Home > First Commercial Bank > Assets and Liabilities
First Commercial Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 454 | 310 |
| Assets and Liabilities | ||
| Total Assets: | $2,018,875,000 | 353 |
| Cash and due from depository institutions | $178,746,000 | 310 |
| Interest-bearing balances | $130,189,000 | 304 |
| Securities | $195,607,000 | 683 |
| Federal funds sold & reverse repurchase agreements | $84,113,000 | 87 |
| Net loans & leases | $1,475,305,000 | 320 |
| Loan loss allowance | $38,143,000 | 276 |
| Trading account assets | $13,230,000 | 85 |
| Bank premises and fixed assets | $16,289,000 | 731 |
| Other real estate owned | $13,207,000 | 310 |
| Goodwill and other intangibles | $352,000 | 2,161 |
| All other assets | $42,026,000 | 585 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $2,018,875,000 | 353 |
| Total liabilities | $1,814,493,000 | 347 |
| Total deposits | $1,749,732,000 | 315 |
| Interest-bearing deposits | $1,503,045,000 | 314 |
| Deposits held in domestic offices | $1,701,636,000 | 323 |
| % insured | 33.59% | 7,871 |
| Federal funds purchased & repurchase agreements | $924,000 | 2,119 |
| Trading liabilities | $13,467,000 | 50 |
| Other borrowed funds | $40,000,000 | 1,022 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $10,370,000 | 578 |
| Total equity capital | $204,382,000 | 347 |
| Total bank equity capital | $204,382,000 | 347 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $88,277,000 | 443 |
| Undivided profits | $116,104,000 | 260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $55,919,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $5,612,000 | 495 |
| Earning assets | $1,885,214,000 | 336 |
| Long-term assets (5+ years) | $376,990,000 | 359 |
| Average Assets, year-to-date | $2,002,145,500 | 354 |
| Average Assets, quarterly | $2,002,145,500 | 354 |
| Volatile liabilities | $266,575,000 | 545 |
| Insider loans | $149,711,000 | 26 |
| FHLB advances | $40,000,000 | 954 |
| Loans and leases held for sale | $112,832,000 | 49 |
| Unused loan commitments | $884,568,000 | 156 |
| Tier 1 (core) risk-based capital | $200,675,000 | 321 |
| Tier 2 risk-based capital | $21,119,000 | 315 |
| Total risk weighted assets | $1,672,304,000 | 309 |
| Total unused commitments | $884,568,000 | 157 |
| Derivatives | $686,785,000 | 85 |
| 2009-12-31 | Rank | |
| # of Employees: | 437 | 325 |
| Assets and Liabilities | ||
| Total Assets: | $1,985,416,000 | 360 |
| Cash and due from depository institutions | $61,038,000 | 325 |
| Interest-bearing balances | $14,373,000 | 1,795 |
| Securities | $174,673,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $89,565,000 | 87 |
| Net loans & leases | $1,565,742,000 | 308 |
| Loan loss allowance | $35,583,000 | 301 |
| Trading account assets | $13,293,000 | 86 |
| Bank premises and fixed assets | $16,559,000 | 728 |
| Other real estate owned | $15,749,000 | 325 |
| Goodwill and other intangibles | $428,000 | 2,060 |
| All other assets | $48,369,000 | 518 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $1,985,416,000 | 360 |
| Total liabilities | $1,781,313,000 | 360 |
| Total deposits | $1,734,167,000 | 321 |
| Interest-bearing deposits | $1,484,776,000 | 317 |
| Deposits held in domestic offices | $1,674,186,000 | 331 |
| % insured | 41.83% | 7,909 |
| Federal funds purchased & repurchase agreements | $991,000 | 2,220 |
| Trading liabilities | $13,473,000 | 50 |
| Other borrowed funds | $20,000,000 | 1,837 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,682,000 | 504 |
| Total equity capital | $204,103,000 | 339 |
| Total bank equity capital | $204,103,000 | 339 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $88,224,000 | 435 |
| Undivided profits | $115,878,000 | 255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $65,996,000 | 324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,290,000 | 547 |
| Earning assets | $1,844,353,000 | 349 |
| Long-term assets (5+ years) | $408,328,000 | 332 |
| Average Assets, year-to-date | $2,090,289,800 | 340 |
| Average Assets, quarterly | $2,019,046,000 | 353 |
| Volatile liabilities | $265,899,000 | 558 |
| Insider loans | $150,539,000 | 24 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $137,539,000 | 48 |
| Unused loan commitments | $843,508,000 | 165 |
| Tier 1 (core) risk-based capital | $200,459,000 | 321 |
| Tier 2 risk-based capital | $22,093,000 | 311 |
| Total risk weighted assets | $1,766,726,000 | 305 |
| Total unused commitments | $843,508,000 | 165 |
| Derivatives | $963,054,000 | 75 |
| 2009-09-30 | Rank | |
| # of Employees: | 433 | 336 |
| Assets and Liabilities | ||
| Total Assets: | $2,052,676,000 | 360 |
| Cash and due from depository institutions | $85,871,000 | 336 |
| Interest-bearing balances | $55,657,000 | 512 |
| Securities | $166,202,000 | 779 |
| Federal funds sold & reverse repurchase agreements | $76,503,000 | 101 |
| Net loans & leases | $1,640,575,000 | 310 |
| Loan loss allowance | $33,778,000 | 313 |
| Trading account assets | $16,294,000 | 85 |
| Bank premises and fixed assets | $16,685,000 | 729 |
| Other real estate owned | $5,521,000 | 336 |
| Goodwill and other intangibles | $252,000 | 2,390 |
| All other assets | $44,773,000 | 518 |
| Life insurance assets | $242,000 | 3,583 |
| Total liabilities and capital | $2,052,676,000 | 360 |
| Total liabilities | $1,841,736,000 | 361 |
| Total deposits | $1,676,497,000 | 340 |
| Interest-bearing deposits | $1,438,968,000 | 340 |
| Deposits held in domestic offices | $1,614,376,000 | 351 |
| % insured | 44.10% | 7,973 |
| Federal funds purchased & repurchase agreements | $10,066,000 | 1,085 |
| Trading liabilities | $16,509,000 | 52 |
| Other borrowed funds | $125,008,000 | 436 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $13,656,000 | 512 |
| Total equity capital | $210,940,000 | 343 |
| Total bank equity capital | $210,940,000 | 343 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $88,171,000 | 436 |
| Undivided profits | $122,768,000 | 250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $83,745,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $6,042,000 | 518 |
| Earning assets | $1,938,937,000 | 346 |
| Long-term assets (5+ years) | $382,750,000 | 352 |
| Average Assets, year-to-date | $2,116,508,250 | 346 |
| Average Assets, quarterly | $2,143,031,500 | 343 |
| Volatile liabilities | $324,301,000 | 500 |
| Insider loans | $151,417,000 | 22 |
| FHLB advances | $30,000,000 | 1,332 |
| Loans and leases held for sale | $111,731,000 | 48 |
| Unused loan commitments | $700,368,000 | 195 |
| Tier 1 (core) risk-based capital | $206,568,000 | 321 |
| Tier 2 risk-based capital | $23,953,000 | 310 |
| Total risk weighted assets | $1,906,281,000 | 303 |
| Total unused commitments | $700,368,000 | 196 |
| Derivatives | $935,055,000 | 73 |
| 2009-06-30 | Rank | |
| # of Employees: | 438 | 338 |
| Assets and Liabilities | ||
| Total Assets: | $2,233,387,000 | 345 |
| Cash and due from depository institutions | $66,115,000 | 338 |
| Interest-bearing balances | $26,065,000 | 843 |
| Securities | $185,793,000 | 681 |
| Federal funds sold & reverse repurchase agreements | $16,176,000 | 600 |
| Net loans & leases | $1,881,404,000 | 297 |
| Loan loss allowance | $33,118,000 | 305 |
| Trading account assets | $15,000,000 | 95 |
| Bank premises and fixed assets | $16,911,000 | 737 |
| Other real estate owned | $6,536,000 | 338 |
| Goodwill and other intangibles | $503,000 | 2,046 |
| All other assets | $44,949,000 | 521 |
| Life insurance assets | $240,000 | 3,621 |
| Total liabilities and capital | $2,233,387,000 | 345 |
| Total liabilities | $2,019,570,000 | 341 |
| Total deposits | $1,627,398,000 | 349 |
| Interest-bearing deposits | $1,367,153,000 | 356 |
| Deposits held in domestic offices | $1,561,992,000 | 355 |
| % insured | 36.99% | 8,000 |
| Federal funds purchased & repurchase agreements | $206,867,000 | 172 |
| Trading liabilities | $15,202,000 | 52 |
| Other borrowed funds | $150,165,000 | 389 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $19,938,000 | 396 |
| Total equity capital | $213,817,000 | 352 |
| Total bank equity capital | $213,817,000 | 349 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $88,205,000 | 447 |
| Undivided profits | $125,611,000 | 241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $70,228,000 | 301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $6,592,000 | 470 |
| Earning assets | $2,109,438,000 | 333 |
| Long-term assets (5+ years) | $611,440,000 | 219 |
| Average Assets, year-to-date | $2,137,785,670 | 348 |
| Average Assets, quarterly | $2,185,233,500 | 348 |
| Volatile liabilities | $545,951,000 | 304 |
| Insider loans | $149,349,000 | 23 |
| FHLB advances | $30,000,000 | 1,397 |
| Loans and leases held for sale | $312,306,000 | 41 |
| Unused loan commitments | $849,214,000 | 177 |
| Tier 1 (core) risk-based capital | $209,312,000 | 321 |
| Tier 2 risk-based capital | $25,712,000 | 290 |
| Total risk weighted assets | $2,048,260,000 | 290 |
| Total unused commitments | $849,214,000 | 178 |
| Derivatives | $1,188,975,000 | 77 |
| 2009-03-31 | Rank | |
| # of Employees: | 451 | 326 |
| Assets and Liabilities | ||
| Total Assets: | $2,137,080,000 | 353 |
| Cash and due from depository institutions | $28,015,000 | 326 |
| Interest-bearing balances | $305,000 | 5,313 |
| Securities | $186,226,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $11,440,000 | 1,061 |
| Net loans & leases | $1,822,934,000 | 307 |
| Loan loss allowance | $34,173,000 | 285 |
| Trading account assets | $20,458,000 | 92 |
| Bank premises and fixed assets | $16,774,000 | 743 |
| Other real estate owned | $6,870,000 | 326 |
| Goodwill and other intangibles | $253,000 | 2,392 |
| All other assets | $44,110,000 | 517 |
| Life insurance assets | $238,000 | 3,649 |
| Total liabilities and capital | $2,137,080,000 | 353 |
| Total liabilities | $1,929,077,000 | 356 |
| Total deposits | $1,672,577,000 | 337 |
| Interest-bearing deposits | $1,401,364,000 | 348 |
| Deposits held in domestic offices | $1,603,870,000 | 347 |
| % insured | 44.67% | 7,929 |
| Federal funds purchased & repurchase agreements | $123,157,000 | 247 |
| Trading liabilities | $20,583,000 | 49 |
| Other borrowed funds | $90,901,000 | 647 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $21,859,000 | 377 |
| Total equity capital | $208,003,000 | 359 |
| Total bank equity capital | $208,003,000 | 358 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $88,099,000 | 444 |
| Undivided profits | $119,903,000 | 259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $73,351,000 | 269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $7,575,000 | 423 |
| Earning assets | $2,020,905,000 | 346 |
