Home > First Commercial Bank > Income and Expense
First Commercial Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,637,000 | 2,392 |
| Total interest expense | $5,447,000 | 2,750 |
| Net interest income | $8,190,000 | 2,128 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $848,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $587,000 | 2,234 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $261,000 | 4,266 |
| Total noninterest expense | $5,824,000 | 2,213 |
| Salaries and employee benefits | $2,007,000 | 3,302 |
| Premises and equipment expense | $1,061,000 | 1,870 |
| Additional noninterest expense | $2,756,000 | 1,555 |
| Pre-tax net operating income | $3,214,000 | 2,334 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,385,000 | 1,838 |
| Income before extraordinary items | $1,829,000 | 2,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,829,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 10,698 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,829,000 | 2,743 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,934,000 | 2,762 |
| Total interest expense | $4,655,000 | 3,209 |
| Net interest income | $7,279,000 | 2,458 |
| Provision for loan and lease losses | $1,155,000 | 923 |
| Total noninterest income | $1,733,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $731,000 | 1,854 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,002,000 | 1,812 |
| Total noninterest expense | $7,909,000 | 1,793 |
| Salaries and employee benefits | $2,175,000 | 3,071 |
| Premises and equipment expense | $1,263,000 | 1,614 |
| Additional noninterest expense | $4,471,000 | 1,246 |
| Pre-tax net operating income | $-52,000 | 10,899 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-167,000 | 11,244 |
| Income before extraordinary items | $115,000 | 10,093 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $115,000 | 10,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,946,000 | 585 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,938,000 | 307 |
| Net operating income | $115,000 | 10,039 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,750,000 | 2,429 |
| Total interest expense | $6,001,000 | 2,558 |
| Net interest income | $7,749,000 | 2,319 |
| Provision for loan and lease losses | $3,170,000 | 425 |
| Total noninterest income | $1,326,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $801,000 | 1,686 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $525,000 | 2,780 |
| Total noninterest expense | $12,010,000 | 1,212 |
| Salaries and employee benefits | $4,116,000 | 1,611 |
| Premises and equipment expense | $2,183,000 | 982 |
| Additional noninterest expense | $5,711,000 | 1,009 |
| Pre-tax net operating income | $-6,105,000 | 11,976 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $-105,000 | 11,722 |
| Income before extraordinary items | $-5,997,000 | 11,947 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-5,997,000 | 11,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,191,000 | 305 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $11,939,000 | 43 |
| Net operating income | $-5,999,940 | 11,948 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,356,000 | 1,682 |
| Total interest expense | $5,967,000 | 2,093 |
| Net interest income | $12,389,000 | 1,454 |
| Provision for loan and lease losses | $10,524,000 | 187 |
| Total noninterest income | $2,081,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,282,000 | 1,038 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $799,000 | 2,138 |
| Total noninterest expense | $19,278,000 | 830 |
| Salaries and employee benefits | $6,647,000 | 1,021 |
| Premises and equipment expense | $2,220,000 | 962 |
| Additional noninterest expense | $10,411,000 | 682 |
| Pre-tax net operating income | $-15,332,000 | 12,616 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,439,000 | 1,022 |
| Income before extraordinary items | $-17,771,000 | 12,581 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-17,771,000 | 12,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,424,000 | 185 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-17,771,000 | 12,584 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,100,000 | 1,560 |
| Total interest expense | $6,523,000 | 1,986 |
| Net interest income | $13,577,000 | 1,330 |
| Provision for loan and lease losses | $8,100,000 | 320 |
| Total noninterest income | $3,196,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,426,000 | 929 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,770,000 | 1,371 |
| Total noninterest expense | $19,339,000 | 869 |
| Salaries and employee benefits | $7,019,000 | 965 |
| Premises and equipment expense | $2,352,000 | 942 |
| Additional noninterest expense | $9,968,000 | 763 |
| Pre-tax net operating income | $-10,666,000 | 13,235 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-3,626,000 | 13,243 |
| Income before extraordinary items | $-7,040,000 | 13,183 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-7,040,000 | 13,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,248,000 | 347 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-7,040,000 | 13,175 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,606,000 | 1,485 |
| Total interest expense | $9,219,000 | 1,837 |
| Net interest income | $15,387,000 | 1,215 |
| Provision for loan and lease losses | $7,260,000 | 465 |
| Total noninterest income | $2,502,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,430,000 | 913 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,072,000 | 1,895 |
| Total noninterest expense | $15,742,000 | 1,033 |
| Salaries and employee benefits | $6,776,000 | 1,005 |
| Premises and equipment expense | $2,382,000 | 964 |
| Additional noninterest expense | $6,584,000 | 1,058 |
| Pre-tax net operating income | $-5,113,000 | 13,791 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-1,799,000 | 13,866 |
| Income before extraordinary items | $-3,314,000 | 13,749 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,314,000 | 13,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,779,000 | 430 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,314,000 | 13,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.