Home > First Commercial Bank > Assets and Liabilities
First Commercial Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $190,814,000 | 2,365 |
| Cash and due from depository institutions | $8,743,000 | 3,282 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $64,390,000 | 1,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $113,326,000 | 2,446 |
| Loan loss allowance | $4,692,000 | 868 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,016,000 | 3,822 |
| Other real estate owned | $220,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,119,000 | 3,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,814,000 | 2,365 |
| Total liabilities | $175,871,000 | 2,318 |
| Total deposits | $172,737,000 | 2,166 |
| Interest-bearing deposits | $141,502,000 | 2,284 |
| Deposits held in domestic offices | $172,737,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $880,000 | 2,768 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,254,000 | 1,839 |
| Total equity capital | $14,943,000 | 2,965 |
| Total bank equity capital | $14,943,000 | 2,965 |
| Perpetual preferred stock | $1,500,000 | 99 |
| Common stock | $1,179,000 | 2,905 |
| Surplus | $10,465,000 | 1,490 |
| Undivided profits | $1,799,000 | 7,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $820,000 | 2,816 |
| Earning assets | $177,716,000 | 2,340 |
| Long-term assets (5+ years) | $1,573,000 | 8,012 |
| Average Assets, year-to-date | $167,305,000 | 2,556 |
| Average Assets, quarterly | $185,021,500 | 2,383 |
| Volatile liabilities | $14,770,000 | 3,808 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $99,129,000 | 660 |
| Tier 1 (core) risk-based capital | $14,773,000 | 2,880 |
| Tier 2 risk-based capital | $1,775,950 | 1,714 |
| Total risk weighted assets | $139,159,550 | 2,016 |
| Total unused commitments | $99,129,000 | 664 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $152,450,000 | 3,010 |
| Cash and due from depository institutions | $9,419,000 | 3,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $38,229,000 | 3,165 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,121 |
| Net loans & leases | $89,887,000 | 3,049 |
| Loan loss allowance | $4,597,000 | 943 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,877,000 | 3,969 |
| Other real estate owned | $191,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,347,000 | 5,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,450,000 | 3,010 |
| Total liabilities | $139,306,000 | 2,962 |
| Total deposits | $136,500,000 | 2,802 |
| Interest-bearing deposits | $112,448,000 | 2,928 |
| Deposits held in domestic offices | $136,500,000 | 2,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $705,000 | 2,999 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,101,000 | 1,946 |
| Total equity capital | $13,144,000 | 3,376 |
| Total bank equity capital | $13,144,000 | 3,376 |
| Perpetual preferred stock | $1,500,000 | 101 |
| Common stock | $1,179,000 | 3,100 |
| Surplus | $10,465,000 | 1,546 |
| Undivided profits | $0 | 10,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 2,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $583,000 | 3,965 |
| Earning assets | $139,616,000 | 3,009 |
| Long-term assets (5+ years) | $2,189,000 | 7,662 |
| Average Assets, year-to-date | $155,924,000 | 2,823 |
| Average Assets, quarterly | $150,527,000 | 3,011 |
| Volatile liabilities | $9,989,000 | 4,874 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,425,000 | 1,198 |
| Tier 1 (core) risk-based capital | $13,144,000 | 3,266 |
| Tier 2 risk-based capital | $1,426,180 | 2,139 |
| Total risk weighted assets | $110,923,280 | 2,521 |
| Total unused commitments | $42,425,000 | 1,203 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 76 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $169,584,000 | 2,716 |
| Cash and due from depository institutions | $9,448,000 | 2,550 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $74,249,000 | 1,709 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,611 |
| Net loans & leases | $69,618,000 | 3,764 |
| Loan loss allowance | $5,388,000 | 863 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,176,000 | 3,430 |
| Other real estate owned | $1,380,000 | 2,550 |
| Goodwill and other intangibles | $71,000 | 2,499 |
| All other assets | $3,642,000 | 2,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,584,000 | 2,716 |
| Total liabilities | $158,597,000 | 2,639 |
| Total deposits | $156,468,000 | 2,494 |
| Interest-bearing deposits | $128,637,000 | 2,606 |
| Deposits held in domestic offices | $156,468,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $73,000 | 4,535 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,056,000 | 2,053 |
| Total equity capital | $10,987,000 | 3,970 |
| Total bank equity capital | $10,987,000 | 3,970 |
| Perpetual preferred stock | $1,500,000 | 113 |
| Common stock | $12,194,000 | 335 |
| Surplus | $17,911,000 | 1,010 |
| Undivided profits | $-20,618,000 | 11,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,775,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $665,000 | 3,567 |
| Earning assets | $152,867,000 | 2,770 |
| Long-term assets (5+ years) | $3,556,000 | 6,646 |
| Average Assets, year-to-date | $191,912,600 | 2,362 |
| Average Assets, quarterly | $171,253,000 | 2,678 |
| Volatile liabilities | $18,764,000 | 2,763 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,578,000 | 1,832 |
| Tier 1 (core) risk-based capital | $10,974,000 | 3,870 |
| Tier 2 risk-based capital | $1,226,260 | 2,434 |
| Total risk weighted assets | $93,938,760 | 2,886 |
| Total unused commitments | $22,578,000 | 1,842 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 150 | 1,328 |
| Assets and Liabilities | ||
| Total Assets: | $238,591,000 | 1,926 |
| Cash and due from depository institutions | $19,358,000 | 1,328 |
| Interest-bearing balances | $299,000 | 3,953 |