| Long-term assets (5+ years) | $510,890,000 | 275 |
| Average Assets, year-to-date | $2,089,985,000 | 361 |
| Average Assets, quarterly | $2,089,985,000 | 361 |
| Volatile liabilities | $531,735,000 | 315 |
| Insider loans | $172,827,000 | 23 |
| FHLB advances | $70,000,000 | 716 |
| Loans and leases held for sale | $223,094,000 | 48 |
| Unused loan commitments | $890,366,000 | 187 |
| Tier 1 (core) risk-based capital | $203,307,000 | 332 |
| Tier 2 risk-based capital | $26,667,000 | 281 |
| Total risk weighted assets | $2,126,269,000 | 285 |
| Total unused commitments | $890,366,000 | 187 |
| Derivatives | $1,226,521,000 | 77 |
| 2008-12-31 | Rank | |
| # of Employees: | 463 | 326 |
| Assets and Liabilities | ||
| Total Assets: | $2,042,890,000 | 365 |
| Cash and due from depository institutions | $40,852,000 | 326 |
| Interest-bearing balances | $325,000 | 4,700 |
| Securities | $190,738,000 | 646 |
| Federal funds sold & reverse repurchase agreements | $85,594,000 | 123 |
| Net loans & leases | $1,643,114,000 | 332 |
| Loan loss allowance | $33,221,000 | 268 |
| Trading account assets | $21,617,000 | 94 |
| Bank premises and fixed assets | $17,103,000 | 735 |
| Other real estate owned | $6,075,000 | 326 |
| Goodwill and other intangibles | $199,000 | 2,522 |
| All other assets | $37,598,000 | 608 |
| Life insurance assets | $236,000 | 3,666 |
| Total liabilities and capital | $2,042,890,000 | 365 |
| Total liabilities | $1,839,318,000 | 366 |
| Total deposits | $1,689,689,000 | 327 |
| Interest-bearing deposits | $1,442,710,000 | 336 |
| Deposits held in domestic offices | $1,595,046,000 | 342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,636,000 | 1,242 |
| Trading liabilities | $21,752,000 | 50 |
| Other borrowed funds | $99,438,000 | 658 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $18,803,000 | 413 |
| Total equity capital | $203,572,000 | 360 |
| Total bank equity capital | $203,572,000 | 360 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $88,000,000 | 431 |
| Undivided profits | $115,571,000 | 261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,528,000 | 348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $6,553,000 | 510 |
| Earning assets | $1,919,771,000 | 350 |
| Long-term assets (5+ years) | $422,277,000 | 327 |
| Average Assets, year-to-date | $1,942,322,000 | 370 |
| Average Assets, quarterly | $2,002,886,500 | 371 |
| Volatile liabilities | $480,771,000 | 349 |
| Insider loans | $161,303,000 | 25 |
| FHLB advances | $70,000,000 | 780 |
| Loans and leases held for sale | $132,415,000 | 48 |
| Unused loan commitments | $801,405,000 | 207 |
| Tier 1 (core) risk-based capital | $199,032,000 | 334 |
| Tier 2 risk-based capital | $26,632,000 | 280 |
| Total risk weighted assets | $2,129,524,000 | 287 |
| Total unused commitments | $801,405,000 | 208 |
| Derivatives | $1,145,195,000 | 78 |
| 2008-09-30 | Rank | |
| # of Employees: | 461 | 332 |
| Assets and Liabilities | ||
| Total Assets: | $1,962,883,000 | 376 |
| Cash and due from depository institutions | $39,498,000 | 332 |
| Interest-bearing balances | $203,000 | 4,437 |
| Securities | $182,906,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $54,731,000 | 217 |
| Net loans & leases | $1,625,977,000 | 337 |
| Loan loss allowance | $32,641,000 | 249 |
| Trading account assets | $5,348,000 | 142 |
| Bank premises and fixed assets | $17,373,000 | 714 |
| Other real estate owned | $4,467,000 | 332 |
| Goodwill and other intangibles | $116,000 | 2,762 |
| All other assets | $32,467,000 | 673 |
| Life insurance assets | $227,000 | 3,698 |
| Total liabilities and capital | $1,962,883,000 | 376 |
| Total liabilities | $1,760,206,000 | 376 |
| Total deposits | $1,630,137,000 | 329 |
| Interest-bearing deposits | $1,579,525,000 | 300 |
| Deposits held in domestic offices | $1,523,662,000 | 350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,299,000 | 996 |
| Trading liabilities | $5,491,000 | 65 |
| Other borrowed funds | $94,762,000 | 686 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $14,517,000 | 501 |
| Total equity capital | $202,677,000 | 374 |
| Total bank equity capital | $202,677,000 | 374 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $85,334,000 | 437 |
| Undivided profits | $117,342,000 | 285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,180,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $7,857,000 | 449 |
| Earning assets | $1,863,817,000 | 357 |
| Long-term assets (5+ years) | $377,282,000 | 355 |
| Average Assets, year-to-date | $1,917,180,000 | 375 |
| Average Assets, quarterly | $1,956,746,500 | 376 |
| Volatile liabilities | $474,406,000 | 347 |
| Insider loans | $179,977,000 | 23 |
| FHLB advances | $70,000,000 | 820 |
| Loans and leases held for sale | $104,283,000 | 58 |
| Unused loan commitments | $844,361,000 | 208 |
| Tier 1 (core) risk-based capital | $201,652,000 | 334 |
| Tier 2 risk-based capital | $26,768,000 | 281 |
| Total risk weighted assets | $2,137,645,000 | 288 |
| Total unused commitments | $844,361,000 | 209 |
| Derivatives | $849,037,000 | 85 |
| 2008-06-30 | Rank | |
| # of Employees: | 488 | 322 |
| Assets and Liabilities | ||
| Total Assets: | $1,950,610,000 | 382 |
| Cash and due from depository institutions | $49,898,000 | 322 |
| Interest-bearing balances | $63,000 | 5,476 |
| Securities | $186,076,000 | 641 |
| Federal funds sold & reverse repurchase agreements | $21,429,000 | 528 |
| Net loans & leases | $1,633,456,000 | 339 |
| Loan loss allowance | $24,987,000 | 299 |
| Trading account assets | $5,912,000 | 143 |
| Bank premises and fixed assets | $17,589,000 | 680 |
| Other real estate owned | $4,167,000 | 322 |
| Goodwill and other intangibles | $228,000 | 2,529 |
| All other assets | $31,855,000 | 668 |
| Life insurance assets | $227,000 | 3,722 |
| Total liabilities and capital | $1,950,610,000 | 382 |
| Total liabilities | $1,747,242,000 | 379 |
| Total deposits | $1,519,232,000 | 351 |
| Interest-bearing deposits | $1,471,863,000 | 313 |
| Deposits held in domestic offices | $1,349,172,000 | 386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,345,000 | 287 |
| Trading liabilities | $6,047,000 | 67 |
| Other borrowed funds | $90,089,000 | 720 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $12,529,000 | 555 |
| Total equity capital | $203,368,000 | 380 |
| Total bank equity capital | $203,368,000 | 380 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $85,250,000 | 434 |
| Undivided profits | $118,117,000 | 292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,661,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $7,364,000 | 472 |
| Earning assets | $1,841,024,000 | 363 |
| Long-term assets (5+ years) | $430,623,000 | 309 |
| Average Assets, year-to-date | $1,901,945,670 | 379 |
| Average Assets, quarterly | $1,928,208,500 | 381 |
| Volatile liabilities | $429,974,000 | 389 |
| Insider loans | $163,242,000 | 25 |
| FHLB advances | $70,000,000 | 792 |
| Loans and leases held for sale | $183,055,000 | 45 |
| Unused loan commitments | $1,042,629,000 | 187 |
| Tier 1 (core) risk-based capital | $202,385,000 | 334 |
| Tier 2 risk-based capital | $25,309,000 | 288 |
| Total risk weighted assets | $2,170,426,000 | 284 |
| Total unused commitments | $1,042,629,000 | 188 |
| Derivatives | $878,776,000 | 83 |
| 2008-03-31 | Rank | |
| # of Employees: | 502 | 317 |
| Assets and Liabilities | ||
| Total Assets: | $1,905,807,000 | 381 |
| Cash and due from depository institutions | $54,501,000 | 317 |
| Interest-bearing balances | $47,000 | 5,675 |
| Securities | $187,148,000 | 646 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,747 |
| Net loans & leases | $1,598,905,000 | 335 |
| Loan loss allowance | $25,455,000 | 283 |
| Trading account assets | $10,120,000 | 139 |
| Bank premises and fixed assets | $17,901,000 | 661 |
| Other real estate owned | $2,554,000 | 317 |
| Goodwill and other intangibles | $180,000 | 2,642 |
| All other assets | $28,398,000 | 720 |
| Life insurance assets | $145,000 | 3,831 |
| Total liabilities and capital | $1,905,807,000 | 381 |
| Total liabilities | $1,707,580,000 | 383 |
| Total deposits | $1,498,409,000 | 355 |
| Interest-bearing deposits | $1,447,692,000 | 319 |
| Deposits held in domestic offices | $1,398,267,000 | 378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $154,383,000 | 237 |
| Trading liabilities | $10,227,000 | 62 |
| Other borrowed funds | $22,696,000 | 1,857 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $21,865,000 | 401 |
| Total equity capital | $198,227,000 | 396 |
| Total bank equity capital | $198,227,000 | 396 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $77,443,000 | 467 |
| Undivided profits | $120,783,000 | 305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,098,000 | 383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $10,509,000 | 341 |
| Earning assets | $1,802,320,000 | 371 |
| Long-term assets (5+ years) | $365,880,000 | 350 |
| Average Assets, year-to-date | $1,877,613,500 | 384 |
| Average Assets, quarterly | $1,877,613,500 | 384 |
| Volatile liabilities | $472,630,000 | 350 |
| Insider loans | $97,570,000 | 42 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $142,470,000 | 55 |
| Unused loan commitments | $809,272,000 | 222 |
| Tier 1 (core) risk-based capital | $194,973,000 | 344 |
| Tier 2 risk-based capital | $25,455,000 | 283 |
| Total risk weighted assets | $2,079,101,000 | 297 |
| Total unused commitments | $809,272,000 | 222 |
| Derivatives | $981,450,000 | 81 |
| 2007-12-31 | Rank | |
| # of Employees: | 515 | 312 |
| Assets and Liabilities | ||
| Total Assets: | $1,849,420,000 | 395 |
| Cash and due from depository institutions | $63,929,000 | 312 |
| Interest-bearing balances | $684,000 | 2,886 |
| Securities | $188,824,000 | 637 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,378 |
| Net loans & leases | $1,525,874,000 | 344 |
| Loan loss allowance | $21,575,000 | 300 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $18,103,000 | 652 |
| Other real estate owned | $2,535,000 | 312 |
| Goodwill and other intangibles | $82,000 | 2,893 |
| All other assets | $40,073,000 | 518 |
| Life insurance assets | $145,000 | 3,840 |
| Total liabilities and capital | $1,849,420,000 | 395 |
| Total liabilities | $1,659,951,000 | 391 |
| Total deposits | $1,520,085,000 | 352 |
| Interest-bearing deposits | $1,466,234,000 | 315 |
| Deposits held in domestic offices | $1,395,500,000 | 381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,632,000 | 320 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,853 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $23,234,000 | 385 |
| Total equity capital | $189,469,000 | 407 |
