Home > First Commercial Bank > Income and Expense
First Commercial Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,612,000 | 1,932 |
| Total interest expense | $825,000 | 2,290 |
| Net interest income | $8,787,000 | 1,878 |
| Provision for loan and lease losses | $486,000 | 1,060 |
| Total noninterest income | $1,754,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $498,000 | 1,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,256,000 | 1,738 |
| Total noninterest expense | $10,158,000 | 1,438 |
| Salaries and employee benefits | $5,094,000 | 1,555 |
| Premises and equipment expense | $1,032,000 | 1,672 |
| Additional noninterest expense | $4,032,000 | 1,192 |
| Pre-tax net operating income | $-103,000 | 6,037 |
| Securities gains (losses) | $22,000 | 1,962 |
| Applicable income taxes | $-92,000 | 6,160 |
| Income before extraordinary items | $11,000 | 5,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 5,951 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,000 | 5,951 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-3,080 | 5,944 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,233,000 | 1,982 |
| Total interest expense | $554,000 | 2,292 |
| Net interest income | $5,679,000 | 1,927 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,041,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $327,000 | 1,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $714,000 | 1,938 |
| Total noninterest expense | $5,113,000 | 1,864 |
| Salaries and employee benefits | $2,909,000 | 1,803 |
| Premises and equipment expense | $739,000 | 1,574 |
| Additional noninterest expense | $1,465,000 | 2,046 |
| Pre-tax net operating income | $1,607,000 | 2,218 |
| Securities gains (losses) | $22,000 | 1,669 |
| Applicable income taxes | $527,000 | 1,576 |
| Income before extraordinary items | $1,102,000 | 2,579 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,102,000 | 2,581 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,102,000 | 2,581 |
| Net charge-offs | $-34,000 | 5,635 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,087,040 | 2,547 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 1,972 |
| Total interest expense | $279,000 | 2,291 |
| Net interest income | $2,839,000 | 1,933 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $479,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $163,000 | 1,725 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $316,000 | 2,054 |
| Total noninterest expense | $2,539,000 | 1,873 |
| Salaries and employee benefits | $1,461,000 | 1,807 |
| Premises and equipment expense | $357,000 | 1,654 |
| Additional noninterest expense | $721,000 | 2,048 |
| Pre-tax net operating income | $779,000 | 2,249 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $252,000 | 1,602 |
| Income before extraordinary items | $527,000 | 2,618 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $527,000 | 2,621 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $527,000 | 2,621 |
| Net charge-offs | $-18,000 | 5,644 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $527,000 | 2,544 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,876,000 | 1,929 |
| Total interest expense | $1,279,000 | 2,151 |
| Net interest income | $11,597,000 | 1,880 |
| Provision for loan and lease losses | $226,000 | 2,339 |
| Total noninterest income | $2,527,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $649,000 | 1,841 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,878,000 | 1,537 |
| Total noninterest expense | $10,862,000 | 1,761 |
| Salaries and employee benefits | $6,128,000 | 1,689 |
| Premises and equipment expense | $1,507,000 | 1,559 |
| Additional noninterest expense | $3,227,000 | 1,912 |
| Pre-tax net operating income | $3,036,000 | 2,263 |
| Securities gains (losses) | $21,000 | 2,297 |
| Applicable income taxes | $1,093,000 | 1,468 |
| Income before extraordinary items | $1,964,000 | 2,740 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,964,000 | 2,738 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,964,000 | 2,740 |
| Net charge-offs | $1,827,000 | 550 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 586 |
| Net operating income | $1,950,560 | 2,710 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,656,000 | 1,940 |
| Total interest expense | $986,000 | 2,138 |
| Net interest income | $8,670,000 | 1,894 |
| Provision for loan and lease losses | $226,000 | 1,922 |
| Total noninterest income | $1,879,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $478,000 | 1,874 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,401,000 | 1,526 |
| Total noninterest expense | $8,110,000 | 1,766 |
| Salaries and employee benefits | $4,557,000 | 1,699 |
| Premises and equipment expense | $1,150,000 | 1,550 |
| Additional noninterest expense | $2,403,000 | 1,917 |
| Pre-tax net operating income | $2,213,000 | 2,349 |
| Securities gains (losses) | $21,000 | 1,994 |
| Applicable income taxes | $781,000 | 1,537 |
| Income before extraordinary items | $1,453,000 | 2,792 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,453,000 | 2,792 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,453,000 | 2,792 |
| Net charge-offs | $52,000 | 3,217 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 513 |
| Net operating income | $1,439,350 | 2,759 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 1,926 |
| Total interest expense | $672,000 | 2,125 |
| Net interest income | $5,800,000 | 1,883 |
| Provision for loan and lease losses | $225,000 | 1,542 |
| Total noninterest income | $1,218,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $311,000 | 1,894 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $907,000 | 1,551 |
| Total noninterest expense | $5,347,000 | 1,779 |
| Salaries and employee benefits | $3,021,000 | 1,701 |
| Premises and equipment expense | $766,000 | 1,551 |
| Additional noninterest expense | $1,560,000 | 1,962 |
| Pre-tax net operating income | $1,446,000 | 2,337 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $505,000 | 1,533 |
| Income before extraordinary items | $962,000 | 2,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $962,000 | 2,723 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $962,000 | 2,723 |
| Net charge-offs | $56,000 | 2,694 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 484 |
| Net operating income | $948,140 | 2,696 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 1,922 |
| Total interest expense | $340,000 | 2,134 |
| Net interest income | $2,892,000 | 1,881 |
| Provision for loan and lease losses | $168,000 | 1,122 |
| Total noninterest income | $558,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $158,000 | 1,854 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $400,000 | 1,660 |
| Total noninterest expense | $2,597,000 | 1,825 |
| Salaries and employee benefits | $1,485,000 | 1,748 |
| Premises and equipment expense | $382,000 | 1,577 |
| Additional noninterest expense | $730,000 | 2,066 |
| Pre-tax net operating income | $685,000 | 2,359 |
| Securities gains (losses) | $21,000 | 941 |
| Applicable income taxes | $231,000 | 1,579 |
| Income before extraordinary items | $475,000 | 2,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $475,000 | 2,666 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $475,000 | 2,666 |
