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First Commercial Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 10,789 |
| Total interest expense | $515,000 | 10,550 |
| Net interest income | $501,000 | 10,894 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $12,000 | 11,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $846,000 | 9,258 |
| Salaries and employee benefits | $421,000 | 9,463 |
| Premises and equipment expense | $199,000 | 7,045 |
| Additional noninterest expense | $226,000 | 9,640 |
| Pre-tax net operating income | $-518,000 | 11,242 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-518,000 | 11,274 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-518,000 | 11,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,690,000 | 126 |
| Net operating income | $-518,000 | 11,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.