| Total bank equity capital | $189,469,000 | 407 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $77,284,000 | 457 |
| Undivided profits | $112,184,000 | 319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,670,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $9,932,000 | 391 |
| Earning assets | $1,725,382,000 | 384 |
| Long-term assets (5+ years) | $378,086,000 | 332 |
| Average Assets, year-to-date | $1,881,110,400 | 379 |
| Average Assets, quarterly | $1,860,743,000 | 388 |
| Volatile liabilities | $455,485,000 | 366 |
| Insider loans | $65,902,000 | 66 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $150,090,000 | 54 |
| Unused loan commitments | $836,133,000 | 224 |
| Tier 1 (core) risk-based capital | $188,950,000 | 356 |
| Tier 2 risk-based capital | $21,575,000 | 311 |
| Total risk weighted assets | $1,990,644,000 | 307 |
| Total unused commitments | $836,133,000 | 224 |
| Derivatives | $720,356,000 | 92 |
| 2007-09-30 | Rank | |
| # of Employees: | 510 | 312 |
| Assets and Liabilities | ||
| Total Assets: | $1,872,066,000 | 388 |
| Cash and due from depository institutions | $48,088,000 | 312 |
| Interest-bearing balances | $559,000 | 2,905 |
| Securities | $181,601,000 | 672 |
| Federal funds sold & reverse repurchase agreements | $12,975,000 | 1,118 |
| Net loans & leases | $1,570,333,000 | 336 |
| Loan loss allowance | $20,971,000 | 290 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,699,000 | 595 |
| Other real estate owned | $1,477,000 | 312 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $38,893,000 | 518 |
| Life insurance assets | $145,000 | 3,810 |
| Total liabilities and capital | $1,872,066,000 | 388 |
| Total liabilities | $1,683,191,000 | 388 |
| Total deposits | $1,499,801,000 | 352 |
| Interest-bearing deposits | $1,463,408,000 | 315 |
| Deposits held in domestic offices | $1,385,335,000 | 373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $134,918,000 | 250 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,300,000 | 1,566 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $24,172,000 | 371 |
| Total equity capital | $188,875,000 | 405 |
| Total bank equity capital | $188,875,000 | 405 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $77,133,000 | 442 |
| Undivided profits | $111,741,000 | 335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,733,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $13,015,000 | 320 |
| Earning assets | $1,765,468,000 | 371 |
| Long-term assets (5+ years) | $390,110,000 | 311 |
| Average Assets, year-to-date | $1,889,033,000 | 373 |
| Average Assets, quarterly | $1,869,266,500 | 386 |
| Volatile liabilities | $475,797,000 | 346 |
| Insider loans | $8,374,000 | 866 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $164,131,000 | 53 |
| Unused loan commitments | $852,054,000 | 226 |
| Tier 1 (core) risk-based capital | $189,229,000 | 353 |
| Tier 2 risk-based capital | $20,971,000 | 310 |
| Total risk weighted assets | $1,982,065,000 | 302 |
| Total unused commitments | $852,054,000 | 226 |
| Derivatives | $400,475,000 | 106 |
| 2007-06-30 | Rank | |
| # of Employees: | 521 | 318 |
| Assets and Liabilities | ||
| Total Assets: | $1,866,467,000 | 396 |
| Cash and due from depository institutions | $41,019,000 | 318 |
| Interest-bearing balances | $435,000 | 3,204 |
| Securities | $174,590,000 | 690 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,527 |
| Net loans & leases | $1,590,741,000 | 335 |
| Loan loss allowance | $19,328,000 | 309 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,820,000 | 584 |
| Other real estate owned | $1,784,000 | 318 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $37,913,000 | 535 |
| Life insurance assets | $145,000 | 3,833 |
| Total liabilities and capital | $1,866,467,000 | 396 |
| Total liabilities | $1,674,773,000 | 392 |
| Total deposits | $1,481,235,000 | 365 |
| Interest-bearing deposits | $1,373,784,000 | 339 |
| Deposits held in domestic offices | $1,380,321,000 | 391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,054,000 | 258 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,584,000 | 1,656 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $32,900,000 | 311 |
| Total equity capital | $191,694,000 | 407 |
| Total bank equity capital | $191,694,000 | 407 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $76,976,000 | 458 |
| Undivided profits | $114,717,000 | 328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,041,000 | 430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $10,786,000 | 364 |
| Earning assets | $1,767,366,000 | 372 |
| Long-term assets (5+ years) | $158,197,000 | 733 |
| Average Assets, year-to-date | $1,894,688,670 | 380 |
| Average Assets, quarterly | $1,874,548,000 | 390 |
| Volatile liabilities | $464,343,000 | 351 |
| Insider loans | $82,933,000 | 51 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $189,524,000 | 47 |
| Unused loan commitments | $779,158,000 | 246 |
| Tier 1 (core) risk-based capital | $193,451,000 | 355 |
| Tier 2 risk-based capital | $19,328,000 | 341 |
| Total risk weighted assets | $1,957,892,000 | 308 |
| Total unused commitments | $779,158,000 | 247 |
| Derivatives | $534,828,000 | 111 |
| 2007-03-31 | Rank | |
| # of Employees: | 516 | 318 |
| Assets and Liabilities | ||
| Total Assets: | $1,882,629,000 | 388 |
| Cash and due from depository institutions | $41,240,000 | 318 |
| Interest-bearing balances | $3,978,000 | 1,360 |
| Securities | $178,732,000 | 690 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,807 |
| Net loans & leases | $1,599,149,000 | 327 |
| Loan loss allowance | $17,744,000 | 329 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,189,000 | 559 |
| Other real estate owned | $990,000 | 318 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $39,329,000 | 509 |
| Life insurance assets | $145,000 | 3,838 |
| Total liabilities and capital | $1,882,629,000 | 388 |
| Total liabilities | $1,688,701,000 | 386 |
| Total deposits | $1,494,485,000 | 365 |
| Interest-bearing deposits | $1,387,829,000 | 340 |
| Deposits held in domestic offices | $1,408,702,000 | 385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $132,876,000 | 254 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $22,753,000 | 1,502 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $38,587,000 | 285 |
| Total equity capital | $193,928,000 | 400 |
| Total bank equity capital | $193,928,000 | 400 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $76,831,000 | 440 |
| Undivided profits | $117,096,000 | 328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,754,000 | 357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $14,144,000 | 286 |
| Earning assets | $1,785,859,000 | 372 |
| Long-term assets (5+ years) | $176,514,000 | 643 |
| Average Assets, year-to-date | $1,908,799,500 | 378 |
| Average Assets, quarterly | $1,908,799,500 | 378 |
| Volatile liabilities | $449,683,000 | 353 |
| Insider loans | $79,069,000 | 56 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $180,997,000 | 55 |
| Unused loan commitments | $802,834,000 | 239 |
| Tier 1 (core) risk-based capital | $194,275,000 | 351 |
| Tier 2 risk-based capital | $17,744,000 | 359 |
| Total risk weighted assets | $1,975,756,000 | 296 |
| Total unused commitments | $802,834,000 | 239 |
| Derivatives | $534,505,000 | 113 |
| 2006-12-31 | Rank | |
| # of Employees: | 523 | 311 |
| Assets and Liabilities | ||
| Total Assets: | $1,934,970,000 | 371 |
| Cash and due from depository institutions | $56,358,000 | 311 |
| Interest-bearing balances | $3,680,000 | 1,334 |
| Securities | $172,619,000 | 721 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,791 |
| Net loans & leases | $1,639,339,000 | 312 |
| Loan loss allowance | $16,292,000 | 344 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $18,602,000 | 568 |
| Other real estate owned | $497,000 | 311 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $44,555,000 | 460 |
| Life insurance assets | $145,000 | 3,837 |
| Total liabilities and capital | $1,934,970,000 | 371 |
| Total liabilities | $1,741,630,000 | 369 |
| Total deposits | $1,529,131,000 | 348 |
| Interest-bearing deposits | $1,411,595,000 | 323 |
| Deposits held in domestic offices | $1,442,656,000 | 368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,399,000 | 238 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,099,000 | 1,701 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $36,001,000 | 294 |
| Total equity capital | $193,340,000 | 388 |
| Total bank equity capital | $193,340,000 | 388 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $76,633,000 | 429 |
| Undivided profits | $116,706,000 | 322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,989,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $13,768,000 | 293 |
| Earning assets | $1,818,638,000 | 361 |
| Long-term assets (5+ years) | $145,062,000 | 751 |
| Average Assets, year-to-date | $1,887,328,400 | 362 |
| Average Assets, quarterly | $1,954,935,000 | 369 |
| Volatile liabilities | $682,814,000 | 300 |
| Insider loans | $81,586,000 | 56 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $173,277,000 | 53 |
| Unused loan commitments | $791,775,000 | 235 |
| Tier 1 (core) risk-based capital | $194,027,000 | 341 |
| Tier 2 risk-based capital | $16,292,000 | 381 |
| Total risk weighted assets | $2,009,658,000 | 287 |
| Total unused commitments | $791,775,000 | 235 |
| Derivatives | $460,171,000 | 118 |
| 2006-09-30 | Rank | |
| # of Employees: | 517 | 319 |
| Assets and Liabilities | ||
| Total Assets: | $1,974,900,000 | 373 |
| Cash and due from depository institutions | $44,529,000 | 319 |
| Interest-bearing balances | $3,265,000 | 1,327 |
| Securities | $173,554,000 | 740 |
| Federal funds sold & reverse repurchase agreements | $8,575,000 | 1,630 |
| Net loans & leases | $1,682,203,000 | 304 |
| Loan loss allowance | $21,887,000 | 268 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $17,507,000 | 604 |
| Other real estate owned | $834,000 | 319 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $47,698,000 | 450 |
| Life insurance assets | $145,000 | 3,818 |
| Total liabilities and capital | $1,974,900,000 | 373 |
| Total liabilities | $1,791,926,000 | 365 |
| Total deposits | $1,540,084,000 | 347 |
| Interest-bearing deposits | $1,440,248,000 | 312 |
| Deposits held in domestic offices | $1,470,567,000 | 358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $185,401,000 | 223 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $46,441,000 | 249 |
| Total equity capital | $182,974,000 | 416 |
| Total bank equity capital | $182,974,000 | 416 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $70,880,000 | 460 |
