,000 | 2,067 |
| Total equity capital | $40,345,000 | 1,415 |
| Total bank equity capital | $40,345,000 | 1,415 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,292 |
| Surplus | $17,163,000 | 1,327 |
| Undivided profits | $23,032,000 | 1,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,584,000 | 1,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,700,000 | 1,707 |
| Earning assets | $415,042,000 | 1,296 |
| Long-term assets (5+ years) | $36,108,000 | 2,366 |
| Average Assets, year-to-date | $442,980,800 | 1,252 |
| Average Assets, quarterly | $446,126,500 | 1,295 |
| Volatile liabilities | $149,933,000 | 849 |
| Insider loans | $34,766,000 | 129 |
| FHLB advances | $31,000,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $144,399,000 | 700 |
| Tier 1 (core) risk-based capital | $40,268,000 | 1,319 |
| Tier 2 risk-based capital | $4,963,000 | 928 |
| Total risk weighted assets | $428,866,000 | 943 |
| Total unused commitments | $144,399,000 | 700 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $449,946,000 | 1,273 |
| Cash and due from depository institutions | $9,883,000 | 1,833 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $68,894,000 | 1,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $353,687,000 | 1,075 |
| Loan loss allowance | $5,089,000 | 934 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,578,000 | 818 |
| Other real estate owned | $1,240,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,664,000 | 2,755 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $449,946,000 | 1,273 |
| Total liabilities | $410,123,000 | 1,260 |
| Total deposits | $324,679,000 | 1,401 |
| Interest-bearing deposits | $266,251,000 | 1,471 |
| Deposits held in domestic offices | $324,679,000 | 1,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,060,000 | 429 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $31,000,000 | 1,280 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,384,000 | 2,522 |
| Total equity capital | $39,823,000 | 1,414 |
| Total bank equity capital | $39,823,000 | 1,414 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $150,000 | 6,334 |
| Surplus | $17,163,000 | 1,281 |
| Undivided profits | $22,510,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,929,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,646,000 | 1,841 |
| Earning assets | $422,581,000 | 1,239 |
| Long-term assets (5+ years) | $39,287,000 | 2,235 |
| Average Assets, year-to-date | $443,149,250 | 1,242 |
| Average Assets, quarterly | $451,878,000 | 1,253 |
| Volatile liabilities | $160,336,000 | 783 |
| Insider loans | $32,106,000 | 128 |
| FHLB advances | $31,000,000 | 1,174 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $147,340,000 | 691 |
| Tier 1 (core) risk-based capital | $39,445,000 | 1,328 |
| Tier 2 risk-based capital | $5,089,000 | 896 |
| Total risk weighted assets | $432,499,000 | 922 |
| Total unused commitments | $147,340,000 | 692 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 95 | 1,798 |
| Assets and Liabilities | ||
| Total Assets: | $453,810,000 | 1,235 |
| Cash and due from depository institutions | $12,096,000 | 1,798 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $71,274,000 | 1,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $352,141,000 | 1,045 |
| Loan loss allowance | $4,575,000 | 1,009 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,661,000 | 785 |
| Other real estate owned | $1,409,000 | 1,798 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,229,000 | 2,540 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $453,810,000 | 1,235 |
| Total liabilities | $414,833,000 | 1,231 |
| Total deposits | $339,870,000 | 1,306 |
| Interest-bearing deposits | $277,782,000 | 1,366 |
| Deposits held in domestic offices | $339,870,000 | 1,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,586,000 | 488 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $31,000,000 | 1,266 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,377,000 | 2,331 |
| Total equity capital | $38,977,000 | 1,398 |
| Total bank equity capital | $38,977,000 | 1,398 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $150,000 | 6,379 |
| Surplus | $17,162,000 | 1,245 |
| Undivided profits | $21,665,000 | 1,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,850,000 | 1,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,640,000 | 1,694 |
| Earning assets | $423,415,000 | 1,217 |
| Long-term assets (5+ years) | $40,403,000 | 2,255 |
| Average Assets, year-to-date | $440,883,670 | 1,242 |
| Average Assets, quarterly | $445,228,500 | 1,247 |
