Home > First Commercial Bank > Income and Expense
First Commercial Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 2,830 |
| Total interest expense | $1,757,000 | 1,382 |
| Net interest income | $2,906,000 | 3,517 |
| Provision for loan and lease losses | $2,362,000 | 568 |
| Total noninterest income | $-1,742,000 | 7,229 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,789,000 | 7,226 |
| Total noninterest expense | $2,439,000 | 3,567 |
| Salaries and employee benefits | $877,000 | 4,501 |
| Premises and equipment expense | $253,000 | 3,835 |
| Additional noninterest expense | $1,309,000 | 2,477 |
| Pre-tax net operating income | $-3,637,000 | 7,157 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,637,000 | 7,165 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,637,000 | 7,165 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,637,000 | 7,165 |
| Net charge-offs | $3,473,000 | 464 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,637,000 | 7,159 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 2,689 |
| Total interest expense | $949,000 | 1,333 |
| Net interest income | $1,518,000 | 3,433 |
| Provision for loan and lease losses | $1,009,000 | 609 |
| Total noninterest income | $-60,000 | 7,180 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-87,000 | 7,145 |
| Total noninterest expense | $1,212,000 | 3,605 |
| Salaries and employee benefits | $430,000 | 4,594 |
| Premises and equipment expense | $132,000 | 3,770 |
| Additional noninterest expense | $650,000 | 2,460 |
| Pre-tax net operating income | $-763,000 | 7,121 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-763,000 | 7,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-763,000 | 7,140 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-763,000 | 7,141 |
| Net charge-offs | $244,000 | 1,674 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-763,000 | 7,131 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,752,000 | 2,365 |
| Total interest expense | $5,009,000 | 1,204 |
| Net interest income | $6,743,000 | 3,165 |
| Provision for loan and lease losses | $9,980,000 | 422 |
| Total noninterest income | $-1,070,000 | 7,251 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $132,000 | 5,096 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,202,000 | 7,218 |
| Total noninterest expense | $5,772,000 | 3,148 |
| Salaries and employee benefits | $1,777,000 | 4,494 |
| Premises and equipment expense | $541,000 | 3,841 |
| Additional noninterest expense | $3,454,000 | 1,953 |
| Pre-tax net operating income | $-10,079,000 | 7,213 |
| Securities gains (losses) | $305,000 | 1,126 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $-9,779,000 | 7,207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,779,000 | 7,207 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,779,000 | 7,207 |
| Net charge-offs | $8,618,000 | 538 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-10,084,000 | 7,209 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,140,000 | 2,316 |
| Total interest expense | $3,915,000 | 1,202 |
| Net interest income | $5,225,000 | 3,097 |
| Provision for loan and lease losses | $8,837,000 | 354 |
| Total noninterest income | $-1,133,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $103,000 | 5,077 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,236,000 | 7,340 |
| Total noninterest expense | $4,456,000 | 3,082 |
| Salaries and employee benefits | $1,351,000 | 4,439 |
| Premises and equipment expense | $402,000 | 3,896 |
| Additional noninterest expense | $2,703,000 | 1,881 |
| Pre-tax net operating income | $-9,201,000 | 7,329 |
| Securities gains (losses) | $309,000 | 906 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $-8,896,000 | 7,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,896,000 | 7,328 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-8,896,000 | 7,328 |
| Net charge-offs | $4,596,000 | 672 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-9,205,000 | 7,326 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,164,000 | 2,309 |
| Total interest expense | $2,707,000 | 1,195 |
| Net interest income | $3,457,000 | 3,122 |
| Provision for loan and lease losses | $6,581,000 | 327 |
| Total noninterest income | $-191,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $70,000 | 5,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-261,000 | 7,305 |
| Total noninterest expense | $3,019,000 | 3,086 |
| Salaries and employee benefits | $900,000 | 4,480 |
| Premises and equipment expense | $268,000 | 3,933 |
| Additional noninterest expense | $1,851,000 | 1,840 |
| Pre-tax net operating income | $-6,334,000 | 7,402 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $-6,339,000 | 7,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,339,000 | 7,403 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,339,000 | 7,403 |
| Net charge-offs | $3,108,000 | 671 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-6,337,000 | 7,404 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 2,271 |
| Total interest expense | $1,429,000 | 1,177 |
| Net interest income | $1,717,000 | 3,123 |
| Provision for loan and lease losses | $6,581,000 | 195 |
| Total noninterest income | $-262,000 | 7,479 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-299,000 | 7,465 |
| Total noninterest expense | $1,489,000 | 3,118 |
| Salaries and employee benefits | $439,000 | 4,584 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $917,000 | 1,837 |
| Pre-tax net operating income | $-6,615,000 | 7,521 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-6,616,000 | 7,514 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-6,616,000 | 7,514 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,616,000 | 7,514 |
| Net charge-offs | $1,595,000 | 627 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-6,616,000 | 7,515 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,193,000 | 1,868 |
| Total interest expense | $8,002,000 | 1,037 |
| Net interest income | $8,191,000 | 2,661 |
| Provision for loan and lease losses | $12,446,000 | 554 |
| Total noninterest income | $3,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $225,000 | 4,198 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-222,000 | 7,293 |
| Total noninterest expense | $8,741,000 | 2,222 |
| Salaries and employee benefits | $2,190,000 | 3,971 |
| Premises and equipment expense | $566,000 | 3,873 |
| Additional noninterest expense | $5,985,000 | 1,235 |
| Pre-tax net operating income | $-12,993,000 | 7,423 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $-12,998,000 | 7,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,998,000 | 7,446 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,998,000 | 7,446 |
| Net charge-offs | $13,096,000 | 486 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-12,998,000 | 7,434 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,595,000 | 1,841 |
| Total interest expense | $6,335,000 | 1,025 |
| Net interest income | $6,260,000 | 2,654 |
| Provision for loan and lease losses | $7,613,000 | 628 |
| Total noninterest income | $-135,000 | 7,544 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $179,000 | 4,154 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-314,000 | 7,513 |
| Total noninterest expense | $6,246,000 | 2,326 |
| Salaries and employee benefits | $1,635,000 | 4,023 |
| Premises and equipment expense | $429,000 | 3,907 |
| Additional noninterest expense | $4,182,000 | 1,292 |
| Pre-tax net operating income | $-7,734,000 | 7,499 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $-7,738,000 | 7,531 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,738,000 | 7,531 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,738,000 | 7,531 |
| Net charge-offs | $7,216,000 | 610 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,738,000 | 7,520 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 1,815 |
| Total interest expense | $4,374,000 | 1,027 |
| Net interest income | $4,232,000 | 2,621 |
| Provision for loan and lease losses | $4,549,000 | 684 |
| Total noninterest income | $50,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $127,000 | 4,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-77,000 | 7,502 |
| Total noninterest expense | $3,854,000 | 2,508 |
| Salaries and employee benefits | $1,069,000 | 4,103 |
| Premises and equipment expense | $290,000 | 3,896 |
| Additional noninterest expense | $2,495,000 | 1,424 |
| Pre-tax net operating income | $-4,121,000 | 7,499 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,121,000 | 7,531 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,121,000 | 7,530 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,121,000 | 7,531 |
| Net charge-offs | $4,036,000 | 661 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,121,000 | 7,529 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 1,861 |
| Total interest expense | $2,304,000 | 1,019 |
| Net interest income | $2,004,000 | 2,774 |
| Provision for loan and lease losses | $2,604,000 | 610 |
| Total noninterest income | $-427,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-504,000 | 7,868 |
| Total noninterest expense | $1,655,000 | 2,882 |
| Salaries and employee benefits | $527,000 | 4,201 |
| Premises and equipment expense | $151,000 | 3,870 |
| Additional noninterest expense | $977,000 | 1,773 |
| Pre-tax net operating income | $-2,682,000 | 7,670 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-2,683,000 | 7,698 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,683,000 | 7,699 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,683,000 | 7,699 |
| Net charge-offs | $2,246,000 | 598 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,683,000 | 7,689 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,488,000 | 1,671 |
| Total interest expense | $11,282,000 | 1,045 |
| Net interest income | $9,206,000 | 2,371 |
| Provision for loan and lease losses | $9,528,000 | 908 |
| Total noninterest income | $-519,000 | 7,879 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $310,000 | 3,822 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-829,000 | 7,854 |
| Total noninterest expense | $4,998,000 | 3,689 |
| Salaries and employee benefits | $1,907,000 | 4,518 |
| Premises and equipment expense | $618,000 | 3,799 |
| Additional noninterest expense | $2,473,000 | 2,767 |