| Undivided profits | $112,093,000 | 337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,493,000 | 228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $12,826,000 | 309 |
| Earning assets | $1,867,597,000 | 354 |
| Long-term assets (5+ years) | $124,930,000 | 878 |
| Average Assets, year-to-date | $1,875,418,000 | 373 |
| Average Assets, quarterly | $1,955,119,500 | 372 |
| Volatile liabilities | $659,200,000 | 314 |
| Insider loans | $85,416,000 | 53 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $158,341,000 | 51 |
| Unused loan commitments | $797,534,000 | 241 |
| Tier 1 (core) risk-based capital | $183,927,000 | 367 |
| Tier 2 risk-based capital | $21,887,000 | 299 |
| Total risk weighted assets | $1,950,693,000 | 299 |
| Total unused commitments | $797,534,000 | 241 |
| Derivatives | $504,901,000 | 115 |
| 2006-06-30 | Rank | |
| # of Employees: | 527 | 320 |
| Assets and Liabilities | ||
| Total Assets: | $1,935,339,000 | 378 |
| Cash and due from depository institutions | $41,091,000 | 320 |
| Interest-bearing balances | $1,875,000 | 1,865 |
| Securities | $164,392,000 | 772 |
| Federal funds sold & reverse repurchase agreements | $15,525,000 | 801 |
| Net loans & leases | $1,659,192,000 | 306 |
| Loan loss allowance | $23,771,000 | 249 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $16,309,000 | 634 |
| Other real estate owned | $830,000 | 320 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $38,000,000 | 530 |
| Life insurance assets | $145,000 | 3,799 |
| Total liabilities and capital | $1,935,339,000 | 378 |
| Total liabilities | $1,756,852,000 | 373 |
| Total deposits | $1,465,680,000 | 354 |
| Interest-bearing deposits | $1,362,635,000 | 329 |
| Deposits held in domestic offices | $1,384,796,000 | 382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $199,690,000 | 217 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $55,000,000 | 873 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $36,482,000 | 283 |
| Total equity capital | $178,487,000 | 415 |
| Total bank equity capital | $178,487,000 | 415 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $69,570,000 | 464 |
| Undivided profits | $108,916,000 | 339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,653,000 | 216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $10,048,000 | 352 |
| Earning assets | $1,840,984,000 | 359 |
| Long-term assets (5+ years) | $83,467,000 | 1,228 |
| Average Assets, year-to-date | $1,842,257,330 | 383 |
| Average Assets, quarterly | $1,869,292,000 | 383 |
| Volatile liabilities | $691,178,000 | 306 |
| Insider loans | $75,432,000 | 59 |
| FHLB advances | $55,000,000 | 795 |
| Loans and leases held for sale | $169,264,000 | 55 |
| Unused loan commitments | $729,600,000 | 259 |
| Tier 1 (core) risk-based capital | $181,289,000 | 372 |
| Tier 2 risk-based capital | $23,633,000 | 277 |
| Total risk weighted assets | $1,890,498,000 | 305 |
| Total unused commitments | $729,600,000 | 260 |
| Derivatives | $598,665,000 | 110 |
| 2006-03-31 | Rank | |
| # of Employees: | 506 | 324 |
| Assets and Liabilities | ||
| Total Assets: | $1,803,245,000 | 397 |
| Cash and due from depository institutions | $35,152,000 | 324 |
| Interest-bearing balances | $1,107,000 | 2,452 |
| Securities | $168,838,000 | 759 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,336 |
| Net loans & leases | $1,542,220,000 | 310 |
| Loan loss allowance | $21,967,000 | 259 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,236,000 | 666 |
| Other real estate owned | $993,000 | 324 |
| Goodwill and other intangibles | $288,000 | 2,433 |
| All other assets | $34,618,000 | 550 |
| Life insurance assets | $145,000 | 3,765 |
| Total liabilities and capital | $1,803,245,000 | 397 |
| Total liabilities | $1,624,844,000 | 393 |
| Total deposits | $1,370,329,000 | 378 |
| Interest-bearing deposits | $1,147,956,000 | 377 |
| Deposits held in domestic offices | $1,299,026,000 | 396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,607,000 | 263 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $95,000,000 | 533 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $34,908,000 | 293 |
| Total equity capital | $178,401,000 | 400 |
| Total bank equity capital | $178,401,000 | 400 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $68,770,000 | 447 |
| Undivided profits | $109,630,000 | 329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,809,000 | 305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $9,762,000 | 349 |
| Earning assets | $1,718,065,000 | 371 |
| Long-term assets (5+ years) | $90,743,000 | 1,128 |
| Average Assets, year-to-date | $1,795,716,500 | 392 |
| Average Assets, quarterly | $1,795,716,500 | 392 |
| Volatile liabilities | $576,735,000 | 336 |
| Insider loans | $73,247,000 | 56 |
| FHLB advances | $55,000,000 | 755 |
| Loans and leases held for sale | $172,411,000 | 52 |
| Unused loan commitments | $767,358,000 | 247 |
| Tier 1 (core) risk-based capital | $180,481,000 | 359 |
| Tier 2 risk-based capital | $21,967,000 | 287 |
| Total risk weighted assets | $1,906,276,000 | 295 |
| Total unused commitments | $767,358,000 | 247 |
| Derivatives | $467,210,000 | 115 |
| 2005-12-31 | Rank | |
| # of Employees: | 498 | 325 |
| Assets and Liabilities | ||
| Total Assets: | $1,788,188,000 | 393 |
| Cash and due from depository institutions | $53,441,000 | 325 |
| Interest-bearing balances | $258,000 | 3,998 |
| Securities | $166,027,000 | 771 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,250 |
| Net loans & leases | $1,501,673,000 | 314 |
| Loan loss allowance | $21,948,000 | 257 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $14,214,000 | 711 |
| Other real estate owned | $1,217,000 | 325 |
| Goodwill and other intangibles | $194,000 | 2,612 |
| All other assets | $45,722,000 | 454 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,788,188,000 | 393 |
| Total liabilities | $1,611,351,000 | 386 |
| Total deposits | $1,432,101,000 | 349 |
| Interest-bearing deposits | $1,226,857,000 | 338 |
| Deposits held in domestic offices | $1,206,822,000 | 417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,940,000 | 441 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $105,000,000 | 507 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $20,310,000 | 407 |
| Total equity capital | $176,837,000 | 394 |
| Total bank equity capital | $176,837,000 | 394 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $68,602,000 | 438 |
| Undivided profits | $108,234,000 | 331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,144,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $8,975,000 | 370 |
| Earning assets | $1,673,658,000 | 372 |
| Long-term assets (5+ years) | $86,113,000 | 1,151 |
| Average Assets, year-to-date | $1,739,770,200 | 379 |
| Average Assets, quarterly | $1,796,850,500 | 384 |
| Volatile liabilities | $715,844,000 | 285 |
| Insider loans | $75,451,000 | 54 |
| FHLB advances | $75,000,000 | 586 |
| Loans and leases held for sale | $138,722,000 | 62 |
| Unused loan commitments | $798,275,000 | 243 |
| Tier 1 (core) risk-based capital | $178,179,000 | 353 |
| Tier 2 risk-based capital | $21,948,000 | 281 |
| Total risk weighted assets | $1,760,246,000 | 303 |
| Total unused commitments | $798,275,000 | 243 |
| Derivatives | $351,257,000 | 129 |
| 2005-09-30 | Rank | |
| # of Employees: | 442 | 355 |
| Assets and Liabilities | ||
| Total Assets: | $1,805,513,000 | 377 |
| Cash and due from depository institutions | $45,401,000 | 355 |
| Interest-bearing balances | $61,000 | 5,526 |
| Securities | $159,261,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $48,097,000 | 290 |
| Net loans & leases | $1,498,952,000 | 308 |
| Loan loss allowance | $22,623,000 | 251 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $14,095,000 | 705 |
| Other real estate owned | $1,200,000 | 355 |
| Goodwill and other intangibles | $88,000 | 2,906 |
| All other assets | $38,419,000 | 500 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,805,513,000 | 377 |
| Total liabilities | $1,629,006,000 | 372 |
| Total deposits | $1,469,264,000 | 334 |
| Interest-bearing deposits | $1,218,485,000 | 337 |
| Deposits held in domestic offices | $1,179,611,000 | 410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,451,000 | 536 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $105,000,000 | 510 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $16,291,000 | 434 |
| Total equity capital | $176,507,000 | 383 |
| Total bank equity capital | $176,507,000 | 383 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $68,594,000 | 425 |
| Undivided profits | $107,912,000 | 332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,887,000 | 570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $8,234,000 | 372 |
| Earning assets | $1,706,371,000 | 358 |
| Long-term assets (5+ years) | $90,382,000 | 1,093 |
| Average Assets, year-to-date | $1,727,665,750 | 378 |
| Average Assets, quarterly | $1,760,172,500 | 383 |
| Volatile liabilities | $728,349,000 | 280 |
| Insider loans | $70,046,000 | 56 |
| FHLB advances | $75,000,000 | 586 |
| Loans and leases held for sale | $150,246,000 | 59 |
| Unused loan commitments | $748,058,000 | 248 |
| Tier 1 (core) risk-based capital | $177,185,000 | 351 |
| Tier 2 risk-based capital | $22,119,000 | 277 |
| Total risk weighted assets | $1,769,025,000 | 298 |
| Total unused commitments | $748,058,000 | 249 |
| Derivatives | $391,346,000 | 122 |
| 2005-06-30 | Rank | |
| # of Employees: | 437 | 353 |
| Assets and Liabilities | ||
| Total Assets: | $1,714,832,000 | 388 |
| Cash and due from depository institutions | $32,152,000 | 353 |
| Interest-bearing balances | $102,000 | 4,951 |
| Securities | $156,437,000 | 799 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 986 |
| Net loans & leases | $1,460,263,000 | 312 |
| Loan loss allowance | $22,204,000 | 249 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,225,000 | 674 |
| Other real estate owned | $1,967,000 | 353 |
| Goodwill and other intangibles | $74,000 | 2,928 |
| All other assets | $37,614,000 | 505 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,714,832,000 | 388 |
| Total liabilities | $1,542,683,000 | 384 |
| Total deposits | $1,331,552,000 | 358 |
| Interest-bearing deposits | $1,085,981,000 | 367 |
| Deposits held in domestic offices | $1,153,766,000 | 405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,098,000 | 325 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $110,000,000 | 498 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $15,033,000 | 445 |
| Total equity capital | $172,149,000 | 385 |
| Total bank equity capital | $172,149,000 | 385 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $68,535,000 | 414 |