| Volatile liabilities | $149,309,000 | 799 |
| Insider loans | $25,082,000 | 173 |
| FHLB advances | $31,000,000 | 1,170 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $139,041,000 | 697 |
| Tier 1 (core) risk-based capital | $39,250,000 | 1,319 |
| Tier 2 risk-based capital | $4,575,000 | 982 |
| Total risk weighted assets | $424,817,000 | 923 |
| Total unused commitments | $139,041,000 | 697 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 88 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $436,647,000 | 1,272 |
| Cash and due from depository institutions | $11,346,000 | 1,938 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $79,059,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $328,933,000 | 1,092 |
| Loan loss allowance | $4,617,000 | 995 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,736,000 | 762 |
| Other real estate owned | $859,000 | 1,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,714,000 | 2,600 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $436,647,000 | 1,272 |
| Total liabilities | $396,284,000 | 1,262 |
| Total deposits | $328,466,000 | 1,353 |
| Interest-bearing deposits | $275,450,000 | 1,392 |
| Deposits held in domestic offices | $328,466,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,641,000 | 491 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $26,000,000 | 1,351 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,177,000 | 1,867 |
| Total equity capital | $40,363,000 | 1,382 |
| Total bank equity capital | $40,363,000 | 1,382 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $150,000 | 6,396 |
| Surplus | $17,089,000 | 1,234 |
| Undivided profits | $23,124,000 | 1,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,818,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,780,000 | 1,536 |
| Earning assets | $407,992,000 | 1,249 |
| Long-term assets (5+ years) | $42,006,000 | 2,158 |
| Average Assets, year-to-date | $434,420,500 | 1,261 |
| Average Assets, quarterly | $434,420,500 | 1,261 |
| Volatile liabilities | $145,218,000 | 781 |
| Insider loans | $22,230,000 | 186 |
| FHLB advances | $26,000,000 | 1,247 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $140,538,000 | 674 |
| Tier 1 (core) risk-based capital | $39,452,000 | 1,302 |
| Tier 2 risk-based capital | $4,617,000 | 951 |
| Total risk weighted assets | $409,345,000 | 941 |
| Total unused commitments | $140,538,000 | 674 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 90 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $432,194,000 | 1,285 |
| Cash and due from depository institutions | $12,699,000 | 1,921 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $80,812,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $321,382,000 | 1,115 |
| Loan loss allowance | $4,458,000 | 1,037 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,792,000 | 754 |
| Other real estate owned | $859,000 | 1,921 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,650,000 | 2,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,194,000 | 1,285 |
| Total liabilities | $392,977,000 | 1,273 |
| Total deposits | $345,310,000 | 1,265 |
| Interest-bearing deposits | $290,142,000 | 1,297 |
| Deposits held in domestic offices | $345,310,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,017,000 | 732 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,000,000 | 1,353 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,650,000 | 2,145 |
| Total equity capital | $39,217,000 | 1,389 |
| Total bank equity capital | $39,217,000 | 1,389 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $150,000 | 6,447 |
| Surplus | $17,089,000 | 1,205 |
| Undivided profits | $21,978,000 | 1,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,688,000 | 1,699 |
| Earning assets | $402,194,000 | 1,255 |
| Long-term assets (5+ years) | $35,460,000 | 2,470 |
| Average Assets, year-to-date | $418,072,000 | 1,288 |
| Average Assets, quarterly | $425,260,500 | 1,299 |
| Volatile liabilities | $116,635,000 | 954 |
| Insider loans | $23,259,000 | 181 |
| FHLB advances | $26,000,000 | 1,255 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $139,377,000 | 657 |
| Tier 1 (core) risk-based capital | $38,461,000 | 1,323 |
| Tier 2 risk-based capital | $4,458,000 | 987 |
| Total risk weighted assets | $400,128,000 | 952 |
| Total unused commitments | $139,377,000 | 658 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $418,327,000 | 1,344 |
| Cash and due from depository institutions | $13,174,000 | 1,916 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $82,097,000 | 1,590 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $305,679,000 | 1,163 |