| Securities | $17,689,000 | 6,409 |
| Federal funds sold & reverse repurchase agreements | $67,200,000 | 233 |
| Net loans & leases | $123,059,000 | 2,227 |
| Loan loss allowance | $7,436,000 | 692 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,638,000 | 2,799 |
| Other real estate owned | $5,222,000 | 1,328 |
| Goodwill and other intangibles | $232,000 | 1,844 |
| All other assets | $3,193,000 | 2,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,591,000 | 1,926 |
| Total liabilities | $234,087,000 | 1,795 |
| Total deposits | $233,558,000 | 1,626 |
| Interest-bearing deposits | $177,056,000 | 1,872 |
| Deposits held in domestic offices | $233,558,000 | 1,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $79,000 | 4,889 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $450,000 | 5,602 |
| Total equity capital | $4,504,000 | 7,646 |
| Total bank equity capital | $4,504,000 | 7,646 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $8,694,000 | 438 |
| Surplus | $10,973,000 | 1,415 |
| Undivided profits | $-15,163,000 | 12,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,740,000 | 450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $887,000 | 2,248 |
| Earning assets | $208,247,000 | 2,044 |
| Long-term assets (5+ years) | $5,552,000 | 5,717 |
| Average Assets, year-to-date | $293,989,600 | 1,528 |
| Average Assets, quarterly | $259,526,000 | 1,768 |
| Volatile liabilities | $26,472,000 | 2,010 |
| Insider loans | $19,000 | 10,845 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $41,504,000 | 1,129 |
| Tier 1 (core) risk-based capital | $4,871,000 | 7,358 |
| Tier 2 risk-based capital | $2,016,790 | 1,564 |
| Total risk weighted assets | $155,923,890 | 1,785 |
| Total unused commitments | $41,504,000 | 1,136 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 185 | 1,113 |
| Assets and Liabilities | ||
| Total Assets: | $348,566,000 | 1,356 |
| Cash and due from depository institutions | $25,547,000 | 1,113 |
| Interest-bearing balances | $3,973,000 | 1,510 |
| Securities | $44,428,000 | 3,135 |
| Federal funds sold & reverse repurchase agreements | $65,300,000 | 263 |
| Net loans & leases | $188,126,000 | 1,472 |
| Loan loss allowance | $7,336,000 | 748 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,138,000 | 2,341 |
| Other real estate owned | $13,171,000 | 1,113 |
| Goodwill and other intangibles | $325,000 | 1,586 |
| All other assets | $8,531,000 | 1,063 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,566,000 | 1,356 |
| Total liabilities | $329,494,000 | 1,321 |
| Total deposits | $324,967,000 | 1,221 |
| Interest-bearing deposits | $189,980,000 | 1,821 |
| Deposits held in domestic offices | $324,967,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $85,000 | 4,461 |
| Subordinated debt | $2,400,000 | 228 |
| All other liabilities | $2,042,000 | 1,773 |
| Total equity capital | $19,072,000 | 2,131 |
| Total bank equity capital | $19,072,000 | 2,131 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,350,000 | 506 |
| Surplus | $8,515,000 | 1,678 |
| Undivided profits | $3,207,000 | 5,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,150,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,018,000 | 1,704 |
| Earning assets | $301,827,000 | 1,422 |
| Long-term assets (5+ years) | $9,743,000 | 4,424 |
| Average Assets, year-to-date | $342,723,800 | 1,352 |
| Average Assets, quarterly | $350,094,000 | 1,343 |
| Volatile liabilities | $35,139,000 | 1,554 |
| Insider loans | $48,000 | 10,678 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $57,286,000 | 901 |
| Tier 1 (core) risk-based capital | $18,747,000 | 2,102 |
| Tier 2 risk-based capital | $5,454,020 | 690 |
| Total risk weighted assets | $240,039,220 | 1,176 |
| Total unused commitments | $57,286,000 | 918 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 179 | 1,192 |
| Assets and Liabilities | ||
| Total Assets: | $331,117,000 | 1,487 |
| Cash and due from depository institutions | $30,239,000 | 1,192 |
| Interest-bearing balances | $3,665,000 | 1,844 |
| Securities | $22,559,000 | 5,613 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 848 |
| Net loans & leases | $230,547,000 | 1,249 |
| Loan loss allowance | $5,484,000 | 932 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,825,000 | 1,910 |
| Other real estate owned | $17,994,000 | 1,192 |
| Goodwill and other intangibles | $450,000 | 1,405 |
| All other assets | $5,503,000 | 1,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,117,000 | 1,487 |
| Total liabilities | $305,005,000 | 1,482 |
| Total deposits | $301,126,000 | 1,405 |
| Interest-bearing deposits | $186,976,000 | 1,926 |
| Deposits held in domestic offices | $301,126,000 | 1,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $91,000 | 4,359 |
| Subordinated debt | $2,400,000 | 240 |
| All other liabilities | $1,388,000 | 2,498 |
| Total equity capital | $26,112,000 | 1,485 |
| Total bank equity capital | $26,112,000 | 1,485 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,350,000 | 512 |
| Surplus | $8,515,000 | 1,622 |
| Undivided profits | $10,247,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,955,000 | 349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,321,000 | 1,450 |
| Earning assets | $276,771,000 | 1,600 |
| Long-term assets (5+ years) | $17,122,000 | 2,922 |
| Average Assets, year-to-date | $382,247,400 | 1,257 |
| Average Assets, quarterly | $357,041,500 | 1,374 |
| Volatile liabilities | $31,883,000 | 1,637 |
| Insider loans | $103,000 | 5,648 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $71,535,000 | 753 |
| Tier 1 (core) risk-based capital | $25,662,000 | 1,470 |
| Tier 2 risk-based capital | $5,822,660 | 683 |
| Total risk weighted assets | $271,751,060 | 1,082 |
| Total unused commitments | $71,535,000 | 762 |
| Derivatives | $0 | 651 |