| Undivided profits | $103,613,000 | 335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,915,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $7,530,000 | 376 |
| Earning assets | $1,628,902,000 | 366 |
| Long-term assets (5+ years) | $92,922,000 | 1,063 |
| Average Assets, year-to-date | $1,701,716,670 | 377 |
| Average Assets, quarterly | $1,713,648,500 | 382 |
| Volatile liabilities | $668,856,000 | 293 |
| Insider loans | $56,635,000 | 70 |
| FHLB advances | $75,000,000 | 594 |
| Loans and leases held for sale | $129,518,000 | 67 |
| Unused loan commitments | $648,563,000 | 263 |
| Tier 1 (core) risk-based capital | $172,117,000 | 349 |
| Tier 2 risk-based capital | $22,204,000 | 273 |
| Total risk weighted assets | $1,781,032,000 | 290 |
| Total unused commitments | $648,563,000 | 264 |
| Derivatives | $390,936,000 | 120 |
| 2005-03-31 | Rank | |
| # of Employees: | 407 | 380 |
| Assets and Liabilities | ||
| Total Assets: | $1,712,465,000 | 375 |
| Cash and due from depository institutions | $35,747,000 | 380 |
| Interest-bearing balances | $1,795,000 | 2,134 |
| Securities | $145,870,000 | 860 |
| Federal funds sold & reverse repurchase agreements | $5,730,000 | 2,086 |
| Net loans & leases | $1,471,956,000 | 297 |
| Loan loss allowance | $19,727,000 | 272 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,079,000 | 664 |
| Other real estate owned | $2,445,000 | 380 |
| Goodwill and other intangibles | $6,000 | 3,235 |
| All other assets | $36,632,000 | 495 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,712,465,000 | 375 |
| Total liabilities | $1,543,371,000 | 377 |
| Total deposits | $1,309,727,000 | 356 |
| Interest-bearing deposits | $995,459,000 | 384 |
| Deposits held in domestic offices | $1,212,734,000 | 380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,265,000 | 288 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $110,000,000 | 482 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $17,379,000 | 419 |
| Total equity capital | $169,094,000 | 382 |
| Total bank equity capital | $169,094,000 | 382 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $68,514,000 | 410 |
| Undivided profits | $100,579,000 | 331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,075,000 | 460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $7,125,000 | 385 |
| Earning assets | $1,625,351,000 | 355 |
| Long-term assets (5+ years) | $96,988,000 | 1,046 |
| Average Assets, year-to-date | $1,695,159,000 | 375 |
| Average Assets, quarterly | $1,695,159,000 | 375 |
| Volatile liabilities | $530,041,000 | 327 |
| Insider loans | $43,868,000 | 98 |
| FHLB advances | $75,000,000 | 582 |
| Loans and leases held for sale | $108,799,000 | 65 |
| Unused loan commitments | $639,688,000 | 262 |
| Tier 1 (core) risk-based capital | $169,903,000 | 349 |
| Tier 2 risk-based capital | $19,727,000 | 297 |
| Total risk weighted assets | $1,788,988,000 | 283 |
| Total unused commitments | $639,688,000 | 262 |
| Derivatives | $271,119,000 | 129 |
| 2004-12-31 | Rank | |
| # of Employees: | 422 | 369 |
| Assets and Liabilities | ||
| Total Assets: | $1,677,853,000 | 381 |
| Cash and due from depository institutions | $37,345,000 | 369 |
| Interest-bearing balances | $100,000 | 5,072 |
| Securities | $148,340,000 | 867 |
| Federal funds sold & reverse repurchase agreements | $5,235,000 | 2,136 |
| Net loans & leases | $1,434,139,000 | 308 |
| Loan loss allowance | $18,279,000 | 296 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,901,000 | 670 |
| Other real estate owned | $2,480,000 | 369 |
| Goodwill and other intangibles | $85,000 | 2,874 |
| All other assets | $36,328,000 | 497 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,677,853,000 | 381 |
| Total liabilities | $1,509,628,000 | 384 |
| Total deposits | $1,336,720,000 | 348 |
| Interest-bearing deposits | $1,049,343,000 | 364 |
| Deposits held in domestic offices | $1,186,192,000 | 387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,539,000 | 469 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $110,000,000 | 494 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $16,369,000 | 420 |
| Total equity capital | $168,225,000 | 390 |
| Total bank equity capital | $168,225,000 | 390 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $68,368,000 | 412 |
| Undivided profits | $99,856,000 | 342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,146,000 | 547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $6,370,000 | 422 |
| Earning assets | $1,587,814,000 | 369 |
| Long-term assets (5+ years) | $99,989,000 | 1,048 |
| Average Assets, year-to-date | $1,615,874,800 | 378 |
| Average Assets, quarterly | $1,688,001,000 | 374 |
| Volatile liabilities | $513,675,000 | 335 |
| Insider loans | $42,998,000 | 97 |
| FHLB advances | $75,000,000 | 593 |
| Loans and leases held for sale | $103,960,000 | 73 |
| Unused loan commitments | $648,309,000 | 254 |
| Tier 1 (core) risk-based capital | $167,843,000 | 353 |
| Tier 2 risk-based capital | $18,279,000 | 315 |
| Total risk weighted assets | $1,748,809,000 | 286 |
| Total unused commitments | $648,309,000 | 256 |
| Derivatives | $257,300,000 | 135 |
| 2004-09-30 | Rank | |
| # of Employees: | 443 | 357 |
| Assets and Liabilities | ||
| Total Assets: | $1,698,149,000 | 371 |
| Cash and due from depository institutions | $56,754,000 | 357 |
| Interest-bearing balances | $2,379,000 | 1,892 |
| Securities | $155,693,000 | 829 |
| Federal funds sold & reverse repurchase agreements | $8,035,000 | 1,404 |
| Net loans & leases | $1,430,058,000 | 308 |
| Loan loss allowance | $16,786,000 | 323 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $13,368,000 | 674 |
| Other real estate owned | $3,100,000 | 357 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $31,141,000 | 533 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,698,149,000 | 371 |
| Total liabilities | $1,532,132,000 | 373 |
| Total deposits | $1,288,528,000 | 349 |
| Interest-bearing deposits | $1,018,050,000 | 373 |
| Deposits held in domestic offices | $1,077,683,000 | 413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,895,000 | 238 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $85,000,000 | 606 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $12,709,000 | 489 |
| Total equity capital | $166,017,000 | 393 |
| Total bank equity capital | $166,017,000 | 393 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $68,258,000 | 410 |
| Undivided profits | $97,758,000 | 347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,509,000 | 643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $6,197,000 | 438 |
| Earning assets | $1,596,165,000 | 362 |
| Long-term assets (5+ years) | $98,181,000 | 1,072 |
| Average Assets, year-to-date | $1,600,380,250 | 384 |
| Average Assets, quarterly | $1,667,193,000 | 373 |
| Volatile liabilities | $660,692,000 | 282 |
| Insider loans | $43,132,000 | 92 |
| FHLB advances | $35,000,000 | 1,073 |
| Loans and leases held for sale | $109,393,000 | 76 |
| Unused loan commitments | $639,474,000 | 258 |
| Tier 1 (core) risk-based capital | $164,897,000 | 357 |
| Tier 2 risk-based capital | $16,786,000 | 342 |
| Total risk weighted assets | $1,735,746,000 | 284 |
| Total unused commitments | $639,474,000 | 259 |
| Derivatives | $304,932,000 | 131 |
| 2004-06-30 | Rank | |
| # of Employees: | 452 | 361 |
| Assets and Liabilities | ||
| Total Assets: | $1,636,237,000 | 382 |
| Cash and due from depository institutions | $38,113,000 | 361 |
| Interest-bearing balances | $3,376,000 | 1,546 |
| Securities | $156,697,000 | 835 |
| Federal funds sold & reverse repurchase agreements | $13,055,000 | 826 |
| Net loans & leases | $1,389,730,000 | 302 |
| Loan loss allowance | $16,469,000 | 324 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,832,000 | 690 |
| Other real estate owned | $2,994,000 | 361 |
| Goodwill and other intangibles | $35,000 | 3,032 |
| All other assets | $22,781,000 | 713 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,636,237,000 | 382 |
| Total liabilities | $1,475,668,000 | 383 |
| Total deposits | $1,195,061,000 | 383 |
| Interest-bearing deposits | $913,101,000 | 403 |
| Deposits held in domestic offices | $1,051,554,000 | 414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $169,511,000 | 223 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $100,000,000 | 538 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $11,096,000 | 508 |
| Total equity capital | $160,569,000 | 386 |
| Total bank equity capital | $160,569,000 | 386 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $63,164,000 | 429 |
| Undivided profits | $97,404,000 | 337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,171,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $5,259,000 | 485 |
| Earning assets | $1,562,858,000 | 371 |
| Long-term assets (5+ years) | $90,659,000 | 1,185 |
| Average Assets, year-to-date | $1,567,790,670 | 391 |
| Average Assets, quarterly | $1,592,101,500 | 390 |
| Volatile liabilities | $634,093,000 | 287 |
| Insider loans | $46,488,000 | 76 |
| FHLB advances | $25,000,000 | 1,345 |
| Loans and leases held for sale | $137,809,000 | 67 |
| Unused loan commitments | $611,188,000 | 254 |
| Tier 1 (core) risk-based capital | $161,259,000 | 355 |
| Tier 2 risk-based capital | $16,469,000 | 343 |
| Total risk weighted assets | $1,677,329,000 | 288 |
| Total unused commitments | $611,188,000 | 255 |
| Derivatives | $372,028,000 | 117 |
| 2004-03-31 | Rank | |
| # of Employees: | 429 | 381 |
| Assets and Liabilities | ||
| Total Assets: | $1,547,966,000 | 400 |
| Cash and due from depository institutions | $50,971,000 | 381 |
| Interest-bearing balances | $15,912,000 | 459 |
| Securities | $157,924,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $6,740,000 | 2,195 |
| Net loans & leases | $1,293,462,000 | 317 |
| Loan loss allowance | $16,229,000 | 327 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,150,000 | 649 |
| Other real estate owned | $1,711,000 | 381 |
| Goodwill and other intangibles | $147,000 | 2,669 |
| All other assets | $23,861,000 | 646 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,547,966,000 | 400 |
| Total liabilities | $1,381,256,000 | 401 |
| Total deposits | $1,215,589,000 | 365 |
| Interest-bearing deposits | $945,958,000 | 395 |
| Deposits held in domestic offices | $1,043,799,000 | 418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,164,000 | 377 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $75,000,000 | 634 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $25,503,000 | 349 |
| Total equity capital | $166,710,000 | 382 |
| Total bank equity capital | $166,710,000 | 382 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $62,934,000 | 422 |
