Home > First Commercial Bank > Loan Charge- Offs and Recoveries
First Commercial Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $911,000 | 1,072 |
| Loans secured by real estate, total | $168,000 | 1,047 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $168,000 | 1,047 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $168,000 | 635 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $576,000 | 532 |
| Loans to individuals | $167,000 | 1,790 |
| Credit card loan charge offs | $44,000 | 1,053 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $123,000 | 1,926 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,006,000 | 419 |
| Loans secured by real estate, total | $158,000 | 523 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $158,000 | 523 |
| Construction and land development | $68,000 | 138 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $47,000 | 634 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $43,000 | 579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $803,000 | 171 |
| Loans to individuals | $45,000 | 1,782 |
| Credit card loan recoveries | $3,000 | 1,469 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $42,000 | 1,686 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-95,000 | 10,698 |
| Loans secured by real estate, total | $10,000 | 2,998 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $10,000 | 2,995 |
| Construction and land development | $-68,000 | 10,830 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $121,000 | 665 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-43,000 | 10,610 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-227,000 | 10,816 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $122,000 | 1,787 |
| Credit card loan net charge offs | $41,000 | 997 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $81,000 | 2,025 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,993,000 | 556 |
| Loans secured by real estate, total | $746,000 | 484 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $746,000 | 484 |
| Construction and land development | $65,000 | 284 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $437,000 | 359 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $244,000 | 468 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $397,000 | 36 |
| Commercial and industrial loans | $1,744,000 | 237 |
| Loans to individuals | $106,000 | 2,438 |
| Credit card loan charge offs | $68,000 | 860 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $38,000 | 3,931 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,047,000 | 481 |
| Loans secured by real estate, total | $76,000 | 982 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $76,000 | 982 |
| Construction and land development | $1,000 | 557 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 887 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $43,000 | 705 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $470,000 | 10 |
| Commercial and industrial loans | $470,000 | 305 |
| Loans to individuals | $31,000 | 2,438 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $31,000 | 2,201 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,946,000 | 585 |
| Loans secured by real estate, total | $670,000 | 392 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $670,000 | 391 |
| Construction and land development | $64,000 | 243 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $405,000 | 311 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $201,000 | 388 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-73,000 | 1,190 |
| Commercial and industrial loans | $1,274,000 | 210 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $75,000 | 2,474 |
| Credit card loan net charge offs | $68,000 | 773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,000 | 5,909 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,555,000 | 389 |
| Loans secured by real estate, total | $1,100,000 | 456 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,100,000 | 454 |
| Construction and land development | $430,000 | 143 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $147,000 | 832 |
| Secured by multifamily residential properties | $264,000 | 198 |
| Secured by nonfarm nonresidential properties | $259,000 | 548 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $4,165,000 | 118 |
| Loans to individuals | $290,000 | 1,164 |
| Credit card loan charge offs | $122,000 | 654 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $168,000 | 1,373 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $364,000 | 959 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $342,000 | 440 |
| Loans to individuals | $22,000 | 3,092 |
| Credit card loan recoveries | $2,000 | 1,762 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $20,000 | 3,021 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,191,000 | 305 |
| Loans secured by real estate, total | $1,100,000 | 354 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,100,000 | 353 |
| Construction and land development | $430,000 | 120 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $147,000 | 686 |
| Secured by multifamily residential properties | $264,000 | 178 |
| Secured by nonfarm nonresidential properties | $259,000 | 447 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $3,823,000 | 80 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $268,000 | 964 |
| Credit card loan net charge offs | $120,000 | 599 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $148,000 | 1,128 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,738,000 | 246 |
| Loans secured by real estate, total | $6,252,000 | 147 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $6,252,000 | 147 |
| Construction and land development | $5,591,000 | 32 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $209,000 | 732 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $452,000 | 462 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $4,427,000 | 132 |
| Loans to individuals | $59,000 | 3,185 |
| Credit card loan charge offs | $45,000 | 970 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $14,000 | 5,891 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $314,000 | 1,194 |
| Loans secured by real estate, total | $125,000 | 840 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $125,000 | 840 |
| Construction and land development | $125,000 | 187 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $176,000 | 850 |
| Loans to individuals | $13,000 | 4,355 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,277 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,424,000 | 185 |
| Loans secured by real estate, total | $6,127,000 | 121 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $6,127,000 | 120 |
| Construction and land development | $5,466,000 | 21 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $209,000 | 608 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $452,000 | 386 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $4,251,000 | 78 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $46,000 | 2,683 |
| Credit card loan net charge offs | $44,000 | 874 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 6,964 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,510,000 | 418 |
| Loans secured by real estate, total | $3,996,000 | 280 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,996,000 | 280 |
| Construction and land development | $3,832,000 | 80 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $164,000 | 1,032 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,455,000 | 282 |
| Loans to individuals | $59,000 | 3,525 |
| Credit card loan charge offs | $48,000 | 1,039 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,000 | 6,981 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $262,000 | 1,491 |
| Loans secured by real estate, total | $1,000 | 5,487 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,000 | 5,485 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,016 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $219,000 | 784 |
| Loans to individuals | $42,000 | 2,232 |
| Credit card loan recoveries | $8,000 | 1,104 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $34,000 | 2,395 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,248,000 | 347 |
| Loans secured by real estate, total | $3,995,000 | 244 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $3,995,000 | 244 |
| Construction and land development | $3,832,000 | 72 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $163,000 | 918 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $2,236,000 | 231 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $17,000 | 4,991 |
| Credit card loan net charge offs | $40,000 | 1,009 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-23,000 | 13,040 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,984,000 | 475 |
| Loans secured by real estate, total | $6,345,000 | 243 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,345,000 | 242 |
| Construction and land development | $5,991,000 | 77 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $353,000 | 702 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,000 | 3,851 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $503,000 | 1,367 |
| Loans to individuals | $136,000 | 2,456 |
| Credit card loan charge offs | $91,000 | 872 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $45,000 | 4,463 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $205,000 | 1,910 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $182,000 | 938 |
| Loans to individuals | $23,000 | 3,529 |
| Credit card loan recoveries | $8,000 | 1,116 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 4,265 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,779,000 | 430 |
| Loans secured by real estate, total | $6,345,000 | 220 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,345,000 | 219 |
| Construction and land development | $5,991,000 | 72 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $353,000 | 614 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,000 | 3,540 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $321,000 | 1,636 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $113,000 | 2,165 |
| Credit card loan net charge offs | $83,000 | 842 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $30,000 | 4,337 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.