Home > First Commercial Bank, National Association of Memphis > Assets and Liabilities
First Commercial Bank, National Association of Memphis, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 243 | 725 |
| Assets and Liabilities | ||
| Total Assets: | $462,207,000 | 1,030 |
| Cash and due from depository institutions | $23,607,000 | 725 |
| Interest-bearing balances | $19,647,000 | 202 |
| Securities | $32,904,000 | 3,358 |
| Federal funds sold & reverse repurchase agreements | $495,000 | 7,283 |
| Net loans & leases | $344,524,000 | 867 |
| Loan loss allowance | $4,775,000 | 857 |
| Trading account assets | $30,605,000 | 63 |
| Bank premises and fixed assets | $12,107,000 | 610 |
| Other real estate owned | $424,000 | 725 |
| Goodwill and other intangibles | $1,861,000 | 1,030 |
| All other assets | $15,680,000 | 625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $462,207,000 | 1,030 |
| Total liabilities | $432,735,000 | 1,000 |
| Total deposits | $384,266,000 | 989 |
| Interest-bearing deposits | $359,670,000 | 902 |
| Deposits held in domestic offices | $384,266,000 | 982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $40,000,000 | 648 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $8,469,000 | 700 |
| Total equity capital | $29,472,000 | 1,533 |
| Total bank equity capital | $29,472,000 | 1,533 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $15,235,000 | 1,078 |
| Undivided profits | $14,236,000 | 1,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,455,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,288,000 | 444 |
| Earning assets | $428,175,000 | 1,023 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $463,862,600 | 987 |
| Average Assets, quarterly | $472,419,000 | 997 |
| Volatile liabilities | $80,775,000 | 972 |
| Insider loans | $4,411,000 | 925 |
| FHLB advances | $40,000,000 | 207 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $136,366,000 | 520 |
| Tier 1 (core) risk-based capital | $28,810,000 | 1,483 |
| Tier 2 risk-based capital | $3,773,000 | 891 |
| Total risk weighted assets | $300,827,000 | 984 |
| Total unused commitments | $136,366,000 | 522 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 264 | 706 |
| Assets and Liabilities | ||
| Total Assets: | $457,448,000 | 1,075 |
| Cash and due from depository institutions | $18,217,000 | 706 |
| Interest-bearing balances | $14,462,000 | 271 |
| Securities | $43,687,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $485,000 | 7,519 |
| Net loans & leases | $334,338,000 | 919 |
| Loan loss allowance | $5,896,000 | 767 |
| Trading account assets | $35,119,000 | 58 |
| Bank premises and fixed assets | $8,259,000 | 950 |
| Other real estate owned | $98,000 | 706 |
| Goodwill and other intangibles | $890,000 | 1,348 |
| All other assets | $16,355,000 | 632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,448,000 | 1,075 |
| Total liabilities | $431,296,000 | 1,030 |
| Total deposits | $380,631,000 | 1,034 |
| Interest-bearing deposits | $353,904,000 | 949 |
| Deposits held in domestic offices | $380,631,000 | 1,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $22,000,000 | 888 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $28,665,000 | 331 |
| Total equity capital | $26,152,000 | 1,731 |
| Total bank equity capital | $26,152,000 | 1,731 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $10,199,000 | 1,568 |
| Undivided profits | $15,952,000 | 1,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,940,000 | 1,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $6,124,000 | 425 |
| Earning assets | $428,091,000 | 1,052 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $431,974,200 | 1,088 |
| Average Assets, quarterly | $450,182,000 | 1,078 |
| Volatile liabilities | $62,137,000 | 1,198 |
| Insider loans | $1,004,000 | 3,645 |
| FHLB advances | $22,000,000 | 313 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $78,306,000 | 795 |
| Tier 1 (core) risk-based capital | $25,419,000 | 1,690 |
| Tier 2 risk-based capital | $3,620,000 | 960 |
| Total risk weighted assets | $289,526,000 | 1,042 |
| Total unused commitments | $91,843,000 | 697 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 238 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $397,187,000 | 1,217 |
| Cash and due from depository institutions | $13,919,000 | 812 |
| Interest-bearing balances | $10,693,000 | 428 |
| Securities | $47,545,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $495,000 | 8,358 |
| Net loans & leases | $300,469,000 | 1,009 |
| Loan loss allowance | $5,135,000 | 889 |
| Trading account assets | $17,413,000 | 85 |
| Bank premises and fixed assets | $6,200,000 | 1,214 |
| Other real estate owned | $26,000 | 812 |
| Goodwill and other intangibles | $1,184,000 | 1,103 |
| All other assets | $9,936,000 | 946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $397,187,000 | 1,217 |
| Total liabilities | $370,740,000 | 1,194 |
| Total deposits | $358,024,000 | 1,109 |
| Interest-bearing deposits | $311,534,000 | 1,091 |
| Deposits held in domestic offices | $358,024,000 | 1,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $375,000 | 3,647 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $12,341,000 | 599 |
| Total equity capital | $26,447,000 | 1,695 |
| Total bank equity capital | $26,447,000 | 1,695 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $10,199,000 | 1,563 |
| Undivided profits | $16,247,000 | 1,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,442,000 | 1,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,968,000 | 788 |
| Earning assets | $376,615,000 | 1,187 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $400,524,000 | 1,173 |
| Average Assets, quarterly | $394,970,000 | 1,209 |
| Volatile liabilities | $26,492,000 | 2,069 |
| Insider loans | $1,173,000 | 3,331 |
| FHLB advances | $375,000 | 817 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $93,112,000 | 714 |
| Tier 1 (core) risk-based capital | $25,275,000 | 1,689 |
| Tier 2 risk-based capital | $3,132,000 | 1,097 |