| Pre-tax net operating income | $-5,839,000 | 7,261 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $-5,822,000 | 7,342 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,822,000 | 7,342 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,822,000 | 7,342 |
| Net charge-offs | $7,881,000 | 823 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,844,000 | 7,361 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,694,000 | 1,672 |
| Total interest expense | $8,598,000 | 1,087 |
| Net interest income | $7,096,000 | 2,309 |
| Provision for loan and lease losses | $3,391,000 | 1,370 |
| Total noninterest income | $231,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $236,000 | 3,810 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-5,000 | 7,650 |
| Total noninterest expense | $3,542,000 | 3,866 |
| Salaries and employee benefits | $1,416,000 | 4,571 |
| Premises and equipment expense | $444,000 | 3,956 |
| Additional noninterest expense | $1,682,000 | 2,995 |
| Pre-tax net operating income | $394,000 | 4,209 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $416,000 | 3,992 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $416,000 | 3,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $416,000 | 3,991 |
| Net charge-offs | $1,778,000 | 1,613 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $394,000 | 3,982 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,653,000 | 1,661 |
| Total interest expense | $5,838,000 | 1,120 |
| Net interest income | $4,815,000 | 2,268 |
| Provision for loan and lease losses | $2,390,000 | 1,263 |
| Total noninterest income | $163,000 | 5,575 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $167,000 | 3,668 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-4,000 | 7,810 |
| Total noninterest expense | $2,289,000 | 3,977 |
| Salaries and employee benefits | $836,000 | 4,963 |
| Premises and equipment expense | $295,000 | 3,989 |
| Additional noninterest expense | $1,158,000 | 2,918 |
| Pre-tax net operating income | $299,000 | 4,136 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $299,000 | 3,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 3,970 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $299,000 | 3,970 |
| Net charge-offs | $1,248,000 | 1,481 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $299,000 | 3,851 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,429,000 | 1,657 |
| Total interest expense | $2,981,000 | 1,147 |
| Net interest income | $2,448,000 | 2,241 |
| Provision for loan and lease losses | $803,000 | 1,334 |
| Total noninterest income | $115,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $1,034,000 | 4,218 |
| Salaries and employee benefits | $415,000 | 5,029 |
| Premises and equipment expense | $148,000 | 4,012 |
| Additional noninterest expense | $471,000 | 3,164 |
| Pre-tax net operating income | $726,000 | 1,747 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $726,000 | 1,502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $726,000 | 1,504 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $726,000 | 1,504 |
| Net charge-offs | $663,000 | 1,186 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $726,000 | 1,422 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,553,000 | 1,712 |
| Total interest expense | $13,241,000 | 1,225 |
| Net interest income | $9,312,000 | 2,352 |
| Provision for loan and lease losses | $3,732,000 | 1,209 |
| Total noninterest income | $332,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $294,000 | 4,046 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $5,687,000 | 3,231 |
| Salaries and employee benefits | $1,811,000 | 4,764 |
| Premises and equipment expense | $510,000 | 4,402 |
| Additional noninterest expense | $3,366,000 | 1,819 |
| Pre-tax net operating income | $225,000 | 5,676 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $225,000 | 5,384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $225,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,657,000 | 1,093 |
| Cash dividends | $1,126,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $225,000 | 5,539 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,953,000 | 1,745 |
| Total interest expense | $9,987,000 | 1,269 |
| Net interest income | $6,966,000 | 2,371 |
| Provision for loan and lease losses | $2,356,000 | 1,056 |
| Total noninterest income | $270,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $254,000 | 3,815 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 7,561 |
| Total noninterest expense | $3,974,000 | 3,400 |
| Salaries and employee benefits | $1,144,000 | 5,304 |
| Premises and equipment expense | $349,000 | 4,673 |
| Additional noninterest expense | $2,481,000 | 1,788 |
| Pre-tax net operating income | $906,000 | 3,859 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $906,000 | 3,303 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $906,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,781,000 | 898 |
| Cash dividends | $1,126,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $906,000 | 3,439 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,320,000 | 1,774 |
| Total interest expense | $6,745,000 | 1,303 |
| Net interest income | $4,575,000 | 2,388 |
| Provision for loan and lease losses | $1,840,000 | 833 |