| Net charge-offs | $-36,000 | 6,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 447 |
| Net operating income | $460,930 | 2,683 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,282,000 | 1,884 |
| Total interest expense | $1,593,000 | 2,051 |
| Net interest income | $11,689,000 | 1,836 |
| Provision for loan and lease losses | $5,885,000 | 237 |
| Total noninterest income | $3,581,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $690,000 | 1,850 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,891,000 | 1,171 |
| Total noninterest expense | $11,200,000 | 1,715 |
| Salaries and employee benefits | $6,365,000 | 1,623 |
| Premises and equipment expense | $1,475,000 | 1,601 |
| Additional noninterest expense | $3,360,000 | 1,886 |
| Pre-tax net operating income | $-1,815,000 | 6,645 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-822,000 | 6,675 |
| Income before extraordinary items | $-993,000 | 6,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-993,000 | 6,583 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-993,000 | 6,583 |
| Net charge-offs | $3,949,000 | 420 |
| Cash dividends | $400,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 723 |
| Net operating income | $-993,000 | 6,571 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,927,000 | 1,893 |
| Total interest expense | $1,224,000 | 2,066 |
| Net interest income | $8,703,000 | 1,848 |
| Provision for loan and lease losses | $528,000 | 1,460 |
| Total noninterest income | $2,812,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $529,000 | 1,821 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,283,000 | 1,162 |
| Total noninterest expense | $8,358,000 | 1,725 |
| Salaries and employee benefits | $4,959,000 | 1,577 |
| Premises and equipment expense | $1,113,000 | 1,594 |
| Additional noninterest expense | $2,286,000 | 2,049 |
| Pre-tax net operating income | $2,629,000 | 1,963 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $888,000 | 1,351 |
| Income before extraordinary items | $1,741,000 | 2,364 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,741,000 | 2,369 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,741,000 | 2,369 |
| Net charge-offs | $144,000 | 2,911 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 482 |
| Net operating income | $1,741,000 | 2,298 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,594,000 | 1,896 |
| Total interest expense | $830,000 | 2,075 |
| Net interest income | $5,764,000 | 1,855 |
| Provision for loan and lease losses | $368,000 | 1,461 |
| Total noninterest income | $2,002,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $356,000 | 1,787 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,646,000 | 1,125 |
| Total noninterest expense | $5,487,000 | 1,756 |
| Salaries and employee benefits | $3,307,000 | 1,580 |
| Premises and equipment expense | $750,000 | 1,593 |
| Additional noninterest expense | $1,430,000 | 2,170 |
| Pre-tax net operating income | $1,911,000 | 1,798 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $655,000 | 1,261 |
| Income before extraordinary items | $1,256,000 | 2,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,256,000 | 2,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,256,000 | 2,229 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 452 |
| Net operating income | $1,256,000 | 2,132 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 1,887 |
| Total interest expense | $429,000 | 2,058 |
| Net interest income | $2,909,000 | 1,839 |
| Provision for loan and lease losses | $160,000 | 1,554 |
| Total noninterest income | $1,182,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $177,000 | 1,781 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,005,000 | 993 |
| Total noninterest expense | $2,776,000 | 1,743 |
| Salaries and employee benefits | $1,660,000 | 1,588 |
| Premises and equipment expense | $394,000 | 1,547 |
| Additional noninterest expense | $722,000 | 2,157 |
| Pre-tax net operating income | $1,155,000 | 1,517 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $402,000 | 1,086 |
| Income before extraordinary items | $753,000 | 1,890 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $753,000 | 1,891 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $753,000 | 1,892 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 410 |
| Net operating income | $753,000 | 1,810 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,279,000 | 1,849 |
| Total interest expense | $2,057,000 | 2,094 |
| Net interest income | $12,222,000 | 1,796 |
| Provision for loan and lease losses | $649,000 | 2,359 |
| Total noninterest income | $3,842,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $801,000 | 1,689 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,041,000 | 1,148 |
| Total noninterest expense | $11,538,000 | 1,672 |
| Salaries and employee benefits | $6,847,000 | 1,490 |
| Premises and equipment expense | $1,500,000 | 1,578 |
| Additional noninterest expense | $3,191,000 | 2,036 |
| Pre-tax net operating income | $3,877,000 | 1,688 |
| Securities gains (losses) | $47,000 | 2,767 |
| Applicable income taxes | $1,359,000 | 1,177 |
| Income before extraordinary items | $2,565,000 | 2,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,565,000 | 2,121 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,565,000 | 2,123 |
| Net charge-offs | $654,000 | 2,297 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 524 |
| Net operating income | $2,534,450 | 2,019 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,725,000 | 1,872 |
| Total interest expense | $1,592,000 | 2,109 |
| Net interest income | $9,133,000 | 1,825 |
| Provision for loan and lease losses | $476,000 | 2,335 |
| Total noninterest income | $2,822,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $609,000 | 1,693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,213,000 | 1,164 |
| Total noninterest expense | $8,495,000 | 1,707 |
| Salaries and employee benefits | $5,157,000 | 1,474 |
| Premises and equipment expense | $1,087,000 | 1,636 |
| Additional noninterest expense | $2,251,000 | 2,160 |
| Pre-tax net operating income | $2,984,000 | 1,710 |
| Securities gains (losses) | $47,000 | 2,476 |
| Applicable income taxes | $1,042,000 | 1,190 |
| Income before extraordinary items | $1,989,000 | 2,116 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,989,000 | 2,116 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,989,000 | 2,117 |
| Net charge-offs | $417,000 | 2,411 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 500 |
| Net operating income | $1,957,980 | 2,025 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 1,928 |
| Total interest expense | $1,100,000 | 2,112 |
| Net interest income | $5,875,000 | 1,884 |
| Provision for loan and lease losses | $303,000 | 2,378 |
| Total noninterest income | $1,765,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $407,000 | 1,680 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,358,000 | 1,222 |
| Total noninterest expense | $5,584,000 | 1,739 |
| Salaries and employee benefits | $3,421,000 | 1,484 |
| Premises and equipment expense | $725,000 | 1,640 |
| Additional noninterest expense | $1,438,000 | 2,253 |
| Pre-tax net operating income | $1,753,000 | 1,875 |
| Securities gains (losses) | $46,000 | 2,098 |
| Applicable income taxes | $613,000 | 1,299 |
| Income before extraordinary items | $1,186,000 | 2,287 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,186,000 | 2,287 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,186,000 | 2,287 |
| Net charge-offs | $421,000 | 1,945 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 485 |
| Net operating income | $1,155,640 | 2,205 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 1,982 |
| Total interest expense | $572,000 | 2,114 |
| Net interest income | $2,842,000 | 1,953 |
| Provision for loan and lease losses | $129,000 | 2,579 |
| Total noninterest income | $847,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $205,000 | 1,653 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $642,000 | 1,258 |
| Total noninterest expense | $2,762,000 | 1,749 |
| Salaries and employee benefits | $1,682,000 | 1,514 |
| Premises and equipment expense | $369,000 | 1,613 |
| Additional noninterest expense | $711,000 | 2,252 |
| Pre-tax net operating income | $798,000 | 2,035 |
| Securities gains (losses) | $47,000 | 1,254 |
| Applicable income taxes | $284,000 | 1,350 |
| Income before extraordinary items | $561,000 | 2,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $561,000 | 2,384 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $561,000 | 2,385 |
| Net charge-offs | $115,000 | 2,330 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 438 |
| Net operating income | $529,980 | 2,367 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,578,000 | 2,056 |
| Total interest expense | $2,807,000 | 2,071 |
| Net interest income | $10,771,000 | 2,028 |
| Provision for loan and lease losses | $688,000 | 2,972 |
| Total noninterest income | $2,811,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $889,000 | 1,645 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,922,000 | 1,405 |
| Total noninterest expense | $10,843,000 | 1,779 |
| Salaries and employee benefits | $6,187,000 | 1,583 |
| Premises and equipment expense | $1,500,000 | 1,655 |
| Additional noninterest expense | $3,156,000 | 2,105 |
| Pre-tax net operating income | $2,051,000 | 2,458 |
| Securities gains (losses) | $15,000 | 3,193 |
| Applicable income taxes | $654,000 | 1,752 |
| Income before extraordinary items | $1,412,000 | 2,897 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,412,000 | 2,899 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,412,000 | 2,899 |
| Net charge-offs | $171,000 | 4,481 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 649 |
| Net operating income | $1,401,800 | 2,822 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,214,000 | 2,078 |
| Total interest expense | $2,160,000 | 2,107 |
| Net interest income | $8,054,000 | 2,045 |
| Provision for loan and lease losses | $419,000 | 3,156 |
| Total noninterest income | $2,072,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $691,000 | 1,587 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,381,000 | 1,424 |
| Total noninterest expense | $8,071,000 | 1,798 |
| Salaries and employee benefits | $4,637,000 | 1,593 |
| Premises and equipment expense | $1,155,000 | 1,627 |
| Additional noninterest expense | $2,279,000 | 2,193 |
| Pre-tax net operating income | $1,636,000 | 2,413 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $515,000 | 1,713 |
| Income before extraordinary items | $1,121,000 | 2,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,121,000 | 2,838 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,121,000 | 2,838 |
| Net charge-offs | $147,000 | 4,041 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 534 |
| Net operating income | $1,121,000 | 2,740 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 2,080 |
| Total interest expense | $1,450,000 | 2,165 |
| Net interest income | $5,380,000 | 2,042 |
| Provision for loan and lease losses | $313,000 | 2,897 |
| Total noninterest income | $1,387,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $482,000 | 1,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $905,000 | 1,439 |
| Total noninterest expense | $5,371,000 | 1,818 |
| Salaries and employee benefits | $3,121,000 | 1,587 |
| Premises and equipment expense | $775,000 | 1,635 |
| Additional noninterest expense | $1,475,000 | 2,274 |
| Pre-tax net operating income | $1,083,000 | 2,410 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $349,000 | 1,643 |
| Income before extraordinary items | $734,000 | 2,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $734,000 | 2,829 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $734,000 | 2,829 |
| Net charge-offs | $81,000 | 4,051 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 448 |
| Net operating income | $734,000 | 2,741 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,145 |
| Total interest expense | $732,000 | 2,223 |
| Net interest income | $2,608,000 | 2,085 |
| Provision for loan and lease losses | $191,000 | 2,500 |
| Total noninterest income | $691,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $235,000 | 1,521 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $456,000 | 1,435 |
| Total noninterest expense | $2,695,000 | 1,826 |
| Salaries and employee benefits | $1,581,000 | 1,588 |
| Premises and equipment expense | $393,000 | 1,633 |
| Additional noninterest expense | $721,000 | 2,301 |
| Pre-tax net operating income | $413,000 | 2,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $127,000 | 1,939 |
| Income before extraordinary items | $286,000 | 3,335 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $286,000 | 3,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $286,000 | 3,333 |
| Net charge-offs | $50,000 | 3,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 393 |
| Net operating income | $286,000 | 3,288 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,212,000 | 2,117 |
| Total interest expense | $3,138,000 | 2,506 |
| Net interest income | $11,074,000 | 1,963 |
| Provision for loan and lease losses | $1,332,000 | 2,630 |
| Total noninterest income | $3,014,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,046,000 | 1,455 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,968,000 | 1,418 |
| Total noninterest expense | $10,467,000 | 1,876 |
| Salaries and employee benefits | $5,946,000 | 1,632 |
| Premises and equipment expense | $1,399,000 | 1,838 |
| Additional noninterest expense | $3,122,000 | 2,215 |
| Pre-tax net operating income | $2,289,000 | 2,018 |
| Securities gains (losses) | $126,000 | 1,964 |
| Applicable income taxes | $856,000 | 1,377 |
| Income before extraordinary items | $1,559,000 | 2,449 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,559,000 | 2,446 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,559,000 | 2,451 |
| Net charge-offs | $428,000 | 3,855 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 653 |
| Net operating income | $1,477,100 | 2,445 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,651,000 | 2,172 |
| Total interest expense | $2,363,000 | 2,594 |
| Net interest income | $8,288,000 | 1,991 |