| Loan loss allowance | $4,545,000 | 1,028 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,916,000 | 743 |
| Other real estate owned | $645,000 | 1,916 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,816,000 | 2,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,327,000 | 1,344 |
| Total liabilities | $380,655,000 | 1,321 |
| Total deposits | $324,810,000 | 1,365 |
| Interest-bearing deposits | $272,231,000 | 1,401 |
| Deposits held in domestic offices | $324,810,000 | 1,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,518,000 | 641 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,209 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,327,000 | 2,626 |
| Total equity capital | $37,672,000 | 1,458 |
| Total bank equity capital | $37,672,000 | 1,458 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $150,000 | 6,487 |
| Surplus | $17,066,000 | 1,188 |
| Undivided profits | $20,456,000 | 1,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,493,000 | 2,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,776,000 | 1,717 |
| Earning assets | $387,776,000 | 1,316 |
| Long-term assets (5+ years) | $25,642,000 | 3,104 |
| Average Assets, year-to-date | $414,541,500 | 1,309 |
| Average Assets, quarterly | $421,986,500 | 1,323 |
| Volatile liabilities | $115,411,000 | 944 |
| Insider loans | $22,622,000 | 182 |
| FHLB advances | $30,000,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $143,876,000 | 664 |
| Tier 1 (core) risk-based capital | $36,920,000 | 1,393 |
| Tier 2 risk-based capital | $4,545,000 | 980 |
| Total risk weighted assets | $374,447,000 | 1,008 |
| Total unused commitments | $143,876,000 | 665 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 83 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $425,646,000 | 1,305 |
| Cash and due from depository institutions | $14,336,000 | 2,108 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $76,524,000 | 1,641 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $317,464,000 | 1,112 |
| Loan loss allowance | $4,519,000 | 1,016 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,753,000 | 750 |
| Other real estate owned | $654,000 | 2,108 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,915,000 | 2,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $425,646,000 | 1,305 |
| Total liabilities | $389,060,000 | 1,283 |
| Total deposits | $342,025,000 | 1,276 |
| Interest-bearing deposits | $294,367,000 | 1,280 |
| Deposits held in domestic offices | $342,025,000 | 1,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,446,000 | 822 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,200 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,589,000 | 2,394 |
| Total equity capital | $36,586,000 | 1,494 |
| Total bank equity capital | $36,586,000 | 1,494 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $150,000 | 6,508 |
| Surplus | $17,066,000 | 1,167 |
| Undivided profits | $19,370,000 | 1,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,371,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,291 |
| Income earned, not collected on loans | $1,872,000 | 1,514 |
| Earning assets | $393,988,000 | 1,288 |
| Long-term assets (5+ years) | $26,977,000 | 2,841 |
| Average Assets, year-to-date | $413,279,670 | 1,305 |
| Average Assets, quarterly | $420,598,000 | 1,304 |
| Volatile liabilities | $119,876,000 | 903 |
| Insider loans | $23,321,000 | 164 |
| FHLB advances | $30,000,000 | 1,089 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $137,562,000 | 676 |
| Tier 1 (core) risk-based capital | $35,414,000 | 1,418 |
| Tier 2 risk-based capital | $4,519,000 | 957 |
| Total risk weighted assets | $383,341,000 | 969 |
| Total unused commitments | $137,562,000 | 680 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $415,550,000 | 1,312 |
| Cash and due from depository institutions | $9,692,000 | 2,088 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $69,866,000 | 1,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $319,516,000 | 1,085 |
| Loan loss allowance | $4,324,000 | 1,051 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,223,000 | 775 |
| Other real estate owned | $307,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,946,000 | 2,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $415,550,000 | 1,312 |
| Total liabilities | $379,874,000 | 1,287 |
| Total deposits | $336,876,000 | 1,273 |
| Interest-bearing deposits | $294,400,000 | 1,261 |