| Total noninterest income | $147,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $165,000 | 3,872 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-18,000 | 8,338 |
| Total noninterest expense | $2,342,000 | 3,768 |
| Salaries and employee benefits | $749,000 | 5,403 |
| Premises and equipment expense | $224,000 | 4,819 |
| Additional noninterest expense | $1,369,000 | 2,077 |
| Pre-tax net operating income | $540,000 | 4,244 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $540,000 | 3,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 915 |
| Cash dividends | $1,126,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $540,000 | 3,810 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,758,000 | 1,780 |
| Total interest expense | $3,393,000 | 1,387 |
| Net interest income | $2,365,000 | 2,330 |
| Provision for loan and lease losses | $637,000 | 866 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $86,000 | 3,747 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $1,145,000 | 3,838 |
| Salaries and employee benefits | $458,000 | 4,835 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $574,000 | 2,406 |
| Pre-tax net operating income | $674,000 | 2,487 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $674,000 | 2,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $674,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,036 |
| Cash dividends | $729,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $674,000 | 2,028 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,729,000 | 2,111 |
| Total interest expense | $10,615,000 | 1,867 |
| Net interest income | $9,114,000 | 2,425 |
| Provision for loan and lease losses | $2,819,000 | 649 |
| Total noninterest income | $498,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $288,000 | 4,166 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $210,000 | 4,964 |
| Total noninterest expense | $3,505,000 | 4,514 |
| Salaries and employee benefits | $1,713,000 | 4,914 |
| Premises and equipment expense | $427,000 | 4,829 |
| Additional noninterest expense | $1,365,000 | 3,697 |
| Pre-tax net operating income | $3,288,000 | 2,312 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $3,287,000 | 1,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,287,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,380 |
| Cash dividends | $2,580,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,287,000 | 1,878 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,011,000 | 2,207 |
| Total interest expense | $7,475,000 | 1,952 |
| Net interest income | $6,536,000 | 2,545 |
| Provision for loan and lease losses | $2,204,000 | 479 |
| Total noninterest income | $351,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $160,000 | 4,785 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $191,000 | 4,572 |
| Total noninterest expense | $2,748,000 | 4,372 |
| Salaries and employee benefits | $1,253,000 | 4,956 |
| Premises and equipment expense | $316,000 | 4,857 |
| Additional noninterest expense | $1,179,000 | 3,238 |
| Pre-tax net operating income | $1,935,000 | 2,913 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $1,934,000 | 2,442 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,934,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,267 |
| Cash dividends | $2,580,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,934,000 | 2,416 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 2,391 |
| Total interest expense | $4,641,000 | 2,059 |
| Net interest income | $4,058,000 | 2,715 |
| Provision for loan and lease losses | $1,075,000 | 555 |
| Total noninterest income | $109,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $91,000 | 5,130 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $1,606,000 | 4,799 |
| Salaries and employee benefits | $817,000 | 5,072 |
| Premises and equipment expense | $205,000 | 4,959 |
| Additional noninterest expense | $584,000 | 4,097 |
| Pre-tax net operating income | $1,486,000 | 2,688 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $1,485,000 | 2,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,485,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,216 |
| Cash dividends | $2,134,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,485,000 | 2,205 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 2,492 |
| Total interest expense | $2,134,000 | 2,195 |
| Net interest income | $1,995,000 | 2,764 |
| Provision for loan and lease losses | $679,000 | 402 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $778,000 | 4,888 |
| Salaries and employee benefits | $405,000 | 5,127 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $271,000 | 4,272 |
| Pre-tax net operating income | $577,000 | 3,209 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $576,000 | 2,722 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $576,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,389 |
| Cash dividends | $1,710,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $576,000 | 2,710 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,071,000 | 2,873 |
| Total interest expense | $6,032,000 | 2,579 |
| Net interest income | $7,039,000 | 3,093 |
| Provision for loan and lease losses | $925,000 | 1,114 |
| Total noninterest income | $110,000 | 7,640 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $87,000 | 6,326 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,889 |
| Total noninterest expense | $2,562,000 | 5,406 |
| Salaries and employee benefits | $1,475,000 | 5,254 |
| Premises and equipment expense | $393,000 | 4,973 |
| Additional noninterest expense | $694,000 | 5,670 |
| Pre-tax net operating income | $3,662,000 | 2,399 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $3,660,000 | 1,935 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,660,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,032 |
| Cash dividends | $1,820,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,660,000 | 1,925 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,397,000 | 2,956 |
| Total interest expense | $4,271,000 | 2,635 |
| Net interest income | $5,126,000 | 3,195 |
| Provision for loan and lease losses | $575,000 | 1,253 |
| Total noninterest income | $77,000 | 7,790 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $66,000 | 6,390 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $1,876,000 | 5,469 |
| Salaries and employee benefits | $1,084,000 | 5,292 |
| Premises and equipment expense | $297,000 | 4,980 |
| Additional noninterest expense | $495,000 | 5,798 |
| Pre-tax net operating income | $2,752,000 | 2,470 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $2,750,000 | 1,979 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,750,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,438 |
| Cash dividends | $1,667,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,750,000 | 1,966 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 3,009 |
| Total interest expense | $2,749,000 | 2,620 |
| Net interest income | $3,292,000 | 3,303 |
| Provision for loan and lease losses | $422,000 | 1,128 |
| Total noninterest income | $43,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $1,174,000 | 5,682 |
| Salaries and employee benefits | $676,000 | 5,537 |
| Premises and equipment expense | $197,000 | 4,979 |
| Additional noninterest expense | $301,000 | 6,080 |
| Pre-tax net operating income | $1,739,000 | 2,572 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $1,738,000 | 2,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,738,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,520 |
| Cash dividends | $1,241,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,738,000 | 2,059 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 3,144 |
| Total interest expense | $1,293,000 | 2,644 |
| Net interest income | $1,524,000 | 3,503 |
| Provision for loan and lease losses | $14,000 | 5,063 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $557,000 | 5,848 |
| Salaries and employee benefits | $323,000 | 5,707 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $138,000 | 6,297 |
| Pre-tax net operating income | $971,000 | 2,329 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $971,000 | 1,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $971,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,547 |
| Cash dividends | $1,241,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $971,000 | 1,829 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 3,967 |
| Total interest expense | $2,953,000 | 3,375 |
| Net interest income | $4,482,000 | 4,271 |
| Provision for loan and lease losses | $849,000 | 1,198 |
| Total noninterest income | $64,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $50,000 | 7,086 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $1,838,000 | 6,368 |
| Salaries and employee benefits | $1,082,000 | 6,126 |
| Premises and equipment expense | $253,000 | 6,180 |
| Additional noninterest expense | $503,000 | 6,559 |
| Pre-tax net operating income | $1,859,000 | 3,861 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,859,000 | 3,275 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,859,000 | 3,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,401 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 355 |
| Net operating income | $1,859,000 | 3,246 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 4,278 |
| Total interest expense | $1,809,000 | 3,779 |
| Net interest income | $3,139,000 | 4,494 |
| Provision for loan and lease losses | $306,000 | 2,166 |
| Total noninterest income | $46,000 | 8,376 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 7,182 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $1,366,000 | 6,359 |
| Salaries and employee benefits | $806,000 | 6,112 |
| Premises and equipment expense | $182,000 | 6,253 |
| Additional noninterest expense | $378,000 | 6,525 |
| Pre-tax net operating income | $1,513,000 | 3,718 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,513,000 | 3,106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,513,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,946,000 | 264 |
| Net operating income | $1,513,000 | 3,068 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 4,622 |
| Total interest expense | $988,000 | 4,170 |
| Net interest income | $1,895,000 | 4,770 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $32,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $23,000 | 7,185 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $877,000 | 6,477 |
| Salaries and employee benefits | $529,000 | 6,173 |
| Premises and equipment expense | $115,000 | 6,391 |
| Additional noninterest expense | $233,000 | 6,740 |
| Pre-tax net operating income | $930,000 | 3,904 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $930,000 | 3,271 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $930,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 197 |
| Net operating income | $930,000 | 3,226 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 5,245 |
| Total interest expense | $397,000 | 4,712 |
| Net interest income | $778,000 | 5,408 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $414,000 | 6,691 |
| Salaries and employee benefits | $256,000 | 6,297 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $381,000 | 4,395 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $381,000 | 3,737 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $381,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $381,000 | 3,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 6,285 |
| Total interest expense | $1,013,000 | 5,608 |
| Net interest income | $2,143,000 | 6,440 |
| Provision for loan and lease losses | $377,000 | 2,477 |
| Total noninterest income | $47,000 | 8,607 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $38,000 | 7,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $1,412,000 | 7,046 |
| Salaries and employee benefits | $809,000 | 6,896 |
| Premises and equipment expense | $205,000 | 6,704 |
| Additional noninterest expense | $398,000 | 7,135 |
| Pre-tax net operating income | $401,000 | 7,076 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $401,000 | 6,770 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $401,000 | 6,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,659 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $970,000 | 410 |
| Net operating income | $401,000 | 6,704 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 6,486 |
| Total interest expense | $686,000 | 5,884 |
| Net interest income | $1,525,000 | 6,587 |
| Provision for loan and lease losses | $377,000 | 1,862 |
| Total noninterest income | $33,000 | 8,679 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $26,000 | 7,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $1,030,000 | 7,090 |
| Salaries and employee benefits | $575,000 | 7,005 |
| Premises and equipment expense | $153,000 | 6,680 |
| Additional noninterest expense | $302,000 | 7,066 |
| Pre-tax net operating income | $151,000 | 7,905 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $151,000 | 7,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $151,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,436 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $151,000 | 7,724 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 6,635 |
| Total interest expense | $430,000 | 6,076 |
| Net interest income | $986,000 | 6,699 |
| Provision for loan and lease losses | $377,000 | 1,289 |
| Total noninterest income | $20,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $16,000 | 7,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $666,000 | 7,225 |
| Salaries and employee benefits | $368,000 | 7,162 |
| Premises and equipment expense | $112,000 | 6,506 |
| Additional noninterest expense | $186,000 | 7,303 |
| Pre-tax net operating income | $-37,000 | 8,613 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-37,000 | 8,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-37,000 | 8,609 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 6,731 |
| Total interest expense | $178,000 | 6,648 |
| Net interest income | $518,000 | 6,589 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $10,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $316,000 | 7,382 |
| Salaries and employee benefits | $189,000 | 7,137 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $79,000 | 7,660 |
| Pre-tax net operating income | $92,000 | 7,278 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,000 | 6,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 8,143 |
| Total interest expense | $551,000 | 7,569 |
| Net interest income | $880,000 | 8,292 |
| Provision for loan and lease losses | $107,000 | 5,222 |
| Total noninterest income | $48,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $32,000 | 7,690 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $16,000 | 8,557 |
| Total noninterest expense | $1,578,000 | 6,751 |
| Salaries and employee benefits | $795,000 | 6,930 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $576,000 | 6,123 |
| Pre-tax net operating income | $-757,000 | 8,913 |
| Securities gains (losses) | $96,000 | 1,933 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-661,000 | 8,953 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-661,000 | 8,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,245 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,337,000 | 317 |
| Net operating income | $-757,000 | 8,928 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 8,193 |
| Total interest expense | $432,000 | 7,630 |
| Net interest income | $675,000 | 8,342 |
| Provision for loan and lease losses | $107,000 | 4,561 |
| Total noninterest income | $37,000 | 8,873 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $24,000 | 7,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $1,260,000 | 6,547 |