| Provision for loan and lease losses | $999,000 | 2,512 |
| Total noninterest income | $2,097,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $792,000 | 1,483 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,305,000 | 1,490 |
| Total noninterest expense | $7,527,000 | 1,934 |
| Salaries and employee benefits | $4,375,000 | 1,677 |
| Premises and equipment expense | $1,013,000 | 1,917 |
| Additional noninterest expense | $2,139,000 | 2,347 |
| Pre-tax net operating income | $1,859,000 | 2,012 |
| Securities gains (losses) | $126,000 | 1,741 |
| Applicable income taxes | $701,000 | 1,336 |
| Income before extraordinary items | $1,284,000 | 2,428 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,284,000 | 2,424 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,284,000 | 2,428 |
| Net charge-offs | $199,000 | 4,236 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 611 |
| Net operating income | $1,202,100 | 2,411 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,008,000 | 2,235 |
| Total interest expense | $1,530,000 | 2,740 |
| Net interest income | $5,478,000 | 2,023 |
| Provision for loan and lease losses | $666,000 | 2,439 |
| Total noninterest income | $1,431,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $516,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $915,000 | 1,377 |
| Total noninterest expense | $4,827,000 | 2,024 |
| Salaries and employee benefits | $2,875,000 | 1,713 |
| Premises and equipment expense | $620,000 | 2,091 |
| Additional noninterest expense | $1,332,000 | 2,484 |
| Pre-tax net operating income | $1,416,000 | 1,794 |
| Securities gains (losses) | $126,000 | 1,259 |
| Applicable income taxes | $550,000 | 1,135 |
| Income before extraordinary items | $992,000 | 2,139 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $992,000 | 2,137 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $992,000 | 2,141 |
| Net charge-offs | $196,000 | 3,568 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 549 |
| Net operating income | $911,360 | 2,205 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 2,315 |
| Total interest expense | $824,000 | 2,697 |
| Net interest income | $2,637,000 | 2,119 |
| Provision for loan and lease losses | $333,000 | 2,267 |
| Total noninterest income | $679,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $245,000 | 1,591 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $434,000 | 1,431 |
| Total noninterest expense | $2,429,000 | 2,025 |
| Salaries and employee benefits | $1,423,000 | 1,760 |
| Premises and equipment expense | $311,000 | 2,142 |
| Additional noninterest expense | $695,000 | 2,391 |
| Pre-tax net operating income | $554,000 | 2,231 |
| Securities gains (losses) | $125,000 | 698 |
| Applicable income taxes | $236,000 | 1,260 |
| Income before extraordinary items | $443,000 | 2,378 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $443,000 | 2,377 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $443,000 | 2,378 |
| Net charge-offs | $129,000 | 2,883 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 514 |
| Net operating income | $361,750 | 2,639 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,446,000 | 2,483 |
| Total interest expense | $4,234,000 | 2,617 |
| Net interest income | $9,212,000 | 2,369 |
| Provision for loan and lease losses | $1,320,000 | 3,076 |
| Total noninterest income | $3,095,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,255,000 | 1,376 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,840,000 | 1,452 |
| Total noninterest expense | $9,859,000 | 2,053 |
| Salaries and employee benefits | $5,530,000 | 1,794 |
| Premises and equipment expense | $1,239,000 | 2,154 |
| Additional noninterest expense | $3,090,000 | 2,289 |
| Pre-tax net operating income | $1,128,000 | 2,805 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $376,000 | 1,824 |
| Income before extraordinary items | $752,000 | 3,240 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $752,000 | 3,238 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $752,000 | 3,239 |
| Net charge-offs | $1,026,000 | 2,824 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 947 |
| Net operating income | $752,000 | 3,178 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 2,546 |
| Total interest expense | $3,255,000 | 2,670 |
| Net interest income | $6,664,000 | 2,445 |
| Provision for loan and lease losses | $990,000 | 2,797 |
| Total noninterest income | $2,230,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $932,000 | 1,393 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,298,000 | 1,535 |
| Total noninterest expense | $7,300,000 | 2,063 |
| Salaries and employee benefits | $4,146,000 | 1,818 |
| Premises and equipment expense | $932,000 | 2,166 |
| Additional noninterest expense | $2,222,000 | 2,345 |
| Pre-tax net operating income | $604,000 | 3,589 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $186,000 | 2,388 |
| Income before extraordinary items | $418,000 | 3,982 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $418,000 | 3,978 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $418,000 | 3,981 |
| Net charge-offs | $730,000 | 2,589 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 892 |
| Net operating income | $418,000 | 3,882 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 2,609 |
| Total interest expense | $2,205,000 | 2,734 |
| Net interest income | $4,343,000 | 2,485 |
| Provision for loan and lease losses | $660,000 | 2,568 |
| Total noninterest income | $1,378,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $566,000 | 1,483 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $812,000 | 1,634 |
| Total noninterest expense | $4,921,000 | 2,061 |
| Salaries and employee benefits | $2,801,000 | 1,820 |
| Premises and equipment expense | $625,000 | 2,184 |
| Additional noninterest expense | $1,495,000 | 2,342 |
| Pre-tax net operating income | $140,000 | 4,994 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $28,000 | 3,524 |
| Income before extraordinary items | $112,000 | 5,111 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 5,109 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $112,000 | 5,110 |
| Net charge-offs | $574,000 | 2,190 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 829 |
| Net operating income | $112,000 | 5,024 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 2,751 |
| Total interest expense | $1,119,000 | 2,792 |
| Net interest income | $2,006,000 | 2,706 |
| Provision for loan and lease losses | $330,000 | 2,194 |
| Total noninterest income | $641,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $294,000 | 1,407 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $347,000 | 1,771 |
| Total noninterest expense | $2,365,000 | 2,087 |
| Salaries and employee benefits | $1,403,000 | 1,853 |
| Premises and equipment expense | $301,000 | 2,294 |
| Additional noninterest expense | $661,000 | 2,350 |
| Pre-tax net operating income | $-48,000 | 6,488 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-13,000 | 7,219 |
| Income before extraordinary items | $-35,000 | 6,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-35,000 | 6,594 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-35,000 | 6,594 |
