Home > First Commercial Bank > Loan Charge- Offs and Recoveries
First Commercial Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,600,000 | 427 |
| Loans secured by real estate, total | $1,055,000 | 291 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $1,055,000 | 291 |
| Construction and land development | $57,000 | 273 |
| Secured by farmland | $40,000 | 115 |
| Total charge-offs secured by 1-4 family residential properties | $572,000 | 258 |
| Secured by multifamily residential properties | $5,000 | 383 |
| Secured by nonfarm nonresidential properties | $381,000 | 249 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $508,000 | 606 |
| Loans to individuals | $2,013,000 | 384 |
| Credit card loan charge offs | $927,000 | 260 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,086,000 | 384 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $24,000 | 223 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $584,000 | 598 |
| Loans secured by real estate, total | $268,000 | 367 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $268,000 | 367 |
| Construction and land development | $18,000 | 250 |
| Secured by farmland | $12,000 | 216 |
| Secured by 1-4 family residential properties - total recoveries | $122,000 | 309 |
| Secured by multifamily residential properties | $86,000 | 92 |
| Secured by nonfarm nonresidential properties | $30,000 | 683 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $142,000 | 711 |
| Loans to individuals | $168,000 | 657 |
| Credit card loan recoveries | $64,000 | 332 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $104,000 | 797 |
| Loans to foreign governments and official institutions | $5,000 | 20 |
| Other loans | $0 | 271 |
| Lease financing receivables | $1,000 | 260 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,016,000 | 386 |
| Loans secured by real estate, total | $787,000 | 255 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $787,000 | 255 |
| Construction and land development | $39,000 | 259 |
| Secured by farmland | $28,000 | 114 |
| Secured by 1-4 family residential properties- net charge-offs | $450,000 | 259 |
| Secured by multifamily residential properties | $-81,000 | 10,866 |
| Secured by nonfarm nonresidential properties | $351,000 | 179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $366,000 | 629 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,845,000 | 347 |
| Credit card loan net charge offs | $863,000 | 251 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $982,000 | 338 |
| Loans to foreign governments and official institutions | $-5,000 | 3,278 |
| Other loans | $0 | 229 |
| Lease financing receivables | $23,000 | 200 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,860,000 | 572 |
| Loans secured by real estate, total | $417,000 | 707 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $417,000 | 707 |
| Construction and land development | $14,000 | 529 |
| Secured by farmland | $32,000 | 138 |
| Total charge-offs secured by 1-4 family residential properties | $186,000 | 665 |
| Secured by multifamily residential properties | $99,000 | 230 |
| Secured by nonfarm nonresidential properties | $86,000 | 785 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $440,000 | 723 |
| Loans to individuals | $2,001,000 | 415 |
| Credit card loan charge offs | $694,000 | 329 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,307,000 | 380 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $2,000 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $581,000 | 694 |
| Loans secured by real estate, total | $83,000 | 935 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $83,000 | 935 |
| Construction and land development | $18,000 | 301 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $55,000 | 607 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $140,000 | 833 |
| Loans to individuals | $261,000 | 574 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $261,000 | 466 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $97,000 | 111 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,279,000 | 522 |
| Loans secured by real estate, total | $334,000 | 620 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $334,000 | 619 |
| Construction and land development | $-4,000 | 11,149 |
| Secured by farmland | $32,000 | 109 |
| Secured by 1-4 family residential properties- net charge-offs | $131,000 | 692 |
| Secured by multifamily residential properties | $99,000 | 199 |
| Secured by nonfarm nonresidential properties | $76,000 | 627 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $300,000 | 750 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,740,000 | 375 |
| Credit card loan net charge offs | $694,000 | 306 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,046,000 | 348 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-97,000 | 1,171 |
| Lease financing receivables | $2,000 | 297 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,346,000 | 933 |
| Loans secured by real estate, total | $280,000 | 969 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $280,000 | 968 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $4,000 | 316 |
| Total charge-offs secured by 1-4 family residential properties | $219,000 | 631 |
| Secured by multifamily residential properties | $41,000 | 398 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,671 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $304,000 | 985 |
| Loans to individuals | $706,000 | 667 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $706,000 | 493 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $56,000 | 153 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,254,000 | 431 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,162,000 | 196 |
| Loans to individuals | $61,000 | 1,510 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $61,000 | 1,347 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $6,000 | 283 |
| Lease financing receivables | $25,000 | 145 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Loans secured by real estate, total | $280,000 | 801 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $280,000 | 800 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $4,000 | 257 |
| Secured by 1-4 family residential properties- net charge-offs | $219,000 | 520 |
| Secured by multifamily residential properties | $41,000 | 354 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,364 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-858,000 | 11,903 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $645,000 | 568 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $645,000 | 380 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-6,000 | 1,139 |
| Lease financing receivables | $31,000 | 153 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $694,000 | 1,451 |
| Loans secured by real estate, total | $168,000 | 1,471 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $168,000 | 1,471 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $1,000 | 460 |
| Total charge-offs secured by 1-4 family residential properties | $163,000 | 862 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $4,000 | 2,369 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $207,000 | 1,436 |
| Loans to individuals | $308,000 | 996 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $308,000 | 777 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $11,000 | 291 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $431,000 | 953 |
| Loans secured by real estate, total | $93,000 | 1,036 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $93,000 | 1,036 |
| Construction and land development | $22,000 | 404 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $65,000 | 599 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,710 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $178,000 | 841 |
| Loans to individuals | $80,000 | 1,296 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $80,000 | 1,154 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $58,000 | 137 |
| Lease financing receivables | $22,000 | 182 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $263,000 | 2,094 |
| Loans secured by real estate, total | $75,000 | 1,830 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $75,000 | 1,831 |
| Construction and land development | $-22,000 | 12,373 |
| Secured by farmland | $1,000 | 367 |
| Secured by 1-4 family residential properties- net charge-offs | $98,000 | 984 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-2,000 | 11,376 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $29,000 | 3,213 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $228,000 | 911 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $228,000 | 649 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-47,000 | 1,129 |
| Lease financing receivables | $-22,000 | 10,994 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,284,000 | 1,211 |
| Loans secured by real estate, total | $465,000 | 1,074 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $465,000 | 1,073 |
| Construction and land development | $29,000 | 846 |
| Secured by farmland | $12,000 | 411 |
| Total charge-offs secured by 1-4 family residential properties | $291,000 | 702 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $133,000 | 1,123 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $179,000 | 2,174 |
| Loans to individuals | $516,000 | 788 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $516,000 | 578 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $20,000 | 287 |
| Lease financing receivables | $104,000 | 147 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,020,000 | 557 |
| Loans secured by real estate, total | $503,000 | 357 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $503,000 | 357 |
| Construction and land development | $47,000 | 331 |
| Secured by farmland | $50,000 | 98 |
| Secured by 1-4 family residential properties - total recoveries | $403,000 | 113 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,049 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $437,000 | 439 |
| Loans to individuals | $36,000 | 2,510 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $36,000 | 2,290 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $12,000 | 221 |
| Lease financing receivables | $32,000 | 165 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $264,000 | 2,658 |
| Loans secured by real estate, total | $-38,000 | 12,804 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-38,000 | 12,843 |
| Construction and land development | $-18,000 | 13,063 |
| Secured by farmland | $-38,000 | 11,467 |
| Secured by 1-4 family residential properties- net charge-offs | $-112,000 | 13,234 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $130,000 | 1,010 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-258,000 | 13,137 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $480,000 | 629 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $480,000 | 421 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $8,000 | 264 |
| Lease financing receivables | $72,000 | 130 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,024,000 | 527 |
| Loans secured by real estate, total | $4,199,000 | 320 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,199,000 | 319 |
| Construction and land development | $2,000 | 1,608 |
| Secured by farmland | $12,000 | 577 |
| Total charge-offs secured by 1-4 family residential properties | $2,854,000 | 112 |
| Secured by multifamily residential properties | $9,000 | 806 |
| Secured by nonfarm nonresidential properties | $1,322,000 | 378 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $826,000 | 919 |
| Loans to individuals | $918,000 | 692 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $918,000 | 511 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $66,000 | 215 |
| Lease financing receivables | $15,000 | 331 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $789,000 | 668 |
| Loans secured by real estate, total | $63,000 | 1,327 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $63,000 | 1,327 |
| Construction and land development | $17,000 | 550 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $46,000 | 787 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $622,000 | 342 |
| Loans to individuals | $91,000 | 1,358 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $91,000 | 1,203 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $9,000 | 255 |
| Lease financing receivables | $4,000 | 309 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,235,000 | 520 |
| Loans secured by real estate, total | $4,136,000 | 303 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,136,000 | 301 |
| Construction and land development | $-15,000 | 13,728 |
| Secured by farmland | $12,000 | 493 |
| Secured by 1-4 family residential properties- net charge-offs | $2,808,000 | 101 |
| Secured by multifamily residential properties | $9,000 | 771 |
| Secured by nonfarm nonresidential properties | $1,322,000 | 357 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $204,000 | 2,191 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $827,000 | 593 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $827,000 | 402 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $57,000 | 180 |
| Lease financing receivables | $11,000 | 307 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.