Home > First Commercial Bank > Net charge- offs to loans
First Commercial Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3224% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0924% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1683% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2695% | 1,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2358% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0724% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2543% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1942% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8322% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8074% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0310% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2870% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0691% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1491% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7651% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0784% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1760% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 8,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1170% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4410% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3229% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0411% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 7,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 868 |
| Percentage Net Loans Charged-off:Construction & development | -0.1567% | 1,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0838% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0568% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1190% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 8,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | -0.1171% | 1,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1150% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0652% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0491% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1219% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1735% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3317% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1699% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8613% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3559% | 177 |
| Percentage Net Loans Charged-off:Construction & development | -0.0768% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2600% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0869% | 383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6757% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8120% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1439% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6490% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1590% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |