Home > First Commercial Bank > Income and Expense
First Commercial Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $111,467,000 | 369 |
| Total interest expense | $41,731,000 | 456 |
| Net interest income | $69,736,000 | 302 |
| Provision for loan and lease losses | $5,376,000 | 310 |
| Total noninterest income | $66,728,000 | 183 |
| Gross Fiduciary activities income | $3,779,000 | 224 |
| Service charges on deposit accounts | $9,781,000 | 171 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $53,168,000 | 162 |
| Total noninterest expense | $84,204,000 | 238 |
| Salaries and employee benefits | $23,741,000 | 304 |
| Premises and equipment expense | $5,356,000 | 408 |
| Additional noninterest expense | $55,107,000 | 200 |
| Pre-tax net operating income | $46,884,000 | 240 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $16,406,000 | 247 |
| Income before extraordinary items | $30,496,000 | 253 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $30,496,000 | 253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,016,000 | 386 |
| Cash dividends | $20,000,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $30,484,300 | 243 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $105,590,000 | 412 |
| Total interest expense | $39,930,000 | 503 |
| Net interest income | $65,660,000 | 356 |
| Provision for loan and lease losses | $1,876,000 | 657 |
| Total noninterest income | $70,851,000 | 193 |
| Gross Fiduciary activities income | $3,693,000 | 258 |
| Service charges on deposit accounts | $9,548,000 | 211 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $57,610,000 | 159 |
| Total noninterest expense | $91,878,000 | 260 |
| Salaries and employee benefits | $27,061,000 | 298 |
| Premises and equipment expense | $5,601,000 | 435 |
| Additional noninterest expense | $59,216,000 | 210 |
| Pre-tax net operating income | $42,757,000 | 272 |
| Securities gains (losses) | $37,000 | 1,547 |
| Applicable income taxes | $15,969,000 | 266 |
| Income before extraordinary items | $26,825,000 | 286 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $26,825,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,279,000 | 522 |
| Cash dividends | $22,500,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $26,801,320 | 276 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $90,175,000 | 485 |
| Total interest expense | $34,518,000 | 586 |
| Net interest income | $55,657,000 | 418 |
| Provision for loan and lease losses | $233,000 | 2,741 |
| Total noninterest income | $41,443,000 | 262 |
| Gross Fiduciary activities income | $3,771,000 | 264 |
| Service charges on deposit accounts | $8,153,000 | 249 |
| Trading account gains and fees | $3,193,000 | 77 |
| Additional Noninterest Income | $26,326,000 | 236 |
| Total noninterest expense | $62,928,000 | 344 |
| Salaries and employee benefits | $21,407,000 | 374 |
| Premises and equipment expense | $5,200,000 | 471 |
| Additional noninterest expense | $36,321,000 | 289 |
| Pre-tax net operating income | $33,939,000 | 327 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $12,181,000 | 327 |
| Income before extraordinary items | $21,769,000 | 333 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $21,769,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $10,500,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $21,761,960 | 327 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $73,072,000 | 504 |
| Total interest expense | $23,428,000 | 629 |
| Net interest income | $49,644,000 | 444 |
| Provision for loan and lease losses | $-792,000 | 12,511 |
| Total noninterest income | $45,237,000 | 234 |
| Gross Fiduciary activities income | $3,007,000 | 302 |
| Service charges on deposit accounts | $7,809,000 | 246 |
| Trading account gains and fees | $2,668,000 | 67 |
| Additional Noninterest Income | $31,753,000 | 212 |
| Total noninterest expense | $60,636,000 | 350 |
| Salaries and employee benefits | $20,262,000 | 388 |
| Premises and equipment expense | $9,856,000 | 301 |
| Additional noninterest expense | $30,518,000 | 333 |
| Pre-tax net operating income | $35,037,000 | 302 |
| Securities gains (losses) | $40,000 | 1,289 |
| Applicable income taxes | $12,377,000 | 291 |
| Income before extraordinary items | $22,700,000 | 302 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $22,700,000 | 302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,094 |
| Cash dividends | $18,250,000 | 227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $22,674,000 | 306 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $73,350,000 | 510 |
| Total interest expense | $22,879,000 | 639 |
| Net interest income | $50,471,000 | 437 |
| Provision for loan and lease losses | $280,000 | 3,154 |
| Total noninterest income | $35,868,000 | 265 |
| Gross Fiduciary activities income | $3,341,000 | 282 |
| Service charges on deposit accounts | $7,953,000 | 237 |
| Trading account gains and fees | $3,374,000 | 79 |
| Additional Noninterest Income | $21,200,000 | 264 |
| Total noninterest expense | $54,602,000 | 382 |
| Salaries and employee benefits | $19,632,000 | 393 |
| Premises and equipment expense | $6,730,000 | 397 |
| Additional noninterest expense | $28,240,000 | 366 |
| Pre-tax net operating income | $31,457,000 | 287 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $10,621,000 | 296 |
| Income before extraordinary items | $20,861,000 | 304 |
| Extraordinary gains, net | $1,044,000 | 224 |
| Net income | $21,905,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,658 |
| Cash dividends | $23,400,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $20,844,500 | 294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $78,400,000 | 539 |
| Total interest expense | $28,862,000 | 668 |
| Net interest income | $49,538,000 | 454 |
| Provision for loan and lease losses | $3,183,000 | 800 |
| Total noninterest income | $32,560,000 | 277 |
| Gross Fiduciary activities income | $2,997,000 | 307 |
| Service charges on deposit accounts | $7,615,000 | 245 |
| Trading account gains and fees | $3,395,000 | 83 |
| Additional Noninterest Income | $18,553,000 | 291 |
| Total noninterest expense | $52,554,000 | 392 |
| Salaries and employee benefits | $18,745,000 | 404 |
| Premises and equipment expense | $6,066,000 | 440 |
| Additional noninterest expense | $27,743,000 | 374 |
| Pre-tax net operating income | $26,361,000 | 279 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $8,573,000 | 315 |
| Income before extraordinary items | $17,809,000 | 301 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $17,809,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,235,000 | 520 |
| Cash dividends | $8,700,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $17,794,720 | 271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.