| Net charge-offs | $466,000 | 1,411 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 648 |
| Net operating income | $-35,000 | 6,475 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,645,000 | 2,890 |
| Total interest expense | $4,650,000 | 3,162 |
| Net interest income | $7,995,000 | 2,702 |
| Provision for loan and lease losses | $985,000 | 2,737 |
| Total noninterest income | $3,116,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,313,000 | 1,365 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,803,000 | 1,401 |
| Total noninterest expense | $9,291,000 | 2,070 |
| Salaries and employee benefits | $5,048,000 | 2,000 |
| Premises and equipment expense | $1,077,000 | 2,455 |
| Additional noninterest expense | $3,166,000 | 1,918 |
| Pre-tax net operating income | $835,000 | 4,087 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $214,000 | 2,749 |
| Income before extraordinary items | $622,000 | 4,117 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $622,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 3,141 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $2,349,000 | 309 |
| Net operating income | $621,260 | 4,272 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,492,000 | 2,954 |
| Total interest expense | $3,551,000 | 3,216 |
| Net interest income | $5,941,000 | 2,749 |
| Provision for loan and lease losses | $477,000 | 2,796 |
| Total noninterest income | $2,353,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $985,000 | 1,384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,368,000 | 1,452 |
| Total noninterest expense | $6,759,000 | 2,127 |
| Salaries and employee benefits | $3,802,000 | 2,022 |
| Premises and equipment expense | $752,000 | 2,636 |
| Additional noninterest expense | $2,205,000 | 1,969 |
| Pre-tax net operating income | $1,058,000 | 3,577 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $373,000 | 2,238 |
| Income before extraordinary items | $685,000 | 3,859 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $685,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 2,447 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 655 |
| Net operating income | $685,000 | 4,008 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,335,000 | 2,989 |
| Total interest expense | $2,437,000 | 3,251 |
| Net interest income | $3,898,000 | 2,777 |
| Provision for loan and lease losses | $237,000 | 2,894 |
| Total noninterest income | $1,616,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $630,000 | 1,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $986,000 | 1,410 |
| Total noninterest expense | $4,507,000 | 2,134 |
| Salaries and employee benefits | $2,554,000 | 2,029 |
| Premises and equipment expense | $465,000 | 2,814 |
| Additional noninterest expense | $1,488,000 | 1,938 |
| Pre-tax net operating income | $770,000 | 3,511 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $262,000 | 2,366 |
| Income before extraordinary items | $508,000 | 3,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,946 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 583 |
| Net operating income | $508,000 | 3,931 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 2,969 |
| Total interest expense | $1,310,000 | 3,228 |
| Net interest income | $1,968,000 | 2,743 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $601,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $302,000 | 1,449 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,978 |
| Total noninterest expense | $2,232,000 | 2,146 |
| Salaries and employee benefits | $1,297,000 | 2,033 |
| Premises and equipment expense | $236,000 | 2,788 |
| Additional noninterest expense | $699,000 | 2,014 |
| Pre-tax net operating income | $247,000 | 4,557 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $124,000 | 2,551 |
| Income before extraordinary items | $123,000 | 5,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,428 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 508 |
| Net operating income | $123,000 | 5,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,504,000 | 2,944 |
| Total interest expense | $5,826,000 | 3,074 |
| Net interest income | $7,678,000 | 2,844 |
| Provision for loan and lease losses | $252,000 | 3,489 |
| Total noninterest income | $2,833,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,233,000 | 1,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,600,000 | 1,597 |
| Total noninterest expense | $7,708,000 | 2,368 |
| Salaries and employee benefits | $4,199,000 | 2,394 |
| Premises and equipment expense | $886,000 | 2,837 |
| Additional noninterest expense | $2,623,000 | 2,089 |
| Pre-tax net operating income | $2,551,000 | 2,781 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $882,000 | 2,017 |
| Income before extraordinary items | $1,670,000 | 3,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,670,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,505 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 937 |
| Net operating income | $1,669,350 | 3,189 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,195,000 | 2,938 |
| Total interest expense | $4,438,000 | 3,035 |
| Net interest income | $5,757,000 | 2,841 |
| Provision for loan and lease losses | $189,000 | 3,086 |
| Total noninterest income | $2,178,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $915,000 | 1,438 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,263,000 | 1,541 |
| Total noninterest expense | $5,675,000 | 2,385 |
| Salaries and employee benefits | $3,216,000 | 2,343 |
| Premises and equipment expense | $643,000 | 2,898 |
| Additional noninterest expense | $1,816,000 | 2,197 |
| Pre-tax net operating income | $2,071,000 | 2,766 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $788,000 | 1,926 |
| Income before extraordinary items | $1,283,000 | 3,318 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,283,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,136 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 789 |
| Net operating income | $1,283,000 | 3,304 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 2,963 |
| Total interest expense | $2,997,000 | 3,014 |
| Net interest income | $3,784,000 | 2,896 |
| Provision for loan and lease losses | $126,000 | 2,895 |
| Total noninterest income | $1,420,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $591,000 | 1,490 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $829,000 | 1,581 |
| Total noninterest expense | $3,710,000 | 2,452 |
| Salaries and employee benefits | $2,082,000 | 2,446 |
| Premises and equipment expense | $435,000 | 2,889 |
| Additional noninterest expense | $1,193,000 | 2,221 |
| Pre-tax net operating income | $1,368,000 | 2,848 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $480,000 | 2,124 |
| Income before extraordinary items | $888,000 | 3,285 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $888,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,616 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $888,000 | 3,264 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 2,984 |
| Total interest expense | $1,518,000 | 2,966 |
| Net interest income | $1,842,000 | 2,976 |
| Provision for loan and lease losses | $63,000 | 2,711 |
