Home > First Commercial Bank, National Association of Memphis > Net charge- offs to loans
First Commercial Bank, National Association of Memphis, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3186% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0801% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7604% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2702% | 3,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2546% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3961% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4104% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7595% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6331% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 5,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2109% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6147% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2529% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3398% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2489% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7755% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4237% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5751% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 7,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1975% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1583% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0474% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0547% | 12,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1029% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7750% | 1,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1244% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6752% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0335% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |