Home > First Commercial Bank > Income and Expense

First Commercial Bank, Income and Expense

2010-03-31 (YTD Data)Rank
Total interest income$18,128,000441
Total interest expense$4,434,000503
Net interest income$13,694,000404
Provision for loan and lease losses$2,761,000588
Total noninterest income$8,978,000246
Gross Fiduciary activities income$223,000430
Service charges on deposit accounts$1,082,000359
Trading account gains and fees$9,000146
Additional Noninterest Income$7,664,000211
Total noninterest expense$14,872,000357
Salaries and employee benefits$8,434,000291
Premises and equipment expense$1,327,000500
Additional noninterest expense$5,111,000373
Pre-tax net operating income$5,039,000271
Securities gains (losses)$02,284
Applicable income taxes$2,045,000217
Income before extraordinary items$2,994,000361
Extraordinary gains, net$016
Net income$2,994,000363
Minority interest net income$091
Net income of bank and minority interests.$2,994,000363
Net charge-offs$201,0002,429
Cash dividends$2,906,000123
Sale, conversion, retirement of capital stock, net$52,000406
Net operating income$2,994,000351
2009-12-31 (YTD Data)Rank
Total interest income$85,652,000389
Total interest expense$22,881,000487
Net interest income$62,771,000350
Provision for loan and lease losses$32,390,000345
Total noninterest income$48,522,000205
Gross Fiduciary activities income$995,000386
Service charges on deposit accounts$5,006,000342
Trading account gains and fees$177,000135
Additional Noninterest Income$42,344,000176
Total noninterest expense$65,783,000349
Salaries and employee benefits$38,205,000251
Premises and equipment expense$5,450,000488
Additional noninterest expense$22,128,000405
Pre-tax net operating income$13,120,000320
Securities gains (losses)$1,333,000389
Applicable income taxes$5,094,000263
Income before extraordinary items$9,359,000343
Extraordinary gains, net$034
Net income$9,359,000343
Minority interest net income$0115
Net income of bank and minority interests.$9,359,000345
Net charge-offs$30,028,000293
Cash dividends$7,963,000232
Sale, conversion, retirement of capital stock, net$223,000691
Net operating income$8,492,550382
2009-09-30 (YTD Data)Rank
Total interest income$65,228,000396
Total interest expense$17,764,000507
Net interest income$47,464,000357
Provision for loan and lease losses$25,644,000337
Total noninterest income$38,248,000204
Gross Fiduciary activities income$756,000387
Service charges on deposit accounts$3,801,000338
Trading account gains and fees$100,000150
Additional Noninterest Income$33,591,000171
Total noninterest expense$49,327,000348
Salaries and employee benefits$29,416,000251
Premises and equipment expense$4,138,000495
Additional noninterest expense$15,773,000413
Pre-tax net operating income$10,741,000303
Securities gains (losses)$1,333,000296
Applicable income taxes$4,317,000245
Income before extraordinary items$7,757,000329
Extraordinary gains, net$027
Net income$7,757,000328
Minority interest net income$0118
Net income of bank and minority interests.$7,757,000329
Net charge-offs$25,087,000253
Cash dividends$375,0002,356
Sale, conversion, retirement of capital stock, net$171,000620
Net operating income$6,903,880377
2009-06-30 (YTD Data)Rank
Total interest income$43,960,000401
Total interest expense$12,214,000522
Net interest income$31,746,000361
Provision for loan and lease losses$11,659,000412
Total noninterest income$30,666,000179
Gross Fiduciary activities income$479,000398
Service charges on deposit accounts$2,557,000334
Trading account gains and fees$42,000152
Additional Noninterest Income$27,588,000146
Total noninterest expense$34,107,000336
Salaries and employee benefits$20,348,000240
Premises and equipment expense$2,791,000498
Additional noninterest expense$10,968,000403
Pre-tax net operating income$16,646,000157
Securities gains (losses)$03,136
Applicable income taxes$6,115,000142
Income before extraordinary items$10,531,000180
Extraordinary gains, net$021
Net income$10,531,000179
Minority interest net income$0112
Net income of bank and minority interests.$10,531,000180
Net charge-offs$11,762,000331
Cash dividends$188,0002,757
Sale, conversion, retirement of capital stock, net$205,000465
Net operating income$10,531,000175
2009-03-31 (YTD Data)Rank
Total interest income$21,995,000411
Total interest expense$6,333,000518
Net interest income$15,662,000359
Provision for loan and lease losses$5,579,000381
Total noninterest income$12,674,000195
Gross Fiduciary activities income$270,000372
Service charges on deposit accounts$1,263,000328
Trading account gains and fees$33,000124
Additional Noninterest Income$11,108,000166
Total noninterest expense$16,151,000334
Salaries and employee benefits$10,038,000244
Premises and equipment expense$1,425,000490
Additional noninterest expense$4,688,000399
Pre-tax net operating income$6,606,000200
Securities gains (losses)$02,434
Applicable income taxes$2,412,000186
Income before extraordinary items$4,194,000248
Extraordinary gains, net$015
Net income$4,194,000247
Minority interest net income$0102
Net income of bank and minority interests.$4,194,000249
Net charge-offs$4,627,000331
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$99,000361
Net operating income$4,194,000229
2008-12-31 (YTD Data)Rank
Total interest income$102,701,000383
Total interest expense$37,583,000432
Net interest income$65,118,000356
Provision for loan and lease losses$24,624,000319
Total noninterest income$38,529,000228
Gross Fiduciary activities income$1,143,000379
Service charges on deposit accounts$4,940,000349
Trading account gains and fees$503,00084
Additional Noninterest Income$31,943,000173
Total noninterest expense$56,311,000395
Salaries and employee benefits$35,281,000277
Premises and equipment expense$5,686,000480
Additional noninterest expense$15,344,000471
Pre-tax net operating income$22,712,000252
Securities gains (losses)$03,220
Applicable income taxes$7,279,000234
Income before extraordinary items$15,433,000265
Extraordinary gains, net$039
Net income$15,433,000265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,100,000334
Cash dividends$15,766,000197
Sale, conversion, retirement of capital stock, net$490,000565
Net operating income$15,433,000275
2008-09-30 (YTD Data)Rank
Total interest income$78,430,000393
Total interest expense$29,486,000430
Net interest income$48,944,000366
Provision for loan and lease losses$12,242,000353
Total noninterest income$30,452,000230
Gross Fiduciary activities income$896,000369
Service charges on deposit accounts$3,691,000361
Trading account gains and fees$457,00075
Additional Noninterest Income$25,408,000183
Total noninterest expense$42,717,000386
Salaries and employee benefits$26,453,000289
Premises and equipment expense$4,312,000482
Additional noninterest expense$11,952,000432
Pre-tax net operating income$24,437,000237
Securities gains (losses)$03,106
Applicable income taxes$8,336,000206
Income before extraordinary items$16,101,000235
Extraordinary gains, net$031
Net income$16,101,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,297,0001,108
Cash dividends$11,304,000213
Sale, conversion, retirement of capital stock, net$392,000441
Net operating income$16,101,000253
2008-06-30 (YTD Data)Rank
Total interest income$53,055,000394
Total interest expense$19,809,000448
Net interest income$33,246,000360
Provision for loan and lease losses$3,364,000558
Total noninterest income$22,285,000216
Gross Fiduciary activities income$641,000363
Service charges on deposit accounts$2,468,000357
Trading account gains and fees$0149
Additional Noninterest Income$19,176,000178
Total noninterest expense$29,174,000368
Salaries and employee benefits$17,996,000286
Premises and equipment expense$2,871,000483
Additional noninterest expense$8,307,000409
Pre-tax net operating income$22,993,000193
Securities gains (losses)$03,233
Applicable income taxes$7,864,000188
Income before extraordinary items$15,129,000211
Extraordinary gains, net$021
Net income$15,129,000210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,255
Cash dividends$9,401,000198
Sale, conversion, retirement of capital stock, net$307,000337
Net operating income$15,129,000207
2008-03-31 (YTD Data)Rank
Total interest income$27,786,000392
Total interest expense$11,020,000431
Net interest income$16,766,000359
Provision for loan and lease losses$2,880,000315
Total noninterest income$12,555,000198
Gross Fiduciary activities income$334,000355
Service charges on deposit accounts$1,288,000340
Trading account gains and fees$0158
Additional Noninterest Income$10,933,000172
Total noninterest expense$14,994,000350
Salaries and employee benefits$9,436,000274
Premises and equipment expense$1,468,000480
Additional noninterest expense$4,090,000399
Pre-tax net operating income$11,447,000203
Securities gains (losses)$02,688
Applicable income taxes$4,204,000183
Income before extraordinary items$7,243,000231
Extraordinary gains, net$015
Net income$7,243,000231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,000,0008,494
Cash dividends$1,332,000576
Sale, conversion, retirement of capital stock, net$158,000250
Net operating income$7,243,000226
2007-12-31 (YTD Data)Rank
Total interest income$128,554,000362
Total interest expense$59,353,000356
Net interest income$69,201,000360
Provision for loan and lease losses$8,774,000272
Total noninterest income$42,460,000219
Gross Fiduciary activities income$1,319,000358
Service charges on deposit accounts$4,605,000382
Trading account gains and fees$0178
Additional Noninterest Income$36,536,000177
Total noninterest expense$57,853,000346
Salaries and employee benefits$36,517,000274
Premises and equipment expense$5,736,000464
Additional noninterest expense$15,600,000415
Pre-tax net operating income$45,034,000251
Securities gains (losses)$16,0001,168
Applicable income taxes$16,904,000225
Income before extraordinary items$28,146,000276
Extraordinary gains, net$039
Net income$28,146,000273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,491,000408
Cash dividends$33,866,000177
Sale, conversion, retirement of capital stock, net$651,000491
Net operating income$28,135,760274
2007-09-30 (YTD Data)Rank
Total interest income$98,091,000360
Total interest expense$45,837,000349
Net interest income$52,254,000357
Provision for loan and lease losses$5,483,000238
Total noninterest income$32,330,000217
Gross Fiduciary activities income$984,000353
Service charges on deposit accounts$3,374,000384
Trading account gains and fees$0184
Additional Noninterest Income$27,972,000173
Total noninterest expense$43,911,000340
Salaries and employee benefits$28,125,000266
Premises and equipment expense$4,191,000475
Additional noninterest expense$11,595,000406
Pre-tax net operating income$35,190,000266
Securities gains (losses)$16,000875
Applicable income taxes$12,905,000242
Income before extraordinary items$22,301,000287
Extraordinary gains, net$033
Net income$22,301,000285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$804,000763
Cash dividends$27,599,000162
Sale, conversion, retirement of capital stock, net$500,000407
Net operating income$22,290,760285
2007-06-30 (YTD Data)Rank
Total interest income$65,109,000369
Total interest expense$30,316,000358
Net interest income$34,793,000365
Provision for loan and lease losses$3,735,000218
Total noninterest income$22,731,000222
Gross Fiduciary activities income$641,000362
Service charges on deposit accounts$2,198,000398
Trading account gains and fees$0168
Additional Noninterest Income$19,892,000180
Total noninterest expense$29,421,000346
Salaries and employee benefits$19,138,000272
Premises and equipment expense$2,686,000505
Additional noninterest expense$7,597,000417
Pre-tax net operating income$24,368,000272
Securities gains (losses)$16,000755
Applicable income taxes$8,946,000250
Income before extraordinary items$15,438,000298
Extraordinary gains, net$029
Net income$15,438,000297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,000571
Cash dividends$16,357,000192
Sale, conversion, retirement of capital stock, net$344,000356
Net operating income$15,427,760295
2007-03-31 (YTD Data)Rank
Total interest income$32,604,000367
Total interest expense$15,347,000351
Net interest income$17,257,000367
Provision for loan and lease losses$930,000315
Total noninterest income$10,876,000224
Gross Fiduciary activities income$365,000336
Service charges on deposit accounts$1,087,000388
Trading account gains and fees$0195
Additional Noninterest Income$9,424,000187
Total noninterest expense$14,882,000343
Salaries and employee benefits$9,642,000274
Premises and equipment expense$1,319,000517
Additional noninterest expense$3,921,000399
Pre-tax net operating income$12,321,000282
Securities gains (losses)$01,187
Applicable income taxes$4,514,000256
Income before extraordinary items$7,807,000302
Extraordinary gains, net$022
Net income$7,807,000301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-522,0008,623
Cash dividends$7,756,000177
Sale, conversion, retirement of capital stock, net$198,000249
Net operating income$7,807,000297
2006-12-31 (YTD Data)Rank
Total interest income$129,668,000337
Total interest expense$56,829,000325
Net interest income$72,839,000337
Provision for loan and lease losses$9,350,000146
Total noninterest income$43,752,000216
Gross Fiduciary activities income$1,223,000352
Service charges on deposit accounts$4,791,000361
Trading account gains and fees$0130
Additional Noninterest Income$37,738,000176
Total noninterest expense$58,348,000331
Salaries and employee benefits$38,112,000261
Premises and equipment expense$5,874,000443
Additional noninterest expense$14,362,000415
Pre-tax net operating income$48,893,000282
Securities gains (losses)$01,687
Applicable income taxes$17,943,000257
Income before extraordinary items$30,950,000302
Extraordinary gains, net$051
Net income$30,950,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,006,00096
Cash dividends$22,921,000216
Sale, conversion, retirement of capital stock, net$551,000586
Net operating income$30,950,000300
2006-09-30 (YTD Data)Rank
Total interest income$95,393,000349
Total interest expense$40,680,000342
Net interest income$54,713,000349
Provision for loan and lease losses$2,850,000293
Total noninterest income$33,185,000226
Gross Fiduciary activities income$920,000356
Service charges on deposit accounts$3,672,000360
Trading account gains and fees$0126
Additional Noninterest Income$28,593,000188
Total noninterest expense$43,652,000344
Salaries and employee benefits$28,520,000270
Premises and equipment expense$4,491,000444
Additional noninterest expense$10,641,000430
Pre-tax net operating income$41,396,000274
Securities gains (losses)$01,388
Applicable income taxes$15,248,000244
