Home > First Commercial Bank > Net charge- offs to loans
First Commercial Bank, Net charge- offs to loans
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1684% | 7,665 |
| Percentage Net Loans Charged-off:Construction & development | -1.1717% | 7,133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4521% | 7,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2403% | 2,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1728% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2877% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3827% | 2,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0504% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2826% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7211% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1145% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 8.7385% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9919% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8112% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1385% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6228% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9594% | 2,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1056% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1022% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1761% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8785% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2744% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 8.9535% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7111% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0333% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2429% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9168% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0883% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3471% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6361% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6478% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2954% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3993% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 3.5901% | 1,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8541% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0344% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5011% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7979% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9958% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4574% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5290% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8855% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0476% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2390% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 3.2976% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8488% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6767% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0757% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4411% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5562% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5063% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1213% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7641% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8022% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0733% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 3.2631% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0504% | 1,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 3,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1302% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 3,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3234% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4064% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7716% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2661% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.6733% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1441% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0637% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2960% | 7,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6824% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9663% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 7,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2115% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.5097% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1183% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6222% | 7,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0920% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9594% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2522% | 8,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.4129% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2467% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4286% | 7,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0526% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8967% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2851% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.7971% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0334% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0813% | 3,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5528% | 2,861 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7821% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0743% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.1500% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0301% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 3,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5318% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7095% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.1912% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4472% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5916% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1276% | 8,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1439% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2228% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4748% | 7,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5714% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8571% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9228% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 7,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1315% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0477% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 8,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2745% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1392% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2673% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 7,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1738% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 8,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4845% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9944% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9598% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 7,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2610% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1039% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0515% | 8,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 6,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0498% | 4,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2487% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1451% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5342% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 8,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0999% | 8,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 6,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0627% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 8,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0496% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0908% | 8,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0861% | 3,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6751% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9912% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3235% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 3,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0866% | 8,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0438% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1020% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0812% | 5,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5183% | 1,201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2390% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 2,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0902% | 8,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1240% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0069% | 5,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4173% | 1,127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.4481% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2501% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2297% | 3,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6490% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4524% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 3,683 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5027% | 1,124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2555% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6046% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2458% | 4,708 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3664% | 1,118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3468% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3021% | 4,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6549% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1798% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3033% | 3,548 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8653% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2400% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 2,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2341% | 3,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4514% | 4,476 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5252% | 1,345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3387% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 3,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5269% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6507% | 1,230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5277% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0486% | 3,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4951% | 3,586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0627% | 1,010 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1931% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0376% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 7,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2034% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8114% | 1,144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 5,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 8,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0949% | 8,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2534% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6330% | 3,676 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4566% | 1,483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 6,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 8,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1099% | 9,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4540% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1071% | 4,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4310% | 4,514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7610% | 1,370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1910% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2047% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6574% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1569% | 3,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0578% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3264% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5148% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1411% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2751% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4900% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1309% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1787% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2509% | 3,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6676% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3958% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5144% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0327% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1238% | 1,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5335% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5489% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 4,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2785% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3450% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7003% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2479% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2005% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2751% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4263% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4773% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3202% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2698% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1816% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2539% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4275% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9421% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6775% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4592% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6382% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6425% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3590% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7207% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9355% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4432% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0413% | 138 |