| Undivided profits | $103,775,000 | 336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,692,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $5,504,000 | 469 |
| Earning assets | $1,474,038,000 | 389 |
| Long-term assets (5+ years) | $89,262,000 | 1,153 |
| Average Assets, year-to-date | $1,533,567,500 | 399 |
| Average Assets, quarterly | $1,533,567,500 | 399 |
| Volatile liabilities | $563,013,000 | 303 |
| Insider loans | $46,750,000 | 79 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $131,670,000 | 69 |
| Unused loan commitments | $610,093,000 | 248 |
| Tier 1 (core) risk-based capital | $164,737,000 | 346 |
| Tier 2 risk-based capital | $16,229,000 | 342 |
| Total risk weighted assets | $1,575,691,000 | 295 |
| Total unused commitments | $610,093,000 | 248 |
| Derivatives | $337,103,000 | 123 |
| 2003-12-31 | Rank | |
| # of Employees: | 460 | 367 |
| Assets and Liabilities | ||
| Total Assets: | $1,519,169,000 | 410 |
| Cash and due from depository institutions | $67,478,000 | 367 |
| Interest-bearing balances | $9,095,000 | 712 |
| Securities | $153,360,000 | 880 |
| Federal funds sold & reverse repurchase agreements | $17,787,000 | 635 |
| Net loans & leases | $1,242,397,000 | 328 |
| Loan loss allowance | $15,681,000 | 339 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,271,000 | 646 |
| Other real estate owned | $1,702,000 | 367 |
| Goodwill and other intangibles | $164,000 | 2,631 |
| All other assets | $23,010,000 | 680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,519,169,000 | 410 |
| Total liabilities | $1,355,142,000 | 410 |
| Total deposits | $1,220,587,000 | 368 |
| Interest-bearing deposits | $983,267,000 | 387 |
| Deposits held in domestic offices | $1,023,720,000 | 431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,982,000 | 495 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $75,000,000 | 645 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $17,573,000 | 403 |
| Total equity capital | $164,027,000 | 379 |
| Total bank equity capital | $164,027,000 | 379 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $62,934,000 | 423 |
| Undivided profits | $101,092,000 | 327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,988,000 | 1,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,236,000 | 494 |
| Earning assets | $1,422,639,000 | 403 |
| Long-term assets (5+ years) | $88,361,000 | 1,202 |
| Average Assets, year-to-date | $1,594,222,200 | 379 |
| Average Assets, quarterly | $1,558,143,000 | 396 |
| Volatile liabilities | $564,701,000 | 298 |
| Insider loans | $45,747,000 | 82 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $112,360,000 | 76 |
| Unused loan commitments | $636,308,000 | 229 |
| Tier 1 (core) risk-based capital | $162,160,000 | 349 |
| Tier 2 risk-based capital | $15,681,000 | 355 |
| Total risk weighted assets | $1,529,960,000 | 301 |
| Total unused commitments | $636,308,000 | 230 |
| Derivatives | $230,482,000 | 139 |
| 2003-09-30 | Rank | |
| # of Employees: | 468 | 368 |
| Assets and Liabilities | ||
| Total Assets: | $1,597,117,000 | 393 |
| Cash and due from depository institutions | $39,005,000 | 368 |
| Interest-bearing balances | $2,049,000 | 2,312 |
| Securities | $138,771,000 | 967 |
| Federal funds sold & reverse repurchase agreements | $89,572,000 | 185 |
| Net loans & leases | $1,288,617,000 | 315 |
| Loan loss allowance | $15,424,000 | 356 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,775,000 | 679 |
| Other real estate owned | $1,038,000 | 368 |
| Goodwill and other intangibles | $354,000 | 2,219 |
| All other assets | $26,985,000 | 603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,597,117,000 | 393 |
| Total liabilities | $1,434,307,000 | 396 |
| Total deposits | $1,201,899,000 | 375 |
| Interest-bearing deposits | $948,781,000 | 406 |
| Deposits held in domestic offices | $1,030,991,000 | 433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,697,000 | 433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $165,000,000 | 358 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $14,711,000 | 482 |
| Total equity capital | $162,810,000 | 392 |
| Total bank equity capital | $162,810,000 | 392 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $62,739,000 | 436 |
| Undivided profits | $100,070,000 | 334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,634,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,177,000 | 516 |
| Earning assets | $1,519,009,000 | 377 |
| Long-term assets (5+ years) | $84,677,000 | 1,256 |
| Average Assets, year-to-date | $1,612,985,500 | 384 |
| Average Assets, quarterly | $1,641,942,500 | 379 |
| Volatile liabilities | $631,501,000 | 277 |
| Insider loans | $45,612,000 | 77 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $210,637,000 | 67 |
| Unused loan commitments | $691,718,000 | 225 |
| Tier 1 (core) risk-based capital | $160,959,000 | 354 |
| Tier 2 risk-based capital | $15,424,000 | 364 |
| Total risk weighted assets | $1,533,293,000 | 305 |
| Total unused commitments | $691,718,000 | 226 |
| Derivatives | $437,186,000 | 119 |
| 2003-06-30 | Rank | |
| # of Employees: | 490 | 355 |
| Assets and Liabilities | ||
| Total Assets: | $1,686,768,000 | 376 |
| Cash and due from depository institutions | $85,367,000 | 355 |
| Interest-bearing balances | $18,837,000 | 450 |
| Securities | $134,942,000 | 971 |
| Federal funds sold & reverse repurchase agreements | $43,945,000 | 360 |
| Net loans & leases | $1,385,160,000 | 297 |
| Loan loss allowance | $15,106,000 | 353 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,468,000 | 697 |
| Other real estate owned | $744,000 | 355 |
| Goodwill and other intangibles | $1,000 | 3,166 |
| All other assets | $24,141,000 | 646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,686,768,000 | 376 |
| Total liabilities | $1,529,341,000 | 375 |
| Total deposits | $1,229,196,000 | 369 |
| Interest-bearing deposits | $974,838,000 | 390 |
| Deposits held in domestic offices | $1,092,066,000 | 416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,873,000 | 353 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $210,000,000 | 299 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $17,272,000 | 463 |
| Total equity capital | $157,427,000 | 396 |
| Total bank equity capital | $157,427,000 | 396 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $62,739,000 | 424 |
| Undivided profits | $94,687,000 | 349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,749,000 | 572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,841,000 | 451 |
| Earning assets | $1,582,884,000 | 363 |
| Long-term assets (5+ years) | $83,591,000 | 1,202 |
| Average Assets, year-to-date | $1,618,275,000 | 380 |
| Average Assets, quarterly | $1,673,512,500 | 375 |
| Volatile liabilities | $682,066,000 | 255 |
| Insider loans | $48,057,000 | 78 |
| FHLB advances | $35,000,000 | 983 |
| Loans and leases held for sale | $307,855,000 | 66 |
| Unused loan commitments | $555,291,000 | 260 |
| Tier 1 (core) risk-based capital | $154,726,000 | 358 |
| Tier 2 risk-based capital | $15,106,000 | 354 |
| Total risk weighted assets | $1,559,890,000 | 301 |
| Total unused commitments | $555,291,000 | 261 |
| Derivatives | $786,552,000 | 98 |
| 2003-03-31 | Rank | |
| # of Employees: | 445 | 378 |
| Assets and Liabilities | ||
| Total Assets: | $1,660,257,000 | 377 |
| Cash and due from depository institutions | $62,996,000 | 378 |
| Interest-bearing balances | $10,963,000 | 774 |
| Securities | $127,011,000 | 1,020 |
| Federal funds sold & reverse repurchase agreements | $12,716,000 | 1,301 |
| Net loans & leases | $1,416,556,000 | 288 |
| Loan loss allowance | $14,458,000 | 362 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,543,000 | 679 |
| Other real estate owned | $749,000 | 378 |
| Goodwill and other intangibles | $1,000 | 3,136 |
| All other assets | $27,685,000 | 566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,660,257,000 | 377 |
| Total liabilities | $1,512,899,000 | 371 |
| Total deposits | $1,175,219,000 | 376 |
| Interest-bearing deposits | $968,827,000 | 389 |
| Deposits held in domestic offices | $1,033,676,000 | 430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,567,000 | 366 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $245,000,000 | 262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $24,113,000 | 378 |
| Total equity capital | $147,358,000 | 406 |
| Total bank equity capital | $147,358,000 | 406 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $62,739,000 | 421 |
| Undivided profits | $84,618,000 | 374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,070,000 | 649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,735,000 | 476 |
| Earning assets | $1,567,246,000 | 364 |
| Long-term assets (5+ years) | $85,141,000 | 1,149 |
| Average Assets, year-to-date | $1,584,028,500 | 389 |
| Average Assets, quarterly | $1,584,028,500 | 389 |
| Volatile liabilities | $699,135,000 | 253 |
| Insider loans | $45,526,000 | 81 |
| FHLB advances | $35,000,000 | 944 |
| Loans and leases held for sale | $320,299,000 | 58 |
| Unused loan commitments | $467,742,000 | 293 |
| Tier 1 (core) risk-based capital | $144,909,000 | 373 |
| Tier 2 risk-based capital | $14,458,000 | 360 |
| Total risk weighted assets | $1,543,333,000 | 299 |
| Total unused commitments | $467,742,000 | 294 |
| Derivatives | $637,983,000 | 103 |
| 2002-12-31 | Rank | |
| # of Employees: | 446 | 376 |
| Assets and Liabilities | ||
| Total Assets: | $1,507,800,000 | 402 |
| Cash and due from depository institutions | $66,367,000 | 376 |
| Interest-bearing balances | $2,014,000 | 2,394 |
| Securities | $129,550,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $8,435,000 | 1,735 |
| Net loans & leases | $1,264,158,000 | 317 |
| Loan loss allowance | $14,302,000 | 364 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,728,000 | 660 |
| Other real estate owned | $856,000 | 376 |
| Goodwill and other intangibles | $266,000 | 2,281 |
| All other assets | $25,440,000 | 600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,507,800,000 | 402 |
| Total liabilities | $1,367,387,000 | 400 |
| Total deposits | $1,128,350,000 | 387 |
| Interest-bearing deposits | $948,750,000 | 396 |
| Deposits held in domestic offices | $979,867,000 | 440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,087,000 | 406 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $165,000,000 | 358 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $18,950,000 | 414 |
| Total equity capital | $140,413,000 | 413 |
| Total bank equity capital | $140,413,000 | 413 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $58,239,000 | 439 |