Income before extraordinary items$26,148,000293
Extraordinary gains, net$045
Net income$26,148,000293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,911,000213
Cash dividends$22,679,000177
Sale, conversion, retirement of capital stock, net$400,000486
Net operating income$26,148,000291
2006-06-30 (YTD Data)Rank
Total interest income$61,156,000357
Total interest expense$25,190,000350
Net interest income$35,966,000356
Provision for loan and lease losses$2,100,000259
Total noninterest income$20,916,000239
Gross Fiduciary activities income$624,000359
Service charges on deposit accounts$2,435,000359
Trading account gains and fees$0126
Additional Noninterest Income$17,857,000195
Total noninterest expense$28,704,000353
Salaries and employee benefits$19,087,000274
Premises and equipment expense$2,981,000445
Additional noninterest expense$6,636,000449
Pre-tax net operating income$26,078,000292
Securities gains (losses)$01,185
Applicable income taxes$9,604,000260
Income before extraordinary items$16,474,000307
Extraordinary gains, net$039
Net income$16,474,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,000887
Cash dividends$14,332,000180
Sale, conversion, retirement of capital stock, net$237,000417
Net operating income$16,474,000303
2006-03-31 (YTD Data)Rank
Total interest income$29,004,000362
Total interest expense$11,375,000363
Net interest income$17,629,000361
Provision for loan and lease losses$300,000761
Total noninterest income$9,315,000259
Gross Fiduciary activities income$278,000371
Service charges on deposit accounts$1,199,000347
Trading account gains and fees$0115
Additional Noninterest Income$7,838,000214
Total noninterest expense$13,773,000362
Salaries and employee benefits$9,014,000293
Premises and equipment expense$1,472,000453
Additional noninterest expense$3,287,000458
Pre-tax net operating income$12,871,000282
Securities gains (losses)$0955
Applicable income taxes$4,752,000255
Income before extraordinary items$8,119,000299
Extraordinary gains, net$021
Net income$8,119,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,000488
Cash dividends$5,985,000180
Sale, conversion, retirement of capital stock, net$0648
Net operating income$8,119,000296
2005-12-31 (YTD Data)Rank
Total interest income$102,130,000364
Total interest expense$32,350,000391
Net interest income$69,780,000355
Provision for loan and lease losses$4,644,000257
Total noninterest income$38,157,000252
Gross Fiduciary activities income$944,000403
Service charges on deposit accounts$5,204,000329
Trading account gains and fees$0138
Additional Noninterest Income$32,009,000216
Total noninterest expense$49,909,000386
Salaries and employee benefits$31,508,000303
Premises and equipment expense$5,498,000454
Additional noninterest expense$12,903,000455
Pre-tax net operating income$53,384,000265
Securities gains (losses)$02,296
Applicable income taxes$19,350,000247
Income before extraordinary items$34,034,000279
Extraordinary gains, net$046
Net income$34,034,000280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$975,000693
Cash dividends$23,941,000212
Sale, conversion, retirement of capital stock, net$0934
Net operating income$34,034,000276
2005-09-30 (YTD Data)Rank
Total interest income$73,768,000363
Total interest expense$22,231,000395
Net interest income$51,537,000352
Provision for loan and lease losses$5,119,000184
Total noninterest income$28,615,000254
Gross Fiduciary activities income$693,000403
Service charges on deposit accounts$4,067,000308
Trading account gains and fees$0126
Additional Noninterest Income$23,855,000220
Total noninterest expense$36,680,000391
Salaries and employee benefits$22,892,000313
Premises and equipment expense$4,057,000456
Additional noninterest expense$9,731,000448
Pre-tax net operating income$38,353,000275
Securities gains (losses)$02,317
Applicable income taxes$13,801,000264
Income before extraordinary items$24,552,000290
Extraordinary gains, net$035
Net income$24,552,000291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$776,000596
Cash dividends$15,445,000217
Sale, conversion, retirement of capital stock, net$0769
Net operating income$24,552,000285
2005-06-30 (YTD Data)Rank
Total interest income$47,472,000363
Total interest expense$13,134,000410
Net interest income$34,338,000348
Provision for loan and lease losses$4,604,000135
Total noninterest income$17,870,000254
Gross Fiduciary activities income$464,000404
Service charges on deposit accounts$2,738,000301
Trading account gains and fees$0116
Additional Noninterest Income$14,668,000234
Total noninterest expense$23,912,000394
Salaries and employee benefits$14,702,000322
Premises and equipment expense$2,735,000449
Additional noninterest expense$6,475,000448
Pre-tax net operating income$23,692,000284
Securities gains (losses)$02,146
Applicable income taxes$8,410,000275
Income before extraordinary items$15,282,000303
Extraordinary gains, net$030
