Home > First Commercial Bank, National Association of Memphis > Assets and Liabilities
First Commercial Bank, National Association of Memphis, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 121 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $401,791,000 | 1,164 |
| Cash and due from depository institutions | $22,224,000 | 1,459 |
| Interest-bearing balances | $6,000 | 6,314 |
| Securities | $91,070,000 | 1,262 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 6,467 |
| Net loans & leases | $275,232,000 | 1,087 |
| Loan loss allowance | $9,385,000 | 501 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,203,000 | 1,883 |
| Other real estate owned | $220,000 | 1,459 |
| Goodwill and other intangibles | $598,000 | 1,661 |
| All other assets | $7,269,000 | 1,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,791,000 | 1,164 |
| Total liabilities | $367,531,000 | 1,158 |
| Total deposits | $356,891,000 | 1,058 |
| Interest-bearing deposits | $279,941,000 | 1,164 |
| Deposits held in domestic offices | $356,891,000 | 1,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,560,000 | 1,736 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,080,000 | 992 |
| Total equity capital | $34,260,000 | 1,316 |
| Total bank equity capital | $34,260,000 | 1,316 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $303,000 | 6,038 |
| Surplus | $20,371,000 | 853 |
| Undivided profits | $13,586,000 | 1,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,832,000 | 412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $515,000 | 272 |
| Income earned, not collected on loans | $1,887,000 | 1,161 |
| Earning assets | $367,283,000 | 1,167 |
| Long-term assets (5+ years) | $44,723,000 | 1,514 |
| Average Assets, year-to-date | $404,807,000 | 1,112 |
| Average Assets, quarterly | $400,897,500 | 1,148 |
| Volatile liabilities | $37,588,000 | 1,761 |
| Insider loans | $7,417,000 | 541 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $66,404,000 | 872 |
| Tier 1 (core) risk-based capital | $33,034,000 | 1,279 |
| Tier 2 risk-based capital | $3,921,960 | 870 |
| Total risk weighted assets | $308,293,560 | 960 |
| Total unused commitments | $66,404,000 | 876 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $142,297,000 | 3,187 |
| Cash and due from depository institutions | $6,221,000 | 4,297 |
| Interest-bearing balances | $6,000 | 6,345 |
| Securities | $24,033,000 | 4,629 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,827 |
| Net loans & leases | $103,820,000 | 2,695 |
| Loan loss allowance | $1,621,000 | 2,278 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,395,000 | 4,936 |
| Other real estate owned | $0 | 4,297 |
| Goodwill and other intangibles | $712,000 | 1,473 |
| All other assets | $1,616,000 | 4,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,297,000 | 3,187 |
| Total liabilities | $129,118,000 | 3,170 |
| Total deposits | $126,434,000 | 3,015 |
| Interest-bearing deposits | $109,124,000 | 3,015 |
| Deposits held in domestic offices | $126,434,000 | 3,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $685,000 | 3,028 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $612,000 | 3,773 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,387,000 | 2,748 |
| Total equity capital | $13,179,000 | 3,363 |
| Total bank equity capital | $13,179,000 | 3,363 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $303,000 | 6,391 |
| Surplus | $12,249,000 | 1,348 |
| Undivided profits | $627,000 | 9,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 881 |
| Income earned, not collected on loans | $676,000 | 3,411 |
| Earning assets | $132,359,000 | 3,139 |
| Long-term assets (5+ years) | $8,642,000 | 4,558 |
| Average Assets, year-to-date | $134,116,800 | 3,238 |
| Average Assets, quarterly | $140,275,500 | 3,194 |
| Volatile liabilities | $29,224,000 | 2,133 |
| Insider loans | $428,000 | 5,921 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,595,000 | 1,887 |
| Tier 1 (core) risk-based capital | $12,471,000 | 3,452 |
| Tier 2 risk-based capital | $1,362,830 | 2,241 |
| Total risk weighted assets | $108,767,930 | 2,579 |
| Total unused commitments | $22,595,000 | 1,901 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $128,043,000 | 3,522 |
| Cash and due from depository institutions | $4,409,000 | 4,498 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $23,465,000 | 4,938 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,293 |
| Net loans & leases | $92,307,000 | 2,915 |
| Loan loss allowance | $1,468,000 | 2,529 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,411,000 | 4,858 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $784,000 | 1,311 |
| All other assets | $1,367,000 | 5,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,043,000 | 3,522 |
| Total liabilities | $114,437,000 | 3,534 |
| Total deposits | $111,910,000 | 3,429 |
| Interest-bearing deposits | $97,369,000 | 3,376 |
| Deposits held in domestic offices | $111,910,000 | 3,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $340,000 | 3,271 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $53,000 | 4,660 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,134,000 | 1,995 |
| Total equity capital | $13,606,000 | 3,242 |
| Total bank equity capital | $13,606,000 | 3,242 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $303,000 | 6,736 |
| Surplus | $12,249,000 | 1,346 |
| Undivided profits | $1,054,000 | 9,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $243,000 | 513 |
| Income earned, not collected on loans | $592,000 | 4,033 |
| Earning assets | $120,078,000 | 3,439 |
| Long-term assets (5+ years) | $7,217,000 | 4,864 |
| Average Assets, year-to-date | $128,217,400 | 3,384 |
| Average Assets, quarterly | $126,600,500 | 3,506 |
| Volatile liabilities | $17,872,000 | 2,892 |