| Undivided profits | $82,173,000 | 379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,471,000 | 713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $5,670,000 | 496 |
| Earning assets | $1,404,157,000 | 392 |
| Long-term assets (5+ years) | $97,902,000 | 990 |
| Average Assets, year-to-date | $1,429,870,000 | 411 |
| Average Assets, quarterly | $1,512,758,000 | 398 |
| Volatile liabilities | $559,825,000 | 294 |
| Insider loans | $59,245,000 | 59 |
| FHLB advances | $35,000,000 | 934 |
| Loans and leases held for sale | $184,656,000 | 80 |
| Unused loan commitments | $445,492,000 | 293 |
| Tier 1 (core) risk-based capital | $137,601,000 | 385 |
| Tier 2 risk-based capital | $14,302,000 | 364 |
| Total risk weighted assets | $1,460,490,000 | 309 |
| Total unused commitments | $445,492,000 | 294 |
| Derivatives | $83,277,000 | 195 |
| 2001-12-31 | Rank | |
| # of Employees: | 431 | 382 |
| Assets and Liabilities | ||
| Total Assets: | $1,463,424,000 | 397 |
| Cash and due from depository institutions | $49,401,000 | 382 |
| Interest-bearing balances | $301,000 | 4,099 |
| Securities | $135,562,000 | 848 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $1,236,426,000 | 314 |
| Loan loss allowance | $12,455,000 | 389 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,271,000 | 745 |
| Other real estate owned | $344,000 | 382 |
| Goodwill and other intangibles | $5,341,000 | 603 |
| All other assets | $25,079,000 | 590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,463,424,000 | 397 |
| Total liabilities | $1,343,210,000 | 393 |
| Total deposits | $927,148,000 | 443 |
| Interest-bearing deposits | $803,266,000 | 446 |
| Deposits held in domestic offices | $843,587,000 | 480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $171,429,000 | 231 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $219,000,000 | 292 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $25,633,000 | 342 |
| Total equity capital | $120,214,000 | 441 |
| Total bank equity capital | $120,214,000 | 441 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $49,732,000 | 477 |
| Undivided profits | $70,481,000 | 389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $7,045,000 | 435 |
| Earning assets | $1,372,289,000 | 385 |
| Long-term assets (5+ years) | $105,963,000 | 906 |
| Average Assets, year-to-date | $1,320,843,200 | 418 |
| Average Assets, quarterly | $1,352,166,000 | 432 |
| Volatile liabilities | $689,791,000 | 257 |
| Insider loans | $35,769,000 | 90 |
| FHLB advances | $35,000,000 | 838 |
| Loans and leases held for sale | $345,024,000 | 56 |
| Unused loan commitments | $615,472,000 | 240 |
| Tier 1 (core) risk-based capital | $118,188,000 | 411 |
| Tier 2 risk-based capital | $12,455,000 | 392 |
| Total risk weighted assets | $1,298,701,000 | 332 |
| Total unused commitments | $615,472,000 | 241 |
| Derivatives | $673,516,000 | 98 |
| 2000-12-31 | Rank | |
| # of Employees: | 398 | 406 |
| Assets and Liabilities | ||
| Total Assets: | $1,195,210,000 | 465 |
| Cash and due from depository institutions | $38,861,000 | 406 |
| Interest-bearing balances | $2,996,000 | 1,283 |
| Securities | $152,144,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $58,074,000 | 242 |
| Net loans & leases | $888,593,000 | 421 |
| Loan loss allowance | $11,417,000 | 419 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,335,000 | 687 |
| Other real estate owned | $452,000 | 406 |
| Goodwill and other intangibles | $1,800,000 | 1,110 |
| All other assets | $43,951,000 | 361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,195,210,000 | 465 |
| Total liabilities | $1,096,957,000 | 457 |
| Total deposits | $820,298,000 | 490 |
| Interest-bearing deposits | $698,233,000 | 491 |
| Deposits held in domestic offices | $767,927,000 | 517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,494,000 | 234 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $79,500,000 | 544 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $21,665,000 | 392 |
| Total equity capital | $98,253,000 | 508 |
| Total bank equity capital | $98,253,000 | 508 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $38,654,000 | 552 |
| Undivided profits | $59,598,000 | 443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,018,000 | 1,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $6,253,000 | 414 |
| Earning assets | $1,101,807,000 | 453 |
| Long-term assets (5+ years) | $104,858,000 | 869 |
| Average Assets, year-to-date | $1,090,987,800 | 479 |
| Average Assets, quarterly | $1,185,339,500 | 459 |
| Volatile liabilities | $497,638,000 | 327 |
| Insider loans | $39,550,000 | 83 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $70,101,000 | 87 |
| Unused loan commitments | $474,105,000 | 273 |
| Tier 1 (core) risk-based capital | $97,213,700 | 474 |
| Tier 2 risk-based capital | $11,417,000 | 410 |
| Total risk weighted assets | $1,040,297,000 | 390 |
| Total unused commitments | $474,105,000 | 275 |
| Derivatives | $171,945,000 | 154 |
| 1999-12-31 | Rank | |
| # of Employees: | 283 | 594 |
| Assets and Liabilities | ||
| Total Assets: | $999,137,000 | 545 |
| Cash and due from depository institutions | $22,163,000 | 594 |
| Interest-bearing balances | $388,000 | 3,401 |
| Securities | $146,071,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $48,530,000 | 247 |
| Net loans & leases | $723,428,000 | 490 |
| Loan loss allowance | $9,758,000 | 490 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,635,000 | 733 |
| Other real estate owned | $18,000 | 594 |
| Goodwill and other intangibles | $33,710,000 | 184 |
| All other assets | $14,582,000 | 747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $999,137,000 | 545 |
| Total liabilities | $923,296,000 | 541 |
| Total deposits | $661,403,000 | 580 |
| Interest-bearing deposits | $532,400,000 | 624 |
| Deposits held in domestic offices | $661,403,000 | 575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $219,370,000 | 229 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,036 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $12,523,000 | 527 |
| Total equity capital | $75,841,000 | 624 |
| Total bank equity capital | $75,841,000 | 624 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $28,593,000 | 696 |
| Undivided profits | $47,247,000 | 531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,845,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,263,000 | 527 |
| Earning assets | $918,417,000 | 540 |
| Long-term assets (5+ years) | $119,943,000 | 825 |
| Average Assets, year-to-date | $920,964,000 | 558 |
| Average Assets, quarterly | $973,003,000 | 549 |
| Volatile liabilities | $423,945,000 | 363 |
| Insider loans | $28,137,000 | 150 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $40,390,000 | 117 |
| Unused loan commitments | $395,581,000 | 302 |
| Tier 1 (core) risk-based capital | $77,377,000 | 591 |
| Tier 2 risk-based capital | $9,758,000 | 462 |
| Total risk weighted assets | $842,019,200 | 449 |
| Total unused commitments | $395,581,000 | 304 |
| Derivatives | $85,635,000 | 193 |
| 1998-12-31 | Rank | |
| # of Employees: | 254 | 672 |
| Assets and Liabilities | ||
| Total Assets: | $868,710,000 | 594 |
| Cash and due from depository institutions | $34,305,000 | 672 |
| Interest-bearing balances | $187,000 | 4,435 |
| Securities | $130,636,000 | 897 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 3,034 |
| Net loans & leases | $647,630,000 | 515 |
| Loan loss allowance | $8,835,000 | 500 |
| Trading account assets | $350,000 | 162 |
| Bank premises and fixed assets | $10,326,000 | 708 |
| Other real estate owned | $140,000 | 672 |
| Goodwill and other intangibles | $28,675,000 | 211 |
| All other assets | $10,998,000 | 819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $868,710,000 | 594 |
| Total liabilities | $802,330,000 | 590 |
| Total deposits | $626,457,000 | 602 |
| Interest-bearing deposits | $511,437,000 | 626 |
| Deposits held in domestic offices | $626,457,000 | 597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,900,000 | 278 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,000,000 | 691 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $15,973,000 | 476 |
| Total equity capital | $66,380,000 | 711 |
| Total bank equity capital | $66,380,000 | 711 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $24,882,000 | 737 |
| Undivided profits | $41,497,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,166,000 | 2,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,907,000 | 556 |
| Earning assets | $784,453,000 | 599 |
| Long-term assets (5+ years) | $132,689,000 | 681 |
| Average Assets, year-to-date | $794,598,600 | 612 |
| Average Assets, quarterly | $827,896,500 | 604 |
| Volatile liabilities | $289,034,000 | 420 |
| Insider loans | $31,027,000 | 119 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $74,159,000 | 112 |
| Unused loan commitments | $448,100,000 | 284 |
| Tier 1 (core) risk-based capital | $62,287,200 | 693 |
| Tier 2 risk-based capital | $8,739,420 | 496 |
| Total risk weighted assets | $699,057,620 | 496 |
| Total unused commitments | $448,100,000 | 285 |
| Derivatives | $181,000,000 | 174 |
| 1997-12-31 | Rank | |
| # of Employees: | 219 | 820 |
| Assets and Liabilities | ||
| Total Assets: | $730,695,000 | 682 |
| Cash and due from depository institutions | $30,370,000 | 820 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $114,157,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $54,955,000 | 278 |
| Net loans & leases | $493,280,000 | 640 |
| Loan loss allowance | $8,004,000 | 564 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,562,000 | 773 |
| Other real estate owned | $34,000 | 820 |
| Goodwill and other intangibles | $20,988,000 | 248 |
| All other assets | $7,349,000 | 1,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $730,695,000 | 682 |
| Total liabilities | $673,877,000 | 672 |
| Total deposits | $573,336,000 | 663 |
| Interest-bearing deposits | $471,495,000 | 682 |
| Deposits held in domestic offices | $573,336,000 | 659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,815,000 | 445 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $29,946,000 | 771 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $10,780,000 | 601 |
| Total equity capital | $56,818,000 | 817 |
| Total bank equity capital | $56,818,000 | 817 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $20,710,000 | 846 |
| Undivided profits | $36,107,000 | 701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,448,000 | 1,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,083,000 | 722 |
| Earning assets | $662,392,000 | 685 |
| Long-term assets (5+ years) | $80,634,000 | 930 |
| Average Assets, year-to-date | $671,289,200 | 694 |
| Average Assets, quarterly | $713,795,500 | 687 |