Net income$15,282,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,000484
Cash dividends$11,185,000184
Sale, conversion, retirement of capital stock, net$0643
Net operating income$15,282,000295
2005-03-31 (YTD Data)Rank
Total interest income$22,626,000368
Total interest expense$6,001,000421
Net interest income$16,625,000353
Provision for loan and lease losses$1,875,000152
Total noninterest income$8,153,000266
Gross Fiduciary activities income$212,000435
Service charges on deposit accounts$1,310,000296
Trading account gains and fees$0115
Additional Noninterest Income$6,631,000247
Total noninterest expense$11,670,000395
Salaries and employee benefits$7,415,000317
Premises and equipment expense$1,404,000437
Additional noninterest expense$2,851,000490
Pre-tax net operating income$11,233,000289
Securities gains (losses)$01,685
Applicable income taxes$4,124,000273
Income before extraordinary items$7,109,000311
Extraordinary gains, net$024
Net income$7,109,000311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,000390
Cash dividends$5,203,000171
Sale, conversion, retirement of capital stock, net$0491
Net operating income$7,109,000305
2004-12-31 (YTD Data)Rank
Total interest income$77,333,000384
Total interest expense$17,076,000492
Net interest income$60,257,000371
Provision for loan and lease losses$5,453,000232
Total noninterest income$34,407,000269
Gross Fiduciary activities income$960,000387
Service charges on deposit accounts$5,331,000320
Trading account gains and fees$0138
Additional Noninterest Income$28,116,000239
Total noninterest expense$49,222,000376
Salaries and employee benefits$31,033,000302
Premises and equipment expense$5,264,000443
Additional noninterest expense$12,925,000443
Pre-tax net operating income$39,989,000310
Securities gains (losses)$03,819
Applicable income taxes$14,390,000292
Income before extraordinary items$25,599,000334
Extraordinary gains, net$034
Net income$25,599,000332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,855,000358
Cash dividends$25,395,000187
Sale, conversion, retirement of capital stock, net$0872
Net operating income$25,599,000321
2004-09-30 (YTD Data)Rank
Total interest income$55,812,000395
Total interest expense$11,821,000514
Net interest income$43,991,000382
Provision for loan and lease losses$3,702,000266
Total noninterest income$25,498,000276
Gross Fiduciary activities income$624,000420
Service charges on deposit accounts$3,940,000330
Trading account gains and fees$0134
Additional Noninterest Income$20,934,000243
Total noninterest expense$36,438,000385
Salaries and employee benefits$23,388,000303
Premises and equipment expense$3,924,000452
Additional noninterest expense$9,126,000461
Pre-tax net operating income$29,349,000313
Securities gains (losses)$03,710
Applicable income taxes$10,724,000293
Income before extraordinary items$18,625,000337
Extraordinary gains, net$026
Net income$18,625,000336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,597,000292
Cash dividends$21,265,000170
Sale, conversion, retirement of capital stock, net$0738
Net operating income$18,625,000324
2004-06-30 (YTD Data)Rank
Total interest income$35,833,000407
Total interest expense$7,467,000538
Net interest income$28,366,000386
Provision for loan and lease losses$1,799,000340
Total noninterest income$16,152,000280
Gross Fiduciary activities income$427,000422
Service charges on deposit accounts$2,590,000326
Trading account gains and fees$0130
Additional Noninterest Income$13,135,000246
Total noninterest expense$23,995,000383
Salaries and employee benefits$15,454,000300
Premises and equipment expense$2,607,000452
Additional noninterest expense$5,934,000470
Pre-tax net operating income$18,724,000313
Securities gains (losses)$03,413
Applicable income taxes$6,772,000307
Income before extraordinary items$11,952,000338
Extraordinary gains, net$021
Net income$11,952,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,011,000424
Cash dividends$13,102,000167
Sale, conversion, retirement of capital stock, net$0638
Net operating income$11,952,000323
2004-03-31 (YTD Data)Rank
Total interest income$17,337,000420
Total interest expense$3,698,000549
Net interest income$13,639,000399
Provision for loan and lease losses$823,000357
Total noninterest income$8,740,000274
Gross Fiduciary activities income$209,000422
Service charges on deposit accounts$1,184,000358
Trading account gains and fees$0121
Additional Noninterest Income$7,347,000234
Total noninterest expense$11,777,000391
Salaries and employee benefits$7,450,000317
Premises and equipment expense$1,338,000448
Additional noninterest expense$2,989,000459
Pre-tax net operating income$9,779,000302
Securities gains (losses)$02,934
Applicable income taxes$3,562,000294
Income before extraordinary items$6,217,000330
Extraordinary gains, net$016
Net income$6,217,000331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,000652
Cash dividends$3,653,000223
Sale, conversion, retirement of capital stock, net$0464
Net operating income$6,217,000308
2003-12-31 (YTD Data)Rank
Total interest income$76,402,000396
Total interest expense$19,811,000468
Net interest income$56,591,000376
Provision for loan and lease losses$2,978,000478
Total noninterest income$57,589,000218
Gross Fiduciary activities income$775,000434
Service charges on deposit accounts$4,663,000367
Trading account gains and fees$0160
Additional Noninterest Income$52,151,000181
Total noninterest expense$56,586,000336
Salaries and employee benefits$37,544,000257
Premises and equipment expense$4,985,000474
Additional noninterest expense$14,057,000428
Pre-tax net operating income$54,616,000228
Securities gains (losses)$126,0001,692
Applicable income taxes$20,142,000228
Income before extraordinary items$34,600,000256
Extraordinary gains, net$054
Net income$34,600,000258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,599,000652
Cash dividends$14,615,000289
Sale, conversion, retirement of capital stock, net$0868
Net operating income$34,519,360238
2003-09-30 (YTD Data)Rank
Total interest income$58,564,000405
Total interest expense$15,784,000461
Net interest income$42,780,000374
Provision for loan and lease losses$2,167,000501
Total noninterest income$49,291,000206
Gross Fiduciary activities income$565,000451
Service charges on deposit accounts$3,452,000383
Trading account gains and fees$0153
Additional Noninterest Income$45,274,000173
Total noninterest expense$42,970,000335
Salaries and employee benefits$28,871,000254
Premises and equipment expense$3,632,000494
Additional noninterest expense$10,467,000442
Pre-tax net operating income$46,934,000219
Securities gains (losses)$85,0001,886
Applicable income taxes$17,451,000220
Income before extraordinary items$29,568,000244
Extraordinary gains, net$040
Net income$29,568,000245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,045,000675
Cash dividends$10,606,000292
Sale, conversion, retirement of capital stock, net$0722
Net operating income$29,513,600227
2003-06-30 (YTD Data)Rank
Total interest income$38,975,000412
Total interest expense$11,030,000452
Net interest income$27,945,000391
Provision for loan and lease losses$1,291,000538
Total noninterest income$31,913,000210
Gross Fiduciary activities income$408,000434
Service charges on deposit accounts$2,228,000387
Trading account gains and fees$0150
Additional Noninterest Income$29,277,000170
Total noninterest expense$28,206,000340
Salaries and employee benefits$19,113,000258
Premises and equipment expense$2,378,000503
Additional noninterest expense$6,715,000453
Pre-tax net operating income$30,361,000222
Securities gains (losses)$85,0001,631
Applicable income taxes$11,152,000223
Income before extraordinary items$19,294,000251
Extraordinary gains, net$030
Net income$19,294,000251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$487,000864
Cash dividends$6,601,000272
Sale, conversion, retirement of capital stock, net$0589
Net operating income$19,239,600230
2003-03-31 (YTD Data)Rank
Total interest income$19,132,000420
Total interest expense$5,427,000479
Net interest income$13,705,000399
Provision for loan and lease losses$343,000832
Total noninterest income$14,950,000216
Gross Fiduciary activities income$220,000429
Service charges on deposit accounts$1,044,000398
Trading account gains and fees$0134
Additional Noninterest Income$13,686,000175
Total noninterest expense$13,200,000365
Salaries and employee benefits$8,936,000277
Premises and equipment expense$1,139,000532
Additional noninterest expense$3,125,000475
Pre-tax net operating income$15,112,000223
Securities gains (losses)$02,891
Applicable income taxes$5,636,000231
Income before extraordinary items$9,476,000252
Extraordinary gains, net$021
Net income$9,476,000252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,000982
Cash dividends$6,600,000156
Sale, conversion, retirement of capital stock, net$0419
Net operating income$9,476,000234
2002-12-31 (YTD Data)Rank
Total interest income$80,685,000420
Total interest expense$27,148,000444
Net interest income$53,537,000400
Provision for loan and lease losses$2,730,000588
Total noninterest income$38,585,000261
Gross Fiduciary activities income$812,000446
Service charges on deposit accounts$3,627,000455
Trading account gains and fees$0153
Additional Noninterest Income$34,146,000223
Total noninterest expense$48,266,000384
Salaries and employee benefits$31,665,000285
Premises and equipment expense$4,602,000503
Additional noninterest expense$11,999,000489
Pre-tax net operating income$41,126,000278
Securities gains (losses)$455,000698
Applicable income taxes$14,055,000289
Income before extraordinary items$27,526,000295
Extraordinary gains, net$070
Net income$27,526,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$883,0001,080
Cash dividends$16,850,000249
Sale, conversion, retirement of capital stock, net$0862