| Total risk weighted assets | $249,476,000 | 1,184 |
| Total unused commitments | $93,112,000 | 719 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 212 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $398,705,000 | 1,200 |
| Cash and due from depository institutions | $16,157,000 | 931 |
| Interest-bearing balances | $13,412,000 | 302 |
| Securities | $60,738,000 | 2,164 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 7,005 |
| Net loans & leases | $298,348,000 | 974 |
| Loan loss allowance | $4,434,000 | 997 |
| Trading account assets | $4,046,000 | 151 |
| Bank premises and fixed assets | $5,004,000 | 1,476 |
| Other real estate owned | $27,000 | 931 |
| Goodwill and other intangibles | $1,513,000 | 897 |
| All other assets | $12,442,000 | 840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $398,705,000 | 1,200 |
| Total liabilities | $375,160,000 | 1,159 |
| Total deposits | $300,874,000 | 1,255 |
| Interest-bearing deposits | $300,874,000 | 1,101 |
| Deposits held in domestic offices | $300,874,000 | 1,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $63,375,000 | 481 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $10,911,000 | 577 |
| Total equity capital | $23,545,000 | 1,755 |
| Total bank equity capital | $23,545,000 | 1,755 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $9,199,000 | 1,643 |
| Undivided profits | $14,345,000 | 1,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,114,000 | 936 |
| Earning assets | $376,974,000 | 1,165 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $374,795,400 | 1,227 |
| Average Assets, quarterly | $391,327,000 | 1,217 |
| Volatile liabilities | $79,185,000 | 929 |
| Insider loans | $1,064,000 | 3,529 |
| FHLB advances | $63,375,000 | 168 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $61,935,000 | 850 |
| Tier 1 (core) risk-based capital | $23,545,000 | 1,761 |
| Tier 2 risk-based capital | $3,239,000 | 1,043 |
| Total risk weighted assets | $258,930,000 | 1,110 |
| Total unused commitments | $61,935,000 | 858 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 219 | 950 |
| Assets and Liabilities | ||
| Total Assets: | $379,064,000 | 1,271 |
| Cash and due from depository institutions | $14,603,000 | 950 |
| Interest-bearing balances | $11,706,000 | 523 |
| Securities | $86,647,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 9,197 |
| Net loans & leases | $254,197,000 | 1,108 |
| Loan loss allowance | $4,991,000 | 989 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,079,000 | 1,436 |
| Other real estate owned | $124,000 | 950 |
| Goodwill and other intangibles | $1,903,000 | 728 |
| All other assets | $16,036,000 | 669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,064,000 | 1,271 |
| Total liabilities | $356,893,000 | 1,227 |
| Total deposits | $324,625,000 | 1,224 |
| Interest-bearing deposits | $311,656,000 | 1,117 |
| Deposits held in domestic offices | $324,625,000 | 1,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $24,375,000 | 704 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,893,000 | 716 |
| Total equity capital | $22,171,000 | 1,846 |
| Total bank equity capital | $22,171,000 | 1,846 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $9,199,000 | 1,561 |
| Undivided profits | $12,971,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,615,000 | 1,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,961,000 | 884 |
| Earning assets | $353,025,000 | 1,256 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $366,434,800 | 1,278 |
| Average Assets, quarterly | $377,943,500 | 1,267 |
| Volatile liabilities | $45,855,000 | 1,283 |
| Insider loans | $1,305,000 | 3,023 |
| FHLB advances | $24,375,000 | 273 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $57,195,000 | 902 |
| Tier 1 (core) risk-based capital | $22,171,000 | 1,787 |
| Tier 2 risk-based capital | $3,027,000 | 1,105 |
| Total risk weighted assets | $242,345,000 | 1,165 |
| Total unused commitments | $57,195,000 | 919 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 163 | 1,325 |
| Assets and Liabilities | ||
| Total Assets: | $359,981,000 | 1,371 |
| Cash and due from depository institutions | $20,237,000 | 1,325 |
| Interest-bearing balances | $14,690,000 | 531 |
| Securities | $85,599,000 | 1,568 |
| Federal funds sold & reverse repurchase agreements | $360,000 | 10,504 |
| Net loans & leases | $232,341,000 | 1,239 |
| Loan loss allowance | $4,179,000 | 1,151 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,437,000 | 1,332 |
| Other real estate owned | $534,000 | 1,325 |
| Goodwill and other intangibles | $2,512,000 | 636 |
| All other assets | $12,961,000 | 832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,981,000 | 1,371 |
| Total liabilities | $340,113,000 | 1,325 |
| Total deposits | $319,715,000 | 1,308 |
| Interest-bearing deposits | $286,389,000 | 1,289 |
| Deposits held in domestic offices | $319,715,000 | 1,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,560,000 | 835 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,838,000 | 781 |
| Total equity capital | $19,868,000 | 1,965 |
| Total bank equity capital | $19,868,000 | 1,965 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $9,199,000 | 1,510 |
| Undivided profits | $10,668,000 | 2,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,775,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,247,000 | 881 |
| Earning assets | $332,990,000 | 1,342 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $369,864,400 | 1,294 |
| Average Assets, quarterly | $366,200,000 | 1,329 |
| Volatile liabilities | $30,400,000 | 1,683 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $12,375,000 | 362 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,679,000 | 4,802 |
| Tier 1 (core) risk-based capital | $18,642,000 | 2,035 |
| Tier 2 risk-based capital | $2,477,000 | 1,324 |
| Total risk weighted assets | $197,914,000 | 1,459 |
| Total unused commitments | $4,679,000 | 4,829 |
| Derivatives | $0 | 651 |