Home > First Commercial Bank, Franklin, Louisiana > Income and Expense
First Commercial Bank, Franklin, Louisiana, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,703,000 | 2,897 |
| Total interest expense | $3,994,000 | 3,174 |
| Net interest income | $6,709,000 | 2,690 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $1,459,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $820,000 | 1,673 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $639,000 | 2,771 |
| Total noninterest expense | $5,084,000 | 2,816 |
| Salaries and employee benefits | $2,404,000 | 2,754 |
| Premises and equipment expense | $793,000 | 2,576 |
| Additional noninterest expense | $1,887,000 | 2,869 |
| Pre-tax net operating income | $3,009,000 | 2,282 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $969,000 | 2,334 |
| Income before extraordinary items | $2,040,000 | 2,458 |
| Extraordinary gains, net | $402,000 | 556 |
| Net income | $2,442,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 12,713 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,040,000 | 2,312 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,430,000 | 2,815 |
| Total interest expense | $5,496,000 | 3,026 |
| Net interest income | $6,934,000 | 2,623 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $1,162,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $713,000 | 1,895 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $449,000 | 3,431 |
| Total noninterest expense | $5,170,000 | 2,774 |
| Salaries and employee benefits | $2,599,000 | 2,486 |
| Premises and equipment expense | $794,000 | 2,622 |
| Additional noninterest expense | $1,777,000 | 3,091 |
| Pre-tax net operating income | $2,776,000 | 2,218 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $889,000 | 2,349 |
| Income before extraordinary items | $1,930,000 | 2,368 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,930,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 3,626 |
| Cash dividends | $2,400,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,900,760 | 2,233 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.