Home > First Commercial Bank, Franklin, Louisiana > Assets and Liabilities
First Commercial Bank, Franklin, Louisiana, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 84 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $167,858,000 | 2,738 |
| Cash and due from depository institutions | $8,590,000 | 2,493 |
| Interest-bearing balances | $7,000 | 7,490 |
| Securities | $91,142,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 4,575 |
| Net loans & leases | $58,133,000 | 4,205 |
| Loan loss allowance | $1,326,000 | 2,915 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,622,000 | 2,791 |
| Other real estate owned | $582,000 | 2,493 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,939,000 | 1,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,858,000 | 2,738 |
| Total liabilities | $151,562,000 | 2,759 |
| Total deposits | $150,056,000 | 2,625 |
| Interest-bearing deposits | $125,659,000 | 2,728 |
| Deposits held in domestic offices | $150,056,000 | 2,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,506,000 | 2,296 |
| Total equity capital | $16,296,000 | 2,461 |
| Total bank equity capital | $16,296,000 | 2,461 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $5,400,000 | 2,510 |
| Undivided profits | $10,296,000 | 2,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,165,000 | 2,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $540,000 | 3,418 |
| Earning assets | $152,132,000 | 2,775 |
| Long-term assets (5+ years) | $32,154,000 | 1,789 |
| Average Assets, year-to-date | $169,772,000 | 2,651 |
| Average Assets, quarterly | $165,111,000 | 2,762 |
| Volatile liabilities | $12,719,000 | 3,418 |
| Insider loans | $88,000 | 9,945 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,952,000 | 3,641 |
| Tier 1 (core) risk-based capital | $16,296,000 | 2,411 |
| Tier 2 risk-based capital | $938,960 | 3,056 |
| Total risk weighted assets | $74,729,960 | 3,439 |
| Total unused commitments | $7,952,000 | 3,658 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 85 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $179,277,000 | 2,653 |
| Cash and due from depository institutions | $6,883,000 | 2,552 |
| Interest-bearing balances | $47,000 | 7,665 |
| Securities | $88,849,000 | 1,521 |
| Federal funds sold & reverse repurchase agreements | $11,350,000 | 1,451 |
| Net loans & leases | $63,680,000 | 3,971 |
| Loan loss allowance | $1,195,000 | 3,237 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,885,000 | 2,555 |
| Other real estate owned | $2,263,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,367,000 | 2,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,277,000 | 2,653 |
| Total liabilities | $164,873,000 | 2,642 |
| Total deposits | $163,364,000 | 2,527 |
| Interest-bearing deposits | $136,265,000 | 2,646 |
| Deposits held in domestic offices | $163,364,000 | 2,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,509,000 | 2,347 |
| Total equity capital | $14,404,000 | 2,679 |
| Total bank equity capital | $14,404,000 | 2,679 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $5,400,000 | 2,415 |
| Undivided profits | $8,404,000 | 2,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 3,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $621,000 | 3,261 |
| Earning assets | $163,926,000 | 2,650 |
| Long-term assets (5+ years) | $35,314,000 | 1,601 |
| Average Assets, year-to-date | $173,455,400 | 2,658 |
| Average Assets, quarterly | $173,879,500 | 2,705 |
| Volatile liabilities | $12,918,000 | 3,366 |
| Insider loans | $216,000 | 3,743 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,018,000 | 3,722 |
| Tier 1 (core) risk-based capital | $14,404,000 | 2,620 |
| Tier 2 risk-based capital | $1,019,530 | 2,856 |
| Total risk weighted assets | $81,387,230 | 3,213 |
| Total unused commitments | $7,018,000 | 3,741 |
| Derivatives | $0 | 651 |