| Deposits held in domestic offices | $336,876,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,985,000 | 945 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,000,000 | 1,138 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,013,000 | 2,040 |
| Total equity capital | $35,676,000 | 1,499 |
| Total bank equity capital | $35,676,000 | 1,499 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 6,538 |
| Surplus | $16,836,000 | 1,157 |
| Undivided profits | $18,690,000 | 1,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,161,000 | 1,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,293 |
| Income earned, not collected on loans | $2,030,000 | 1,423 |
| Earning assets | $389,382,000 | 1,278 |
| Long-term assets (5+ years) | $27,570,000 | 2,732 |
| Average Assets, year-to-date | $407,096,500 | 1,324 |
| Average Assets, quarterly | $407,096,500 | 1,324 |
| Volatile liabilities | $116,273,000 | 907 |
| Insider loans | $29,379,000 | 131 |
| FHLB advances | $30,000,000 | 1,045 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $126,772,000 | 695 |
| Tier 1 (core) risk-based capital | $34,531,000 | 1,430 |
| Tier 2 risk-based capital | $4,324,000 | 972 |
| Total risk weighted assets | $383,665,000 | 953 |
| Total unused commitments | $126,772,000 | 697 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $398,643,000 | 1,349 |
| Cash and due from depository institutions | $18,598,000 | 2,210 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $65,096,000 | 1,851 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $300,055,000 | 1,140 |
| Loan loss allowance | $4,145,000 | 1,062 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,789,000 | 795 |
| Other real estate owned | $357,000 | 2,210 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,748,000 | 2,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $398,643,000 | 1,349 |
| Total liabilities | $364,610,000 | 1,330 |
| Total deposits | $319,435,000 | 1,323 |
| Interest-bearing deposits | $282,322,000 | 1,295 |
| Deposits held in domestic offices | $319,435,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,521,000 | 632 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $19,000,000 | 1,579 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,654,000 | 2,358 |
| Total equity capital | $34,033,000 | 1,553 |
| Total bank equity capital | $34,033,000 | 1,553 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $150,000 | 6,561 |
| Surplus | $15,186,000 | 1,255 |
| Undivided profits | $18,697,000 | 1,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,410,000 | 2,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,258 |
| Income earned, not collected on loans | $1,746,000 | 1,770 |
| Earning assets | $365,151,000 | 1,347 |
| Long-term assets (5+ years) | $30,083,000 | 2,543 |
| Average Assets, year-to-date | $354,211,200 | 1,444 |
| Average Assets, quarterly | $377,109,000 | 1,413 |
| Volatile liabilities | $131,530,000 | 812 |
| Insider loans | $31,615,000 | 123 |
| FHLB advances | $19,000,000 | 1,461 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $124,986,000 | 677 |
| Tier 1 (core) risk-based capital | $32,769,000 | 1,484 |
| Tier 2 risk-based capital | $4,145,000 | 995 |
| Total risk weighted assets | $361,267,000 | 988 |
| Total unused commitments | $124,986,000 | 678 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 74 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $328,998,000 | 1,538 |
| Cash and due from depository institutions | $7,852,000 | 2,309 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $52,781,000 | 2,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $253,328,000 | 1,310 |
| Loan loss allowance | $3,459,000 | 1,192 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,580,000 | 887 |
| Other real estate owned | $331,000 | 2,309 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,126,000 | 2,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,998,000 | 1,538 |
| Total liabilities | $302,577,000 | 1,512 |
| Total deposits | $246,585,000 | 1,651 |
| Interest-bearing deposits | $215,816,000 | 1,624 |
| Deposits held in domestic offices | $246,585,000 | 1,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,469,000 | 529 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,000,000 | 1,472 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,523,000 | 2,505 |
| Total equity capital | $26,421,000 | 1,847 |
| Total bank equity capital | $26,421,000 | 1,847 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $150,000 | 6,721 |
| Surplus | $11,346,000 | 1,525 |
| Undivided profits | $14,925,000 | 1,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,987,000 | 762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 1,008 |