| Volatile liabilities | $203,168,000 | 531 |
| Insider loans | $24,848,000 | 172 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $15,779,000 | 180 |
| Unused loan commitments | $177,523,000 | 432 |
| Tier 1 (core) risk-based capital | $55,636,000 | 774 |
| Tier 2 risk-based capital | $7,420,480 | 522 |
| Total risk weighted assets | $593,055,080 | 558 |
| Total unused commitments | $177,523,000 | 434 |
| Derivatives | $95,000,000 | 208 |
| 1996-12-31 | Rank | |
| # of Employees: | 202 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $643,546,000 | 778 |
| Cash and due from depository institutions | $36,122,000 | 924 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $116,977,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $28,572,000 | 468 |
| Net loans & leases | $429,207,000 | 742 |
| Loan loss allowance | $6,574,000 | 713 |
| Trading account assets | $30,000 | 226 |
| Bank premises and fixed assets | $5,734,000 | 1,376 |
| Other real estate owned | $180,000 | 924 |
| Goodwill and other intangibles | $18,000,000 | 251 |
| All other assets | $8,724,000 | 1,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $643,546,000 | 778 |
| Total liabilities | $595,645,000 | 757 |
| Total deposits | $529,548,000 | 745 |
| Interest-bearing deposits | $450,310,000 | 749 |
| Deposits held in domestic offices | $529,548,000 | 741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,156,000 | 546 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,000,000 | 1,148 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,941,000 | 712 |
| Total equity capital | $47,901,000 | 957 |
| Total bank equity capital | $47,901,000 | 957 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $20,710,000 | 895 |
| Undivided profits | $27,190,000 | 962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,069,000 | 1,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,563,000 | 860 |
| Earning assets | $574,786,000 | 796 |
| Long-term assets (5+ years) | $62,087,000 | 1,074 |
| Average Assets, year-to-date | $594,941,200 | 812 |
| Average Assets, quarterly | $623,478,000 | 795 |
| Volatile liabilities | $160,467,000 | 653 |
| Insider loans | $37,334,000 | 147 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $14,270,000 | 168 |
| Unused loan commitments | $191,552,000 | 447 |
| Tier 1 (core) risk-based capital | $47,024,000 | 918 |
| Tier 2 risk-based capital | $6,278,640 | 623 |
| Total risk weighted assets | $501,995,440 | 660 |
| Total unused commitments | $191,552,000 | 450 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 191 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $567,803,000 | 897 |
| Cash and due from depository institutions | $26,470,000 | 1,013 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $97,129,000 | 1,284 |
| Federal funds sold & reverse repurchase agreements | $53,317,000 | 317 |
| Net loans & leases | $368,661,000 | 847 |
| Loan loss allowance | $5,694,000 | 830 |
| Trading account assets | $228,000 | 218 |
| Bank premises and fixed assets | $4,038,000 | 1,914 |
| Other real estate owned | $619,000 | 1,013 |
| Goodwill and other intangibles | $4,702,000 | 531 |
| All other assets | $12,639,000 | 782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $567,803,000 | 897 |
| Total liabilities | $527,492,000 | 883 |
| Total deposits | $473,826,000 | 846 |
| Interest-bearing deposits | $402,465,000 | 867 |
| Deposits held in domestic offices | $473,826,000 | 838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,028,000 | 546 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,325,000 | 2,263 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,313,000 | 1,004 |
| Total equity capital | $40,311,000 | 1,150 |
| Total bank equity capital | $40,311,000 | 1,150 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $16,800,000 | 1,049 |
| Undivided profits | $23,510,000 | 1,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 3,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,258,000 | 1,019 |
| Earning assets | $519,335,000 | 902 |
| Long-term assets (5+ years) | $52,005,000 | 1,160 |
| Average Assets, year-to-date | $515,473,400 | 932 |
| Average Assets, quarterly | $546,771,000 | 916 |
| Volatile liabilities | $150,109,000 | 653 |
| Insider loans | $25,205,000 | 218 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $6,789,000 | 295 |
| Unused loan commitments | $139,677,000 | 554 |
| Tier 1 (core) risk-based capital | $38,914,000 | 1,117 |
| Tier 2 risk-based capital | $5,406,020 | 701 |
| Total risk weighted assets | $432,193,720 | 747 |
| Total unused commitments | $139,677,000 | 558 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 174 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $473,030,000 | 1,007 |
| Cash and due from depository institutions | $25,797,000 | 1,128 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $83,612,000 | 1,541 |
| Federal funds sold & reverse repurchase agreements | $30,245,000 | 381 |
| Net loans & leases | $320,698,000 | 918 |
| Loan loss allowance | $4,884,000 | 932 |
| Trading account assets | $436,000 | 230 |
| Bank premises and fixed assets | $4,193,000 | 1,766 |
| Other real estate owned | $244,000 | 1,128 |
| Goodwill and other intangibles | $1,344,000 | 948 |
| All other assets | $6,461,000 | 1,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,030,000 | 1,007 |
| Total liabilities | $438,921,000 | 998 |
| Total deposits | $376,665,000 | 1,015 |
| Interest-bearing deposits | $311,374,000 | 1,067 |
| Deposits held in domestic offices | $376,665,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,876,000 | 526 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,380,000 | 991 |
| Total equity capital | $34,109,000 | 1,216 |
| Total bank equity capital | $34,109,000 | 1,216 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $15,150,000 | 1,069 |
| Undivided profits | $18,958,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,728,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,908,000 | 1,017 |
| Earning assets | $434,991,000 | 1,005 |
| Long-term assets (5+ years) | $45,226,000 | 1,276 |
| Average Assets, year-to-date | $436,296,800 | 1,058 |
| Average Assets, quarterly | $454,785,500 | 1,045 |
| Volatile liabilities | $113,498,000 | 758 |
| Insider loans | $23,332,000 | 225 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,853,000 | 474 |
| Unused loan commitments | $158,227,000 | 496 |
| Tier 1 (core) risk-based capital | $34,137,000 | 1,215 |
| Tier 2 risk-based capital | $4,546,850 | 782 |
| Total risk weighted assets | $363,410,950 | 821 |
| Total unused commitments | $158,227,000 | 497 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 163 | 1,269 |
| Assets and Liabilities | ||
| Total Assets: | $426,366,000 | 1,124 |
| Cash and due from depository institutions | $20,943,000 | 1,269 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $85,689,000 | 1,601 |
| Federal funds sold & reverse repurchase agreements | $28,484,000 | 482 |
| Net loans & leases | $281,090,000 | 1,006 |
| Loan loss allowance | $4,426,000 | 1,077 |
| Trading account assets | $423,000 | 290 |
| Bank premises and fixed assets | $3,792,000 | 1,907 |
| Other real estate owned | $249,000 | 1,269 |
| Goodwill and other intangibles | $1,250,000 | 899 |
| All other assets | $4,446,000 | 1,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,366,000 | 1,124 |
| Total liabilities | $394,781,000 | 1,120 |
| Total deposits | $349,877,000 | 1,129 |
| Interest-bearing deposits | $288,838,000 | 1,194 |
| Deposits held in domestic offices | $349,877,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,028,000 | 526 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,876,000 | 1,894 |
| Total equity capital | $31,585,000 | 1,299 |
| Total bank equity capital | $31,585,000 | 1,299 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $13,150,000 | 1,140 |
| Undivided profits | $18,434,000 | 1,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,081,000 | 1,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,201 |
| Income earned, not collected on loans | $1,513,000 | 1,127 |
| Earning assets | $395,686,000 | 1,114 |
| Long-term assets (5+ years) | $42,977,000 | 1,382 |
| Average Assets, year-to-date | $375,508,400 | 1,246 |
| Average Assets, quarterly | $415,204,500 | 1,139 |
| Volatile liabilities | $89,652,000 | 823 |
| Insider loans | $17,017,000 | 275 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,442,000 | 524 |
| Unused loan commitments | $75,350,000 | 735 |
| Tier 1 (core) risk-based capital | $29,741,000 | 1,335 |
| Tier 2 risk-based capital | $3,923,130 | 877 |
| Total risk weighted assets | $313,347,230 | 924 |
| Total unused commitments | $75,350,000 | 754 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 138 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $339,196,000 | 1,447 |
| Cash and due from depository institutions | $13,383,000 | 1,567 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $61,602,000 | 2,201 |
| Federal funds sold & reverse repurchase agreements | $30,381,000 | 608 |
| Net loans & leases | $226,854,000 | 1,271 |
| Loan loss allowance | $3,518,000 | 1,343 |
| Trading account assets | $252,000 | 309 |
| Bank premises and fixed assets | $2,570,000 | 2,857 |
| Other real estate owned | $228,000 | 1,567 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,926,000 | 2,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,196,000 | 1,447 |
| Total liabilities | $312,680,000 | 1,448 |
| Total deposits | $276,567,000 | 1,514 |
| Interest-bearing deposits | $223,715,000 | 1,621 |
| Deposits held in domestic offices | $276,567,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,679,000 | 511 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,434,000 | 2,438 |
| Total equity capital | $26,516,000 | 1,470 |
| Total bank equity capital | $26,516,000 | 1,470 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $13,150,000 | 1,110 |
| Undivided profits | $13,365,000 | 1,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,004,000 | 2,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,193,000 | 1,617 |
| Earning assets | $319,089,000 | 1,406 |
| Long-term assets (5+ years) | $27,977,000 | 1,978 |
| Average Assets, year-to-date | $325,588,200 | 1,475 |
| Average Assets, quarterly | $334,007,000 | 1,458 |
| Volatile liabilities | $79,197,000 | 867 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,150,000 | 540 |
| Unused loan commitments | $61,493,000 | 830 |
| Tier 1 (core) risk-based capital | $26,516,000 | 1,435 |
| Tier 2 risk-based capital | $3,176,240 | 1,071 |
| Total risk weighted assets | $253,757,440 | 1,152 |
| Total unused commitments | $61,493,000 | 846 |
| Derivatives | $0 | 651 |