Home > First Commercial Bank, National Association of Memphis > Income and Expense
First Commercial Bank, National Association of Memphis, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $31,836,000 | 1,070 |
| Total interest expense | $14,056,000 | 1,151 |
| Net interest income | $17,780,000 | 997 |
| Provision for loan and lease losses | $1,420,000 | 758 |
| Total noninterest income | $2,965,000 | 1,305 |
| Gross Fiduciary activities income | $81,000 | 1,093 |
| Service charges on deposit accounts | $2,246,000 | 576 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $638,000 | 2,373 |
| Total noninterest expense | $12,104,000 | 1,099 |
| Salaries and employee benefits | $5,406,000 | 1,220 |
| Premises and equipment expense | $1,735,000 | 1,153 |
| Additional noninterest expense | $4,963,000 | 972 |
| Pre-tax net operating income | $7,221,000 | 1,116 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $2,667,000 | 1,034 |
| Income before extraordinary items | $4,553,000 | 1,204 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,553,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,186 |
| Cash dividends | $2,740,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,553,640 | 1,178 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,492,000 | 3,135 |
| Total interest expense | $5,205,000 | 2,894 |
| Net interest income | $5,287,000 | 3,351 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $441,000 | 5,617 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $241,000 | 4,950 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $200,000 | 5,158 |
| Total noninterest expense | $3,041,000 | 4,267 |
| Salaries and employee benefits | $1,622,000 | 4,015 |
| Premises and equipment expense | $416,000 | 4,397 |
| Additional noninterest expense | $1,003,000 | 4,395 |
| Pre-tax net operating income | $2,537,000 | 2,746 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $974,000 | 2,408 |
| Income before extraordinary items | $1,565,000 | 3,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,565,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,563,720 | 3,034 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,212,000 | 3,225 |
| Total interest expense | $4,876,000 | 3,091 |
| Net interest income | $5,336,000 | 3,324 |
| Provision for loan and lease losses | $139,000 | 3,796 |
| Total noninterest income | $322,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $227,000 | 5,229 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $3,960,000 | 3,354 |
| Salaries and employee benefits | $1,538,000 | 4,196 |
| Premises and equipment expense | $421,000 | 4,333 |
| Additional noninterest expense | $2,001,000 | 2,394 |
| Pre-tax net operating income | $1,559,000 | 4,315 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $532,000 | 4,000 |
| Income before extraordinary items | $1,018,000 | 4,525 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,018,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,023,940 | 4,493 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,795,000 | 3,414 |
| Total interest expense | $3,908,000 | 3,120 |
| Net interest income | $4,887,000 | 3,637 |
| Provision for loan and lease losses | $-277,000 | 12,382 |
| Total noninterest income | $393,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $3,128,000 | 4,259 |
| Salaries and employee benefits | $1,452,000 | 4,400 |
| Premises and equipment expense | $417,000 | 4,424 |
| Additional noninterest expense | $1,259,000 | 3,885 |
| Pre-tax net operating income | $2,429,000 | 2,903 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $742,000 | 2,969 |
| Income before extraordinary items | $1,687,000 | 2,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,687,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,308 |
| Cash dividends | $1,250,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,687,000 | 2,890 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 4,388 |
| Total interest expense | $3,479,000 | 3,607 |
| Net interest income | $3,382,000 | 5,108 |
| Provision for loan and lease losses | $532,000 | 2,011 |
| Total noninterest income | $147,000 | 10,263 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $2,650,000 | 5,011 |
| Salaries and employee benefits | $1,190,000 | 5,279 |
| Premises and equipment expense | $379,000 | 4,931 |
| Additional noninterest expense | $1,081,000 | 4,609 |
| Pre-tax net operating income | $347,000 | 9,832 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $211,000 | 10,515 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $211,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,734 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $211,000 | 10,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,978 |
| Total interest expense | $4,512,000 | 3,640 |
| Net interest income | $4,172,000 | 4,281 |
| Provision for loan and lease losses | $1,183,000 | 1,658 |
| Total noninterest income | $340,000 | 7,220 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $244,000 | 5,037 |
| Total noninterest expense | $2,716,000 | 4,942 |
| Salaries and employee benefits | $1,206,000 | 5,135 |
| Premises and equipment expense | $324,000 | 5,670 |
| Additional noninterest expense | $1,186,000 | 4,378 |
| Pre-tax net operating income | $613,000 | 7,617 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $260,000 | 6,508 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 1,918 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $353,000 | 8,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.