| Income earned, not collected on loans | $1,739,000 | 1,920 |
| Earning assets | $306,109,000 | 1,511 |
| Long-term assets (5+ years) | $27,609,000 | 2,655 |
| Average Assets, year-to-date | $300,108,400 | 1,599 |
| Average Assets, quarterly | $320,917,000 | 1,551 |
| Volatile liabilities | $87,807,000 | 1,105 |
| Insider loans | $22,858,000 | 167 |
| FHLB advances | $19,000,000 | 1,354 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $85,255,000 | 848 |
| Tier 1 (core) risk-based capital | $25,765,000 | 1,779 |
| Tier 2 risk-based capital | $3,459,000 | 1,124 |
| Total risk weighted assets | $288,398,000 | 1,185 |
| Total unused commitments | $85,255,000 | 849 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 65 | 2,641 |
| Assets and Liabilities | ||
| Total Assets: | $276,252,000 | 1,737 |
| Cash and due from depository institutions | $6,815,000 | 2,641 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $41,647,000 | 2,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $213,735,000 | 1,499 |
| Loan loss allowance | $2,923,000 | 1,327 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,802,000 | 932 |
| Other real estate owned | $587,000 | 2,641 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,666,000 | 1,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,252,000 | 1,737 |
| Total liabilities | $254,856,000 | 1,707 |
| Total deposits | $204,280,000 | 1,901 |
| Interest-bearing deposits | $175,386,000 | 1,926 |
| Deposits held in domestic offices | $204,280,000 | 1,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,544,000 | 543 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,000,000 | 1,661 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,032,000 | 2,041 |
| Total equity capital | $21,396,000 | 2,196 |
| Total bank equity capital | $21,396,000 | 2,196 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $150,000 | 6,941 |
| Surplus | $10,069,000 | 1,639 |
| Undivided profits | $11,177,000 | 2,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,758,000 | 1,442 |
| Earning assets | $255,382,000 | 1,743 |
| Long-term assets (5+ years) | $27,102,000 | 2,600 |
| Average Assets, year-to-date | $260,327,600 | 1,767 |
| Average Assets, quarterly | $269,584,000 | 1,768 |
| Volatile liabilities | $86,698,000 | 1,103 |
| Insider loans | $11,568,000 | 358 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $64,300,000 | 969 |
| Tier 1 (core) risk-based capital | $21,128,000 | 2,119 |
| Tier 2 risk-based capital | $2,923,000 | 1,262 |
| Total risk weighted assets | $238,231,600 | 1,374 |
| Total unused commitments | $64,300,000 | 969 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 62 | 2,867 |
| Assets and Liabilities | ||
| Total Assets: | $241,722,000 | 1,948 |
| Cash and due from depository institutions | $7,233,000 | 2,867 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $35,853,000 | 3,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $186,107,000 | 1,630 |
| Loan loss allowance | $2,660,000 | 1,415 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,611,000 | 951 |
| Other real estate owned | $527,000 | 2,867 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,391,000 | 2,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,722,000 | 1,948 |
| Total liabilities | $224,207,000 | 1,887 |
| Total deposits | $192,224,000 | 1,974 |
| Interest-bearing deposits | $166,598,000 | 1,952 |
| Deposits held in domestic offices | $192,224,000 | 1,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,283,000 | 944 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,047,000 | 1,561 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,653,000 | 2,194 |
| Total equity capital | $17,515,000 | 2,512 |
| Total bank equity capital | $17,515,000 | 2,512 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 7,188 |
| Surplus | $8,529,000 | 1,904 |
| Undivided profits | $8,836,000 | 2,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,135,000 | 1,987 |
| Earning assets | $221,960,000 | 1,939 |
| Long-term assets (5+ years) | $22,497,000 | 3,077 |
| Average Assets, year-to-date | $224,850,200 | 2,010 |
| Average Assets, quarterly | $239,884,500 | 1,943 |
| Volatile liabilities | $55,994,000 | 1,515 |
| Insider loans | $12,479,000 | 318 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,191,000 | 650 |
| Unused loan commitments | $81,615,000 | 823 |
| Tier 1 (core) risk-based capital | $17,924,000 | 2,451 |
| Tier 2 risk-based capital | $2,494,300 | 1,388 |
| Total risk weighted assets | $199,155,000 | 1,569 |