| Total noninterest income | $682,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $279,000 | 1,540 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $403,000 | 1,582 |
| Total noninterest expense | $1,848,000 | 2,476 |
| Salaries and employee benefits | $1,030,000 | 2,485 |
| Premises and equipment expense | $233,000 | 2,752 |
| Additional noninterest expense | $585,000 | 2,236 |
| Pre-tax net operating income | $613,000 | 3,078 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $272,000 | 1,991 |
| Income before extraordinary items | $341,000 | 3,895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $341,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $341,000 | 3,869 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,000,000 | 2,886 |
| Total interest expense | $5,188,000 | 2,945 |
| Net interest income | $7,812,000 | 2,813 |
| Provision for loan and lease losses | $479,000 | 1,980 |
| Total noninterest income | $2,798,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,154,000 | 1,540 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,644,000 | 1,555 |
| Total noninterest expense | $7,254,000 | 2,436 |
| Salaries and employee benefits | $4,077,000 | 2,405 |
| Premises and equipment expense | $929,000 | 2,646 |
| Additional noninterest expense | $2,248,000 | 2,307 |
| Pre-tax net operating income | $2,877,000 | 2,856 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,079,000 | 2,090 |
| Income before extraordinary items | $1,798,000 | 3,351 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,798,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,113 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,798,000 | 3,335 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,474,000 | 2,940 |
| Total interest expense | $3,657,000 | 3,013 |
| Net interest income | $5,817,000 | 2,853 |
| Provision for loan and lease losses | $398,000 | 1,713 |
| Total noninterest income | $2,156,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $872,000 | 1,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,284,000 | 1,516 |
| Total noninterest expense | $5,392,000 | 2,450 |
| Salaries and employee benefits | $3,039,000 | 2,413 |
| Premises and equipment expense | $709,000 | 2,604 |
| Additional noninterest expense | $1,644,000 | 2,357 |
| Pre-tax net operating income | $2,183,000 | 2,943 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $812,000 | 2,180 |
| Income before extraordinary items | $1,371,000 | 3,399 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,371,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 827 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,371,000 | 3,393 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 2,982 |
| Total interest expense | $2,300,000 | 3,043 |
| Net interest income | $3,797,000 | 2,920 |
| Provision for loan and lease losses | $318,000 | 1,396 |
| Total noninterest income | $1,357,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $550,000 | 1,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $807,000 | 1,586 |
| Total noninterest expense | $3,548,000 | 2,488 |
| Salaries and employee benefits | $2,016,000 | 2,428 |
| Premises and equipment expense | $475,000 | 2,591 |
| Additional noninterest expense | $1,057,000 | 2,433 |
| Pre-tax net operating income | $1,288,000 | 3,205 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $485,000 | 2,360 |
| Income before extraordinary items | $803,000 | 3,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $803,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 617 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $803,000 | 3,736 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 3,063 |
| Total interest expense | $1,092,000 | 3,038 |
| Net interest income | $1,802,000 | 3,053 |
| Provision for loan and lease losses | $223,000 | 1,063 |
| Total noninterest income | $595,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $241,000 | 1,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $354,000 | 1,713 |
| Total noninterest expense | $1,732,000 | 2,560 |
| Salaries and employee benefits | $981,000 | 2,486 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $522,000 | 2,454 |
| Pre-tax net operating income | $442,000 | 4,039 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $161,000 | 2,934 |
| Income before extraordinary items | $281,000 | 4,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 4,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 372 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $281,000 | 4,571 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,105,000 | 3,130 |
| Total interest expense | $3,275,000 | 3,103 |
| Net interest income | $6,830,000 | 3,101 |
| Provision for loan and lease losses | $352,000 | 2,505 |
| Total noninterest income | $2,168,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $844,000 | 2,012 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,324,000 | 1,820 |
| Total noninterest expense | $6,790,000 | 2,461 |
| Salaries and employee benefits | $3,831,000 | 2,389 |
| Premises and equipment expense | $907,000 | 2,581 |
| Additional noninterest expense | $2,052,000 | 2,424 |
| Pre-tax net operating income | $1,856,000 | 3,866 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $712,000 | 2,785 |
| Income before extraordinary items | $1,144,000 | 4,465 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,144,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,648 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,144,000 | 4,421 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,235,000 | 3,187 |
| Total interest expense | $2,242,000 | 3,196 |
| Net interest income | $4,993,000 | 3,151 |
| Provision for loan and lease losses | $281,000 | 2,301 |
| Total noninterest income | $1,586,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $609,000 | 2,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $977,000 | 1,850 |
| Total noninterest expense | $4,997,000 | 2,477 |
| Salaries and employee benefits | $2,806,000 | 2,396 |
| Premises and equipment expense | $698,000 | 2,517 |
| Additional noninterest expense | $1,493,000 | 2,467 |
| Pre-tax net operating income | $1,301,000 | 4,115 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $495,000 | 2,966 |
| Income before extraordinary items | $806,000 | 4,735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $806,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $806,000 | 4,701 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 3,250 |
| Total interest expense | $1,341,000 | 3,337 |
| Net interest income | $3,258,000 | 3,185 |
| Provision for loan and lease losses | $185,000 | 2,275 |
| Total noninterest income | $1,005,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $388,000 | 2,121 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $617,000 | 1,892 |
| Total noninterest expense | $3,287,000 | 2,478 |
| Salaries and employee benefits | $1,838,000 | 2,422 |
| Premises and equipment expense | $453,000 | 2,561 |
| Additional noninterest expense | $996,000 | 2,442 |
| Pre-tax net operating income | $791,000 | 4,306 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $312,000 | 3,035 |