| Salaries and employee benefits | $613,000 | 6,863 |
| Premises and equipment expense | $162,000 | 6,596 |
| Additional noninterest expense | $485,000 | 5,735 |
| Pre-tax net operating income | $-655,000 | 9,009 |
| Securities gains (losses) | $96,000 | 1,787 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-559,000 | 9,043 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-559,000 | 9,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,255 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 422 |
| Net operating income | $-655,000 | 9,018 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 8,163 |
| Total interest expense | $303,000 | 7,633 |
| Net interest income | $481,000 | 8,262 |
| Provision for loan and lease losses | $107,000 | 3,753 |
| Total noninterest income | $26,000 | 8,871 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $15,000 | 7,804 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $936,000 | 6,199 |
| Salaries and employee benefits | $446,000 | 6,635 |
| Premises and equipment expense | $106,000 | 6,619 |
| Additional noninterest expense | $384,000 | 5,152 |
| Pre-tax net operating income | $-536,000 | 9,079 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-536,000 | 9,142 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-536,000 | 9,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,211 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-536,000 | 9,085 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,179 |
| Total interest expense | $157,000 | 7,662 |
| Net interest income | $241,000 | 8,302 |
| Provision for loan and lease losses | $82,000 | 2,707 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $524,000 | 5,843 |
| Salaries and employee benefits | $238,000 | 6,444 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $-350,000 | 9,162 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-350,000 | 9,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-350,000 | 9,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,934 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-350,000 | 9,154 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 7,778 |
| Total interest expense | $786,000 | 7,559 |
| Net interest income | $1,281,000 | 7,792 |
| Provision for loan and lease losses | $1,035,000 | 1,307 |
| Total noninterest income | $83,000 | 8,607 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $1,059,000 | 7,813 |
| Salaries and employee benefits | $557,000 | 7,901 |
| Premises and equipment expense | $188,000 | 6,919 |
| Additional noninterest expense | $314,000 | 7,712 |
| Pre-tax net operating income | $-730,000 | 9,066 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-730,000 | 9,121 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-730,000 | 9,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 1,681 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-730,000 | 9,078 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 8,428 |
| Total interest expense | $888,000 | 8,240 |
| Net interest income | $903,000 | 8,459 |
| Provision for loan and lease losses | $174,000 | 4,487 |
| Total noninterest income | $30,000 | 9,352 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $889,000 | 8,237 |
| Salaries and employee benefits | $466,000 | 8,328 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $217,000 | 8,530 |
| Pre-tax net operating income | $-130,000 | 8,895 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-130,000 | 8,984 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-130,000 | 8,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,548 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-130,000 | 8,931 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 9,372 |
| Total interest expense | $510,000 | 9,234 |
| Net interest income | $521,000 | 9,428 |
| Provision for loan and lease losses | $154,000 | 4,353 |
| Total noninterest income | $30,000 | 9,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $830,000 | 8,476 |
| Salaries and employee benefits | $436,000 | 8,574 |
| Premises and equipment expense | $186,000 | 6,980 |
| Additional noninterest expense | $208,000 | 8,716 |
| Pre-tax net operating income | $-433,000 | 9,499 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-433,000 | 9,535 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-433,000 | 9,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-433,000 | 9,535 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $149,000 | 10,151 |
| Total interest expense | $43,000 | 10,112 |
| Net interest income | $106,000 | 10,147 |
| Provision for loan and lease losses | $37,000 | 6,969 |
| Total noninterest income | $1,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $404,000 | 9,870 |
| Salaries and employee benefits | $211,000 | 9,874 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $117,000 | 9,798 |
| Pre-tax net operating income | $-334,000 | 9,736 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-334,000 | 9,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-334,000 | 9,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,140,000 | 349 |
| Net operating income | $-334,000 | 9,776 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.