| Total unused commitments | $81,615,000 | 823 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $201,352,000 | 2,276 |
| Cash and due from depository institutions | $3,811,000 | 2,961 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $28,170,000 | 3,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $160,023,000 | 1,758 |
| Loan loss allowance | $2,434,000 | 1,486 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,568,000 | 1,442 |
| Other real estate owned | $812,000 | 2,961 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,968,000 | 2,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,352,000 | 2,276 |
| Total liabilities | $185,368,000 | 2,229 |
| Total deposits | $165,512,000 | 2,305 |
| Interest-bearing deposits | $138,180,000 | 2,363 |
| Deposits held in domestic offices | $165,512,000 | 2,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,343,000 | 860 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,513,000 | 2,504 |
| Total equity capital | $15,984,000 | 2,808 |
| Total bank equity capital | $15,984,000 | 2,808 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $150,000 | 7,336 |
| Surplus | $7,629,000 | 2,007 |
| Undivided profits | $8,205,000 | 3,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $960,000 | 2,345 |
| Earning assets | $188,193,000 | 2,245 |
| Long-term assets (5+ years) | $19,369,000 | 3,210 |
| Average Assets, year-to-date | $187,637,800 | 2,303 |
| Average Assets, quarterly | $197,041,000 | 2,286 |
| Volatile liabilities | $36,913,000 | 1,817 |
| Insider loans | $8,587,000 | 463 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,424,000 | 565 |
| Unused loan commitments | $64,082,000 | 955 |
| Tier 1 (core) risk-based capital | $15,833,000 | 2,702 |
| Tier 2 risk-based capital | $2,079,830 | 1,568 |
| Total risk weighted assets | $165,906,830 | 1,738 |
| Total unused commitments | $64,082,000 | 960 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $172,729,000 | 2,598 |
| Cash and due from depository institutions | $7,095,000 | 2,744 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $24,257,000 | 4,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $133,574,000 | 2,102 |
| Loan loss allowance | $1,999,000 | 1,789 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,782,000 | 1,663 |
| Other real estate owned | $986,000 | 2,744 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,035,000 | 3,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,729,000 | 2,598 |
| Total liabilities | $159,346,000 | 2,535 |
| Total deposits | $140,780,000 | 2,649 |
| Interest-bearing deposits | $118,650,000 | 2,699 |
| Deposits held in domestic offices | $140,780,000 | 2,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,459,000 | 804 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,107,000 | 3,283 |
| Total equity capital | $13,383,000 | 3,298 |
| Total bank equity capital | $13,383,000 | 3,298 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $150,000 | 7,662 |
| Surplus | $7,404,000 | 2,030 |
| Undivided profits | $5,829,000 | 3,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 4,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $844,000 | 2,731 |
| Earning assets | $157,831,000 | 2,610 |
| Long-term assets (5+ years) | $15,233,000 | 3,334 |
| Average Assets, year-to-date | $165,613,800 | 2,582 |
| Average Assets, quarterly | $169,648,500 | 2,598 |
| Volatile liabilities | $33,334,000 | 1,966 |
| Insider loans | $9,845,000 | 392 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,525,000 | 681 |
| Unused loan commitments | $34,582,000 | 1,411 |
| Tier 1 (core) risk-based capital | $13,210,000 | 3,200 |
| Tier 2 risk-based capital | $1,835,040 | 1,661 |
| Total risk weighted assets | $146,430,440 | 1,915 |
| Total unused commitments | $34,582,000 | 1,416 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $156,397,000 | 2,936 |
| Cash and due from depository institutions | $7,851,000 | 3,016 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $28,377,000 | 4,081 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $113,229,000 | 2,484 |
| Loan loss allowance | $2,030,000 | 1,873 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,054,000 | 1,953 |
| Other real estate owned | $851,000 | 3,016 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,035,000 | 3,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,397,000 | 2,936 |
| Total liabilities | $144,991,000 | 2,864 |
| Total deposits | $131,704,000 | 2,909 |
| Interest-bearing deposits | $108,976,000 | 3,020 |
