Home > First Commercial Bank, National Association of Memphis > Loan Charge- Offs and Recoveries
First Commercial Bank, National Association of Memphis, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,251,000 | 849 |
| Loans secured by real estate, total | $38,000 | 2,324 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $38,000 | 2,324 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $38,000 | 1,640 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,000 | 6,080 |
| Loans to individuals | $1,208,000 | 510 |
| Credit card loan charge offs | $1,164,000 | 241 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $44,000 | 3,684 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $145,000 | 1,749 |
| Loans secured by real estate, total | $76,000 | 843 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $76,000 | 843 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $76,000 | 436 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $69,000 | 1,296 |
| Credit card loan recoveries | $41,000 | 402 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $28,000 | 2,289 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,106,000 | 751 |
| Loans secured by real estate, total | $-38,000 | 10,447 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-38,000 | 10,468 |
| Construction and land development | $0 | 590 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-38,000 | 10,719 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,000 | 4,837 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,139,000 | 456 |
| Credit card loan net charge offs | $1,123,000 | 231 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $16,000 | 4,731 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,714,000 | 785 |
| Loans secured by real estate, total | $65,000 | 1,944 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $65,000 | 1,944 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $65,000 | 1,284 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $1,649,000 | 462 |
| Credit card loan charge offs | $1,525,000 | 240 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $124,000 | 1,909 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $849,000 | 551 |
| Loans secured by real estate, total | $771,000 | 224 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $771,000 | 224 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $771,000 | 68 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $78,000 | 1,232 |
| Credit card loan recoveries | $18,000 | 655 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $60,000 | 1,328 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $865,000 | 978 |
| Loans secured by real estate, total | $-706,000 | 11,403 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-706,000 | 11,428 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-706,000 | 11,449 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,571,000 | 400 |
| Credit card loan net charge offs | $1,507,000 | 226 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $64,000 | 2,306 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $798,000 | 1,286 |
| Loans secured by real estate, total | $47,000 | 2,487 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $47,000 | 2,485 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $47,000 | 1,641 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $751,000 | 643 |
| Credit card loan charge offs | $602,000 | 355 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $149,000 | 1,491 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $449,000 | 834 |
| Loans secured by real estate, total | $65,000 | 1,159 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $65,000 | 1,159 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $65,000 | 544 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $8,000 | 4,982 |
| Loans to individuals | $376,000 | 477 |
| Credit card loan recoveries | $24,000 | 611 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $352,000 | 390 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $349,000 | 1,759 |
| Loans secured by real estate, total | $-18,000 | 11,094 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-18,000 | 11,123 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-18,000 | 11,548 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-8,000 | 10,100 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $375,000 | 771 |
| Credit card loan net charge offs | $578,000 | 329 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-203,000 | 11,954 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,124,000 | 1,061 |
| Loans secured by real estate, total | $230,000 | 1,259 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $230,000 | 1,259 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $151,000 | 899 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $79,000 | 1,116 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,000 | 6,975 |
| Loans to individuals | $890,000 | 534 |
| Credit card loan charge offs | $260,000 | 472 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $630,000 | 480 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $198,000 | 1,707 |
| Loans secured by real estate, total | $125,000 | 840 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $125,000 | 840 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $125,000 | 348 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $23,000 | 3,725 |
| Loans to individuals | $50,000 | 1,824 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $49,000 | 1,667 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $926,000 | 914 |
| Loans secured by real estate, total | $105,000 | 1,550 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $105,000 | 1,551 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 1,985 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $79,000 | 926 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-19,000 | 11,007 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $840,000 | 411 |
| Credit card loan net charge offs | $259,000 | 425 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $581,000 | 315 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $655,000 | 1,882 |
| Loans secured by real estate, total | $603,000 | 933 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $603,000 | 932 |
| Construction and land development | $1,000 | 1,228 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $370,000 | 610 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $232,000 | 849 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $25,000 | 5,828 |
| Loans to individuals | $27,000 | 5,351 |
| Credit card loan charge offs | $7,000 | 2,432 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $20,000 | 5,616 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $488,000 | 929 |
| Loans secured by real estate, total | $460,000 | 375 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $460,000 | 374 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $172,000 | 263 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $288,000 | 283 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 8,223 |
| Loans to individuals | $27,000 | 3,049 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $27,000 | 2,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $167,000 | 3,480 |
| Loans secured by real estate, total | $143,000 | 1,746 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $143,000 | 1,744 |
| Construction and land development | $1,000 | 1,088 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $198,000 | 811 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-56,000 | 13,048 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $24,000 | 4,514 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 9,119 |
| Credit card loan net charge offs | $7,000 | 2,167 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-7,000 | 12,485 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $212,000 | 4,961 |
| Loans secured by real estate, total | $50,000 | 4,138 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $50,000 | 4,138 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $50,000 | 2,454 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 8,187 |
| Loans to individuals | $151,000 | 2,273 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $151,000 | 1,964 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $343,000 | 1,233 |
| Loans secured by real estate, total | $296,000 | 456 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $296,000 | 456 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $75,000 | 514 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $221,000 | 291 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $47,000 | 2,180 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $47,000 | 1,982 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-131,000 | 13,786 |
| Loans secured by real estate, total | $-246,000 | 13,899 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-246,000 | 13,937 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-25,000 | 13,660 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-221,000 | 13,901 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 6,777 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $104,000 | 2,286 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $104,000 | 1,939 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.