Net operating income$27,225,700281
2001-12-31 (YTD Data)Rank
Total interest income$90,916,000417
Total interest expense$45,888,000406
Net interest income$45,028,000439
Provision for loan and lease losses$1,543,000884
Total noninterest income$35,855,000273
Gross Fiduciary activities income$455,000623
Service charges on deposit accounts$3,325,000453
Trading account gains and fees$0177
Additional Noninterest Income$32,075,000234
Total noninterest expense$43,476,000400
Salaries and employee benefits$29,752,000275
Premises and equipment expense$4,349,000515
Additional noninterest expense$9,375,000604
Pre-tax net operating income$35,864,000277
Securities gains (losses)$225,0001,098
Applicable income taxes$13,166,000274
Income before extraordinary items$22,923,000298
Extraordinary gains, net$0105
Net income$22,923,000297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,555
Cash dividends$13,356,000301
Sale, conversion, retirement of capital stock, net$0922
Net operating income$22,779,000284
2000-12-31 (YTD Data)Rank
Total interest income$85,223,000467
Total interest expense$48,093,000436
Net interest income$37,130,000513
Provision for loan and lease losses$2,255,000562
Total noninterest income$27,104,000309
Gross Fiduciary activities income$332,000701
Service charges on deposit accounts$2,940,000462
Trading account gains and fees$0180
Additional Noninterest Income$23,832,000265
Total noninterest expense$36,380,000453
Salaries and employee benefits$19,897,000373
Premises and equipment expense$4,063,000546
Additional noninterest expense$12,420,000497
Pre-tax net operating income$25,599,000373
Securities gains (losses)$01,956
Applicable income taxes$9,152,000356
Income before extraordinary items$16,447,000384
Extraordinary gains, net$038
Net income$16,447,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$596,0001,091
Cash dividends$6,606,000511
Sale, conversion, retirement of capital stock, net$0969
Net operating income$16,447,000381
1999-12-31 (YTD Data)Rank
Total interest income$67,657,000553
Total interest expense$34,958,000507
Net interest income$32,699,000593
Provision for loan and lease losses$2,005,000563
Total noninterest income$17,658,000431
Gross Fiduciary activities income$273,000793
Service charges on deposit accounts$2,644,000514
Trading account gains and fees$1,225,00074
Additional Noninterest Income$13,516,000377
Total noninterest expense$27,889,000575
Salaries and employee benefits$13,427,000545
Premises and equipment expense$3,061,000683
Additional noninterest expense$11,401,000551
Pre-tax net operating income$20,463,000477
Securities gains (losses)$03,155
Applicable income taxes$7,294,000459
Income before extraordinary items$13,169,000495
Extraordinary gains, net$035
Net income$13,169,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,083,000675
Cash dividends$4,855,000680
Sale, conversion, retirement of capital stock, net$6,000992
Net operating income$13,169,000489
1998-12-31 (YTD Data)Rank
Total interest income$58,758,000603
Total interest expense$30,806,000562
Net interest income$27,952,000644
Provision for loan and lease losses$2,189,000542
Total noninterest income$17,542,000412
Gross Fiduciary activities income$247,000824
Service charges on deposit accounts$2,292,000546
Trading account gains and fees$1,433,00087
Additional Noninterest Income$13,570,000372
Total noninterest expense$26,673,000581
Salaries and employee benefits$11,820,000597
Premises and equipment expense$2,991,000693
Additional noninterest expense$11,862,000524
Pre-tax net operating income$16,632,000508
Securities gains (losses)$90,0001,353
Applicable income taxes$5,927,000503
Income before extraordinary items$10,795,000549
Extraordinary gains, net$032
Net income$10,795,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,358,000600
Cash dividends$5,539,000595
Sale, conversion, retirement of capital stock, net$11,000957
Net operating income$10,736,500524
1997-12-31 (YTD Data)Rank
Total interest income$50,234,000695
Total interest expense$25,579,000660
Net interest income$24,655,000735
Provision for loan and lease losses$2,588,000477
Total noninterest income$11,392,000518
Gross Fiduciary activities income$231,000868
Service charges on deposit accounts$2,117,000610
Trading account gains and fees$1,138,00085
Additional Noninterest Income$7,906,000475
Total noninterest expense$20,561,000721
Salaries and employee benefits$9,706,000713
Premises and equipment expense$2,066,000967
Additional noninterest expense$8,789,000646
Pre-tax net operating income$12,898,000647
Securities gains (losses)$6,0002,665
Applicable income taxes$4,437,000659
Income before extraordinary items$8,467,000675
Extraordinary gains, net$044
Net income$8,467,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,158,000728
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$10,000969
Net operating income$8,463,040656
1996-12-31 (YTD Data)Rank
Total interest income$45,401,000791