| Income before extraordinary items | $479,000 | 4,995 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $479,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $479,000 | 4,939 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 3,309 |
| Total interest expense | $598,000 | 3,509 |
| Net interest income | $1,628,000 | 3,175 |
| Provision for loan and lease losses | $114,000 | 1,861 |
| Total noninterest income | $497,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $180,000 | 2,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $317,000 | 1,831 |
| Total noninterest expense | $1,648,000 | 2,488 |
| Salaries and employee benefits | $917,000 | 2,454 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $507,000 | 2,404 |
| Pre-tax net operating income | $363,000 | 4,516 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $160,000 | 2,993 |
| Income before extraordinary items | $203,000 | 5,386 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $203,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $203,000 | 5,356 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 3,508 |
| Total interest expense | $1,789,000 | 3,991 |
| Net interest income | $5,923,000 | 3,323 |
| Provision for loan and lease losses | $568,000 | 1,757 |
| Total noninterest income | $2,178,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $883,000 | 1,961 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,295,000 | 1,812 |
| Total noninterest expense | $6,596,000 | 2,421 |
| Salaries and employee benefits | $3,603,000 | 2,414 |
| Premises and equipment expense | $841,000 | 2,669 |
| Additional noninterest expense | $2,152,000 | 2,262 |
| Pre-tax net operating income | $937,000 | 5,403 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $326,000 | 4,057 |
| Income before extraordinary items | $611,000 | 5,904 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $611,000 | 5,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,003 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $611,000 | 5,831 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 3,528 |
| Total interest expense | $1,250,000 | 4,145 |
| Net interest income | $4,471,000 | 3,294 |
| Provision for loan and lease losses | $430,000 | 1,671 |
| Total noninterest income | $1,612,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $693,000 | 1,906 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $919,000 | 1,880 |
| Total noninterest expense | $4,866,000 | 2,443 |
| Salaries and employee benefits | $2,744,000 | 2,358 |
| Premises and equipment expense | $643,000 | 2,617 |
| Additional noninterest expense | $1,479,000 | 2,425 |
| Pre-tax net operating income | $787,000 | 5,232 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $310,000 | 3,740 |
| Income before extraordinary items | $477,000 | 5,932 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $477,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,921 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $477,000 | 5,855 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 3,620 |
| Total interest expense | $802,000 | 4,281 |
| Net interest income | $2,886,000 | 3,374 |
| Provision for loan and lease losses | $338,000 | 1,408 |
| Total noninterest income | $1,083,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $437,000 | 1,971 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $646,000 | 1,819 |
| Total noninterest expense | $3,218,000 | 2,472 |
| Salaries and employee benefits | $1,830,000 | 2,356 |
| Premises and equipment expense | $423,000 | 2,658 |
| Additional noninterest expense | $965,000 | 2,466 |
| Pre-tax net operating income | $413,000 | 5,783 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $160,000 | 4,147 |
| Income before extraordinary items | $253,000 | 6,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $253,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,637 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $253,000 | 6,318 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 3,697 |
| Total interest expense | $403,000 | 4,305 |
| Net interest income | $1,401,000 | 3,446 |
| Provision for loan and lease losses | $108,000 | 1,991 |
| Total noninterest income | $431,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $193,000 | 2,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $238,000 | 2,201 |
| Total noninterest expense | $1,586,000 | 2,518 |
| Salaries and employee benefits | $909,000 | 2,386 |
| Premises and equipment expense | $209,000 | 2,694 |
| Additional noninterest expense | $468,000 | 2,514 |
| Pre-tax net operating income | $138,000 | 6,608 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $53,000 | 4,770 |
| Income before extraordinary items | $85,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $85,000 | 7,058 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 3,521 |
| Total interest expense | $1,823,000 | 4,311 |
| Net interest income | $5,951,000 | 3,217 |
| Provision for loan and lease losses | $298,000 | 3,228 |
| Total noninterest income | $2,465,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $738,000 | 2,256 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,727,000 | 1,626 |
| Total noninterest expense | $6,601,000 | 2,376 |
| Salaries and employee benefits | $3,827,000 | 2,222 |
| Premises and equipment expense | $725,000 | 2,997 |
| Additional noninterest expense | $2,049,000 | 2,351 |
| Pre-tax net operating income | $1,517,000 | 4,099 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $589,000 | 3,100 |
| Income before extraordinary items | $950,000 | 4,787 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $950,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,452 |
| Cash dividends | $225,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $935,920 | 4,671 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 3,497 |
| Total interest expense | $1,414,000 | 4,321 |
| Net interest income | $4,575,000 | 3,143 |
| Provision for loan and lease losses | $193,000 | 3,409 |
| Total noninterest income | $2,031,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $552,000 | 2,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,479,000 | 1,545 |
| Total noninterest expense | $5,051,000 | 2,336 |
| Salaries and employee benefits | $2,943,000 | 2,173 |
| Premises and equipment expense | $572,000 | 2,884 |
| Additional noninterest expense | $1,536,000 | 2,342 |
| Pre-tax net operating income | $1,362,000 | 3,736 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $503,000 | 3,016 |
| Income before extraordinary items | $878,000 | 4,362 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $878,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $225,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $865,840 | 4,228 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 3,455 |
| Total interest expense | $982,000 | 4,299 |
| Net interest income | $3,095,000 | 3,100 |
| Provision for loan and lease losses | $118,000 | 3,606 |
| Total noninterest income | $1,352,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $343,000 | 2,380 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,009,000 | 1,510 |
| Total noninterest expense | $3,233,000 | 2,425 |
| Salaries and employee benefits | $1,994,000 | 2,129 |
| Premises and equipment expense | $365,000 | 2,980 |