| Deposits held in domestic offices | $131,704,000 | 2,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,888,000 | 1,048 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $462,000 | 4,018 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $937,000 | 3,707 |
| Total equity capital | $11,406,000 | 3,846 |
| Total bank equity capital | $11,406,000 | 3,846 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $150,000 | 8,068 |
| Surplus | $7,004,000 | 2,183 |
| Undivided profits | $4,252,000 | 4,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $823,000 | 3,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $711,000 | 3,224 |
| Earning assets | $141,606,000 | 2,974 |
| Long-term assets (5+ years) | $10,768,000 | 4,040 |
| Average Assets, year-to-date | $143,903,600 | 3,023 |
| Average Assets, quarterly | $152,197,000 | 2,973 |
| Volatile liabilities | $25,991,000 | 2,348 |
| Insider loans | $11,390,000 | 384 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,285,000 | 677 |
| Unused loan commitments | $22,872,000 | 1,862 |
| Tier 1 (core) risk-based capital | $11,182,000 | 3,820 |
| Tier 2 risk-based capital | $1,594,430 | 1,934 |
| Total risk weighted assets | $126,876,830 | 2,222 |
| Total unused commitments | $22,872,000 | 1,877 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 56 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $134,967,000 | 3,334 |
| Cash and due from depository institutions | $6,421,000 | 3,475 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,643,000 | 6,068 |
| Federal funds sold & reverse repurchase agreements | $5,063,000 | 2,844 |
| Net loans & leases | $99,337,000 | 2,723 |
| Loan loss allowance | $2,001,000 | 1,936 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,201,000 | 1,823 |
| Other real estate owned | $485,000 | 3,475 |
| Goodwill and other intangibles | $35,000 | 2,762 |
| All other assets | $1,782,000 | 4,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,967,000 | 3,334 |
| Total liabilities | $123,934,000 | 3,281 |
| Total deposits | $119,011,000 | 3,223 |
| Interest-bearing deposits | $97,057,000 | 3,387 |
| Deposits held in domestic offices | $119,011,000 | 3,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,590,000 | 1,775 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $257,000 | 3,892 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,076,000 | 3,423 |
| Total equity capital | $11,033,000 | 3,953 |
| Total bank equity capital | $11,033,000 | 3,953 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $7,004,000 | 2,175 |
| Undivided profits | $3,879,000 | 5,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,729,000 | 1,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $684,000 | 3,467 |
| Earning assets | $122,043,000 | 3,375 |
| Long-term assets (5+ years) | $9,409,000 | 4,186 |
| Average Assets, year-to-date | $127,493,800 | 3,401 |
| Average Assets, quarterly | $134,107,000 | 3,322 |
| Volatile liabilities | $20,625,000 | 2,571 |
| Insider loans | $10,924,000 | 422 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,309,000 | 729 |
| Unused loan commitments | $19,914,000 | 2,005 |
| Tier 1 (core) risk-based capital | $10,761,000 | 3,926 |
| Tier 2 risk-based capital | $1,401,600 | 2,137 |
| Total risk weighted assets | $111,244,200 | 2,444 |
| Total unused commitments | $19,914,000 | 2,015 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 61 | 3,315 |
| Assets and Liabilities | ||
| Total Assets: | $119,587,000 | 3,709 |
| Cash and due from depository institutions | $5,630,000 | 3,315 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,393,000 | 7,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $95,055,000 | 2,768 |
| Loan loss allowance | $1,494,000 | 2,550 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,210,000 | 1,763 |
| Other real estate owned | $613,000 | 3,315 |
| Goodwill and other intangibles | $95,000 | 2,285 |
| All other assets | $1,591,000 | 4,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,587,000 | 3,709 |
| Total liabilities | $110,295,000 | 3,658 |
| Total deposits | $100,408,000 | 3,767 |
| Interest-bearing deposits | $82,680,000 | 3,915 |
| Deposits held in domestic offices | $100,408,000 | 3,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,523,000 | 1,475 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,904,000 | 2,601 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $460,000 | 5,510 |
| Total equity capital | $9,292,000 | 4,354 |
| Total bank equity capital | $9,292,000 | 4,354 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $7,004,000 | 2,097 |
| Undivided profits | $2,138,000 | 6,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $981,000 | 2,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $639,000 | 3,223 |