Total interest expense$23,984,000728
Net interest income$21,417,000869
Provision for loan and lease losses$1,967,000629
Total noninterest income$9,202,000623
Gross Fiduciary activities income$221,000940
Service charges on deposit accounts$1,860,000718
Trading account gains and fees$1,281,00095
Additional Noninterest Income$5,840,000585
Total noninterest expense$17,950,000863
Salaries and employee benefits$8,553,000804
Premises and equipment expense$2,101,0001,005
Additional noninterest expense$7,296,000865
Pre-tax net operating income$10,702,000748
Securities gains (losses)$12,0002,365
Applicable income taxes$3,668,000749
Income before extraordinary items$7,046,000772
Extraordinary gains, net$053
Net income$7,046,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,087,000854
Cash dividends$2,987,000975
Sale, conversion, retirement of capital stock, net$28,000787
Net operating income$7,038,080751
1995-12-31 (YTD Data)Rank
Total interest income$41,392,000880
Total interest expense$21,705,000821
Net interest income$19,687,000943
Provision for loan and lease losses$1,324,000768
Total noninterest income$4,863,000976
Gross Fiduciary activities income$219,000976
Service charges on deposit accounts$1,560,000847
Trading account gains and fees$992,000132
Additional Noninterest Income$2,092,0001,104
Total noninterest expense$14,198,0001,054
Salaries and employee benefits$7,457,000918
Premises and equipment expense$1,741,0001,196
Additional noninterest expense$5,000,0001,125
Pre-tax net operating income$9,028,000898
Securities gains (losses)$-15,00010,368
Applicable income taxes$3,038,000915
Income before extraordinary items$5,975,000916
Extraordinary gains, net$065
Net income$5,975,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,357
Cash dividends$2,998,000931
Sale, conversion, retirement of capital stock, net$11,000760
Net operating income$5,984,900911
1994-12-31 (YTD Data)Rank
Total interest income$29,622,0001,063
Total interest expense$12,724,0001,039
Net interest income$16,898,0001,090
Provision for loan and lease losses$1,194,000833
Total noninterest income$4,341,0001,019
Gross Fiduciary activities income$208,0001,007
Service charges on deposit accounts$1,523,000851
Trading account gains and fees$1,071,000115
Additional Noninterest Income$1,539,0001,358
Total noninterest expense$13,732,0001,093
Salaries and employee benefits$6,446,0001,048
Premises and equipment expense$1,602,0001,311
Additional noninterest expense$5,684,0001,054
Pre-tax net operating income$6,313,0001,192
Securities gains (losses)$11,0002,158
Applicable income taxes$1,981,0001,214
Income before extraordinary items$4,343,0001,170
Extraordinary gains, net$0249
Net income$4,343,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0001,055
Cash dividends$2,084,0001,065
Sale, conversion, retirement of capital stock, net$-20,00012,471
Net operating income$4,335,4101,185
1993-12-31 (YTD Data)Rank
Total interest income$23,813,0001,324
Total interest expense$10,082,0001,328
Net interest income$13,731,0001,314
Provision for loan and lease losses$1,718,000896
Total noninterest income$4,527,0001,066
Gross Fiduciary activities income$163,0001,099
Service charges on deposit accounts$1,499,000876
Trading account gains and fees$978,000138
Additional Noninterest Income$1,887,0001,309
Total noninterest expense$10,368,0001,473
Salaries and employee benefits$5,380,0001,244
Premises and equipment expense$1,179,0001,785
Additional noninterest expense$3,809,0001,585
Pre-tax net operating income$6,172,0001,127
Securities gains (losses)$07,477
Applicable income taxes$2,005,0001,212
Income before extraordinary items$4,167,0001,233
Extraordinary gains, net$277,000768
Net income$4,444,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$810,0001,315
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$31,0001,033
Net operating income$4,167,0001,140
1992-12-31 (YTD Data)Rank
Total interest income$22,955,0001,574
Total interest expense$10,755,0001,613
Net interest income$12,200,0001,510
Provision for loan and lease losses$2,300,0001,031
Total noninterest income$4,883,000998
Gross Fiduciary activities income$125,0001,205
Service charges on deposit accounts$1,480,000883
Trading account gains and fees$801,000147
Additional Noninterest Income$2,477,0001,086
Total noninterest expense$9,911,0001,556
Salaries and employee benefits$4,936,0001,360
Premises and equipment expense$1,034,0002,030
Additional noninterest expense$3,941,0001,607
Pre-tax net operating income$4,872,0001,303
Securities gains (losses)$08,369
Applicable income taxes$1,542,0001,421
Income before extraordinary items$3,330,0001,391
Extraordinary gains, net$01,422
Net income$3,330,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,499,0001,187
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$37,000962
Net operating income$3,330,0001,288

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.