| Insider loans | $1,581,000 | 2,645 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,775,000 | 1,817 |
| Tier 1 (core) risk-based capital | $12,834,000 | 3,309 |
| Tier 2 risk-based capital | $1,204,000 | 2,478 |
| Total risk weighted assets | $96,055,800 | 2,828 |
| Total unused commitments | $22,775,000 | 1,827 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $128,392,000 | 3,468 |
| Cash and due from depository institutions | $5,746,000 | 4,658 |
| Interest-bearing balances | $4,000 | 6,875 |
| Securities | $29,475,000 | 4,327 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $89,501,000 | 2,900 |
| Loan loss allowance | $1,334,000 | 2,812 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,347,000 | 5,023 |
| Other real estate owned | $25,000 | 4,658 |
| Goodwill and other intangibles | $809,000 | 1,190 |
| All other assets | $1,489,000 | 4,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,392,000 | 3,468 |
| Total liabilities | $114,931,000 | 3,525 |
| Total deposits | $107,791,000 | 3,534 |
| Interest-bearing deposits | $94,142,000 | 3,460 |
| Deposits held in domestic offices | $107,791,000 | 3,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,204,000 | 1,757 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $783,000 | 3,383 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,153,000 | 2,738 |
| Total equity capital | $13,461,000 | 3,030 |
| Total bank equity capital | $13,461,000 | 3,030 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $152,000 | 8,923 |
| Surplus | $12,400,000 | 1,270 |
| Undivided profits | $909,000 | 9,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $733,000 | 3,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,144 |
| Income earned, not collected on loans | $410,000 | 5,075 |
| Earning assets | $118,980,000 | 3,422 |
| Long-term assets (5+ years) | $9,435,000 | 4,263 |
| Average Assets, year-to-date | $125,704,800 | 3,447 |
| Average Assets, quarterly | $126,267,500 | 3,492 |
| Volatile liabilities | $20,659,000 | 2,480 |
| Insider loans | $1,450,000 | 2,772 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,164,000 | 2,147 |
| Tier 1 (core) risk-based capital | $12,891,000 | 3,203 |
| Tier 2 risk-based capital | $1,166,180 | 2,535 |
| Total risk weighted assets | $93,126,580 | 2,822 |
| Total unused commitments | $17,164,000 | 2,160 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $94,207,000 | 4,718 |
| Cash and due from depository institutions | $2,477,000 | 5,184 |
| Interest-bearing balances | $3,000 | 7,568 |
| Securities | $23,188,000 | 5,518 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,346 |
| Net loans & leases | $61,466,000 | 4,041 |
| Loan loss allowance | $1,027,000 | 3,596 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,071,000 | 5,880 |
| Other real estate owned | $189,000 | 5,184 |
| Goodwill and other intangibles | $845,000 | 1,086 |
| All other assets | $871,000 | 6,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,207,000 | 4,718 |
| Total liabilities | $85,541,000 | 4,721 |
| Total deposits | $84,925,000 | 4,554 |
| Interest-bearing deposits | $76,878,000 | 4,361 |
| Deposits held in domestic offices | $84,925,000 | 4,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $616,000 | 4,571 |
| Total equity capital | $8,666,000 | 4,672 |
| Total bank equity capital | $8,666,000 | 4,672 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $7,856,000 | 1,839 |
| Undivided profits | $710,000 | 10,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,638 |
| Income earned, not collected on loans | $175,000 | 8,785 |
| Earning assets | $88,757,000 | 4,597 |
| Long-term assets (5+ years) | $6,718,000 | 5,543 |
| Average Assets, year-to-date | $97,218,200 | 4,450 |
| Average Assets, quarterly | $94,976,500 | 4,623 |
| Volatile liabilities | $6,614,000 | 5,532 |
| Insider loans | $375,000 | 6,594 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,291,000 | 2,653 |
| Tier 1 (core) risk-based capital | $7,821,000 | 5,011 |
| Tier 2 risk-based capital | $816,070 | 3,475 |
| Total risk weighted assets | $65,074,570 | 3,889 |
| Total unused commitments | $12,291,000 | 2,675 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $101,907,000 | 4,451 |
| Cash and due from depository institutions | $2,877,000 | 5,189 |
| Interest-bearing balances | $2,000 | 8,014 |
| Securities | $25,493,000 | 5,083 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $69,654,000 | 3,678 |
| Loan loss allowance | $1,007,000 | 3,696 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $925,000 | 6,501 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $895,000 | 1,056 |
| All other assets | $1,063,000 | 6,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,907,000 | 4,451 |
| Total liabilities | $93,452,000 | 4,447 |
| Total deposits | $92,932,000 | 4,311 |
| Interest-bearing deposits | $86,153,000 | 4,086 |
| Deposits held in domestic offices | $92,932,000 | 4,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $520,000 | 5,656 |
| Total equity capital | $8,455,000 | 4,564 |
| Total bank equity capital | $8,455,000 | 4,564 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $7,856,000 | 1,778 |
| Undivided profits | $499,000 | 11,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $929,000 | 3,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $181,000 | 9,161 |
| Earning assets | $96,149,000 | 4,320 |
| Long-term assets (5+ years) | $4,201,000 | 7,030 |
| Average Assets, year-to-date | $102,676,400 | 4,333 |
| Average Assets, quarterly | $104,660,500 | 4,309 |
| Volatile liabilities | $8,166,000 | 4,758 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,263,000 | 4,015 |
| Tier 1 (core) risk-based capital | $7,560,000 | 4,972 |
| Tier 2 risk-based capital | $901,360 | 3,193 |
| Total risk weighted assets | $72,002,860 | 3,609 |
| Total unused commitments | $6,263,000 | 4,037 |
| Derivatives | $0 | 651 |