| Earning assets | $107,448,000 | 3,767 |
| Long-term assets (5+ years) | $10,362,000 | 4,026 |
| Average Assets, year-to-date | $110,375,200 | 3,921 |
| Average Assets, quarterly | $119,711,000 | 3,675 |
| Volatile liabilities | $23,908,000 | 2,195 |
| Insider loans | $8,972,000 | 488 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,208,000 | 430 |
| Unused loan commitments | $15,626,000 | 2,294 |
| Tier 1 (core) risk-based capital | $9,093,000 | 4,478 |
| Tier 2 risk-based capital | $1,259,730 | 2,353 |
| Total risk weighted assets | $99,964,830 | 2,644 |
| Total unused commitments | $15,626,000 | 2,306 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $98,044,000 | 4,537 |
| Cash and due from depository institutions | $4,950,000 | 4,066 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,307,000 | 8,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $75,475,000 | 3,345 |
| Loan loss allowance | $907,000 | 4,026 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,424,000 | 1,645 |
| Other real estate owned | $762,000 | 4,066 |
| Goodwill and other intangibles | $155,000 | 1,977 |
| All other assets | $971,000 | 6,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,044,000 | 4,537 |
| Total liabilities | $89,936,000 | 4,486 |
| Total deposits | $78,332,000 | 4,861 |
| Interest-bearing deposits | $60,777,000 | 5,405 |
| Deposits held in domestic offices | $78,332,000 | 4,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,407,000 | 1,230 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,945,000 | 1,671 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $252,000 | 8,295 |
| Total equity capital | $8,108,000 | 4,953 |
| Total bank equity capital | $8,108,000 | 4,953 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $6,504,000 | 2,136 |
| Undivided profits | $1,454,000 | 8,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,115,000 | 2,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $404,000 | 4,622 |
| Earning assets | $86,782,000 | 4,696 |
| Long-term assets (5+ years) | $4,045,000 | 7,026 |
| Average Assets, year-to-date | $89,621,000 | 4,817 |
| Average Assets, quarterly | $94,606,500 | 4,640 |
| Volatile liabilities | $25,707,000 | 1,963 |
| Insider loans | $10,099,000 | 421 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,245,000 | 534 |
| Unused loan commitments | $15,627,000 | 2,256 |
| Tier 1 (core) risk-based capital | $7,953,000 | 4,946 |
| Tier 2 risk-based capital | $907,000 | 3,153 |
| Total risk weighted assets | $85,409,500 | 3,019 |
| Total unused commitments | $15,627,000 | 2,276 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $83,812,000 | 5,280 |
| Cash and due from depository institutions | $4,509,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,314,000 | 8,639 |
| Federal funds sold & reverse repurchase agreements | $2,502,000 | 5,661 |
| Net loans & leases | $60,864,000 | 4,115 |
| Loan loss allowance | $563,000 | 5,921 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,879,000 | 2,558 |
| Other real estate owned | $636,000 | 4,481 |
| Goodwill and other intangibles | $215,000 | 1,812 |
| All other assets | $893,000 | 6,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,812,000 | 5,280 |
| Total liabilities | $76,034,000 | 5,298 |
| Total deposits | $71,071,000 | 5,426 |
| Interest-bearing deposits | $56,029,000 | 5,890 |
| Deposits held in domestic offices | $71,071,000 | 5,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,568,000 | 2,226 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,118,000 | 1,623 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $277,000 | 8,593 |
| Total equity capital | $7,778,000 | 4,917 |
| Total bank equity capital | $7,778,000 | 4,917 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $6,504,000 | 2,055 |
| Undivided profits | $1,124,000 | 9,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,866,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $387,000 | 5,214 |
| Earning assets | $74,680,000 | 5,385 |
| Long-term assets (5+ years) | $4,085,000 | 7,122 |
| Average Assets, year-to-date | $77,344,000 | 5,510 |
| Average Assets, quarterly | $82,173,000 | 5,328 |
| Volatile liabilities | $16,532,000 | 2,759 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $339,000 | 971 |
| Unused loan commitments | $11,355,000 | 2,696 |
| Tier 1 (core) risk-based capital | $7,563,000 | 4,969 |
| Tier 2 risk-based capital | $563,000 | 4,744 |
| Total risk weighted assets | $76,203,800 | 3,434 |
| Total unused commitments | $11,355,000 | 2,711 |
| Derivatives | $0 | 651 |