Home > First Commercial Bank, National Association of Memphis > Income and Expense
First Commercial Bank, National Association of Memphis, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,792,000 | 958 |
| Total interest expense | $19,349,000 | 848 |
| Net interest income | $16,443,000 | 1,070 |
| Provision for loan and lease losses | $1,838,000 | 630 |
| Total noninterest income | $11,381,000 | 519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $151,000 | 150 |
| Additional Noninterest Income | $11,230,000 | 377 |
| Total noninterest expense | $21,113,000 | 709 |
| Salaries and employee benefits | $11,381,000 | 613 |
| Premises and equipment expense | $4,940,000 | 444 |
| Additional noninterest expense | $4,792,000 | 996 |
| Pre-tax net operating income | $4,873,000 | 1,586 |
| Securities gains (losses) | $4,143,000 | 104 |
| Applicable income taxes | $3,113,000 | 896 |
| Income before extraordinary items | $5,903,000 | 936 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,903,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,106,000 | 751 |
| Cash dividends | $3,024,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,210,050 | 1,638 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,452,000 | 1,043 |
| Total interest expense | $18,237,000 | 924 |
| Net interest income | $15,215,000 | 1,187 |
| Provision for loan and lease losses | $1,596,000 | 733 |
| Total noninterest income | $10,230,000 | 579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $128,000 | 172 |
| Additional Noninterest Income | $10,102,000 | 422 |
| Total noninterest expense | $23,863,000 | 677 |
| Salaries and employee benefits | $11,790,000 | 589 |
| Premises and equipment expense | $3,929,000 | 575 |
| Additional noninterest expense | $8,144,000 | 793 |
| Pre-tax net operating income | $-14,000 | 10,833 |
| Securities gains (losses) | $5,221,000 | 73 |
| Applicable income taxes | $1,235,000 | 1,946 |
| Income before extraordinary items | $3,972,000 | 1,262 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,972,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 978 |
| Cash dividends | $4,126,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,040 | 10,753 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,844,000 | 1,111 |
| Total interest expense | $16,427,000 | 1,036 |
| Net interest income | $15,417,000 | 1,177 |
| Provision for loan and lease losses | $999,000 | 952 |
| Total noninterest income | $9,698,000 | 612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-318,000 | 4,833 |
| Additional Noninterest Income | $10,016,000 | 428 |
| Total noninterest expense | $20,116,000 | 782 |
| Salaries and employee benefits | $11,208,000 | 633 |
| Premises and equipment expense | $3,835,000 | 615 |
| Additional noninterest expense | $5,073,000 | 1,109 |
| Pre-tax net operating income | $4,000,000 | 1,846 |
| Securities gains (losses) | $4,950,000 | 61 |
| Applicable income taxes | $3,360,000 | 830 |
| Income before extraordinary items | $5,590,000 | 958 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,590,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,759 |
| Cash dividends | $3,850,000 | 786 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,422,000 | 2,049 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,322,000 | 1,235 |
| Total interest expense | $11,446,000 | 1,153 |
| Net interest income | $13,876,000 | 1,304 |
| Provision for loan and lease losses | $544,000 | 1,440 |
| Total noninterest income | $9,168,000 | 626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $62,000 | 264 |
| Additional Noninterest Income | $9,106,000 | 438 |
| Total noninterest expense | $17,015,000 | 912 |
| Salaries and employee benefits | $8,858,000 | 778 |
| Premises and equipment expense | $3,792,000 | 611 |
| Additional noninterest expense | $4,365,000 | 1,320 |
| Pre-tax net operating income | $5,485,000 | 1,356 |
| Securities gains (losses) | $2,671,000 | 70 |
| Applicable income taxes | $3,159,000 | 833 |
| Income before extraordinary items | $4,997,000 | 1,020 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,997,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $926,000 | 914 |
| Cash dividends | $3,450,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,287,560 | 1,517 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,802,000 | 1,278 |
| Total interest expense | $11,090,000 | 1,228 |
| Net interest income | $13,712,000 | 1,319 |
| Provision for loan and lease losses | $1,408,000 | 1,047 |
| Total noninterest income | $7,981,000 | 710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,981,000 | 492 |
| Total noninterest expense | $15,819,000 | 1,002 |
| Salaries and employee benefits | $8,625,000 | 801 |
| Premises and equipment expense | $3,513,000 | 667 |
| Additional noninterest expense | $3,681,000 | 1,629 |
| Pre-tax net operating income | $4,466,000 | 1,569 |
| Securities gains (losses) | $3,406,000 | 215 |
| Applicable income taxes | $2,805,000 | 912 |
| Income before extraordinary items | $5,067,000 | 1,019 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,067,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,480 |
| Cash dividends | $2,764,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,887,160 | 1,643 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,005,000 | 1,261 |
| Total interest expense | $15,101,000 | 1,180 |
| Net interest income | $13,904,000 | 1,329 |
| Provision for loan and lease losses | $1,651,000 | 1,315 |
| Total noninterest income | $4,824,000 | 1,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,824,000 | 693 |
| Total noninterest expense | $14,994,000 | 1,071 |
| Salaries and employee benefits | $8,477,000 | 803 |
| Premises and equipment expense | $2,862,000 | 829 |
| Additional noninterest expense | $3,655,000 | 1,698 |
| Pre-tax net operating income | $2,083,000 | 2,992 |
| Securities gains (losses) | $5,454,000 | 190 |
| Applicable income taxes | $1,979,000 | 1,128 |
| Income before extraordinary items | $5,558,000 | 860 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,558,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 13,786 |
| Cash dividends | $2,000,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 333 |
| Net operating income | $1,522,040 | 2,807 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.