| Additional noninterest expense | $874,000 | 2,679 |
| Pre-tax net operating income | $1,096,000 | 3,298 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $403,000 | 2,673 |
| Income before extraordinary items | $706,000 | 3,840 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $706,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $697,680 | 3,683 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,266 |
| Total interest expense | $524,000 | 4,191 |
| Net interest income | $1,656,000 | 2,894 |
| Provision for loan and lease losses | $56,000 | 3,519 |
| Total noninterest income | $693,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $172,000 | 2,313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $521,000 | 1,448 |
| Total noninterest expense | $1,597,000 | 2,430 |
| Salaries and employee benefits | $974,000 | 2,169 |
| Premises and equipment expense | $180,000 | 3,019 |
| Additional noninterest expense | $443,000 | 2,603 |
| Pre-tax net operating income | $696,000 | 2,746 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $194,000 | 2,754 |
| Income before extraordinary items | $508,000 | 2,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $503,680 | 2,789 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 3,698 |
| Total interest expense | $2,528,000 | 4,067 |
| Net interest income | $5,327,000 | 3,475 |
| Provision for loan and lease losses | $204,000 | 4,309 |
| Total noninterest income | $2,563,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $680,000 | 2,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,883,000 | 1,386 |
| Total noninterest expense | $6,206,000 | 2,387 |
| Salaries and employee benefits | $3,523,000 | 2,266 |
| Premises and equipment expense | $679,000 | 3,073 |
| Additional noninterest expense | $2,004,000 | 2,305 |
| Pre-tax net operating income | $1,480,000 | 4,156 |
| Securities gains (losses) | $11,000 | 3,555 |
| Applicable income taxes | $434,000 | 3,731 |
| Income before extraordinary items | $1,057,000 | 4,437 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,057,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,886 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,049,190 | 4,349 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 5,183 |
| Total interest expense | $2,641,000 | 5,204 |
| Net interest income | $3,032,000 | 5,026 |
| Provision for loan and lease losses | $157,000 | 4,689 |
| Total noninterest income | $957,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $286,000 | 4,279 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $671,000 | 2,633 |
| Total noninterest expense | $3,358,000 | 3,960 |
| Salaries and employee benefits | $1,939,000 | 3,682 |
| Premises and equipment expense | $410,000 | 4,519 |
| Additional noninterest expense | $1,009,000 | 4,045 |
| Pre-tax net operating income | $474,000 | 6,659 |
| Securities gains (losses) | $30,000 | 2,828 |
| Applicable income taxes | $110,000 | 5,889 |
| Income before extraordinary items | $394,000 | 6,604 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $394,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,158 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $370,600 | 6,605 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 5,436 |
| Total interest expense | $2,819,000 | 5,155 |
| Net interest income | $2,617,000 | 5,643 |
| Provision for loan and lease losses | $302,000 | 2,812 |
| Total noninterest income | $413,000 | 5,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,249 |
| Total noninterest expense | $2,578,000 | 4,753 |
| Salaries and employee benefits | $1,457,000 | 4,461 |
| Premises and equipment expense | $319,000 | 5,237 |
| Additional noninterest expense | $802,000 | 4,742 |
| Pre-tax net operating income | $150,000 | 8,592 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $58,000 | 7,112 |
| Income before extraordinary items | $86,000 | 8,790 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $86,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,298 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $89,840 | 8,764 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 6,157 |
| Total interest expense | $1,918,000 | 6,151 |
| Net interest income | $2,321,000 | 6,074 |
| Provision for loan and lease losses | $364,000 | 2,257 |
| Total noninterest income | $178,000 | 7,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,007,000 | 5,668 |
| Salaries and employee benefits | $1,109,000 | 5,455 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $684,000 | 5,329 |
| Pre-tax net operating income | $128,000 | 8,939 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-184,000 | 10,017 |
| Income before extraordinary items | $313,000 | 7,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $313,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,825 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $312,000 | 7,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 7,130 |
| Total interest expense | $1,573,000 | 7,034 |
| Net interest income | $1,764,000 | 7,132 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $114,000 | 8,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $1,541,000 | 6,574 |
| Salaries and employee benefits | $865,000 | 6,381 |
| Premises and equipment expense | $197,000 | 6,767 |
| Additional noninterest expense | $479,000 | 6,584 |
| Pre-tax net operating income | $37,000 | 9,664 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $37,000 | 9,687 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $37,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,320 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,238,000 | 371 |
| Net operating income | $37,000 | 9,624 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 9,476 |
| Total interest expense | $813,000 | 9,219 |
| Net interest income | $851,000 | 9,538 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $49,000 | 10,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $1,175,000 | 7,760 |
| Salaries and employee benefits | $675,000 | 7,464 |
| Premises and equipment expense | $152,000 | 7,751 |
| Additional noninterest expense | $348,000 | 7,823 |
| Pre-tax net operating income | $-379,000 | 10,688 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-379,000 | 10,717 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-379,000 | 10,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-379,000 | 10,697 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $41,000 | 11,440 |
| Total interest expense | $13,000 | 11,407 |
| Net interest income | $28,000 | 11,437 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $1,000 | 11,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $165,000 | 11,392 |
| Salaries and employee benefits | $93,000 | 11,370 |
| Premises and equipment expense | $34,000 | 11,051 |
| Additional noninterest expense | $38,000 | 11,414 |
| Pre-tax net operating income | $-141,000 | 11,011 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-141,000 | 11,046 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-141,000 | 11,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,975,000 | 235 |
| Net operating income | $-141,000 | 11,005 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.